Bitcoin.com News Interviews

Latest Episodes:

The Future of Crypto Regulation in the U.S. | Mike Selig (CFTC Chairman) May 20, 2026

Show notes

CFTC Chairman Mike Selig joins David Sencil to discuss the future of crypto regulation in the United States.He explains the shift away from enforcement-driven policy, the push to make the U.S. the crypto capital of the world, and what new legislation could mean for Bitcoin, markets, and innovation.Topics include:- CFTC vs SEC- Federal crypto legislation- Bitcoin futures and derivatives- Prediction markets- The future of crypto in AmericaRecorded at Bitcoin 2026 in Las Vegas.🎧 Follow the podcast for more conversations with leaders shaping the future of Bitcoin, crypto, and Web3. If you enjoyed this episode, share it with a friend and leave a rating to support the show.

Pauline Shangett: '99% of Crypto+AI Projects Are Going Obsolete' May 19, 2026

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ChangeNow Chief Strategy Officer Pauline Shangett sits down for her second Bitcoin.com News interview — this time from Consensus Miami, after six years away from the U.S. market. Her sharpest call of the day: "99% of crypto plus AI projects are going to go obsolete... launching a new chain is going to be, I think, like a desperate measure rather than a necessity."We also dig into ChangeNow's evolution from a 2017 instant swap into a full B2C/B2B ecosystem — Pro accounts, private transactions for whales, limit orders, perps, prediction markets, an in-house AI assistant, and an RWA push with X-Stoxx and Ondo Finance.We cover:- Why Pauline says 99% of crypto+AI projects are going obsolete- Her "80% certainty" call that chains stop mattering by 2028 — and the exceptions (Monero, Ton)- The coming meme coin renaissance and why Base wants revenge on Solana for the pump.fun era- ChangeNow Pro hitting almost 800,000 registered users and doubling in a year- Private transactions / private send — how it works, why whales want it, and why it's not a mixer- Limit orders, perps and prediction markets across custodial + non-custodial rails- The in-house AI assistant built by a self-described "certified AI skeptic"- RWA strategy: X-Stoxx live since January, Ondo Finance partnership almost shipped- The soft-launched ChangeNow super app teased for Token2049Learn more about ChangeNOW:🌐 Website: https://changenow.io/🐦 X: https://x.com/ChangeNOW_io📺 YouTube: https://www.youtube.com/ChangeNOW💬 Telegram: https://t.me/changeNOW_chat📘 Facebook: https://www.facebook.com/ChangeNOW.io/👽 Reddit: http://reddit.com/r/ChangeNOW_io/🏛️ LinkedIn: https://www.linkedin.com/company/changenow-io/ CHAPTERS:00:00 Introduction to ChangeNow and Daily Operations04:14 Evolution of ChangeNow: From Instant Swap to Comprehensive Services10:50 New Features and Innovations in ChangeNow20:45 Future of ChangeNow and the Crypto Landscape30:30 Reflections on the American Crypto Community and Upcoming Projects🎧 Is crypto heading toward a future where blockchains no longer matter?Listen now on Spotify and let us know your take.

Why Filipino Workers Lose Billions in Remittance Fees | Can Stablecoins Help? May 16, 2026

Show notes

Every year, Filipino workers abroad send over $35 billion back home to support their families.But a significant portion, sometimes up to 14% is lost to remittance fees.In this episode, Kengo Shoda (Founder, Stablecoin Club) shares insights into how stablecoins could offer a more efficient alternative for cross-border payments.He discusses a Philippine peso stablecoin initiative aimed at reducing costs, improving transaction speed, and expanding financial access for families in the Philippines.Beyond that, the conversation explores the broader role of stablecoins including developments like JPYR and how blockchain technology could reshape global payments.In this episode:- The scale of remittances from Overseas Filipino Workers (OFWs)- Why fees can reach up to 14%- How stablecoins could lower costs and increase efficiency- The vision behind a peso-backed stablecoin- The future of cross-border paymentsHost: Matthew Owens | Bitcoin.com News 🎧 🎧 Subscribe for more conversations on real-world crypto use cases and global finance.

Is Circle’s ARC Token Legit? Bitcoin, Clarity Act, and Crypto’s Next Big Fight May 15, 2026

