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    Business

    Docs Outside The Box

    Hosts Dr. Nii (Ghanaian) and Dr. Renee (Haitian) are first-generation physicians who paid off $662,000 in student loans in 3 years – while figuring out contracts, career moves, and money management that their colleagues learned at home.

    Every episode covers what first-gen docs need to know:

    • Contract negotiation and career decisions
    • Paying off debt without family financial guidance
    • Building wealth from scratch
    • The questions you don’t know to ask (but your colleagues already knew)

    Real strategies from doctors who had to figure it out on their own.

    Subscribe and build your blueprint with us.

    Download: The First-Gen Doctor Blueprint

    Advertise

    Copyright: © www.drniidarko.com

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Can Busy Moms Really Do Locum Work Without Having Mom Guilt? #471 Part 2 Sep 23, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox


    Have a question for the podcast?

    Text us at 833-230-2860


    In this episode, we answer a question from our listener who is considering a locums position but is having mom guilt and wants to know how other women do it. Dr. Renée opens up about her journey working exclusively as a locums doctor while still maximizing her presence at home. If you're struggling with parental guilt this conversation is for you.


    FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums


    SIGN UP FOR OUR NEWSLETTER!


    WATCH THIS EPISODE ON YOUTUBE!


    Wanna listen instead?

    Apple podcast: https://podcasts.apple.com/us/podcast...

    Spotify: https://open.spotify.com/show/7lPD2QG...



    Instagram: @docsoutsidethebox

    Email: team@drniidarko.com

    Twitter: @drniidarko


    Merch: https://docs-outside-the-box.creator-spring.com


    This episode is sponsored by

    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


    A Recap Of Our Wonderful Trip To Ghana. #471 Part 1 Sep 23, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox


    Have a question for the podcast?

    Text us at 833-230-2860


    In this episode, we share our experiences from our recent medical mission trip to Ghana. We also discussed a medical resident who was caught performing unauthorized genital ultrasounds in his apartment and concluded with giving career advice to residents who are transitioning to work as attending physicians.

    If you're interested in volunteering with International Healthcare Volunteers, check out their information down below.


    FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums


    LINKS MENTIONED

    International Healthcare Volunteers (IHCV) - https://www.ihcv.org/


    SIGN UP FOR OUR NEWSLETTER!


    WATCH THIS EPISODE ON YOUTUBE!


    Instagram: @docsoutsidethebox

    Email: team@drniidarko.com

    Twitter: @drniidarko


    Merch: https://docs-outside-the-box.creator-spring.com


    This episode is sponsored by

    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them outHERE!


    REPLAY: Money Trap #4 - Debt is not a substitute for cash! #303 Sep 19, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    In this episode, Renee & Nii discuss how the common forms of debt (student loans, consumer debt, mortgage) keep you stuck in the rat race and burnt out!
    Things to expect in this episode:

    • Renee clarifies how much she really owed the IRS
    • The Top 10 Medical Schools that keep their students in the highest debts
    • Why you should consider refinancing your loans
    • Why the Darkos don’t co-sign loans for anyone


    Resources listed:
    Student Hero Medical School Repayment Guide
    How long should a car loan be
    10 Medical Schools where students leave with the most debt
    WE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    Check out the jobs St John Associates have HERE


    REPLAY: Starting a Locums Company, Navigating Insurance & Why Consider Locums. #432 Aug 27, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    What if you could reshape your career and lifestyle with the freedom and flexibility you’ve always dreamed of? In this episode, we explore the exciting world of locum tenens work, sharing insights on how to start your own locums company, medical malpractice insurance and why every doctor should consider doing locums.

    Timeline

    0:00 Introduction

    2:47 What y'all say Friday! Ask us anything y'all.

    3:29 Working 24 hour shifts as a doctor.

    7:44 Billing & Getting paid as a locums doctor

    10:47 How to Start a Locums Agency.

    14:08 Not working on important days of your life.

    16:24 Medical malpractice for locums doctors

    21:53 Rates vs travel expenses as locums doctors

    28:12 Why consider doing locums?

    35:44 Is there a Diddy in medicine y'all?

    FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums


    LINKS MENTIONED

    App for sending out receipts - https://www.waveapps.com/

    To learn Ins and Outs of locums - https://locumstory.com/


    SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/


    WATCH THIS EPISODE ON YOUTUBE!

    Have a question for the podcast?

    Text us at 833-230-2860



    Twitter: @drniidarko

    Instagram: @docsoutsidethebox

    Email: team@drniidarko.com



    Merch: https://docs-outside-the-box.creator-spring.com



    This episode is sponsored by

    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/


    How to Pay for Med School After Loan Changes! #470 Aug 22, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox


    Have a question for the podcast?

    Text us at 833-230-2860


    In this episode, we discuss a question from a pre-med student from a lower income background who is worried about pursuing medicine with the new student loan caps. We also offer advice on how to navigate these new financial obstacles, and whether becoming a doctor is still a viable path. If you're facing similar challenges, remember you're not alone. Reach out to mentors and be creative with your educational path.


    FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums


    LINKS MENTIONED

    International Healthcare Volunteers (IHCV) - https://www.ihcv.org/


    SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/


    WATCH THIS EPISODE ON YOUTUBE!



    Instagram: @docsoutsidethebox

    Email: team@drniidarko.com

    Twitter: @drniidarko


    Merch: https://docs-outside-the-box.creator-spring.com


    This episode is sponsored by

    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


    REPLAY: From panic attacks to beautiful artwork. Medicine is artistry for this doc #285 Aug 19, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Dr. Lucie Mitchell is a long time listener of Docs Outside. She joins Dr. Nii today to share her story about how a major panic attack in the last 3 months of residency training led her to pay off $70,000 of student loan debt in less than a year and turn medicine into art.
    Things to expect in this episode:

    • How a debt-induced panic attack and a phone call with Dr. Renée resulted in an aggressive loan repayment plan
    • How Dr. Lucie turned her back pain into art for herself and others
    • How she roped the dean of her medical school into babysitting her daughter
    • How one of Dr. Nii's mindset episodes helped Dr. Lucie stop stalling and take action

    Check out Dr. Lucie's artistry at www.phoenixnoirdesigns.com
    WE WANT TO HEAR FROM YOU!!!!
    TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    https://www.youtube.com/drniidarko

    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com

    This episode is sponsored by
    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com
    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE
    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development


    Student Loan Forgiveness Is PAUSED! What Happens Now? #469 Part 2 Aug 05, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox

    Have a question for the podcast?

    Text us at 833-230-2860

    When the "big beautiful bill" passed, all student loan forgiveness programs were paused. In this segment we went deep into the ripple effects these changes will create across healthcare. Whether you're a healthcare professional feeling betrayed by broken government promises or a taxpayer relieved about potential savings, share your perspective with us! Are you team "responsibility" or team "broken promises"? Which side are you on?


    REE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums


    LINKS MENTIONED

    npr article on what borrowers should know about student loan changes in the One Big Beautiful Bill - https://www.npr.org/2025/07/24/nx-s1-5477646/student-loan-repayment-forgiveness-trump

    CBS NEWS on student loan forgiveness - https://www.cbsnews.com/news/student-loan-forgiveness-ibr-debt-payments-education-department-cbs-news-explains/


    SIGN UP FOR OUR NEWSLETTER!


    WATCH THIS EPISODE ON YOUTUBE!



    Instagram: @docsoutsidethebox

    Email: team@drniidarko.com

    Twitter: @drniidarko


    Merch: https://docs-outside-the-box.creator-spring.com


    This episode is sponsored by

    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


    The Tragic Loss of Malcolm-Jamal Warner & Water Safety Tips. #469 Part 1 Aug 05, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox

    Have a question for the podcast?

    Text us at 833-230-2860


    The sudden passing of Malcolm-Jamal Warner was a shock to most of us who grew up watching him as Theo on The Cosby Show. At just 54 years old, his drowning in Costa Rica while swimming with family serves as a stark reminder that water safety remains crucial for everyone, regardless of swimming ability or experience. Check the links below for crisis hotlines, therapist directories, and water safety information that could make all the difference in someone's life.


    FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums


    LINKS MENTIONED

    988 Suicide & Crisis Lifeline - https://988lifeline.org/

    National Alliance on Mental Illness - https://www.nami.org/

    To find a therapist - https://www.psychologytoday.com/

    For online therapy - https://www.betterhelp.com/

    If you’re griefing and need support - https://www.griefshare.org/

    American Red Cross Water safety page - https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/water-safety.html?srsltid=AfmBOoqkRFh8EmoeRJy7EwclvsSPzEGe_VXYRbBgO2NEGG8vEaHnjCcu

    National Weather Service Rip Current Safety page - https://www.weather.gov/mhx/ripcurrentsinfo


    SIGN UP FOR OUR NEWSLETTER!


    WATCH THIS EPISODE ON YOUTUBE!


    Instagram: @docsoutsidethebox

    Email: team@drniidarko.com

    Twitter: @drniidarko


    Merch: https://docs-outside-the-box.creator-spring.com


    This episode is sponsored by

    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


    What Happens When Doctors Make MORE Money on TikTok Than in Hospitals. #469 Part 3 Aug 05, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox

    Have a question for the podcast?

    Text us at 833-230-2860


    The medical profession is facing a significant shift as doctors are increasingly finding more lucrative opportunities on social media than in clinical practice. While some doctors manage to balance both worlds, the trend points toward a future where medical knowledge is increasingly monetized online rather than applied in hospitals and clinics.


    FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums


    SIGN UP FOR OUR NEWSLETTER!


    WATCH THIS EPISODE ON YOUTUBE!


    Instagram: @docsoutsidethebox

    Email: team@drniidarko.com

    Twitter: @drniidarko


    Merch: https://docs-outside-the-box.creator-spring.com


    This episode is sponsored by

    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


    REPLAY: She's delivered a baby on almost every continent! #309 Jul 29, 2025
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii brings talks to Dr. Rachael Consoli, an OB/GYN who presently is working in a United States military hospital in South Korea and has the unique distinction of having delivered babies on nearly every continent in the world. Listen in as Nii asks Rachael why she chose to follow this less-than-traveled path in medicine.
    Things to expect in this episode:

    • Dr. Rachael’s journey from EM residency to OB/GYN
    • The challenges and rewards of humanitarian and locums work
    • Traveling the world and immersing oneself in the local culture
    • Saving for retirement and vetting humanitarian organizations
    • Her experience serving the people of Utqiagvik, Alaska, the most northern city in the world


    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


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