Investing in Real Estate with Clayton Morris | Investing for Beginners

1169: Q&A: When Should I Sell a Rental Property? - Episode 1169 Jun 30, 2025

If you own a rental property that needs constant repairs and maintenance, what should you do? Is it better to sell a high maintenance property, or is there a better way to deal with it? That's the first question I'm answering on this encore Q&A episode of Investing in Real Estate.
Today I'm answering three of your great questions on dealing with repetitive repairs, turning your first home into a rental property, and the rules on using a property in your self-directed IRA.

1168: This Crisis Is Destroying US Cities - Episode 1168 Jun 26, 2025

The affordable housing crisis keeps getting worse and worse. It was recently reported that New York City rents are so high, that less than 5% of rental units are affordable for the average salary.
On this episode of Investing in Real Estate, we're going to dive into what's going on with housing costs across major US cities, mainly New York City. You're going to learn about how the price of rent has risen in recent years, the future of the affordable housing crisis, and much more!

1167: Q&A: How Can I Find a HELOC Checking Account? - Episode 1167 Jun 23, 2025

If you want to use a HELOC to pay off your mortgage, the easiest way is to utilize your HELOC as a checking account. But where can you find these types of HELOCs? That's the first question I'm answering on this encore episode of Investing in Real Estate!
Today's Q&A episode features three of your great questions about finding HELOC products, rental companies, and how to buy rental properties inside a self-directed IRA.

1166: The Retirement Crisis Is Here - Episode 1166 Jun 19, 2025

Over the last several decades, the American retirement system has shifted immensely. Working hard used to result in guaranteed retirement income through a pension plan. But today, a pension plan is no more -- and Americans are left with a shell of a retirement plan.
On this episode of Investing in Real Estate, we're going to cover the history of the pension plan, why the 401k doesn't work on its own, and what you can do instead to create a retirement plan that works for you.

1165: Q&A: How Can I Teach My Children Financial Intelligence? - Episode 1165 Jun 16, 2025

How can you teach your children financial intelligence? What are the best resources you can arm yourself with in order to pass down important lessons about money? That's the first question I'm answering on this encore Q&A episode of Investing in Real Estate!
This episode features three of your great questions about financial education resources, minimizing high taxes, and deciding what to do with a highly appreciated property with low cash flow.

1164: Americans Should Be Worried About Money, Here's Why - Episode 1164 Jun 12, 2025

Due to the state of the economy, Americans have reported being worried about money, cutting back their spending habits, and even dipping into their retirement funds just to make ends meet. On today's show, we're going to unpack what's going on with the average American consumer.
We're going to talk about the state of credit card debt in the US, how interest rates are impacting the average American, and the truth about how people are managing their finances today. And most importantly, we're going to cover what to do if you're becoming increasingly worried about money. It's all here on this episode of Investing in Real Estate!

1163: Q&A: Which States Are Best for New Investors to Buy Real Estate? - Episode 1163 Jun 09, 2025

What are the best states to buy rental real estate? And what makes a rental market profitable? That's the first question I'm answering on this encore Q&A edition of investing in real estate!
On today's episode of Investing in Real Estate, I'm answering three of your great questions. We're going to cover topics like rental markets, buydown credits, and how a banking collapse could affect your portfolio.

1162: The IRS Knows They Can't Touch This One Important Rule - Episode 1162 Jun 05, 2025

On today’s show, we’re going to talk about one of the major tax savings strategies that all real estate investors need to know about: the 1031 exchange. All real estate investors need to have this information in their back pocket, because you never know when you might need it.
You're going to learn about the basics of a 1031 exchange and how it works. We're going to cover the major benefits of this strategy, who it's for, and so much more.

1161: Q&A: How Can I Grow My Portfolio with a High Debt-to-Income Ratio? - Episode 1161 Jun 02, 2025

Our audience asks the best questions, and on today's show, I'm going to tackle a few of them. On this encore episode of Investing in Real Estate, I'll be answering three of your questions on various real estate topics.
This Q&A episode features three great questions on topics like investing with a high debt-to-income ratio, how to decide if you should pay off mortgages, and buying a property with a solo 401k.

1160: The Middle Class Is Officially Dead - Episode 1160 May 29, 2025

I’ve said it once, and I’ll say it again: the middle class is dead. The last several years have presented hard economic times for the American people. With high inflation, elevated housing costs, and the rising prices of everything, it's never been harder to remain in the middle class.
On this episode of Investing in Real Estate, we're going to unpack why the middle class is shrinking and what you can do to protect yourself in an ever changing economy.

1159: Q&A: Should I Self-Insure My Property - Episode 1159 May 26, 2025

Insurance is a critical piece of owning and protecting any piece of real estate. Is it a good idea to self-insure your rental property? That's the first question I'm answering on this encore Q&A edition of Investing in Real Estate!
On today's show, I'm answering three of your great questions about self-insurance, self-directed IRAs, and how to invest in US real estate from Canada. We'll also talk about living the life you want now, the importance of being empowered in your financial freedom, and more.

1158: Interest Rates Are Killing the Housing Market - Episode 1158 May 22, 2025

For years, we’ve been in an affordable housing crisis. Since the great recession, there has been a massive shortage of homes. Builders, of course, have been hesitant to build in droves since getting burned in 2008 and 2009. And we know that in the past few years, the prices of everything have risen dramatically. This includes lumber, land, and labor. It has become very expensive to build a home.
Then, there are interest rates. Higher interest rates over the past couple years have put a massive halt on home sales across the country. Today we’re going to talk about the critical connection between interest rates and the housing crisis we’re seeing across the United States.

1157: Q&A: How Can I Use a Veterans Affairs Loan to Grow My Portfolio? - Episode 1157 May 19, 2025

Today's first caller used a Veterans Affairs loan to house hack. What's the best way for him to grow a strong real estate portfolio? On today's show, I'm answering this great question, and more!
This encore Q&A episode features three of your questions on investing with a VA loan, vacancy rates in our rental markets, and my take on the possibility of a global banking crash. As always, I appreciate your thoughtful questions, and I hope you enjoy this episode of Investing in Real Estate!

1156: 5 Tips to Improve Your Credit Score Right Now - Episode 1156 May 15, 2025

My general philosophy when it comes to real estate investing is that the credit score isn’t as big of a deal as people make it out to be. If you’re holding back on reaching your real estate goals because of a credit score, I think that’s a huge mistake. There are so many ways to work around a low credit score.
However, it’s true that a higher credit score can benefit you in a number of ways. The higher your score, the easier it is to qualify for loans and get access to the best rates and terms. If you’re looking to improve your credit score, this episode is for you. You're going to learn about five specific ways you can boost your score!

1155: Q&A: How Much Equity Should I Tap Into? - Episode 1155 May 12, 2025

If you have access to a big chunk of equity, how much should you tap into to grow your real estate portfolio? And what is the best product to help you reach your goals? That's the first question I'm answering on this encore Q&A edition of Investing in Real Estate!
On today's show, I'm answering three of your real estate investing questions spanning topics like using home equity to invest, the mechanics of buying US rental properties from Canada, and the cost of setting up a self-directed IRA.

1154: How to Leverage Your Home to Buy a Rental Property - Episode 1154 May 08, 2025

Thanks to skyrocketing home prices, American homeowners are flush with equity in their homes. It was reported that over 47% of mortgaged homes across the United States are considered equity rich. Today, we're going to talk about what this amount of equity could mean for the American homeowner.
You're going to learn why now is a great time to leverage your home to buy a rental property, and how to do it. We're going to talk about specific lending products you can use, their pros and cons, and what to consider before you use this strategy.

1153: Q&A: How Do I Make Mortgage Payments with My Self-Directed IRA? - Episode 1153 May 05, 2025

If you have a mortgage on a rental property that's owned by your self-directed IRA, how does the mortgage need to be paid? On today's show, we're going to answer this question — and more!
This encore Q&A episode of Investing in Real Estate features three listener questions on self-directed IRA payments, how to choose a landlord friendly state to buy investment properties, and what investors should consider about taxes when buying raw land.

1152: 5 Ways to Fund Your Down Payment for Real Estate Investing - Episode 1152 May 01, 2025

One of the best parts about buying real estate is that you don’t need gobs of cash to get started. In fact, I would argue that your creativity and your determination are more important factors than your savings account balance. All you need to do to get started is to secure a down payment on your first rental property and let the bank finance the rest.
There’s no other asset type that you can buy with the banks money to grow your net worth and begin creating passive income. So on this episode, I’m going to help you brainstorm a few ways to fund a down payment on your next rental property.

1151: Can I Take a Loan from My Self-Directed IRA? - Episode 1151 Apr 28, 2025

Smart investors know that utilizing a self-directed IRA is an incredible way to build wealth and maximize your retirement. But is there a way to take a loan from your self-directed IRA in order to take advantage of further tax benefits? That's the first question I'm answering on today's show!
This encore episode of Investing in Real Estate features three of your questions on self-directed IRA rules, distributions, and getting into real estate as a beginner.

1150: Stop Waiting for Retirement to Actually Retire - Episode 1150 Apr 24, 2025

A lot of people spend their lives hard at work, dreaming of the day that retirement comes around. If you’re lucky, you can claim Social Security benefits at the age of 62, and you can tap into your 401k or IRA without penalty at 59 ½.
But what if you didn’t have to wait until you’re 60 years old to give up the daily grind and the dreary commute? What if you could travel when you wanted, without being tied to a work schedule? On this episode of Investing in Real Estate, we're going to discuss the major flaws with our society's retirement system and what you can do instead.

1149: Q&A: Should I Buy or Rent a Home? - Episode 1149 Apr 21, 2025

My general advice is to rent the home you live in. But what about using the equity in your primary residence to buy rental properties? Today we're going to walk through the pros and cons of owning your home.
On this episode of Investing in Real Estate, I'm answering three listener questions about owning vs. renting, using business credit, and how to best utilize your savings when investing in real estate. If you want to learn more about real estate investing, this episode is for you!

1148: Top Tips to Build Wealth Through Real Estate Investing - Episode 1148 Apr 17, 2025

If you’ve ever wondered about how to actually build wealth through real estate investing, this one is for you. On today’s show, we’re going to dive into the main mechanisms that can help you build your net worth, accumulate cash flow, and live financially free.
We’re going to cover the ultimate formula you need to build your roadmap to financial freedom, the one principle you need to know in order to be successful long-term, and the powerful four streams of income that real estate investing can provide. By the end of this episode, you’re going to have a solid foundation of knowledge on how to unleash the power of real estate investing. You might want to take notes for this one – let’s get into it!

1147: Q&A: Should I Use My Equity to Pay Off My Rental Property? - Episode 1147 Apr 14, 2025

Today's first caller has $200k in equity in his primary home. He's thinking about leveraging his equity in order to pay off a rental property. Is that a good idea? That's the first question I'm answering on today's show!
This encore Q&A episode of Investing in Real Estate features three great listener questions on using equity to pay off debt, what to consider before you sell a rental property, and changes to the mortgage interest deduction in 2025.

1146: The Foundations of Building Financial Intelligence - Episode 1146 Apr 10, 2025

Today you’re going to learn about the main tenets of financial intelligence. This is the stuff you didn’t learn in school, and your kids won’t learn either, unless you take the initiative to teach them the value of financial education. I hope you’re ready to take notes, because I’m going to share ten foundations to financial intelligence that you need to know to build a better future for your family.
Whether you’re a beginner or you just need some reminders to sharpen your skills, this episode is going to arm you with the skills and mindset shifts you need to create your own path to wealth.

1145: Q&A: What Is the Path to My First Rental Property? - Episode 1145 Apr 07, 2025

Today's first caller has started making great returns by investing in real estate notes and he's paying down his student loan debt. What should he do in order to reach his ultimate goal of investing in real estate? That's the first question I'm answering on today's show!
This encore Q&A episode features three of your great questions on planning for financial freedom, accessing the equity of a rental property in an LLC, and how to get first position HELOC. Click play to hear my answers to your investing questions!

1144: Here's What Happens When You Follow the American Dream - Episode 1144 Apr 03, 2025

The best way to go broke is by following the American Dream, and here’s why: the American Dream is all about putting your family’s future in the hands of companies that don’t have your best interests in mind. For decades, Americans have been sold the same old song and dance: work hard, buy a house, and put money into a 401k until you retire -- but this system doesn't work
On this episode of Investing in Real Estate, you're going to learn about how America's debt based society keeps you locked into liabilities, why today's retirement plans no longer work, and how to get the results you actually want.

1143: Q&A: Should I Invest in Single-Family Homes or a Multifamily Unit? - Episode 1143 Mar 31, 2025

Today's first caller has a good chunk of money to invest. Should he continue investing in his established rental market or buy a multifamily property in NYC? That's the first question I'm answering on this encore episode!
This episode features three of your real estate investing questions on single-family vs multifamily, getting started with bad credit, and moving money from a 401k to self-directed IRA.

1142: How to Invest in Today's Crazy Market - Episode 1142 Mar 27, 2025

There’s a lot of anxieties and hesitation surrounding investing in real estate in this current market. Today’s financial climate offers a lot of negativity – inflation, elevated prices, high interest rates, and more…But here’s what a lot of people forget: real estate is a tangible asset that offers protection against inflation.
On today's show, you're going to learn about why real estate is an inflation-resistant asset, and how smart investors can win in every market. So if you want to win in today’s market and allow inflation to actually boost your net worth, this episode has five tips to help you reach your goal.

1141: Q&A: How Can I Buy My First Rental Property? - Episode 1141 Mar 24, 2025

Today's first caller has a decent chunk of home equity available and a decent credit score. He's interested in buying his first rental property close to home. What's my advice for this scenario?
On this encore Q&A edition of Investing in Real Estate, I'm taking three of your questions on buying rental properties in your own backyard, finding lenders for new construction investments, and calculating ROI.q

1140: The American Dream Is Totally Dead - Episode 1140 Mar 20, 2025

At one point in time, the American Dream was synonymous with homeownership. Today, there are many hurdles that are holding Americans back from homeownership – including the affordable housing crisis, housing prices, interest rates, inflation, and so much more.
On today's show, we're going to discuss the reality of homeownership in the United States and why the cost of owning a home has risen exponentially in recent years. We're also going to discuss the role of build-to-rent real estate in the market.

1139: Q&A: Can I Own Rental Real Estate Inside a Self-Directed 401k? - Episode 1139 Mar 17, 2025

Can you own rental real estate inside a retirement account like a self-directed 401k? On this episode of Investing in Real Estate, I'm answering this question—and more!
Today's Q&A episode features three of your great questions on buying real estate inside a self-directed 401k, how to determine how much money you need to buy real estate investments, and how to decide between using cash or leverage.

1138: Brace for Impact: It's the Total Collapse of the US Dollar - Episode 1138 Mar 13, 2025

There are so many targets on the back of the US Dollar, and it’s time to get prepared. Today we’re going to talk about the multiple factors that are threatening the dollar, and what you can do to secure your money and your future.
On this episode, we're going to talk about the recent decline of the US dollar and the threats it is facing. We're also going to discuss the importance of buying tangible assets and more.

1137: Q&A: How Can You Use Multiple Contracts on One Property? - Episode 1137 Mar 10, 2025

Is it possible to use multiple rental contracts in a single-family home? What are some factors to consider before you convert a home into a multifamily residence? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate, I'm taking three of your great questions on using multiple contracts, how to buy real estate in the US as an international investor, and ideas for utilizing home equity if you have a bad credit score.

1136: Inflation Anxiety Is Real and It's Crushing Americans - Episode 1136 Mar 06, 2025

A post-pandemic study found that more than three-quarters of working age Americans have experienced inflation-related stress in recent years. And despite lowering rates of inflation, stress levels continue to rise. On today's show, we're going to unpack what's going on with inflation anxiety.
We're going to talk about how rising prices and mental health, the future of the economy, and how to weather the storms of inflation. Click play on this episode of Investing in Real Estate to learn more!

1135: Q&A: How Can You Prepare for the Crash of the Dollar? - Episode 1135 Mar 03, 2025

Smart investors are always thinking about building and protecting their wealth. In today's economy, what's the best way to protect yourself from the fluctuating value of the US dollar? On this Q&A episode of Investing in Real Estate, I'm answering this question — and more!
Today's encore episode features three of your great questions on preparing for a crash of the dollar, what kind of credit score you need to invest, and options for investing with a VA loan.

1134: Stop Saving Your Money Right Now - Episode 1134 Feb 27, 2025

Today we’re going to talk about why saving money is a horrible strategy. In fact, saving up piles of cash might be the least financially intelligent thing you could do with your money in 2025.
You're going to learn about the major downfalls of saving money. We're going to discuss smarter strategies for investing cash, and how to make more financially intelligent decisions instead of following the status quo. I hope you enjoy this episode of Investing in Real Estate!

1133: Q&A: What Does It Cost to Work with Morris Invest? - Episode 1133 Feb 24, 2025

What does it cost to work with Morris Invest? Are there fees or subscriptions associated with using our service? On today's show, I'm answering this question—and more!
This encore Q&A episode of Investing in Real Estate features three great listener questions on getting started in real estate, finding a law firm to set up LLCs, and how our process works at Morris Invest.a

1132: How to Make Four Streams of Income with One Investment - Episode 1132 Feb 20, 2025

If you really want to live financially free, the best thing you can do is to start developing multiple streams of income. There are many ways to go about this. You could start a business, set up a side hustle, or my personal favorite, invest in rental properties.
Rental properties are an incredible passive income strategy because of this: real estate investing offers not one, but FOUR streams of income. On this episode of Investing in Real Estate, you're going to learn how to make four streams of income with one investment.

1131: Q&A: What's the Best Advice for Young Investors? - Episode 1131 Feb 17, 2025

What does a young (or new) investor need to know about getting started in real estate investing? What are the best resources to build your financial intelligence? That's the first question I'm answering on today's show!
On this encore Q&A episode of Investing in Real Estate, I'm answering three of your questions. We'll cover topics like getting started investing with no money, how to invest with your life insurance policy, and how to invest in the US from Canada.a

1130: Don't Buy a House, Do This Instead - Episode 1130 Feb 13, 2025

As rates continue to drop, more and more homebuyers are trying to enter the housing market. And there’s nothing inherently wrong with buying a home to live in, but there is one thing a lot of homebuyers seem to overlook: a primary residence is not a performing asset.
Today, we're going to have an important conversation on performing assets -- and where buying a home fits into the equation. You'll learn about assets, liabilities, and why you may want to put off buying a primary residence for now. I'm also sharing a few ways to convert your home into a performing asset. Don't miss this episode of Investing in Real Estate!

1129: Q&A: How Can I Get Started Investing with $10k? - Episode 1129 Feb 10, 2025

Today's first caller has $10k in reserves. What's the best way to get started investing with that amount of capital? On today's show, I'm answering this question, and more!
This encore episode of Investing in Real Estate features three great listener questions on getting started investing with $10k, how to stay focused when your goal is to build wealth, and how to nurture your portfolio by weeding out underperforming assets.

1128: A Shockwave of Bank Collapses Are Coming - Episode 1128 Feb 06, 2025

With multiple US regional banks failing in the last two years, and more on the horizon, it’s important to understand how this happened. On today's show, we're going to talk about the context surrounding bank collapses.
Most importantly, you'll learn how to protect yourself from more impending bank collapses in 2025 and beyond.

1127: Q&A: Can You Get a HELOC on an Investment Property? - Episode 1127 Feb 03, 2025

Is it possible to get a home equity line of credit on a rental property? If so, what's the best way to find and utilize a HELOC? That's the first question I'm answering on today's Q&A episode!
This encore episode of Investing in Real Estate features three listener questions on topics like finding a HELOC, how to start investing with bad credit, and how to learn more about using VA financing to buy rental properties. As always, I appreciate your questions and I hope you find my answers helpful on your investing journey.

1126: Mortgage Payoff Strategies You Need to Know - Episode 1126 Jan 30, 2025

Over the last several years, more and more homeowners have become interested in paying off debt, including their home mortgage. This is one of my favorite topics to discuss, and in this video, I'm sharing everything I know.
You’re going to learn about different strategies you can use, which one is the most effective if you’re serious about making progress, and what you should consider before you start paying down your loan.

1125: Q&A: Should I Invest in Assisted Living Properties? - Episode 1125 Jan 27, 2025

Can investing in assisted living properties be profitable? And if so, what are some things to consider before buying senior housing? That's the first question I'm answering on today's show!
This encore episode of Investing in Real Estate features three great listener questions on investing in assisted living properties, using private money to buy new construction rental properties, and how to pair a self-directed IRA with a non-recourse loan.

1124: The Truth About The Retirement Crisis - Episode 1124 Jan 23, 2025

Many people have an idealized vision of retirement – just like you see on the commercials. You’ve been sold a lie of the American Dream, the 401k, and a cushy retirement by the beach. But this is not the reality of what retirement looks like for most Americans.
On today's show, we're going to discuss the current state of retirement in the United States. We're going to talk about 401ks plans, inflation, and what you need to do if you want to retire comfortably. Click play to learn the truth agbout the retirement crisis!

1123: Q&A: Can You Use Annuity Funds to Buy Real Estate? - Episode 1123 Jan 20, 2025

Using retirement funds to buy real estate is a popular way to invest. Can you use annuity funds to buy rental properties? That's the first question I'm answering on this encore Q&A episode!
On this episode of Investing in Real Estate, I'm taking three of your intelligent real estate questions. We're going to talk about buying real estate with annuity funds, fitting refinancing rental properties into a long-term strategy, and the logistics of investing in real estate notes from overseas. Press play to hear my answers to your questions!

1122: America Is Becoming a Renter Nation - Episode 1122 Jan 16, 2025

It’s happening right before our eyes; America is becoming a renter nation. Gone are the days of the American Dream with the white picket fence. Buying a house has become out of reach for many Americans.
On this episode, we're going to discuss what's going on with the housing market, why so many people are turning to renting, and what this means for real estate investors.

1121: Q&A: How Can I Get Funding for My Real Estate LLC? - Episode 1121 Jan 13, 2025

As you might know, business banking has different standards than personal lending. Today's first caller asked, "what's the best way to get funding within an LLC? That's the first question I'm answering on this encore Q&A episode!
Today's episode covers three of your great questions on getting funding in an LLC, buying turnkey rentals out of state, and using a VA loan to buy rental properties. Click play to hear my answers to your questions on this episode of Investing in Real Estate!

1120: Americans Are Throwing in the Towel on Credit Card Debt - Episode 1120 Jan 09, 2025

Americans’ credit scores have fallen for the first time in a decade. As always, the mainstream media is putting a positive spin on this – saying the economy is strong, or that these trends aren’t severe enough to signal financial distress. The truth is, this credit situation is destroying Americans' financial well-being.
On today's show, you're going to hear the latest statistics on credit scores and mounting consumer debt. We're going to talk about the sharp divide between savings and credit card debt, why high inflation and high interest rates are a deadly combo, and much more.

1119: Q&A: What's the Difference Between Roth & Traditional IRAs for Investors? - Episode 1119 Jan 06, 2025

Today's first caller wants to set up a self-directed IRA to buy real estate. What's the difference between Roth and traditional IRAs? That's the first question I'm answering on today's Q&A edition of Investing in Real Estate!
On this encore episode, I'm answering your great questions on types of IRAs for investors, the best way to utilize $35k in cash, and strategies for buying new assets without taking on additional mortgages. Tune into this episode to hear my answers to your best investing questions!

1118: Say Goodbye to the US Dollar As We Know It - Episode 1118 Jan 02, 2025

The US dollar as we know it, is about to change forever. There are many ways in which the dollar is losing its value, strength, and dominance as the world's principal reserve currency. And all these factors are combining to make way for a digital currency.
On today's show, we're going to discuss the future of a central bank digital currency, why it poses a threat to the dollar, and what you should expect moving forward. Click play to learn more about CBDCs!

1117: Q&A: Should I Rent Out My Primary Residence? - Episode 1117 Dec 30, 2024

Today's first caller asked a popular question. If you're looking to move out of your primary residence, is it a good idea to rent it out? Or is it better to cut ties completely and sell the property? On this Q&A episode, I'm giving my take on this common dilemma!
This episode feature three of your great real estate questions. We're going to cover topics like renting out your primary home, using gold and silver to buy real estate, and what to consider about buying real estate in this economy.

1116: The Housing Crisis Is Devastating America - Episode 1116 Dec 26, 2024

Half of US homeowners and renters reported regularly struggling to make their housing payments, according to a recent Redfin survey. The cost of living over the past couple years is hurting Americans, and housing is a big factor in this equation. On today's show, we're going to discuss what's behind America's housing crisis.
You're going to learn about building trends, interest rates, and possible solutions to America's affordable housing crisis. We're also going to discuss why build-to-rent housing covers an important need in the market, and what investors can do to help keep housing costs down.

