Chrisman Commentary - Daily Mortgage News

Latest Episodes:

10.29.25 Ongoing Shutdown; DaylightAML's Bob Simpson on Assumable Mortgages; Fed Decision Day Oct 29, 2025

Show notes

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we look at just what could end the government shutdown. Plus, Robbie sits down with DaylightAML’s Bob Simpson for a discussion on the growing debate around making Agency loans assumable: examining whether such a move could unlock housing market liquidity or create new pricing and equity challenges, how it might impact lenders, investors, and borrowers, and what lessons policymakers can draw from past market interventions. And we close by looking ahead to today's Fed decision.

Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

10.28.25 Affordability Thoughts; nCino's Casey Williams on Innovation; Rates Adrift Oct 28, 2025

Show notes

In today’s episode, we look at some creative solutions to housing affordability. Plus, Robbie sits down with nCino’s Casey Williams for a discussion on the latest wave of AI-powered mortgage innovations and how these tools are redefining lender efficiency, borrower experience, and what’s next in intelligent mortgage automation. And we close by looking ahead to tomorrow's Fed decision.

10.27.25 Inflation Direction; Rob Chrisman on Conference Season; Fed Decision Week Oct 27, 2025

Show notes

In today’s episode, we look at the trends shown in September's CPI figures. Plus, Robbie sits down with Rob Chrisman for a discussion on his on takeaways from MBA Annual, the mood of the industry, and what to look forward to as conference season winds down. And we close by looking ahead to the Fed decision on Wednesday.

10.24.25 Affordability Check; Blue Sage's Carmine Cacciavillani on Partnerships; CPI as Hoped Oct 24, 2025

Show notes

In today’s episode, we look at the latest home affordability metrics and anecdotes. Plus, Robbie sits down with Blue Sage Solutions’ Carmine Cacciavillani for a discussion on modified workflows versus true artificial intelligence and how their partnership with Movement Mortgage is where the mortgage industry is headed. And we close by examining how the September CPI figures came in just as some people would have hoped, hmmm.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

10.23.25 Capital Requirement Changes; Click n' Close's Ian Kimball on Strategy; Delayed Economic Releases Oct 23, 2025

Show notes

In today’s episode, we look at the Federal Reserve's recommendations on capital requirements for banks . Plus, Robbie sits down with Click n' Close's Ian Kimball for a discussion on how originators prioritize strategic growth initiatives, operational execution, and go about market expansion. And we close by examining what's moving sentiment without the normally scheduled data points.

10.22.25 MBA Annual Wrap; Bradley's Jonathan Kolodziej on Regulation; Applications Decrease Oct 22, 2025

Show notes

In today’s episode, we put a wrap on MBA Annual 2025. Plus, Robbie sits down with Bradley's Jonathan Kolodziej for a discussion on the evolving enforcement of federal and state consumer financial laws and some lender best practices for adapting to changes in the regulatory environment. And we close by examining the recent decrease in mortgage applications.

10.21.25 Chatter From Vegas; Secure Insight's Andrew Liput and Halcyon's Kirk Donaldson on Fraud; Rates Decline Oct 21, 2025

Show notes

In today’s episode, we review just what people are talking about in the halls of MBA Annual. Plus, Robbie sits down with Secure Insight's Andrew Liput and Halcyon's Kirk Donaldson on their integrated solution that combines borrower identity, income, and settlement agent verification into a single secure workflow, enhancing mortgage fraud prevention and compliance. And we close by looking at what is making mortgage rates decline.

10.20.25 MBA Annual Chatter; Eris Innovations' Geoff Sharp on SOFR Hedging; Economic Releases Oct 20, 2025

Show notes

In today’s episode, we review just what people are talking about in the halls of MBA Annual. Plus, Robbie sits down with Geoff Sharp at Eris Innovations, the creators of CME’s Eris SOFR Swap futures, to discuss on the growing need for SOFR-based cash flow hedging solutions. And we close by looking at what economic releases are due out this week despite the government shutdown.

10.17.25 CFPB and FEMA; Finance of America's Adam Potafiy on Reverse Mortgages; Brian Levy on RESPA Oct 17, 2025

Show notes

In today’s episode, we take a look at the latest news emanating from Washington DC as it pertains to the CFPB and FEMA federal agencies. Plus, Robbie sits down with Finance of America’s Adam Potafiy for a discussion about his session tomorrow at NAMB National with his colleagues Jonathan and Jessica about reverse mortgages and how they’re being reengineered for the next generation of clients. And there is also a bonus interview with attorney Brian Levy about RESPA

Today’s podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify’s new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

10.16.25 Home Building Examination; Floify's Sydney Barber on Point of Sale; Coupon Liquidity Oct 16, 2025

Show notes

In today’s episode, we take a closer look at the building and affordability problems in America and their correlation. Plus, Robbie sits down with Floify’s Sydney Barber for a discussion on how Dynamic AI is built into its POS to automate tasks like document handling and income verification, speeding up approvals, improving compliance, and enhancing the borrower experience while freeing lenders to focus on relationships. And we close by examining what mortgage-backed security coupons have the most liquidity in the current market.

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