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    Business

    Creating Wealth Real Estate Investing with Jason Hartman

    Become an EMPOWERED INVESTOR. Survive and thrive in today’s economy! With over 2,000 episodes in this Monday, Wednesday, Friday podcast, business and investment expert Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door), Todd Akin (Former US Congressman), William D. Cohan ( The Price of Silence, The Last Tycoon, & House of Cards), G. Edward Griffin (The Creature from Jekyll Island), Daniel Pink (National Geographic).

    Starting with very little, Jason, while still in college at the age of 19, embarked on a career in real estate while brokering properties for clients, he was investing in his own portfolio along the way. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards and became a young multi-millionaire.

    Jason purchased a Southern California real estate brokerage firm which he expanded dramatically and was later acquired by Coldwell Banker. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Over the years he developed his Complete Solution for Real Estate Investors™ where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jason’s highly sought after educational events, speaking engagements, and his ultra-hot “Creating Wealth Podcast” inspire and empower hundreds of thousands of people in 189 countries worldwide.

    Additional guests featured on the Creating Wealth podcast include Robert Kiyosaki (RIch Dad Poor Dad), Matthew Quirk (The 500 & The Directive), Eve Wright (Life at the Speed of Passion), John Lawrence Allen (Make Wall Street Pay You Back), Jerry Robinson (Bankruptcy in Our Nation), Peter Zeihan (The Accidental Superpower), David Crowe (National Association of Homebuilders NAHB), Consuelo Mack (PBS – Wealth Track), Sean Haugh (Libertarian Candidate for the US Senate), Scott Paul (Alliance for American Manufacturing), Charles Goyette (Ron Paul’s America Show), Chris Martenson (Crash Course), Matt Theriault (Epic Real Estate Investing), Christopher Barnatt (The Future of 3D Printing), Zac Bissonnette (Good Advice From Bad People), Rich Karlgaard (Forbes Magazine).

    Chris Mayer (Agora Financial), Craig R. Smith (The Great Withdrawal), Po Bronson (The Science of Winning & Losing), Jim Stossel (Why Government Fails), John McAfee (Founder of McAfee Anti-Virus Software) Harry Dent (The Great Depression Ahead), Kevin Armstrong (Bulls, Birdies, Bogeys, and Bears), Nick Bilton (Hatching Twitter), Tom Kreautler (The Money Pit), Doug Brunt (Ghosts of Manhattan), Catherine McBreen (Get Rich, Stay Rich, Pass it On), Les Leopold (How to Make a Million Dollars an Hour), Robert Greene (Mastery, Power, & Seduction), Byron Dorgan (Gridlock), Dennis Miller (Retirement Reboot), George Gilder (Knowledge & Power), Jed Kolko (Tulia), Dr. Judith Wright (The Soft Addiction Solution), Richard Duncan (The New Depression), Dave Krieger (Clouded Titles), Bill Ayers (Confessions of an American Dissident), Dr. H. Woody Block (American Gridlock), Steven Kotler (Abundance), Laurence Kotlikoff (The Clash of Generations), Greg Farrell (Crash of the Titans), Shaun Rein (The End of Cheap China), Ken Gronbach (The Age Curve), Amity Shlaes (The Forgotten Man), Roger Lowenstein (The End of Wall Street), Jay Elliot (The Steve Jobs Way), Richard Duncan (The Dollar Crisis & The Corruption of Capitalism), Robert Wiedemer (Aftershock), and Steve Slaunwhite (The Wealthy Freelancer).