1115: Q&A: How Do I Get Money to Buy Real Estate? - Episode 1115 Dec 23, 2024

What's the best way to get funding for your real estate portfolio? Specifically, after you've reached the 10-mortgage limit with traditional banks, what other avenues exist for funding? That's the first question I'm answering on today's Q&A!
On this encore episode of Investing in Real Estate, I'm answering three of your questions on how to get money for real estate, ways to invest a smaller amount of money, and how much you should save for reserves on a rental property. Click play to hear my answers to your best investing questions!

1114: Americans Are Being Crushed by Credit Card Debt - Episode 1114 Dec 19, 2024

According to data from the Federal Reserve Bank of New York, credit card delinquencies reached 8.5% in the fourth quarter of 2023 – that’s up from 5.87% in 2022, and 4.1% in 2021. Within a span of two years, credit card delinquencies have more than doubled.
We’re hearing again and again from the current administration the US economy is healthy – yet so many Americans are relying on credit cards, carrying expensive debt that they are ultimately unable to pay back. The total amount of credit card debt in the US has surpassed $1.13 trillion, which on its own is troubling, but the state of delinquencies shows the true financial ruin we’re seeing unfold across the country. On this episode of Investing in Real Estate, we're going to discuss the implications of this mounting consumer debt.

1113: Q&A: Should I Hire a Property Manager? - Episode 1113 Dec 16, 2024

If you have a rental property but you don't live nearby, what's the best way to manage things on site? Is it a good idea to hire a property management company? On today's show, I'm answering this—plus two more of your voicemails!
This encore Q&A episode features three of your real estate questions on property management, LLCs, and buying a mobile home. I'm sharing my best tips and experience, and offering resources you can use on your unique real estate journey.

1112: The Future of Your 401k - Episode 1112 Dec 12, 2024

There are major challenges ahead for the future of the 401k. On today's show, you're going to learn the latest data behind why the 401k is headed for disaster. You're going to hear the latest statistics on retirement contribution, hardship loans, and more.
We're also going to discuss why the 401k on its own, does not lead to a comfortable retirement. If you're ready to learn about the future of your 401k, tune in to this episode of Investing in Real Estate!

1111: Q&A: Should I Buy a Primary Residence or a Duplex? - Episode 1111 Dec 09, 2024

Today's first caller is a Marine who'd like to use a VA loan wisely. Should he buy a primary residence, or hack house a duplex? That's the first question I'm answering on this encore episode!
This episode of Investing in Real Estate features three great listener questions on utilizing a VA loan, pulling funds out of traditional retirement accounts to invest in real estate, and how to navigate finances during retirement.

1110: Americans Credit Scores Are Crashing - Episode 1110 Dec 05, 2024

Americans’ credit scores have fallen for the first time in a decade. According to a March 2024 report by FICO, “the effects of high interest rates and persistent inflation may be starting to weigh on consumers, especially those already struggling to manage their finances.”
The FICO report found that the national average credit score dipped to 717 in October 2023. Today we're going to talk about what this information means for the consumer, the economy, and how building your financial education can help you if you're struggling with your credit.

1109: Q&A: How Can I Invest $5k? - Episode 1109 Dec 02, 2024

If you want to get started as a real estate investor, but you only have $5k to invest, what's the best recourse? On this Q&A episode, I'm giving three ideas for getting started investing with $5k!
I'm also answering your questions on recovering a project gone wrong with a new builder, and how much it costs to get started investing with Morris Invest. As always, I appreciate your thoughtful questions. Click play to hear my answers to your questions on today's episode of Investing in Real Estate!

1108: The US National Debt Crisis Is Spiraling Out of Control - Episode 1108 Nov 28, 2024

The national debt in the United States is steadily increasing year after year, finally reaching a historic level. This situation is concerning, with a fast-paced growth at a rate of a staggering $1 trillion accruing to the national debt every 100 days.
On today’s show, we’re going to talk about some of the main factors brewing behind the scenes. This massive amount of looming debt proves a serious lack of financial responsibility within the US government, including skyrocketing spending habits that will have serious lasting effects for the American people for decades to come.

1107: Q&A: Should I Use My Home Equity to Invest in Real Estate? - Episode 1107 Nov 25, 2024

Today's first caller asked an excellent question: "is now a good time to use home equity to invest for positive cash flow?" On this encore episode of Investing in Real Estate, I'm answering three of your questions on various real estate topics.
We're going to cover using home equity for positive cash flow, how to maximize your returns on a smaller investment, and what to consider about setting up LLCs for real estate investing. Click play to hear my answers to your thoughtful questions!

1106: The End of the US Dollar Is Happening Faster Than We Thought - Episode 1106 Nov 21, 2024

Now more than ever, there are a lot of questions about the stability and the future of the US dollar. Will the US dollar crash? That’s what we’re going to unpack on today’s show.
You're going to learn about the relationship between global trade and the US dollar, the departure from the gold standard, and what the Federal Reserve has said about the future of the dollar.

1105: Q&A: Is Flipping Houses a Good Investing Strategy? - Episode 1105 Nov 18, 2024

If you're thinking about getting started in the real estate industry, chances are you're considering a lot of options. One popular real estate strategy is flipping houses. Is flipping houses a good investment strategy? That's the first question I'm answering on today's Q&A episode!
On this encore episode of Investing in Real Estate, I'm answering three of your great questions about flipping, offsetting tax liability after a 401k withdrawal, and options for getting started investing with $25k.

1104: How to Easily Buy a Rental Property Before the End of the Year - Episode 1104 Nov 14, 2024

The end of the fiscal year is a great time to assess your goals and add a rental property to your portfolio. Buying before the end of the year can help you build your net worth and take advantage of the tax benefits of buying real estate.
On today's show, I'm going to share everything you need to know about buying a rental property before the end of the year. You're going to learn the exact steps you need to take if you want to make your goal happen, as well as the top benefits of buying real estate by the end of the year.

1103: Q&A: Is It a Good Time to Pay Off My Mortgage? - Episode 1103 Nov 12, 2024

When I wrote my book How to Pay Off Your Mortgage in 5 Years, mortgage rates were at a historical low. Since rates have risen in the past year or two, does it still make sense to use a HELOC to pay off the mortgage on your primary home? That's the first question I'm answering on today's show!
This encore episode features three listener questions on paying off your mortgage, returns on our done-for-you rental properties, and how to find a lender willing to lend on investment properties. Click play to hear my answers to your real estate investing questions!

1102: The Banks Are Collapsing and It's Getting Worse - Episode 1102 Nov 07, 2024

Big trouble is ahead for many banks that have commercial real estate in their portfolios. Federal Reserve Chair Jerome Powell warning, “there will be bank failures” at the Senate Banking Committee in early March.
Due to declining values and defaulting loans in the commercial real estate space, smaller banks are feeling the pinch. Specifically, small and midsize banks could collapse in the coming months. On today's show, we're going to discuss this issue and what it means for you.

1101: Q&A: How Do I Become a Section 8 Landlord? - Episode 1101 Nov 04, 2024

What does it take to become a Section 8 Landlord? Do you have to get pre-approved? And if so, what does the process look like? That's the first question I'm answering on this encore Q&A episode!
On today's show, I'm taking three of your great questions on Section 8 rentals, how to get funding to grow your portfolio, and how to buy gold and silver. I'll also cover topics like diversifying your portfolio, signs of a recession, and why now is a great time to buy tangible assets. Click play to learn more!

1100: Americans Are Being Crushed by Credit Card Debt - Episode 1100 Oct 31, 2024

There’s a huge problem impacting our economy and we need to talk about it – Americans are absolutely drowning in credit card debt. In the fourth quarter of 2023, Americans’ total credit card balances increased by $50 billion, reaching a total of $1.129 trillion, according to data from the Federal Reserve Bank of New York. In fact, consumer debt is at its highest balance since the New York Fed began tracking data in the 1990s.
On today's show, we're going to dive in what's going on with the state of credit card debt in the US. We're going to talk about delinquencies, interest rates, and much more. If you want to know more about consumer debt and how it's impacting the daily lives of Americans, tune in to this episode!

1099: Q&A: How Can I Find a HELOC for My Rental Property? - Episode 1099 Oct 28, 2024

Banks have been tightening their lending standards for a while now, and investors are finding it harder and harder to find lenders willing to give loans on rental properties. Today's first caller has contacted 30 banks to find a HELOC on an investment property, and still came up empty handed. What should his next move be? That's the first question I'm answering on this Q&A episode!
On this encore episode of Investing in Real Estate, I'm answering three of your questions on finding a HELOC for a rental property, how to decide if you should pay off mortgages, and the best way to tap into equity on a rental property. I'm also giving an update on the economy, the middle class, and what smart investors can do to protect themselves during this time.

1098: Americans Are Sitting on a Goldmine and They Don't Even Know It - Episode 1098 Oct 24, 2024

With home prices rising US homeowners have gained an incredible amount of home equity. On today's show, I'm going to be sharing the latest data on home equity, and what homeowners can do to take advantage of this massive increase in wealth.
As I've always said, real estate is the number one way to build wealth in the United States. This massive jump in equity is a testament to the power of buying real estate. Click play to learn more about home equity, buying rental properties, and creating wealth!

1097: Q&A: How Can I Use an Old 401k to Invest? - Episode 1097 Oct 21, 2024

What can be done with an old 401k? Is there any way to use it to invest in real estate? That's the first question I'm answering on today's show!
On this encore episode of Investing in Real Estate, we're going to talk about the future of the US dollar and how it relates to real estate investing. Then I'll answer three of your great questions about investing with an old 401k, UBIT taxes for self-directed IRAs, and how to make a return on investment if you don't have enough funds to buy a rental property. Click play to hear more!

1096: Should You Pay Off Your Mortgage or Invest? - Episode 1096 Oct 17, 2024

Here's a question I hear a lot: should I pay off my mortgage, or invest that money instead? Both strategies can yield incredible results for your budget, your family's future, and your overall finances. Unfortunately, there's hardly ever a straightforward answer, but on today's show I'm going to help you weigh your options.
On this episode of Investing in Real Estate, we're going to talk about the benefits of investing, as well as paying off your mortgage. I'm going to give you a few main points to consider before you make this decision.

1095: Q&A: Should I Sell a $400k Property? - Episode 1095 Oct 14, 2024

There's not one clear, defined path to building wealth. When faced with a decision, you should always analyze your entire financial snapshot, including your Freedom Number. Today I'm sharing how you can assess whether or not to sell a rental property—and more!
On this encore episode of Investing in Real Estate, I'm answering three of your questions on deciding what to do with a paid off property, options for non-recourse financing, and how to find wholesaling leads. Press play to hear my answers to your questions!

1094: The American Dream Is Collapsing Before Our Eyes - Episode 1094 Oct 10, 2024

The promise of The American Dream has long attracted people from all over the world to build a better life for themselves and their families. The American Dream promises that if you just work hard enough, you can have the life you want. Yet there are Americans working full, long careers and still can’t afford to make ends meet when it’s time to retire.
On this episode of Investing in Real Estate, I'm going to discuss how The American Dream is collapsing before our eyes. We're going to cover the history of The American Dream, how the retirement system has transformed, and my favorite tool you can use to build a comfortable life for yourself and your family.

1093: Q&A: How Can I Build a Smart Retirement Strategy? - Episode 1093 Oct 07, 2024

Today's first caller is thinking about his retirement plan. It's become harder than ever to build a solid retirement plan that can weather the ups and downs of the economy. What's the best way to make sure your retirement is both secure and growing? That's the first question I'm answering on this Q&A episode of Investing in Real Estate!
This episode features three of your great questions on building a secure retirement, the purpose of using LLCs for real estate investing, and what to consider before you seek out private money. I'm also going to discuss inflation, the US dollar, and more. Click play to hear my answers to your questions!

1092: Here's How to Tell If Your 401k Sucks - Episode 1092 Oct 03, 2024

Anytime I talk about the downfalls of the popular retirement plan, the 401k, there’s always a few people in the comment section protesting. If you’re one of the lucky few that has been able to build a large retirement savings inside a 401k, that’s great! But unfortunately, this isn’t the norm. Most people who put money into a 401k aren’t able to save enough to fund a comfortable retirement.
There are many reasons why the 401k fails investors, and I have plenty of videos I can direct you to if you’d like to learn more about this… But if you’re squirreling your extra dollars into a 401k, blindly wondering if it will be enough for retirement, today’s show is for you. We’re going to cover a few ways you can tell if your 401k sucks.

1091: Q&A: How Do I Use My Home Equity to Buy Rental Properties? - Episode 1091 Sep 30, 2024

What's the best way to transform a liability (like your primary residence) into performing assets? That's the first question I'm answering on this Q&A episode!
On this encore episode of Investing in Real Estate, I'm tackling three listener questions about using home equity to buy rental properties, the best states to live and invest, and how to decide whether a renovation project is better suited for flipping or renting. Press play to hear my answers to your burning real estate questions!

1090: The Middle Class Is Disappearing - Episode 1090 Sep 26, 2024

The middle class has been slowly disappearing for a number of decades now. Over the past 50 years, the percentage of Americans in the middle class plummeted from 61% to 50%. And I’ve got to tell you: I only see it getting worse from here.
Of course, there are a number of systemic and economic factors that go into this tightening of the middle class. For one, inflation over the past few years has hit the middle class especially hard. But there are also a handful of big mistakes people make that hinder their progress toward financial freedom. Today we’re going to explore 5 major money pitfalls that the middle-class faces. If you’re ready to transform your financial situation and start building wealth, this episode is for you!

1089: Q&A: How Can I Access the Equity in My Rental Property? - Episode 1089 Sep 23, 2024

Since HELOCs can be difficult to find on an investment property, what's the best way to access the equity on a rental? In what scenarios would a cash out refinance be a better option? That's the first question I'm answering on today's show!
On this encore episode of Investing in Real Estate, we're going to discuss the future of digital currency, and how to protect yourself from the decline of the US dollar. I'm also tackling your questions about home equity, buying an investment property in a college town, and how to build your portfolio with a bad credit score. Click play to hear my answers to your real estate questions!

1088: These Mindset Shifts Could Make You Rich - Episode 1088 Sep 19, 2024

Did you know that there’s one thing that will dictate your success in real estate investing more than any other factor? It’s not your finances or your credit score. It's your mindset that will determine your outcomes. The good news is: is it’s absolutely free to change your mindset.
So on this episode of Investing in Real Estate, I’m going to share five mindset shifts you need to undergo in order to reach your real estate investing goals. Click play to learn five mindset shifts you need to learn to reach your goals.

1087: Q&A: Should I Use Cash or Financing to Invest? - Episode 1087 Sep 16, 2024

Should you use your cash reserves to buy real estate, or is it a better strategy to use bank financing? And which method offers better tax benefits? That's the first question I'm answering on today's show!
On this encore episode of Investing in Real Estate, we're going to talk about the state of the economy and the current value of the US dollar. Then, I'll dive into your questions on the benefits of financing a real estate purchase, determining monthly rental rates, and finding HELOCs on rental properties. Click play to hear my answers to your best real estate investing questions!

1086: 4 Smart Investments You Can Make in 2024 - Episode 1086 Sep 12, 2024

So you want to invest in 2024? You’re probably wondering the best route to take. There are a multitude of strategies and investment types out there – and if you’re just searching on Google or YouTube, you’re going to find a lot of conflicting advice.
On today’s show, I’m sharing four smart investments you can make to start building your net worth. I believe there's a strategy in this list that can work for everyone. Click play to learn more on this episode of Investing in Real Estate!

1085: Q&A: How Can I Protect Myself Against Inflation? - Episode 1085 Sep 09, 2024

Today's first caller asked about investing during times of high inflation. As the dollar loses its value, is it wise to continue buying rental properties? Or would it be better to wait out the current economic cycle? That's the first question I'm answering on today's show!
On this encore episode of Investing in Real Estate, I'm taking three of your great questions about investing in times of inflation, paying back hard money loans for a fix and flip deal, and how to get started investing in stocks. I hope this episode brings you the insight and education you need to take the next step in your wealth building journey.

1084: How to Retire Early Step-by-Step - Episode 1084 Sep 05, 2024

Your parents and grandparents probably lived by the idea of working hard at a 9-5 job, saving money inside traditional savings accounts and a 401k, and then enjoying the fruits of their labor at retirement. But so much has changed in our society in recent generations, and most people today are not seeing healthy retirement balances.
Today we’re going to unpack some of the flawed thinking behind retirement, and I’m going to share the early retirement vehicle I personally used to escape the rat race and begin building passive income.

1083: Q&A: Should I Use My HELOC to Invest in Real Estate? - Episode 1083 Sep 02, 2024

How do you know if it's a good strategy to buy assets with your home equity? And given higher interest rates, would it be better to invest in real estate or commodities like gold and silver? That's the first question I'm answering on today's Q&A episode!
On this encore episode of Investing in Real Estate, we're going to talk about the pent up demand for housing in the US. Then, I'm taking three of your excellent questions on leveraging a HELOC to buy assets, house hacking a full-service rental property, and ways to buy gold and silver. Click play to hear my answers to your questions!

1082: The Hidden Secrets to Successfully Using a HELOC - Episode 1082 Aug 29, 2024

If you’re thinking about tapping into your home’s equity with a HELOC, or home equity line of credit, there are some things you should know. Some of the best strategies, tips, and tricks around using a HELOC are not well known.
On today’s show, I’m going to walk you through some of the hidden secrets you should know in order to successfully utilize a HELOC. This is the kind of financial education from your banker or financial advisor, so click play to learn more!

1081: Q&A: How Can I Invest with a Bad Credit Score? - Episode 1081 Aug 26, 2024

Is it possible to invest in real estate with a bad credit score? What are the best financing options for investors without optimal credit? That's the first topic I'm answering on today's Q&A episode!
On this episode, I'm taking three of your great questions on credit scores, selling rental properties, and using home equity to but assets. Click play to hear my answers to your questions!

1080: 5 Financial Myths You Need to Unlearn - Episode 1080 Aug 22, 2024

There’s a whole wide world of financial advice out there – some good and some bad. Depending on your financial goals, certain advice could steer you in the wrong direction.
On this show, my goal is to give you a financial education that’s based on the principles of building a high net worth through performing assets. So with those goals in mind, today we’re going to cover 5 common financial myths you need to unlearn.

1079: Q&A: Why Doesn't My Custodian Want Me to Buy Real Estate? - Episode 1079 Aug 19, 2024

If you've ever tried to move money out of a traditional retirement account in order to invest in a self-directed IRA, you'll learn very quickly that your custodian won't be too fond of this idea. This happened to today's first caller, and it happened to me too! This is the first topic I'll be diving into on this Q&A edition of Investing in Real Estate!
Today, I'm listening to three of your great voicemails! We're going to discuss topics like moving money out of retirement accounts, selling. a house for cryptocurrency, and buying homes for future investments. Click play to hear my answers to your great questions!

1078: 10 Rules for Building Wealth with a Self-Directed IRA - Episode 1078 Aug 15, 2024

More and more people are realizing that traditional retirement advice, like using a 401k or relying on Social Security, is severely outdated. This old school advice once helped generations before us create a comfortable retirement plan, but it can no longer keeping up with our modern world where the cost of everything is rising. Your 401k and similar account types can really take a beating in times of inflation.
At Morris Invest, we love educating investors about the freedom a self-directed IRA can provide, but the self-directed IRA is not a free-for-all. Like any investment type, it’s critical that you know what you’re getting into before you jump in. So today, we’re going to dive into 10 rules for building wealth with a self-directed IRA.

1077: Q&A: Should I Visit My Out-of-State Property? - Episode 1077 Aug 12, 2024

When you're investing in rental properties out of state, should you go visit them? Today I'm going to share my personal philosophy on this topic, plus explain our company's policy for our investors.
On this Q&A episode, I'm answering your question on visiting out-of-state rental properties, buying in overinflated markets, and achieving real estate professional status for tax purposes. Press play to hear my answers to your questions on this encore episode of Investing in Real Estate!a

1076: How to Invest in Landlord Friendly States - Episode 1076 Aug 08, 2024

Over the last several years, I’ve noticed a new fear emerge among investors. Many people are finding themselves hesitant to invest because they worry they are going to get stuck in a bad situation with a tenant who doesn’t pay. Especially after some of the rent freezes and eviction moratoriums of the pandemic era, it’s a valid concern.
So on today’s show, I’m going to share the #1 thing you can do to avoid getting stuck in a position with a tenant who doesn’t pay rent: invest in a landlord friendly state. You're going to learn why this one factor is so important, and exactly how to identify a landlord friendly state.

1075: How Does Morris Invest Make Money? - Episode 1075 Aug 06, 2024

How does our full-service real estate company make money? What types of fees can you expect to pay when you buy a property from our team? On today's show, I'm answering these frequently asked questions, and more.
On this encore episode of Investing in Real Estate, you're going to learn how Morris Invest makes money, how to find a sustainable market for real estate investing, and what you need to know about setting up an LLC. Press play to hear my answers to your questions!

1074: The Ultimate Guide to Property Management - Episode 1074 Aug 01, 2024

If you want to have a passive experience as a real estate investor, one of the most important things you can do is hire a great property management team. In this Ultimate Guide to Property Management for Real Estate Investors, I’m going to share some of best tips I’ve learned in my investing career.
We’re going to cover the major benefits of working with a property management company, how to find the right property manager, key questions to ask in order to make sure it’s a fit for everyone, tips for effective communication, and so much more.

1073: Q&A: How Can I Quickly Grow My Retirement? - Episode 1073 Jul 29, 2024

What's the best strategy for building a real estate portfolio when you're over 50 and want to grow your retirement fast? That's the first question I'm answering on this Q&A Monday!
On today's show I'm taking three listener questions about fast portfolio growth, getting started in real estate with no money, and my best recommendations for tax and legal advice. I hope my advice and recommendations are valuable to you. Please join me for this encore episode of Investing in Real Estate!

1072: They're Lying About Your Retirement - Episode 1072 Jul 25, 2024

A whopping 55% of Americans claim they're behind on their retirement savings.Every year, unfortunate statistics just like this are released. And it just seems to be getting worse. It’s clear that Americans are ill-equipped for retirement. But why does no one talk about the root cause?
On this episode of Investing in Real Estate, we're going to unpack five pervasive lies you've been told about retirement. It's time to take back control and build a retirement plan on your terms.

1071: Q&A: Should I Use My 401k Funds as a Down Payment? - Episode 1071 Jul 22, 2024

Is it a good idea to withdraw from your 401k plan in order to make a down payment on a rental property? That's the first question I'll be answering on this edition of Q&A Monday! Every Monday, I'm answering three of your engaging questions on the podcast.
This episode covers topics like 401k withdrawal, full-service real estate pricing, and zoning issues. I hope today's show answers your burning questions. Join me for this encore episode of Investing in Real Estate!

1070: 7 Ways to Save with Full-Service Real Estate Investing - Episode 1070 Jul 18, 2024

If you’re an unexperienced real estate investor, are short on time, or you’re planning on investing out of state, one of the best things you can do is work with a proven team that can help you reach your goals. At Morris Invest, our full-service approach to real estate helps investors set clear goals, buy high performing rental properties in the best rental markets, and create financial freedom.
We walk our investors though the entire process from start to finish and beyond.. but what exactly does that look like? Today I’m going to pull back the curtain a bit and share some of the major benefits of working with a full-service team like ours. You’re going to learn how our programs help our investors save time, money, and have the most passive experience possible.

1069: Q&A: When Can I Use the Funds in My Self-Directed IRA? - Episode 1069 Jul 17, 2024

Does it make sense to contribute to a retirement account like a self-directed IRA after age 59½? And if so, how soon can you withdraw the cash flow from your rental properties inside of that account? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate, I'm answering three listener questions about withdrawing from a self-directed IRA, how to find a HELOC for an investment property, and how to decide what type of property you should add to your portfolio. Please join me for this encore episode!

1068: Why Commercial Real Estate Is Collapsing with Ken McElroy - Episode 1068 Jul 11, 2024

There's been an enormous change in the real estate market over the last year. Commercial real estate is collapsing. Here to shed light on how this happened is real estate legend, Ken McElroy.
Ken McElroy is a long time real estate investor, author, and Rich Dad Advisor. Today, he's back on this episode of Investing in Real Estate to unpack exactly what's going on in the real estate market and his predictions for the future. Click play to hear this incredible interview with Ken McElroy!

1067: Q&A: How Can I Pay Off My Mortgage Quickly? - Episode 1067 Jul 08, 2024

If you want to pay off your mortgage before the scheduled payoff date, what's the best way to go about it? Should you utilize a HELOC, leverage other debt, or another method? That's the first question I'm tackling on today's show.
On today's Q&A episode, I'm answering listener questions about accelerated mortgage payoff, how to save up for a down payment, and transferring your rental properties into an LLC. You'll also hear a quick rundown of what's new in the world of real estate investing. Please join me for this encore episode of Investing in Real Estate!

