The Jesse Mecham Show

Latest Episodes:

Joy Is a Three Oct 30, 2023

Show notes

Jesse invites you to play a game. Look at your last ten transactions and rate them 1 to 3:

1 = negative joy (sucked joy out of your life)
2 = neutral
3 = sparks joy

There's one catch! You can only rate two of those transactions as neutral. Why? Because Jesse said so. Then share your most interesting 1's and 3's with Jesse! Email him at:

askjesse@ynab.com

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It's You All the Way Down Oct 23, 2023

Show notes

A dollar represents you. It is the product of your energies. Your labor and your brainpower creates products and services that you exchange for money, whether you work a job or run a business. Therefore, a spending plan is really a representation of YOU! It's you all the way down from your labors and thoughts to your dollars and how you choose to spend them. So spending wisely is not just about choosing the right things to buy, or saving for the future, it's about direct your energies -- yourself -- out into the world in the manner you want.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Ask Jesse: Airlines are Banks, Better Money Habits, and Fast Talking Oct 16, 2023

Show notes

In today's episode, Jesse answers questions from YNAB'ers including how to build the habit of checking YNAB before spending and how to slow down Jesse's speech patterns for UK listeners (there's an app for that!). A listener also sends in an interesting article about how airlines have essentially turned into banks via their elaborate reward points systems.

Ron Lieber on the YNAB Podcast (Episode #480)

Apple Podcasts: https://podcasts.apple.com/us/podcast/you-need-a-budget-ynab/id477248343?i=1000515131147

Spotify: https://open.spotify.com/episode/2qh75uqa9uzQGggz7wwYiS?si=088cd75db8be4f01

Pocket Casts podcast player: https://pocketcasts.com

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Ask Jesse: Credit Card Rebels, Banks, and Emergency Funds Oct 09, 2023

Show notes

Jesse answers your questions on today's show, including how big an emergency fund does a teacher need? A YNAB'er shares a recent talk from the chairman of the Electronic Payments Coalition which reveals the (surprise!) unscrupulous motivations of credit card companies. Another YNAB'er from India asks how to setup the budget when you have income and expenses in two different currencies.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Guilty on All Counts Oct 02, 2023

Show notes

Spending money doesn't have to make you feel guilty! Jesse offers a pep talk to end the guilt trip, one budget at a time.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Shift Your Spending Into High Gear Sep 25, 2023

Show notes

If you think about it, there's only one thing that money can do -- be spent! The use of money is, ultimately, the spending of money. Even if you give money away, it's given to others so that they may spend it. Or if you save money, that money is being saved (and perhaps invested in hopes of getting more money in the future) so that it can be spent in the future. But it's all spending at the end of the day. In today's episode, Jesse paints a picture of spending with a budget a mind, spending with clarity (because you are in tune with what you want your money to do), and perhaps most importantly, spending guilt-free.

Budgeting is really about spending money, and spending it without remorse or guilt... maybe even spending with joy?

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Ask Jesse: ...And Done! Sep 18, 2023

Show notes

Pfew! Done, finally! Jesse clears up the backlog in his Ask Jesse mailbox, answering listener questions about the nature of credit card spending in YNAB, whether YNAB'ers should still have emergency funds, and what to do when saving up for a down payment while houses continue to rise in price.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Ask Jesse: We're Getting There People! Sep 11, 2023

Show notes

Jesse continues to work through his backlog of Ask Jesse questions, including his thoughts on credit karma, the magic of 1% retirement contributions, and whether he would save cash in case of recession or pay down debt.

Four Thousand Weeks by Oliver Burkeman

https://www.amazon.com/Four-Thousand-Weeks-Management-Mortals/dp/0374159122

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Ask Jesse: Still Catching Up Sep 04, 2023

Show notes

Jesse is catching up on his inbox after a summer break, and answering your questions!

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial

Ask Jesse: Catching Up Aug 28, 2023

Show notes

Since Jesse has been away, the emails have been piling up! Jesse works through his backlog of Ask Jesse questions today, including a woman who has a newfound distaste for credit cards... and wrote to Jesse to tell about it!

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @iYNAB

Instagram: @youneedabudget

Twitter: @ynab

Tik Tok: @ynabofficial