ChooseFI | Financial Independence Podcast

Copyright: © 2019-2023 Choose FI. All Rights Reserved. Disclaimer: The information contained in this podcast is for general information purposes only. In no event will we be liable for any loss or damage derived from the information provided.

Latest Episodes:

286 | Diversifying Income Streams and Side Hustles Jan 11, 2021

Show notes

Two layoffs in "safe" industries taught Daniella that job security is an illusion. After losing positions in retail IT and web development, she stopped waiting for stability to find her and started building it herself—through freelancing, talent stacking, and multiple income streams. Her shift from employee to entrepreneur wasn't just about survival; it became a blueprint for financial independence.

Daniella's career began in retail IT before transitioning to web development. When layoffs disrupted both paths, she leveraged severance packages and past connections to launch a freelance business. Along the way, she discovered the power of combining diverse skills—what she calls talent stacking—to increase her value and opportunities in an unpredictable market.

Now, with her freelance business growing and financial independence goals within reach, Daniella shares the strategies that transformed her career setbacks into a more resilient, intentional financial life.

Key Topics Discussed

Daniella's Layoff Experience [00:02:27]
Initial experiences and emotions surrounding job loss in IT. The impact of severance packages and the urgency to secure new employment.

Transition to Freelancing [00:08:37]
Daniella discusses initial freelance work post-layoffs. The importance of leveraging past connections for freelance opportunities.

Financial Awakening [00:16:03]
Realization of the necessity for multiple income streams. Reflection on managing consumer debt and emergency funds post-layoffs.

Building a Talent Stack [00:09:59]
Define talent stacking as a combination of diverse skills. Discuss how different skills contribute to increased opportunities.

Networking for Freelancing [00:28:05]
Strategies for building a professional network via platforms like Twitter and Instagram. The transformation of networking in today's job market.

Action Items

Start building side hustles while maintaining a full-time job for a financial buffer [00:26:46]
Engage in online networking to discover freelance opportunities through social media [00:28:05]
Explore online educational platforms like Udemy and Coursera for skill enhancement [00:26:55]
Assess your current skills and identify opportunities where you can freelance [00:16:30]
Join online communities related to your career for networking [00:28:05]

Key Quotes

"If you're relying on someone else to provide you that security, then there's an issue." [00:00:40]

"I feel like a failure if there is no money coming in." [00:16:30]

"You can create multiple streams of income." [00:18:56]

"Be honest about all the experience you have." [00:12:05]

Related Resources

ILikeToDabble.com [00:37:35]

▶ Listen Next: Ep. 287 — Creating an Intentional Financial Life | Essential Listening

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Support the Show
We work hard to keep ChooseFI ad-free for a clean listening experience. The easiest way to support us is to use our Top Recommended Cards page when signing up for your next travel rewards credit card.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

284 | The Simple Path to Wealth: JL Collins on Index Fund Investing Jan 03, 2021

Show notes

Your investment returns aren't suffering because your strategy is too simple—they're suffering because it's too complicated. Jl Collins, whose book The Simple Path to Wealth has sold hundreds of thousands of copies on zero marketing budget (every sale driven by word of mouth), explains why the most powerful investment approach is also the easiest. Originally written as blog posts for his daughter, his guide has become the most influential resource in the financial independence community precisely because it cuts through Wall Street's manufactured complexity.

Key Topics:

[00:00:00] Introduction to Jl Collins Overview of Jl's influence in the financial independence community.
[00:04:04] The Origin of The Simple Path to Wealth Jl shares the backstory of his book, originally intended for his daughter, and its growth through a blog.
[00:14:11] Understanding Index Fund Investing Explanation of index funds and their advantages over actively managed funds.
[00:21:30] The Importance of Low Fees Discussion on how expense ratios can impact long-term investment returns.
[00:49:25] Time in the Market vs. Timing the Market The futility of trying to time investments and the psychological resilience required during market downturns.

Notable Quotes:

[00:12:24] "Investing's true power lies in simplicity."
[00:16:53] "Think long-term for true investment growth."
[01:10:42] "Success is found in simplicity, not competition."

Related Resources:

Action Items:

[00:22:42] Consider switching to low-cost index funds if currently invested in high-fee funds.
[00:57:03] Identify your emotional response to market volatility to prepare for future investments.

Previous Episodes:

Original Episode with JL Collins [Episode 19]

▶ Listen Next: Ep. 285 — Getting Started with Financial Independence: Simple Investing Strategies | Essential Listening

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

The Debt Free Guys Dec 21, 2020

Show notes

John Schneider and David Auten were working in financial services, helping clients manage money and plan for retirement — all while drowning in $51,000 of credit card debt themselves. Their story challenges the assumption that financial expertise translates to personal discipline, and their Debt Lasso method offers a concrete alternative to the usual avalanche-versus-snowball debate.

In this conversation, John and David discuss the unique financial pressures facing the LGBTQ+ community, from systemic barriers to social expectations around appearance and lifestyle. They share how they turned their debt around in two and a half years, not by cutting out joy, but by realigning spending with their actual values.

Key Topics

Introduction and Relationship to Debt [00:00:43]
John and David recount how they accumulated significant debt despite professional backgrounds in financial services.

LGBTQ+ Financial Experience [00:06:14]
The financial struggles specific to the LGBTQ+ community, including societal pressures and systemic challenges that contribute to poorer financial outcomes.

Living According to Personal Values [00:10:56]
Aligning spending habits with personal values rather than external expectations.

Social Spending Adjustments [00:25:29]
Tips on maintaining social connections without overspending — seeking low-cost or free activities and being transparent about financial goals.

Debt Lasso Method Explained [00:32:39]
A structured approach to paying off debt involving commitment, balance consolidation, automated payments, and progress tracking.

Conclusion and Resources [00:51:25]
Encouragement for ongoing financial conversations and community support.

Key Quotes

"Helping others manage finances while buried in debt ourselves highlights the need for honest discussions about money." [00:02:43]

"Starting tough conversations about finance is crucial in the LGBTQ+ community." [00:10:03]

"Real fun comes from the company, not the expense." [00:27:17]

"Addressing our financial challenges is essential for our team's progress." [00:21:37]

Resources

Debt Lasso Calculator [00:51:53]

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

Be Wise, Your Financial Future is at Stake | Dan Otter Dec 18, 2020

Show notes

Most teachers discover they've lost hundreds of thousands in retirement savings only after it's too late to recover them. The culprit? Hidden 403(b) fees that can silently drain 1.25% to 3% of their nest egg annually — compounding to devastating losses over a 30-year career. Dan Otter from 403B Wise has spent decades helping educators spot these predatory investment products, often sold by sales agents who show up in staff lounges with confusing paperwork and zero fiduciary duty. He joins Brad and Jonathan to explain why school districts rarely protect teachers from these high-cost plans, how tools like 403bcompare.com can expose fee structures, and why collective advocacy is the only path to forcing districts into competitive bidding for low-cost options like Vanguard.

Timestamps:

[00:01:29] Introduction to Dan Otter
[00:04:02] The Challenge of 403(b) Plans
[00:08:39] Importance of Advocacy
[00:12:05] Navigating 403(b) Fees
[00:20:45] Positive Changes in 403(b) Plans
[00:39:07] Call to Action for Teachers

Key Topics:

403(b) Plans and High Fees:
- Fees ranging from 1.25% to 3% or more erode retirement savings over time
- Many teachers are uninformed when sales agents approach them in classrooms and staff lounges
Advocacy and Education:
- Collective action among educators can push for better investment options
- Resources like 403bcompare.com help teachers compare vendor fees and make informed choices
Success Stories:
- Montgomery County, Maryland used competitive bidding to improve 403(b) conditions and teacher satisfaction
Action Steps:
- Check vendor lists for low-cost options like Vanguard
- Educate yourself about fees
- Join advocacy groups like 403B Wise
- Encourage colleagues to understand their retirement options

Quotes:

"No one cares more about your money than you do." [00:35:24]
"Little bits add up to a lot of money over time." [00:17:30]
"The 403(b) doesn't have fiduciary oversight like the 457B." [00:37:03]
"We need to build an army of advocates for teachers' financial futures." [00:33:56]

Related Resources:

403bcompare.com — Compare 403(b) vendor fees
403B Wise — Advocacy and education for teachers regarding their 403(b) plans

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

Retire Early...For You Dec 14, 2020

Show notes

Most people spend decades chasing the appearance of wealth instead of building actual wealth. Amy Blacklock thought she was doing everything right—good job, nice house, keeping up with the neighbors—until a wake-up call in her early forties revealed she had virtually no net worth. What happened next transformed her trajectory and proved that financial independence isn't reserved for people who started saving in their twenties.

Amy, founder of Life Simplified and Women Who Money, shares her journey from consumption-focused living to intentional wealth-building. Her story addresses a critical truth: most people struggle not because they lack income, but because they prioritize appearances over financial security.

Key Topics Discussed

Amy's Financial Journey [00:01:42]
Understanding Spending Habits [00:03:09]
The Wake-Up Call [00:08:18]
Making Drastic Changes [00:12:11]
Finding Balance [00:39:20]

Key Insights

It's never too late to begin your journey towards financial independence. [00:02:12]
Most people aren't managing to achieve everything they aspire to—it's about priorities. [00:03:45]
Chasing after others only holds you back from reaching your own financial goals. [00:05:16]
Genuine happiness comes from purpose, not the accumulation of wealth. [00:40:34]
True contentment comes from within, not from material possessions. [00:34:41]

Action Items

Start tracking your expenses to find out where your money goes. [00:10:04]
Identify one area where you can cut back on spending this week. [00:17:05]
Set a financial independence goal and outline steps to achieve it. [00:36:49]
Evaluate your current spending and identify areas for reduction. [00:05:43]
Communicate openly with your partner about financial goals. [00:21:27]

Terminology

Financial Independence (FI): The state of having sufficient personal wealth to live without having to work actively for basic necessities. [00:00:00]

Hedonic Treadmill: The tendency for people to quickly return to a relatively stable level of happiness despite major positive or negative events or life changes. [00:09:09]

Savings Rate: The percentage of disposable income that is saved rather than spent. [00:11:02]

Resources

Mr. Money Mustache Website [00:14:12]
Women Who Money [00:43:05]

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

277 | How to Rebalance Your Investment Portfolio Dec 11, 2020

Show notes

Ten burpees a day could change your life—not because burpees are magic, but because you'd be someone who does hard things daily. Brad and Jonathan expand this idea from fitness into your investment portfolio, exploring why your strategy needs regular reassessment just like your workout routine.

Key Topics

Investor Policy Statement
Your investment strategy isn't set-it-and-forget-it. Brad and Jonathan walk through why you need a living document that outlines your strategy, risk tolerance, and goals—and how to adjust it when markets shift.

[00:14:30] What is an investor policy statement? - A document that outlines your investment strategy, risk tolerance, and goals.

Small Actions, Big Results
Committing to 10 burpees daily sounds trivial, but it builds the same proactive discipline that separates intentional investors from passive ones.

[00:04:29] "What would change if you committed to doing 10 burpees every day?"

Equal Weighting vs. Cap Weighting
Should your portfolio mirror the market's concentration in mega-cap stocks, or spread risk evenly across holdings? The hosts examine equal-weighted strategies as a diversification tool in volatile markets.

[00:15:07] Equal weighting gives each asset the same portfolio weight, while cap weighting allocates more to larger companies based on market capitalization.

Financial Conversations with Your Partner
Misaligned assumptions about retirement, risk, or spending can derail even the best plan. Have the awkward conversation now.

[00:17:57] Action Item: Discuss your financial strategy openly with your partner for better alignment on future goals.

Timestamps

[00:00:00] Introduction to the Investor Policy Statement
[00:01:34] Burpee Challenge and Fitness Discussion
[00:14:30] Analyzing Investment Strategies
[00:17:35] Importance of Risk Tolerance
[00:56:30] Neighborhood Wins – Community Achievements

Notable Quotes

[00:04:50] "Take action today, no matter how small it is."
[00:11:05] "Small actions compound into significant outcomes."
[00:07:40] "Be intentional about your life's narrative and choices."

Related Resources

Atomic Habits by James Clear

▶ Listen Next: Ep. 284 — The Simple Path to Wealth: JL Collins on Index Fund Investing | Essential Listening

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

276 | How to Set Up Your Financial Life: Investing for Beginners Dec 07, 2020

Show notes

Most people stumble into their financial setup by copying what their parents did or following advice from the nearest coworker—not exactly a recipe for optimizing your money. Brad and Jonathan lay out a more strategic approach to building the foundation of financial independence: setting up banking that works for you, not against you, and understanding how to start investing without falling into common traps.

Key Topics

[00:00:54] Introduction to Financial Independence
- Overview of the back-to-basics series on building a financial independence plan.
[00:07:01] Setting Up Your Financial Life
- Starting with a solid banking setup as the foundation for financial planning.
[00:08:02] Understanding Banking Basics
- Key considerations for choosing checking and savings accounts to manage cash flow.
[00:30:47] Investment Strategies
- Overview of different investment avenues and how to begin investing wisely.
[00:31:05] Utilizing 401k Matches
- Emphasizing the benefits of employer matches in retirement savings.
[00:40:15] The Importance of Emergency Funds
- Why a safety net is crucial for financial stability during unexpected expenses.
[00:52:00] Concluding Thoughts
- Recap of the financial strategies discussed.

