Beyond the Buildings

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How 2024’s Housing Market Sets the Stage for 2025 Dec 11, 2024

Show notes

As 2024 slides into 2025, those who have been following the housing market know that there is a lot to unpack from the year. Home affordability, when adjusted for inflation, has reached its lowest point in decades. Inventory trends are diverging across the nation. Generational dynamics are influencing how people are buying homes.

But even if the trends that made 2024 so noteworthy are understood, the question is, how will they influence where the housing market is headed in 2025?

In the season finale of Core Conversations, CoreLogic Chief Economist Selma Hepp explores what happened in 2024 and provides a comprehensive outlook for 2025, including insights on mortgage rates, inventory, and affordability.

In This Episode

1:58 – How exactly did interest rates affect the housing market in 2024? Do we expect them to lower in 2025?

6:26 – How affordable in the U.S. housing market, really?

9:24 – Are property taxes and capital gains taxes going to continue to balloon into 2025?

10:46 – Will people continue to stay in their homes or will they finally move and open up supply in 2025?

14:39 – Erika Stanley does the numbers in the housing market in The Sip.

15:32 – Is a refinancing wave on the horizon for 2025?

17:07 – Will there be more creative housing solutions to help with affordability? Do we anticipate buying a house to become more accessible to younger generations?

22:15 – How will the presidential election affect the housing market in 2025?

26:54 –Erika Stanley reviews natural catastrophes and extreme weather events across the world.

27:58 – What can we expect for the property market in 2025?

Up Next: What Will a Second Trump Presidency Mean for U.S. Housing?

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Which Areas of the US Are Most Vulnerable to Extreme Heat? Aug 21, 2024

Show notes

Extreme heat doesn’t just challenge our physical endurance; it has a ripple effect on nearly every aspect of our lives.

From contributing to the intensification of natural disasters like hurricanes and wildfires to affecting property values, insurance risks, and even migration patterns, rising temperatures are worth paying attention to.

As natural disasters continue to accelerate in pace and intensity, it’s becoming clear that both homeowners and businesses must adapt to a new normal—one where extreme heat and its related perils are key considerations in every decision.

In this conversation, host Maiclaire Bolton Smith talks to CoreLogic's Chief Scientist, Dr. Howard Botts to discuss how extreme heat is reshaping the property landscape. The conversation touches on the evolving risks that both homeowners and insurers must navigate as well as how extreme heat is affecting business considerations.

As the conversation explores these challenges, the pair also looks at how communities and businesses are beginning to adapt, using new technologies and strategies to build resilience against a hotter future.

In This Episode:

2:08 – What is extreme heat, scientifically speaking?

5:10 – What are the impacts of extreme heat from a property perspective?

7:12 – How many U.S. properties are exposed to extreme heat and what is the value of those exposed properties?

10:03 – Erika Stanley does the numbers in the housing market in The Sip.

11:27 – How will additional days of extreme heat make natural disaster events worse?

15:53 – What are the knock-on effects of accelerating natural disasters on climate change?

19:22 – Do businesses have extreme heat on the radar as a peril that affects bottom lines?

21:03 – Erika Stanley reviews natural catastrophes and extreme weather events across the world.

22:51 – How will extreme heat affect land-use planning and climate resiliency?

Up Next: The Most Climate-Resilient Places to Live in the US According to Data Science

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Why Measuring Climate Risk Means Financial Stability for US Banks Jul 24, 2024

Show notes

How to (Accurately) Use Data Science to Forecast the Riskiest US Areas to Live Amid Climate Change May 24, 2023

Show notes

Natural catastrophes have long been of concern to the housing and property markets. However, as these events increase in severity and frequency, climate change data science is projecting that not all areas of the U.S. will be equally exposed to these risks in the future.

Despite the popularity of some migration destinations with Americans, data analysis indicates that, depending on how dramatically current climate patterns change, many of these locations may not be ideal choices for property investment in the future.

In this episode, host Maiclaire Bolton Smith sits down with CoreLogic Chief Scientist Howard Botts to discuss the riskiest places to live in the U.S. for natural disasters.

In This Episode:

3:08 – The climate has always been changing, so what is going on now that makes it so imperative to analyze and forecast natural hazard risk?
6:16 – The IPCC’s new report. What is it and how does it change the game for predicting the future?
7:34 – So where are the riskiest places to live in the U.S. as climate change influences natural disasters?
10:28 – Our Facts Guru Erika Stanley goes over the numbers in the housing market.
11:49 – Is California really going to break off and float away?

Up Next: Listen to our team talk about what it was really like to live through the historic California floods this past winter.

