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    Business

    Catching Up to FI

    A mindset, money, and life podcast for late starters catching up to Financial Independence.

    Advertise

    Copyright: © 2024

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    The $1,000 Gift From Jonathan Clements To 18-Year-Olds | Bill Bernstein & Christine Benz | 160 Aug 03, 2025
    Show notes

    Morningstar's Christine Benz and investing-history legend Dr. William Bernstein announces the Jonathan Clements "Getting Going on Savings" Initiative. In 2024, Jonathan was diagnosed with a terminal illness and decided to use the proceeds from a final book to kick-start a new program that will directly help fund Roth IRAs for young adults (especially from low-income households) to the tune of $1,000 each. The John C. Bogle Center for Financial Literacy, a 501(c)(3) non-profit, is assisting with the project and 'Catching Up to FI' is proud to spread the word by replaying this conversation that originally aired on the 'Bogleheads on Investing' podcast (5/27/25).

    === VOTE FOR US: PLUTUS AWARDS ===

    We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI" - Bill Yount & Jackie Cummings Koski.

    ✅ WHAT IS THE PLUTUS AWARDS?

    The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.

    ✅ VOTE

    If you've gotten value from our content and think we are worthy of recognition, please support by casting your votes here > >> https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.

    ✅ DEADLINE

    The deadline to vote is August 30th, 2025. Winners will be announced in October.

    ✅ CATEGORIES

    Below are the categories we have been nominated for and we'd love your vote in each of them.

    Catching Up to FI

    1. Best New Personal Finance Content Creator - Audio
    2. Content Creator of the Year: Audio
    3. People's Choice: Audio
    4. Best Financial Advisor Content/Jackie Cummings Koski, CFP
    5. Plutus Storyteller Award
    6. Best Traditional Retirement Content
    7. Best Personal Finance Content for Underserved Communities
    8. Best Personal Finance Content for Women

    Other categories

    1. Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies)
    2. Best New Personal Finance Book (F.I.R.E. for Dummies)
    3. Plutus Resilience Award (Jackie Cummings Koski)
    4. Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🆕Big changes with student loans in the new budget bill that just passed. Get help from the experts at Student Loan Planner, all CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495.

    👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    Charity: Jonathan Clements Getting Going on Savings Initiative

    📘The Best of Jonathan Clements: Timeless Advice for a Financial Life Well Lived

    🌐William Bernstein

    🌐Christine Benz

    🎙️Bogleheads on Investing- Episode 82

    ⏰ 'Catching Up to FI' Episodes

    How to Bake a Cake: An Asset Allocation Mashup | Rick Ferri & Paul Merriman | 134

    Retirement Remix: Crafting Financial Futures with Purpose | Christine Benz | 117

    How to Think About Time: A Humble Legacy | Jonathan Clements | 081

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Forget the Corporate Ladder, Here's How to Climb 'The Wealth Ladder' | Nick Maggiulli | 159 Jul 27, 2025
    Show notes

    Nick Maggiulli is the data-driven creator of the blog 'Of Dollars And Data', Chief Operating Officer at Ritholtz Wealth, and author of the newly released book 'The Wealth Ladder'. He joins us on the show to break down his six-level wealth ladder and openly shares some of his steps and missteps as he moved up on his own wealth-building journey. In this episode, we discuss these financial insights he shared in the book:

    • Six Wealth Levels (
    • 0.01 % Daily-Growth Spending Rule
    • Grocery / Restaurant / Travel Freedom progression
    • Cookie-cutter asset allocation across ALL accounts
    • Health-span extension as a late-starter strategy

    === VOTE FOR US: PLUTUS AWARDS ===

    We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI" - Bill Yount & Jackie Cummings Koski.

    ✅ WHAT IS THE PLUTUS AWARDS?

    The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.

    ✅ VOTE

    If you've gotten value from our content and think we are worthy of recognition, please support by casting your votes here > >> https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.

    ✅ DEADLINE

    The deadline to vote is August 30th, 2025. Winners will be announced in October.

    ✅ CATEGORIES

    Below are the categories we have been nominated for and we'd love your vote in each of them.