Key Points

Establish a solid banking system to manage cash flow. [00:08:02]
Take advantage of your employer's 401k matching contributions. [00:32:00]
Minimize fees by choosing the right banking accounts and avoiding unnecessary charges. [00:17:11]
Look for index funds with low expense ratios. [00:46:38]
Consider how quickly you can access funds when deciding whether you need a traditional savings account. [00:29:06]

Resources

Free Travel Rewards Course: choosefi.com/travel [00:51:09]

Related Episodes

Episode 272: Understanding Compound Interest [00:00:05]
Episode 275: Assessing Risk Tolerance for Investments [00:26:59]

▶ Listen Next: Ep. 277 — How to Rebalance Your Investment Portfolio | Essential Listening

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

275 | War Gaming Your Finances: Stress Testing Your Financial Plan Dec 04, 2020

Show notes

Most people think their risk tolerance is fixed — until their portfolio drops 30% and they realize they had no idea what they were actually comfortable losing.

Understanding your financial risk tolerance and re-evaluating your investment strategy are crucial components of achieving financial independence. Brad and Jonathan explore "war gaming" your finances by assessing personal variables that influence financial decisions. They explore the analogy between life and board games, where knowing the rules can lead to better outcomes. The hosts discuss practical tools, like price-tracking websites, to save money on purchases, particularly the dramatic price fluctuations in everyday items. They share personal experiences and insights on how external events can impact financial stability. Through different investment perspectives, the episode illustrates the importance of adapting one's strategy to changing life circumstances while keeping control over expenses and risk management.

Key Takeaways

Periodically assess your risk tolerance considering unique personal variables [00:01:04]
Tools like camelcamelcamel.com can help monitor products and save money by buying items when prices drop [00:02:07]
Life operates like a board game; understanding the rules leads to better financial outcomes [00:09:23]
As life situations change, regularly assess and adjust your investment strategies [00:24:03]
War gaming involves considering various financial scenarios to reinforce your investment and spending strategies [00:30:25]

Chapters

[00:00:00] Introduction to the Concept
[00:01:04] Understanding Risk Tolerance
[00:01:41] Using Price Tracking Tools
[00:06:15] The Board Game Analogy
[00:08:59] Strategizing Your Finances
[00:30:25] Evaluating Investments
[00:46:26] Community Wins and Announcements

Action Items

Set up price alerts for items you want to buy using camelcamelcamel.com [00:02:07]
Reflect on and document your risk tolerance and how it has changed over the years [00:12:30]
Analyze your monthly living costs to identify areas for potential savings [00:12:30]

Notable Quotes

"Knowing the rules is the key to winning at life." [00:06:23]
"Analyze your finances before you find yourself on tilt." [00:46:43]
"Not every financial move is a good move." [00:08:34]
"Life operates like a board game; understanding this can guide your path." [00:09:23]

Related Resources

CamelCamelCamel - Price tracking tool [00:02:07]
The Simple Path to Wealth by J.L. Collins [00:41:41]

Community Announcement

Year-end wins event on December 8th at 7:30 PM EST where community members can share their accomplishments. For more details, visit chooseFI.com/2020wins.

Listener Win

Abby's achievements celebrated [00:50:34]

▶ Listen Next: Ep. 276 — How to Set Up Your Financial Life: Investing for Beginners | Essential Listening

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

274 | Year-End Tax Planning Strategies with Sean Mullaney Nov 30, 2020

Show notes

2020 brought lower incomes for millions — but that also created a rare window for tax-savvy Roth conversions at historically low rates. Brad and Jonathan team up with tax expert Sean Mulaney to break down the year-end tax strategies that can save you thousands, from Roth conversions and tax-loss harvesting to strategic charitable giving and small business expense timing. With key deadlines looming, this episode walks through the specific moves you need to make before December 31st to optimize your tax efficiency and set yourself up for long-term wealth building.

[00:03:21] Importance of Roth Conversions

2020 presents a unique opportunity for Roth conversions due to potentially lower income levels for many listeners.
Roth conversions must be executed within 2020 to take advantage of lower tax brackets.
Locking in a 10% federal tax on a Roth conversion is effective planning. [00:06:09]

[00:10:06] Choosing to be Taxed Today

Choose to be taxed in 2020 if your income may be higher later.

[00:13:18] Working with Financial Advisors

Be proactive with trusted financial advisors regarding year-end deadlines.

[00:17:29] Charitable Contributions

Charitable contributions must be completed by December 31st to count for this tax year.
The $300 cash contribution deduction is available in 2020 without itemizing deductions.

