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Oral Arguments, with Context

Real court arguments, crisp audio, with context. Court recordings can be difficult to follow, and many suffer from poor audio quality. This podcast enhances the audio, provides a brief introduction to each case, and explains legal concepts that may be unfamiliar to some listeners. We hope these enhancements make oral argument recordings easier to understand, more accessible, and more enjoyable to listen to. Recordings come from the courts’ own public releases; Supreme Court timing is derived locally from the Court’s official transcript and audio.

Latest Episodes:

United States ex rel. Pacira BioSciences, Inc. v. QuVa Pharma, Inc. — 1st Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The First Circuit reviews the dismissal of Pacira BioSciences' qui tam False Claims Act suit. A qui tam relator sues in the United States' name. Pacira alleges that several companies induced health-care providers to seek federal reimbursement for compounded postoperative pain drugs that did not meet federal requirements. Materiality asks whether the alleged falsehood could influence payment. Continued payment despite actual knowledge can be strong evidence against materiality, but it is not automatically decisive. The appeal also raises the public-disclosure bar and Rule 9(b), which requires alleged fraud to be stated with particularity. United States ex rel. Pacira BioSciences, Inc. v. QuVa Pharma, Inc. (No. 25-1973) — U.S. Court of Appeals for the First Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the First Circuit (public domain, 17 U.S.C. § 105): https://www.ca1.uscourts.gov/sites/ca1/files/oralargs/25-1973_20260910.mp3 Argument listing — U.S. Court of Appeals for the First Circuit: https://www.ca1.uscourts.gov/doar/results/2026-09 September 2026 argument calendar — U.S. Court of Appeals for the First Circuit: https://www.ca1.uscourts.gov/sites/ca1/files/calendar.pdf?simple=True Appellate docket — Justia: https://dockets.justia.com/docket/circuit-courts/ca1/25-1973 First amended complaint — U.S. District Court record via Docket Alarm: https://www.docketalarm.com/cases/Massachusetts_District_Court/1--23-cv-10135/United_States_of_America_et_al_v._Nephron_Sterile_Compounding_Center_LLC_et_al/32/ District-court docket — U.S. District Court record via Docket Alarm: https://www.docketalarm.com/cases/Massachusetts_District_Court/1--23-cv-10135/United_States_of_America_et_al_v._Nephron_Sterile_Compounding_Center_LLC_et_al/ Dismissal order entry — U.S. District Court record via Docket Alarm: https://www.docketalarm.com/cases/Massachusetts_District_Court/1--23-cv-10135/United_States_of_America_et_al_v._Nephron_Sterile_Compounding_Center_LLC_et_al/149/ 31 U.S.C. § 3729 — U.S. House Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=%28title%3A31+section%3A3729+edition%3Aprelim%29 31 U.S.C. § 3730 — U.S. House Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?edition=prelim&hl=false&num=0&req=granuleid%3AUSC-prelim-title31-section3730 False Claims Act overview — U.S. Department of Justice: https://www.justice.gov/civil/false-claims-act Universal Health Services v. Escobar — U.S. Reports via GovInfo: https://www.govinfo.gov/content/pkg/USREPORTS-579/pdf/USREPORTS-579-176.pdf Escobar on remand — U.S. Court of Appeals for the First Circuit: https://media.ca1.uscourts.gov/pdf.opinions/14-1423P-01A.pdf Public-disclosure precedent — U.S. Court of Appeals for the First Circuit: https://media.ca1.uscourts.gov/pdf.opinions/15-1991P-01A.pdf Federal Rules of Civil Procedure — U.S. Courts: https://www.uscourts.gov/sites/default/files/document/federal-rules-of-civil-procedure.pdf Rule 9(b) precedent — U.S. Court of Appeals for the First Circuit: https://media.ca1.uscourts.gov/pdf.opinions/12-1867P-01A.pdf Imad Matini — court filing: https://cases.justia.com/federal/district-courts/california/caedce/2%3A2025mc00367/474301/8/0.pdf Imad Matini — professional profile: https://wvexecutive.com/imad-matini/ Allon Kedem — Arnold & Porter: https://www.arnoldporter.com/en/people/k/kedem-allon Allon Kedem — U.S. Supreme Court filing: https://www.supremecourt.gov/DocketPDF/25/25-1018/404542/20260415132615116_25-1018--PhRMA%20Letter%20Opposing%20XT%2004-15%20rtf.pdf Carrie Richey — Womble Bond Dickinson: https://www.womblebonddickinson.com/us/people/carrie-richey Carrie Richey — filed appellate brief: https://images.law.com/contrib/content/uploads/documents/403/57732/SAS-v.-World-Programming.SAS-opening-brief-on-appeal-1.pdf John C. Neiman Jr. — Maynard Nexsen: https://www.maynardnexsen.com/capabilities-appellate-and-post-verdict John C. Neiman Jr. — federal appellate opinion via GovInfo: https://www.govinfo.gov/content/pkg/USCOURTS-ca6-24-05603/pdf/USCOURTS-ca6-24-05603-0.pdf

In re Duplex at Sleepy Hollow, LLC — 9th Cir. BAP (Sep 10, 2026) Sep 11, 2026

Show notes

The Ninth Circuit Bankruptcy Appellate Panel reviews an order annulling the automatic stay after nine foreclosure sales. The panel will consider whether the bankruptcy judge properly balanced the equities under In re Fjeldsted and whether the appellant may challenge the order. In re Duplex at Sleepy Hollow, LLC (No. 25-1256) — United States Bankruptcy Appellate Panel of the Ninth Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the Ninth Circuit (public domain, 17 U.S.C. § 105): https://cdn.ca9.uscourts.gov/datastore/media/2026/09/10/25-1256.mp3 Argument page — U.S. Court of Appeals for the Ninth Circuit: https://www.ca9.uscourts.gov/cases/streams-videos/archive?case=25-1256&hearingDate=2026-09-10 BAP argument calendar — Ninth Circuit Bankruptcy Appellate Panel: https://cdn.ca9.uscourts.gov/datastore/uploads/bap/hearings/2026%2009%2010%20PAS.pdf Lower-court calendar and motion — U.S. Bankruptcy Court for the Central District of California: https://ecf-ciao.cacb.uscourts.gov/kioskPDF/SC_121225.pdf Separate tenth-sale ruling — U.S. Bankruptcy Court for the Central District of California: https://ecf-ciao.cacb.uscourts.gov/kioskPDF/SC_021826.pdf 11 U.S.C. § 362 — U.S. House Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?edition=prelim&num=0&req=granuleid%3AUSC-prelim-title11-section362 In re Sazegar — Ninth Circuit Bankruptcy Appellate Panel: https://cdn.ca9.uscourts.gov/datastore/bap/2015/02/19/Sazegar%20memo%2014-1188.pdf Fjeldsted-factor ruling — U.S. Bankruptcy Court for the Eastern District of California: https://www.caeb.uscourts.gov/documents/Judges/Opinions/published/Am.%20Ruling%20-%20Motion%20to%20Annul%20Stay%20DCN%20PK-2%20%28Final%29.pdf BAP Litigants' Manual — Ninth Circuit Bankruptcy Appellate Panel: https://cdn.ca9.uscourts.gov/datastore/bap/2026/Litigants_Manual_2026_01_Final.pdf In re Pena — U.S. Court of Appeals for the Ninth Circuit: https://cdn.ca9.uscourts.gov/datastore/opinions/2020/09/04/19-60029.pdf Clifton Capital Group v. Sharp — U.S. Court of Appeals for the Ninth Circuit: https://cdn.ca9.uscourts.gov/datastore/opinions/2023/09/14/21-55967.pdf Credit-bid explanation — U.S. Courts via GovInfo: https://www.govinfo.gov/content/pkg/USCOURTS-flsb-1_21-ap-01157/pdf/USCOURTS-flsb-1_21-ap-01157-0.pdf Credit-bid ruling — Superior Court of California, County of Santa Barbara: https://www.santabarbara.courts.ca.gov/tentative-ruling/23cv00204-1

Salmon v. DVA — Fed. Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The Federal Circuit considers whether it may review an arbitrator's rejection of Sandra Salmon's whistleblower-retaliation claim. Salmon, a Department of Veterans Affairs nurse, challenged her removal through her union's grievance procedure. The jurisdictional dispute is whether choosing arbitration left her without judicial review. If the court has jurisdiction, it will also consider whether the arbitrator used the correct whistleblower framework. Salmon v. DVA (No. 25-1420) — U.S. Court of Appeals for the Federal Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the Federal Circuit (public domain, 17 U.S.C. § 105): https://www.cafc.uscourts.gov/oral-arguments/25-1420_09102026.mp3 Argument listing — U.S. Court of Appeals for the Federal Circuit: https://www.cafc.uscourts.gov/home/oral-argument/listen-to-oral-arguments/ Argument calendar and counsel — U.S. Court of Appeals for the Federal Circuit: https://www.cafc.uscourts.gov/wp-content/uploads/OralArguments/PublicCalendar-September2026.pdf 5 U.S.C. § 7121 — U.S. House Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title5-section7121&num=0&edition=prelim 5 U.S.C. § 1221 — U.S. House Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title5-section1221&num=0&edition=prelim 38 U.S.C. § 7463 — U.S. House Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title38-section7463&num=0&edition=prelim Bonner v. DVA — U.S. Court of Appeals for the Federal Circuit: https://www.cafc.uscourts.gov/opinions-orders/05-3349.pdf Whitmore v. Department of Labor — U.S. Court of Appeals for the Federal Circuit: https://www.cafc.uscourts.gov/opinions-orders/11-3084.pdf Oliva v. DVA — U.S. Court of Appeals for the Federal Circuit: https://www.cafc.uscourts.gov/opinions-orders/23-2331.OPINION.5-7-2026_2690061.pdf Case background — New Haven Register: https://www.nhregister.com/news/article/Terminated-whistleblower-alleges-retaliation-17477619.php Ibidun Roberts — Roberts Labor Law and Consulting: https://robertslaborlaw.com/about-us Ibidun Roberts firm record — AFGE National VA Council: https://afgenvac.org/wp-content/uploads/2025/03/NG-3-4-2025-Violation-of-Darby-Award.pdf Matthew Jude Carhart affiliation — Federal Circuit opinion in Ley v. Collins: https://www.cafc.uscourts.gov/opinions-orders/25-1425.OPINION.8-7-2026_2735227.pdf Matthew Jude Carhart affiliation — Federal Circuit opinion in De Hart v. Collins: https://www.cafc.uscourts.gov/opinions-orders/24-2238.OPINION.6-26-2026_2715216.pdf

Rich v. Miller — 2d Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The Second Circuit considers whether Benjamin Rich's civil-rights case against two New York City police officers should have survived summary judgment. After criminal charges against Rich were dismissed, he sued for malicious prosecution and denial of a fair trial. The appeal turns on what Detective Michael Miller knew about the key eyewitness's account, and whether probable cause nonetheless supported Rich's arrest and prosecution. Rich v. Miller (No. 25-1387) — U.S. Court of Appeals for the Second Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the Second Circuit (public domain, 17 U.S.C. § 105): https://ww3.ca2.uscourts.gov/audio/25-1387.mp3 Argument listing — U.S. Court of Appeals for the Second Circuit: https://ww3.ca2.uscourts.gov/oral_arguments.html Argument calendar — U.S. Court of Appeals for the Second Circuit: https://www.huntcal.com/cal/eventview/USCA2/USCA2?yr=2026&id=785938252&v=d&d=10&m=9&s=l Summary-judgment order — U.S. District Court for the Southern District of New York: https://cases.justia.com/federal/district-courts/new-york/nysdce/1%3A2021cv03835/559384/175/0.pdf?ts=1747313600

Erin Livesay v. National Credit Systems, Inc. — 7th Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The Seventh Circuit reviews summary judgment in a dispute over an apartment debt. Erin Livesay says National Credit Systems kept reporting that she owed about $5,300 after a state court ruled that she owed the landlord nothing. The district court entered judgment for National Credit Systems on Livesay's claims under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. The appeal asks whether Livesay produced enough evidence that the company's investigation was unreasonable, whether she abandoned a claim based on a settlement letter, and whether a federal court that found no concrete injury should have sent that claim back to state court. Erin Livesay v. National Credit Systems, Inc. (No. 25-3140) — U.S. Court of Appeals for the Seventh Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the Seventh Circuit (public domain, 17 U.S.C. § 105): https://media.ca7.uscourts.gov/sound/external/nv.25-3140.25-3140_09_10_2026.mp3 Argument listing — U.S. Court of Appeals for the Seventh Circuit: https://media.ca7.uscourts.gov/oralArguments/oar.jsp?amonth=09%2F2026&aMonth=List+case%28s%29 Argument calendar — U.S. Court of Appeals for the Seventh Circuit: https://media.ca7.uscourts.gov/cgi-bin/oralArgCal/getOralArgCalendar.pl FCRA summary-judgment order — Justia: https://cases.justia.com/federal/district-courts/indiana/inndce/4%3A2022cv00019/110212/104/0.pdf FDCPA summary-judgment order — Justia: https://cases.justia.com/federal/district-courts/indiana/inndce/4%3A2022cv00019/110212/119/0.pdf Copper Beech v. Livesay — Indiana Court of Appeals: https://public.courts.in.gov/Decisions/api/Document/Opinion?Id=fz8QBtLPsHS8INSAk-2Ji0EWFtvuA5XN-mYZEpJq8o3ehvdNnMkCcVqTzT_0knDn0 Duran Keller — National Consumer Law Center: https://www.nclc.org/people/duran-keller/

Wright v. United Services Automobile Association — 1st Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The First Circuit considers whether Massachusetts's filed-rate doctrine bars a class action under Chapter 93A, the state's consumer-protection law. The doctrine generally prevents courts from replacing rates filed with a regulator. The plaintiffs allege that the defendant insurers use military pay grade to assign customers to two subsidiaries, which they say amounts to prohibited income and occupation discrimination. The insurers say those assignments create the risk pools behind the approved rates, so classification and rates cannot be separated. The case reaches this court before final judgment after the district court denied dismissal and certified the question for immediate appeal. Wright v. United Services Automobile Association (No. 25-1979) — U.S. Court of Appeals for the First Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the First Circuit (public domain, 17 U.S.C. § 105): https://www.ca1.uscourts.gov/sites/ca1/files/oralargs/25-1979_20260910.mp3 Argument listing — U.S. Court of Appeals for the First Circuit: https://www.ca1.uscourts.gov/doar/results/2026-09 September 2026 argument calendar — U.S. Court of Appeals for the First Circuit: https://www.ca1.uscourts.gov/sites/ca1/files/calendar.pdf?simple=True Order denying dismissal — U.S. District Court for the District of Massachusetts: https://www.govinfo.gov/content/pkg/USCOURTS-mad-1_23-cv-11155/pdf/USCOURTS-mad-1_23-cv-11155-0.pdf Order certifying interlocutory appeal — U.S. District Court for the District of Massachusetts: https://www.govinfo.gov/content/pkg/USCOURTS-mad-1_23-cv-11155/pdf/USCOURTS-mad-1_23-cv-11155-1.pdf Certified-questions memorandum — U.S. District Court for the District of Massachusetts: https://www.govinfo.gov/content/pkg/USCOURTS-mad-1_23-cv-11155/pdf/USCOURTS-mad-1_23-cv-11155-2.pdf 211 C.M.R. § 79.04 — Massachusetts insurance regulation: https://www.law.cornell.edu/regulations/massachusetts/211-CMR-79-04 Massachusetts General Laws, Chapter 93A, Section 2: https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXV/Chapter93A/Section2 Massachusetts General Laws, Chapter 175E, Section 4: https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175E/Section4 Arroyo-Melecio v. Puerto Rican American Insurance Co. — First Circuit: https://www.ca1.uscourts.gov/sites/ca1/files/opnfiles/04-1045-01A.pdf Appellate docket — Justia: https://dockets.justia.com/docket/circuit-courts/ca1/25-1979 Coleman v. USAA counsel listing — Ninth Circuit: https://cdn.ca9.uscourts.gov/datastore/opinions/2026/09/10/25-793.pdf Kahn A. Scolnick — Gibson Dunn: https://www.gibsondunn.com/lawyer/scolnick-kahn-a/ Matthew A. Seligman — Grayhawk Law: https://www.grayhawklaw.com/about