    A trademark feature of Hartman Media podcasts are our ‘Tenth Episodes’ where alternative topics of interest are explored every tenth episode. This provides a diverse mix of programming exploring issues and influential authors like John Gray (Men Are From Mars, Women Are From Venus), Dan Millman (Way of the Peaceful Warrior), Dr. Denis Waitley (The Psychology of Winning, The Seeds of Greatness), Lori Ann LaRocco (Opportunity Knocking), Mark Divine (Seal Fit: Way of the SEAL), Dr. Jill Ammon-Wexler (The Power of Belief), Dr. Kelly McGonigal (The Willpower Instinct), Doug Conant (Touch Points), Jared Diamond (The World Until Yesterday), Dr. Bob Wright (The Science of Spectacular Living), Jack Canfield (Chicken Soup for the Successful Soul), Sonia Arrison (The Coming Age of Longevity), Dr. David Rock (Your Brain at Work), Gay Hendricks (Relationship Enhancement), Hannah Holmes (Quirk), Dr. Gary Chapman (The Five Love Languages), David Farrow (Millionaire Memory), and David Allen (Getting Things Done),

    Topics explored at depth on Creating Wealth include investing, income properties, property investing, investment strategies, loan modifications, market predictions, mortgage modifications, online marketing, real estate, rental property investing, subprime mortgage crisis, 401K, retirement, Alibaba.com, alternative currencies, alternative energy, ROI, cash flow, American economy, appreciation, arbitrage, Arkansas housing market, artificial intelligence, asset allocation, Atlanta Georgia, income property investing, attorneys, Australian mining, Austin real estate, baby boom generation, baby boomers, banking, bank loans, bankruptcies, Belize, Ben Bernanke, billionaires, bonds, book reviews, boom bust cycles, Boston, brand management, branding, Brookings Institution, Breton Woods, BP, British Petroleum, bubble markets, building wealth, business cycles, business psychology, business travelers, California, California Department of Insurance, CDI, California real estate, capital gains tax, Case-Shiller, Casey Research, cash flow, central banks, certificates of deposit, Chicago, Chicago real estate, China, college tuition, Colorado, commercial investing, commodities, commodity pricing, compound interest, conversions, CPI, Consumer Price Index, Dallas, dark pools, debt ceiling, debt crisis, debt-financed spending, deflation, Detroit, Detroit real estate, digital money, distressed properties, down payment, email marketing, estate tax, high cash flow, home equity, home financing, Indiana, Indianapolis, interest rates, jobless recovery, Kansas City, leverage, libertarian, Little Rock, maintenance warranty, management fees, Manhattan, marketing, Memphis, Miami, Michigan, mircopreneur, middle class, millennials, millionaire, Minneapolis, Minnesota, Missouri, Mississippi, MLS, mobile banking, monetary policy, money market fund, negative equity, new home construction, New Orleans, New York, New York City, North Carolina, Ohio, oil, oil prediction, overpriced markets, packaged commodities, passive income, passive investor, payroll tax, pension, pension funds, pension plans, Platinum Properties, positive cash-flow, price stability, price of gold, price volatility, private money lending, pro forma, property appraisal, property value, real estate arbitrage, real estate tax, rent, rental, renovated homes, rental homes, rental income, rental insurance, San Antonio, San Diego, San Francisco, single-family homes, social marketing, social media, Swiss Franc, Swiss National Bank, Tampa, tax, tax laws, tax bracket, tax lien, taxes, tenant, tenant eviction, Tennessee, Texas, treasury reports, unemployment, unfriendly markets, US housing market, venture capital, volatility, Warren Buffet, Washington, wealth management, whistleblowers, world economy, Zero Hedge.

    Additional topics explored on the Creating Wealth podcast include Bitcoin, digital currencies, corporate tax inversions, crowdfunding, inflation, the Federal Reserve, student loan debt, monetary policy, economic challenges facing generation Y, solar energy, 3D printing, medical technology, US dollar, currency exchange, plunging bond rates, personal and commercial bankruptcy, the cost of a college education, digital banking, the American dream, capital gains taxes, asset protection, gold and silver, commodities markets, precious metals, investing tips, structural and personal unemployment, bank regulations, regulatory reform, emerging markets, shadow banking, social media, derivatives, mobile commerce, government regulation, housing market, identity theft, cyber currencies, mortgage lenders, investment properties, VA loans, gold standard, Fannie Mae and Freddie Mac, online auctions, landlord tenant conflicts, tax lien investing, tax law, retirement, contract law, stagflation, home loans, real estate scams, renters, reverse mortgages, foreclosures, euro, European Union, ECB, European Central Bank, the US housing market, micro lending, online security, cyber security, online banking, digital banking, outsourcing, online shopping, Amazon, Apple, Facebook, Twitter, JP Morgan, short sales, austerity, forex, monetary systems, budget surplus, budget deficits, tax cuts, solar energy, consumer debt, consumer price index, property investing, high frequency trading, interest rates, college tuition, cashless societies, credit card debt, credit monitoring, credit ratings, currency trading, refinancing, federal stimulus, financial independence, financial planning, financial literacy, economic growth, economic development, Wall Street, IPO, IRS, Internal Revenue Service, IMF, International Monetary Fund, mobile banking, Elliot Wave theory, free trade, underwater homeowners, foreign investing, oil prices, entrepreneurship, Equifax, federal budget, Keynes, Keynesian, fiat currency, financial scams, global economy, gold standard, income tax, and foreign investment.

