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    Business

    Creating Wealth Real Estate Investing with Jason Hartman

    Become an EMPOWERED INVESTOR. Survive and thrive in today’s economy! With over 2,000 episodes in this Monday, Wednesday, Friday podcast, business and investment expert Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door), Todd Akin (Former US Congressman), William D. Cohan ( The Price of Silence, The Last Tycoon, & House of Cards), G. Edward Griffin (The Creature from Jekyll Island), Daniel Pink (National Geographic).

    Starting with very little, Jason, while still in college at the age of 19, embarked on a career in real estate while brokering properties for clients, he was investing in his own portfolio along the way. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards and became a young multi-millionaire.

    Jason purchased a Southern California real estate brokerage firm which he expanded dramatically and was later acquired by Coldwell Banker. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Over the years he developed his Complete Solution for Real Estate Investors™ where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jason’s highly sought after educational events, speaking engagements, and his ultra-hot “Creating Wealth Podcast” inspire and empower hundreds of thousands of people in 189 countries worldwide.

    Additional guests featured on the Creating Wealth podcast include Robert Kiyosaki (RIch Dad Poor Dad), Matthew Quirk (The 500 & The Directive), Eve Wright (Life at the Speed of Passion), John Lawrence Allen (Make Wall Street Pay You Back), Jerry Robinson (Bankruptcy in Our Nation), Peter Zeihan (The Accidental Superpower), David Crowe (National Association of Homebuilders NAHB), Consuelo Mack (PBS – Wealth Track), Sean Haugh (Libertarian Candidate for the US Senate), Scott Paul (Alliance for American Manufacturing), Charles Goyette (Ron Paul’s America Show), Chris Martenson (Crash Course), Matt Theriault (Epic Real Estate Investing), Christopher Barnatt (The Future of 3D Printing), Zac Bissonnette (Good Advice From Bad People), Rich Karlgaard (Forbes Magazine).

    Chris Mayer (Agora Financial), Craig R. Smith (The Great Withdrawal), Po Bronson (The Science of Winning & Losing), Jim Stossel (Why Government Fails), John McAfee (Founder of McAfee Anti-Virus Software) Harry Dent (The Great Depression Ahead), Kevin Armstrong (Bulls, Birdies, Bogeys, and Bears), Nick Bilton (Hatching Twitter), Tom Kreautler (The Money Pit), Doug Brunt (Ghosts of Manhattan), Catherine McBreen (Get Rich, Stay Rich, Pass it On), Les Leopold (How to Make a Million Dollars an Hour), Robert Greene (Mastery, Power, & Seduction), Byron Dorgan (Gridlock), Dennis Miller (Retirement Reboot), George Gilder (Knowledge & Power), Jed Kolko (Tulia), Dr. Judith Wright (The Soft Addiction Solution), Richard Duncan (The New Depression), Dave Krieger (Clouded Titles), Bill Ayers (Confessions of an American Dissident), Dr. H. Woody Block (American Gridlock), Steven Kotler (Abundance), Laurence Kotlikoff (The Clash of Generations), Greg Farrell (Crash of the Titans), Shaun Rein (The End of Cheap China), Ken Gronbach (The Age Curve), Amity Shlaes (The Forgotten Man), Roger Lowenstein (The End of Wall Street), Jay Elliot (The Steve Jobs Way), Richard Duncan (The Dollar Crisis & The Corruption of Capitalism), Robert Wiedemer (Aftershock), and Steve Slaunwhite (The Wealthy Freelancer).

    A trademark feature of Hartman Media podcasts are our ‘Tenth Episodes’ where alternative topics of interest are explored every tenth episode. This provides a diverse mix of programming exploring issues and influential authors like John Gray (Men Are From Mars, Women Are From Venus), Dan Millman (Way of the Peaceful Warrior), Dr. Denis Waitley (The Psychology of Winning, The Seeds of Greatness), Lori Ann LaRocco (Opportunity Knocking), Mark Divine (Seal Fit: Way of the SEAL), Dr. Jill Ammon-Wexler (The Power of Belief), Dr. Kelly McGonigal (The Willpower Instinct), Doug Conant (Touch Points), Jared Diamond (The World Until Yesterday), Dr. Bob Wright (The Science of Spectacular Living), Jack Canfield (Chicken Soup for the Successful Soul), Sonia Arrison (The Coming Age of Longevity), Dr. David Rock (Your Brain at Work), Gay Hendricks (Relationship Enhancement), Hannah Holmes (Quirk), Dr. Gary Chapman (The Five Love Languages), David Farrow (Millionaire Memory), and David Allen (Getting Things Done),

    Topics explored at depth on Creating Wealth include investing, income properties, property investing, investment strategies, loan modifications, market predictions, mortgage modifications, online marketing, real estate, rental property investing, subprime mortgage crisis, 401K, retirement, Alibaba.com, alternative currencies, alternative energy, ROI, cash flow, American economy, appreciation, arbitrage, Arkansas housing market, artificial intelligence, asset allocation, Atlanta Georgia, income property investing, attorneys, Australian mining, Austin real estate, baby boom generation, baby boomers, banking, bank loans, bankruptcies, Belize, Ben Bernanke, billionaires, bonds, book reviews, boom bust cycles, Boston, brand management, branding, Brookings Institution, Breton Woods, BP, British Petroleum, bubble markets, building wealth, business cycles, business psychology, business travelers, California, California Department of Insurance, CDI, California real estate, capital gains tax, Case-Shiller, Casey Research, cash flow, central banks, certificates of deposit, Chicago, Chicago real estate, China, college tuition, Colorado, commercial investing, commodities, commodity pricing, compound interest, conversions, CPI, Consumer Price Index, Dallas, dark pools, debt ceiling, debt crisis, debt-financed spending, deflation, Detroit, Detroit real estate, digital money, distressed properties, down payment, email marketing, estate tax, high cash flow, home equity, home financing, Indiana, Indianapolis, interest rates, jobless recovery, Kansas City, leverage, libertarian, Little Rock, maintenance warranty, management fees, Manhattan, marketing, Memphis, Miami, Michigan, mircopreneur, middle class, millennials, millionaire, Minneapolis, Minnesota, Missouri, Mississippi, MLS, mobile banking, monetary policy, money market fund, negative equity, new home construction, New Orleans, New York, New York City, North Carolina, Ohio, oil, oil prediction, overpriced markets, packaged commodities, passive income, passive investor, payroll tax, pension, pension funds, pension plans, Platinum Properties, positive cash-flow, price stability, price of gold, price volatility, private money lending, pro forma, property appraisal, property value, real estate arbitrage, real estate tax, rent, rental, renovated homes, rental homes, rental income, rental insurance, San Antonio, San Diego, San Francisco, single-family homes, social marketing, social media, Swiss Franc, Swiss National Bank, Tampa, tax, tax laws, tax bracket, tax lien, taxes, tenant, tenant eviction, Tennessee, Texas, treasury reports, unemployment, unfriendly markets, US housing market, venture capital, volatility, Warren Buffet, Washington, wealth management, whistleblowers, world economy, Zero Hedge.

    Additional topics explored on the Creating Wealth podcast include Bitcoin, digital currencies, corporate tax inversions, crowdfunding, inflation, the Federal Reserve, student loan debt, monetary policy, economic challenges facing generation Y, solar energy, 3D printing, medical technology, US dollar, currency exchange, plunging bond rates, personal and commercial bankruptcy, the cost of a college education, digital banking, the American dream, capital gains taxes, asset protection, gold and silver, commodities markets, precious metals, investing tips, structural and personal unemployment, bank regulations, regulatory reform, emerging markets, shadow banking, social media, derivatives, mobile commerce, government regulation, housing market, identity theft, cyber currencies, mortgage lenders, investment properties, VA loans, gold standard, Fannie Mae and Freddie Mac, online auctions, landlord tenant conflicts, tax lien investing, tax law, retirement, contract law, stagflation, home loans, real estate scams, renters, reverse mortgages, foreclosures, euro, European Union, ECB, European Central Bank, the US housing market, micro lending, online security, cyber security, online banking, digital banking, outsourcing, online shopping, Amazon, Apple, Facebook, Twitter, JP Morgan, short sales, austerity, forex, monetary systems, budget surplus, budget deficits, tax cuts, solar energy, consumer debt, consumer price index, property investing, high frequency trading, interest rates, college tuition, cashless societies, credit card debt, credit monitoring, credit ratings, currency trading, refinancing, federal stimulus, financial independence, financial planning, financial literacy, economic growth, economic development, Wall Street, IPO, IRS, Internal Revenue Service, IMF, International Monetary Fund, mobile banking, Elliot Wave theory, free trade, underwater homeowners, foreign investing, oil prices, entrepreneurship, Equifax, federal budget, Keynes, Keynesian, fiat currency, financial scams, global economy, gold standard, income tax, and foreign investment.

