The Jesse Mecham Show

Latest Episodes:

How to Find Passion in Your Work with Kelsey Murphy Feb 24, 2021

Show notes

Jesse chats with professional coach and business strategist Kelsey Murphy about how she left a high profile -- yet unsatisfying -- corporate job to travel the world with her husband. During their travels Kelsey realized she had a gift for coaching and helping others put their visions and dreams into practice. Today she runs a successful coaching business doing just that.

Kelsey puts a lot of emphasis on her client's values, examining them through a very practical lens. What would you like to see or do first thing when you wake up in the morning? What kind of space do you imagine yourself working in? These are a couple of the questions Kelsey might ask. Once you understand your values in clear, tangible terms, then you can focus your attention on the important tasks that will bring you closer to your vision.

Learn more about Kelsey:

https://www.kelseymurphy.com/careerandlifecoaching

Whisky & Work Podcast:

https://www.kelseymurphy.com/podcast

Jesse Answers Your Questions: Small Business Q&A #1 Feb 22, 2021

Show notes

Jesse answers your questions about small business in Q&A format. You can send Jesse your questions and comments at: podcast@youneedabudget.com

How to Have the Most Productive Year Ever with Amir Salihefendic (Doist) Feb 17, 2021

Show notes

Jesse chats with Amir Salihefendic, CEO of Doist, the company behind the popular productivity tool Todoist. Between running a company and being a father, Amir has a very busy life. He explains how he keeps everything moving smoothly, including the importance of managing your energy throughout the day, not just your schedule.

https://todoist.com

How to Get a Job at YNAB with Emma Rolls Feb 15, 2021

Show notes

Jesse chats with YNAB's manager of support hiring, Emma Rolls, about what it takes to get hired at YNAB, what type of person fits in with the company culture, and Emma's personal experience learning about YNAB and getting hired.

Four Common Traits of People Who Aren't Stressed About Money Feb 08, 2021

Show notes

Jesse identifies four common traits in people who don't stress about money.

They have a cadence for checking their money. These people regularly check-in with their budget and watch their money. It's not a panicky, reactionary review but a planned part of their week or month.
They have regular conversations with themselves and/or significant others about money. These conversations are not highly charged, hostile engagements, but calm, rational discussions about what is going on day-to-day. Often these conversations aren't about money per se, but rather the things that the money is going towards. In that sense, the conversations are more about whether or not spending is happening in accordance with their values and goals.
They have clarity about their priorities, values, and goals. They give their money a job, and know why they are spending.
They have plenty of cash on hand.

Budgeting Your Technology with Corbett Barr Feb 01, 2021

Show notes

Writer and entrepreneur Corbett Barr joins the podcast to discuss digital mindfulness, the pitfalls of social media and endless digital content, and his own quest to find peace as a digital creative.

https://corbettbarr.com

What Does Strength Have to Do with Budgeting? Matt Reynolds (Barbell Logic Online Coaching) Jan 25, 2021

Show notes

Jesse interviews strength coach, former pro Strongman, and founder of Barbell Logic Online Coaching, Matt Reynolds, about the many analogs between strength training and budgeting.

Matt relates the Four Rules to the basic tenets of effective strength training -- consistency, small increases in weight each workout that add up to big results over time, and focusing on the things that will give you the greatest bang for your buck. Matt relates strength training to a "physical 401(k)," where the work that you do today to build you fitness and health can be drawn on later in life when the inevitabilities of aging and life events happen. Strong people are more resilient and more useful, especially in old age!

Matt's company, Barbell Logic Online Coaching, offers customized strength, conditioning, and nutrition coaching to individuals, pairing each trainee with their own highly trained Barbell Logic coach.

If you're interested in trying out Barbell Logic Online Coaching, you can get the first month totally free when you sign up. And, YNAB listeners can get an additional $10/mo off their future months. Sign up here:

https://store.barbell-logic.com/ynab/

Take the 34-day challenge:

https://www.youneedabudget.com/34dayreset/

Sprinting Is Hard, But the Payoff Is Sweet Jan 18, 2021

Show notes

If you've been doing the 34-Day Reset, you're in full sprint mode right now. And it might be tough! But the beauty of the reset is that it's just 34 days, and affords you some space to reflect on whether your money is working for you and helping you achieve your goals and values.

So stick with it, finish strong, and bask in the extra money you will have saved. You're almost there!

Take the challenge:

https://www.youneedabudget.com/34dayreset/

EP03 Money Stories: Katie Is Living the Hawaiian Dream... On a Budget Jan 14, 2021

Show notes

Jesse interviews Katie about her journey after college to Hawaii, where she went through a tough breakup and financially tenuous times. She persevered through those hard times, discovered YNAB (actually re-discovered, having first encountered YNAB in college) and began to get her budget back on track in a notoriously expensive state. The hard work paid off; Katie met her husband and was able to have a dream wedding in Hawaii, and the couple now enjoy a rich life... paid in cash!

Katie is quick to point out that she hasn't always made the financially optimal choice, but she is intentional about everything she does. She and her husband decided to hold off paying down their student loans in order to finance their wedding, for example. Katie has set aside money to buy her husband a new computer, and they leave room in their budget for their favorite hobbies and pursuits -- for Katie, her side business coaching women in personal finance and helping them avoid traps like MLM schemes; for her husband, collecting and competing in the Magic the Gathering card game.

While this approach may result in paying down debt slower, and not maximizing savings, it's a sustainable approach for them. As Katie reminds us, personal finance is personal!

Are you ready to take the challenge? https://www.youneedabudget.com/34dayreset/

3 Ways to Curb Your Money Spending Problem Jan 11, 2021

Show notes

Jesse offers three ways to stop spending money and kickstart your savings:

Designate a "no spend" day. Pick a day of the week where you will deliberately spend NO money, and dutifully stick to that. Be realistic! If you usually have a date night on Friday, then pick another day. Maybe's it's a Tuesday, maybe it's a Sunday, but it should work with your schedule.
Treat your savings as a purchase. In other words, change your mindset about what spending is. Instead of buying a good or service, treat your saving as "buying investments" or "buying back your debt." Some people turn buying small numbers of shares in an index fund into a game, where their investment brings them pleasure just like buying a coffee or a croissant at the local coffee shop.
Identify your triggers. Pay attention when you have an impulse to buy something. Does it happen in certain places? Certain websites or forums? Perhaps on your way home from work? Find your spending "triggers," and work on ways to avoid them. Take a different route home, block or limit your access to certain websites... things you can do to help you avoid the impulse in the first place.

Are you ready for a financial reset?

https://www.youneedabudget.com/34dayreset/