Show notes

In this episode of Token Narratives, Graham Stone and Alex Richardson break down two of the biggest crypto stories right now: Circle’s new blockchain and token launch, and the high-stakes Clarity Act markup in the US Senate.They start with the market backdrop: Bitcoin losing $80K support, debate over whether this is just another relief rally, and the growing split between bullish and bearish macro takes. The conversation covers Dave the Wave, Benjamin Cowen, long-term holder stress, and why this cycle may still be young even if the drawdown has felt relatively mild.The episode then dives deep into Circle’s ARK chain and token. Graham and Alex unpack what ARK is supposed to do, why Circle is building a stablecoin-native financial chain, how the token is structured, and whether this is a real infrastructure play or just another corporate token money grab. They also debate whether Circle’s positioning, partners, and regulatory tailwinds give it a serious shot at becoming a major on-chain financial layer.Finally, they get into the Clarity Act markup: what the bill does, why the banking lobby is panicking about stablecoin yield, why developer protections matter so much, and how this legislation could shape the next phase of crypto regulation in the US. It’s a wide-ranging conversation on Bitcoin, stablecoins, RWAs, policy, and the narratives that could define the next cycle.00:55 - Welcome to Token Narratives Episode 10101:29 - Market Overview and Analysis02:59 - CPI and Consumer Sentiment03:57 - Geopolitical Impacts on Markets04:28 - Bitcoin Market Analysis05:34 - Long-term Market Predictions06:59 - Ray Dalio's Bitcoin Analysis08:18 - Discussion on Stablecoins and Yields10:18 - Introduction to Circle's New Token, ARK13:16 - ARK Token Analysis16:58 - Future of Circle's Blockchain20:11 - Discussion on Token Utility25:19 - Conclusion on Circle's Strategy26:30 - Clarity Act Markup Discussion37:21 - Closing Remarks

Reynolds, SoFi SVP — Why Most New Stablecoins Are Doomed to Fail May 13, 2026

Show notes

Ben Reynolds was Silvergate's first Bitcoin-side hire back in 2016 and the company's president when it wound down in 2023. After stops at BVNK and BitGo, he joined SoFi six months ago to build out commercial banking at the intersection of TradFi and digital assets.

In this conversation, Reynolds explains why most new stablecoins are doomed without users or distribution, what makes SoFi's 15 million members and $50B balance sheet an unfair edge, and why the next wave of stablecoin innovation belongs to regulated banks.

We cover:

Why stablecoins without users or distribution are "almost doomed to fail"
The three legs of the stool: members, Galileo, and commercial banking
How the GENIUS Act pulls stablecoin innovation back into regulated banks
Why bank-to-bank stablecoin interoperability is the next big problem
What SoFi's $50B balance sheet means for counterparty risk
Why lending is the next frontier after payments

Filmed at Bitcoin 2026 in Las Vegas.

Host: David Sencil

🎧 Listen now and follow the show for more conversations with the builders shaping the future of Bitcoin, stablecoins, and digital finance.

Is Anonymity Really Dead in Crypto? | Concordium CEO Explains May 08, 2026

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Is anonymity in crypto really coming to an end?

In this episode, Alex Richardson sits down with Boris Bohrer-Bilowitzki, CEO of Concordium, to unpack one of the biggest shifts happening in blockchain today—where privacy, identity, and regulation collide.

While much of the industry is still focused on hype cycles and memecoins, this conversation goes deeper into what it actually takes for crypto to reach mainstream, real-world adoption.

We explore why institutions remain cautious, what’s missing from today’s Layer 1 blockchains, and how new approaches—like identity at the protocol level and zero-knowledge proofs—could reshape the future of digital finance.

In this episode, you’ll learn:

- Why anonymity may not work for large-scale adoption

- The real role of privacy in a regulated world

- How identity can unlock institutional use cases- What most blockchains are getting wrong today

- Why the next few years could redefine the entire crypto landscape

Boris shares a clear perspective:

For crypto to move forward, it needs to work within real-world systems—not outside them.

This isn’t about removing privacy—it’s about building it the right way.

Guest & Links:

Concordium: https://www.concordium.com/X (Twitter): https://x.com/Concordium

Michael Saylor: Bitcoin’s Next Phase - 30% Growth, Yield, and a New Financial System May 06, 2026

Show notes

What if Bitcoin isn’t just digital gold… but the foundation of an entirely new financial system?

Michael Saylor, Founder and Chairman of Strategy, joins David Sencil to break down Bitcoin’s next evolution from a store of value to a powerful engine for growth, yield, and global credit.

In this conversation, Saylor dives into:

- Why Bitcoin could grow 30% annually

- How Bitcoin-backed credit is changing finance

- The rise of yield-generating BTC strategies

- And what a Bitcoin-powered monetary system looks likeIf you want to understand where Bitcoin is headed next — this is the conversation to hear.

Chapters:

00:00 Introduction to STRC and Bitcoin's Potential

02:48 Transforming Bitcoin into a Stable Credit Instrument

06:03 Market Demand and Target Audience for STRC

09:05 Comparing Bitcoin with Traditional Assets

11:46 Understanding the Growth and Acceptance of STRC

14:52 Competition and Future of Digital Credit Instruments

17:51 Market Dynamics and STRC's Future Strategy

🎧 Hit play, follow the show, and share this episode with someone who still thinks Bitcoin is “just a coin.”

Japan’s Only Licensed Stablecoin Exchange | SBI VC Trade CEO Kondo Tomohiko May 03, 2026

Show notes

What does crypto look like in one of the world’s most regulated markets?

At TEAMZ Summit 2026 in Tokyo, Matthew Owens sits down with Kondo Tomohiko, CEO of SBI VC Trade the only licensed stablecoin exchange in Japan to explore stablecoins, regulation, and adoption.

From USDC lending to Japan’s upcoming JPY-backed stablecoin, this episode reveals how strict regulation is shaping long-term opportunity.

