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Miguel Armaza sits down with Dan Rosen, Partner and Founder of Commerce Ventures, a sector-focused VC fund, investing in infrastructure and enablers for the Commerce Continuum Dan is also an alum of our very own, Wharton School. We talked about - Dan’s background and why he decided to build Commerce Ventures - The evolution of the fintech industry over the last 20 years - Commerce Ventures investment process - Their approach to building sector theses - The importance of talent, diversity, and mentoring future generations - And a lot more! About Dan Rosen Dan Rosen Partner Dan has been investing in tech startups for 20 years. He founded Commerce Ventures with the vision of creating a sector-focused firm that demonstrably helps its portfolio companies. At Commerce, Dan focuses on technology innovations in the payments, financial services and insurance fields. He serves on the boards of Blooom, ClickSWITCH, Kin and Socure, and participates as an observer on several other portfolio boards, such as BillGO and MX Technologies. Prior to starting Commerce Ventures, Dan was a Principal at Highland Capital Partners, where he focused on mobile and payments-related startups. He has also worked as an Associate at HarbourVest Partners, in Corporate Development at RSA Security, and as a financial services software consultant for American Management Systems (now CGI Group). Dan studied Finance and Information Systems at the University of Pennsylvania and earned an MBA with Distinction from Harvard.
Ryan Zauk sits down with one of the crypto world's most popular figures, Mike Dudas. Mike navigated a long career spanning Disney, Google, Venmo, and Circle before founding The Block, one of the world's premier research and news sources for all things crypto and blockchain. Mike recently stepped back into a Chairman role at The Block, moving to Paxos as their VP of Stable Coin Business Development. The Block: https://www.theblockcrypto.com/ On today's episode, Mike and Ryan discuss: - The Venmo / CashApp battle of the last few years (6:45) - When Mike first learned about Bitcoin and realized its massive potential (10:50) - The new wave of DeFi and how this technology will disrupt incumbents (14:04) - The Block and why its model will be the business model of the future (17:00) - How he went about deciding to build The Block with no journalism experience (22:05) - His passionate, outspoken support for Andrew Yang for Mayor of NYC (24:30) - And a great rapid-fire round (28:30) For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Ryan's Twitter: twitter.com/RyanZauk LinkedIn: www.linkedin.com/company/wharton-fintech-club/
Miguel Armaza sits down with the talented and energetic Alexa von Tobel, Co-Founder and Managing Partner at Inspired Capital, a $200M early-stage venture capital firm based in New York City, focused on backing founders with transformative ideas, brilliant teams, and relentless determination. The firm was founded by Alexa and Penny Pritzker, former U.S. Secretary of Commerce. Prior to Inspired Capital, Alexa founded LearnVest with the goal of helping people make progress on their money and later sold the company to Northwestern Mutual for $375M. We talked about - Alexa’s background & entrepreneurial journey - Why she dropped out of Harvard Business school to build LearnVest - What it really means to be the CEO of a large company and why she decided to sell her business - The reason why she loves hosting her own podcast, The Founders Project, and what led her to write two books - Working with President Obama - The importance of having a supportive spouse - And a whole lot more! Alexa von Tobel Alexa is the co-founder and managing partner of Inspired Capital. Prior to Inspired Capital, she founded LearnVest in 2008 with the goal of helping people make progress on their money. After raising nearly $75 million in venture capital, LearnVest was acquired by Northwestern Mutual in May 2015 in one of the biggest fintech acquisitions of the decade. Following the acquisition, von Tobel joined the management team of Northwestern Mutual as the company’s first-ever Chief Digital Officer. She later assumed the role of Chief Innovation Officer through which she oversaw Northwestern Mutual’s venture arm. Alexa, who holds a Certified Financial Planner™ designation, is the New York Times-Bestselling Author of Financially Fearless and Financially Forward. She is also the host of The Founders Project with Alexa von Tobel, a weekly podcast with Inc. that highlights top entrepreneurs. Alexa is a member of the 2016 Class of Henry Crown Fellows and an inaugural member of President Obama’s Ambassadors for Global Entrepreneurship. She has been honored with numerous recognitions including: a Forbes Magazine cover story, Fortune’s 40 Under 40, Fortune's Most Powerful Women, Inc. Magazine's 30 Under 30, and World Economic Forum's Young Global Leader. Originally from Florida, Alexa attended Harvard College and Harvard Business School before settling in New York City where she currently resides with her husband, Cliff, and three children, Toby, Cashel, and Rosey. About Inspired Capital Inspired Capital is a $200M early-stage venture capital firm based in New York City. Inspired backs founders with transformative ideas, brilliant teams, and relentless determination. The firm was founded by Alexa von Tobel, who previously founded LearnVest, and Penny Pritzker, founder and chairman of PSP Partners who served as U.S. Secretary of Commerce. By leveraging deep experience across consumer and enterprise technology, the firm invests in tech-advantaged, capital efficient businesses, striving to help them become category-defining companies. For more information, visit www.inspiredcapital.com.
This episode comes from the LendIt Fintech Latam 2020 conference. It features Miguel Armaza’s conversation with Pierpaolo Barbieri, Founder & CEO of Ualá, one of the fastest-growing fintechs in Latin America. We discuss: - Digitization of cash and the incredible progress of mobile wallets in Latin America. - The role of the regulator and why some governments are starting to embrace the fintech industry. - Fueling e-Commerce – how fintech companies are bringing millions of new users to transact online. - Open Banking and the future of fintech in Latam. - And a lot more... About Ualá Ualá is a fintech company whose mission is to bring Latin American financial services into the 21st century. Through an app and an international Mastercard, it offers an innovative and integrated experience. It also brings the unbanked into the financial system by offering cheaper and more convenient services than any other alternative. It was founded by the Argentine entrepreneur Pierpaolo Barbieri and launched in October 2017 in Argentina and in September 2020 in Mexico. With more than 2 million cards issued, it is available throughout Argentina for anyone above 13 and Mexico for anyone above 18, both for Android and iOS.
Welcome to a very special Valentine’s Day episode of the Wharton FinTech Podcast! Today, Ryan Zauk sits down with the always-entertaining NYT Bestseller and Oprah collaborator, Neale Godfrey, to discuss Love and Money. Neale and Ryan dive into: 3:20 - The disasters that can arise from delaying that money conversation until marriage 7:30 - Strategies and tips for having the conversation 9:30 - How to split your finances in single and dual-income couples without building resentment 18:00 - A lot about prenups 27:40 - How to file taxes if one person is an entrepreneur At the end, Ryan shares a few fintech apps tackling this problem as well as the Top 10 Couples Money Tips from Fintech Today's Julie Verhage-Greenberg, who crowdsourced her best nuggets of advice from the FTT community. Links: Deeper breakdown in Ryan's Medium Article: medium.com/wharton-fintech Neale's Previous Episode on Fighting For Financial Literacy: https://tinyurl.com/2uvr47je Mentioned Prenup WSJ Article: https://tinyurl.com/y49nv9zc -- WFT Twitter: twitter.com/whartonfintech Ryan's Twitter: twitter.com/RyanZauk LinkedIn: www.linkedin.com/company/wharton-fintech-club/ Facebook: www.facebook.com/whartonfintech/ Instagram: www.instagram.com/whartonfintech/
Miguel Armaza sits down with the fascinating Ben Narasin, Venture Partner at New Enterprise Associates (NEA), a global venture capital firm focused on helping entrepreneurs build transformational businesses across multiple stages, sectors, and geographies. Founded in 1977, NEA has received nearly $24 billion in cumulative committed capital since day one. Ben is not only a prolific investor but also a celebrated founder who launched fashionmall.com in 1993 and took the company public six years later. We talked about - Ben’s journey and entrepreneurial ambitions - A deep dive into his experience taking FashionMall public via IPO and the challenges it entails - The transition from entrepreneur to investor - The elements he looks for in every founder and how COVID has influenced his investment process - And plenty of stories and anecdotes from his exciting journey! Ben Narasin Ben Narasin is a Venture Partner at NEA. A prolific entrepreneur and highly regarded early-stage investor with three decades of company-building expertise, Narasin has focused on emerging technologies and new markets throughout his investment career. With a portfolio comprising key early successes in some of today’s fastest-growing sectors, such as fintech, digital marketplaces, mobile and connected devices. His overarching focus in seeking new investments is, in his words, “to find founders who make me say wow.” Narasin is a 25-year entrepreneur and 10-year early-stage investor. His knack for spotting emerging trends led him to make seed investments in companies like Dropcam, Lending Club, TellApart, Kabbage and Zenefits. Before NEA, Narasin most recently served as a General Partner at Canvas Ventures, and was previously with TriplePoint Capital, where he oversaw the firm’s seed funding investment activities. Like many of NEA’s partners, Narasin’s path to investing is rooted in entrepreneurship. He founded several consumer companies before launching his investing career, including Fashionmall.com, one of the first e-commerce companies, which he founded in 1993 and led to a successful IPO in 1999. Narasin frequently writes and speaks about technology and investing, as well as food and wine, a lifelong passion. He holds a B.A. in Entrepreneurial Studies from Babson College. About NEA New Enterprise Associates, Inc. (NEA) is a global venture capital firm focused on helping entrepreneurs build transformational businesses across multiple stages, sectors and geographies. With nearly $24 billion in cumulative committed capital since the firm's founding in 1977, NEA invests in technology and healthcare companies at all stages in a company's lifecycle, from seed stage through IPO. The firm's long track record of successful investing includes more than 230 portfolio company IPOs and more than 390 mergers and acquisitions. www.nea.com.
On today’s episode, WFT covers one of the two certainties of life…and no, we’re not talking about taxes. Ryan Zauk is joined by Dan Garrett, Founder & CEO of Farewill, the UK fintech radically changing the way we deal with death (from the financial side, of course). You might be asking, what does death have to do with fintech? Well, 1 Trillion Pounds of assets will be transferred intergenerationally in the next decade in the UK alone. And wills are the primary method of transfer. Farewill is the first company offering a friendly, simple, D2C website to set up wills, probates, funerals measures, and more for a fraction of the cost of your local lawyer. Farewill has become the largest will-writer in the UK while maintaining an astounding NPS of 85. Last year, Farewill raised 20 million pounds from a top list of investors including Highland Europe, the CEOs of Transferwise and Headspace, and former Wharton FinTech guests Tim Levene of Augmentum Fintech and Michael Sidgmore of Broadhaven. In this fun episode, Dan and Ryan discuss: - Dan’s inspiring mission to change the way we handle death - The funniest things he’s seen in a will...it involves a Karen (Starts at about 13:30) - Farewill’s core products and why they have been so successful - Marketing a product nobody wants to think about (with the help of rugby legend Gareth Thomas) - Why ‘death tech’ was so ripe for disruption thanks to private equity and a lack of innovation - And the absolutely stunning canary in a coalmine he saw at the start of COVID. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Ryan's Twitter: twitter.com/RyanZauk LinkedIn: www.linkedin.com/company/wharton-fintech-club/
In today's episode, Ryan Zauk sits down with Erin (Welter) Lyons, W'01, Head of US Investment Grade Credit at CreditSights. Creditsights is one of the top credit research firms in the world serving the world’s top institutions, family offices, and more while producing over 300 research reports a month. Erin and Ryan discuss: - Her journey from Wharton, to Wall Street's top institutions, to landing at CreditSights - What she saw during the COVID crisis, especially March 15 - April 15, how her team tackled the problem, and how the outcomes really surprised her - The incredible power (and transparency) of the Fed's "Bazooka" COVID response, and how it saved the markets - The massive search for yield occurring in the fixed income market - Her approach to analyzing credit products - Her outlook on the coming year for markets, including potential implications of a Biden administration - The reasons they were just bought by Fitch and their own investment in Singapore Fintech "Alphastream" - "Throwing Toast" at Penn and more! For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Ryan's Twitter: twitter.com/RyanZauk LinkedIn: www.linkedin.com/company/wharton-fintech-club/
In today’s episode, co-hosts Ryan Zauk and Miguel Armaza sit down with tech’s most beloved politician, Mayor Francis Suarez of Miami. For those not familiar, in 2020 numerous prominent VCs and founders began a great migration to Miami. On Twitter, Founders Fund's Delian Asparouhov tweeted "What if we moved Silicon Valley to Miami?" Mayor Suarez then tweeted 4 now famous words - "How Can I Help?" And the rest is history. Ryan, Miguel, and Mayor Suarez discuss the past, present, and future of Miami, his big ideas for crypto, Softbank's $100M commitment to Miami, how he's been investing in tech long before 2020, and much more. Ryan and Miguel left the episode convinced - Miami is not having a moment, it’s starting a movement. Vamos! For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Ryan's Twitter: twitter.com/RyanZauk LinkedIn: www.linkedin.com/company/wharton-fintech-club/
Miguel Armaza sits down with Brian Requarth, a seasoned entrepreneur who in 2009 launched the Brazilian real estate marketplace, Viva Real, successfully grew the business over the following decade, and sold it in 2020 for over half a billion dollars. His recently-published book Viva the Entrepreneur is a fascinating modern guide designed to inspire and inform current and aspiring Latin American entrepreneurs. However, the book is just as applicable to founders from Silicon Valley to rest of the globe. Humble and often funny, Brian’s reflections of his own journey help humanize the perception and mystique behind successful tech entrepreneurs. The book is unequivocally straightforward and Brian is not afraid to celebrate his successes. But perhaps more importantly, he is also willing to reflect on his mistakes. In fact, one of the biggest takeaways from Viva the Entrepreneur is that successful founders use mistakes as learning opportunities and grow from these experiences. Perhaps my favorite aspect of the book is that Brian lays out incredibly important lessons for entrepreneurs, but he doesn’t just teach you the theory, he also illustrates every lesson with countless examples from his own experience. From balancing your personal life, managing your relationship with your co-founders, recruiting a team, building and scaling a product, fundraising and dealing with investors and board members, and even the importance of taking care of your mental and physical health. Finally, Mr. Requarth is putting his money where his mouth is. Because he sees tremendous opportunity in Latin America, Brian recently co-founded Latitud, an accelerator to help Latin America's top thinkers and doers build the next generation of world-class tech companies. If you are even remotely interested in entrepreneurship, I encourage you to take a look at Brian’s book - Viva the Entrepreneur. You can also catch Brian on his own show, Latitud Podcast, where he sits down with the biggest innovators and tech founders in Latin America.
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