    [CLAIM:SNDPUAP8]

    Advertise

    Copyright: © 2006–2022 The Hartman Media Company. All Rights Reserved

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    Latest Episodes:
    1919: Why Cash Is NOT Considered An Asset Nov 09, 2022
    Show notes

    We are currently in a high-inflation environment that has caused everything to be more expensive than they usually are – from the cost of daily expenses to interest rates for mortgages. This has been causing a lot of chaos and uncertainty in different areas of the world so we are here today to help shine a little light on what really is going on and how you can get through this tough time.

    Listen to this episode to learn more about inflation, how it is affecting our lives, and how we can adjust to make sure we do not go down as everything else goes up!

    Key Talking Points of the Episode

    [00:00] Introduction

    [01:25] The next Collective Mastermind event

    [02:06] What question do we need to always be asking ourselves?

    [04:10] What do numbers look like in different markets today?

    [05:11] Why isn't cash considered an asset?

    [06:32] What are Peter Zion's insights on interest rates?

    [08:35] Where did the fed go wrong in this battle against inflation?

    [11:20] How is inflation affecting the millennial generation?

    [13:23] What if you want to buy a home but interest rates are too high?

    [14:17] Where should you be investing your money in today's economy?

    [15:32] How is inflation affecting other countries?

    [16:37] Where can you get tickets for the Arizona event?

    [17:10] What is The Collective?

    Quotables

    "That is life's most important question as I always like to say – "compared to what?" is the question we always need to be asking ourselves and it really boils down to that idea of TINA. An acronym, TINA, There Is No Alternative."

    "What's not on this chart is cash and it's funny that people don't consider that an investment."

    "As I always say, whenever you hold an asset, every day that goes by that you don't sell that asset, you're basically buying it from yourself. So, if you're holding cash, you are losing at the rate of inflation."

    "All of the would-be first-time buyers, this giant millennial and gen z generation, they're not gonna be buying houses. They're gonna be renting."

    "It's actually worse than it sounds because while interest rates are going up rapidly in the United States, remember, they can't go up as rapidly everywhere else."

    "Finances in Germany are relatively liberalized, so the people can get their money out to secret places."

    Links

    Website: Jason Hartman

    https://www.jasonhartman.com


    1918: The Price of Money and How Powerful It Is To The Global Economy with Ken McElroy & George Gammon Nov 07, 2022
    Show notes

    This weekend was the most recent mastermind event for The Collective Mastermind and we decided to do something different. There was so much value in this event and we are here today to share some of the things that happened and our insights on some of the things that we're experiencing today.

    Listen now to learn more about the last Collective Mastermind event and current market conditions so you can stay ahead!

    Key Talking Points of the Episode

    [00:00] Introduction

    [01:43] What makes the concept of masterminds very powerful?[03:07] What is happening to the market today?

    [04:06] What kind of loans are builders taking out today?

    [05:12] Are the markets overbuilt?

    [08:21] How are the rising interest rates affecting the economy?

    [10:30] What makes the price of money ½ of every transaction?

    [12:54] How should people be dealing with the economy today?

    [13:51] How would rising debt costs affect real estate investors?

    [14:26] How does geographic location create a different impact during inflation?

    [16:20] What other effects does inflation have on investors?

    [17:30] What could possibly happen to interest rates in the future?

    [19:39] What should investors be focused on today?

    [23:04] What happens when interest rates are as high as they are today?

    [24:11] How can you reach out to Ken and George?

    Quotables

    "We're living through a time in history that's proving to us how important price signal is and price discovery, and they've completely gotten rid of the most important price of all – the price of money."

    "My point is that it is true for an American investor, if you got a treasury, you are losing to inflation. But if you have that geo-arbitrage, you can set it up to where you're actually experiencing deflation."

    "What they do is they make it more difficult to qualify, so you really can't get it. It looks great if you can get it."

    "I think we're going into a time, at least over the next year, where it's more so about capital preservation as opposed to appreciation."

    "People's checking accounts are still a lot higher today than they were in 2018. The problem there is that their incomes have not gone up with the rate of inflation."

    "Another thing that's interesting about interest rates going up, is it gives large pools of money and options they haven't had in a decade."

    "Sometimes, the return of your capital is more important than the return on your capital."

    Links

    Book: The Creature from Jekyll Island

    https://www.amazon.com/Creature-Jekyll-Island-Federal-Reserve/dp/0912986212

    Website: Ken McElroy

    https://kenmcelroy.com/

    Website: The Collective Advisors

    https://thecollectiveadvisors.com/

    Website: Hartman Media

    https://hartmanmedia.com/


    1917 FBF: Self-liquidating Asset, Understanding ROI, Alabama Market, Client Case Study James Nov 04, 2022
    Show notes

    Today's Flashback Friday is from episode 1583, published last on October 29, 2020

    Jason Hartman discusses the consistent qualities of investment property. He reiterates the lessons known from IDEAL as well as qualifying its self-liquidating development.

    Jason interviews client, James Castelle. James purchased his first investment property within two years of his initial listen to the Creating Wealth Real Estate Investing podcast. James shares his story shifting from the typical stock-market investment to property investment and why he favors it. The quick lesson, inflation-induced debt destruction, is king!

    Key Takeaways:

    3:45 Jason Hartman is on Amazon Alexa:

    4:30 Alexa Flash Briefing Jason Hartman on ROI

    5:00 I.D.E.A.L.

    10:00 Income property is beautifully consistent. What was true 12 years ago is still true today!

    12:00 Income property is self-liquidating. It pays itself off.

    13:30 Not all ROI is created equally.

    17:30 Jason on the tragic knife attacks in France.

    James Castelle interview

    26:00 The stock market v. real estate.

    29:00 Why did you choose the Gadsden, Alabama market?

    31:00 The benefits of inflation making a house payment seem cheap over time.

    34:30 After your first investment property, what are your plans?

    Websites:

    JasonHartman.com

    JasonHartman.com/properties

    Jason Hartman Quick Start

    Jason Hartman PropertyCast (Libsyn)

    Jason Hartman PropertyCast (iTunes)

    1-800-HARTMAN


    1916: How the Current Rental Market Is Affecting Real Estate Investors & Where to Go From Here Nov 02, 2022
    Show notes

    Steven Thomas is with us today to share some market data that will help us gain better insights into what's happening and what we should be doing to ensure profitability in today's market. We are talking about inventory status, rental market conditions, and how the recent changes are going to affect you as a real estate investor.

    Listen now to stay updated on trends in the real estate market so you can plan ahead!

    Key Talking Points of the Episode

    [00:00] Introduction

    [02:25] What is the right way to think about real estate investing?

    [05:02] How are inventory numbers doing today?

    [10:11] What will happen if inventory continues to increase at this rate?

    [14:55] What was the market like in 2015?

    [18:28] Who is Steven Thomas?

    [19:30] Why are people hesitating to let go of their properties?

    [21:55] Have we ever been in a market like we have today?

    [22:50] How long will the impact of inflation affect the market?

    [27:54] Will mobile mortgages be implemented soon?

    [29:07] What will the CPI be like in the coming years?

    [33:07] How is inflation affecting society today?

    [36:23] Why is the model for supply and demand broken?

    [38:33] What markets are seeing inventory catching up to pre-COVID levels?

    [39:48] What will happen to wages in this high-inflation economy?

    [41:10] What should we be expecting to happen in the market?

    [43:50] What makes the current condition of the market different?

    [45:01] Why should people focus more on rental properties?

    [48:50] How can you reach out to Steven?

    [49:05] The Collective Mastermind Group

    Quotables

    "Income doesn't mean you have a ton of positive cash flow because hopefully, you're using leverage on your properties. It just simply means that the asset is producing income to pay debts for you."

    "It's not necessarily that many people are not ready to make a move, it's just that they don't want to because it's so cost-prohibitive and when it gets this cost-prohibitive, they may not be in love with their home, but they're in love with their loan."

    "The new underwriting has become so strict that the homeowners have good credit scores, they have low interest rates, 40% of loans in the country are paid off."

    "Overall, rents make the deal work and people, I really think should be more focused on that rental income than the housing prices because our people are not flipping these houses – they're buying them and holding them for long-term income."

    "Income properties are pretty darn stable and the income component is quite reliable."

    Links

    Website: Jason Hartmanhttps://www.jasonhartman.com

    Website: Reports on Housinghttps://reportsonhousing.com/


    1915: Suburban Renters Increase, Apartment List Survey, Personal Consumption Expenditures, Empowered Investor LIVE Oct 31, 2022
    Show notes

    Welcome to today's episode where Jason is joined by his faithful companion Coco, as he steers clear of the 'thought police,' talking about the Apartment List Survey happening during the nation's midterm 'erection' and how the housing market has become a political issue for most Americans!

    Jason also talks about the CPI, which he calls the 'CP LIE' vis a vis the PCE or the Personal Consumption Expenditures. Moreover, a shocking, tectonic shift in the renter market has taken place, something he predicted back in March of 2022!

    He is then interviewed by James Schlimmer and John Bowens of the Building Equity Podcast where Jason talks about the current state of the economy and the housing market and how it stacks up to other commodities by using his Hartman Comparison Index.

    And you can also buy your tickets NOW to the Empowered Investor LIVE event this January 27-29 happening at a beautiful resort in Scottsdale, Arizona! Early bird rates are going fast. You can also get HUGE discounts on this and all of Jason's events when you become an Empowered Investor Pro member. Just go to EmpoweredInvestor.com. Once a member you can also join their MONTHLY Zoom meeting happening every first Tuesday of the month. So sign up and be part of a community of like-minded investors when you become an Empowered Investor Pro member!

    Key Takeaways:

    0:00 Welcome to Episode 1915! Check out that beautiful animal behind Jason!

    1:48 The Erection: Avoiding the 'Thought Police'

    2:33 Apartment List Survey: Rising Housing Costs A More Salient Political Issue for Renters

    9:31 Institutional Investors are still a drop in the bucket

    11:40 The standard measure of inflation: The CP Lie

    13:07 PCE- Personal Consumption Expenditures

    15:55 Renters' gradual shift toward suburban and rural areas-Just as Jason predicted back in March 2022

    18:00 Empowered Investor Pro Community Monthly Zoom Meeting and the LIVE event in Scottsdale, Arizona

    Jason Interviewed by James Schlimmer and John Bowens, Building Equity Podcast

    19:39 The current state of the US housing market

    20:42 Historically, housing inventory is very, very low and cheap mortgages are not helping

    22:48 Mistakes new investors make

    26:06 What is your measuring stick?

    26:43 Tale of 3 markets; sampling Memphis, Indianapolis & Los Angeles

    29:03 A skewed housing market data

    30:33 The Hartman Comparison Index

    31:03 Median home price versus the price of gold

    33:20 Median home price versus the price of oil

    35:12 Rice and the S&P

    36:15 Coaching session with Jason and the Empowered Investor LIVE event in Scottsdale, Arizona

    37:25 After a catastrophe like a hurricane, there is MORE demand for housing

    Featured:

    https://www.investopedia.com/terms/p/pce.asp

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand: https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com


    1914 FBF: Millennial Rents, Value of Networking & Who Gets the Bailouts Oct 28, 2022
    Show notes

    Today's Flashback Friday is from episode 1058, published last September 19, 2018.

    Jason Hartman is joined by his "brother" Dan as the two discuss the value networking. Dan (who Jason considers to be one of the best networkers he's ever met) gives some tips on how to break through to your networking targets, and how crucial the network becomes when recessions start affecting you.

    Jason also goes over some new information he discussed in the previous episode, as he discovered how much money millennials are actually spending on rent and what that's led them to give up.

    Key Takeaways:

    2:02 Is Jason the most experienced person in his field? Try and beat his roughly 10,000 deals

    5:56 The value of networking

    11:37 Always be conscious of the other person

    15:35 Millennials are spending 45% of their income on rent

    21:16 What has to give when the percentage of income is higher than before?

    24:18 The financial crisis was 10 years ago last week, and terrible advice is still being given

    26:53 In downturns, the people who get the bailouts and the most help are people with the high loan balances

    29:35 Your network is going to be even more important when downturns happen

    Website:

    www.JasonHartman.com/Properties

    Profits in Paradise

    Jason Hartman's Alexa Flash Briefing

    The PropertyCast

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand: https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com


    1913: Housing Inventory Drops, Mortgage Rates Rise, Inflation Rates by Country, Empowered Investor LIVE Oct 26, 2022
    Show notes

    "You date the rate, but marry the property!" Today Jason talks about how when you purchase a house, you lock in the mortgage rate but you can still renegotiate- indefinitely. And this is one of the great things with income property. You can refinance that loan, you can improve the property etc.

    Jason also goes through a few cash balance charts as he gives us a little bit of inside information on the real estate business beyond buyers, sellers and builders and the dynamic that goes into buying and selling. And after looking at these charts, the advice is: delay gratification and follow Jason's commandment number 3- be a DIRECT investor!

    And even when looking at the NAR numbers versus Altos Research, housing inventory is still tight!

    Get your tickets to the EMPOWERED INVESTOR LIVE happening on January 27-29 in Scottsdale, Arizona!

    Key Takeaways:

    0:00 Welcome to episode 1913! Jason's moving residence

    2:20 "You date the rate, but marry the property!"

    6:12 Cash Balance Chart Q2 2022; A little bit of internal information on the real estate

    8:03 New York rents rates- admitting when you are wrong!

    9:46 Compass' Cash Balance chart and delaying gratification

    14:29 Announcing the Empowered Investor LIVE conference and the Empowered Investor Pro Zoom call on the first Tuesday of every month

    15:22 Inflation rate and nominal interest rate by country

    17:07 China has stopped publishing economic statistics

    17:48 Where the US is at in the chart; rent surveys weighted against multifamily homes

    19:46 Buying a cup of coffee with a trillion Zimbabwe dollars

    21:38 Housing inventory slightly drops; comparing apples to apples, NAR vs. Altos Research numbers

    26:55 Existing home sales 2021 and 2022

    29:41 Existing home sales (SAAR) and number of mortgages by interest rate

    31:08 The Empowered Investor Pro community

    Mentioned:

    Altos Research

    National Association of Realtors

    Calculated Risk Blog

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand: https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com


    1912: Weekly Housing Inventory Changes, Mortgage Rates, Mike Simonsen Altos Research Oct 24, 2022
    Show notes

    There are no houses for sale! After the aftermath of hurricane Ian, Jason addresses the misconception that there is a 'fire sale' of houses after these types of disasters. He also reminds us that 40% of home owners have NO mortgage! And those who do have mortgages, 24% of them have a 3% or lower mortgage rate and 65% have 4% or lower! So where is the distressed home owner? There really is no pressure to sell! So if you are waiting for a crash, you might be waiting a long time!

    Jason also welcomes Mike Simonsen of Altos Research as they discuss the factors that keep people from selling their homes and how federal and tax policies contribute to the shortage in housing inventory! Moreover, these factors create more upward pressure on rents!

    For more detailed information on the charts discussed in the show, visit AltosResearch.com.

    Key Takeaways:

    Jason's editorial

    0:00 Welcome to episode 1912

    1:51 Housing inventory in disaster areas- addressing the misconception

    5:27 Number of mortgages by interest rate; so where are the distressed home owners

    6:47 Join the Empowered Investor LIVE conference on January 27-29 in Scottsdale, Arizona

    Mike Simonsen interview

    7:48 Introducing Mike Simonsen of Altos Research

    8:26 Mike's macro view and insights on the current housing market

    11:28 There will be sellers who won't be selling above the 5.5% mortgage rate

    13:11 Factors that keep a lid on inventory for a long time- including fed and tax policies

    17:29 Creating more upward pressure on rents

    19:19 Total inventory home for sale - US Single Family

    21:35 What is the chart not telling us?

    24:52 Buyers have stopped buying especially at the 5% threshold

    27:26 Median homes list prices - US Single Family

    29:20 Where these pricing data come from and the median price on new listings

    30:57 Possibility of larger homes not coming into the market in this time of the year

    32:56 Weekly inventory change - US Single Family homes

    38:15 Standard of living will give in; people will go down the socio-economic ladder

    41:34 San Francisco Inventory: Weekly Single Family

    42:29 Percent of homes taking price reductions, single family homes US national

    45:08 Application for sellers and buyers; going ahead of the curve in your local market

    48:29 Where do we go from here?

    Mentions:

    Logan Mohtashami of HousingWire

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand: https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com


    1911 FBF: It's an Amazing Time to Be Alive! Jason Reviews Tomorrow's Technology Oct 21, 2022
    Show notes

    Today's Flashback Friday is from episode 649, published last March 21, 2016

    Jason goes it alone in this very informative and futuristic episode. He breaks down vacancy rates so you know how often you can be without tenants and have a healthy passive income. He alerts us to tools which help us to do the math with our properties. He even has a special discount for his favorite tool, Property Tracker. He then delves into Peter Diamandis's newsletter about why this is such an amazing time to be alive. You will be amazed to hear the possibilities we humans will have in less than 5 years.

    Key Takeaways:

    4:39 Healthy vacancy rates

    9:18 Meet the Masters online course

    12:39 Raising rents and 2-year leases

    16:43 "Abundance: The future is better than you think", new products coming our way

    25:07 We all want cheap, abundant energy

    26:08 Mapping the materials genome

    28:10 When the government misleads us about inflation it is an example of Moore's Law

    30:25 Explaining hedonic indexing

    33:34 Recyclable carbon fiber composites

    Mentions:

    Jason Hartman

    Hartman Education

    Property Tracker

    Property Evaluator

    Diamandis

    Abundance the future is better than you think - Peter Diamandis

    Longevity & Bio-Hacking Podcast

    Voxer

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand: https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com


    1910: Housing Mortgages By Interest Rates, The Most Powerful Force, Music with Selwyn Duke Oct 19, 2022
    Show notes

    This is a 10th episode show! Jason is joined today by Selwyn Duke, a freelance writer who describes himself as a "teller of Truth and leftists' worst nightmare" in his Twitter bio (twitter.com/SelwynDuke). He is a writer and columnist who has been widely published online and in print, on the local and national levels. He has written for The New American for more than a decade. He has also written for The Hill, Observer, The American Conservative, WorldNetDaily and many others. He has appeared on local and national radio hundreds of times including more than 50 appearances on the award-winning Savage Nation radio program with Michael Savage. His work has been featured by talk-show giant Rush Limbaugh, and it has also been reprinted in college reference textbooks (Cengage Learning).

    Together they talk about how music, entertainment and media have been tremendous influencers in our culture.

    But before that, Jason gives us more data, showing the number of mortgages by interest rate, which proves again that there is NO impending housing crash on the horizon and that the MORTGAGE is the asset!

    Early bird tickets running out fast for the Empowered Investor LIVE event on January 27-29, 2033 in Scottsdale, Arizona!

    Key Takeaways:

    Jason's editorial

    0:00 Welcome to our 10th episode 1910

    2:14 Possibly the most impactful thing in history

    4:21 Jason's 3 most important forms of art; first, architecture

    8:21 Second most important art form, Music

    10:43 And lastly, fashion

    13:07 An excerpt from one of Selwyn Duke's article: Influential Beats, the cultural impact of music

    13:34 Number of mortgages by interest rates

    18:52 Get your tickets NOW to the Empowered Investor LIVE event on January 27-29, 2033 in Scottsdale, Arizona!

    Selwyn Duke interview

    20:45 Welcome Selwyn Duke, "teller of Truth"

    22:30 Looking at the things we grew up with- music, tv shows, critically

    28:46 Revolutionary shifts having tremendous impact in society

    34:54 Addressing the demoralization of society with something ageless

    37:57 "As goes the music, so goes society" Homer's Odyssey and it's impact on our culture

    40:30 Judging these things under the light of virtue

    45:55 Impacting society with the music that is promoted

    49:01 When the "ball keeps moving"

    51:31 Hedonic adjustment; promoting violence in entertainment

    57:40 Identifying the morality behind the violence

    1:01:29 Awash in relativism, we see the degradation of culture

    1:07:07 Media fragmentation; evaluating civilizations

    1:13:10 Balancing conformity and variety

    Mentioned

    SelwynDuke.com

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/

    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

    Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

    CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect

    Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

    Special Offer from Ron LeGrand: https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com


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