    [CLAIM:SNDPUAP8]

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    Copyright: © 2006–2022 The Hartman Media Company. All Rights Reserved

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    Latest Episodes:
    CW 1055 - Identity Theft, Wage Growth & Future of Interest Rates According to the Fed Sep 12, 2018
    Show notes

    Today's episode features Jason Hartman himself explaining the dangers of identity theft and how it's changed over the years. We all know that sometimes our credit card numbers get stolen, but it's gotten much more sophisticated than that these days. Jason also explores the maladies that impact all economies and what the Fed is saying about our economy today.

    Key Takeaways:

    [4:24] Identity theft is much, much more than just financial theft

    [9:18] It's easier to engage in identity theft and financial fraud than committing physical crimes

    [16:37] What is money?

    [20:22] The 3 basic maladies that happen in an economy throughout history

    [24:10] The Fed tells us what to expect moving forward (hint: it's higher rates, slowly)

    [27:05] When wage growth will start worrying the Fed & where Jason thinks you can look to see what inflation is really doing

    [32:40] Will the Fed overdo it?

    Website:

    www.JasonHartman.com/Properties

    Profits in Paradise

    Jason Hartman's Alexa Flash Briefing

    The PropertyCast


    CW 1054 - Wage Increases, Interest Rates, Slowing Home Prices, Jobless Claims Sep 10, 2018
    Show notes

    Jason Hartman takes aim at some important news in today's episode. The episode begins with a look at the first real wage increase in years, and how that may impact interest rates moving forward. Then Jason discusses his idea of "Economic Berlin Walls", jobless claims, communism vs capitalism, "Personal Keynesianism", and jobless claims.

    Key Takeaways:

    [1:18] Wage increases are contributing to rising interest rates

    [3:39] The trade wars impact on interest rates

    [8:14] Looking back at the times in his life when he was financially strapped, Jason realized that consumer goods used to be WAY more expensive than today

    [12:17] Housing price increases are slowing

    [15:04] States are building "Economic Berlin Walls" to try and keep their residents for tax purposes

    [17:45] Jobless claims have hit a 49 year low

    [22:45] Karl Marx, indirectly responsible for the death of 150+ million people thanks to his communist ideas

    [28:19] Globalism may have hurt the American worker more than anything else

    [36:25] "Personal Keynesianism": Where you prime your own pump by having access to easy credit

    Websites:

    www.JasonHartman.com/Start

    Profits in Paradise

    Jason Hartman's Alexa Flash Briefing

    The PropertyCast


    CW 1053 FBF - Success Secrets from The Venture Alliance Mastermind Sep 07, 2018
    Show notes

    Today's Flash Back Friday comes from Episode 812, originally published in April 2017.

    To start the show, two clients who bought properties at the Creating Wealth Seminar and Memphis Property Tour tell their stories of why they do business with Jason's company. And, later a recording from the Venture Alliance Mastermind in Las Vegas with Jeff. Jeff details how he creates balance in his life and has a successful career.

    Key Takeaways:

    [1:27] Adam bought his 9th property during the Memphis Property Tour.

    [4:32] A client who likes doing business with Jason's organization because they provide a one-stop shop.

    Las Vegas Venture Alliance Recording

    [10:24] Jeff breaks things down into quarterly and daily goals.

    [13:04] How Jeff strategically forms his 4 key goals.

    [18:22] Meditation is a key component of successful people's lives.

    [22:23] The importance of teaching and growing every day.

    [26:13] Choosing to create a leader, not a doer.

    Mentioned in This Episode:

    Jason Hartman

    A Tale of Two Brothers Podcast

    Venture Alliance Mastermind

    Profits in Paradise

    Jason Hartman's Alexa Flash Briefing

    The PropertyCast


    CW 1052 - Return of Adjustable Rate Mortgages, Mortgages as Assets & Mortgage Rate Update Sep 05, 2018
    Show notes

    Jason Hartman spends today discussing the future climate of home supply and mortgage rates as we move into a world of higher rates and greater inflation. Jason sees a future that involves more Adjustable Rate Mortgages (ARMs), people unwilling to sell because they aren't willing to give up their low interest rate, and how the housing market could become even more stagnant.

    Then Adam talks with one of the lenders from the network to discuss where rates are today, if the Fed raising rates will impact investors, what things might impact rates in the next few months, and more.

    Key Takeaways:

    [2:56] Labor unions don't have the same cause/need today as they did when they were created and were desperately needed. Today we see technical tyrrany

    [4:58] The popularity of Adjustable Rate Mortgages is set to increase

    [8:25] An interest side effect to the way housing inventory and rate play out together

    [12:10] Investors with mortgage assets are about to be seriously aided by Inflation Induced Debt Destruction

    [14:58] Long low rate mortgages leads to a stagnant market with less price discovery because people don't want to give up their rates

    Adam's Mortgage Minutes:

    [19:35] Rates right now are in the high 5s

    [24:04] The rise of quantitative tightening

    [28:24] Any news items expected that could impact rates in the next 1-2 months?

    Website:

    www.JasonHartman.com/Properties

    Profits in Paradise

    Jason Hartman's Alexa Flash Briefing

    The PropertyCast


    CW 1051 - $1,300 Per Month More Cashflow Client Case Study on Self-Management Katie & Andrew Sep 03, 2018
    Show notes

    Jason Hartman has a check in for this client case study with Drew. Drew recently took charge of 6 homes in the Indianapolis market to self-manage, and has a nice story of increased profit to accompany it. After adjusting rents to meet market prices and getting rid of management fees and the like, Drew has been able to increase his monthly cash flow by around $1,300.

    Drew explains to Jason how he's formed relationships with his tenants that have been incredibly helpful to his bottom line, the software he's using for management, and how much time it's actually taking him per month to manage his properties.

    Key Takeaways:

    [3:12] Where Drew has started self managing and why

    [7:15] Drew put money into his property but came out ahead financially

    [12:47] Always remember that your tenants are your customers

    [18:07] Drew has raised his income by over $1,300 a month since he started

    [23:37] How much is Buildium and why did Drew choose it?

    [26:13] How much time per property is Drew spending a month? How long does a rent ready take?

    [34:51] Just because you start self-managing doesn't mean you always have to. If you change your mind there's always another option

    Website:

    www.JasonHartman.com/Properties


    CW 1050 FBF - Larry Winget - Pitbull of Personal Development, Taking Control of Your Life Aug 31, 2018
    Show notes

    Today's Flash Back Friday comes from Episode 560, originally published in August 2015.

    If you are in control of your life your kids do not talk back to you, you tell the waiter your food is subpar and you believe in every single word you say. If the aforementioned doesn't ring true for you then you need to "grow a pair" and get your house in order. If you decide not to tell someone they are stealing your time and money at your business then by default you are condoning it. Larry believes you are providing people a service by telling them the truth. They need to experience the failure and the pain in order to allow them to learn from their mistakes. Keeping quiet doesn't help anybody.

    Key Takeaways:

    Jason's Editorial:

    [4:56] Is this the beginning of the economic meltdown

    Larry Winget Interview:

    [8:07] Entitlement is the biggest enemy to our society

    [8:59] People need stronger opinions and need to stand up for them

    [9:44] Living on the edge is what gets one into history books

    [10:50] The "I have a pair" test

    [12:16] If you put up with something you condone it

    [12:50] If you want to do the other party a service speak up about crappy service

    [13:54] Peale's "ruined by praise than saved by criticism" quote

    [14:57] Ground your opinion and refuse to create drama

    [16:14] I provoke people on purpose

    [17:33] Which is better having rabid fans or rabid enemies

    [19:35] I can count on my haters, they buy my products

    [20:28] Numbness is a caused by a of lack of confidence in a speaker's' faith in what they say

    [21:51] Businesses can grow a pair by refusing to tolerate thieves or 20% of their employees

    [23:27] We expect more out of our government than we expect out of ourselves

    [25:21] Being in the middle is a safe place but it's no fun

    [27:12] Honest and open communication isn't welcome in a world of political correctness

    [28:44] I respect all opinions on my social media page

    [30:38] It's not about changing somebody else it's always about yourself

    [32:49] Kid's need to experience failure and friends need the truth


    CW 1049 - Is A Recession Coming, Trickle Up Default, Yield Curve, Short-Term Rentals Hawaii Conference & More Aug 29, 2018
    Show notes

    Jason Hartman and Doug take today's episode as a chance to look at some key happenings in our world today. By now you've heard Jason discuss how there's a softening in prices at the top of the housing market that is likely to slowly trickle down into other price ranges, but Doug says there's another metric to look at that's also telling us a recession is headed our way.

    With stocks on a 10 year run, we know it can't stay this way forever. Jason and Doug look at whether the US investor's propensity to demand immediate gains by companies may be hurting us against our foreign competitors. They also look at the upcoming Profits in Paradise event and what's happening in the short-term rental market.

    Key Takeaways:

    [2:07] Doug says there's a better sign of an upcoming recession aside from an inverted yield curve

    [5:34] Trickle up poverty

    [8:46] The rich have resources in the hard times (helping them get richer), the poor get hurt by them

    [11:56] We're now on a 10 year run in the stock market, how much longer can we go?

    [15:53] Asia's long term view for companies could be a problem for instant gratification that the US is plagued with

    [19:14] Long economic expansions makes people forget that counterparty risk is real

    [23:49] This housing slowdown is starting at the top and will work its way down

    [26:36] What Doug is excited about for Profits in Paradise

    [30:48] Where is all the additional demand for hotels and short-term rentals coming from?

    [33:04] The best strategy for short-term providers

    Website:

    www.JasonHartman.com/Events

    www.JasonHartman.com/Properties

    Jason Hartman's Alexa Flash Briefing

    The PropertyCast


    CW 1048 - Real Estate Ponzi Scheme, Housing Market Slow Down, Opportunity Costs & More Risky Loans Aug 27, 2018
    Show notes

    Today's show features Jason Hartman discussing some of the main stories in the news today. The first story is one of the reasons Jason created Commandment #3 (Thou Shalt Maintain Control), the next is a potential sign of a market slowdown from none other than the scandal plagued Wells Fargo, then the potential return of risky loans. Finally we wrap it up with a story on how California might make it even more expensive to live there.

    Key Takeaways:

    [2:09] Forgetting Commandment #3 can often be an expensive lesson and the biggest Ponzi scheme in the world

    [6:52] Always think of opportunity cost when you have money sitting around

    [12:20] A potential sign of a market slowdown from Wells Fargo

    [16:49] The housing market is slowing from the top down and hasn't hit the type of homes that Jason's network sells

    [20:44] Are banks starting to push risky loans?

    [26:07] California is considering changes to Prop 13 and home requirements, which Jason believes would be devastating for real estate holders

    Website:

    Profits in Paradise

    Jason Hartman's Alexa News Briefing

    The PropertyCast


    CW 1047 FBF - Financing FAQs You Need to Know, Why the World Looks to U.S. Real Estate to Create Their Wealth Aug 24, 2018
    Show notes

    Today's Flash Back Friday comes from Episode 571, originally published in September 2015.

    Welcome to episode 571 of Creating Wealth Real Estate Investing. If you're here it's because you're interested in creating or growing your wealth through real estate investing. And today's episode is the perfect vehicle to help you do that.

    One of our experts, Joe, joins us to give the down and dirty details of what it takes to get the best financing deal and the specifications you need to qualify for up to 20 properties. We also talk about whether or not you need an attorney to close a loan, the differences between technical refinancing and cash out refinancing as well as how many months' of reserves you need.

    This is expert advice free of charge! And it's all here on today's episode of Creating Wealth Real Estate Investing.

    Quick answers in the lightning round to all of the most important financing questions. We dig in and ask prudent questions of Joe our financing guru. If you are looking to create your wealth through real estate investments this is the episode for you. Down and dirty details of what it takes to get the best financing deal and the specifications you need to qualify for up to 20 properties. Expert advice free of charge!

    Key Takeaways:

    Jason's Editorial:

    [1:23] Lender Lightning Round show

    [1:58] The great Facebook debate

    [4:29] Commandment #3 - Thou shalt maintain control

    [9:28] Ric Edelman's - 10 great reasons to keep a long term mortgage and never pay it off

    [11:07] The supply chain of financial advisors

    [15:40] It's an amazing time to be alive

    [16:18] The Chinese Government makes it easier to buy overseas assets

    [18:40] Newport Rhode Island trip for Venture Alliance members and guests

    Lightning Round:

    [21:30] Inflation induced debt destruction

    [22:15] Financing 10 properties per spouse through Fannie Mae

    [22:53] Down payments vary - 5% down reduces your rate

    [23:43] Financing through an LLC

    [24:24] 1 loan, 1 property with vanilla residential financing

    [25:45] Multiple inquiries about your credit score can lower it over time

    [27:00] A LLC needs different insurance

    [27:47] Is a power of attorney be sufficient to close the loan

    [28:29] An attorney is not needed to close the loan

    [29:57] A 2 year landlord history - Fannie Mae no, Freddie Mac yes

    [30:56] The minimum credit score is 620 for the first 4 properties, 720 for 5-10

    [31:50] Cash out refinancing on investment properties

    [33:05] You can always finance your primary residence but different guidelines may apply

    [34:21] Lenders need 6 months of reserves

    [35:37] Offsetting the mortgage payment based on possible rental income

    [37:42] Rental income loss

    [38:38] Technical refinance or delayed financing

    [40:22] 100% replacement cost needed in homeowners insurance

    [44:37] Do your due diligence but beware of multiple credit checks

    Website:

    www.JasonHartman.com/Properties

    Fruitcake Fraud


    CW 1046 - Approaching Singularity, Inflation in the US & Abroad & Are AVMs an Ominous Sign Aug 23, 2018
    Show notes

    Today's episode features Jason Hartman covering a wide range of issues. The topic of conversation ranges from the coming singularity, what it is, when we might see it, etc, then branches into more on the discussion about Automated Valuation Models (AVMs) and whether they're are the precursor to reckless valuations like we saw before the Great Recession.

    Jason also looks at the unfortunate situation Venezuela finds them in, with both rampant inflation and a natural disaster on top of it creating serious issues for the citizens of the nation.

    And finally Jason listens to some of his favorite investigative journalists work as he discusses why investigative jouralism is important and how it is connected to his 3 guiding principles.

    Key Takeaways:

    [3:07] The approaching singularity

    [7:47] The database Jason was wondering about in relation to Automated Valuation Models exists with Fannie Mae/Freddie Mac

    [10:05] Appraisers are a dying industry because the older ones are retiring and the hoops new appraisers have to jump through are hindering new hires

    [11:45] Will AVMs cause reckless valuations to return?

    [14:11] The IMF has announced that inflation in Venezuela this year alone has been 1,000,000%

    [17:07] Asset price inflation is not a part of the inflation index in the USA, which is a big deal

    [22:17] The 2 major problems of the humble single family home

    [26:11] Investigative journalisms ties to Jason's principles of how you can't hear the dogs that don't bark, compared to what, and what gets rewarded get repeated

    Website:

    Profits in Paradise

    Jason Hartman's Alexa News Briefing

    The PropertyCast

    John Stossel


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