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    Education

    Cheers to Your Prosperity

    It’s time to spill the tea…rather, coffee, on what it takes to keep more of your hard-earned money without sacrificing the things you love, especially when those things keep you safe, sane, and happy. Hosted by Chioma Njoku, an accountant for more than 18 years and also a financial coach, this show talks through how to use the principles of wealth, money mindset, spirituality, and much more to enhance your financial skillset. Cheers to your prosperity, friends!

    Advertise

    Copyright: © Chioma E. Njoku

    • Apple Podcasts
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    Latest Episodes:
    Client Case Study: When Your Personal Life IS The Reason Your Business Has Financial Problems Feb 07, 2023
    Show notes

    Did you know your personal life can impact and influence your business finances?


    Yes, money is really THAT connected.


    This episode is a case study, which discusses how my former client’s personal life negatively yet unintentionally impacted her business finances and how that discovery came through bookkeeping.


    You’ll also learn:

    • What exactly was seen in the bookkeeping that provided evidence of the personal life impacting the business finances
    • Why I can personally relate to my former client’s situation
    • How bookkeeping led to my former client solving the REAL problem with her finances
    • The benefits experienced by my former client as a result of solving the real problem


    This is important: I had permission to share this story because privacy is real and must be respected.


    Let’s get social! I’m on Instagram - @mindfullychioma


    Want to work together or, at least talk about money? Schedule a call here: https://calendly.com/chioma/prosperitychat


    Website: https://www.themindfulbookkeeper.com/


    Cheers to your prosperity!


    Why I Am No Longer Sharing My Revenue, As Of 2023 Jan 16, 2023
    Show notes

    Revenue does not always equal financial success.


    That’s why I am no longer sharing my revenue…


    Rather, I am no longer sharing my revenue without context.


    In this episode, I share:

    • 4 detailed reasons why I am no longer sharing my revenue
    • What I wish I shared when I was last asked about my revenue
    • How sharing one’s revenue creates scarcity and feelings of unworthiness
    • Why revenue should be the process and not the goal


    I listed a WHOLE LOTTA resources within this episode:


    Guest episode on the Twelfth House - Mindful Money Frameworks For Squiggly-Brained Intuitives (I do mention my revenue in this episode, and it is my last time)


    CTYP Episode: 11 Ways to Grow Your Bank Account Without Selling More


    Books mentioned:

    • Atomic Habits by James Clear
    • Profit First by Mike Michalowicz
    • All Your Worth by Elizabeth Warren and Amelia Warren-Tyagi
    • I Will Teach You To Be Rich by Rami Sethi
    • The Barefoot Investor by Scott Pape


    All books can be found on Amazon and other major book retailers around the world


    Want to chat about money? Interested in partnering together? Schedule a call here: https://calendly.com/chioma/prosperitychat


    Instagram: @mindfullychioma


    Website: https://www.themindfulbookkeeper.com/


    I love options! Choose the ones that speak to you.


    Cheers to Your Prosperity!


    Client Case Study: "You Could've Bought a Lamborghini With That Money!" Dec 28, 2022
    Show notes

    Why would I ever say something like that to a client?


    Answer: Bookkeeping


    And not to worry...the statement was VERY well received!


    However, the bookkeeping revealed something that went beyond dollars and cents. It made it possible to reveal the real problem that needed to be solved.


    I reveal that real problem and how solving it greatly benefited the client in this episode.


    I also discuss:


    • How and why I was introduced to the client
    • What the bookkeeping revealed and the importance of sharing that information with the client
    • How the client benefitted from the information obtained from the bookkeeping


    Please remember, this episode is based on my experiences with clients, therefore is for discussion purposes only and not to be taken as advice.


    Interested in working together? Want more information about my service? Simply need to talk? Please use this link schedule a call: https://calendly.com/chioma/prosperitychat


    To listen to last week's client case study ("When I'm Broke, I'm Happy. But I'm Absolutely Miserable When I Save Money"), click here: https://www.themindfulbookkeeper.com/podcast/episode/23631ed0/client-case-study-when-im-broke-im-happy-but-im-absolutely-miserable-when-i-save-money


    Kindly share this episode with anyone who needs to hear it.


    Thank you so much for your support and overall awesomeness!


    Cheers to your prosperity!



    Client Case Study: "When I'm broke, I'm happy. But, I'm absolutely miserable when I save money." Dec 18, 2022
    Show notes

    The episode before this, I shared a few reasons why I believe you should do your bookkeeping, especially as a business owner.

    All of those reasons were about keeping more of your hard earned money, and if done my way, you keep without sacrificing the things you love.


    This episode I will share how bookkeeping helped my client have money. You'll ALSO learn what she has able to do because she has money.


