Win Make Give with Ben Kinney

Latest Episodes:

Wealth Series 2.0 - Episode 11 - Real Estate Investing Feb 06, 2023

Show notes

One of the most popular ways to grow wealth is by investing in real estate. In episode eleven of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams discuss the benefits of real estate investing and share easy-to-use models to generate passive income that "flips the triangle."

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

Real estate bucket [1:15]
Real estate appreciation [3:20]
Reducing the principal [5:36]
Tax benefits of real estate [6:05]
Generating cash flow [6:32]
Mortgage calculator exercises [7:37]
Value of homeownership exercises [8:35]
Ben's 5 & 10 home investing models [12:36]
5 & 10 home investing models worksheet and examples [17:12]
Committing to being a long-term investor [18:00]
Becoming an educated investor [21:29]
Types of financing [22:20]
Financing terms to know [30:30]
Adding value and earning cash flow [35:41]
Cash-on-cash return [39:15]
Home appreciation vs. paying down the mortgage [42:35]
1031 exchanges [44:40]
Calculating cap rate [46:46]
Ben's recommended real estate investing books [59:01]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 11 at https://winmakegive.com/wealth-part-11/
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 10 - Financial Instruments Advanced Strategies Feb 03, 2023

Show notes

A financial advisor can take your wealth-building plan to the next level. In episode ten of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams talk with Goldman Sachs Private Wealth Advisor Molly English about the benefits of working with a financial advisor and advanced investing strategies.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

Recap of financial instruments episode [00:55]
Deeper dive into financial instruments with a pro [1:58]
How Molly English supports wealth planning for her clients [5:05]
Goldman Sachs service levels [6:55]
Benefits of working with a financial advisor [9:02]
Questions to ask your financial advisor [9:39]
Fee structure [13:30]
Investing and using compound interest [16:55]
How inflation drives the need for more purchase power [17:36]
Four places money can go and the advisor's job [18:44]
Satisfying the lifetime spending endowment first [19:43]
Navigating volatile financial times [22:15]
S&P 500 index examples [23:45]
Rebalancing, reacting, and compounding [26:07]
Diversifying investments into different asset classes with example [29:05]
Balancing fixed income & equities [31:30]
Investing in bonds [32:16]
Investing in equities (US & non-US) [33:20]
Ben's investment allocation [35:15]
Applying the 4% rule to your portfolio [36:59]
Ben's strategy and potential future allocations [38:10]
Investing in private equities [41:25]
Loss harvesting [42:48]
Tax loss harvesting tied to an index fund [45:31]
Beta plus strategy [50:09]
Structured note strategy [53:45]
Put writing strategies [54:09]
Molly's path to becoming a wealth advisor [58:10]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 10 at https://winmakegive.com/wealth-part-10/
Listen to Wealth Series 2.0 Episode 6 Compound Interest: https://apple.co/44XRdDc
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 9 - Financial Instruments Jan 30, 2023

Show notes

By diversifying your investments, you're not just guarding your wealth, but giving it room to grow strategically. In episode eight of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams discuss investing strategies for stocks, bonds, index funds, 401(k)'s, IRAs, and 529 plans.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

Recap of the buckets of wealth and cash reserves [1:55]
Investing in the stock market or similar [4:45]
Types of financial instruments [6:28]
Diversifying your buckets [4:00]
Cash or cash equivalents bucket [4:44]
Financial instruments bucket [4:56]
Investing in stocks [7:59]
Investing in index funds [13:43]
Investing in bonds [22:10]
Warren Buffett's 90/10 rule [25:22]
Bond penalties and strategies [26:04]
Investing in retirement accounts [28:53]
401(k) accounts [32:38]
Examples of invested amounts at certain ages [35:23]
The secret to being rich [38:17]
Investing in IRAs [40:37]
Investing when you are self-employed [44:59]
Tax benefits of HSAs [47:04]
Tax benefits and investing in a 529 plan [48:05]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 9 at https://winmakegive.com/wealth-part-9/
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 8 - Buckets of Wealth Jan 27, 2023

Show notes

Diversifying your investments is a strategic way to protect and grow your wealth. In episode eight of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams discuss the five buckets of wealth and how to use them to flip the triangle.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

Lessons learned from 2008 [0:48]
Concrete's five ingredients [2:47]
Five buckets of wealth [3:10]
Diversifying your buckets [4:00]
Cash and cash equivalents bucket [4:44]
Financial instruments bucket [4:56]
Real estate bucket [5:13]
Business bucket [5:20]
The "other" bucket [5:32]
Models for diversifying your wealth buckets [7:57]
Understanding how to leverage wealth buckets [11:36]
Benefits of cash [15:00]
Benefits of stocks, bonds, and retirement accounts [20:02]
Benefits of real estate [22:32]
Benefits of owning or investing in a business [24:42]
Benefits of the "other" bucket [27:03]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 8 at https://winmakegive.com/wealth-part-8/
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 7 - Flip The Triangle and Retirement Planning Jan 23, 2023

Show notes

When you understand how to leverage active and passive income, you can create a wealth plan that fits your desired lifestyle at retirement. In episode seven of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams talk about how to successfully "flip the triangle" and plan for retirement.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

The goal of flipping the triangle [2:39]
Flipping the triangle exercise [4:00]
How financially free people live [7:15]
Flipping your triangle faster [7:52]
Flipping the triangle examples [8:34]
Prioritizing income-producing assets [13:00]
Stats about retirement [14:00]
Calculating a comfortable retirement [15:29]
The 4% Rule, examples, exercises [18:05]
Social Security benefits and examples [24:45]
Retirement worksheet [27:25]
Planning for retirement [33:00]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 6 at https://winmakegive.com/wealth-part-7/
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 6 - Compound Interest Jan 20, 2023