Find full episodes with all our guests in our podcast archive here: https://clgx.co/3zqhBZt

Learn More:

AR6 Synthesis Report: Climate Change 2023 — IPCC

Seven of 10 Riskiest US Climate Locations Are Appreciating Faster than National Rate

What Was it Really Like to Live Through the California Floods? Our Team Spills Mar 22, 2023

Show notes

The Golden State has endured months of inundations from atmospheric rivers and bomb cyclones. As a result, the news is awash with images of submerged streets and mudslides, replacing our collective imagination of California as a state perennially filled with sunny beaches and golden hills. But not everyone in the state has had the same experience with this weird weather.

In Part 1 of this episode, host Maiclaire Bolton-Smith sits down with Kent David, a senior leader in analytics consulting, and Tom Larsen, an expert in catastrophe risk management and insurance solutions, to discuss what it has really been like to live through the continuous rain that has made headlines in California since these atmospheric rivers began at the start of the year.

Find full episodes with all our guests in our podcast archive here: https://clgx.co/3zqhBZt

In this episode:

1:31 – Come see us in New Orleans, LA!
3:27 – Maiclaire, Kent and Tom discuss whether they’ve experienced this amount of rain before
6:13 – How did these three Californians weather the storms?
11:01 – Katia hosts The Sip, summarizing the important numbers in the property market
12:54 – What was the flooding like north of the Bay Area?
13:36 – What is going to happen when the snowpack melts?

Propped Up on Data Nov 16, 2022

Show notes

Curious about how technology is changing the process of homebuying? If you wish buying a home was like pushing the Easy Button, tune in to listen to Host Maiclaire Bolton Smith sit down with CoreLogic's real estate tech solutions expert Mark Weaver to discuss how property technology — or PropTech — is influencing the property industry, as well as what the future of big data and AI might influence a centuries-old process.

Learn more about how technology is transforming the property industry by following along with CoreLogic analysis: https://clgx.co/3zqhBZt

In this episode:

3:10 - What is PropTech and its innovative role in the industry?

6:23 - Why are 65% of businesses saying PropTech is a huge priority?

7:45 - How are PropTech and the traditional property industries finding balance within the overall property industry?

10:46 - What is the Discovery Platform?

12:50 - Is the added expense of digital transformation worth it in the current market?

16:56 - The iBuyers role

20:40 - Will PropTech and traditional methods coexist long-term in the property industry?

A Bowtie of Many Colors Jun 15, 2022

Show notes

This week, we are taking a moment to remember CoreLogic Chief Economist Dr. Frank Nothaft who was not only an influential force in the property industry but also a friend to many. In early June, Dr. Nothaft passed away unexpectedly. As the heart of CoreLogic in many ways, he will be greatly missed but not forgotten.

In this episode, host Maiclaire Bolton Smith recounts her memories of Dr. Nothaft as well as the recollections of others. His passing will ripple throughout the industry underscoring his far-reaching influence and the profound impact he had on the lives he touched.

Where is a House, Really? Jul 15, 2021

Show notes

In the real estate economy, we all know the old adage "location, location, location," but location matters for far more than just determining the market value of a home, and the science of finding the answer of where that home is located is a lot more involved than meets the eye. Is it behind the Whole Foods? Is it halfway down the street, at a specific pair of coordinates, or where the building sits on the land?

In this episode, host Maiclaire Bolton Smith talks to geospatial and location expert Matt Karli. He unravels the complicated question of "where?"--and reveals how location intelligence can even save lives.

Is Digital Transformation Here to Stay? Dec 21, 2020

Show notes

There's no doubt about it: the pandemic has caused change for us all, and the housing market is no different. Digital transformation has rocked the property ecosystem across real estate, lending and insurance. Virtual tours have changed the way families find their dream home, the CARES act has impacted the lending and mortgage process, and even property insurance, typically inclusive of in-person surveys and in-person adjusting, has been affected.

In the latest episode of Core Conversations, host Maiclaire Bolton Smith invites Scott Little, Pete Carroll and Mikhail Palatnik to talk about the data-driven changes in these spaces--and whether these changes are here to stay.

What are the Implications of an Overactive Hurricane Season? Oct 28, 2020

Show notes

In this episode, Core Conversations host (and self-proclaimed natural catastrophe freak) Maiclaire Bolton Smith converses with Dr. Daniel Betten, meteorologist and principal hazard scientist at CoreLogic.

2020's hurricane season is one for the books, and Daniel, who has had a colorful history in storm chasing, relates his personal experience with feeling the wrath of Hurricane Florence, the lessons that can be learned from each encounter with Mother Nature and how this year is...different.

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