1066: Watch Out for These Red Flags When Investing - Episode 1066 Jul 04, 2024

Investing in real estate is the number one way to build wealth. However, if you don’t put the right fundamentals in place, it can also be the source of a lot of headaches and financial stress.
There isn't a wrong way to invest because every mistake can serve as an important lesson. But if you can learn from the investors who have gone before you, you can save a lot of time and money when you're getting started. On this episode of Investing in Real Estate, you're going to learn five investing red flags to avoid.

1065: Q&A: Should I Buy a Rental Property or Personal Residence? - Episode 1065 Jul 01, 2024

Would it be a better use of your money to buy a rental property, or buy a primary residence that you intend to eventually turn into an investment? That's the first question I'm going to answer on this encore episode of Investing in Real Estate!
On today's show, I'm answering three listener questions on how to decide if you should buy a rental or a personal home, how to get started in real estate with a small nest egg, and how busy professionals can break into the real estate industry. I hope this episode helps you on your own real estate journey!

1064: The Market Crash Is Happening Now - Episode 1064 Jun 27, 2024

Is the real estate market going to crash? In a previous episode, I explained why I predict the housing market will not crash anytime soon.. but today I’m going to share about the REAL impeding market crash: commercial real estate.
On this episode of Investing in Real Estate, you're going to learn what's happening in the commercial office space.

1063: Q&A: How Do I Get My Spouse On Board with Investing? - Episode 1063 Jun 24, 2024

If you're ready to invest but your spouse isn't quite sure, what is the best way to make your case? That's the first question I'm answering on this Q&A edition of Investing in Real Estate!
Today I'm answering three of your great questions about convincing your partner to invest in real estate, ideas for investing $80k, and how to scale your portfolio after hitting the 10-mortgage limit. Click play to hear my answers to your questions!

1062: 6 Time Saving Tips for Investors - Episode 1062 Jun 20, 2024

When you get into real estate investing, it can be alluring to think about the freedom of time that passive income can afford you. But I see so many investors fall into this trap where they fail to put the right fundamentals in place, and they end up creating a full-time job for themselves.
I don’t know about you, but I didn’t begin investing so I could have even less time… So today we’re going to go over my top time-saving tips for real estate investors. These tips are going to help you maximize your efficiency, reclaim your time, and maintain focus on what truly matters to you. Click play to learn more!

1061: Q&A: Where Is the Safest Place to Hold My Money? - Episode 1061 Jun 18, 2024

With the possibility of bank collapses on the horizon for 2024 and 2025, where is the safest place to hold your wealth? That's the first question I'm answering on this episode of Investing in Real Estate!
This Q&A episode features three great questions on safe places to put your money, how to use your property as collateral, and what you need to know about accreditation and investing options. Click play to hear my answers to your investing questions!

1060: Do Interest Rates Matter for Real Estate Investing? - Episode 1060 Jun 13, 2024

We’ve seen mortgage interest rates all across the board over the past few years. From a historical low in early 2021 to a recent peak at 8%, there’s been a lot of fluctuation in the market. And of course, this impacts the housing market in a number of ways.
But, do interest rates matter for real estate investing? On today's show, we're going to unpack this question and go into some of the nuances. If you're wondering if you should invest in this current market, click play!

1059: Q&A: How Can I Replace My Income? - Episode 1059 Jun 10, 2024

What's the best way to replace your w-2 income with performing assets? On today's show, I'm sharing the first step you should take to start covering your expenses with passive income.
This Q&A episode also features questions on reclaiming tax liens, and how to build your support team as a real estate investor. Click play to hear my answers to your questions!

1058: This Financial Freedom Formula Changes Everything - Episode 1058 Jun 06, 2024

When it comes to creating wealth and achieving financial freedom, investing in real estate is one of the most powerful strategies. But if you’re a beginner, it can be hard to know where to start. Here’s the truth: there’s not one way to build wealth, there’s only YOUR way. This is empowering because it allows you to use your strengths, your resources, and your unique goals to map out a plan.
You don’t have to follow someone else’s model, buy a step-by-step program, or do things a certain way to succeed. All you have to do is create your individualized path toward financial freedom -- and that's exactly what you're going to learn on this episode of Investing in Real Estate!

1057: Q&A: Should I Hold My Rentals in an LLC or Trust? - Episode 1057 Jun 03, 2024

Is it better to hold your rental properties in an LLC or trust? Will transferring your properties into a legal entity trigger a due on sale clause? This is a question we often get, and today I'm going to answer it!
On this episode of Investing in Real Estate, I'm tackling three of your questions about rental property ownership, how to move forward as a new investor, and what it takes to invest in US real estate from overseas. I hope this episode clears the air on these topics and encourages you to move forward!

1056: Your 401k Is Doomed: 5 Reasons Why - Episode 1056 May 30, 2024

The 401k has had its heyday, and it is never coming back. Many people think of the 401k as the ultimate retirement plan in the US, but the truth is, it’s not a reliable source for retiring in this day and age.
On today’s show, you’re going to hear five main reasons why the 401k is doomed. Click play to learn more about your 401k on this episode of Investing in Real Estate!

1055: Q&A: What State Should My LLC Be In? - Episode 1055 May 27, 2024

Here's an age old question for real estate investors: how do you choose a state to setup an LLC in? I'm not a lawyer, but I'm sharing my experience and some resources on today's show!
This Q&A episode of Investing in Real Estate features three of your great questions on setting up LLCs, finding a tax accountant who understands real estate investing, and why timing the market can't help you reach your goals. Click play to hear my answers to your real estate investing questions!

1054: How to Replace Your Income with Performing Assets - Episode 1054 May 23, 2024

On this show, I love to share about the power of performing assets like real estate. Building streams of income with performing assets is a far more sustainable way to create wealth than trading hours for dollars.
So if you want to work toward replacing your salary with performing assets like rental properties, this episode is for you. And listen, this isn’t just some pie in the sky idea. I’m sharing the exact formula I used to leave behind my day job – and I’ve watched other investors do it too. Click play to learn how to replace your income with performing assets!

1053: Q&A: How Can I Find a Fairly Priced Property? - Episode 1053 May 20, 2024

In a market with high prices, what's the best way to find a fairly-priced rental property? On this episode of Investing in Real Estate, I'm answering this question, and more from my voicemail inbox!
Today's featured questions cover topics like buying a property at a fair price, my thoughts on buying a second property, and what we do at Morris Invest. Click play to hear my answers to your great investing questions!

1052: 6 Smart Ways to Acquire Rental Properties in 2024 - Episode 1052 May 16, 2024

If you’re wondering how to fund your next rental property purchase, I know it can be intimidating, especially if you don’t have a big chunk of cash sitting in your bank account. But the beauty of investing in real estate is that there are a multitude of ways to create and grow your portfolio.
So in this video, I’m going to share some strategies you can use to acquire your next rental property. These are some of the smartest methods you can use in 2024 to build your net worth, reduce your taxes, and reach your financial goals.

1051: Q&A: Are Rentals Better Than Mutual Funds? - Episode 1051 May 15, 2024

If you had $200,000 to invest, would it be a better choice to buy rental properties or mutual funds? On this Q&A episode, we're going to compare these two scenarios to determine which would be a better long-term investment.
I'll also be answering questions on financing with a self-directed IRA, how to prepare to invest in real estate, and how to determine rental rates. I hope this Q&A empowers and educates you on your real estate journey. Join me for this encore episode of Investing in Real Estate!

1050: 5 Ways Rental Properties Can Change Your Life - Episode 1050 May 09, 2024

Real estate investing is the #1 way to build wealth, and on today's show, you’re going to learn five powerful ways that buying rental properties can change your life. I always like to say that investing in real estate is not a get-rich-quick scheme, so please keep in mind as you learn about these benefits, some of them are long-term.
If you’re someone who can set a goal, stick to it, and wait for your hard work to pay off, then you’re going to want to hear these five ways that owning rental properties can change your life. Click play to learn more!

1049: Q&A: What's the Best Way to Get Started in Real Estate? - Episode 1049 May 06, 2024

Today's first caller wants to diversify his investment portfolio. What's the best way to get started buying rental properties? On this Q&A episode of Investing in Real Estate, I'm answering this question -- and more!
Today's show features three of your great questions on getting started investing in real estate, the rules of a 1031 exchange, and my personal experience dealing with bad tenants. Click play to hear my answers to your questions!

1048: The One Principle You Need to Know to Succeed in Real Estate - Episode 1048 May 02, 2024

There’s a lot of advice and opinions out there on how to succeed in real estate investing… some good, and some bad. If you want to be successful, there’s really one principle that stands out to me as universal. It’s called The Three Stages of Real Estate Investing. This comes from Gary Keller’s book, The Millionaire Real Estate Investor.
The Millionaire Real Estate Investor is one of my favorite books on how to gain wealth through real estate. On today's show, I'm going to walk you through The Three Stages of Real Estate Investing, and explain why this concept is instrumental to your success. Click play to learn more!

1047: Q&A: How Are Distributions Taxed on a Self-Directed IRA? - Episode 1047 Apr 29, 2024

How are distributions taxed on a self-directed IRA? This is an excellent question, and the answer is: it depends! On this Q&A episode of Investing in Real Estate, we're going to explore this topic and more.
On today's show, I'm answering three great real estate investing questions on IRA distributions, paying down a variable rate HELOC, and what's behind our national debt in this country.

1046: Saving for Retirement Is Impossible - Episode 1046 Apr 25, 2024

Data shows that most Americans are ill-prepared for retirement. Bankrate reported that 56% of Americans feel behind on saving for their retirement years. So instead of dreaming of their retirement plans, many are left wondering if they’ll be able to retire at all. The idea of a cushy retirement has become more of a pipe dream than a real possibility for most Americans.
On today's show, we're going to dive into some of the latest data on the retirement crisis in the United States. We'll discuss the state of 401k balances, Social Security, and more. Most importantly, you're going to learn why saving for retirement is impossible, and what to do instead.

1045: Q&A: Does It Make Sense to Pull Out My Equity? - Episode 1045 Apr 22, 2024

If you have a historically low interest rate on your mortgage, does it make sense to take out a HELOC and pay current interest rates to tap into your equity? This is a great question -- and it's one we're going to explore on this Q&A episode of Investing in Real Estate!
On today's show, I'm answering three of your great questions on various investing and financial topics like pulling out your home equity, dealing with the wrongdoings of a past tenant, and how to decide if you should sell or hold your investments during times of economic turmoil. Click play to hear my answers to your questions!

1044: Invest Like a Pro: 1031 Exchange Tips - Episode 1044 Apr 18, 2024

There’s a big difference between your run-of-the-mill real estate investor and a pro real estate investor. Pros educate themselves on varying strategies, and they plan for taxes year-round, ensuring they’re taking advantage of every opportunity, credit, and deduction that’s available.
And there’s one specific strategy I see a lot of investors overlook: the 1031 exchange. On this episode of Investing in Real Estate, you're going to learn about how to invest like a pro by using a 1031 exchange. Click play to learn more!

1043: Q&A: Are Rentals Better Than Mutual Funds? - Episode 1043 Apr 17, 2024

If you had $200,000 to invest, would it be a better choice to buy rental properties or mutual funds? On this Q&A episode, we're going to compare these two scenarios to determine which would be a better long-term investment.
I'll also be answering questions on financing with a self-directed IRA, how to prepare to invest in real estate, and how to determine rental rates. I hope this Q&A empowers and educates you on your real estate journey. Join me for episode 719 of Investing in Real Estate!

1042: The Secret Truth About Your Credit Score - Episode 1042 Apr 11, 2024

Every week in my inbox, I get questions from people who want to buy real estate, but they’re not sure how to get started because of a low credit score. If you feel like your credit score holds you back from reaching your financial goals, this episode is for you.
On today's show, we're going to dive into what goes into a credit score, how it impacts your financial snapshot, and your ability to invest in real estate. Click play to learn the secret truth about your credit score!

1041: Q&A: Should I Invest in Short-Term Rentals? - Episode 1041 Apr 08, 2024

Are short-term rentals like Airbnb the wave of the future? Or should investors stick with the traditional renting model? That's the first question I'm tackling on this episode of Investing in Real Estate!
On this Q&A episode, I'm taking three listener questions about short-term rentals, finding the right accounting team for tax time, and the importance of LLCs for investing in real estate. To hear my answers to your questions, press play on this episode of Investing in Real Estate!

1040: Best Tips for Using a HELOC in 2024 - Episode 1040 Apr 04, 2024

The HELOC, or home equity line of credit. is a great financial tool you can use to reach a variety of financial goals, whether you want to pay off high interest debt, invest in real estate, or pay down the principal balance of your primary residence. I get a ton of questions about using a HELOC, so this video is going to act as a resource to answer some of those most commonly asked questions.
If you’ve got equity in your home and you’ve ever considered using that equity to reach your financial goals, this episode of Investing in Real Estate is for you! Click play to learn my top tips for using a HELOC in 2024.

1039: Q&A: Should I Sell My Overvalued Property? - Episode 1039 Apr 01, 2024

A recent Forbes article recently ranked Lubbock, Texas as the most overpriced housing market in 2023. The data showed that every home sold in July 2023 sold above its asking price. Today's first caller asked what this means, and wondered if investors should consider selling instead of renting their properties in this market. We're going to dive into this topic on today's show!
This Q&A episode features three great questions on renting vs. selling in an overvalued market, how to use a VA loan to buy rental properties, and how to turn a paid off home into a performing asset. Click play to hear my answers to your great investing questions!

1038: 5 Ways to Buy Rental Property without a Mortgage - Episode 1038 Mar 28, 2024

When you think about buying a rental property, you probably think about going through the traditional underwriting process at a big-name bank. Traditional mortgages can be a helpful tool for growing your real estate portfolio… but there are also a lot of scenarios in which a mortgage isn’t the right fit.
So if you find yourself in a situation where you’re trying to grow your portfolio without a traditional mortgage, this episode is for you! On this episode of Investing in Real Estate, I’m going to share five alternative ways to buy a rental property.

1037: Q&A: What's the Best Way to Finance a Bulk Deal? - Episode 1037 Mar 25, 2024

Today's first caller has the opportunity to buy an entire portfolio of rental properties from another investor. But because he's new to investing in real estate, he's worried that lenders might laugh him out of the room. So what's the best way to obtain financing on a bulk deal? That's the first question I'll be answering on today's show!
This Q&A episode of Investing in Real Estate features three of your great questions on financing multiple rental properties, how to use rental income to obtain a loan, and how to get out of the rat race. Click play to hear my answer to your investing questions!

1036: This Is Devastating to America's Credit Score - Episode 1036 Mar 21, 2024

Credit card debt in the US recently reached $1 trillion in the second quarter of 2023 – for the first time ever. Economists cite reasons like inflation and rising interest rates as major contributors to this debt crisis. But here’s what I dislike about that narrative: it leaves consumers feeling entirely powerless.
We can’t control inflation or what interest rates are doing. But we can control our financial destiny. On today's show, we're going to talk about what’s really behind this mounding credit card debt. You're also going to learn some solid solutions you can put into place to fix your credit score.

1035: Q&A: Should I Sell My Home to Start Investing? - Episode 1035 Mar 18, 2024

Today's first caller wants to start investing, and she's not sure if she should sell her home, start house hacking, or take another route. What's the best option for her to start diversifying her income? That's the first question I'm answering on today's Q&A episode!
On this episode of Investing in Real Estate, I'm taking three of your great questions on how to decide if you should sell your home to start investing, my experience with cost segregation software, and investing in Europe. Click play to hear my answers to your great investing questions!

1034: The #1 Way to Build Your Net Worth - Episode 1034 Mar 14, 2024

The typical American household net worth surged 37% during the pandemic according to the Federal Reserve’s Survey of Consumer Finances. And on today's show, we're going to discuss a major reason why – the power of real estate.
On this episode of Investing in Real Estate, you're going to learn why real estate is the number one way to build your net worth. I'm sharing how real estate measures up against other wealth building tools, plus the four main ways real estate can help you grow your net worth. Click play to learn more!

1033: Q&A: What's the Difference Between Bonus Deprecation and a Cost Segregation? - Episode 1033 Mar 11, 2024

What's the difference between bonus depreciation and a cost segregation, and can they coincide? That's the first question I'm answering on today's Q&A edition of Investing in Real Estate!
This episode features three great listener questions on tax strategies, getting started in real estate with no money and bad credit, and the truth about elevated home prices. I'm also going to be sharing some news about the impending bank crisis and the future of commercial real estate. Click play to hear my answers to your real estate investing questions!

1032: HELOC vs. Cash-Out Refinance for Growing Your Portfolio - Episode 1032 Mar 07, 2024

In this economy, most American homeowners are flush with equity. Having plentiful equity in your home is beneficial for many reasons. It can be a great tool for reaching multiple financial goals, whether you’re trying to pay off debt, lower the principal balance on your mortgage, or buy rental real estate.
If you’re considering using your home equity to grow your real estate portfolio, your options include taking out a home equity line of credit or a cash-out refinance. But how do you decide between the HELOC and the cash-out refinance? On this episode of Investing in Real Estate, we're going to unpack both of these options.

1031: Q&A: What's the Best Investment for Retirement? - Episode 1031 Mar 04, 2024

Today's first caller owns a couple of rental properties alongside her husband. As they reach retirement age, what's the best investment type? Should they open a self-directed IRA or buy properties in other ways? That's the first question I'm answering on today's show!
This episode of Investing in Real Estate features three of your investing questions on topics like retirement, the best incentives of investing in the US from overseas, and how to decide if you should convert your home into a rental property. As always, I appreciate your great questions, and I hope you find this episode helpful on your real estate investing journey.

1030: The Four Habits of Highly Successful Real Estate Investors - Episode 1030 Feb 29, 2024

What does it take to become a highly successful real estate investor? Your mind might immediately run to things like income or returns—but the truth is that what marks your success is ultimately rooted in your mindset and your habits.
On today's show, I’m sharing four simple and realistic habits of successful investors. These four traits are shared by every successful real estate investor I know – and they’re simple enough that you can begin applying them today.

1029: Q&A: Can I Use a Self-Directed IRA If I Want to Retire Early? - Episode 1029 Feb 26, 2024

There are many benefits of investing inside of a retirement account like a self-directed IRA. But if you want to retire early, can a self-directed IRA help you reach your goals? That's the first question I'm answering on this episode of Investing in Real Estate!
This Q&A episode features three great listener questions on deciding if retirement accounts are right for you, how to determine if you should use your home equity to invest, and how to get into investing if you don't want to invest in the United States. Click play to hear my answers to your investing questions!

1028: The Best Ways to Buy Real Estate in 2024 - Episode 1028 Feb 22, 2024

The sky is the limit when it comes to ways to purchase real estate. Some investors like working with their local hometown banks, some use private financing, and others enjoy the benefits of buying real estate inside their retirement accounts. The beauty of this is, there’s no right or wrong way to build wealth through real estate. As long as you’re taking consistent action toward your goals, it’s going to pay off.
But if you’re not sure where to start, the number of options can be overwhelming. On today's show, I’m going to share some of the best ways to buy real estate in 2024. We’re going to cover a few ways that our clients at Morris Invest are building out their portfolio, and touch on some of the main benefits of buying real estate right now.

1027: Q&A: When Should I Sell a Rental Property? - Episode 1027 Feb 19, 2024

If you own a rental property that needs constant repairs and maintenance, what should you do? Is it better to sell a high maintenance property, or is there a better way to deal with it? That's the first question I'm answering on this Q&A episode of Investing in Real Estate.
Today I'm answering three of your great questions on dealing with repetitive repairs, turning your first home into a rental property, and the rules on using a property in your self-directed IRA. Click play to hear my answers to your questions!

1026: How to Master Your Mindset for Real Estate Investing - Episode 1026 Feb 15, 2024

Real estate investing isn’t just about the brick-and-mortar components. In fact, I could care less about the specific details of a property, as long as it’s safe and in good condition. What really matters when it comes to investing is getting your mind right.
On this episode of Investing in Real Estate, you’re going to learn about the critical connection between mindset and success for investors, and how you can sharpen your mindset in order to reach financial freedom.

1025: Q&A: How Can I Find a HELOC Checking Account? - Episode 1025 Feb 12, 2024

If you want to use a HELOC to pay off your mortgage, the easiest way is to utilize your HELOC as a checking account. But where can you find these types of HELOCs? That's the first question I'm answering on this episode of Investing in Real Estate!
Today's Q&A episode features three of your great questions about finding HELOC products, rental companies, and how to buy rental properties inside a self-directed IRA. Click play to hear my answers to your best investing questions!

1024: 5 Simple Steps to Start Investing Like a Pro - Episode 1024 Feb 08, 2024

If you want to become a real estate investor, but you’re not sure where to begin, this episode is for you. I’m going to walk you through five simple steps you need to take to begin investing in real estate.
I know from experience that when you’re trying to make the jump to becoming an investor, it can be easy to get caught up in the weeds of things that ultimately don’t matter. So get ready to take notes, because you’re about to learn five simple steps to start investing like a pro.

1023: Q&A: How Can I Teach My Children Financial Intelligence? - Episode 1023 Feb 05, 2024

How can you teach your children financial intelligence? What are the best resources you can arm yourself with in order to pass down important lessons about money? That's the first question I'm answering on this Q&A episode of Investing in Real Estate!
This episode features three of your great questions about financial education resources, minimizing high taxes, and deciding what to do with a highly appreciated property with low cash flow. Click play to hear my answers to your questions!

1022: Do This to Hack the Retirement System - Episode 1022 Feb 01, 2024

According to recent data from the Federal Reserve, only 40% of Americans feel like they’re on track with their retirement savings. But I’m going to let you in on a little secret: traditional retirement accounts like the 401k aren’t designed to give you confidence or financial security. If you’ve resigned your retirement to these old school plans like pensions and 401ks, you’re missing out on an incredible way to build wealth for retirement—it’s called self-direction.
On today's show, you’re going to learn about the power of a self-directed IRA. You'll learn why it’s a superior retirement strategy, and how you can use a self-directed IRA to buy performing assets, outpace inflation, and create a comfortable retirement.

1021: Q&A: Which States Are Best for New Investors to Buy Real Estate? - Episode 1021 Jan 29, 2024

What are the best states to buy rental real estate? And what makes a rental market profitable? That's the first question I'm answering on this Q&A edition of investing in real estate!
On today's episode of Investing in Real Estate, I'm answering three of your great questions. We're going to cover topics like rental markets, buydown credits, and how a banking collapse could affect your portfolio. Click play to hear my answers to your questions!

1020: How to Go From Being a Homeowner to an Investor - Episode 1020 Jan 25, 2024

Most Americans have been sold the idea of the quintessential American Dream… the vision of owning a home with a white picket fence. In fact, a survey released by Bankrate showed that 74% of respondents cited homeownership as the pinnacle of success, outranking education, retirement, family, and career achievements.
But owning your home is much different than owning a performing asset like a rental property. Luckily, there's an easy way to make the transition from homeowner to investor, and that's what you're going to learn on this episode of Investing in Real Estate!

1019: Q&A: How Can I Grow My Portfolio with a High Debt-to-Income Ratio? - Episode 1019 Jan 24, 2024

Our audience asks the best questions, and on today's show, I'm going to tackle a few of them. On this episode of Investing in Real Estate, I'll be answering three of your questions on various real estate topics.
This Q&A episode features three great questions on topics like investing with a high debt-to-income ratio, how to decide if you should pay off mortgages, and buying a property with a solo 401k. Click play to hear my answers to your real estate investing questions!

1018: Creative Financing Secrets for Buying Real Estate - Episode 1018 Jan 18, 2024

Too many people think inside the box when it comes to buying real estate. If you’ve ever gotten a “no” from a lender, that is not your destiny. If buying real estate is something you truly want to do, then the old adage applies: where there’s a will, there’s a way.
There are truly so many ways to get started buying real estate. If you have tenacity, willingness, and the ability to be creative, then there’s nothing that can stop you. On this episode of Investing in Real Estate, I’m going to share creative financing secrets for buying real estate!

1017: Q&A: Should I Self-Insure My Property - Episode 1017 Jan 15, 2024

Insurance is a critical piece of owning and protecting any piece of real estate. Is it a good idea to self-insure your rental property? That's the first question I'm answering on this Q&A edition of Investing in Real Estate!
On today's show, I'm answering three of your great questions about self-insurance, self-directed IRAs, and how to invest in US real estate from Canada. We'll also talk about living the life you want now, the importance of being empowered in your financial freedom, and more. Click play to hear my answers to your questions.

1016: How to Take Control of Your Financial Future - Episode 1016 Jan 11, 2024

You’ve heard all the traditional financial advice, like the importance of automating your savings, sticking to a budget, and maximizing contributions to your retirement accounts. But if you follow this outdated advice, you’re going to get average, or below average outcomes. The truth is you cannot save your way to wealth. You can only build your way to wealth.
On today's show, I’m sharing five strategies you can use to begin building your wealth. These are basic, effective, and to the point steps you can start implementing today. You’re going to learn about building wealth for the long haul, the power of performing assets, and practical information like upgrading your balance sheet and getting serious about your financial education.

1015: Q&A: How Can I Use a Veterans Affairs Loan to Grow My Portfolio? – Episode 1015 Jan 08, 2024

Today’s first caller used a Veterans Affairs loan to house hack. What’s the best way for him to grow a strong real estate portfolio? On today’s show, I’m answering this great question, and more!
This Q&A episode features three of your questions on investing with a VA loan, vacancy rates in our rental markets, and my take on the possibility of a global banking crash. As always, I appreciate your thoughtful questions, and I hope you enjoy this episode of Investing in Real Estate!

1014: Is a US Housing Crash Coming in 2024? - Episode 1014 Jan 04, 2024

The current housing market landscape consists of home prices consistently climbing, high mortgage interest rates, and an overall cooldown. Everyone is speculating about an impending market crash. But is there actually data to suggest an impending crash? That’s what we’re going to talk about on today’s show!
On this episode of Investing in Real Estate, we're going to dive into the likelihood of a housing market crash this year. I'm sharing the two main reasons why I don't believe there's a crash in the future, and the dangers of trying to time the market. Click play to learn more!

1013: Q&A: How Much Equity Should I Tap Into? - Episode 1013 Jan 01, 2024

If you have access to a big chunk of equity, how much should you tap into to grow your real estate portfolio? And what is the best product to help you reach your goals? That's the first question I'm answering on this Q&A edition of Investing in Real Estate!
On today's show, I'm answering three of your real estate investing questions spanning topics like using home equity to invest, the mechanics of buying US rental properties from Canada, and the cost of setting up a self-directed IRA. Click play to hear my answers to your questions! Happy New Year!

1012: Exposing the Truth About Your Retirement - Interview with Mat Sorensen - Episode 1012 Dec 28, 2023

New data shows the average American is not prepared for retirement thanks to faulty programs like the 401(k) plan and traditional IRAs. But what can you do if you want to have a more comfortable retirement? Luckily, there are a few alternative retirement plans that can create better outcomes.
In this interview, we're joined by Mat Sorenson CEO of Directed IRA, partner at KKOS Lawyers, national speaker, and podcast host. Mat is an expert in Self Directed IRAs and how to unlock the power of checkbook control of your financial future.

1011: Q&A: Should I Diversify My Portfolio? - Episode 1011 Dec 25, 2023

Should you use the equity in your rental property to buy more investments and diversify your portfolio? That's the first listener question I'm tackling on this edition of Q&A Monday! Every Monday, I answer three of your real estate related questions.
This episode contains conversations on utilizing equity, accounting for your business, and how to get started in real estate with no money and bad credit. I hope this episode helps guide you on your real estate journey. We hope you enjoy this encore episode of Investing in Real Estate!

1010: Investing in Rental Properties the Right Way - Episode 1010 Dec 21, 2023

In the landscape of higher mortgage rates, limited housing supply, and intense competition, finding a good rental property can feel like a tall order. In fact, some people are choosing to put off their investing goals until things regulate in the market. But waiting to invest in real estate could cost you in the long-term.
On today's show, you’re going to learn the right way to buy real estate. We’re going to talk about what to look for in a rental property, how to navigate the market, and the best solution you can use to add rental properties to your portfolio.

1009: Q&A: How Do I Make Mortgage Payments with My Self-Directed IRA? - Episode 1009 Dec 18, 2023

If you have a mortgage on a rental property that's owned by your self-directed IRA, how does the mortgage need to be paid? On today's show, we're going to answer this question — and more!
This Q&A episode of Investing in Real Estate features three listener questions on self-directed IRA payments, how to choose a landlord friendly state to buy investment properties, and what investors should consider about taxes when buying raw land. Click play to hear my A's to your Q's!

1008: The Pros and Cons of Using Real Estate in Your Retirement Plan - Episode 1008 Dec 14, 2023

Alternative strategies for retirement are growing in popularity, and for good reason. More and more Americans are realizing that the traditional way to save for retirement is outdated, broken, and ineffective. Buying real estate investments is a great way to exponentially grow your wealth and save for retirement.
To help you determine if buying rental properties in a retirement account is right for you, we’re going to run through some of the pros and cons, and the things you need to consider as you’re building out your retirement plan. Click play to learn the pros and cons of using real estate in your retirement plan!

1007: Q&A: Can I Take a Loan from My Self-Directed IRA? - Episode 1007 Dec 11, 2023

Smart investors know that utilizing a self-directed IRA is an incredible way to build wealth and maximize your retirement. But is there a way to take a loan from your self-directed IRA in order to take advantage of further tax benefits? That's the first question I'm answering on today's show!
This Q&A edition of Investing in Real Estate features three of your questions on self-directed IRA rules, distributions, and getting into real estate as a beginner. Click play to hear my answers to your questions!

1006: The Secret to Securing Your Wealth - Interview with Kevin DeMeritt - Episode 1006 Dec 07, 2023

The best way to secure your assets in this inflationary period is to buy hard assets inside of a self-directed retirement account. On this episode of Investing in Real Estate, I'm sitting down with Kevin DeMerritt to discuss wealth preservation and retirement planning.
Kevin DeMeritt is the founder of Lear Capital. In this interview, he's sharing the ins and outs of the self-directed IRA. You'll learn why Wall Street doesn't want you to know about self-direction, how to buy hard assets like real estate and precious metals in your retirement account, and more.

1005: Q&A: - Should I Buy or Rent a Home? - Episode 1005 Dec 04, 2023

My general advice is to rent the home you live in. But what about using the equity in your primary residence to buy rental properties? Today we're going to walk through the pros and cons of owning your home.
On this episode of Investing in Real Estate, I'm answering three listener questions about owning vs. renting, using business credit, and how to best utilize your savings when investing in real estate. If you want to learn more about real estate investing, this episode is for you!

1004: A Real Estate Boom Is About to Hit 2024 - Episode 1004 Nov 30, 2023

A new Consumer Price Index report was recently released by the Bureau of Labor Statistics. The report shows cooling inflation, and the likely end of future interest rate hikes by the Federal Reserve.
On today's show, you're going to hear my take on this CPI report and how it will affect the housing market. We'll also talk about the stock market, jobs, and the broader economy. Click play to learn more about the real estate boom about to hit 2024!

1003: Q&A: Should I Use My Equity to Pay Off My Rental Property? - Episode 1003 Nov 27, 2023

Today's first caller has $200k in equity in his primary home. He's thinking about leveraging his equity in order to pay off a rental property. Is that a good idea? That's the first question I'm answering on today's show!
This Q&A episode of Investing in Real Estate features three great listener questions on using equity to pay off debt, what to consider before you sell a rental property, and changes to the mortgage interest deduction in 2025. Click play to hear my answers to your investing questions!

1002: The Affordable Housing Crisis Just Got Worse - Episode 1002 Nov 23, 2023

The US has been facing an affordable housing crisis for years now. Especially since the Great Recession, the number of homes available has been exceptionally low. And in recent years, the pandemic, rising interest rates, and high rates of inflation have only worsened the matter. Estimates vary on exactly how much housing is needed—but the numbers are certainly in the millions.
There are a few reasons why there’s such a shortage in homes. On today's show, we’re going to dive into the main factors driving up the cost of housing, plus some realistic solutions that investors can use to bring more supply to the market.

1001: Q&A: What Is the Path to My First Rental Property? - Episode 1001 Nov 20, 2023

Today's first caller has started making great returns by investing in real estate notes and he's paying down his student loan debt. What should he do in order to reach his ultimate goal of investing in real estate? That's the first question I'm answering on today's show!
This Q&A episode features three of your great questions on planning for financial freedom, accessing the equity of a rental property in an LLC, and how to get first position HELOC. Click play to hear my answers to your investing questions!

1000: 5 Bad Money Habits That Are Keeping You Poor - Episode 1000 Nov 16, 2023

We all know how much the economy has changed over the past few decades, particularly the past few years. Traditional investing advice and a straightforward retirement plan may have worked for baby boomers, but the game has changed. Yet financial advisors, big banks, and other entities keep spouting the same financial advice that no longer works in today’s landscape. Following outdated advice will never get you the results you want.
If you’ve struggled to build wealth, chances are you are being held back by limiting money beliefs. In today's show we're talking about those common money myths that are keeping you broke.

999: Q&A: Should I Invest in Single-Family Homes or a Multifamily Unit? - Episode 999 Nov 13, 2023

Today's first caller has a good chunk of money to invest. Should he continue investing in his established rental market or buy a multifamily property in NYC? That's the first question I'm answering on today's show!
This episode features three of your real estate investing questions on single-family vs multifamily, getting started with bad credit, and moving money from a 401k to self-directed IRA. Click play to hear my answers to your questions!

998: A Beginner's Guide to Financial Education - Episode 998 Nov 09, 2023

Building your financial education is a necessity for reaching any type of financial goal. Whether you’re trying to pay off credit card debt, select a banking product, or invest in real estate, it’s important to build a solid foundation of knowledge that will allow you to make smart decisions and ultimately reach your goals.
But if you don’t feel like you have a very strong hold on your financial education, this episode is for you. We’re going to dive into specific action steps and mindset shifts you can begin implementing today to start building your financial education, brick by brick. Get ready to take notes, because you’re about to learn some of the most essential tips you can use to change your finances for good.

997: Q&A: Should I Pay Off Debt or Invest in Real Estate? - Episode 997 Nov 08, 2023

If you've got a decent chunk of change, should you apply it toward high-interest credit card debt? Or is it better to use that money to start investing? That's the first question I'm answering on today's Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your questions on paying off debt, borrowing against paid-off rentals, and how to handle high property taxes on a rental property. To hear my answers to your questions, tune into this episode!

996: The Biggest Retirement Mistakes Costing You Money - Episode 996 Nov 02, 2023

Data shows that nearly half of workers over the age of 50 are afraid of outliving their savings accounts at retirement. Fear around retirement is common, but it’s not something you have to live with if you plan accordingly.
On today's show, we're going to dive into the biggest retirement mistakes that are costing you money and contributing to fear and stress around retirement. You're going to learn about the overall state of retirement savings in the US, some of the key retirement mistakes you can avoid as an investor, and what to do instead.

995: Q&A: How Can I Buy My First Rental Property? - Episode 995 Oct 30, 2023

Today's first caller has a decent chunk of home equity available and a decent credit score. He's interested in buying his first rental property close to home. What's my advice for this scenario?
On this Q&A edition of Investing in Real Estate, I'm taking three of your questions on buying rental properties in your own backyard, finding lenders for new construction investments, and calculating ROI. Click play to hear my answers to your great investing questions!

994: How to Choose a Real Estate Market to Buy Rental Properties - Episode 994 Oct 26, 2023

What makes a solid rental market? This is one of the most important pieces you need to have in place before you invest in real estate. There are a lot of criteria that can go into choosing a city to invest in.
On today's show, I’m going to share ten major factors to consider when you’re looking at a rental market, the biggest mistakes I see investors make when choosing a place to invest, and more. Get ready to take notes, because you’re going to learn my best tips for identifying a sustainable and profitable rental market!

993: Q&A: Can I Own Rental Real Estate Inside a Self-Directed 401k? - Episode 993 Oct 23, 2023

Can you own rental real estate inside a retirement account like a self-directed 401k? On this episode of Investing in Real Estate, I'm answering this question—and more!
Today's Q&A episode features three of your great questions on buying real estate inside a self-directed 401k, how to determine how much money you need to buy real estate investments, and how to decide between using cash or leverage. Click play to hear my answers to your questions!

992: 7 Rules of Using a Self-Directed IRA - Episode 992 Oct 19, 2023

When I first heard about investing with a self-directed IRA, I had a lot of questions. The self-directed IRA is rarely talked about and has a lot of rules. This can be intimidating for new investors, but if you're the kind of person who takes initiative and wants to be empowered in your wealth building, this investing vehicle is a powerful way to build wealth.
On this episode of Investing in Real Estate, we're going to cover some of the main rules of using a self-directed account. Because a self-directed IRA is retirement account, the IRS has some strict rules you have to follow to maintain the tax-free status of the account. Press play to hear seven rules of using a self-directed IRA!

991: Q&A: How Can You Use Multiple Contracts on One Property? - Episode 991 Oct 16, 2023

Is it possible to use multiple rental contracts in a single-family home? What are some factors to consider before you convert a home into a multifamily residence? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate, I'm taking three of your great questions on using multiple contracts, how to buy real estate in the US as an international investor, and ideas for utilizing home equity if you have a bad credit score. Click play to hear my answers to your questions!

990: Should You Pay Off Debt or Invest? - Episode 990 Oct 12, 2023

Deciding how to approach real estate investing when you have debt is not always simple and straightforward. There are a few factors to consider, and coming up with a solution can vary from person-to-person. This is a decision you’ll have to make for yourself, but on this episode, I'm here to help you weigh your options.
On this episode of Investing in Real Estate, I'm sharing a few things to consider when taking inventory of your debt. We're going to discuss good debt vs. bad debt, the mental impact of carrying debt, and weighing your financial options. I hope this episode helps you determine whether you should pay off debt or invest!

988: Why Interest Rates Are Terrifying Investors Into Making Stupid Decisions - Episode 988 Oct 05, 2023

Today I’m going to share the #1 thing holding new investors back right now: interest rates. No one wants to utilize a high interest rate. Especially if you’re looking at things from a black & white perspective, I can see why a new investor might make a snap judgment and decide to push off their goals until rates are lower.
But if you waited to invest, you’d be overlooking some serious benefits of investing sooner rather than later. On this episode of Investing in Real Estate, we’re going to dig deeper into what’s going on with interest rates, what’s really behind the fear of higher rates, and more. Click play to learn more about why interest rates are terrifying investors into making bad decisions!

987: Q&A: How Can You Prepare for the Crash of the Dollar? - Episode 987 Oct 02, 2023

Smart investors are always thinking about building and protecting their wealth. In today's economy, what's the best way to protect yourself from the fluctuating value of the US dollar? On this Q&A episode of Investing in Real Estate, I'm answering this question — and more!
Today's Q&A episode features three of your great questions on preparing for a crash of the dollar, what kind of credit score you need to invest, and options for investing with a VA loan. Click play to hear my answers to your questions!

986: The Pros & Cons of Investing with a Partner - Episode 986 Sep 28, 2023

You probably already know that real estate is the number one way to build wealth. But maybe you don’t quite have all of the resources you need to get started. For many investors, this is where a real estate partnership can come in.
On today's show, we’re going to cover the pros and cons of investing in a partnership. We'll discuss the finances, the legal terms, and how to determine if working with a partner is right for you. Click play to hear the pros and cons of investing with a partner!

985: Q&A: What Does It Cost to Work with Morris Invest? - Episode 985 Sep 25, 2023

What does it cost to work with Morris Invest? Are there fees or subscriptions associated with using our service? On today's show, I'm answering this question—and more!
This Q&A episode of Investing in Real Estate features three great listener questions on getting started in real estate, finding a law firm to set up LLCs, and how our process works at Morris Invest. Click play to hear my answers to your investing questions!

984: 10 Ways to Manage Your Real Estate Portfolio - Episode 984 Sep 21, 2023

I’ve said it before, but it bears repeating: If you want to be an effective real estate owner, you can’t expect an entirely passive experience. In order for things to run smoothly at your properties, there are certain roles and responsibilities you’ll need to take initiative on, and that’s what you’re going to learn on this episode.
On today's show, I'm going to walk you through ten specific steps you need to take in order to maintain the health of your portfolio. We'll discuss working closely with your property management team, what to do with insurance and taxes, plus some mindset shifts that will help you stay on top of things. Click play to learn about 10 ways to manage your real estate portfolio!

983: Q&A: When Is the Right Time to Hire an Accountant? - Episode 983 Sep 20, 2023

If you're a relatively new investor, how do you know when it's time to bring on a CPA? And how can you find tax advice that's solid and tailored to your unique situation? That's the first question I'll be answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your questions on finding tax advice, single-family homes vs. duplexes, and how to identify a niche in the market. If you've had a similar question, or simply want to expand your real estate knowledge, this episode is for you!

982: The Real Estate Investor's Journey from Beginner to Expert - Episode 982 Sep 14, 2023

So you want to get started investing in real estate? This is a huge goal, but it's certainly obtainable if you set your mind to it. On today's show, I'm going to walk you through the real estate investor's journey — from beginner to expert!
You're going to learn the exact steps you need to take to invest in real estate, including building your financial education, making connections, finding rental markets, and more. If you've ever wondered exactly how to make your investing goals a reality, this episode is for you!

981: Q&A: What's the Best Advice for Young Investors? - Episode 981 Sep 11, 2023

What does a young (or new) investor need to know about getting started in real estate investing? What are the best resources to build your financial intelligence? That's the first question I'm answering on today's show!
On this Q&A episode of Investing in Real Estate, I'm answering three of your questions. We'll cover topics like getting started investing with no money, how to invest with your life insurance policy, and how to invest in the US from Canada. Click play to hear my answers to your real estate questions!

980: The Biggest Myth About Passive Income - Episode 980 Sep 07, 2023

There's a huge misconception about passive income. Passive income isn’t actually passive, especially when it comes to real estate investing. On this episode of Investing in Real Estate, we're diving into this real estate myth.
You're going to learn an important distinction between passive and active income, and why passive income requires your time and attention. We'll talk about your critical role as a real estate investor, why investing is like tending to a garden, and so much more!

979: Q&A: How Much Should I Set Aside for Repairs? - Episode 979 Sep 04, 2023

When you purchase a rental property, it's important to account for unexpected expenses. How much should you set aside for repairs? That's the first question I'm tackling on today's Q&A episode!
On today's show, I'm taking three listener questions on setting aside funds for repairs, how to decide if you should pursue private money, and ways to get started in real estate if you don't have a down payment. Tune into this episode of Investing in Real Estate to hear my input on your investing questions!

978: How to Grow Your Real Estate Portfolio in 2023 and Beyond - Episode 978 Aug 31, 2023

I always like to say that getting the first property is the hardest, and I do think that’s true. When you’ve never done something before, the first step is usually the hardest. If you’ve got one or two properties under your belt, you probably feel pretty accomplished—as you should! But it's important to keep that momentum going, and use it to keep growing your portfolio.
On this episode of Investing in Real Estate, I’m going to walk you through some specific action steps you can take to make sure you’re continually growing your portfolio. You're going to hear six tangible things you can do to ensure you're on track for your goals this year and beyond. Click play to learn more about growing your rental portfolio!

977: Q&A: How Can I Get Started Investing with $10k? - Episode 977 Aug 28, 2023

Today's first caller has $10k in reserves. What's the best way to get started investing with that amount of capital? On today's show, I'm answering this question, and more!
This Q&A edition of Investing in Real Estate features three great listener questions on getting started investing with $10k, how to stay focused when your goal is to build wealth, and how to nurture your portfolio by weeding out underperforming assets. Click play to hear my answers to your investing questions!

976: Never Buy a Cash Flow Negative Rental Property - Episode 976 Aug 24, 2023

Real estate is the number one way to build wealth. But if you don't know what you're doing, investing in real estate can be a quick way to lose money as well. One of the fastest ways to destroy your investing experience and deplete your resources is by purchasing a cash flow negative rental property.
On this episode of Investing in Real Estate, I'm sharing the major risks of buying a cash flow negative rental property and what to consider when you're running the numbers on a rental property. You'll learn about cash flow, what to look for in a deal, and how to avoid falling into a negative cash flow trap.

975: Q&A: Can You Get a HELOC on an Investment Property? - Episode 975 Aug 21, 2023

Is it possible to get a home equity line of credit on a rental property? If so, what's the best way to find and utilize a HELOC? That's the first question I'm answering on today's Q&A episode!
This episode of Investing in Real Estate features three listener questions on topics like finding a HELOC, how to start investing with bad credit, and how to learn more about using VA financing to buy rental properties. As always, I appreciate your questions and I hope you find my answers helpful on your investing journey.

974: Never Buy an Investment Property Over the Appraised Value - Episode 974 Aug 17, 2023

Investors are being told that if they want to get into the rental real estate business, they should buy a rental property above the appraised value. There are companies out there preying on investors by selling properties at a premium, retaining a percentage ownership, and charging for coaching or membership. This is a horrible idea, and on this episode I'm going to tell you why.
On this episode of Investing in Real Estate, you're going to learn why you should never buy a rental property above the appraised value. I'll also share some red flags to look for when you're teaming up with a real estate company. Click play to hear my thoughts!

973: Q&A: Should I Invest in Assisted Living Properties? - Episode 973 Aug 14, 2023

Can investing in assisted living properties be profitable? And if so, what are some things to consider before buying senior housing? That's the first question I'm answering on today's show!
This episode of Investing in Real Estate features three great listener questions on investing in assisted living properties, using private money to buy new construction rental properties, and how to pair a self-directed IRA with a non-recourse loan. Click play to hear my answers to your questions!

972: Real Estate Risks & How to Avoid Them - Episode 972 Aug 10, 2023

Investing in real estate is the number one way to build wealth. But like any investment, it doesn't come without risks. On today's show, we're going to cover the top real estate investing risks.
You're going to learn about important risks you need to be aware of, including tenant turnover, lack of liquidity, and more. More importantly, you're going to hear about exact strategies you can use to mitigate your risk and create a long-term real estate strategy. Click play to learn more about real estate investing risks!

971: Q&A: Can You Use Annuity Funds to Buy Real Estate? - Episode 971 Aug 07, 2023

Using retirement funds to buy real estate is a popular way to invest. Can you use annuity funds to buy rental properties? That's the first question I'm answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm taking three of your intelligent real estate questions. We're going to talk about buying real estate with annuity funds, fitting refinancing rental properties into a long-term strategy, and the logistics of investing in real estate notes from overseas. Press play to hear my answers to your questions!

970: 5 Amazing Benefits of a 1031 Exchange - Episode 970 Aug 03, 2023

A 1031 exchange is a tax-deferral tool that real estate investors can use to build wealth, save on taxes, and expand their portfolio. This strategy is applicable to any investor who wants to sell an existing property, and trade up for higher cash flow. Essentially, a 1031 allows you to sell a real estate property and then reinvest the funds in another property.
This can be a great investment strategy for investors for a multitude of reasons. On this episode of Investing in Real Estate, you're going to learn the five major benefits of a 1031 exchange! Click play to learn more about the amazing benefits of this tax strategy.

969: Q&A: How Can I Get Funding for My Real Estate LLC? - Episode 969 Jul 31, 2023

As you might know, business banking has different standards than personal lending. Today's first caller asked, "what's the best way to get funding within an LLC? That's the first question I'm answering on this Q&A episode!
Today's episode covers three of your great questions on getting funding in an LLC, buying turnkey rentals out of state, and using a VA loan to buy rental properties. Click play to hear my answers to your questions on this episode of Investing in Real Estate!

968: What Is a 1031 Exchange & How It Can Save You Money? - Episode 968 Jul 27, 2023

If you’re thinking about selling off one of your rental properties, you should be aware that doing so can leave you with a massive tax bill, thanks to capital gains taxes. If you sell an asset for more than you purchased it, the government collects a tax on that gain, which can be upwards of thousands of dollars. But with a 1031 exchange, you can buy a new property and defer those taxes entirely!
So today, we’re going to dive deep into what a 1031 exchange is, how it works, and how you can find out if this strategy is a good fit for you. Click play to learn more about how you can save money with a 1031 exchange.

967: Q&A: What's the Difference Between Roth & Traditional IRAs for Investors? - Episode 967 Jul 24, 2023

Today's first caller wants to set up a self-directed IRA to buy real estate. What's the difference between Roth and traditional IRAs? That's the first question I'm answering on today's Q&A edition of Investing in Real Estate!
On this episode, I'm answering your great questions on types of IRAs for investors, the best way to utilize $35k in cash, and strategies for buying new assets without taking on additional mortgages. Tune into this episode to hear my answers to your best investing questions!

966: How to Hire Great Property Managers - Episode 966 Jul 20, 2023

In my real estate investing career, I’ve learned that one of the biggest tools you can use to leverage your time and energy is a great property management team.But I also know that finding a company that is a good fit is easier said than done.
On today's show, I’m going to share all of my best secrets on property management. We’re going to talk about hiring the right company, what your role is when you’re overseeing a company, questions to ask, red flags, how to build a strong relationship, and so much more!

