Budget Nerds

Latest Episodes:

#146 - How One YNAB Couple Plans Every Dollar Together Oct 26, 2026

Show notes

In today's episode Ben and Ernie chat with Kayleigh and Shae, a couple living in New York City while paying off six figures in student loans. Kayleigh and Shae post regularly on YouTube, sharing their day to day financial lives and how they use YNAB to navigate the ups and downs of personal finance.

Follow Kayleigh and Shae on YouTube (Just Finance): https://www.youtube.com/channel/UC0PiiaukzSDv67jnGfvdVig

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Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

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Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#145 - How to Share YNAB (and Actually Get People to Try It) Sep 30, 2026

Show notes

We get it, you're a budget nerd. YNAB isn't just an app for you, or even a method, it's a way of life... and you want to share it! But you've likely already tried, only to find your enthusiasm fall on disinterested ears. It's normal, and that's the wager you make anytime you share one of your passions with someone else -- if you earnestly want to share with someone else, you also have to be willing to let it go if they aren't interested. That said, Ben and Ernie have a lot of experience sharing YNAB with others, and in today's episode they share some of the different ways you can share YNAB, both the app and the method. They also share some convesations and comments from other YNAB'ers who have successful shared their passion for getting good at money, what worked and what didn't.

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Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham Aug 31, 2026

Show notes

Ben and Ernie talk to the man himself, Jesse Mecham, about his new book Never Worry About Money Again, which just hit the New York Times Bestseller list. In this book, Jesse distills the YNAB ethos into one simple question -- what does your money need to do? -- and demonstrates the variety of ways that question can be answered, and what that reveals about a person. This process of questioning aims to help someone understand more about themself, and, by aligning spending with their values, put more of themselves out into the world. That is the essence of YNAB, and the reason why Jesse wrote this book.

Order Never Worry About Money Again: https://www.neverworryaboutmoneyagain.com/

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Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#143 - What Does "Getting Good at Money" Really Mean? Jul 29, 2026

Show notes

If you follow any of the content at YNAB -- whether it's Budget Nerds, the Jesse Mecham Show, or social media -- you've probably heard the term "getting good at money" in many different contexts over the past few months. But what does it actually mean to be "good" at money. Ben and Ernie share their thoughts about what being good with money is, in terms of skill, emotional wellness, and a strong sense of purpose in life.

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#142 - Tag, You're It! Ben and Ernie Answer 12 Questions About Their YNAB Journey Jul 01, 2026

Show notes

Ben and Ernie respond to a YouTube tag from new and enthusiastic YNABer Niamh, asking them to answer 12 questions about their YNAB journey and daily money habits.

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#141 - Ask Ben & Ernie: Travel, Debt, and Life After Month Ahead Jun 17, 2026

Show notes

Ben and Ernie are back with a Q&A episode, answering questions about YNAB from podcast listeners and YouTube viewers. In this episode, they discuss travel tips for funding vacations and keeping vacation expenses organized in the moment. They talk about how the new photo feature and bulk editing features can be used to preserve important memories as well as information about your travels.

The Nerds also explore how YNAB can simplify tax preparation with a little planning (and sometimes a separate plan if you own a business). They answer questions about debt paydown while still working towards getting a month ahead on expenses, as well as the other side of the coin -- what do you do after everything is funded, you're a month ahead or more, and you're asking yourself: "what next?"

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#140 - YNAB With Us Live! (YouTube Live May 13, 2026) May 14, 2026

Show notes

Ben and Ernie are live on YouTube again, this time inviting you to YNAB with them! Ben and Ernie went live on May 13, 2026, and walked through their recent transactions -- categorizing, moving money, re-evaluating priorities -- and answered questions from viewers along the way.

This livestream relies heavily on screensharing since Ben and Ernie are using the YNAB app live, so we recommend you check out the replay of the livestream on YouTube here: https://www.youtube.com/live/PNC4OkJbHwA?si=MNDmYSG_RgLxWe0o

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

Ben & Ernie LIVE Today on YouTube 3:30pm ET May 13, 2026

Show notes

Ben and Ernie are going live again on YouTube today, May 13th, 2026 at 3:30pm Eastern time. They'll be going through their own transactions, categorizing, moving money to handle overspending, and more, so you'll get to YNAB with them in real time!

Set your alarm clocks and follow the livestream at the link below.

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#139 - Sixteen YNAB Features Hidden in Plain Sight Apr 29, 2026

Show notes

Ben and Ernie round up sixteen of their favorite YNAB features and share them on today's show, including some oft-overlooked tools in the app. Whether you're brand new or a veteran YNAB'er, there's probably at least one feature in this episode you haven't heard about (including some brand new stuff)!

This episode is highly visual, so we recommend you view it on YouTube so you can see how these features work in the app. Follow the links below to the YNAB YouTube channel.

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB win with Ben and Ernie!

budgetnerds@ynab.com

#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins Apr 08, 2026

Show notes

Ben and Ernie are back with another round of YNAB wins, and they keep getting better and better. In today's episode they share 22 money wins from YNAB'ers around the world who found financial peace, gained confidence in their spending, and navigated difficult life challenges with less money stress through their use of YNAB. Ben and Ernie broke the wins into six categories: