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    Comedy

    The Steve Harvey Morning Show

    Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

    Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

    Join millions who tune in every day, and make Steve and the crew part of your morning routine!

    Advertise

    Copyright: 2024 iHeartMedia, Inc. © Any use of this intellectual property for text and data mining or computational analysis including as training material for artificial intelligence systems is strictly prohibited without express written consent from iHeartMedia

    • Apple Podcasts
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    Latest Episodes:
    Uplift: Amber dedicates her career ensuring families leave behind not just wealth but also a legacy. Nov 23, 2024
    Show notes

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amber C. Saunders.

    An estate planning attorney and founder of The Saunders Firm, about generational wealth, estate planning, and financial literacy in the Black community.

    🔑 Key Themes & Highlights

    The Importance of Estate Planning

    • Saunders emphasized that estate planning isn’t just for the wealthy—it’s for anyone who owns assets, including homes, jewelry, and even bank accounts.
    • She shared how her family’s experience with probate court inspired her to educate others on avoiding financial hardships.

    Generational Wealth & Legacy

    • Many Black families lose wealth due to lack of estate planning, leading to long legal battles and financial instability.
    • Saunders stressed that generational wealth isn’t just about money—it’s about education, financial literacy, and structured wealth transfer.

    Common Misconceptions About Estate Planning

    • Many people believe wills and trusts are only for the rich, but anyone with assets should have a plan.
    • She debunked myths about DIY estate planning, warning that generic online templates can lead to legal complications.

    Protecting Small Businesses & Entrepreneurs

    • Entrepreneurs must plan for succession, ensuring their businesses can survive beyond their leadership.
    • She advised business owners to structure their companies properly, so they don’t just create a job for themselves but build a lasting enterprise.

    📘 About Amber C. Saunders
    Amber C. Saunders is a leading estate planning attorney, dedicated to helping families secure their financial futures. She founded The Saunders Firm, specializing in wealth preservation, estate planning, and business succession strategies.

    #BEST

    #STRAW

    #SHMS

    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

    Business Podcast

    Entrepreneurship

    Small Business

    Business Growth

    Financial Literacy

    Wealth Building

    Black Entrepreneurs

    Minority Business

    Leadership

    Executive Leadership

    Business Funding

    Marketing Strategies

    Personal Development

    Startup Advice

    Sales Training

    CEO Interviews

    Founder Stories

    Professional Development

    Economic Empowerment

    Business Success

    Networking

    Brand Building

    Innovation

    How to start a business

    Small business funding

    Entrepreneur success stories

    Business leadership podcast

    Wealth building strategies

    Black entrepreneur podcast

    Minority business development

    Marketing for small businesses

    Business growth strategies

    Startup funding opportunities

    Executive leadership training

    Financial literacy education

    Success mindset podcast

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    Sheryl Underwood In The Building, Junior's Thanksgiving Poem, One Has To Go, and more! Nov 22, 2024
    Show notes

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    Making A Difference: Prepares students for PSAT, SAT, and ACT exams and scholarship opportunities. Nov 21, 2024
    Show notes

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

    Founder and owner of Scholar Ready, an educational services company focused on helping students prepare for college admissions, scholarships, and standardized tests such as the PSAT, SAT, and ACT. Drawing from her own experience of earning enough scholarship funding to attend the University of Oklahoma with minimal student debt, Ledwith has dedicated her career to helping students access higher education opportunities through strategic preparation.

    The discussion covers college readiness, scholarship applications, essay writing, standardized test preparation, and how students can maximize educational opportunities regardless of whether they choose an HBCU or a predominantly white institution (PWI).

    Purpose of the Interview

    The purpose of the interview was to:

    • Introduce Scholar Ready and its educational services.
    • Explain the importance of standardized test preparation.
    • Help parents understand the college admissions process.
    • Demonstrate how scholarships can significantly reduce student debt.
    • Teach students how to write effective scholarship and admissions essays.
    • Encourage families to begin preparing for college early.
    • Highlight opportunities available at both HBCUs and PWIs.

    Key Takeaways

    1. College Preparation Starts Earlier Than Most Families Think

    Jennifer emphasized that college readiness is not something that begins during senior year.

    Preparation should begin through:

    • Setting expectations early
    • Building academic habits
    • Developing writing skills
    • Learning about scholarship opportunities
    • Understanding college admissions requirements

    Key Point: Students who prepare early have significantly more opportunities available to them.

    2. Scholarships Can Dramatically Reduce Student Debt

    One of the most compelling parts of Jennifer's story was her own experience.

    While attending the University of Oklahoma:

    • She applied for more than 30 scholarships.
    • She earned enough funding to pay for college.
    • She graduated with only about $1,000 in student loans.

    Her success came from:

    • Strong test scores
    • Effective essay writing
    • Persistence
    • Consistent scholarship applications

    Key Point: Scholarships often go unclaimed because students fail to apply, not because opportunities don't exist.

    3. Test Scores Still Matter

    Although grades are important, Jennifer explained that many programs and scholarship opportunities place significant weight on:

    • SAT scores
    • ACT scores
    • PSAT performance

    Students may have excellent grades but still be denied admission to competitive programs if their test scores do not meet minimum requirements.

    Key Point: Standardized tests continue to open and close doors for academic opportunities.

    4. Test Anxiety Can Be Overcome

    Jennifer addressed a common concern among parents: test anxiety.

    Her perspective is simple:

    People become anxious when they are not properly prepared.

    She compared it to asking someone who has never practiced basketball to play in a championship game.

    Her programs focus on:

    • Skill building
    • Familiarity with testing formats
    • Confidence development
    • Repetition and practice

    Key Point: Preparation reduces anxiety.

    5. Students Need More Than Test Strategies

    Scholar Ready doesn't only focus on testing.

    Jennifer's approach includes:

    • Academic fundamentals
    • Study skills
    • Confidence building
    • Time management
    • Long-term planning

    She believes successful testing outcomes are built upon a strong academic foundation.

    6. Online Learning Can Be Effective

    Because all classes are delivered virtually, students can participate from anywhere in the country.

    Jennifer works to keep students engaged through:

    • Interactive instruction
    • Activities
    • Games
    • Collaborative exercises
    • Real-time teaching

    Unlike prerecorded programs, students learn directly from Jennifer in live sessions.

    Key Point: Online education can be highly effective when properly structured and interactive.

    7. Essay Writing Is Often the Difference Maker

    Jennifer explained that many students miss opportunities because they fear writing essays.

    In reality, essay quality frequently determines who receives:

    • Scholarships
    • College admissions
    • Leadership opportunities
    • Academic recognition

    Her method focuses heavily on storytelling.

    8. Great Essays Tell Stories

    Jennifer teaches students to write compelling narratives rather than simply answering questions.

    Key concepts include:

    Inciting Incident

    The event that launches the story.

    Action

    Showing meaningful experiences.

    Dialogue

    Creating engagement.

    Personal Growth

    Demonstrating lessons learned.

    She believes memorable stories help applications stand out from thousands of others.

    Key Point: Readers remember stories more than lists of accomplishments.

    9. Students Should Develop Multiple Essay Ideas

    One of Jennifer's most valuable writing techniques is requiring students to develop multiple essay concepts simultaneously.

    Why?

    Because students often become attached to weak ideas.

    By exploring several options:

    • Stronger stories emerge.
    • Better essays develop.
    • Students become more flexible writers.

    Key Point: Your first idea is rarely your best idea.

    10. Research Is Critical

    Jennifer stressed that students must thoroughly research:

    • Universities
    • Scholarship organizations
    • Foundations
    • Academic programs

    Applications should reflect the values and goals of the organization offering the opportunity.

    Generic essays rarely stand out.

    Key Point: Successful applications are customized to their audience.

    11. Preparation Requires Commitment

    Scholar Ready programs typically last about eight weeks.

    Students can expect:

    Class Time

    • Approximately 4 to 6 hours per week

    Independent Work

    • An additional 2 to 3 hours weekly

    Success depends on:

    • Attendance
    • Participation
    • Practice
    • Homework completion

    Key Point: Improvement requires effort outside the classroom.

    12. Every Student Needs a Goal

    Jennifer emphasized that test preparation works best when students have a specific target.

    Examples include:

    • A desired SAT score
    • Admission into a particular university
    • Acceptance into an engineering program
    • Scholarship qualification requirements

    Goals provide direction and motivation.

    Memorable Quotes

    Jennifer Ledwith

    "We have to be ready for the opportunities."

    "I applied for over 30 scholarships."

    "Scholar Ready is about being prepared."

    "People leave opportunities behind because they're afraid of the essay."

    "People remember stories."

    "Everybody's first idea is bad."

    "You have to research the organization."

    "If your strategy gets the correct answer and works consistently, we'll use it."

    "Students need a reason for what they're doing."

    Rushion McDonald

    "It's important that students have choices."

    "SAT scores matter."

    "You can be near the top of your class and still miss opportunities if your score isn't high enough."

    "Preparation changes lives."

    "Parents shouldn't be afraid to ask questions."

    How Scholar Ready Works

    Services Offered

    • PSAT preparation
    • SAT preparation
    • ACT preparation
    • Essay-writing workshops
    • Scholarship application coaching
    • College admissions guidance

    Format

    • Online classes
    • Available nationwide
    • Live instruction
    • Interactive learning

    Typical Program

    • Approximately 8 weeks
    • 4 to 6 classroom hours weekly
    • 2 to 3 hours of independent practice

    Overall Message

    Jennifer Ledwith's story demonstrates that academic success is not simply about intelligence but preparation, strategy, and persistence. Through Scholar Ready, she helps students strengthen test scores, write compelling essays, compete for scholarships, and gain access to educational opportunities that might otherwise remain out of reach. Her message is clear: students who prepare intentionally and remain committed to the process position themselves to maximize both college admissions opportunities and long-term financial success.

    #BEST

    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

    Business Podcast

    Entrepreneurship

    Small Business

    Business Growth

    Financial Literacy

    Wealth Building

    Black Entrepreneurs

    Minority Business

    Leadership

    Executive Leadership

    Business Funding

    Marketing Strategies

    Personal Development

    Startup Advice

    Sales Training

    CEO Interviews

    Founder Stories

    Professional Development

    Economic Empowerment

    Business Success

    Networking

    Brand Building

    Innovation

    How to start a business

    Small business funding

    Entrepreneur success stories

    Business leadership podcast

    Wealth building strategies

    Black entrepreneur podcast

    Minority business development

    Marketing for small businesses

    Business growth strategies

    Startup funding opportunities

    Executive leadership training

    Financial literacy education

    Success mindset podcast

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    Rude Thanksgiving, You're Single Because You Don't Cook, Would You Rather, and more! Nov 21, 2024
    Show notes

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    Nephew Tommy with Luan Pham of Byrna Technologies Nov 21, 2024
    Show notes

    Nephew Tommy recently spoke with Byrna Technologies Chief Revenue and Marketing Officer Luan Pham about Byrna's mission to save lives by providing civilians, law enforcement officers and security professionals with a safe, reliable and effective non-lethal alternative to traditional firearms that will allow Byrna’s customers to protect and defend themselves, their families and their community without the need to resort to deadly force.

    Learn more about Byrna at www.byrna.com/ and check out Nephew Tommy's picks for keeping yourself and your family safe. www.byrna.com/pages/nephew-tommy-landing

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    The CRAZIEST Strawberry Letter in a LONG time, Ask The Ready2Love Officer & Junior, KFC Candles, and more! Nov 20, 2024
    Show notes

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    Tyson Vs Paul Recap, Ask The Ready2Love Officer & Junior, Social Media Advice, Thanksgiving Plans, & more! Nov 19, 2024
    Show notes

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    Perseverance: Wrote his own parole plan and gained his freedom, now offers service to inmates seeking parole. Nov 18, 2024
    Show notes

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dominique Leonard.

    Founder of Jus' Free:

    🎙️ Interview Summary

    Guest: Dominique Leonard
    Business: Jus' Free – a parole package provider that helps incarcerated individuals present themselves effectively to the Board of Pardons and Paroles.

    🧭 Purpose of the Interview

    To share Dominique Leonard’s powerful journey from incarceration to entrepreneurship, and to highlight how his experience led to the creation of Jus' Free, a business that helps inmates humanize themselves and improve their chances of parole.

    🔑 Key Takeaways 1. From Life Sentence to Liberation

    • Dominique was sentenced to life for a non-aggravated robbery (bank robbery with a note, no weapon).
    • He discovered that non-aggravated life sentences allow parole eligibility after 5.5 years.
    • After being denied parole once, he fired his legal team and created his own parole package.

    2. Birth of Jus' Free

    • Dominique’s self-made parole package led to his release after 7.5 years.
    • He promised God that if released, he would help others—thus founding Just Free.
    • The business helps inmates understand and prepare for parole through personalized packages.

    3. Faith and Family as Pillars

    • Dominique credits his faith in God and support from his family for his transformation.
    • He remained trouble-free in prison, focused on personal growth and redemption.

    4. Business Model and Impact

    • He began by contacting inmates via the Texas Department of Criminal Justice (TDCJ) website.
    • His success rate is 82% for helping clients secure parole.
    • Offers continued support even if clients are denied parole initially.

    5. Reentry and Humility

    • Upon release, Dominique took a warehouse job paying \$8/hour to reintegrate into society.
    • He later pursued paralegal certification to strengthen his legal knowledge.

    💬 Notable Quotes

    • “I had to humanize myself in the walls of prison.”
    • “If I sit there with a life sentence and now I’m free… you can’t tell me God isn’t good.”
    • “Jus' Free makes sure we humanize every person incarcerated who’s been dehumanized.”
    • “I made a bad decision. That doesn’t make me a bad person.”
    • “I knew it wasn’t going to be my end. That was my start.”

    📞 Contact Info

    • Website: JusFree.com
    • Phone: (713) 306-9620
    • Social Media: Dominique Leonard on Instagram and Facebook

    #STRAW

    #BEST

    #SHMS

    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

    Business Podcast

    Entrepreneurship

    Small Business

    Business Growth

    Financial Literacy

    Wealth Building

    Black Entrepreneurs

    Minority Business

    Leadership

    Executive Leadership

    Business Funding

    Marketing Strategies

    Personal Development

    Startup Advice

    Sales Training

    CEO Interviews

    Founder Stories

    Professional Development

    Economic Empowerment

    Business Success

    Networking

    Brand Building

    Innovation

    How to start a business

    Small business funding

    Entrepreneur success stories

    Business leadership podcast

    Wealth building strategies

    Black entrepreneur podcast

    Minority business development

    Marketing for small businesses

    Business growth strategies

    Startup funding opportunities

    Executive leadership training

    Financial literacy education

    Success mindset podcast

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    Old People Phrases, Clearing Guests After Thanksgiving, Products That Remind You Of Childhood, and more! Nov 18, 2024
    Show notes

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


    News to Know: Gold is beautiful to wear, but also a great investment to keep. Nov 16, 2024
    Show notes

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

    Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Nidhi Singhvi.

    Co-founder of Sonalore, discusses how her company is reimagining fine jewelry as both a luxury product and an investment asset. The conversation centers on Sonalore's unique lifetime buyback promise, which allows customers to sell their gold jewelry back to the company at market value, less a processing fee.

    Purpose of the Interview

    The primary purpose of the interview was to:

    • Introduce Sonalore's business model and its lifetime buyback promise.
    • Educate consumers about viewing gold jewelry as an investment rather than simply a fashion accessory.
    • Explain how traditional jewelry pricing works and why many consumers lose value when reselling jewelry.
    • Demonstrate how transparency, technology, and gold market tracking can create a new jewelry-buying experience.
    • Empower consumers, especially women, to build wealth through wearable assets.

    Key Takeaways 1. Jewelry Can Be Both Fashion and Wealth

    Singhvi's core message is that jewelry should not only be an emotional purchase but also a financial asset.

    Traditionally, consumers buy jewelry for appearance, gifting, or status. Sonalore seeks to redefine jewelry as "wearable wealth," particularly through high-carat gold pieces.

    Key Point:

    Gold jewelry can appreciate in value alongside the gold market, creating an opportunity for owners to preserve or grow wealth.

    2. Traditional Jewelry Has Significant Markups

    Singhvi explains that many jewelry retailers charge substantial markups over the actual value of the gold contained in a piece.

    For example:

    • A $500 jewelry item may contain only about $100 worth of gold.
    • Consumers often do not realize how little intrinsic value they are retaining after purchase.
    • This contributes to poor resale outcomes.

    Key Point:

    The industry's pricing model often prevents jewelry from functioning as a true investment.

    3. Sonalore's Lifetime Buyback Promise Is the Differentiator

    The company's most distinctive feature is its buyback program.

    Customers can:

    • Purchase 18-karat gold jewelry.
    • Track the value of their jewelry based on gold prices.
    • Sell it back to Sonalore at any time.
    • Receive payment based on current gold market value, minus a processing fee.

    Key Point:

    Consumers are given a transparent exit strategy rather than being locked into a purchase.

    4. Technology Makes Jewelry More Transparent

    Singhvi describes a digital platform where buyers can monitor the value of their jewelry similarly to tracking an investment portfolio.

    Features include:

    • Daily valuation updates.
    • Historical performance tracking.
    • One-click sell-back functionality.

    Key Point:

    The experience resembles an investment account more than a traditional jewelry ownership model.

    5. Gold Is a Better Investment Than Diamonds

    One of the interview's strongest educational moments involved the comparison between gold and diamonds.

    Singhvi notes:

    • Gold is globally traded and easily valued.
    • Diamonds often experience steep depreciation when resold.
    • Consumers may recover only a small percentage of the diamond's purchase price.

    She also discussed the rise of lab-grown diamonds, which are changing traditional jewelry economics.

    Key Point:

    Gold's liquidity and transparent pricing make it a stronger investment vehicle than diamonds.

    6. The Company Wants to Bring an Asian Wealth-Building Concept to America

    Singhvi explains that in many Asian cultures:

    • Jewelry is purchased primarily as a store of wealth.
    • Gold jewelry is commonly viewed as part of a family's assets.
    • Consumers understand the underlying value of what they purchase.

    Sonalore aims to introduce this mindset to U.S. consumers.

    Key Point:

    The company is adapting a long-established wealth-preservation practice for the American market.

    7. Consumers Have Few Good Resale Options Today

    The interview highlights the limitations of current resale channels:

    • Pawn shops often offer a fraction of an item's value.
    • Online marketplaces can be slow and uncertain.
    • Most jewelers do not offer buyback programs.

    Key Point:

    The jewelry industry historically lacks convenient and transparent resale options.

    Memorable Quotes Nidhi Singhvi

    "We want to turn this emotional statement into a financial statement as well. You're wearing your wealth when you're wearing jewelry."

    "Gold is gold. Gold is part of your jewelry as well. Let's start seeing it as something that you value."

    "Our mission is to make every woman an investor in gold."

    "Buying jewelry is actually buying gold that you can wear."

    "Wear it, enjoy it, and then you can track it and sell it like an investment."

    Rushion McDonald

    "I never saw jewelry as an investment."

    "The light bulb went off above my head right there. I understand what you're saying now. Investment."

    "You're educating me."

    Overall Assessment

    The interview serves as both an entrepreneurial story and a consumer education session. Nidhi Singhvi challenges conventional views of jewelry ownership by positioning high-carat gold jewelry as a wealth-building tool. Through Sonalore's transparent pricing, market-value tracking, and lifetime buyback promise, she advocates for a model where jewelry can provide both personal enjoyment and financial utility. The conversation repeatedly emphasizes a simple but powerful idea: consumers should view gold jewelry not merely as decoration, but as an asset that can retain and potentially grow in value over time.

    #BEST

    #STRAW

    #SHMS

    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

    Business Podcast

    Entrepreneurship

    Small Business

    Business Growth

    Financial Literacy

    Wealth Building

    Black Entrepreneurs

    Minority Business

    Leadership

    Executive Leadership

    Business Funding

    Marketing Strategies

    Personal Development

    Startup Advice

    Sales Training

    CEO Interviews

    Founder Stories

    Professional Development

    Economic Empowerment

    Business Success

    Networking

    Brand Building

    Innovation

    How to start a business

    Small business funding

    Entrepreneur success stories

    Business leadership podcast

    Wealth building strategies

    Black entrepreneur podcast

    Minority business development

    Marketing for small businesses

    Business growth strategies

    Startup funding opportunities

    Executive leadership training

    Financial literacy education

    Success mindset podcast

    Support the show: https://www.steveharveyfm.com/

    See omnystudio.com/listener for privacy information.


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