965: Q&A: Should I Rent Out My Primary Residence? - Episode 965 Jul 17, 2023

Today's first caller asked a popular question. If you're looking to move out of your primary residence, is it a good idea to rent it out? Or is it better to cut ties completely and sell the property? On this Q&A episode, I'm giving my take on this common dilemma!
This episode feature three of your great real estate questions. We're going to cover topics like renting out your primary home, using gold and silver to buy real estate, and what to consider about buying real estate in this economy. Click play to hear my answers to your real estate questions!

964: 6 Tips for Dealing with a Vacancy - Episode 964 Jul 13, 2023

In a perfect world, your rental property would be rented out 12 months a year. But unfortunately, that's not always the case. You might have a vacancy for a few months after a tenant moves out or when you buy a new property.
On today's show, I'm sharing my six best tips for dealing with vacancies in your rental properties. We'll cover exactly what a vacancy is and what to expect as a landlord. We'll discuss setting realistic expectations, plus strategies for ensuring your property gets filled with a great tenant. I hope you enjoy this episode of Investing in Real Estate!

963: Q&A: How Do I Get Money to Buy Real Estate? - Episode 963 Jul 10, 2023

What's the best way to get funding for your real estate portfolio? Specifically, after you've reached the 10-mortgage limit with traditional banks, what other avenues exist for funding? That's the first question I'm answering on today's Q&A!
On this episode of Investing in Real Estate, I'm answering three of your questions on how to get money for real estate, ways to invest a smaller amount of money, and how much you should save for reserves on a rental property. Click play to hear my answers to your best investing questions!

962: People Are Running Out of Retirement Money - Episode 962 Jul 06, 2023

Retirement is a phase in life that many people look forward to. But on the other side of the coin, the idea of retirement can be encompassed by fear. For those who rely on outdated, traditional retirement vehicles like the 401k, the fear of running out of retirement funds is valid.
On this episode of Investing in Real Estate, we're going to talk about the truth about retirement. You're going to learn about the main problems with traditional retirement methods, why the 401k will fail you, and what you should do instead to build a comfortable retirement, without fear.

961: Q&A: Should I Wait to Invest in Real Estate? - Episode 961 Jul 03, 2023

As we reach the halfway point of the year, we're facing high inflation and an unstable economy. Would it be a good idea to wait to invest? That's the first question I'm answering on today's show!
This Q&A edition of Investing in Real Estate features three of your excellent questions. We're covering topics like timing the market, investing in real estate notes, and how to get started as a beginner. Click play to hear my answers to your best investing questions!

960: The Truth About High Interest Rates - Episode 960 Jun 29, 2023

It's true that interest rates have risen quite a bit in the past few years, and I know this is off-putting to many investors. However, interest rates may not be the sole determining factor when evaluating investment opportunities. By focusing on other essential elements, we can identify lucrative prospects and maximize returns.
On this episode of Investing in Real Estate, you're going to learn five main reasons why higher interest rates alone are not a reason to postpone your investments.

959: Q&A: Should I Hire a Property Manager? - Episode 959 Jun 27, 2023

If you have a rental property but you don't live nearby, what's the best way to manage things on site? Is it a good idea to hire a property management company? On today's show, I'm answering this—plus two more of your voicemails!
This Q&A episode features three of your real estate questions on property management, LLCs, and buying a mobile home. I'm sharing my best tips and experience, and offering resources you can use on your unique real estate journey. Click play to hear my answers to your questions!

958: Do You Need an LLC for Real Estate Investing? - Episode 958 Jun 22, 2023

Should you put your rental properties in an LLC? This is a very common question in the world of real estate investing. Here's the quick answer: it depends! There is no one-size-fits all approach to real estate investing, and today we're going to talk about some of those nuances.
On this episode of Investing in Real Estate, we're diving deep into the world of LLCs for real estate. I'll share why most professionals advise investing in an LLC, but also discuss some exceptions to the rule. If you've ever wondered about putting your rental properties into an LLC, this episode is for you!

957: Q&A: Should I Buy a Primary Residence or a Duplex? - Episode 957 Jun 19, 2023

Today's first caller is a Marine who'd like to use a VA loan wisely. Should he buy a primary residence, or hack house a duplex? That's the first question I'm answering on today's show!
This episode of Investing in Real Estate features three great listener questions on utilizing a VA loan, pulling funds out of traditional retirement accounts to invest in real estate, and how to navigate finances during retirement. Tune in to hear my answers to your real estate questions!

956: The Best Time Saving Investing Strategy - Episode 956 Jun 15, 2023

You already know that real estate investing is the number one way to build wealth.. but it's hard to know how to get started. Especially if you don't already live in one of America's strongest rental markets, buying rental properties can be really overwhelming and time-intensive.
On today's show, we're going to talk about how to take back control of your most valuable resource: time. We're also going to discuss how this ties into retirement planning, and how to get the most bang for your buck without sacrificing your time.

955: Q&A: How Can I Invest $5k? - Episode 955 Jun 12, 2023

If you want to get started as a real estate investor, but you only have $5k to invest, what's the best recourse? On this Q&A episode, I'm giving three ideas for getting started investing with $5k!
I'm also answering your questions on recovering a project gone wrong with a new builder, and how much it costs to get started investing with Morris Invest. As always, I appreciate your thoughtful questions. Click play to hear my answers to your questions on today's episode of Investing in Real Estate!

954: The Best Strategy to Invest in Real Estate - Episode 954 Jun 08, 2023

Today we're going to discuss how to approach your investment strategy from a long-term perspective.One question we hear a lot at our company is "should I use my savings and buy a property outright, or make a down payment and use financing?"
We always encourage our investors to keep some of their cash reserves. While I understand the appeal of unloading your savings on one property for quick cash flow, I'd like to encourage you to think about things from a different perspective. Here's why: if your goal is to reach your Freedom Number and build long-term wealth, you're going to need some tools to help you get there. And leverage is a great tool.

953: Q&A: Should I Use My Home Equity to Invest in Real Estate? - Episode 953 Jun 05, 2023

Today's first caller asked an excellent question: "is now a good time to use home equity to invest for positive cash flow?" On this Q&A episode of Investing in Real Estate, I'm answering three of your questions on various real estate topics.
We're going to cover using home equity for positive cash flow, how to maximize your returns on a smaller investment, and what to consider about setting up LLCs for real estate investing. Click play to hear my answers to your thoughtful questions!

952: Teaching Your Kids Financial Intelligence - Episode 952 Jun 01, 2023

On our Q&A episodes, I answer three of your questions every week. A few weeks ago, I got a voicemail from an eleven-year old listener who asked how I teach my own kids about financial intelligence. I thought this was an amazing question, and the more I thought about it, the more I wanted to elaborate.
Today I'm going to reiterate what I told Drew, but also go a little deeper into some specific strategies you, as a parent, can use to teach your children financial intelligence.

951: Q&A: Is Flipping Houses a Good Investing Strategy? - Episode 951 May 29, 2023

If you're thinking about getting started in the real estate industry, chances are you're considering a lot of options. One popular real estate strategy is flipping houses. Is flipping houses a good investment strategy? That's the first question I'm answering on today's Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your great questions about flipping, offsetting tax liability after a 401k withdrawal, and options for getting started investing with $25k. Click play to hear my answers to your questions!

950: The Truth About Investing Out of State - Episode 950 May 25, 2023

Is it safe to purchase real estate investments out of state? Should you be worried about what could go wrong? What should you consider before purchasing a property so far away? These are really common questions, so let's talk about the truth.
Many investors are initially hesitant about purchasing a property outside of their home state, but as long as you’ve got a few things covered, your business can run seamlessly. On this episode of Investing in Real Estate, we're going to discuss investing out of state, getting to the root of your fears, and so much more!

949: Q&A: Is It a Good Time to Pay Off My Mortgage? - Episode 949 May 22, 2023

When I wrote my book How to Pay Off Your Mortgage in 5 Years, mortgage rates were at a historical low. Since rates have risen in the past year or two, does it still make sense to use a HELOC to pay off the mortgage on your primary home? That's the first question I'm answering on today's show!
This Q&A episode features three listener questions on paying off your mortgage, returns on our done-for-you rental properties, and how to find a lender willing to lend on investment properties. Click play to hear my answers to your real estate investing questions!

947: Is It a Bad Time to Buy Real Estate? - Episode 947 May 15, 2023

Ask Me a Question at morrisinvest.com/clayton!

946: How to Get Over Analysis Paralysis - Episode 946 May 11, 2023

Making an investment can bring up a lot of questions and concerns. But there’s a major difference between doing your due diligence and getting caught up in analysis paralysis.
On today's show, we're going to talk about analysis paralysis, including what it is, and how to know if you're caught in this cycle. You're going to learn four tips for overcoming analysis paralysis so you can move forward with your investing goals.

945: Q&A: How Do I Become a Section 8 Landlord? - Episode 945 May 08, 2023

What does it take to become a Section 8 Landlord? Do you have to get pre-approved? And if so, what does the process look like? That's the first question I'm answering on this Q&A episode!
On today's show, I'm taking three of your great questions on Section 8 rentals, how to get funding to grow your portfolio, and how to buy gold and silver. I'll also cover topics like diversifying your portfolio, signs of a recession, and why now is a great time to buy tangible assets. Click play to learn more!

944: 5 Major Drawbacks of Investing in Stocks (& What to Do Instead) - Episode 944 May 04, 2023

If you've ever listened to traditional investing advice, met with a financial advisor, or even started a new job, you've probably been persuaded into the merits of stocks or stock-based retirement plans like the 401k. Today, I want to unpack the paradigm of building wealth through stocks and provide an alternative method for investing: the self-directed IRA.
On this episode of Investing in Real Estate, I'm going to share five major drawbacks of investing in stocks, and why a self-directed IRA, in my opinion, comes out on top every time. Click play to hear more about real estate investing vs. stocks!

943: Q&A: How Can I Find a HELOC for My Rental Property? - Episode 943 May 01, 2023

Banks have been tightening their lending standards for a while now, and investors are finding it harder and harder to find lenders willing to give loans on rental properties. Today's first caller has contacted 30 banks to find a HELOC on an investment property, and still came up empty handed. What should his next move be? That's the first question I'm answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your questions on finding a HELOC for a rental property, how to decide if you should pay off mortgages, and the best way to tap into equity on a rental property. I'm also giving an update on the economy, the middle class, and what smart investors can do to protect themselves during this time.

942: How to Achieve Financial Freedom - Episode 942 Apr 27, 2023

What would it take for you to achieve financial freedom? On this episode, I'm going to walk you through how to run the numbers, step-by-step, from my Freedom Cheat Sheet.
Financial freedom is one of the core tenets of my real estate strategy, and today I want to unpack exactly what that means. Financial freedom can have many different definitions for different people, so let’s talk about what it is and how you can achieve it. Get ready to take some notes and let's define what financial freedom means for you.

941: Q&A: How Can I Use an Old 401k to Invest? - Episode 941 Apr 24, 2023

What can be done with an old 401k? Is there any way to use it to invest in real estate? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate, we're going to talk about the future of the US dollar and how it relates to real estate investing. Then I'll answer three of your great questions about investing with an old 401k, UBIT taxes for self-directed IRAs, and how to make a return on investment if you don't have enough funds to buy a rental property.

940: Am I Too Old to Start Investing? - Episode 940 Apr 20, 2023

Can you be too old to start investing in real estate? Spoiler alert: no. You're never too old to invest. On today's show, I'm going to share the main reasons why it's never too late to build wealth through real estate investing.
We're going to dive into a few main reasons why you might think it's too late to invest, and explore some solutions. I'm also sharing actionable steps for getting started in real estate, no matter your age. Click play to hear why you're never too old to start investing in real estate!

939: Q&A: Should I Sell a $400k Property? - Episode 939 Apr 18, 2023

There's not one clear, defined path to building wealth. When faced with a decision, you should always analyze your entire financial snapshot, including your Freedom Number. Today I'm sharing how you can assess whether or not to sell a rental property—and more!
On this Q&A episode of Investing in Real Estate, I'm answering three of your questions on deciding what to do with a paid off property, options for non-recourse financing, and how to find wholesaling leads. Press play to hear my answers to your questions!

938: How to Pay NO Taxes as a Real Estate Investor - Episode 938 Apr 13, 2023

There are many incredible benefits to owning rental real estate, including the unmatched tax incentives. In fact, tax savings may be the number one reason to invest in real estate. On today's show, we're going to dive into six specific ways that real estate investors can save on taxes through investing in rental properties.
On this episode of Investing in Real Estate, we're going to discuss some of the best tax benefits of investing, including depreciation, mortgage interest deductions, and much more. I consider this episode the ultimate guide to real estate taxes, so get ready to take some notes!

937: Q&A: How Do I Use My Home Equity to Buy Rental Properties? - Episode 937 Apr 10, 2023

What's the best way to transform a liability (like your primary residence) into performing assets? That's the first question I'm answering on today's Q&A episode.
On this episode of Investing in Real Estate, I'm tackling three listener questions about using home equity to buy rental properties, the best states to live and invest, and how to decide whether a renovation project is better suited for flipping or renting. Press play to hear my answers to your burning real estate questions!

936: What to Do If You're Not Ready to Invest - Episode 936 Apr 06, 2023

Today we're going to talk about five actionable steps you can take when your goal is to invest in real estate, but you're not quite ready yet. You know that real estate investing is the number one way to build wealth, but maybe you still have to get some ducks in a row before you take action.
This is not a bad place to be, it's great that you have a long-term goal in mind. On this episode of Investing in Real Estate, I'm going to help you map out five specific steps you can take when you're not ready to invest yet.

935: Q&A: How Can I Access the Equity in My Rental Property? - Episode 935 Apr 03, 2023

Since HELOCs can be difficult to find on an investment property, what's the best way to access the equity on a rental? In what scenarios would a cash out refinance be a better option? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate, we're going to discuss the future of digital currency, and how to protect yourself from the decline of the US dollar. I'm also tackling your questions about home equity, buying an investment property in a college town, and how to build your portfolio with a bad credit score. Click play to hear my answers to your real estate questions!

934: Is Commercial Real Estate Better Than Residential? - Episode 934 Mar 30, 2023

There are many ways to build wealth through real estate, and it's important that you find a strategy that works for you. One of the first questions you might ask as you explore the world of real estate investing is: should I invest in residential or commercial real estate?
I have strong opinions about this topic and for good reason. I want real estate investing to be sustainable and accessible for investors, and I think that's something that only residential real estate can provide. On this episode of Investing in Real Estate, I'm going to share a few main reasons why I think residential real estate comes out on top.

933: Q&A: Should I Use Cash or Financing to Invest? - Episode 933 Mar 27, 2023

Should you use your cash reserves to buy real estate, or is it a better strategy to use bank financing? And which method offers better tax benefits? That's the first question I'm answering on today's show!
On today's show, we're going to talk about the state of the economy and the current value of the US dollar. Then, I'll dive into your questions on the benefits of financing a real estate purchase, determining monthly rental rates, and finding HELOCs on rental properties. Click play to hear my answers to your best real estate investing questions!

932: Why Investing in Real Estate During a Recession Is Amazing - Episode 932 Mar 23, 2023

During a recession, many people are hesitant to make big financial decisions. They hope that the economy will steady, and they'll soon see a better opportunity to buy an investment. However, this is a big mistake. Investing during a recession could be one of the best financial decisions you could make.
On this episode of Investing in Real Estate, I'm sharing a few of the main reasons why now more than ever is a great time to buy rental real estate. We'll talk about the demand for housing, the tax benefits of investing, appreciation, and so much more. Click play to learn why investing during a recession is amazing!

931: Q&A: How Can I Protect Myself Against Inflation? - Episode 931 Mar 20, 2023

Today's first caller asked about investing during times of high inflation. As the dollar loses its value, is it wise to continue buying rental properties? Or would it be better to wait out the current economic cycle? That's the first question I'm answering on today's show!
On this Q&A edition of Investing in Real Estate, I'm taking three of your great questions about investing in times of inflation, paying back hard money loans for a fix and flip deal, and how to get started investing in stocks. I hope this episode brings you the insight and education you need to take the next step in your wealth building journey. Click play to hear my answers to your questions!

930: 10 Ways to Buy Real Estate You Might Not Have Considered - Episode 930 Mar 16, 2023

On today's show we're going to dive into an important topic: creative financing. I've talked to a lot of investors from different walks of life. Personally, I've also used plenty of creative financing options.
A lot of people get stuck in the trap of thinking that they can't invest, or investing is for other people. This is simply not true. If you truly want to invest, you can make it happen. It just takes a little determination and creativity. On today's show, we're going to explore 10 ways you can get started investing that you might not have considered.

929: Big Trouble in the US Banks As Panic Sets In - Episode 929 Mar 13, 2023

As money starts to disappear, banks are starting to collapse. This is causing panic among the people, as they worry about what will happen to their money. On this episode, I'm sharing information on banks run and how they could affect your financial future.
You're going to hear the latest news on Silicon Valley Bank, Janet Yellen's interviews, and how the FDIC works. Most importantly, we're going to talk about the best ways to protect your wealth and your family from this broken system. Click play to learn more about trouble in the banking system.

928: How to Recession Proof Your Investments - Episode 928 Mar 09, 2023

Real estate has proven time and time again to be one of the best ways to protect your wealth during a recession. On this episode of Investing in Real Estate, you're going to learn why real estate is the best way to protect your hard-earned money, plus specific tips you can use to protect your investments during a recession.
You're going to learn how real estate investments measure up against stocks, and the truth about our affordable housing crisis. I'm also sharing a fool-proof game plan for building a strong investment strategy during a recession.

927: Q&A: Should I Use My HELOC to Invest in Real Estate? - Episode 927 Mar 06, 2023

How do you know if it's a good strategy to buy assets with your home equity? And given higher interest rates, would it be better to invest in real estate or commodities like gold and silver? That's the first question I'm answering on today's Q&A episode!
On this episode of Investing in Real Estate, we're going to talk about the pent up demand for housing in the US. Then, I'm taking three of your excellent questions on leveraging a HELOC to buy assets, house hacking a full-service rental property, and ways to buy gold and silver. Click play to hear my answers to your questions!

926: This Investment Type Brings in Four Streams of Income - Episode 926 Mar 02, 2023

When you go to your 9-5 job, you're trading your hours for dollars. Your paycheck is a direct reflection of how many hours you work. But when you invest in real estate, you're able to bring in four different streams of income on a monthly basis. This is what makes real estate the best investment vehicle for building wealth.
On this episode of Investing in Real Estate, I'm sharing the four streams of income you can earn as a real estate investor. You'll learn about appreciation, cash flow, principle reduction, and so much more!

925: Q&A: Can I Use Annuities to Invest in Real Estate? - Episode 925 Feb 27, 2023

Today's first caller asked about using annuities to begin investing in real estate. Is this a good strategy, and what's the best way to get started? That's the first question I'm answering on this Q&A episode!
Before I get to your questions, I'm sharing the latest data on the housing market and giving an update on what's coming in terms of real estate pricing and interest rates. Then I'll answer your questions about annuities, LLCs for real estate, and using a HELOC to pay down your mortgage. Press play to hear my A's to your Q's!

924: Stocks vs. Real Estate Investing: It's Not Even Close - Episode 924 Feb 23, 2023

Stocks and real estate are two of the most popular investment types. Which is the better investment strategy for building wealth? On today's show, I'm going to dive into the popular debate of stocks vs. real estate!
On this episode of Investing in Real Estate, I'm going to break down the pros and cons of each investment type, my personal experience, and so much more! Click play to learn more about stocks vs. real estate investing.

923: Q&A: Should I Keep a Property with High HOA Fees? - Episode 923 Feb 20, 2023

If your rental property costs you a boatload in homeowner association fees every month, should you keep it and wait for it to appreciate or sell it and buy more investments? That's the first question I'm answering on today's Q&A Monday!
On this episode, I'm tackling three listener questions about HOA fees, purchasing real estate in the US from abroad, and the best practices for quickly paying back a private money lender. Press play to hear my advice on this episode of Investing in Real Estate.

922: They're Lying to You About the 401k - Episode 922 Feb 16, 2023

The old way of investing is broken. Gone are the days of setting up a 401k & pension plan for a comfortable retirement. And relying on social security? Forget about it.
More and more people just like you are realizing the traditional way of investing is broken and it just isn’t adding up to the goals they want to achieve. On today's show, I'm sharing why using a 401k won't help you build wealth, and what to do instead.

921: Q&A: How Can I Find a Reputable Property Manager? - Episode 921 Feb 15, 2023

If you're a savvy investor, you know that hiring a solid property management team is instrumental to your success. What goes into finding a reputable property manager? That's the first question I'm answering on this Q&A episode!
On this episode of Investing in Real Estate, we're going to talk about the demand for properties in 2023, and the future of bidding wars! Then, I'll answer your questions about property management companies, investing in your 50's, and doing a fix & flip deal. Tune in to hear my answers to your questions!

920: They Don't Want You to Know What's Happening with Inflation - Episode 920 Feb 09, 2023

We are seeing record high inflation rates. The prices of everything seems to be rising these days. Yet in the media, we're hearing messages that say we shouldn't pay attention to inflation, that it's just a word you should ignore. On today's show I'm going to explain exactly what's happening with inflation.
You're going to learn about how to protect your family against inflation with real estate investing. I'm sharing why inflation is happening, and what you can do to ensure your family can build wealth during this time. Press play to learn the truth about inflation!

919: Q&A: How Can I Manage My Properties From a Distance? - Episode 919 Feb 06, 2023

On this episode you'll learn:

Tips for managing your rental properties from far away.
What to consider about leasing vs. buying a commercial space.
How to decide if you should pay off your mortgage.

Tips for Managing Your Rental Properties from Far Away
For most investors, managing your properties from out of state or even internationally will not be a concern. You should work with a great team that has systems in place. I'd recommend working with a property management company that uses a solid software. This will allow you to see maintenance requests, payments, leases, etc. You can also schedule monthly check-ins with your property management team to ensure everything is running smoothly while you're away.

918: The Truth About Investing Out of State - Episode 918 Feb 02, 2023

Is it safe to purchase real estate investments out of state? Should you be worried about what could go wrong? What should you consider before purchasing a property so far away? These are really common questions, so let's talk about the truth.
Many investors are initially hesitant about purchasing a property outside of their home state, but as long as you’ve got a few things covered, your business can run seamlessly. On this episode of Investing in Real Estate, we're going to discuss investing out of state, getting to the root of your fears, and so much more!

917: Q&A: How Can I Start Investing After Retirement? - Episode 917 Jan 30, 2023

How can you begin investing after retirement age? And what's the best way to get started? That's the first question I'm answering on this Q&A episode of Investing in Real Estate!
Before I get to your questions, we're going to chat about the broader economy, including inflation, interest rates, and how these factors impact the housing market. Then I'll take three of your questions on investing in your 50s & 60s, how to buy a second rental with non-recourse financing, and the connection between depreciation and self-directed IRAs. I appreciate your great questions, and I hope you find this episode helpful.

916: How to Make $40k in 40 Days with Zack Boothe - Episode 916 Jan 26, 2023

One of the most common questions I get is about getting started in real estate without having tens of thousands of dollars for a down payment. The good news is, it is possible to get started in real estate without tons of money. It just takes dedication and hustle. Today, you're going to learn from my friend Zack Boothe about how to make $40k in 40 days with his driving for dollars method.
On this special episode, you're going to hear my interview with Zack Boothe on how to get started making money in real estate. He's sharing the details of his proven driving for dollars system, and how to decide if it's a fit for you. If you've ever been interested in generating wealth through driving for dollars, you're going to gain a ton of value from Zack's story.

915: Q&A: What Should I Do with the Equity in My Rental Properties? - Episode 915 Jan 25, 2023

If you have multiple paid-off rental properties, what's the best way to use the equity and build your portfolio? That's the first question I'm answering on this Q&A episode of Investing in Real Estate! Before we get to your questions, I'll be giving a rundown on the future of the housing market, including what to expect in the home buying space.
I'll also answer listener questions on topics like loan forgiveness and how to invest without being eligible for a traditional loan. This episode is packed with insights on how to grow your portfolio, improve your credit score, and much more! Click play to hear my answers to your questions.

914: Am I Too Old to Start Investing? - Episode 914 Jan 19, 2023

Can you be too old to start investing in real estate? Spoiler alert: no. You're never too old to invest. On today's show, I'm going to share the main reasons why it's never too late to build wealth through real estate investing.
We're going to dive into a few main reasons why you might think it's too late to invest, and explore some solutions. I'm also sharing actionable steps for getting started in real estate, no matter your age. Click play to hear why you're never too old to start investing in real estate!