    Here's what else you'll learn, in the episode:

    • What I discovered when I assisted my client with her bookkeeping
    • Why my client made this confession: "When I'm broke, I'm happy. But, I'm absolutely miserable when I save money."
    • The negative impact common money advice has had in her life
    • Bookkeeping solutions to resolve her financial troubles
    • What she has been able to do since she started having more money in her bank accounts


    Missed last weeks episode (Do You Want to Have Money in Your Business? Then Do Your Bookkeeping!)? Here's the direct link: (https://anchor.fm/cheers-to-your-prosperity/episodes/Do-You-Want-to-Have-Money-in-Your-Business--Then-Do-Your-Bookkeeping-e1ruc7s)


    What to talk? Interested in partnering together? Schedule a call here: (https://calendly.com/chioma/prosperitychat)


    Follow me on Instagram: (https://www.instagram.com/mindfullychioma/)


    Website: https://www.themindfulbookkeeper.com/


    Please rate and and review this podcast!


    Thank you so much for listening and Cheers to Your Prosperity!


    Do You Want to Have Money in Your Business? Then Do Your Bookkeeping! Dec 08, 2022
    Show notes

    Do you believe bookkeeping is low level work?


    Do you look at bookkeeping as something that cost you money and time?


    Do you believe bookkeeping is only for tax purposes?


    Then this episode is for you.


    I have looked at a lot of financial statements and bank accounts in my nearly 2 decades of working as an accountant. In that time I have seen a clear difference between those that have money and those that struggle with money.


    That difference is bookkeeping.


    To be specific, those that have money do their bookkeeping.


    Those that do not do their bookkeeping, well…tend to struggle with money and always wonder where their money goes.


    In this episode I share the benefits of doing your bookkeeping.


    #1 benefit: Keep more of your hard-earned money without sacrificing the things you love.


    Here is the entrepreneur that credits good bookkeeping for being the reason she scaled her business from $300k per year to 8-figures in revenue. Check her out! (https://thelifecoachschool.com/entrepreneurialbookkeeping/)


    Do you need someone to talk to about your financial circumstances? Schedule a call with me, on my calendar, here: (https://calendly.com/chioma/prosperitychat)


    Follow me on Instagram: (https://www.instagram.com/mindfullychioma/)


    Website: https://www.themindfulbookkeeper.com/


    Please rate and and review this podcast!


    Thank you so much for listening and Cheers to Your Prosperity!



    Is Instagram Really The Problem? Or Is It How We Use It? Nov 28, 2022
    Show notes

    Did you know Instagram as well as other forms of social media impacts and influences your finances?


    Early 2022, and especially after another algorithm change, my frustration with Instagram was high. It is a tool that intended to support and enhance my business, yet, I continued to experience the opposite. In fact, it felt like Instagram was taking so much more than it was giving, leading me to question whether it is worth it to continue being on that platform. That question of worth also include the impact and influence of Instagram on my finances. Should my efforts be directed elsewhere?


    I realized many of you have also been questioning where you stand with Instagram as well as the other socials. Which led me to ask this question:


    Is it Instagram? Or is it the way we use it?


    In this episode I explore that question and the way we use Instagram (and other socials) which impact and influence our finances.


    Other topics include:

    • Sharing, passionately, what I stand for and how the pressures of the platform interferes with that.
    • How my colleagues navigate and succumb to the pressures to be relevant on social media.
    • I explain the difference between an influencer and a business owner - I needed to remind myself to stay in my lane
    • I then talk about why I like Instagram.


    Here’s a twist: Did you know Instagram is responding to how WE use the platform?

    • I discuss how we, as users, have the power to influence Instagram
    • Finally, I share what I, as a business owner will navigate Instagram and other forms of social media, going forward.


    You can find me on Instagram: @mindfullychioma


    Let's chat! For a virtual conversation schedule time, at your convenience, here: https://calendly.com/chioma/prosperitychat


    Website: The Mindful Bookkeeper (themindfulbookkeeper.com)


    You Get To Choose Your Experience With Money Sep 01, 2022
    Show notes

    Are your beliefs about money really yours? Or do those beliefs belong to someone else?


    The two questions are what we explore in this episode.


    Personally, I do not believe our beliefs about money are really ours. Rather, they are what we are expected to believe, based on (at least) cultural and familial standards. Just pay attention to the commercials about money, on TV. It'll become clear why you (and we) believe what you (we) believe about money.


    The beauty about all of this is you are still in control of your beliefs and, ultimately, your experience with money. This episode will remind you of that and show you how to take command of your experience.


    In this episode, I discuss:

    • The differences between commercials about money and all other commercials. The difference, when seen, is hard to unsee.
    • Common money beliefs and their impact those beliefs have had in my life. You might be able to hear your story in mine.
    • My ideal money commercial. I'm sure if you saw the commercial I described, you'd be excited to handle your finances.
    • Two small but very mighty tips to make your experience with money truly yours.


    This episode is inspired by my article, also titled: You Get to Choose Your Experience With Money

    This magazine is a huge resource full of reputable finance professionals. AAAAND the articles are amazing!

    To read the full episode, get your Money issue today from Soulacy Magazine!