Show notes

When you understand the power of compound interest, you can use it to your advantage to grow massive wealth. In episode six of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams give examples of compounding interest and how to use it to build wealth.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

Compound interest example [1:14]
How compound interest works [4:09]
Why compounding creates wealth [5:43]
Making decisions by leveraging compounding [7:52]
Stats on compounding [8:35]
Principle, rate of return, and compounding frequency [10:38]
Compounding interest examples [13:24]
The Rule of 72 [18:40]
Warren Buffet's $10,000 compounding interest story [20:12]
Compounding charts and exercises [23:55]
Why compounding is so powerful [32:28]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 6 at https://winmakegive.com/wealth-part-6/
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Don't Miss Built HOW Live! March 22-24 Jan 18, 2023

Show notes

Don't miss BuiltHOW LIVE!

BuiltHOW LIVE is back in a brand new location! Join hosts Debbie De Grote, Ben Kinney, and Chris Suarez in beautiful Palm Springs, California on March 22nd-24th as they interview amazing top professionals from across the nation to discover how they are winning professionally and personally.

Get ready to be inspired by our keynote speakers then mix and mingle with your peers at an outdoor networking reception set against a stunning desert mountain backdrop.

Join us for 2.5 days of discovery and networking (PLUS an optional half-day mastermind).

This is a MUST-ATTEND event for every professional who is ready to reignite their passion and discover the untapped potential in their life and business.

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Visit www.builthow.com to get registered

Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 5 - Save Like Crazy Jan 16, 2023

Show notes

A robust savings account puts you in a position to weather storms and invest extra money wisely. In episode five of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams discuss money-saving habits and budget models that put your savings on automation.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

Four elements of saving [1:36]
Stats about saving [3:35]
Highlighter exercise [5:51]
Reducing things you don't really need [8:02]
Creating an emergency fund [12:21]
Calculating four months' reserve savings [13:27]
Saving and offsetting inflation [15:16]
Building an emergency fund for businesses [17:00]
Automate savings [19:11]
50/25/25 budget model [23:26]
80/10/10 budget model [27:27]
Ten ways to save like a pro [30:05]
Saving and investing questions [35:09]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 5 at https://winmakegive.com/wealth-part-5/
Wealth Series 2.0 - Episode 2 - Reality Check: https://apple.co/45nzYvX
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 4 - Increase Your Income Jan 13, 2023

Show notes

You can start developing a long-term income plan when you know how much money you need today and for retirement. In episode four of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams discuss the three types of income and ten ways to earn more money.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode, we cover the following:

Income you currently have [:45]
Increasing your income [2:15]
What is normal income? [3:30]
What is investment income? [5:44]
How the wealthy change their wealth [8:35]
What is passive income? [9:03]
What types of income do you have? [12:38]
Workbook exercise on income [13:58]
Calculating your future income [15:01]
Stats on income [17:30]
Ask for a raise [21:10]
Explore company benefits [22:32]
Investments that pay regularly [24:22]
Rent things out [24:56]
Side hustles [27:35]
Teaching, training, or coaching [31:59]
By-products [33:03]
Sell stuff [34:38]
Explore a second career [37:20]
Reduce taxes [37:47]
Reflecting on workbook questions [40:18]
Calculate your hourly rate [42:10]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 4 at https://winmakegive.com/wealth-part-4/
The Three Types of Income: https://apple.co/47MI8zB
Win Make Give's FREE Net Worth Tracker: https://winmakegive.com/resources
The Power of the Net Worth Tracker episode: https://apple.co/3smZ0gt
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts:

Ben Kinney: https://www.BenKinney.com/
Bob Stewart: https://www.linkedin.com/in/activebob
Chad Hyams: https://ChadHyams.com/
Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/

More ways to connect:

Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up
Explore the Win Make Give Podcast Network: https://WinMakeGive.com/
Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx

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Part of the Win Make Give Podcast Network

Wealth Series 2.0 - Episode 3 - Assets and Your Net Worth Jan 09, 2023

Show notes

Tracking your assets and liabilities every month helps you understand your financial trajectory. In episode three of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams explain the power of tracking your net worth and achieving your desired lifestyle.

Before you listen to the episode, download Win Make Give's FREE Net Worth Tracker at https://winmakegive.com/resources.

Disclaimer: You should not use our advice to make financial decisions. We highly recommend you seek professional advice from someone authorized to provide investment and retirement advice.

In this episode we cover the following:

Defining an asset [1:05]
Different types of assets [2:19]
How people become rich by owning assets [4:55]
Truths about wealth building [6:07]
Equities, stocks, bonds, securities [7:14]
Fixed income assets [8:32]
Cash or cash equivalents [9:19]
Commodities [10:20]
Real estate [10:57]
All or part of a business [11:11]
Insurance [11:23]
Personal belongings, collectibles, art [11:38]
Assets exercise [12:40]
Net worth tracker exercise [15:44]
How assets increase wealth over time [18:32]
Income-generating assets [22:49]
Liabilities exercise [28:24]
Being accountable [33:00]
Reflection exercise [34:50]
Stats on net worth [35:23]
How to increase your net worth [39:50]

Resources discussed in this episode:

Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly
Download the workbook and resources for Episode 2 at https://winmakegive.com/wealth-part-3/
Win Make Give's FREE Net Worth Tracker: https://winmakegive.com/resources
The Power of the Net Worth Tracker: https://apple.co/3smZ0gt
Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive

Connect with the hosts: