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    Business

    Don’t Depend On Daddy

    Learn how to run your life without chaos. Don’t Depend on Daddy blends wellness, routines, and real-life systems to help you feel more grounded, organized, and independent. The conversations are practical and honest, focused on habits that stick, structure that supports your energy, and learning how to take care of yourself without chaos or burnout. The goal is to build independence through small, intentional choices – and create a life that you actually enjoy living. New episodes every Wednesday <3

    Advertise

    Copyright: © Michela Allocca - Break Your Budget

    • Apple Podcasts
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    Latest Episodes:
    40. Things That Have Made My Life Better in My 20's (money, career, life) Jan 10, 2024
    Show notes

    On this weeks episode, Michela shares all the things that have improved her quality of life throughout her twenties. She covers personal finances, career tips and decisions, and some wellness, lifestyle, productivity, and routine advice!


    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8


    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book


    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard


    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template


    Own Your Career Template: https://breakyourbudget.com/own-your-career-template


    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan


    Digital Planner: https://bit.ly/3yXbVW7


    Increase Your Income Masterclass: https://bit.ly/3JXjUt9



    FREE RESOURCES:

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget



    39. 2024 Ins & Outs: How I Am Elevating My Life (New Era of Don't Depend on Daddy) Jan 03, 2024
    Show notes

    In this episode, Michela shares some updates to expect from Don't Depend on Daddy going forward + a brand new segment - I want to hear from you! Then, she shares her 2024 INS and OUTs: personal, wellness, mindset, friendships, hobbies, routines and more.


    Don’t Depend on Daddy Moment of the Week:

    https://forms.gle/X4i4Q11rxqaNhX9y8


    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book


    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard


    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template


    Own Your Career Template: https://breakyourbudget.com/own-your-career-template


    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan


    Digital Planner: https://bit.ly/3yXbVW7


    Increase Your Income Masterclass: https://bit.ly/3JXjUt9



    FREE RESOURCES:

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget



    38. 2023 Wrapped: Spending Recap, Career Review, Personal Wins + Top Purchases! Dec 20, 2023
    Show notes

    In this episode, Michela is sharing her top takeaways, lessons, and accomplishments for 2023 across personal finance, career, and personal life. She shares what she has accomplished in each area, her biggest struggles, as well was goals she is working towards in 2024. Plus, Michela shares how much she spent in 2023 through a spending recap, as well as her top purchases for the year! Thank you for the support and happy holidays!


    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget


    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard


    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template


    Own Your Career Template: https://breakyourbudget.com/own-your-career-template


    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget



    37. 2024 Financial Goals + Resolutions: Setting Goals You Can Stick To Dec 13, 2023
    Show notes

    In this episode, Michela shares strategies for setting financial goals, how to build them into your plan, and how to set financial resolutions and intentions for the new year. At the end of the episode, she also shares examples of financial goals and some of the goals + intentions you are working towards! (submitted on IG)


    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget


    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard


    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template


    Own Your Career Template: https://breakyourbudget.com/own-your-career-template


    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget



    36. Ask Michela: The 50/30/20 Rule, Dating when Your Life is on Social Media, Tips for Living in a HCOL + More Dec 06, 2023
    Show notes

    On this weeks episode, Michela answers listener questions, including:

    1. Do I still follow the 50/30/20 rule in spite of my lifestyle changes and spending?

    2. What was the most important finance class I took in college?

    3. Is a 401k worth it if your employer doesn’t match?

    4. What are my personal/business goals for 2024?

    5. What factors should I consider when choosing my first apartment?

    6. Tips for saving in a HCOL?

    7. Do I find it hard to date since my finances and life are so public?


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget


    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard


    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template


    Own Your Career Template: https://breakyourbudget.com/own-your-career-template


    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget



    35. 3 Tips to Prepare for Year-End Performance Conversations Nov 29, 2023
    Show notes

    On this episode, Michela shares 3 tips to prepare for your year-end performance conversation. If you are seeking a raise or promotion, or just want to feel more confident, these tips will help you go into the conversation prepared.


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget



    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard


    Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template


    Own Your Career Template: https://breakyourbudget.com/own-your-career-template


    4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan



    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget


    34. Financial Shifts I've Made from My Early to Late Twenties Nov 22, 2023
    Show notes

    In this episode, Michela shares 3 ways she has shifted her approach to personal finance throughout her twenties. From taking a really restrictive approach to her money and career to completely transforming how she spends, saves, and works, this episodes goes deep into how you can re-shape the way you think about money as you move through the defining years of your twenties and beyond.


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget



    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://bit.ly/3zC9k5b

    Be Your Own Boss: https://bit.ly/3ckG9ef

    Own Your Career Template: https://bit.ly/3ba0X7K

    4-Week Financial Plan: https://bit.ly/3H3jT5t


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget



    33. A Financial Plan WILL Change Your Life + 4 Steps to Get Started Nov 15, 2023
    Show notes

    In this episode Michela breaks down the benefits of having a financial plan and the 4 step framework you can follow to create one before 2024. Plus, she shares WHY spending the time ahead of the new year to do this is so important. She also provides an update on the new features you can expect within the Personal Finance Dashboard 5.0.


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget



    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://bit.ly/3zC9k5b

    Be Your Own Boss: https://bit.ly/3ckG9ef

    Own Your Career Template: https://bit.ly/3ba0X7K

    4-Week Financial Plan: https://bit.ly/3H3jT5t


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget



    32. 3Navigating a Competitive Job Market, Gen Z in the Workplace, Networking Tips for Introverts + More with Eddiana Rosen! Nov 08, 2023
    Show notes

    In this episode Michela sat down with Eddiana Rosen of @careersinreview! Eddiana is an Employee Relations Specialist with 10 years of experience and she shares her guidance on navigating the competitive job market, standing out during the application process, how to update your resume for success, communicating with recruiters, using LinkedIn during the job search process and so much more! This is an amazing episode if you are feeling stuck at work, thinking about finding a new job, or just looking for a refresh in your career.

    Find Eddiana:

    IG: https://www.instagram.com/careersinreview/

    LinkedIn: https://www.linkedin.com/in/eddianarosen/


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget


    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://bit.ly/3zC9k5b

    Be Your Own Boss: https://bit.ly/3ckG9ef

    Own Your Career Template: https://bit.ly/3ba0X7K

    4-Week Financial Plan: https://bit.ly/3H3jT5t


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget




    31. Financial Routines to Build Long-Term Wealth Nov 01, 2023
    Show notes

    This week Michela shares a life update and then deep dives on financial routines. The benefits of a financial routine plus how to work through a weekly money routine and a monthly money routine. If you struggle to budget, to stick to a budget, or with overspending, then you'll benefit A LOT from a financial routine!


    ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

    GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book


    ClassPass Referral: https://classpass.com/refer/VFFN4T311

    LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget



    DIGITAL PLANNER: https://bit.ly/3yXbVW7

    Increase Your Income Masterclass: https://bit.ly/3JXjUt9

    Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

    High-Yield Savings Account Guide: https://bit.ly/409p62A

    Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


    TEMPLATES & RESOURCES:

    Personal Finance Dashboard: https://bit.ly/3zC9k5b

    Be Your Own Boss: https://bit.ly/3ckG9ef

    Own Your Career Template: https://bit.ly/3ba0X7K

    4-Week Financial Plan: https://bit.ly/3H3jT5t


    DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget


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