[00:21:13] Small Business Expense Strategies

For those on cash basis accounting, year-end payments can be strategically timed to optimize deductions.

[00:31:12] Tax Loss and Gain Harvesting

Tax loss harvesting involves selling securities at a loss to offset capital gains.
Reset your basis with tax gain harvesting to avoid capital gains taxes, especially useful if in a lower income tax bracket. [00:33:43]

[00:43:16] Required Minimum Distributions (RMDs)

RMDs apply to retirement accounts at age 72 but were waived for 2020, providing planning flexibility.

[00:51:27] Final Thoughts on Long-term Tax Planning

Long-term strategic tax planning is key to minimizing lifetime taxes. [00:51:42]

Action Items:

Review your tax situation and aim to execute a Roth conversion before December 31.
Plan charitable contributions ahead of the year-end to maximize deductions.
Keep beneficiary designation forms updated for all your accounts.
Explore tax loss harvesting strategies to offset capital gains.
Assess small business expenses for timely deduction benefits.

Resources:

Sean's blog on Tax and Financial Independence: fitaxguy.com
Mulaney Financial Planning: mulaneyfinancial.com

▶ Listen Next: Ep. 275 — War Gaming Your Finances: Stress Testing Your Financial Plan | Essential Listening

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

273 | Using Emergency Funds and Roth IRAs for Financial Emergencies Nov 27, 2020

Show notes

Most people think a Roth IRA is just for retirement—but what if you could access the money right now, tax-free? Brad and Jonathan team up with tax expert Sean Malaney to explore how the Roth IRA functions as both a retirement vehicle and a flexible emergency fund. Contributions can be withdrawn anytime without taxes or penalties, making it a powerful dual-purpose tool for financial independence seekers. They break down backdoor Roth strategies for high earners, explain the tax rules you need to know, and discuss why building Roth accounts is a long-term win that almost no one regrets.

Key Topics Discussed

Introduction to Roth IRA [00:00:00]

Overview of contributions and tax benefits
Understanding its dual purpose

Importance of Sean Malaney [00:01:12]

Introduction to Sean Malaney and his tax strategy expertise

Understanding Roth as an Emergency Fund [00:22:06]

Contributions can be accessed tax and penalty-free anytime
Using Roth IRA as a flexible emergency fund option

Backdoor Roth IRA Explained [00:27:06]

Explanation of the backdoor Roth IRA process for high-income earners
Tax implications and rules surrounding contributions

Discussion on Financial Mindset [00:17:57]

Financial independence as a goal beyond just money

Key Takeaways

Consider using Roth IRA contributions as a backdoor emergency fund to increase financial flexibility [00:30:37]
Understand tax rules regarding contributions and withdrawals before investing in a Roth IRA [00:27:06]
Utilize backdoor Roth strategies if you're a high-income earner to secure your tax-free retirement savings [00:27:06]

Notable Quotes

"No one has too much in Roth accounts." [00:22:06]
"Withdraw your Roth IRA contributions tax-free anytime!" [00:30:37]
"Financial independence is about freedom and autonomy, not just money." [00:17:57]

Resources Mentioned

Episode Mentions:

Episode 272: Understanding Financial Independence and the Power of Compound Interest [00:15:00]
Episode 19: Simplicity in Investing with JL Collins [00:10:21]

▶ Listen Next: Ep. 274 — Year-End Tax Planning Strategies with Sean Mullaney | Essential Listening

Join the Community
Connect with thousands on the path to financial independence. Share wins, ask questions, and stay accountable. Join ChooseFI.

New to ChooseFI?
Start with our most popular episodes, hand-picked to give you the foundation of financial independence. Listen to the essentials.

Run Your Numbers
Find out when you could reach financial independence with our free calculators and planning tools. Try the FI Calculator.

Get the Weekly Roundup
The best FI content, deals, and community highlights delivered to your inbox every week. Subscribe free.

Our TOPPODCAST Picks

Follow Us

Stay Connected

ChooseFI | Financial Independence Podcast

Key Topics Discussed

Action Items

Key Quotes

Related Resources

Key Topics

Key Quotes

Resources

Key Topics Discussed

Key Insights

Action Items

Terminology

Resources

Key Topics

Timestamps

Notable Quotes

Related Resources

Key Topics

Key Points

Resources

Related Episodes

Key Takeaways

Chapters

Action Items

Notable Quotes

Related Resources

Community Announcement

Listener Win

Key Topics Discussed

Key Takeaways

Notable Quotes

Resources Mentioned

Related Podcasts

Links

Stay Connected