913: Q&A: What Is the Future of the Housing Market? - Episode 913 Jan 16, 2023

With the housing market being predicted to drop 30% this year, is it a good time to buy real estate investments? Or is it a better idea to wait for better market conditions? That's the first question I'm answering on this Q&A show!
On this episode of Investing in Real Estate, I'm giving a rundown on what I see coming in the housing market, including price declines, interest rates and more. I'm also answering three of your thoughtful questions on timing the market, finding a reliable contractor for a fix & flip, and the pros and cons of DSCR loans for real estate investors.

912: Using a 1031 Exchange to Build Wealth in 2023 - Episode 912 Jan 12, 2023

A 1031 exchange is a powerful tax tool that allows an investor to save on taxes after selling a piece of real estate. This tax deferral program permits the investor to sell one real estate property and then reinvest the funds into another higher performing property.
As a real estate investor, a 1031 exchange is one of the best tools you can utilize for building wealth and saving on taxes! On today's show, you're going to learn the rules, the timelines, and how to get started if you believe a 1031 exchange is the right strategy for you.

911: Q&A: Is It the Right Time to Invest? - Episode 911 Jan 09, 2023

Is it too late to invest if you're already retired? Are there any benefits of investing when you're older? This is a great question, and I was interested to hear it in my voicemail.
On today's Q&A episode, I'm taking three listener questions on investing in your golden years, how to utilize business banking accounts, and what to do with a slow builder. We'll also talk about the state of the market as we kick off 2023, and some tips for protecting yourself with smart, tangible assets.

910: 10 Benefits of Working with Morris Invest - Episode 910 Jan 05, 2023

If you want to invest in real estate the right way, I highly recommend having a team by your side to make your experience passive and sustainable for the long term. Especially if you're planning on investing out of state, there are some necessary components you'll need to have in place... and working with a team is the most efficient way to do so.
Today I'm going to share 10 reasons why our clients love working with us, including the benefits of working with a full service team, and why this is instrumental to your success. Press play to learn about the top 10 benefits of full-service real estate investing!

909: Q&A: How Do I Transfer My Properties into an LLC? - Episode 909 Jan 02, 2023

If you're serious about your real estate investing business (and protecting your assets), it's important that you hold your investments in a legal entity. What's the best way to transfer rental properties into an LLC? That's our first question on today's Q&A Monday!
On today's show, I'm answering three of your questions about putting investments into a legal entity, what to do with a unique investment type, and how to choose the landscaping on a rental property. Don't miss this episode of Investing in Real Estate to hear my answers to your investing questions!

908: The Ultimate Self-Directed IRA Strategy to Build Wealth - Episode 908 Dec 29, 2022

Pairing a self-directed IRA with a non-recourse loan is the ultimate strategy for building wealth. On this episode of Investing in Real Estate, I'm going to teach you how to maximize your retirement funds with this strategy.
You're going to learn about how a non-recourse loan works, and how it can pair with a self-directed IRA. If you're interested in simultaneously growing your retirement and building your portfolio, this episode is for you!

907: Q&A: What's the Best Insurance for Real Estate Investors? - Episode 907 Dec 26, 2022

What should you look for in an insurance policy for your rental properties? And what are some of the best companies for real estate investors to work with? That's the first question I'm answering on this Q&A episode!
This episode features three of your questions on insurance, getting funding for your first deal, and paying down loans. I'm also sharing my take on the economy at the end of the year, the power of buying tangible assets, and protecting your family from the swings of the market. Press play to hear episode 907 of Investing in Real Estate!

906: 10 Reasons to Invest in Real Estate - Episode 906 Dec 22, 2022

If you're looking to build wealth, increase your net worth, and create monthly cash flow, there's no better investment vehicle than long-term, buy and hold real estate. When done correctly, investing in real estate yields a high profit, stable income, on top of numerous other benefits.
On this episode of Investing in Real Estate, I'm going to share the top 10 reasons to invest in real estate. You're going to learn about streams of income, tax benefits, and so much more. Click play to hear 10 reasons to buy rental properties!

905: Q&A: How Do You Handle the Stress of Investing? - Episode 905 Dec 19, 2022

Being an investor can often mean wearing a lot of hats. Dealing with things like taxes, financing, and tenant woes can create a lot of stress. What's the best way to handle the stress of investing? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate, I'm answering three great listener questions on managing stress, DSCR loans for real estate investors, and how to handle multiple financial products at once. I'm also sharing my take on a coming recession, and what we can expect in the economy moving forward.

904: The Ultimate Guide to End of Year Planning for Smart Investors - Episode 904 Dec 15, 2022

There are many roles and tasks you can outsource in your real estate business, but one thing that’s your responsibility alone is nurturing your portfolio. And as the end of the year approaches, it's critical that you have a game plan for reaching your financial goals. On today’s show, I’m going to talk about what that means, and some specific action steps you can take to make sure you’re on track.

903: Q&A: Should I Pay Off Debt or Buy Rentals? - Episode 903 Dec 12, 2022

On today's show, we're going to dive into what's going on with the housing crisis, and how it differs from 2008. You're going to learn about rental rates, bubble markets, the future of jobs, and why so many Millennials have moved back in with their parents. I'm also taking three listener questions for our Monday Q&A!
The first question I'm answering is about how to choose between investing and paying off debt. I'm also answering questions about raising capital, and what to consider about HELOC draw periods and repayment periods. Please join me for this episode of Investing in Real Estate!

902: A Better Alternative to Health Insurance for Real Estate Investors with Andy Schooner - Episode 902 Dec 08, 2022

One of the biggest barriers that holds entrepreneurs and real estate investors back from leaving their 9-5 job is health insurance. Today's guest, Andy Schoonover, is the CEO of CrowdHealth, a company that's changing the way we pay for healthcare.
What I love about CrowdHealth is that they eliminate a lot of the headaches and costs that are associated with traditional health insurance. Their mission is to make healthcare more accessible, simple, and reasonably priced, which in turn makes entrepreneurship more attainable. In this interview, Andy is sharing how CrowdHealth works, why it's a great solution for real estate investors, and how you can get started crowdfunding your healthcare.

901: Q&A: How Do You Choose the Best Banking Product? - Episode 901 Dec 06, 2022

Whether you're looking to pay off debt, or grow your real estate portfolio, there are a multitude of different banking products available to help you reach your financial goals. From personal loans to HELOCs to credit cards to cash out refinances, it can be hard to know where to start. How do you choose the best banking product? That's the first question I'm answering on today's Q&A.
Before I get to your questions, we're going to talk about what's going on in the economy, including the future of the job market, and how to protect your family from the ups and downs of the economy. I'll answer three great listener questions on choosing financial products, paying off debt, and building business credit. I hope you enjoy this episode of Investing in Real Estate!

900: Protect Your Retirement Funds Against Inflation - Episode 900 Dec 01, 2022

If you're looking for a way to protect your retirement funds from inflation, buying real estate inside a self-directed IRA is the best strategy. On this episode of Investing in Real Estate, you're going to learn why this account type is a great way to gain control over your retirement outcomes.
You're going to learn about the differences between traditional retirement accounts and self-directed accounts, the major benefits of a self-directed IRA, and the truth about inflation. If you're sick of your retirement getting plummeted by inflation, this episode is for you!

899: Q&A: What's the Best Way to Leverage $100k? - Episode 899 Nov 30, 2022

Today's first caller has $100,000 available in home equity. Should he use it expand his real estate portfolio, pay off his mortgage, or both? That's the first question I'm answering on this Q&A Monday!
On today's show, first we're going to talk about why trying to time the market isn't a sustainable strategy. I'm also answering your questions on leveraging funds, getting a HELOC with an LLC, and utilizing equity after a pay cut. Please join me for episode 899 of Investing in Real Estate!

898: Self-Directed IRAs Explained - Episode 898 Nov 24, 2022

Self-directed IRAs are gaining popularity, and for good reason. On today's show, I'm explaining what a self-directed IRA is, and how to use this retirement account for real estate investing. You're going to learn about the benefits of self-direction, and how you can decide if a SDIRA is right for you.
I'm sharing how a self-directed account differs from traditional retirement vehicles, and why it matters. If you're financially intelligent and are ready to take control of your future, you're going to want to hear this episode. Click play to learn more about self-directed IRAs!

897: Q&A: When Is the Best Time to Set Up My LLC? - Episode 897 Nov 21, 2022

Today's first caller is buying his first rental property. Is it best to set up an LLC first, or buy first and figure out the logistics of entity setups later? That's the first question I'm answering on this Q&A episode of Investing in Real Estate!
On this episode, I'm taking three of your questions on when to set up an LLC, using other people's money for rental property repairs, and how to maximize depreciation. I'm also sharing some great news for investors on the state of the economy. Press play to hear my answers to your best investing questions!

896: How to Make Amazing Returns with Short-Term Rentals - Interview with Sief Khafagi - Episode 896 Nov 17, 2022

Short-term rentals are attractive for many real estate investors. However, it's not as simple as it may seem on the surface. If you're going to have a sustainable experience with high returns, it's important that you have a certain knowledge base and set of criteria.
On today's show, Sief Khafagi, the co-founder of Techvestor is here to share the ins and outs of profitable short-term investing. Techvestor helps accredited investors passively invest in short-term rentals with a proven, data-driven system. In this interview, Sief is sharing more about his company's mission, rental markets for short-term investing, and how to get started in the Airbnb space.
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895: Q&A: Should I Transfer the Title on My Rental Property? - Episode 895 Nov 14, 2022

Today's first caller is looking into getting a HELOC on his rental property. In order to approve the line of credit, the bank wants him to transfer the title out of his LLC and into his own name. Is this a good idea? That's the first question I'm answering on today's show!
This Q&A Monday episode features three great listener questions on transferring titles, the best way to raise capital, and how to go about getting insurance policies on your rental properties. As always, I appreciate your questions and I hope you enjoy this episode of Investing in Real Estate!

894: 5 Reasons the 2008 Market Crash Is Different from Today - Episode 894 Nov 10, 2022

Are we headed into a housing collapse just like 2008? In my opinion, there are five big differences between the 2009 market and today. On this episode, we're going to talk about some of those main distinctions.
On this episode of Investing in Real Estate, I'm sharing why buying real estate now is still a great strategy, despite a few snags in the economy. We'll also talk about the state of the housing market, inflation, the US dollar, and much more!

893: Q&A: Should I Move My Properties Into an LLC? - Episode 893 Nov 07, 2022

Should you transfer your properties into an LLC? Is an LLC favorable for taxes or liability? That's the first question I'm answering on this Q&A edition of Investing in Real Estate!
On today's episode, you'll hear three great listener questions on LLCs, investing for cash flow, and leveraging investment properties. Click play to hear my answers to your best investing questions!

892: Become Your Own Bank to Invest in Real Estate - Interview with Nate Scott - Episode 892 Nov 03, 2022

Infinite banking can be a great way to grow your wealth, but it can also be pretty confusing. That's why I'm bringing on an expert to break down the main concepts of infinite banking, and help you determine if it's a fit for you. On this episode of Investing in Real Estate, Nate Scott is back to explain the infinite banking concept, and why it's a great complement to real estate investing.
Nate Scott is the president of Living Wealth. His mission is to help families and small businesses become financially free through becoming their own banker. Nate is also a client development coach and a speaker. His role includes teaching others how to become wealthy, and that's exactly what he's sharing in this interview.

891: Q&A: How Do You Calculate Internal Rate of Return? - Episode 891 Oct 31, 2022

What is internal rate of return? What does the calculation include, and what period of time does it cover? That's the first question I'm answering on today's Q&A episode!
Today I'm answering three great listener questions about IRR, buying real estate when prices are high, and the state of the market at the end of 2022. Press play to hear my answers to your questions on this episode of Investing in Real Estate!

890: How to Pay Zero in Taxes with a Cost Segregation - Episode 890 Oct 27, 2022

If you want to cut down on your tax burden, the best thing you can do is engage in the business practices that the tax law incentivizes. And one thing most people don’t know is, you don’t have to be among the ultra-wealthy to take advantage of these incentives. You just need to develop the financial education to make strategic decisions.
On this episode, I’m sharing one of the best tax saving strategies that is often overlooked by investors: the cost segregation. Click play on this episode of Investing in Real Estate to learn more about using a cost segregation!

889: Q&A: How Many Properties Do I Need to Do a Cost Segregation? - Episode 889 Oct 24, 2022

A cost segregation is an amazing way for real estate investors to save on taxes. However, a cost segregation study can be costly and time-consuming. How many properties do you need for a cost segregation to be worth it? That's the first question I'm answering on today's show!
This Q&A episode features three great listener questions on cost segregation studies, the best investing strategies for beginners, and how to use the profits inside a self-directed IRA. Press play to hear my A's to your Q's on this episode of Investing in Real Estate.

888: What Is a Recession Resistant Market? - Episode 888 Oct 23, 2022

There are many factors that have changed in the economy over the past few years. As an investor, the idea of losing your rental income can be scary. On today's show, we’re going to talk about how a recession impacts real estate investors. You're also going to hear why it’s so important to invest in a recession-resistant market.
I’m also sharing my favorite economically strong rental market, and the main reasons why it’s the best recession-resistant city for investors. If you're interested in learning more about recession-resistant real estate investing, this episode is for you!

887: Q&A: What Do I Need to Know About Adjustable Rate Mortgages? - Episode 887 Oct 17, 2022

It's no secret that interest rates are on the rise. Today's first caller asked a thoughtful question about adjustable rate mortgages. What is an adjustable rate mortgage, and when is it financially intelligent to use one? That's the first question I'm answering on today's show.
This episode features three listener questions on adjustable rate mortgages, how to invest when you've had a foreclosure, and ways to start investing when you don't have a lot of funds. Press play to hear my answers to your best investing q's!

886: The Pros & Cons of Using a Self-Directed IRA to Buy Real Estate - Episode 886 Oct 13, 2022

If you know anything about my personal investing strategy, you know I'm a huge advocate of buying real estate in a self-directed IRA. But more than anything, I also believe that there's no such thing as a one-size-fits-all investing strategy. We all have different finances and different goals. What works for me might not work for you, or vice versa.
To to help you determine if a self-directed IRA is right for you, I'm going to run through some of the pros and cons of using a self-directed IRA to invest in real estate. Join me for episode 886 of Investing in Real Estate to learn more about buying real estate inside of a self-directed IRA!

885: Q&A: Short-Term vs. Long-Term Rentals: What's Better? - Episode 885 Oct 10, 2022

Short-term rentals and long-term rentals are two popular investing strategies, and they come with some key differences that are important to understand. How can you decide which strategy is better for you? That's the first question I'm answering on today's show.
On this Q&A edition of Investing in Real Estate, I'm taking three great listener questions. We'll get into topics like short-term rentals, renting out your primary home, and how to decide which financial product is best for growing your portfolio. Press play to hear my answers to your investing questions!

884: Investments The Government Will Pay YOU to Make - Interview with Tom Wheelwright - Episode 884 Oct 06, 2022

If you want to build wealth you've got to do it strategically, otherwise you can end up with a hefty tax bill. The key to growing your wealth is understanding how the tax code works so that you can plan to make decisions that make you money while maximizing your tax savings. Whenever I have a tax question, there's only one person I consult: today's guest: Tom Wheelwright.
On this episode of Investing in Real Estate, expert CPA and Rich Dad Advisor Tom Wheelwright is back to share amazing tax-saving tips from his new book, The Win-Win Wealth Strategy. We're discussing topics like the tax benefits of real estate investing, finding a qualified CPA, the tax benefits of starting a business, and much more!

883: Q&A: How Can You Use a HELOC to Buy Multiple Investments? - Episode 883 Oct 03, 2022

Today's first caller has a HELOC and he wants to use his equity wisely to grow his real estate portfolio. What's the best way to leverage those funds to buy multiple investments, instead of just one or two? That's the first question I'm answering on this Q&A edition of Investing in Real Estate!
This episode features three great listener questions on leveraging funds to maximize your growth, finding the right banking products to reach your goals, and how to get started investing with a low income. Thank you for your thoughtful questions, and I hope you enjoy this episode.

882: Are You a True Investor? - Episode 882 Sep 29, 2022

Are you a true investor? A true investor has what it takes to sustain a long-term career in real estate. Today we're going to talk about five specific traits of a true investor.
On this episode of Investing in Real Estate, I'm going to share some questions you can ask yourself to determine if investing in real estate is right for you. You'll learn about setting goals, understanding your identity, and so much more.

881: Q&A: Should I Take My Property Out of an LLC? - Episode 881 Sep 27, 2022

Thomas wants to get a HELOC on his rental property, and his lender won't allow it since his property is in an LLC. Should he transfer the property into his own name? And if so, can he quickly transfer it back? This is a common issue with real estate financing, and it's the first question I'm answering on today's show!
This episode of Investing in Real Estate features three great listener questions on transferring properties out of LLCs, raising capital to invest in today's market, and getting an insurance policy on a rental property. Click play to hear my answers to your questions!

880: How to Invest to Overcome Inflation - Episode 880 Sep 22, 2022

From rising prices at the gas pump to the grocery store, I think it's safe to say we're all feeling the pinch of inflation. But from a broader economic perspective, the effects of inflation go much deeper than the prices you're seeing on the shelves at the store.
Continued high inflation can lead to a recession, cause economic turmoil, and impact Wall Street in a way that drives increased volatility. Now, I'm not an alarmist by any means, but these three negative consequences of inflationary times can put your wealth at risk, and this is something to be concerned about. So on this episode of Investing in Real Estate, we're going to discuss inflation and how investing in multiple rental properties can essentially create a hedge against inflation that protects your wealth.

879: Q&A: How Can I Invest with My Child? - Episode 879 Sep 19, 2022

Today's first caller asked an interesting question about using college funds to invest in real estate. What's the best way for an investor to get their child involved in real estate investing? That's the first question I'm answering on today's show!
This Q&A episode features three great listener questions on involving children in your investing, how USDA loans work, and the best way to utilize equity gains. Hear my answers to your best investing questions on this episode of Investing in Real Estate!

878: Protect Your Assets Like Robert Kiyosaki - Interview with Garrett Sutton - Episode 878 Sep 15, 2022

Asset protection is a critical aspect of any real estate investing business. And sadly, it's something that many investors overlook until it's too late. In the event of a lawsuit, it's important that your legal entities are set up to protect your personal assets. On today's show, I'm bringing in the most qualified expert I know to discuss asset protection for real estate investing.
On this episode of Investing in Real Estate, I'm sitting down with Garrett Sutton. Garrett is an attorney, bestselling author, Rich Dad Advisor, and the founder of Corporate Direct. In his new book, Veil Not Fail, Garrett shares important strategies for reducing your liability in the event of a lawsuit. Today you're going to hear some of his best tips on legal entity structure, corporate formalities, insurance for rental properties and so much more!

877: Q&A: Should I Buy a Home to Live In? - Episode 877 Sep 12, 2022

Should you buy a home to live in? Or is it a better idea to rent a home? There's no one-size-fits all answer to this question, but on this Q&A episode I'm sharing my thoughts on buying a home!
Today's show features three great listener questions on buying a home, getting a cost segregation study on a rental property, and using credit cards to buy a piece of real estate. Click play to hear my answers to your questions on this episode of Investing in Real Estate!

876: Prepare for What’s Ahead: Inflation, Recession, & High Taxes - Episode 876 Sep 08, 2022

We’ve seen a lot of changes in the economy over the past few months: interest rates are rising, inflation hitting record highs, and the White House recently announced the Student Debt Relief Plan. Most Americans are feeling the pinch of inflation in their wallets, but what you might not have considered is how these external factors are impacting your nest egg and your retirement plan.
On this episode of Investing in Real Estate, you're going to learn how the state of the economy is impacting retirement accounts and savings accounts across the board. I'll also share an action plan you can take to protect your wealth, and why real estate is a critical part of any retirement plan. Click play to hear what's coming in the economy!

875: Q&A: Should I Use My 401k to Buy Real Estate or Pay Off Debt? - Episode 875 Sep 05, 2022

Taking a loan from your 401k can be a smart financial move. Is it better to use the funds to invest in real estate or pay off debt that has a higher interest rate? That's the first question I'm tackling on this Q&A episode!
On this episode of Investing in Real Estate, I'm sharing my take on the current state of the economy and then answering some great listener questions. We're going to cover topics like deploying a 401k loan, the truth about high appreciation markets, and how to pay for repairs on your rental properties without increasing your tax bill. Click play to hear my answers to your questions!

874: 7 Rules of Using a Self-Directed IRA - Episode 874 Sep 01, 2022

When I first heard about investing with a self-directed IRA, I had a lot of questions. The self-directed IRA is rarely talked about and has a lot of rules. This can be intimidating for new investors, but if you're the kind of person who takes initiative and wants to be empowered in your wealth building, this investing vehicle is a powerful way to build wealth.
On this episode of Investing in Real Estate, we're going to cover some of the main rules of using a self-directed account. Because a self-directed IRA is retirement account, the IRS has some strict rules you have to follow to maintain the tax-free status of the account. Press play to hear seven rules of using a self-directed IRA!

873: Q&A: How Can I Deal with a Vacancy? - Episode 873 Aug 29, 2022

Our first caller on today's Q&A asked a great question: what is the best way to fill a vacancy? On today's show, I'm sharing some of my personal experiences and tips for dealing with vacancies.
This episode also contains my answers to your questions on using equity to grow your portfolio, and how to get started in real estate when you have credit struggles. Press play to hear my answers to your questions on this episode of Investing in Real Estate!

872: Is It a Good Time to Invest in Real Estate? - Episode 872 Aug 25, 2022

Is now a good time to invest in real estate? This is always a popular question, but especially with so many shifts in the market the past couple years, many people are wondering if they should wait until interest rates drop or prices regulate.
On this episode of Investing in Real Estate, let's talk realistically about what's happening in the market and whether or not now is the time to invest in real estate. We're going to discuss the history of interest rates, the importance of time in the market, and much more!

871: Q&A: What's the Best Way to Sell a Rental Property? - Episode 871 Aug 22, 2022

If you have an occupied rental property, what's the best way to sell it? Is it better to wait until your lease ends, or should you try to sell the home with a tenant in place? That's the first question I'm answering on this Q&A episode!
This episode of Investing in Real Estate features three great listener questions. We're talking about selling an occupied rental property, what to do when you have negative cash flow, and how to decide the best way to fund an investment. Press play to hear my answers to your best investing questions!

870: Should You Pay Off Debt or Invest? - Episode 870 Aug 18, 2022

Deciding how to approach real estate investing when you have debt is not always simple and straightforward. There are a few factors to consider, and coming up with a solution can vary from person-to-person. This is a decision you’ll have to make for yourself, but on this episode, I'm here to help you weigh your options.
On this episode of Investing in Real Estate, I'm sharing a few things to consider when taking inventory of your debt. We're going to discuss good debt vs. bad debt, the mental impact of carrying debt, and weighing your financial options. I hope this episode helps you determine whether you should pay off debt or invest!

869: Q&A: Should I Use a Virtual Mailbox for My Real Estate Business? - Episode 869 Aug 15, 2022

If you have rental properties across the United States, is it a good idea to set up a virtual mailbox? Will doing so protect your anonymity, or present any risks? That's the first question I'm answering on this Q&A episode of Investing in Real Estate!
This episode features three great listener questions on virtual mailboxes, selling a rental property, and introductory interest rates on HELOCs. Press play to hear my answers to your real estate investing questions!

868: Wealth Building Masterclass Part 6: Your Personalized Path to Financial Freedom Aug 11, 2022

Welcome back to part 6, the finale of the Wealth Building Masterclass! We're going to discuss specific ways you can create financial freedom, based on your personal situation and finances. You're going to hear from some of our clients, and how they used their resources to build wealth.
You're also going to learn about our customized approach to real estate investing, and we'll walk through some of our specific programs. I sincerely hope this Masterclass Series has helped you become more informed, more empowered, and more excited about carving your path to financial freedom.

867: Q&A: Should I Pay Off My Mortgage or Invest in Real Estate? - Episode 867 Aug 08, 2022

Is it better to pay off your mortgage or invest in real estate? This is a common real estate investing question that stumps a lot of homeowners and investors. And on this Q&A episode, we're going to explore your options.
On today's show, I'm answering three listener questions on paying off your mortgage, turning a primary home into a rental property, and how to invest with no job. Join me for this episode of Investing in Real Estate to learn more about making financial decisions as it relates to investing!

866: Wealth Building Masterclass Part 5: The Freedom Number - Episode 866 Aug 05, 2022

The foundation of financial freedom is The Freedom Number. In part 5 of the Wealth Building Masterclass, you're going to learn more about how to calculate your Freedom Number. Your Freedom Number is the amount you need in order to be financially free, and you can find it by using a simple equation we made. All you have to do is plug in a few of your financial numbers.
This will help you figure out how many rental properties you need in order to replace your income and retire comfortably. Please join me for part 5 of the Wealth Building Masterclass to learn more about finding your Freedom Number!

865: Q&A: Are Single-Family Investments Better Than Syndicates? - Episode 865 Aug 01, 2022

As interest rates rise and the market shifts, are single-family homes still the best investment type? Or are syndicates a better investment in today's economy? This is an excellent question, and it's the first one I'll be answering on today's Q&A!
This episode of Investing in Real Estate features three great listener questions on the best investment type in 2022, transferring properties into an LLC, and deciding on what banking product to use to buy properties. I hope you enjoy this Q&A episode!

864: Wealth Building Masterclass Part 4: The Power of Working with a Team - Episode 864 Jul 28, 2022

Welcome back to part 4 of the Wealth Building Masterclass. On this episode, you're going to discover why working with a team is a powerful component of wealth building. Specifically, we're going to cover what to look for in a team.
You'll also hear my personal journey with developing business relationships, both good and bad. I'm sharing more info about the relationship between Morris Invest and SDIRA Wealth, and much more. Click play to learn more about the power of working with a team!

863: Q&A: How Do You Organize Your Rental Property Documents? - Episode 863 Jul 25, 2022

What is the best way to organize your rental property documents? Especially as you grow your portfolio, it's important to have your files both organized and accessible. On this Q&A episode, we're diving into organization tips for your real estate documents.
This episode also contains listener questions on choosing an insurance company for your rental properties, and how to find a HELOC for an investment. I appreciate your questions, and I hope you find my answers helpful. Please join me for episode 863 of Investing in Real Estate!

862: Wealth Building Masterclass Part 3: Your Personal Financial Checklist - Episode 862 Jul 21, 2022

Welcome back to the Wealth Building Masterclass, part 3. This next part is usually the most eye-opening and incredible part for most of our clients. We’re going to take a close look at your personal financial checklist, including your assets and liabilities.
I’m often amazed by the stories I hear during this phase of the process because people discover available funds that have just been sitting there doing nothing for them. Please join me for part 3 of the the Wealth Building Masterclass!

861: Q&A: Should I Use a Quit Claim Deed? - Episode 861 Jul 18, 2022

If you own rental properties in your name, should you use a quit claim deed and transfer them into an LLC? What are the pros and cons of using an LLC for real estate investing? That's the first topic I'm answering on today's show!
This Q&A edition of Investing in Real Estate features three great listener questions on transferring to an LLC, finding properties with cash flow, and using home equity. As always, I appreciate your thoughtful questions and I hope you find my answers useful. Click play to hear my response to your best investing questions!

860: Wealth Building Masterclass Part 2: Goal Setting Workshop - Episode 860 Jul 14, 2022

This episode of Investing in Real Estate is part 2 of the Wealth Building Masterclass. In part 2, we're diving deep into your goals, and how you can best utilize them to build wealth. We're going to talk about digging into your motivation for building wealth, and how to start setting realistic goals.
I believe that setting goals is an important part of setting goals in any area of life, but especially investing. I hope this episode will help you get started on your personalized path to building wealth. Please join me for part 2 of the Wealth Building Masterclass!

859: Q&A: Should I Invest Overseas? - Episode 859 Jul 11, 2022

Today's first caller asked a really interesting question. Is it a good idea to use invest in real estate overseas, especially if you plan on moving overseas? I'm answering this question and more on today's show!
This Q&A episode of Investing in Real Estate, I'm tackling three of your great questions on topics like investing abroad, creating a payoff schedule for a HELOC, and investing in a rooming house. As always, I appreciate your thoughtful questions and I hope you enjoy this episode!

858: Wealth Building Masterclass Part 1: The Key to Wealth - Episode 858 Jul 07, 2022

Do you want to become financially free through real estate investing? In this six-part masterclass series, I’m going to show you different methods to achieve your goal of becoming financially free. Real estate investing is the #1 way to build wealth, and this masterclass will show you how to use it to reach your goal of becoming financially free.
More people need to know their options when it comes to managing their money. They don’t not have to rely on a 401k for retirement, for one thing. There’s a lot I think you need to know, and I want to share everything I’ve learned and tested to help others rise above the status quo and take control of their financial future. Join me for part 1 of the Wealth Building Masterclass Series!

857: Q&A: How Does a HELOC Affect My Credit? - Episode 857 Jul 04, 2022

Does taking out a HELOC impact your credit score? What are some things to consider about your overall financial snapshot before you decide to utilize a HELOC for investing? That's the first question I'm answering on today's show!
Today's three callers sent in great questions about the financial implications of using a HELOC, the best ways to research a rental market, and how to decide how to use your funds on investing. I believe that we can learn from other people's questions, and I hope this Q&A is useful for your personal investing journey. Please join me for this episode of Investing in Real Estate!

856: 6 Tips for Dealing with a Vacancy - Episode 856 Jun 30, 2022

In a perfect world, your rental property would be rented out 12 months a year. But unfortunately, that's not always the case. You might have a vacancy for a few months after a tenant moves out or when you buy a new property.
On today's show, I'm sharing my six best tips for dealing with vacancies in your rental properties. We'll cover exactly what a vacancy is and what to expect as a landlord. We'll discuss setting realistic expectations, plus strategies for ensuring your property gets filled with a great tenant. I hope you enjoy this episode of Investing in Real Estate!

855: Q&A: Use Cash to Invest or Pay Off Mortgage? - Episode 855 Jun 27, 2022

Should you use funds to invest in real estate? Or is a better financial move to pay off your mortgage, instead? This is a nuanced and personal decision, but I'm attempting to answer on this Q&A episode.
On today's show, I'm answering questions from my voicemail. Today's callers have questions about deploying funds, non-recourse loans, and turning a townhouse into a rental property. Click play to hear my answers to your questions on this episode of Investing in Real Estate!

854: Do You Need an LLC for Real Estate Investing? - Episode 854 Jun 23, 2022

Should you put your rental properties in an LLC? This is a very common question in the world of real estate investing. Here's the quick answer: it depends! There is no one-size-fits all approach to real estate investing, and today we're going to talk about some of those nuances.
On this episode of Investing in Real Estate, we're diving deep into the world of LLCs for real estate. I'll share why most professionals advise investing in an LLC, but also discuss some exceptions to the rule. If you've ever wondered about putting your rental properties into an LLC, this episode is for you!

853: Q&A: What Are My Options for Buying a Second Rental Property? - Episode 853 Jun 20, 2022

If you've got one rental property under your belt and you want to expand your portfolio, what's the best way to move forward? Especially if you're short on a down payment, what are some funding options? That's the first question I'm answering on today's show!
This Q&A episode features three great listener questions on second property funding ideas, paying transfer taxes, and using a reappraisal for instant equity. As always, I appreciate your questions, and I hope you can learn something from other listener questions. Click play to hear my answers on episode 853 of Investing in Real Estate!
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852: The Best Time Saving Investing Strategy - Episode 852 Jun 16, 2022

You already know that real estate investing is the number one way to build wealth.. but it's hard to know how to get started. Especially if you don't already live in one of America's strongest rental markets, buying rental properties can be really overwhelming and time-intensive.
On today's show, we're going to talk about how to take back control of your most valuable resource: time. We're also going to discuss how this ties into retirement planning, and how to get the most bang for your buck without sacrificing your time.

851: Q&A: Should I Worry That My Property Isn't Cash Flowing? - Episode 851 Jun 13, 2022

Should you worry if you're breaking even on a rental property? What can be done to turn things around if you're having a bad investing experience? That's the first question I'm answering on today's show.
On this episode, I'm taking three of your questions on handling an investment that's not cash flowing, using a HELOC as a down payment, and finding motivated sellers for real estate deals. Please join me for this Q&A episode of Investing in Real Estate!

850: The Truth About Mortgage Interest Rates Jun 09, 2022

In 2022, mortgage rates are up and will continue to climb. While that sounds like bad news for homebuyers and investors, if you look at the full picture, you'll see that rates aren't necessarily up, instead it's more like they're returning to a baseline.
That's our topic for today's show - we're going to dive into the history of mortgage rates, what interest rates look like in 2022, and what all of this means for your investment portfolio. Press play to learn more about the history of interest rates and how you can get the best rates possible right now.

849: Q&A: Is Infinite Banking a Good Strategy for Beginners? - Episode 849 Jun 06, 2022

Today's first caller asked an interesting question about using infinite banking. Is this strategy good for new investors? That's the first question I'm answering on today's Q&A episode!
This episode of Investing in Real Estate features three great listener questions on topics like infinite banking, getting funding for a new construction project, and the best places to look for HELOCs. I appreciate your thoughtful questions, and I hope you enjoy this episode!

848: The Best Strategy to Invest in Real Estate - Episode 848 Jun 02, 2022

In 2022, mortgage rates are up and will continue to climb. While that sounds like bad news for homebuyers and investors, if you look at the full picture, you'll see that rates aren't necessarily up, instead it's more like they're returning to a baseline.
That's our topic for today's show - we're going to dive into the history of mortgage rates, what interest rates look like in 2022, and what all of this means for your investment portfolio. Press play to learn more about the history of interest rates and how you can get the best rates possible right now.

847: Q&A: What's the Best Way to Utilize a HELOC? - Episode 847 May 30, 2022

How can you best utilize a HELOC on a rental property? That's the first question I'm answering on this episode of Investing in Real Estate. I'm taking three of your great questions on today's show.
This Q&A episode features listener questions on using a HELOC, how to grow a massive real estate portfolio, and using a whole life policy to build wealth. As always, I appreciate your thoughtful questions, and I hope these episodes inspire you to make progress on your investing journey. Press play to hear my answers to your questions!

846: Teaching Your Kids Financial Intelligence - Episode 846 May 26, 2022

On our Q&A episodes, I answer three of your questions every week. A few weeks ago, I got a voicemail from an eleven-year old listener who asked how I teach my own kids about financial intelligence. I thought this was an amazing question, and the more I thought about it, the more I wanted to elaborate.
Today I'm going to reiterate what I told Drew, but also go a little deeper into some specific strategies you, as a parent, can use to teach your children financial intelligence. Click play to learn more about why financial education matters, and how to instill it into your family.

845: Q&A: Can I Invest with a Foreclosure on My Credit Report? - Episode 845 May 23, 2022

Is it possible to invest in real estate with a foreclosure on your credit report? And if so, what steps do you need to take to secure a loan? That's the first question I'm answering on today's Q&A episode!
On this episode, I'm answering three great listener questions on investing with a foreclosure history, putting properties into legal entities, and the best strategy for leveraging an active 401k. Click play to hear my answers to your questions on this episode of Investing in Real Estate!

844: The Truth About Investing Out of State - Episode 844 May 19, 2022

Is it safe to purchase real estate investments out of state? Should you be worried about what could go wrong? What should you consider before purchasing a property so far away? These are really common questions, so let's talk about the truth.
Many investors are initially hesitant about purchasing a property outside of their home state, but as long as you’ve got a few things covered, your business can run seamlessly. On this episode of Investing in Real Estate, we're going to discuss investing out of state, getting to the root of your fears, and so much more!

843: Q&A: Is It a Good Time to Invest in Real Estate? - Episode 843 May 16, 2022

Despite high prices in the housing market, is now a good time to invest in real estate? Or would it be smarter to invest in stocks instead? That's the first topic we're diving into on this Q&A episode!
On this episode of Investing in Real Estate, I'm answering three great listener questions on stocks vs. real estate, deploying insurance funds after a fire, and how to leverage HELOCs. As always, I appreciate your thoughtful questions and I hope you find this information helpful on your personal wealth building journey. Click play to hear my answers to your investing questions!

842: DIY Investing vs. Working with a Full Service Team - Episode 842 May 12, 2022

Today we're going to talk about the main differences between using a done-for you investing service vs. going the DIY route--including what to expect, how to decide which strategy is right for you, and the pros and cons of each investing type.
Investing with a full-service company vs. doing it yourself are two very different experiences. I've done both, so I feel confident sharing my opinions.. there's a lot to consider when it comes to your resources, involvement, personality type, and what kind of experience you want to have. And let's be clear, there's no right or wrong choice. It just depends on what you want out of the experience. Click play to hear more!

841: Q&A: Should I Invest in a Market with High Taxes? - Episode 841 May 10, 2022

So you've found a rental property with great ROI, but it's in a state with high property taxes? Should you proceed with the deal, or look in a more favorably taxed state? That's our first question for this Q&A Monday!
On this episode of Investing in Real Estate, I'm answering three listener questions. You'll learn about topics like property taxes, LLC structures, and bank accounts.

840: The 10 Worst Housing Markets for Investors - Episode 840 May 05, 2022

Before you invest in real estate, one of the most important decisions you have to make is choosing a rental market. And here's the thing about finding a market: it's not like you just throw a dart at a map or spin a globe and invest where your finger lands. Market research is an incredibly critical step that requires a lot of thought and analysis.
On this episode of Investing in Real Estate, I'm sharing some data on the most overinflated housing markets in the US, and why you should avoid investing in those markets. Tune into this episode to hear the 10 worst housing markets for investors in 2022!

839: Q&A: What's the Current Market Risk? - Episode 839 May 02, 2022

How might current events impact interest rates and the market risk? And how can a new investor minimize risk? That's the first question I'm answering on today's Q&A episode!
On today's show, I'm taking three listener questions about market risk, variable0rate HELOCs, and moving money from the stock market into real estate investments. As always, I appreciate your thoughtful questions. Click play to hear my answers on this episode of Investing in Real Estate!

838: What Smart Investors Should Know About Rising Interest Rates in 2022 - Episode 838 Apr 28, 2022

It's no secret that interest rates are on the rise. In fact, the Federal Reserve announced multiple interest rate hikes in 2022. Today we're going to dive into what this means for investors: including what you should do now, and what to consider moving forward.
On this episode of Investing in Real Estate, you're going to hear about an exclusive conversation we had in our private group, Financial Freedom Academy, that inspired this episode. I'll share what to consider about rising interest rates, including three main points to help you develop an investing game plan in 2022 and beyond.

837: Q&A: What Paperwork Do I Need for Seller Financing? - Episode 837 Apr 25, 2022

What kind of paperwork is needed for a seller financing deal? How do you ensure everything is set up correctly for closing? Are there any professionals that can help? That's the first topic I'm answering on this Q&A episode!
On today's episode of Investing in Real Estate, I'm answering three great listener questions about seller financing, ways to pay down a mortgage note faster, and tips for finding business loans. Press play to hear my answers to your questions!

836: 5 Major Drawbacks of Investing in Stocks (& What to Do Instead) - Episode 836 Apr 21, 2022

If you've ever listened to traditional investing advice, met with a financial advisor, or even started a new job, you've probably been persuaded into the merits of stocks or stock-based retirement plans like the 401k. Today, I want to unpack the paradigm of building wealth through stocks and provide an alternative method for investing: the self-directed IRA.
On this episode of Investing in Real Estate, I'm going to share five major drawbacks of investing in stocks, and why a self-directed IRA, in my opinion, comes out on top every time. Click play to hear more about real estate investing vs. stocks!

835: Q&A: How Do You Teach Your Kids About Investing? - Episode 835 Apr 18, 2022

834: Am I Too Old to Start Investing? - Episode 834 Apr 14, 2022

Can you be too old to start investing in real estate? Spoiler alert: no. You're never too old to invest. On today's show, I'm going to share the main reasons why it's never too late to build wealth through real estate investing.
We're going to dive into a few main reasons why you might think it's too late to invest, and explore some solutions. I'm also sharing actionable steps for getting started in real estate, no matter your age. Click play to hear why you're never too old to start investing in real estate!

833: Q&A: Investing for Cash Flow or Appreciation? - Episode 833 Apr 11, 2022

Is it possible to achieve fast cash flow after buying rental properties, or should an investor instead worry about a long-term appreciation strategy? That's the first question I'm tackling on today's Q&A episode!
On this episode of Investing in Real Estate Investing, I'm answering three great listener questions about real estate strategies, how to leverage rental properties, and Airbnb investing. I'm sharing an important perspective on wealth preservation, finding lenders, and more!

832: What to Do If You're Not Ready to Invest - Episode 832 Apr 07, 2022

Today we're going to talk about five actionable steps you can take when your goal is to invest in real estate, but you're not quite ready yet. You know that real estate investing is the number one way to build wealth, but maybe you still have to get some ducks in a row before you take action.
This is not a bad place to be, it's great that you have a long-term goal in mind. On this episode of Investing in Real Estate, I'm going to help you map out five specific steps you can take when you're not ready to invest yet.

831: Q&A: Should I Tap Into My Equity or Sell My Properties? - Episode 831 Apr 04, 2022

Today's first caller owns a few paid off rental properties. Should he pull the equity out to grow his portfolio, or would he be better off selling them and buying in a better market? That's the first question I'm answering on this Q&A episode!
This episode of Investing in Real Estate features three great listener questions on strategic portfolio growth, turning a property into an Airbnb, and how much it takes to invest. Click play to hear my answers to your questions on this episode!

830: Growing Your Rental Portfolio in 2022 - Episode 830 Mar 31, 2022

In the spirit of spring arriving, today we're going to talk about growth. Specifically, we're going to dive into the importance of keeping tabs on your portfolio's growth, and some ways to stay on track with your goals.
On this episode of Investing in Real Estate, we're going to talk about why spring is a great time to revisit your goals for the year and take a look at your progress. I'm sharing six action steps you can take to keep the ball rolling on your investing journey, plus my best advice for sustainable portfolio growth. Enjoy!

829: Q&A: How Do I Open an Out-of-State LLC? - Episode 829 Mar 28, 2022

What's the process for setting up an LLC in a different state? Do you need a physical address to move forward? On this Q&A episode, I'm sharing my experience with setting up LLCs out of state.
I'm also answering your questions on the best banks for finding a HELOC, and what you should consider about eviction moratoriums and missing rent. As always, I appreciate your thoughtful questions and I hope you enjoy this Q&A episode of Investing in Real Estate!

828: Is Commercial Real Estate Better Than Residential? - Episode 828 Mar 24, 2022

There are many ways to build wealth through real estate, and it's important that you find a strategy that works for you. One of the first questions you might ask as you explore the world of real estate investing is: should I invest in residential or commercial real estate?
I have strong opinions about this topic and for good reason. I want real estate investing to be sustainable and accessible for investors, and I think that's something that only residential real estate can provide. On this episode of Investing in Real Estate, I'm going to share a few main reasons why I think residential real estate comes out on top.

827: Q&A: How Do You Handle Repairs in a Self-Directed IRA? - Episode 827 Mar 22, 2022

If you buy a rental property inside of a self-directed IRA, what payment method do you use to pay for repairs and other expenses? That's our first question on this episode of Q&A Monday! Today I'm answering three listener questions on various real estate topics.
Our first question is about paying for expenses and repairs within a self-directed account. We'll also talk about setting up an exit plan for expiring introductory interest rates, and financing options for getting started with your first rental. Don't miss this encore episode of Investing in Real Estate!

826: 10 Ways to Buy Real Estate You Might Not Have Considered - Episode 826 Mar 17, 2022

On today's show we're going to dive into an important topic: creative financing. I've talked to a lot of investors from different walks of life. Personally, I've also used plenty of creative financing options.
A lot of people get stuck in the trap of thinking that they can't invest, or investing is for other people. This is simply not true. If you truly want to invest, you can make it happen. It just takes a little determination and creativity. On today's show, we're going to explore 10 ways you can get started investing that you might not have considered.

825: Q&A: What's My Favorite Investing Strategy? - Episode 825 Mar 14, 2022

Today's first caller asked an interesting question: what real estate strategy did I use starting out, and how has my investing approach evolved over time? That's the first question I'm answering on this episode of Investing in Real Estate.
On this episode, I'm taking three great listener questions on my favorite investing strategies, tapping into equity to grow a rental portfolio, and how to protect your rental property in the event of a fire. Click play to hear my answers to your real estate questions!

824: 5 Benefits of Working with a Real Estate Team - Episode 824 Mar 10, 2022

One of the biggest mistakes new investors make is trying to do it alone. Especially if you're buying real estate out of state, you're going to need a team by your side to make your experience passive, sustainable, and headache-free.
Today I'm going to share the 5 benefits of working with a real estate team, and why this is instrumental to your success. Join me for episode 824 of Investing in Real Estate!

823: Q&A: How Do HELOC Interest Rates Work? - Episode 823 Mar 07, 2022

How do interest rates work on a home equity line of credit? What's the difference between a fixed rate HELOC and a variable rate HELOC? And which one is better for investors? That's the topic of our first question on today's Q&A episode!
On this episode of Investing in Real Estate, I'm taking a swing at three listener questions on HELOCs, non-recourse financing, and what type of loan to get for a duplex. Join me on today's show to hear my answers to your questions!

822: What Is Your Financial Freedom Number - Episode 822 Mar 03, 2022

Today we're going to talk about the foundation of what we do in real estate investing: the Freedom Number.The Freedom Cheat Sheet is a PDF I created a few years ago when I started on my journey toward financial freedom. This document helped me & my family set a goal, and in turn totally change our financial situation. We’ve been sharing the Freedom Cheat Sheet ever since.
On this episode, I'm going to walk you through the Freedom Number, some common misconceptions, and what you need to know about setting a financial goal.

821: Q&A: How Do I Use Retirement Funds for Investing? - Episode 821 Feb 28, 2022

If you've got a good start on self-directed retirement funds, but not quite enough to purchase a rental property outright, how can you get started? That's our first question for this Q&A Monday! On today's show, I'm taking three listener questions on various real estate topics.
First, we'll talk about using your retirement funds to invest when you don't have enough to buy an entire investment. I'm also answering questions on financing options for young and inexperienced investors, plus how to determine if the HELOC method is a fit for you. Tune into this encore episode of Investing in Real Estate to hear my answers!

820: The Unbelievable Truth About Retirement - Episode 820 Feb 24, 2022

On today's show, we're going to dive into the important topic of retirement. You're going to learn about average retirement savings in the US, and some key retirement mistakes you can avoid as an investor. Plus, we're going to dive into some realistic steps you can take to ensure you're set for retirement.
You'll hear what is causing the mismatch between retirement savings, and the reality of what it costs to retire. If you want to be prepared for retirement, this episode of Investing in Real Estate is for you.

819: Q&A: How Do I Go From Homeowner to Investor? - Episode 819 Feb 21, 2022

If you have a primary residence that you're considering converting into a rental property, what's the best way to do that? Are there specific steps you need to take to be successful? That's the first question I'm answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your thoughtful questions on turning your home into an investment, researching short-term markets, and creative ways to find a down payment. Join me for this episode!

818: The Rising Demand for Rental Properties in 2022 - Episode 818 Feb 17, 2022

Today we're going to be talking about the housing market in 2022, specifically the rising demand for new construction rental properties. Back in 2017, the National Association of Home Builders reported that 37,000 homes were built as rental properties. Two years later in 2019, that number soared to 43,000. It's important to note that these numbers include only properties that were specifically built to be rentals - it does not include new builds that were sold to investors after construction completed.
So clearly, there's a high demand for new construction rentals - and the demand is growing. On this episode of Investing in Real Estate, we're going to talk about a few reasons why new construction rentals are so hot.

817: Q&A: What's the Best Way to Structure Seller Financing? - Episode 817 Feb 14, 2022

What's the best way to structure a seller financing deal? Is seller financing a smart way to buy rental properties? That's the first topic we're diving into on this Q&A episode of Investing in Real Estate!
On today's show, I'm taking three thought-provoking questions from three great listeners. Today's topics include seller financing, first-lien HELOCs, and preparing for loans. Click play to hear my answers to your investing questions!

816: The Ultimate Guide to Leveraging Your Home Equity - Episode 816 Feb 10, 2022

If you've ever wondered about using home equity to invest in real estate, this episode of Investing in Real Estate is for you. I'm sharing what equity is, how to build it, and how you can use your equity to grow your real estate portfolio.
The simple fact is, if you own a home and you haven't considered leveraging your equity, you're overlooking an incredible tool for building wealth. I know this is a topic that many of you have questions about, and hat's why I wanted to create this episode as a guide for you to gain a better understanding of what equity is, how to create it, how to access it, and more.

815: Q&A: What Can I Expect to Pay for Asset Protection? - Episode 815 Feb 07, 2022

Protecting your assets is an incredibly important part of being a real estate investor. What does it cost to hire a lawyer for asset protection? That's the first question I'm answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm answering three listener questions on topic like lawyer fees and attorney recommendations, what forced appreciation is and how it works, and the link between population growth and investing. Please join me for episode 815!