    Click here for the digital print and for more details about the magazine: https://www.soulacymagazine.com/money

    Click here for the physical copy: https://www.peecho.com/checkout/162828412418759497/1165278/money-july-2022-issue-16


    Connect with Chioma:

    Let me help you Achieve Financial Control: https://www.themindfulbookkeeper.com/soulacy

    Instagram: @mindfullychioma - https://www.instagram.com/mindfullychioma/

    Website: The Mindful Bookkeeper - https://www.themindfulbookkeeper.com/


    Cheers to your prosperity, y'all!


    You're Making Money...Yet You Don't See Any of It. Here's Why and What to Do About It. Aug 10, 2022
    Show notes

    So you're making money in your business, and it feels so good!


    The problem is, you don't see any of it. Stated another way, you have nothing to show for your efforts.


    That's because you lack a financial system. It's not your fault as no one taught you the importance of handling your finances, which means you have been left to figure all of it out on your own.


    Fortunately for you, this episode can give some direction.


    In this episode I take my time to discuss:


    • What is a financial system and why should you care? Why do you need it?
    • 4 reasons you do not have money despite making it.
    • What I see you do to manage your money - I do see your effort and intention
    • Why what you have been doing to manage your money has not been working for you.
    • The business and life impact of not having money because you lack a financial system.
    • Solutions - how to have money
    • How I can help you create your financial system so that you can keep more of your hard-earned money without sacrificing the things you love.


    Resources:

    Episode: How Money Mindset Keeps Your Broke: https://podcasts.apple.com/us/podcast/how-money-mindset-keeps-you-broke/id1615700830?i=1000560014000


    Me as a guest on the In My Non-Expert Opinion Podcast: Is Money Mindset and Manifestation Making You Broke? - https://podcasts.apple.com/us/podcast/ep-165-is-money-mindset-and-manifestation-making-you/id1309417352?i=1000558343511


    Episode: You Need a FUN Account! Here's Why...: https://podcasts.apple.com/us/podcast/you-need-a-fun-account-heres-why/id1615700830?i=1000563228087


    Let me support you! Schedule a chat here to see if working together is a good fit! - https://calendly.com/chioma/prosperitychat


    For more information on how I can support you, click here: https://www.themindfulbookkeeper.com/soulacy


    Cheers to your prosperity!



    Disclaimer: Yea...I do have to state this even though this can suck the fun out of the experience. The content discussed in the episode is for educational, informational, and discussion purposes only. It is not to be used as a substitute for professional advice especially because I am not your accountant and financial coach. For professional advice, please contact your accounting professional or connect with me so that we can get solutions for your specific needs.


    Additional Words: A Personal Take on Recession Proofing Your Business to Prosper Jul 28, 2022
    Show notes

    I can relate to where many of you are today.


    There is so much pressure to make a certain amount of money as that amount represents a level of success you crave and therefore work hard for.


    Unfortunately, that pressure limits all the ways for you to have money.


    Which means you also limit your ability to take care of the money you do have.


    The thing is, those limits could put a temporary or permanent stop on your business and the life you desire and deserve to have.


    With a possible recession on the horizon, I feel it is more important than ever to share my passion for helping you take care of your money so that you can have money regardless of what is going on in the economy.


    Which is why I am sharing more of my story from the Great Recession and before that, the Dot.com bubble bursting.


    ‘Recession Proof Your Business and Prosper’ was shared from an “expert’s” point of view.


    This episode comes from a peer/colleague/friend point of view.


    Check out this article: How to Survive a Recession and Thrive Afterward - https://hbr.org/2019/05/how-to-survive-a-recession-and-thrive-afterward

    Let me help you Achieve Financial Control: https://www.themindfulbookkeeper.com/soulacy


    Follow me on Instagram: @mindfullychioma


    Cheers to your prosperity!


    Recession Proof Your Business and Prosper Jul 18, 2022
    Show notes

    Recession.


    It is a word that strikes fear into many hearts.


    Many respond to that fear by doing nothing and simply “waiting it out” until the recession ends.


    Recession is also a word that signals opportunity and innovation.


    Those seeking opportunity prepare their business and life for the recession and end up taking advantage of opportunities because they were ready.


    I want to do my part to help more of you prepare for the recession (if it happens) so that you can take advantage of every opportunity available.


    In this episode I specifically discuss:

    - What is a recession?

    - Symptoms of a recession

    - Innovation born from recessions and other forms of economic downturns

    - The financially prosperous way to recession proof your business

    - How I can help you recession proof your business


    Listen to Paul Martinelli's Recession Proofing Your Business here: (https://empoweredliving.thinkific.com/order?ct=39adbd67-8654-432b-826f-08af98f9c90c)


    I can help you recession proof your business and achieve financial control! Click here for more information and to schedule a call: https://www.themindfulbookkeeper.com/achieve-financial-control-for-1st-6figures


    Cheers to your prosperity, y'all!


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