Coffee and Coin Podcast

Latest Episodes:

34. Money Meditation Series - Failures Lead to Financial Success Dec 08, 2020

Show notes

Welcome to the latest installment of our Money Meditation Series, where we’ll guide you through a calming meditation to help you de-stress and refocus on your goals, your future, and obviously, your money. In this episode, we remind you that financial success isn’t a linear journey and help you remember the big picture.

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33. Money Meditation Series - Your Wealthy Life Dec 01, 2020

Show notes

Introducing our new Money Meditation Series, where we’ll guide you through a calming meditation to help you de-stress and refocus on your goals, your future, and obviously, your money. In our first episode, we read excerpts from one of our favorite books, a Happy Pocket Full Of Money—and encourage you to think about your own wealthy life.

Download our FREE financial framework workbook

Learn more about the Wealth Circle

32. Team Factora - The Buffet Exercise Nov 11, 2020

Show notes

For Factora Members, November is all about Focus. Who’s more about focus than anyone we know? Warren Buffett. Team Factora walks through their own answers to the Warren Buffet focus exercise and shares their top priority goals for 2021.

Download our FREE financial framework workbook

Learn more about the Wealth Circle

31. Meet the Leaks - How to Make a Prenup Fun Nov 04, 2020

Show notes

Whitney, the Head of Product at Factora, eloped this summer with her (now) husband Joey, who also happens to be a lawyer. They’re both very independent—their finances are still separate—so they created a detailed, thorough prenup before they tied the knot. We obviously made them share all the details.

They cover:

Why they keep their finances separate.
Their views about prenups and how they kept it positive.
How their personalities informed their prenup structure.
The benefits of prenups that go deeper than legalese.
What a “community property” state is.
Their biggest point of contention when creating prenup terms.
Exactly how much it cost to create a prenup.
How they made the process fun!

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Learn more about the Wealth Circle

30. Meet Itzel G. - Investing In Herself for Massive Returns Oct 27, 2020

Show notes

Itzel is a program manager at a local organization that empowers girls in STEM. She joined Factora through 6 Figure Savings and felt so ready and excited about her finances that she joined the Wealth Circle immediately after. We go over what she’s learned along the way.

They cover:

Her first money memory.
The personal events that made her realize she needed a financial change.
Why she decided to sign up for 6 Figure Savings.
How she addressed her scarcity mindset and why identifying her values was the turning point for her.
What made her excited to spend money on her own education.
The exact changes she made after 6 Figure Savings.
Her experience in the current Wealth Circle.

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Learn more about the Wealth Circle

29. Meet Gail F. - How Gaining Financial Confidence Lead to an Overall Confident Life Oct 14, 2020

Show notes

In this episode, you'll learn how Gail:

Broke out of a negative money mindset that was holding her back.
Collaborated with her new husband to radically transform their financial life and increase their net worth by 200k in 18 months.
Increased her salary by 28% and her savings rate to 68% since taking her Wealth Circle.
Stopped using a tax escrow for her mortgages and why this strategy is important to her.
Acquired a turn-key cash-flowing investment property and is trying her hand as a property manager for the first time-ever.

Download our FREE financial framework workbook

Learn more about the Wealth Circle

28. Meet Fernanda A. - Stepmom Supreme: Managing Money with a Blended Family Oct 07, 2020

Show notes

Fernanda was born in Mexico City and came to the U.S. for college. She was steadily and successfully working her way up the corporate ladder—but realized she was upgrading her lifestyle as she went. She joined Factora making 6 figures, but was spending out of line with her values. Now, she’s a homeowner with a completely full emergency fund—and a fiance (and stepmom!) with combined finances. They cover:

Why “get your money together” feels so overwhelming as a to-do list item and what to do about it.
The exact details of her first home purchase in Portland, Maine, using a jumbo loan.
How that home purchase saves her $1,600 per month compared to her NY apartment.
The credit card system that she and her fiance use to pay for their life and his kids’ expenses.
How to deal with the “grey area” in combined finances—not everything’s black + white.
How her childhood informed the way she sees money and power dynamics.
The conclusion she made after watching her parents live an inflated lifestyle and stress about money.

Download our FREE financial framework workbook

Learn more about the Wealth Circle

27. The Mission to Millionaire Manifesto - Allegra & Julia Sep 30, 2020

Show notes

Allegra (Founder & CEO of Factora) and Julia (Head of Brand at Factora) share their personal answers to the Mission to Millionaire Manifesto which you can download here: pages.factorawealth.com/millionaire-manifesto

They talk about how they stay motivated on the path to financial freedom (because it’s lifelong!) and share their personal answers to these questions:

What does the word “millionaire” bring up for you?
If you had a few million in the bank right now, what would you change in your personal life? Get specific.
If you had a few million to give away, what would you do with it?
What’s stopping you from becoming a millionaire?
How many income streams do you have? (And they break down the different types of income that exists!)

Download our FREE financial framework workbook

Learn more about the Wealth Circle

26. Combining Our Finances - Allegra & Jake Sep 02, 2020

Show notes

Allegra (founder & CEO of Factora) and Jake (her partner in love and life) recently decided to combine their finances. So many women in the Factora community ask about joint finances, so after tweaking and testing, Allegra & Jake are sharing what’s worked for them and the system they’re building to fit their lifestyle.

They cover:

Why they decided to conjoin finances now after years of being together.
How they use Jake’s salary, Allegra’s salary, and rental income for different types of expenses.
The details of the financial system they use with accounts & credit cards.
How they “budget” together.
Other areas of their finances that they optimized as a result of merging finances.
How they strategically bought a car (and didn’t settle for anything less than what they wanted!).
Why they decided to fully pay off Jake’s student loans instead of paying the minimum due.
How they’re laser-focused on business entrepreneurship and real estate, and how that informs all of their financial decisions.

Download our FREE financial framework workbook

Learn more about the Wealth Circle

25. Meet Stacey C. - Finance Strategy Queen Aug 19, 2020

Show notes

Stacey C. was a member of Wealth Circle #8. She had the financial fundamentals down, but didn’t have defined goals, wasn’t sure if her mix of savings and investments was right, and didn’t have a clear path forward. In the 4 short months since she’s graduated, she’s made some impressive changes—not just in her net worth, but in her financial strategy, mindset—even location!

We cover:

How the Factora community inspired her to get more creative, even when she thought she was doing all the right things
How she recently negotiated a 45% compensation increase for a job offer
Why she moved out of NYC to Scottsdale, Arizona
How she’s increased her net worth by $30K since Factora
The details of her second investment property purchase and how she plans to do most of the work herself
The uniquely creative financial system she developed for herself after Factora using annual, monthly & daily accounts

Download our FREE financial framework workbook

Learn more about the Wealth Circle

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