Money Peach

Latest Episodes:

EP102: Timeshare Exit: How to Successfully Get Out - with Gordon Newton Jul 12, 2018

Show notes

You have probably seen the numerous different sites offering to get you out of your timeshare, right?

The first rule is this: if it sounds too good to be true, then it probably is too good to be true.

Which is why I interviewed timeshare exit expert, Gordon Newton, to explain how these timeshare exit scams work and what you need to be aware of.

Some of the topics Gordon and I touch on:

• Why timeshares are so hard to get out of • How to avoid high-pressure selling from timeshare companies • How can timeshare-exit companies really offer money-back guarantee? • How the "guarantee" actually costs you more money in the long run • What happens when sign the dotted line

Gordon is also giving away his free 16 page guide called "The Consumer's Guide to TimeShare Exit" which is an incredible resource for anyone who owns a timeshare!

All the show notes, links and anything Gordon and I mentioned can be found at https://moneypeach.com/session102

EP101: Financial Planning for the Thousand-aires - with Chris Hutchins Jul 05, 2018

Show notes

Financial planning shouldn't just be for the uber wealthy.

Chris Hutchins is coming on the show to talk about the problem we are beginning to face when it comes to getting professional financial planning advice: the cost.

A financial plan takes time to complete and that time costs $2,500 on average...and all that gets you is a one-time plan.

In addition, our lives have changed over the past few decades and fewer people are working a 30-year career, retiring with a pension, and then living happily ever after. Instead, what you see today is a constant move in careers, changes in life plans, moving all over the country/world, and countless other changes that are much different than what was once the norm.

And each time you make a life change, is it fair to have to spend $2,500 to adjust your plan with a financial planner?

Heck no!

Basically there are three different ways to get professional financial wealth building advice:

1. Meeting with a financial advisor (Expensive and individualized) 2. 100% robo-advisor (Cheap and cookie-cutter) 3. Hybrid approach (A mixture of both)

During the interview, Chris and I talk about:

• When the cookie-cutter approach to personal finance is actually a better plan • The problem when you try to apply only a robo-advisor to life and money • What life looks life for today's investor • The challenges that people will face in the future in terms of investing • How to create an affordable plan fitting your lifestyle now and in the future

All the show notes, links and anything Chris and I mentioned can be found at https://www.moneypeach.com/session101

EP100: Forming a Mastermind: Why It's My Best Kept Secret of Success and How to Start Your Own Jun 28, 2018

Show notes

Today I am not bringing on a guest and we are taking a week away from talking about money.

Instead, we are shifting to talk about the one thing I feel everyone needs in their lives at any stage of life: A Mastermind.

What the heck is a Mastermind?

To make it as simple as possible: a Mastermind group is a group of 5-7 people who get together on a regular basis to work towards individual goals within the group, while using the group and a vehicle for achieving the highest level of success in whatever you're working towards.

I say this with confidence: I would not have the level of success I have today (in all areas of life) if it wasn't for the two Mastermind groups I am part of.

On the show I break down:

• The definition of a Mastermind • Examples of Mastermind groups for you to get started with • The steps to forming your own Mastermind • What kind of people to include in you Mastermind • How to structure you Mastermind once you have your group • How often you should be meeting • What are some of the do's and don'ts of Masterminds?

I also will be giving away a PDF cheat sheet to help you brainstorm and get started with your own Mastermind group!

Thanks so much for listening and enjoy the show!

All the show notes, links and anything I mentioned can be found at https://moneypeach.com/session100

EP99: The New Way to 401(k) - with Chris Costello Jun 21, 2018

Show notes

Co-founder and CEO of Blooom, Chris Costello, on the show today to talk about your 401(k), 401(a), 403(b), 457 or TSP.

Chris spent his entire life in the financial advising world and now he's blowing the whistle on the crap that he says has been going on for way too long.

He's talking about the outrageous fees, the terms no one understands (or is supposed to understand), and the ridiculous amount of greed the folks from Wall Street posses when handling your retirement funds.

In 2013, he founded Blooom which he coins as the new way to 401(k).

Chris is extremely passionate about investing and saving for your future and he doesn't disappoint. We may have had to "BLEEEP" him out a few times during the show, but I completely get it - he's seen these maniacs ripping people off for way too long and it's time for a change.

On the show we discuss:

• The terminology "they" don't want you to understand • We break down dollar-cost averaging • We discuss the one thing you MUST be doing that results in thousands (and thousands) of dollars more in YOUR retirement • Moving the needle financially for the middle-class, not the 1% • How Blooom connects to your 401(k), 403(b), 457, 401(a), or your TSP • Fees, fees, and more fees - how much are you really paying? • The Blooom model - $10/month flat fee. Period.

The link Chris mentions in the show is for the first month FREE is: https://blooom.com/moneypeach

All the show notes, links, and anything Chris and I mentioned can be found at https://www.moneypeach.com/session71

EP98: Normal Sucks. How to be Weird (with money) - with Michelle Bobrow Jun 14, 2018

Show notes

Michelle was completely normal….and it sucked.

She lived the American Dream and attended college with the false belief that everyone graduates college, gets a 6-figure job, and lives happily ever after.

Except….it didn't work out that way.

Instead, Michelle graduated college with $50k worth of student loan debt. Instead of landing a 6-figure salary, she lands a job making $25k per year while living in New York City.

Then she had to move in with her parents and things started going from hopeful to hopeless quickly.

Now the good news: Michelle decided enough was enough and changed the way she looked at money forever.