    Catching Up to FI

    1. Best New Personal Finance Content Creator - Audio
    2. Content Creator of the Year: Audio
    3. People's Choice: Audio
    4. Best Financial Advisor Content/Jackie Cummings Koski, CFP
    5. Plutus Storyteller Award
    6. Best Traditional Retirement Content
    7. Best Personal Finance Content for Underserved Communities
    8. Best Personal Finance Content for Women

    Other categories

    1. Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies)
    2. Best New Personal Finance Book (F.I.R.E. for Dummies)
    3. Plutus Resilience Award (Jackie Cummings Koski)
    4. Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🆕Big changes with student loans in the new budget bill that just passed. Get help from the experts at Student Loan Planner, all CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495.

    👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    Charity: Malaria Consortium

    🌐 Of Dollars and Data

    📗 The Wealth Ladder

    📘 Just Keep Buying

    Survey of Consumer Finances

    The Panel Study of Income Dynamics

    Saving is For the Poor, Investing is For the Rich

    ⏰ 'Catching Up to FI' Episodes

    How to Bake a Cake: An Asset Allocation Mashup | Rick Ferri & Paul Merriman | 134

    How to Think About Time: A Humble Legacy | Jonathan Clements | 081

    How a Second Grader Beats Wall Street | Allan Roth | 033

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Keeping Up With The Joneses | Bill Yount | 158 Jul 23, 2025
    Show notes

    Bill hops onto Jesse Cramer's 'Personal Finance for Long-Term Investors' (formally The Best Interest) podcast. Along with some of our favorite content creators, he shares his crazy spending screw ups-- and the life lessons that followed. Stories from:

    • Bill Yount (Catching Up to FI)
    • Jesse Cramer (Personal Finance For Long-Term Investors)
    • Diania Merriam (EconoMe Conference & Optimal Finance Daily)
    • Justin Peters (FI Minded, formally The Struggle is Real)
    • Jordan (Doc G) Grumet (Earn & Invest)
    • Joe Saul-Sehy (Stacking Benjamins)
    • Jeremy Schneider (Personal Finance Club)

    === VOTE FOR US: PLUTUS AWARDS ===

    We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI" - Bill Yount & Jackie Cummings Koski.

    ✅ WHAT IS THE PLUTUS AWARDS?

    The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.

    ✅ VOTE

    If you've gotten value from our content and think we are worthy of recognition, please support by casting your votes here > >> https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.

    ✅ DEADLINE

    The deadline to vote is August 30th, 2025. Winners will be announced in October.

    ✅ CATEGORIES

    Below are the categories we have been nominated for and we'd love your vote in each of them.

    Catching Up to FI

    1. Best New Personal Finance Content Creator - Audio
    2. Content Creator of the Year: Audio
    3. People's Choice: Audio
    4. Best Financial Advisor Content/Jackie Cummings Koski, CFP
    5. Plutus Storyteller Award
    6. Best Traditional Retirement Content
    7. Best Personal Finance Content for Underserved Communities
    8. Best Personal Finance Content for Women

    Other categories

    1. Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies)
    2. Best New Personal Finance Book (F.I.R.E. for Dummies)
    3. Plutus Resilience Award (Jackie Cummings Koski)
    4. Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🆕Big changes with student loans in the new budget bill that just passed. Get help from the experts at Student Loan Planner, all CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495.

    👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    Bill Yount (Catching Up to FI)

    Jesse Cramer (Personal Finance For Long-Term Investors)

    Diania Merriam (EconoMe Conference & Optimal Finance Daily)

    Justin Peters (FI Minded, formally The Struggle is Real)

    Jordan (Doc G) Grumet (Earn & Invest)

    https://jordangrumet.com/

    Joe Saul-Sehy (Stacking Benjamins)

    Jeremy Schneider (Personal Finance Club)

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Do This To Simplify Your Next Financial Review... (Part 2) | Jon Luskin | 157 Jul 20, 2025
    Show notes

    Bogleheads favorite Jon Luskin, CFP® drops in for part 2 of his masterclass on embracing simplicity. He specializes in providing hourly advice to do-it-yourself investors and is a long-time advocate of simple, low-cost investing. In this second part he shares with us:

    • Simple Investor Policy Statement (IPS)

    • All-in-One Funds: target date and balanced/life-strategy funds as "default simple" solutions

    • Disability, life, and (if appropriate) long-term care insurance

    This is the second part of a 2 part episode. Click here to listen to part 1.

    === VOTE FOR US: PLUTUS AWARDS ===

    We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI" - Bill Yount & Jackie Cummings Koski.

    ✅ WHAT IS THE PLUTUS AWARDS?

    The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.

    ✅ VOTE

    If you've gotten value from our content and think we are worthy of recognition, please support by casting your votes here > >> https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.

    ✅ DEADLINE

    The deadline to vote is August 30th, 2025. Winners will be announced in October.

    ✅ CATEGORIES

    Below are the categories we have been nominated for and we'd love your vote in each of them.

    Catching Up to FI

    1. Best New Personal Finance Content Creator - Audio
    2. Content Creator of the Year: Audio
    3. People's Choice: Audio
    4. Best Financial Advisor Content/Jackie Cummings Koski, CFP
    5. Plutus Storyteller Award
    6. Best Traditional Retirement Content
    7. Best Personal Finance Content for Underserved Communities
    8. Best Personal Finance Content for Women

    Other categories

    1. Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies)
    2. Best New Personal Finance Book (F.I.R.E. for Dummies)
    3. Plutus Resilience Award (Jackie Cummings Koski)
    4. Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)

    📩 Sign up for our newsletter NEW!

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    Charity:

    Jonathan Clements Getting Going on Savings Initiative

    📘 The Best of Jonathan Clements: Timeless Advice for a Financial Life Well Lived

    🌐Jon's Website

    Jon's Sample Financial Reviews

    Jon' Thesis paper: Measuring the Value Added by Alternative Assets within the Investment Pools of Non-profit Organization

    Bogleheads Live- Episode 39: Disability Insurance

    Kitces Article: Why Tax-Loss Harvesting During Down Markets Isn't Always A Good Idea

    Bogleheads on Investing Podcast

    Bogleheads Investment Policy Statement

    The John C. Bogle Center for Financial Literacy

    2025 Bogleheads Conference (Oct 17-19, San Antonio)

    ⏰ 'Catching Up to FI' Episodes referenced

    Retirement Remix: Crafting Financial Futures with Purpose | Christine Benz | 117

    Tactical Tips and Tripwires: The DIY Financial Planner's Guide | Cody Garrett | 112

    How to Think About Money | Jonathan Clements | 040

    How a Second Grader Beats Wall Street | Allan Roth | 033

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Do This To Simplify Your Next Financial Review ... (Part 1) | Jon Luskin | 156 Jul 13, 2025
    Show notes

    Bogleheads favorite Jon Luskin, CFP® drops in for a masterclass on keeping money moves "so dull they sparkle." He specializes in providing hourly advice to do-it-yourself investors and is a long-time advocate of simple, low-cost investing. In this episode he shares with us:

    • Why every late-starter's to-do list should begin with an emergency fund and Social Security game plan before touching their asset mix
    • How low fees—not "sexy" alts—make numbers grow
    • His soup-to-nuts review (including insurance gaps, estate docs and Investor Policy Statement)
    • How simplicity wins

    This is the first part of a 2 part episode. Click here to listen to part 2.

    === VOTE FOR US: PLUTUS AWARDS ===

    We need your vote for the 2025 Plutus Awards! You can now vote for your hosts behind "Catching Up to FI" - Bill Yount & Jackie Cummings Koski.

    ✅ WHAT IS THE PLUTUS AWARDS?

    The Plutus Awards recognize excellence in independent financial content. That's the best podcasts, books, video channels, blogs, and more.

    ✅ VOTE

    If you've gotten value from our content and think we are worthy of recognition, please support by casting your votes here > >> https://plutus.awardsplatform.com/. There's a short registration needed to vote and you'll be in and out in just a few minutes.

    ✅ DEADLINE

    The deadline to vote is August 30th, 2025. Winners will be announced in October.

    ✅ CATEGORIES

    Below are the categories we have been nominated for and we'd love your vote in each of them.

    Catching Up to FI

    1. Best New Personal Finance Content Creator - Audio
    2. Content Creator of the Year: Audio
    3. People's Choice: Audio
    4. Best Financial Advisor Content/Jackie Cummings Koski, CFP
    5. Plutus Storyteller Award
    6. Best Traditional Retirement Content
    7. Best Personal Finance Content for Underserved Communities
    8. Best Personal Finance Content for Women

    Other categories

    1. Best New Personal Finance Content Creator - Written (F.I.R.E. for Dummies)
    2. Best New Personal Finance Book (F.I.R.E. for Dummies)
    3. Plutus Resilience Award (Jackie Cummings Koski)
    4. Best Financial Independence or Retire Early Content (F.I.R.E. for Dummies)

    📩 Sign up for our newsletter NEW!

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    Charity:

    Jonathan Clements Getting Going on Savings Initiative

    📘 The Best of Jonathan Clements: Timeless Advice for a Financial Life Well Lived

    🌐Jon's Website

    Jon's Sample Financial Reviews

    Jon' Thesis paper: Measuring the Value Added by Alternative Assets within the Investment Pools of Non-profit Organization

    Bogleheads Live- Episode 39: Disability Insurance

    Kitces Article: Why Tax-Loss Harvesting During Down Markets Isn't Always A Good Idea

    Bogleheads on Investing Podcast

    Bogleheads Investment Policy Statement

    The John C. Bogle Center for Financial Literacy

    2025 Bogleheads Conference (Oct 17-19, San Antonio)

    ⏰ 'Catching Up to FI' Episodes referenced

    Retirement Remix: Crafting Financial Futures with Purpose | Christine Benz | 117

    Tactical Tips and Tripwires: The DIY Financial Planner's Guide | Cody Garrett | 112

    How to Think About Money | Jonathan Clements | 040

    How a Second Grader Beats Wall Street | Allan Roth | 033

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Q&A: Tackling Listener Questions | Bill & Jackie | 155 Jul 06, 2025
    Show notes

    You asked and we answered! In this episode we tackle listener questions with more than just a one-sentence response… we go deeper and give you answers with our thoughtful insights, ideas and considerations important to late starters. These are the questions we cover on today's show:

    ✅ Bill's costly mistake with whole-life insurance; what should you do instead?

    ✅ How does the $19,000 annual gift tax exclusion work?

    ✅ Do I have too much in cash as I'm approaching retirement?

    ✅ I'm new to investing and pay someone to manage my 401(k). I also want to start a Roth IRA, is now a good time?

    ✅ What if you're low income and can barely save, how do you move the needle?

    ✅ What is the middle class trap?

    📩 Sign up for our newsletter NEW!

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🎓 Student Loan Planner: Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    📈 Boldin (formerly NewRetirement): Retirement planning software that's like having a financial advisor at your fingertips. You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial. 👉🏼 Be sure to use this link to get started: Go.boldin.com/catchingup

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Nectarine: Advice-Only and Flat-Fee Hourly Fiduciary Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    📕F.I.R.E. For Dummies by Jackie Cummings Koski

    📗The Wealth Ladder by Nick Maggiulli

    Podcast episode with Nick Maggiulli coming July 27th, 2025

    Rebel Finance School

    Portfolio Visualizer

    ⏰ 'Catching Up to FI' Episodes referenced

    A Boat Named YOLO | Bill Yount | 001

    From Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007

    SpongeBob and Drawdown Strategies | Frank Vasquez | 044

    Life & Taxes | Sean Mullaney | 013

    72(t) Expert Tells All: No More Secrets About Early Withdrawals (Part 1) | Bill Stecker | 131

    Cashing in on 72(t): The Goldmine of Early Retirement Rules (Part2) | Bill Stecker | 133

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Learn This or Never Retire | Bill & Jackie | 154 Jul 02, 2025
    Show notes

    On this mid-week episode we join the upbeat creators of 'Rebel Finance School', Alan and Katie Donegan, for a turbo-charged pep rally aimed at every late-starter who's ever whispered "it's too late for me." We kicked off the Donegans' free 10-week course that's helping thousands around the world on their journey to FI.

    📩 Sign up for our newsletter NEW!

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🎓 Student Loan Planner: Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    📈 Boldin (formerly NewRetirement): Retirement planning software that's like having a financial advisor at your fingertips. You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial. 👉🏼 Be sure to use this link to get started: Go.boldin.com/catchingup

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Nectarine: Advice-Only and Flat-Fee Hourly Fiduciary Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    🌐Rebel Finance School

    🎶New Album: Money Revolution: The World's First Financial Independence Music Album!

    📙New Book: 'The Rebels' Guide to Financial Freedom: Simple Missions to take you from Zero to Money Superhero

    Rebel Entrepreneur Podcast

    Rebel Donegans YouTube

    ⏰ 'Catching Up to FI' Episodes referenced

    Not Just Another Album, It's A Money Revolution! | Alan & Katie Donegan | 129

    Indiana Jones and an Extraordinary Life with the Donegans | Alan and Katie Donegan | 079

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Mini Retirements, Sabbaticals, Career Breaks- Yes Please! | Jillian Johnsrud | 153 Jun 29, 2025
    Show notes

    Jillian Johnsrud—mini-retirement evangelist, mother of five, and author of 'Retire Often'—returns to show us why pressing pause can be the ultimate career accelerator. In this episode she explains the three hallmarks of a bona-fide mini retirement and the three ways to snag one:

    1️⃣ Negotiate a sabbatical

    2️⃣ Slot it between jobs

    3️⃣ Pounce when life throws an unexpected layoff or family crisis

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    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🎓 Student Loan Planner: Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    📈 Boldin (formerly NewRetirement): Retirement planning software that's like having a financial advisor at your fingertips. You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial. 👉🏼 Be sure to use this link to get started: Go.boldin.com/catchingup

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Nectarine: Advice-Only and Flat-Fee Hourly Fiduciary Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    Charity: The Hope Effect

    🌐 Retire Often

    📘 Retire Often Book

    🎙️Retire Often Podcast

    Free Opt-In Worksheets:

    Planning

    Negotiating

    Workbook

    Group Coaching

    ⏰ 'Catching Up to FI' Episodes referenced

    Retire Often | Jillian Johnsrud | 043

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Late Start, Big Lessons: Early Regrets & Mistakes of a (FI)sician | Bill Yount | 152 Jun 25, 2025
    Show notes

    On this mid-week episode, we're switching it up again. This time Bill joins the 'Finance for Physicians' podcast with host Daniel Wrenne, CFP®. In this vulnerable interview, Bill owns up to every late-starter mistake—credit-card splurges, 'free' advisors, and lifestyle creep after a twin-sized home upgrade. Then he slings real-world antidotes: pause-plan-pivot, backward budgeting, downsizing the McMansion, and letting Social Security's 'inflation-proof annuity' finish the job. Bill's best advice is that physicians should treat money like they treat medicine—learn the language, follow the protocol, and stop ignoring the labs.

    Now a Financially Independent Physician, we're giving Bill a new name: the (FI)sician!

    📩 Sign up for our newsletter NEW!

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🎓 Student Loan Planner: Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    📈 Boldin (formerly NewRetirement): Retirement planning software that's like having a financial advisor at your fingertips. You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial. 👉🏼 Be sure to use this link to get started: Go.boldin.com/catchingup

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Nectarine: Advice-Only and Flat-Fee Hourly Fiduciary Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    🌐Finance for Physicians

    The White Coat Investor

    Physician On FIRE

    Open Social Security

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


    Women And The Great Wealth Transfer | Cary Carbonaro | 151 Jun 22, 2025
    Show notes

    In this episode we are joined by Cary Carbonaro, an award-winning author, and Certified Financial Planner™ with over 25 years of experience. Her specialty is empowering women to discover their unique path to financial independence. One thing we love the most about Cary is how radically transparent she is with her clients. Just call her the "Queen of Transparency" because she shares her tax return, investment portfolio and other parts of her financial life with them. In our conversation with her we discuss:

    • The Great Wealth Transfer that she talks about in her latest book, 'Women and Wealth.'
    • The unique needs of women and the psychology driving their financial decisions.
    • The played out "widows and divorcees" stereotypes of women.
    • Her analogy of comparing different shoes to asset classes.
    • What women really want from financial professionals (hint: it's not just beating the market).

    📩 Sign up for our newsletter NEW!

    🌐 Visit Catching Up to FI website

    🔗Connect with us

    ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"

    🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question

    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

    🎓 Student Loan Planner: Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off 'Catching Up to FI' discount, it's $495. 👉🏼 Be sure to use this link: studentloanplanner.com/catchingup

    📈 Boldin (formerly NewRetirement): Retirement planning software that's like having a financial advisor at your fingertips. You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial. 👉🏼 Be sure to use this link to get started: Go.boldin.com/catchingup

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Nectarine: Advice-Only and Flat-Fee Hourly Fiduciary Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners

    RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)

    Charity: Girl Scouts

    🌐Cary Carbonaro

    📗Women and Wealth: A Playbook to Empower Clients and Unlock Their Fortune

    📕The Money Queen's Guide: For Women Who Want to Build Wealth and Banish Fear

    📄Stepping Up Your Function and Style with Asset Classes

    ⏰ 'Catching Up to FI' Episodes referenced

    ATM Receipts, Origami, and Unravelling Your Relationship With Money | Shannah Game | 123

    The Power of Cash Flow Planning | Sarah-Catherine Gutierrez | 016

    If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!

    ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


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