🔍 Topics Covered:• SBI VC Trade’s stablecoin license in Japan• USDC lending (up to 10% promo, ~5% target)• JPYSC (yen-backed stablecoin, Q2 2026)• RLUSD + 1M yen cap on foreign stablecoins• Japan FSA regulation & Coincheck impact• Crypto adoption: 14M users, 0.2% allocation• Staking culture in Japan• Metaplanet’s ~35,000 BTC treasury

🎙 Guest: Kondo Tomohiko (Representative Director and President, SBI VC Trade)

🎤 Host: Matthew Owens (Bitcoin.com) 📍 TEAMZ Summit 2026, Tokyo

Chapters:

00:31 - Introduction and Company Overview

01:24 - Full-scale Introduction and Gaps

02:35 - USB-C and Lending Services

03:45 - Interest Rates and Campaigns

05:02 - Economic Context in Japan

06:05 - Conference and Fake Merchants

07:19 - Company Operations and Innovations

08:31 - RLUSD and XRP Discussion

10:26 - Licensing and Regulations

11:37 - Direct-to-Sales Payment Method

12:59 - Cryptography and Stablecoin Licenses

14:31 - Regulatory Environment in Japan

17:05 - Coin Check Incident and Regulations

18:29 - Industry Impact and Protection

20:20 - Japanese Market and Investments

22:28 - Young People's Interest in Investments

24:12 - SBI Group and Asset Classes 25:09 - Staking and Stable Income

27:07 - Conference with Metplanet

28:14 - Metaplanet and Market Insights

29:36 - Closing Remarks

👉 Like, comment, subscribe, and share for more global crypto insights—plus follow Bitcoin.com for the latest in Web3 and DeFi.

Arthur Hayes: Why Bitcoin Isn’t in a Bull Run Yet May 01, 2026

Show notes

Arthur Hayes breaks down his macro framework for Bitcoin in this conversation with David Sencil at Bitcoin 2026 in Las Vegas.

Key topics:

- Why Bitcoin tracks global fiat liquidity

- Why this isn’t a true bull run yet

- The $145K level that matters

- AI as a potential credit shock

- How money printing and bank credit drive marketsHayes argues that Bitcoin’s price is ultimately tied to the expansion of fiat in the global system, not institutional narratives or short-term sentiment.

Chapters:

00:00 The Future of Crypto and Retail Involvement

03:02 Oil Markets and Economic Implications

05:52 Bitcoin's Performance and Economic Indicators

09:11 AI's Impact on the Economy

11:59 Liquidity and Monetary Policy

15:06 The Role of Stablecoins in Global Finance

18:00 The State of DeFi and Security Concerns

20:55 Market Sentiment and Future Predictions

Arthur Hayes IG - https://www.instagram.com/cryptohayes/LinkedIn - https://www.linkedin.com/in/arthur-hayes-b493b42/Substack - https://cryptohayes.substack.com/Web: https://www.cryptohayes.comX - https://x.com/cryptohayesMaelstrom Fund LinkedIn: https://www.linkedin.com/company/maelstromfundWeb - https://www.maelstrom.fundX - https://x.com/maelstromfund

👉 Follow for macro-driven Bitcoin insights and real market analysis—no noise, just signal.

Inside the SEC's Enforcement-First Era — From a Former Insider May 01, 2026

Show notes

Ashley Ebersole spent his early SEC years on the distributed ledger working group. He has a vantage on the agency's crypto enforcement era that very few industry voices have.

At Paris Blockchain Week 2026, he sits with David Sencil to walk through the embodiment theory courts later rejected, the asymmetric settlement pressure that forced startups to fold, and what tx is now building: the first FINRA-approved stock-token platform in the U.S.

We cover:

- The SEC's enforcement-first era and what it cost

- The unlimited-budget settlement asymmetry

- The embodiment theory and other rejected novel theories

- What tx is building with FINRA-approved stock tokens

- Why Gen Z is skipping traditional brokerage accounts

Chapters:

00:24 - Bitcoin.com Live News Desk at Paris Blockchain Week

01:28 - Background of Ashley Ebersole

02:11 - SEC and New Technologies

03:16 - Awareness of Bitcoin and Crypto

04:06 - Experience at the SEC

05:04 - Changes in SEC Leadership

06:14 - Regulatory Challenges and Theories

07:07 - Enforcement First Approach

08:05 - Legal Theories and Court Rejections

10:11 - Government Influence on Settlements

12:06 - Bias Against Crypto

14:02 - Legal Challenges and Court Decisions

16:08 - Misunderstandings About Tokenization

18:03 - Generational Differences in Financial Products

20:25 - Predictions for On-Chain Real-World Assets

21:42 - Understanding Tokenization 24:19 - TX and Tokenization Platform

27:06 - Questions About Tokenized Stocks

29:59 - Regulatory Approaches and Tokenization

33:23 - Jurisdictional Differences in Tokenization

36:30 - Future Discussions and Closing Remarks

Follow for more conversations on crypto, markets, and the future of finance.

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