In fact, Michelle took massive levels of action and paid down her $50k in student loans over the next five years.

And now she's sharing her story with us!

Here are some of the other topics we discussed during our interview:

What does life and money really look like?
Luck - good luck, bad luck, detrimental luck and opportunity luck
How she put herself in position to pay off $50k in 5 years
Why traditional financial advice is overwhelming and how to instead feel inspired to change your bad money habits
How to design financial goals that are aligned with your lifestyle
Reframing your mindset so your relationship with money doesn't get in the way of the life you want to build

All the show notes, links and anything Michelle and I mentioned can be found at https://www.moneypeach.com/session98

EP97: How He Became "Dirt Rich"- with Mark Podolsky Jun 07, 2018

Show notes

My guest on the show today is Mark Podolsky, AKA "The Land Geek"

Mark is an expert in land….which may sound pretty boring until you understand how much he is making by buying and holding onto land.

Mark is going to explain to us why he believes the best form of passive income is through raw land right here in the United States and how you don't need thousands of dollars to get started. In fact, Mark has done over 5,500 land deals and the very first one started with only a few hundred dollars!

Here are just a few things Mark and I talk about in this episode:

Why land is better than traditional real estate
Where he looks to buy his land
The online tools and software to help find the best land deals
How he is getting a 300% return on every purchase
How many times he's lost money in the past 5,000+ deals
One interesting land deal that involved a movie set

All the show notes, links and anything Mark and I mentioned can be found at https://www.moneypeach.com/session97

EP96: Get Paid to Be a Voiceover Actor - with Carrie Olsen May 31, 2018

Show notes

I am bringing my friend Carrie Olsen onto the show to talk about her very unique career she has created for herself as a voiceover actress.

Fun Fact: When I met Carrie she was traveling across the United States with her husband and newborn in a motorhome and made a pit stop in Phoenix. At that time she had turned the RV shower into a recording booth and she was working as a voiceover actress on the road!

Carrie has worked extremely hard to get to where she is today, but she also believes anyone can become a voiceover actor...especially with the lack of voiceover actors and the demand of voiceover in anything from commercials you hear on Pandora to the voice of the automated checkout cashier at the grocery store.

Here are some of the things Carrie and I discuss in this episode:

How she got started
Where people can find work as a voiceover artist
The future of becoming a voiceover talent
The amount of money people can generate early on as a voiceover actor
The first step to getting started

All the show notes, links and anything Carrie and I mentioned can be found at https://www.moneypeach.com/session96

EP95: How To Save Thousands Of Dollars And Avoid Overpaying For Your Mortgage - with Jason Van Den Brand May 24, 2018

Show notes

The founder and CEO of Lenda comes on the show to share how his company is fixing the broken mortgage system.

If you have gone through the process of getting a loan or going through a re-fi, you know first-hand the process is absolutely ridiculous, takes way too long, and is about as confusing as possible.

The truth is: it's designed this way. The less you understand, the more you will pay.

Jason comes on the show and explains how he started off inside the mortgage industry and quickly realized how great it was for the banks and lenders, and how horrible it was for us - the consumer.

Over the past five years, Jason has continued to improve and change the way homeowners are going through the most expensive financial decisions of their lives - the mortgage process.

On the show Jason and I talk about:

How Jason started his entrepreneurship journey
How Lenda speeds up the process of getting a loan
Getting instant approval versus giving all of your information only to be told you weren't approved
What's next for Lenda over the next year (this is cool)

All the show notes, links, and anything Jason and I mentioned can be found at https://www.moneypeach.com/session95

EP94: Cash Flowing College WITHOUT Student Loans - with Jordan Hall May 17, 2018

Show notes

Over 70% of students will leave college with over $32,000 in student loan debt.

This means roughly one in seven people you know in the United States has a student loan and the total student loan debt is now over $44 million as a country.

This sucks.

But what if there was someone out there promising you can attend a good school, get your degree, and walk away without a penny in student loan debt?

Meet Jordan Hall.

Jordan is my guest on the show today to explain just how to do it. Jordan is a lawyer who defied the odds and graduated debt free while most people in his profession will leave with more than $140k in student loans.

Here are just a few things Jordan and I talk about in this episode:

How Jordan went to college debt free
How Jordan graduated law school debt free
What to look for when choosing the best school
How to side hustle to cash flow tuition
Grades vs wages during school

All the show notes, links and anything Jordan and I mentioned can be found at https://www.moneypeach.com/session94

EP93: Your Money Mentality Will Become Your Money Reality - with Kiné Corder May 10, 2018

Show notes

Kiné Corder is a best-seller author, international speaker, and a psychotherapist that specializes in financial therapy. While working with Morgan Stanley, she saw that couples needed help with more than just the numbers. They experienced trauma and anxiety associated with money that blocked their happiness.

She started Presidential Lifestyle; a wellness company focused on wealth in all of its forms. We help couples become a winning team in love, life and money. Before financial services, she was the spokesperson for ABC's Extreme Makeover show, appearing in magazines such as Elle, People and TV Guide. Kine also appeared on shows like Good Morning America, Entertainment Tonight and Oprah.

Here are just a few things we mention inside this episode:

• Marriage and money and how to make it all work together • Your money mentality is your money reality • Navigating the money cycle to reach your heart's desire • How she met Alanis Morissette • How she landed the job as spokesperson for ABC's Extreme Makeover

All the show notes, links and anything Kiné and I mentioned can be found at https://www.moneypeach.com/session93

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