Crider v. Collins — Fed. Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The Federal Circuit considers Raymond Crider's claim for a total disability rating based on individual unemployability, or TDIU, before March 5, 2021. TDIU pays at the total-disability rate when service-connected conditions prevent substantially gainful work. The Board of Veterans' Appeals denied the claim, and the Veterans Court affirmed. Crider says the Board listed tasks he could perform but failed to decide whether those abilities could support more than marginal work outside a protected setting. The Secretary says Crider is disputing factual findings that the Federal Circuit lacks power to review. Crider v. Collins (No. 25-1494) — U.S. Court of Appeals for the Federal Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the Federal Circuit (public domain, 17 U.S.C. § 105): https://www.cafc.uscourts.gov/oral-arguments/25-1494_09102026.mp3 Argument listing — U.S. Court of Appeals for the Federal Circuit: https://www.cafc.uscourts.gov/home/oral-argument/listen-to-oral-arguments/ September 2026 argument calendar and arguing counsel — Federal Circuit: https://www.cafc.uscourts.gov/wp-content/uploads/OralArguments/PublicCalendar-September2026.pdf Federal Circuit docket — Justia: https://dockets.justia.com/docket/circuit-courts/cafc/25-1494 Veterans Court docket, No. 23-5052: https://efiling.uscourts.cavc.gov/cmecf/servlet/TransportRoom?servlet=CaseSummary.jsp&caseNum=23-5052&incOrigDkt=Y&incDktEntries=Y April 25, 2023 Board of Veterans' Appeals decision: https://efiling.uscourts.cavc.gov/docs1/01209856333 Raymond Crider's Veterans Court brief: https://efiling.uscourts.cavc.gov/docs1/012010245035 Secretary's Veterans Court brief: https://efiling.uscourts.cavc.gov/docs1/012010518346 Veterans Court memorandum decision: https://efiling.uscourts.cavc.gov/docs1/012010912029 38 C.F.R. § 4.16 — Electronic Code of Federal Regulations: https://www.ecfr.gov/current/title-38/chapter-I/part-4/subpart-A/section-4.16 38 U.S.C. § 7292 — Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title38-section7292&num=0&edition=prelim Adam Luck — GloverLuck: https://gloverluck.com/adam-r-luck

Ogunleye v. Banks — 2d Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The Second Circuit reviews whether a New York City public school could carry out a student's individualized education program, or IEP. The plan called for thirty-five class periods and nineteen hours of sixty-minute therapy and other related-service sessions each week. An impartial hearing officer, or IHO, said the schedule was impossible; a state review officer, or SRO, reversed, and the district court agreed. The parent says not every service can fit. The city says most can occur “push-in”—inside the classroom during instruction. A separate class-size issue invokes Cruz v. Banks, which requires the Committee on Special Education, or CSE, to choose the regulatory option best suited to the student. Ogunleye v. Banks (No. 25-1994) — U.S. Court of Appeals for the Second Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the Second Circuit (public domain, 17 U.S.C. § 105): https://ww3.ca2.uscourts.gov/audio/25-1994.mp3 Argument listing — U.S. Court of Appeals for the Second Circuit: https://ww3.ca2.uscourts.gov/oral_arguments.html State Review Officer Decision 23-073 — New York State Education Department: https://www.sro.nysed.gov/decision/2023/23-073 District court memorandum opinion — Justia court filing: https://law.justia.com/cases/federal/district-courts/new-york/nysdce/1:2023cv09524/609298/36/ Appellate docket and counsel — Justia: https://dockets.justia.com/docket/circuit-courts/ca2/25-1994 Cruz v. Banks — New York Court of Appeals: https://www.nycourts.gov/ctapps/Decisions/2026/Feb26/1opn26-Decision.pdf 20 U.S.C. § 1414 — Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title20-section1414&num=0&edition=prelim

Ana Maria Melgar Vasquez v. Todd W. Blanche — 7th Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The Seventh Circuit reviews Ana Maria Melgar Vasquez's petition for review of a Board of Immigration Appeals decision. When persecution comes from a private person, an asylum applicant must show that the home government was unable or unwilling to control the persecutor. The dispute centers on that rule, her failure to report the abuse to police, and her claim that reporting would have been futile. The judges also discuss particular social group, a protected ground, and nexus, the required link between the persecution and that ground. Ana Maria Melgar Vasquez v. Todd W. Blanche (No. 25-3349) — U.S. Court of Appeals for the Seventh Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the Seventh Circuit (public domain, 17 U.S.C. § 105): https://media.ca7.uscourts.gov/sound/external/nv.25-3349.25-3349_09_10_2026.mp3 Argument listing — U.S. Court of Appeals for the Seventh Circuit: https://media.ca7.uscourts.gov/oralArguments/oar.jsp?amonth=09%2F2026&aMonth=List+case%28s%29 Appellate docket — Justia: https://dockets.justia.com/docket/circuit-courts/ca7/25-3349 8 U.S.C. § 1101 — Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title8-section1101&num=0&edition=prelim 8 U.S.C. § 1158 — Office of the Law Revision Counsel: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title8-section1158&num=0&edition=prelim Osorio-Morales v. Garland — Seventh Circuit: https://media.ca7.uscourts.gov/cgi-bin/OpinionsWeb/processWebInputExternal.pl?Path=Y2023/D07-05/C:22-2909:J:St__Eve:aut:T:fnOp:N:3069887:S:0&Submit=Display Nerio Flores v. Garland — Seventh Circuit: https://media.ca7.uscourts.gov/cgi-bin/OpinionsWeb/processWebInputExternal.pl?Path=Y2023/D10-03/C:22-2434:J:Kirsch:aut:T:fnOp:N:3112244:S:0&Submit=Display Martinez-Martinez v. Bondi — Seventh Circuit: https://media.ca7.uscourts.gov/cgi-bin/OpinionsWeb/processWebInputExternal.pl?Path=Y2025/D08-14/C:24-3281:J:Maldonado:aut:T:fnOp:N:3411464:S:0&Submit=Display

Evelyn Villegas Robles v. National Union Fire Insurance Company of Pittsburgh, PA — 1st Cir. (Sep 10, 2026) Sep 11, 2026

Show notes

The First Circuit considers when a demand under Massachusetts Chapter 93A can be sent to an excess insurer. Chapter 93A requires a written demand at least thirty days before suit. Chapter 260 gives these claims a four-year limitations period. Chapter 176D treats an insurer's failure to make a prompt, fair settlement when liability is reasonably clear as an unfair practice. The appeal asks whether Robles's demand was effective before the primary insurer tendered its limits and when her claim accrued. Evelyn Villegas Robles v. National Union Fire Insurance Company of Pittsburgh, PA (No. 25-2002) — U.S. Court of Appeals for the First Circuit, argued September 10, 2026. Sources: Argument audio — U.S. Court of Appeals for the First Circuit (public domain, 17 U.S.C. § 105): https://www.ca1.uscourts.gov/sites/ca1/files/oralargs/25-2002_20260910.mp3 Argument listing — U.S. Court of Appeals for the First Circuit: https://www.ca1.uscourts.gov/doar/results/2026-09 September 2026 argument calendar — U.S. Court of Appeals for the First Circuit: https://www.ca1.uscourts.gov/sites/ca1/files/calendar.pdf?simple=True Massachusetts General Laws, Chapter 93A, Section 9: https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXV/Chapter93A/Section9 Massachusetts General Laws, Chapter 260, Section 5A: https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section5A Massachusetts General Laws, Chapter 176D, Section 3: https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter176D/Section3 30-day demand letter guide — Commonwealth of Massachusetts: https://www.mass.gov/info-details/30-day-demand-letter Appleton v. AIG Claims, Inc. — U.S. Court of Appeals for the First Circuit: https://www.ca1.uscourts.gov/sites/ca1/files/opnfiles/24-1952P-01A.pdf Appellate docket — Justia: https://dockets.justia.com/docket/circuit-courts/ca1/25-2002 District court docket — Justia: https://dockets.justia.com/docket/massachusetts/madce/4:2024cv40123/276114 Thomas P. Kelley — Sullivan & Sullivan: https://www.sullivansullivanllp.com/about-us/thomaspkelley William A. Schneider — Morrison Mahoney: https://morrisonmahoney.com/attorneys/william-a-schneider/?portfolioCats=207

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