Couple Money Podcast

Latest Episodes:

How to Teach Your Kids to Save and Invest Money Sep 12, 2018

Show notes

Want your kids to leave the house money savvy? Learn easy techniques and ways on how to teach your children how to save and invest like a pro!

Teaching Kids to Save and Invest

Do you remember how you handled money growing up?

I can't recall when I got my allowance, but I remember being in second or third grade going around the neighborhood collecting bottles and cans to recycle and earn some extra money.

And as grateful as I am for learning what I did, from how I mismanaged money later on and got into debt in college, I can see there were some gaps in my financial knowledge.

My husband and I both want our girls to know the value of a hard-earned dollar and how to use it wisely.

That won't happen by accident. It's going to take a plan.

If you two want to help your little ones, make sure you save this episode.

Bill Dwight, creator of the amazing family banking app famZoo is here today on the show.

Besides being a tech whiz, he's a father of five who's had plenty of experience with the ups and downs of raising kids to become adults.

In this episode we get into:

When to start introducing finances
Getting your kids comfortable with saving and investing
Why your kids need to get a loan from you

I think we'll have plenty of comments on this one. :) Hope you enjoy!

Resources to Teach Your Kids about Money

If you're looking for ideas and resources to prepare your kids to be money-savvy, here are some to check out!

We're going to discuss this in our private Facebook group over at Thriving Families. It's free and fun.

Support the Podcast!

Thank you so much for listening to the podcast!

Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

How One Couple Quit Their Jobs to Pursue Financial Freedom Sep 05, 2018

Show notes

Dream of quitting your job, but worried about your finances? Learn how one couple saved 70% of their income, quit their jobs, and pursued their dreams of financial freedom!

Quitting $250K Jobs to Travel the Country Together

September is here which means this week we're nailing down what we like to do before 2018 closes out.

How about you? What goal or two do you want to knock out these next few months? There's still time to do something big.

Today Alison and Matt from Owen Your Future are here to break down how they're pursuing financial freedom on the road after they quit their jobs.

Whether you want to pivot your career, travel more, or just want to have some more options in your life, there are some wonderful strategies and tactics you can use.

Why they wanted to pursue financial independence (and what that means to them)
The process and steps they took to save 70% of their income
why they shifted and quit their jobs early, even though they did not reach their FI number

Let's see if we can get you a few steps closer to your big goal. Hope you enjoy!

Resources to Get on the Path to Financial Freedom

If you two are ready to make some real progress on your big goals, here are helpful resources to check out.

Connect with the Owens

Matt and Alli Owen saved 70% of their incomes for 4 years and are now enjoying a "mini-retirement" traveling the Americas in their self-converted bright red Sprinter van, Clifford.

While they haven't yet reached their "FI" number, they chose to leave their jobs early with the confidence that they will make up the rest with the skills they acquired through pursuing FI.

It is their hope to help more people to get out of debt and maximize their savings so that they can pursue their own version of financial freedom. Download this checklist to follow the exact process they used to ramp up their savings in 10 minutes a week or less!

Support the Podcast

Thank you so much for listening!

Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

I appreciate your help. Let's make talking about marriage and money fun!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere

Marriage and Money Q&A: Bigger Paychecks, Best Money Tools, and More Jul 18, 2018

Show notes

Today I'm opening up the community mailbag and answering your biggest marriage and money questions!

How do you maximize your paychecks while still making sure you don't owe the IRS come tax time?

How do you tackle multiple goals and make real progress on them?

Marriage and Money Mailbag

We're here - the summer of savings finale!

It's been an incredible and fun six weeks. I hope you got inspired with ways you can save money while still having a good time now.

And I thought the best way to wrap things up is to chat with you and answering marriage and money questions. In this episode we go over:

maximize your paychecks
knocking out several goals
best money tools for busy couples

Hope you enjoy!

Resources to Help You Tackle Marriage and Money

Want to jump in and get your finances squared away? Here are some cool tools and resources to make mastering your money easier!

Get More Money in Your Paycheck: How to Calculate Your W-4 Withholding
TurboTax W-4 Withholding Calculator
5 Tips for Adjusting Withholding Allowances
5 Days to $5K
Jumpstart Your Marriage and Your Money
How to Focus and Prioritize Your Goals
Where Should Our Money Go? Prioritizing Your Goals
Trim: With Trim, you can cancel subscriptions and negotiate your bills.
Billshark: They contact your service providers and negotiate the best price on your behalf.
Paribus: Bought something and a week later the price drops? Paribus can get you back the difference.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Cheap and Fun Summer Activities for Your Kids Jul 11, 2018

Show notes

School's out - what are you up to? Today we're talking about frugal and fun summer activities for your kids and for you!

Fun and Frugal Summer Activities for Kids

Summer break is here and so far, it's been a blast.

As school was finishing up with my little one we headed over to Denver.

My cousin's wedding was beautiful. We took the girls to the park to play and relax. Got to go downtown, explore. Eat. We tried some local brews. Thanks to my mom, we had some extra date nights.

the next week was a bit more low key at home, but still fun. with a couple of weeks left before our oldest goes back to school, we're mixing things up so it'll be a memorable summer and won't break our budget.

if you're in the same boat, I have some good news.

Today we have two guests to give some ideas. Aja from Principles of Increase and Paul Vassey of Cash Crunch Games are here to help make things easier.

In this episode, we get into:

how to find enriching and frugal activities around town
giving your kids skills and knowledge to handle money like a pro
getting out for date night for just the two of you

Hope you enjoy!

Helpful Resources on Kids and Money

If you're trying to figure out a system that can work for your family, here are a few resources to check out:

Cash Crunch Games Jr: Our girls love it!
FamZoo: Fantastic solution for families. We not only use it to handle allowances but track our oldest's progress for her big savings goals. You can customize it to your family's situation.
Chicago EcoHouse
The Opposite of Spoiled
6 Tips for Building the Charitable Giving Muscle with Your Kids
5 Reasons I Don't Buy Toys for My Kids
Tips For Giving Kids an Allowance
Boost Your Kid's Money IQ with a Simple Spreadsheet
29 Tips for Teaching Your Kids to Stack Benjamins

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

The Finances of Being Married to a Doctor with Financial Residency Jun 27, 2018

Show notes

While it may seem doctors have it easy with their healthy incomes, the reality is much more down to earth as many are also dealing with massive amounts of debt. Learn how to balance dumping debt, saving, and having some fun now!

Financial Residency with Allison and Curtis

A few years ago when we were like trying to dig out of debt I thought they would be so much easier if we had a healthy income. And yes having a certain amount does make a big difference but that's only part of the equation.

That's why I bought Ryan here to co-host. He's not only familiar with the technical stuff as a financial planner over at Physician Wealth Services, he has practical knowledge and real-life experience as a husband to a physician.

Today he's talking to Dr. Allison Webster, an ER physician, and her husband Curtis, creator of Dads Married to Doctors. They're going to discuss:

the financial challenges (and massive amounts of debt) that come with becoming a physician
working through their difference when it comes to handling money
whether or not you can retire when you're dealing with a massive amount of debt

Hope you enjoy!

Resources to Dump Debt and Save Together

Want to make talking about money less stressful? Are you ready to tackle that massive amount of debt? Here are some resources to make it easier to stay on top of your money!

How to Define Your Financial Priorities Together: Ryan shares how he helps his clients get onthe same page with their finances
Financial Residency: Ryan's excellent podcast
Money Tracking and Budgets: Personal Capital, Mint, and Tiller are fantastic options
Qapital: Free tool that makes saving automatic and fun
How to Pay Off Your Student Loans Faster: Kevin shares how he paid Off $87,000 in 2 1/2 years

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here.

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Working Together to Dump Debt and Save with Popcorn Finance Jun 20, 2018

Show notes

The Debt Free Story Behind Popcorn Finance

One of the first things I ask when you join the community is to share what goal you're tackling. By far, the two biggest goals are dumping debt and having some savings for emergencies.

And that makes sense, seeing as the average household that has credit card debt, has a balance of just under $16,000. The average American under 35 has about $1500 in savings.

That can be a real burden on a marriage. But you two can get out of your financial rut and start making real progress.

My buddy Chris, creator and host of Popcorn Finance is on the show to share his story.

We get into:

how Chris and his wife 'K' got into debt
the system they use to budget and knock out their debts
what's his favorite money app

Hope you enjoy!

Resources to Get on the Same Page with Your Finances

Want to make talking about money less stressful? Here are some fantastic resources to motivate and nudge you to debt freedom faster!

Handy Tools to Save More Money

Here are a few of my favorite tools that make saving money much easier!

Money Tracking and Budgets: Personal Capital, Mint, and Tiller are fantastic options
Qapital: Free tool that makes saving automatic and fun
iBotta: Redeem cash while shopping
Camel, Camel, Camel: Free Amazon price tracker
Honey: Free browser extension that searches for coupon codes for you during check out
Paribus: Checks for price drops and works to get you a refund

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here.

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Meal Planning Essentials for Busy Couples Jun 13, 2018

Show notes

Does your food bill blow your budget? Today you'll learn how to master meal planning to save you a ton of time and money!

How to Save with Meal Planning

One of the biggest bills couples have - especially busy ones - is their food.

Between eating out and buying food for the family, there doesn't seem to be enough money to cover everything.

We discussed saving money when eating out a few episodes ago. Now we're looking at the other side -mastering your groceries and meals at home.

I asked my buddy Jen Smith to come on board. She's the creator of Saving with Spunk and the author of the new book Meal Planning on a Budget.

In this episode we discuss:

how meal planning doesn't mean leftover every night
the magic of slow cookers
how seasonal and sales eating is lower your bills and be better health wise

Hope you enjoy!

Resources to Save Money While Eating Well

Want to cut your spending on food without sacrificing quality? Here are some resources to check out.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here.

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

How to Save for Your Biggest Goals Together Jun 08, 2018

Show notes

Do you two have several dreams you want to achieve, but not making any real progress? Today I'll share how you can save for your big goals together!

How to Save for Your Biggest Goals

Today we're going to tackle the three biggest hurdles to saving and achieving your goals:

Getting your spouse on board with saving
Getting on the same page with your goals
Finding money to save

Hope you enjoy!

Resources to Define Your Priorities and Big Goals

Whether it's a joint or personal goal, there are handy resources available to help you two achieve your dreams.

Handy Tools to Save More Money

Here are a few of my favorite tools that make saving money much easier!

Money Tracking and Budgets: Personal Capital, Mint, and Tiller are fantastic options
Qapital: Free tool that makes saving automatic and fun
iBotta: Redeem cash while shopping
Camel, Camel, Camel: Free Amazon price tracker
Honey: Free browser extension that searches for coupon codes for you during check out
Paribus: Checks for price drops and works to get you a refund

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here.

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

20 Ways to Have Fun This Summer and Still Save a Ton of Money May 31, 2018

Show notes

Looking to kick things up a notch? Learn how you can have fun this summer and still save some serious money!

Summer Saving Fun

I'm so ready for summer!

The tricky part of summer, especially if you have little ones, is making sure you don't go broke while still having fun.

So to wrap up this season, I challenged myself. Today I'm going to share how you can save a grand this summer!

We're going to look at 4 areas and show you 5 ways to save.

Getting the Best Deals
Boost Your Savings
Frugal Foodie
Vacations/Getaways

Hope you enjoy!

Getting the Best Deals

If you're out shopping make sure you're getting the best deals! Some of my favorite apps and sites are:

iBotta
Camel, Camel, Camel
Honey
Paribus

Your family's smartphone plan shouldn't cost you a fortune. There are some fantastic deals out there. I use Republic Wireless and love them. They have an incredible line of phones. I have two lines with them and pay less than $50/month!

You may also want to look at providers like Ting, Freedom Pop, and StraightTalk.

When shopping online, hold off on those impulse buys you may be able to score a better deal by leaving before the purchase. I had a site send me an email afterward with a cheaper price. You may also want to switch to incognito mode.

Boost Your Savings

If you're looking to ramp up savings here are some great apps and services to try out.

They can help you track your money quickly and easily.

You also want to make sure you're keeping a visual reminder of what you're saving towards. It can keep you motivated when you're in the middle of things.

And of course, automate your savings. It's not doing you any good until it's stashed away.

Frugal Foodie

I've been writing for Couple Money for almost nine years and I will tell you that one of the biggest budget busters that couples have is eating out. Break this cycle by:

Plan Your Meals for This Week
Prep a Meal Ahead
Have Go-to Meals
Think Global with Your Dishes
Have a Potluck

Vacations/Getaways

Summer is a fantastic time to get out of town and explore someplace new. Using sites and apps like Skyscanner and CheapOair can make your money go further next trip!

Be Flexible
Learn How To Bid
Stay Like a Local
Budget for your Trip

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Helping Your Kid Graduate College Debt Free with The Scholarship Shark May 24, 2018

Show notes

Want to help your kid graduate college debt free? Learn the strategy and tactics one mom used to snag her son $700,000 in scholarships!

The Scholarship Shark

College is expensive.

I don't think that's news to you, but did you know that graduates in the class of 2017 are on average carrying student loan debt of just over $39,400? And that the student loan delinquency rate of 11.2%?

If you're a parent, you're probably worried about how that can affect your child's financial future.

You need to hunt down as many scholarships as you can.

That's why I'm grateful Pam Andrews is here on the show. She's not only the College Admissions Coach and Scholarship Strategist behind The Scholarship Shark, she's a mom.

A mom who managed to help her son snag $700,000 in scholarships.

Yep.

So if you are interested in helping you kid minimize or skip those student loans, you'll want to really pay attention to this episode.

Today Pam and I discuss:

how they worked together to find which schools to apply to
the strategy of getting scholarships
out of the box ways to make college affordable

Hope you enjoy!

Tips on Paying for College

If you two are looking to help your kid skip out on student loans, here are some resources to help you save up.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

Stop fighting about money and create a budget that you BOTH LOVE
Automate your money
Pay off your debt faster Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

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