Retirement Planning Education, with Andy Panko

Latest Episodes:

#085 – Retirement planner chat, with Brian Tegtmeyer from Truly Prosper Financial Planning Feb 08, 2024

Show notes

Andy chats with fellow retirement planner Brian Tegtmeyer, CFP®, from Truly Prosper Financial Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!
Links in this episode:

Brian's company's website - Truly Prosper Financial Planning
The Michael Kitces website/blog - here
Ed Slott website/blog - here
Natalie Choate's book - Life and Death Planning for Retirement Benefits
Money Quotient life planning tools - here
George Kinder financial life planning resources - here
Mitch Anthony financial life planning resources - here
Reid Stone's non-financial and life planning solutions - here
Fritz Gilbert's blog - The Retirement Manifesto
Roger Whitney's podcast - The Retirement Answer Man
Mitch Anthony's book - The New Retirementality

Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

#084 – Understanding Target Date Retirement Funds Feb 01, 2024

Show notes

Explanation of target date retirement funds and how they work, what their fees are, when they can make sense, pros and cons, etc.
Links in this episode:

Episode #060 of the Retirement Planning Education podcast about mutual funds
Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

#083 - Q&A edition...Solo 401(k)s, tax gain harvesting, bonds vs bond funds and MORE! Jan 25, 2024

Show notes

Listener Q&A where Andy talks about:

For those who have solo 401(k) plans, when having to file Form 5500EZ is required
What's tax gain harvesting and when it's beneficial
How to select between online banks that offer high yield savings accounts
Bonds vs bonds funds and what should be considered when figuring out how to invest the bond portion of your portfolio

Links in this episode:

My company newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

#082 – Retirement planning chat with a "real" person, David Folts Jan 18, 2024

Show notes

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with David Folts, a married retiree in Ohio. They talk about a wide array of retirement planning topics such as when David started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, long-term care and more!
Links in this episode:

David's favorite books:
- A Whack on the Side of the Head, by Roger Von Oech
- A Kick in the Seat of the Pants, by Roger Von Oech
- The Debt Squeeze, by Ron Blue
David's favorite YouTube channels:
- Retirement Planning Education, by Andy Panko
- Measure Twice Planners, by Cody Garrett
- Approach Financial, by Justin Pritchard

Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

#081 – Retirement planner chat, with Larry Pershing from Optimum Retirement Planning Jan 11, 2024

Show notes

Andy chats with fellow retirement planner Larry Pershing, CFP®, RMA® from Optimum Retirement Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!
Links in this episode:

Larry's company's website - Optimum Retirement Planning
Larry's Facebook group - Roth Conversions and Retirement
Larry's YouTube channel - 2 Minute Retirement Planning
The Early Retirement Now website/blog - here
The Michael Kitces website/blog - here

Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

#080 – How to lower your taxes in 2024 Jan 04, 2024

Show notes

Summary of the December 29, 2023 The Wall Street Journal article, To Lower Your Taxes in 2024, Make These Moves Now. The article gives a handful of tips on how to reduce your taxes (not actually just in 2024; the tips in the article can apply to ANY year)
Links in this episode:

Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

Retirement Planning Education podcast Episode 27 about MAGI & AGI
Retirement Planning Education podcast Episode 71 about the capital gain exclusion on selling your primary residence
Retirement Planning Education podcast Episode 75 about Qualified Charitable Distributions ("QCDs")
Retirement Planning Education YouTube video about Estimated Taxes, Tax Withholdings and Underpayment Penalties

Retirement Planning Education is coming back! Dec 21, 2023

Show notes

You read that right...the Retirement Planning Education podcast is BACK! :-)

New weekly episodes will begin Thursday, January 4th 2024. Be there or be square.
Links in this episode:

Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com
Retirement Planning Insights newsletter - www.TenonFinancial.com/newsletter

Retirement Planning Education is going on hiatus Jun 22, 2023

Show notes

Retirement Planning Education is going on hiatus. But hopefully I'll be back at making episodes again in the not too distant future!
-Andy
Links in this episode:

The Retirement & IRA Show - https://www.theretirementandirashow.com/

Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

My company newsletter - https://tenonfinancial.com/newsletter

#079 – The non-financial or “softer” side of retirement planning, with Kevin Lyles (Part 2 of 2) Jun 15, 2023

Show notes

Part 2 of 2 of my discussion with retirement coach Kevin Lyles where he shares his knowledge of planning for the “softer” side of retirement readiness through discussions about having meaning, purpose, fulfillment, etc. (original recording was from January 13 2021)
Links in this episode:

The Rock Retirement Club - www.RockRetirementClub.com
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

#078 – The non-financial or “softer” side of retirement planning, with Kevin Lyles (Part 1 of 2) Jun 08, 2023

Show notes

Part 1 of 2 of my discussion with retirement coach Kevin Lyles where he shares his knowledge of planning for the “softer” side of retirement through discussions about meaning, purpose, fulfillment, etc. (original recording was from January 13 2021)
Links in this episode: