Chrisman Commentary - Daily Mortgage News

Latest Episodes:

11.26.25 Conforming Loan Limits; Panorama's Hector Amendola on Winning Business; News Spigot Open Nov 26, 2025

Show notes

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we look at the latest conventional conforming loan limit changes. Plus, Robbie sits down with Panorama Mortgage Group’s Hector Amendola for a discussion on home sales trends, borrower sentiment, rate psychology, and how originators are winning business in the current environment. And we close by examining the backlog of economic releases and what they could do for market sentiment.

Today's podcast is sponsored by The Big Point of Sale, which delivers a fast, flexible, and low-cost mortgage POS that gets lenders up and running in hours (not months) while empowering loan officers and consumers to collaborate seamlessly from any device.

11.25.25 Foreclosure Statistics; The Big POS' Matthew VanFossen on Tech Integration; Stacked Economic Calendar Nov 25, 2025

Show notes

In today’s episode, we look at some trends across foreclosure data and explore what it means for the housing market. Plus, Robbie sits down with The Big Point of Sale’s Matthew VanFossen for a discussion on the evolution of technology in the mortgage industry and how all parties privy to a mortgage transaction can be included on the same workflows. And we close by ticking though all of the economic releases on today's calendar.

11.24.25 Labor Market Trends; Experian's Royce Chang on Trigger Leads; Holiday Economic Calendar Nov 24, 2025

Show notes

In today’s episode, we look at some trends across economic data as it pertains to labor market indicators. Plus, Robbie sits down with Experian’s Royce Chang for a discussion on the Homebuyers Privacy Protection Act and the end of trigger leads, exploring what the shift means for lenders and how predictive modeling, pre-screen tools, and new borrower-engagement strategies can help them compete and thrive in a privacy-first market. And we close by examining what is important on the economic calendar this week.

11.21.25 Renter Sentiment; TD Bank's Jon Giles on Home Equity; Evolving Rate Expectations Nov 21, 2025

Show notes

In today’s episode, we look at the shifting priorities and sentiments of would-be home buyers. Plus, Robbie sits down with TD Bank’s Jon Giles for a discussion on how today’s rate environment is reshaping housing supply, why rising renovation trends and growing HELOC demand are turning home equity into a powerful financial tool, and how lenders can responsibly meet homeowners’ increasing appetite for equity access. And we close by examining what sort of expectations there are for future rate cuts.

Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

11.20.25 Cost to Originate; Figure's Michael Tannenbaum on Blockchain Lending; Jobs Driving Rates Nov 20, 2025

Show notes

In today’s episode, we look at the latest findings from the Mortgage Bankers Association’s (MBA) newly released Quarterly Mortgage Bankers Performance Report. Plus, Robbie sits down with Figure’s Michael Tannenbaum for a discussion on how small-balance first-liens and HELOC-as-refi strategies work, the latest developments after the company’s IPO, and his thoughts on the current lending climate. And we close by examining what the influence of the labor market on mortgage rates.

11.19.25 Corporate Developments; HomeLight's Nick Friedman on Origination Trends; Prepayment Speeds Nov 19, 2025

Show notes

In today’s episode, we look at the latest news and corporate developments from around the mortgage industry. Plus, Robbie sits down with HomeLight’s Nick Friedman for a discussion on lender sentiment heading into 2026, with optimism rising and new buyer behaviors taking shape that could reshape the housing market. And we close by examining what sort of prepayments we are seeing in the mortgage-backed security (MBS) market.

11.18.25 Fed Governor Cook Update; ICE's John Hedlund on Building Greatness; MBS Performance Nov 18, 2025

Show notes

In today’s episode, we look at the latest news and testimony emerging from the fraud case against Fed Governor Cook. Plus, Robbie sits down with ICE’s John Hedlund for a discussion on how mortgage leaders can scale sustainably, unlock new innovation in risk and operations, balance efficiency with human-centered borrower experience, and prepare for the next major shift in the housing and lending cycle. And we close by examining what sort of performance we are seeing in the mortgage-backed security (MBS) market.

11.17.25 FHFA Buzz; MBA's Joel Kan on Industry Forecasts; Government in Business Nov 17, 2025

Show notes

In today’s episode, we look at the latest changes (or proposed changes) from FHFA. Plus, Robbie sits down with MBA’s Joel Kan for a discussion on the mortgage industry’s cautiously optimistic outlook, with steady purchase activity, emerging refi opportunities, and expected annual originations above $2 trillion, despite regional housing softness, a gradually weakening labor market, and uncertain short-term impacts from AI. And we close by examining what the economic calendar should look like now that the government is back up and running.

11.14.25 Pulte Drama; Telhio's Allie Hager on Borrowers; No Government, No Releases Nov 14, 2025

Show notes

In today’s episode, we look at the latest FHFA drama emanating from Washington DC. Plus, Robbie sits down with Telhio Credit Union’s Allie Hager for a discussion on how independent mortgage banks and credit unions differ in serving today’s borrowers, focusing on borrower sentiment around rates versus payments, strategies for building customer loyalty, and personal insights on professional growth and finding one’s comfort zone. And we close by looking at why economic releases are still delayed despite the end of the government shutdown.

This week's podcasts are sponsored by TransUnion. Mortgage lenders choose TransUnion for their identity-focused, data-driven mortgage insights and solutions, enabling them to achieve more desirable lending outcomes in a volatile housing market.

11.13.25 Fed Retirement; MeridianLink's JP Kelly on UEX and Data; 10-Year Auction Results Nov 13, 2025

Show notes

In today’s episode, we look how the Fed could be reshaped with the retirement of Atlanta President Bostic early next year. Plus, Robbie sits down with MeridianLink’s JP Kelly for a discussion on how evolving credit scoring models, real-time analytics, and data integration are reshaping mortgage lending, from improving credit inclusivity and compliance to accelerating decision-making and redefining competition in a data-driven marketplace. And we close by looking at yesterday's 10-year Treasury auction results and market impact.

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