814: 5 Questions to Ask a Property Manager - Episode 814 Feb 03, 2022

There's no more important piece of the passive income puzzle than hiring a great property management team. And when it comes to finding the right team for the job, you're going to have to put in some work in order to screen property management companies.
On this episode of Investing in Real Estate, you'll learn five key ways to make sure you're hiring a great property manager for your rental properties. I'm sharing what to look for in an effective team, including communication skills, proactivity, and more! Join me for episode 814!

813: Q&A: How Can I Use the Cash Flow from Investing in a Self-Directed IRA? Jan 31, 2022

812: How He Bought Three Rental Properties & Grew His Financial Intelligence - Episode 812 Jan 27, 2022

On this episode of Investing in Real Estate, I'm excited to share another investor story. Morris Invest client Geiby joins me to share his experience building a strong financial education and how he grew a portfolio of three properties with our team.
In this interview, you're going to hear how Geiby got started in real estate, how he financed his properties, and the role that financial literacy has played in his journey. We're going to talk about self-directed IRAs, non-recourse financing, new construction rental properties, and more!

811: Q&A: What's the First Step in Utilizing my Home Equity? - Episode 811 Jan 24, 2022

If you have untapped home equity you want to access in order to invest, what should your first step be? That's the first question I'm answering on this Q&A episode of Investing in Real Estate!
On today's Q&A episode, I'm taking three great questions on using home equity to buy rental properties, how to build your portfolio beyond the 10 mortgage limit, and how to use a HELOC as a down payment. Click play to hear my answers to your questions!

810: 5 Things You Need to Know About Full-Service Real Estate Investing - Episode 810 Jan 20, 2022

Today I want to talk about one of my favorite topics: full-service real estate investing. I'm often asked about the difference between turnkey real estate and full-service real estate. On this episode, I'm going to share the differences, and dive into five important things you should know about full-service investing.
You're going to learn what types of investors should pursue full-service investing, and what types of benefits you can expect from this investing method. If you've ever wanted to learn more about full-service real estate, this episode of Investing in Real Estate is for you!

809: Q&A: What Is the Future of the Housing Market? - Episode 809 Jan 17, 2022

808: Setting Financial Goals in 2022 - Episode 808 Jan 13, 2022

It's the time of year when everyone is talking about resolutions and setting goals. This is one of my favorite times of the year, and I'm excited to kick off our today's show by talking about resolutions and goal setting, specifically in the realm of financial goals.
On this episode of Investing in Real Estate, I'm going to be sharing some of my top tips for getting your financial fitness in order. The new year is the perfect time to take a look at your overall financial snapshot and set a direction and intention for where you want to go over the next year. I hope these tips inspire you, and I hope 2022 is your best year yet!

807: Q&A: Can I Use My 401k Funds to Invest in Real Estate? Jan 10, 2022

Can you use money from your 401k account to buy rental real estate? And if so, how do you go about accessing those funds? That's the first question I'm answering on today's Q&A edition of Investing in Real Estate!
On today's show, I'm tackling three of your great questions on utilizing a 401k to buy real estate, when to raise rents at your rental property, and how to accelerate payoff on a HELOC. Click play to hear my answers to your best real estate questions!

806: Save on Taxes with a Cost Segregation Study - Episode 806 Jan 06, 2022

There many great options for real estate investors to save on taxes, but unless you're working with an amazing CPA, there are a lot of strategies you might not have heard of. You probably know about depreciation, but a cost segregation is a way for you to accelerate that depreciation and save on taxes.
On today's show, I'm walking you through some of the basics of a cost segregation study. We'll talk about how it works, what types of investors can benefit from a cost segregation, and more. Please join me for episode 806 of Investing in Real Estate!

805: Q&A: What Are Some Creative Ways to Fund a Down Payment? - Episode 805 Jan 03, 2022

The traditional path for putting down a down payment is using cash reserves from a savings account. But not everyone has enough cash available to pay for a down payment on a rental property. What are some more creative ways of finding a down payment?
That's the first question I'm answering on today's show. I'll also be answering listener questions on investing in a self-directed account, plus how to start the process of market research. Please join me for the first episode of 2022!

804: Why House Flipping Is a Bad Idea - Episode 804 Jan 03, 2022

The house flipping industry is pretty big, and I know many investors who have made it their main source of income. I understand why it's attractive, especially to new investors or someone looking to turn a quick buck. Flipping can be profitable, but it’s not for everyone. In fact, I don't recommend it for most investors.
On this episode of Investing in Real Estate, I'm going to share why I advise steering clear of flipping houses. I'm going to share how flipping can actually be a detrimental real estate strategy if you're looking to save time, avoid risk, and gain a steady income. Click play to learn why flipping houses is a bad idea!

803: Q&A: Is a Property Management Team Worth the Expense? - Episode 803 Dec 27, 2021

What does it cost to hire a property management team? And is it really worth the monthly fee to work with a professional company? That's the first question I'm answering on today's Q&A episode!
This episode of Investing in Real Estate features three listener questions on property management fees, leveraging the equity in rental properties, and weighing the pros and cons of a 1031 exchange. I appreciate your thoughtful questions; click play to hear my answers!

802: Are Investors Buying Single-Family Homes? - Episode 802 Dec 23, 2021

Have you noticed that single family homes are hard to find? There are a lot of things wrong with the housing market right now. We've talked recently about the housing shortage, but today I want to cover one facet of this problem that isn't talked about often—and it's one that affects investors directly.
Big money is cashing in on rental real estate. Specifically, pension funds, investment firms and Wall Street banks are snapping up homes left & right. On this episode of Investing in Real Estate, we're going to talk about why this is happening, what it means for investors, and the implications on the housing market at large.

801: Q&A: Cash Out Refi or HELOC - Which Is Better? - Episode 801 Dec 20, 2021

If you're looking to utilize the equity in a rental property, should you use a cash-out refinance or a home equity line of credit? On this Q&A episode, I'm answering this question by comparing the two products and sharing my personal preference.
I'm also answering more listener questions on topics like how to find qualified tenants for your rental property, and how to decide if you should sell a rental property from your portfolio. I hope you find this episode useful. Please join me for episode 801 of Investing in Real Estate!

800: 5 Things to Do Before 2022 - Episode 800 Dec 16, 2021

When you’re a real estate investor, it’s important to have your taxes and finances planned out before the end of the year. Come tax time, it's really too late to make any moves that can impact your tax bill for 2021. That's why you want to be proactive now and take advantage of some of the amazing opportunities and tax deductions that real estate investing has to offer.
Today I'm sharing five things you should do before the year ends. If you want to be proactive about your finances and get your ducks in a row before 2022, you're in the right place.

799: Q&A: How Do I Nurture My Portfolio? - Episode 799 Dec 13, 2021

What can you do if you've fallen off the proverbial real estate investing horse? How can you get back into nurturing your portfolio after being out of the loop? That's the first question I'm answering on this episode!
On this Q&A edition of Investing in Real Estate, I'm taking three of your questions on taking care of your portfolio, dealing with tenant damages, and how to invest without using credit. Click play to hear my answers to your best real estate investing questions on today's show!

798: What Is a Cashflow Statement? - Episode 798 Dec 09, 2021

What is a cashflow statement? A cashflow statement is an incredible tool you should be using to gauge how well your real estate investing business is performing. On today's show, you're going to learn how to create your own cashflow statement and why it's so important.
We're going to talk about what kind of information you should expect to see on a cashflow statement, when you should use one, and why it's helpful for real estate investing. Please join me for episode 798 of Investing in Real Estate!

794: How to Build Generational Wealth with Your Family - Episode 794 Dec 06, 2021

Money can be a touchy subject. In fact, finances are the number one issue that couples fight about. A common theme that I hear often is that one partner is set on building wealth through real estate but the other one just isn't so sure!
If this sounds like you, please know you're not alone. I've been there too, and it took a lot of experience, introspection, and hard lessons to get our family on one page. We're not perfect, but we've made a lot of progress over the years. On this episode of Investing in Real Estate, I'm sharing a handful of tips you can use to get on the same page as your partner and build generational wealth not only for your family, but with your family.

793: Q&A: Is the Build Back Better Plan Bad for Investors? - Episode 793 Dec 06, 2021

Is Biden's Build Back Better initiative harmful to investors? There has been some rumblings of this plan changing the structure of self-directed IRAs. On this Q&A episode, I'm answering this question—and more!
On today's show, I'm answering three of your questions about the Build Back Better plan, paying off your mortgage with a HELOC, and what it costs to rollover funds to a self-directed IRA. Please join me for this episode of Investing in Real Estate!

792: Lost Your Job? Here's How to Build Enormous Wealth - Episode 792 Dec 06, 2021

If you're switching jobs in the near future, it's the perfect opportunity to build incredible wealth. Amidst a job change, you can switch your traditional retirement plan to a self-directed IRA.
Instead of letting your old account sit there, you can convert it to a self-directed account that will allow you to buy residential real estate and exponentially grow your wealth. On this episode of Investing in Real Estate, I'm sharing four major advantages of switching to a self-directed retirement account.

797: Q&A: Should I Tap Into My Equity? - Episode 797 Dec 06, 2021

Today's first caller has access to some untapped equity. However, he's concerned about the high prices across the board in all markets. Should he tap into his equity anyway? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate Investing, I'm taking three of your questions from my voicemail inbox. We're going to dive into topics like utilizing equity, the snowball method, and the best way to invest $100,000. Please join me for this Q&A episode!

796: 6 Market Red Flags: What to Avoid in a Real Estate Market - Episode 796 Dec 02, 2021

On today's show we're going to talk about housing markets. Specifically, if you're considering investing in a certain real estate market, I'm going to share some big red flags that might pop up in your research.
I get asked constantly about various rental markets, but most of the time I just don't have the data to give you a clear cut answer. I wanted this episode of Investing in Real Estate to act as a guide or checklist for you to determine whether a rental market is worth your time and investment.

795: Q&A: How Do I Maximize My Equity? - Episode 795 Nov 29, 2021

If you've got a stable and profitable rental property, how can you access the equity to grow your portfolio? Should you look into a HELOC or cash-out refinance, and how do you get the process started? That's our first question on this Q&A Monday!
On this episode of Investing in Real Estate, I'm answering three listener questions about utilizing equity on a rental property, buying investments on credit, and calculating a cash-on-cash return. If you want to hear my advice and experience, this episode is for you!

791: Q&A: How Many New Construction Rental Properties Can I Buy? - Episode 791 Nov 15, 2021

Today's first caller has a $160,000 home equity line of credit, and he's wondering how many new construction rental properties he can buy. On this episode of Investing in Real Estate, I'm answering this question and more of your great investing questions from my inbox.
This episode covers topics like buying newly built rental properties, how to ensure your seller financing deal is solid, and how to grow your portfolio after you've secured your first house hacking deal. Press play to hear my answers to your questions!

790: The 2021 Housing Shortage Explained - Episode 790 Nov 11, 2021

According to a recent report by Realtor.com, there's a huge imbalance in the supply of homes and the number of people who want to become homeowners. They estimate that the US needs over 5 million homes. Now, this isn't a new problem - but it's certainly not improving.
For reference, in 2019, the same report found a shortage of 3.84 million. But between the pandemic and the red-hot 2021 housing market, things aren't looking good. On this episode of Investing in Real Estate, I'm sharing more data about the state of the housing market, and what it means for you as an investor.

789: Q&A: How Do I Scale from One Property? - Episode 789 Nov 08, 2021

There's a lot of info out there about investing in real estate. You don't have to look far to find gurus on the internet selling their courses. All of this information can be confusing and conflicting. What is actually the best way to invest in real estate?
On this Q&A episode of Investing in Real Estate, I'm answering this question on how to scale a real estate business —and more! Click play to hear my answers to your questions on scaling, cash out refinances, and leveraging a high value commercial property!

788: 10 Habits of Wealthy Investors - Episode 788 Nov 04, 2021

Today I want to talk about what it takes to become a successful real estate investor, including 10 of the habits and mindset shifts that are a common theme among wealthy investors.
Because the truth is, most top investors did not build their wealth by chance. Successful investing is the result of dedication, planning, and incredible paradigm shifts. Join me for this episode of Investing in Real Estate to learn the ten habits of wealthy, successful investors!

787: Q&A: Should I Use Leverage or Cash? - Episode 787 Nov 01, 2021

Should you use your HELOC to invest or use your cash instead? Is investing in a mobile home park a solid investment? Should you pay off IRS debt or buy a rental property? I'm answering these three great questions on today's show!
On this episode of Investing in Real Estate, I'm answering three of your thoughtful questions on various investing topics. As always, I value your calls and I hope you find my answers helpful on your investing journey. Please join me for this Q&A episode!

786: The Top 10 Worst Housing Markets for Investors - Episode 786 Oct 28, 2021

One of the most popular topics I get asked about is rental markets. People always want to know, "is this city a good rental market?" The truth is, market research takes a long time—months, even up to a year sometimes. So nine times out of ten, I can't tell you if your city is a good rental market. I just don't have the data.
But what I can tell you is what you should look for in a stable rental market. One of the things that I look for in a market is slow and steady appreciation. If a market is overvalued, it's going to be hard to make a solid investment there. On today's show, I'm taking you through the top 10 overpriced rental markets that you should not invest in!

785: Q&A: What Can I Do If My Tenant Doesn't Pay Rent? - Episode 785 Oct 27, 2021

What can you do if your tenant stops paying rent? Are there any protections for landlords? And what types of safeguards can you put in place to mitigate this risk? These are all great questions that I'll be answering on today's Q&A episode!
This episode of Investing in Real Estate covers topics like dealing with non-paying tenants, strategizing what to do with an appreciated property, and what you need to know about tax deductions for real estate investors. Press play to hear my answers to your best real estate investing questions.

784: The Three Stages of Real Estate Investing - Episode 784 Oct 21, 2021

If you're new to real estate investing, there’s one important concept you need to grasp in order to be successful long-term. Most people who get into real estate investing have one goal in mind: cash flow. Of course, that is the ultimate goal, the end goal.
But if you’re just starting out, you might need to adjust your approach. Don’t get ahead of yourself. You can certainly have cash flow, but maybe just not immediately. There are a couple steps before you get there. On this episode of Investing in Real Estate, I'm sharing an important principle you need to understand, the three stages of real estate investing!

783: Q&A: Can I Close on a Property Remotely? - Episode 783 Oct 18, 2021

Does an international investor need to travel to the US to close on a rental property? That's the first question I'm answering on today's show! On this Q&A episode of Investing in Real Estate, I'm tackling three of your questions about rental real estate.
This episode contains three thoughtful listener questions on investing in the US from overseas, how to determine if you should invest in your college town, and what you should know about our new construction rental properties. Press play to hear my responses to your best real estate questions!

782: 40% of Americans Fear THIS More Than Death - Episode 782 Oct 13, 2021

A recent study found that a whopping 40% of Americans fear retirement more than death. Today we're going to dive into why that is, take a look at the study, and talk about what you can do if retiring scares you!
What causes this fear and uncertainty? Simply put: a lack of planning and a lack of financial education.
68% of people said they thought their social security benefits will be enough to live on. I hate to break it to you, but this is a poor plan! On this episode of Investing in Real Estate, we're going to talk about this fear of retirement and how you can live financially free, now and into your retirement!

781: Q&A: What is a Tenant Turnover? - Episode 781 Oct 11, 2021

What exactly is a tenant turnover? And how do you keep your expenses low when going through the process? That's the first question I'm answering on today's Q&A episode!
On this episode of Investing in Real Estate, I'm taking three of your questions on mitigating tenant turnover expenses, buying real estate in a hot market, and deciding between a HELOC and a cash-out refinance. Please join me for episode 781 to hear my answers to your best investing questions!

780: How to Prepare for a Mortgage Loan: Complete Checklist - Episode 780 Oct 07, 2021

When you're growing your real estate portfolio, you're likely to utilize a few different lending options. And if you've ever been through this process, you know that it can be quite grueling. Lenders will ask you for a ton of documents, credit checks, statements, proof of employment, and more personal information. I've been through this process personally many times, plus we sometimes see clients face some turbulence when applying for loans simply because they didn't realize what goes into the loan approval process. It really can be a delicate balance, and there are certain things you should NEVER do when you're applying for a loan.
On today's show, I'm going to run through a list of 5 don'ts that banks want you to avoid while you're going through the loan process. The sooner you know these little hints the better off you will be in the long run. I hate to see someone lose out on a deal because of lack of understanding. Press play to hear these five tips!

779: Q&A: How Do I Push Past Fear to Create Financial Freedom? - Episode 779 Oct 04, 2021

If you're serious about wanting to build wealth but you're scared, what's the first step in the right direction? How can you push past fear and actually build passive income? That's the first question I'm answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm taking three of your thoughtful questions. Today's topics include overcoming fear, handling out-of-state property repairs, and dealing with state filing reports. Please join me for episode 779!

778: Top 8 Investing Risks & How to Avoid Them - Episode 778 Sep 30, 2021

We recently asked what topics you wanted to hear about, and avoiding risks in real estate was one of the most common answers we received. So on today's show, I'm here to talk about some of the top investing risks and how you can avoid (or at least mitigate them).
This episode of Investing in Real Estate, I'm sharing eight of the top risks in real estate investing and what you can do to avoid them. We're going to talk about making your numbers work, putting safeguards in place for tenant problems, and so much more!

777: Q&A: When Is a Good Time to Tap Into My Equity? - Episode 777 Sep 27, 2021

Tapping into your home equity can be a great way to build your real estate portfolio. How do you know when it's the right time to pull the equity out of a property to buy rental real estate? That's the first question I'm answering on today's Q&A!
On this episode of Investing in Real Estate, I'm taking three of your thoughtful questions. Today's show covers topics like accessing home equity, selling appreciated properties, and what to look for in a property management company. Please join me for episode 777!

776: Homeowners Associations: Bad for Investors? - Episode 776 Sep 24, 2021

Generally speaking, I am not a fan of HOAs. You may have heard me mention in the past to steer clear of investment properties with an HOA. They can be costly, they can cut into your return, and even make you want to pull your hair out.
But should you always turn down a great deal if the property belongs to an HOA? On this episode of Investing in Real Estate, I'm sharing my general philosophy on HOAs and how investors should approach them. Press play to learn more!

775: Q&A: How Do I Transfer My Properties Into an LLC? - Episode 775 Sep 20, 2021

If you own rental properties in your own name and want to transfer them into an LLC, it can seem like a daunting process. However, ownership has important legal implications, so what are your options for doing so? That's our first question for this Q&A Monday!
On this episode of Investing in Real Estate, I'm answering three listener questions. Topics include putting rental properties into an LLC, converting your primary residence into an investment, and calculating returns on performing assets. Tune in to hear more!

774: 3 Ways to Reach Your Long-Term Investing Goals - Episode 774 Sep 16, 2021

Recently, we talked about ways to set realistic goals. But setting goals alone doesn't help you make progress. Anyone can set a goal, but actually making it happen is another thing. Think about how many people make New Years' resolutions, and then totally forget about it by spring or summer!
Setting a goal is easy, but staying on track is not. You have to take action, stay motivated, and committed. So today I want to talk about three realistic strategies you can use to ensure that your long-term goals become reality.

773: Q&A: How Do I Set Up an Inspection on a Rental Property? - Episode 773 Sep 13, 2021

What do you need to know about getting an inspection on a rental property? How does the process work, and how do you go about finding an inspector? That's the first question I'm answering on this Q&A episode!
On today's show, I'm answering three of your great questions about inspections, single-family properties vs. multifamily, and what you should consider about paying off your mortgage. Tune in to this episode of Investing in Real Estate to hear my answers to your questions!

772: 5 Hidden Places to Find a Down Payment - Episode 772 Sep 09, 2021

Today I want to talk about a few different ways to come up with a down payment that you may not have considered. We work with clients from all different walks of life - and while many have large savings accounts to pull from, I understand that's not the case for everyone.
But just because you don't have cash reserves available doesn't mean that real estate investing is out of the question for you. It just means you have to work a little harder to get the ball rolling. If you're looking to build your net worth through rental real estate but you're not sure how to get started, here are five sneaky places you might find a down payment.

771: Q&A: What's the Best Strategy for Taking Advantage of My Equity? - Episode 771 Sep 06, 2021

If you have equity in some of your rental properties, what's the best way to put that equity to work? That's the first question I'll be answering on today's show! On this episode of Investing in Real Estate, I'm answering three of your thought-provoking questions.
This episode covers topics like utilizing your equity, using private money, and regulations regarding FHA loans. Click play to hear my answers to your questions!

770: Danger! Don't Invest in Your Backyard - Episode 770 Sep 02, 2021

Should you invest close to home? It depends on a number of factors, but in most cases I would venture to say that the answer is a resounding no! On today's show we're going to talk about the problems that often accompany investing in your backyard.
We're going to touch on the importance of market research and doing your due diligence. We'll talk about what you need to do to get comfortable investing out of state, what your rights are as an investor, and the importance of having a great team on your side. Join me for episode 770!

769: Q&A: How Do I Calculate the Returns on a Duplex? - Episode 769 Aug 30, 2021

What is the best way to calculate returns on a duplex? Should you just double the numbers for a single-family home, or does it come down to percentages? That's the first question I'm answering on today's show!
On this Q&A episode of Investing in Real Estate, I'm taking three of your thoughtful questions on duplex returns, what to do when a tenant makes costly damages to your property, and ideas for getting started with $20,000. Tune in to hear my answers to your questions!

768: 5 Tips for Setting Realistic Goals in Real Estate - Episode 768 Aug 26, 2021

I truly believe that setting goals is the only way to achieve anything in your life. Because I'm so huge on goal setting, so is my entire company. In fact, if you book a call with my team, we're going to have you fill out a goals worksheet, we're going to talk about your goals, and help you map out how you plan to make them happen.
On today's show I want to talk about setting goals for real estate investing - including five tips for making your goals a reality. We're going to talk about motives, finding support, the importance of reminders, and so much more. It's all here on this episode of Investing in Real Estate!

767: Q&A: Should I Set Up an Out-of-State LLC? - Episode 767 Aug 23, 2021

When it comes to setting up an LLC for real estate investing, there are a few different methods you can use. There's the traditional model as well as Series LLCs. How can you determine what's right for you? That's the first question I'm answering on today's Q&A episode!
On this episode of Investing in Real Estate, I'm taking three of your thoughtful questions on LLC structure options, how our company can help you with your entity set up, and ideas for building on a plot of land. Please join me for episode 767!

766: Why Warren Buffet's 3 Rules of Investing Are a Game Changer - Episode 766 Aug 19, 2021

There are a few key habits and mindset pieces that separate those who succeed from those who fail. I'm a big proponent of taking advice from those who have proven success, and that's why I want to talk about Warren Buffett today.
On this episode of Investing in Real Estate, we're looking at Warren Buffett's three rules to success, and why they're so powerful for real estate investors. You'll learn about investing in yourself, setting personalized goals, and the best way to measure your success.

765: Q&A: Should I House Hack to Get Started in Real Estate? - Episode 765 Aug 17, 2021

Is it a good idea to house hack in order to get your start as a real estate investor? That's our first question on today's show, and I'm going to share some pros and cons of house hacking.
This Q&A episode also contains questions about accelerating cash flow and what you need to know about using a HELOC to invest. If you want to hear my answers to your real estate questions, press play on this episode of Investing in Real Estate!

764: 5 Ways Our Investors Save on Real Estate - Episode 764 Aug 12, 2021

Today we're going to talk about five ways that our investors save. You might think that working with a full-service company would be more expensive, but that's not always the case.
On this episode of Investing in Real Estate, I'm going to pull back the curtain and talk about five reasons why our investors actually pay less. Join me for episode 764!

763: Q&A: Should I Wait to Invest? - Episode 763 Aug 09, 2021

Is now a good time to invest in real estate? Or would it be better to wait til some of the dust settles in the market? That's the first question I'm answering on this episode of Investing in Real Estate!
On this Q&A episode, I'm taking three of your thoughtful questions on the right time to invest, house hacking, and using a HELOC to buy rental real estate. Click play to hear my thoughts on these topics!

762: Zero to 15 Rental Properties in 3 Years - Episode 762 Aug 05, 2021

Nothing makes me happier than hearing stories about investors who took charge of their financial education and built a successful rental portfolio. Today I'm proud to share this interview with Don, an investor who quickly created a portfolio of 15 rental properties in just three years.
On this episode of Investing in Real Estate, Don is sharing how he got inspired to invest in real estate, the different funding methods he's used over the years, and his goals for the future. You'll hear about Don's DIY projects, as well as his experience working with our team. No matter where you are on your journey, there's a ton of value in Don's story.

761: Q&A: What's the Best Way to Start a Real Estate Partnership? - Episode 761 Aug 02, 2021

If you're considering entering a real estate partnership, what's the best way to go about it? What types of safeguards should you put in place? That's the first question I'm answering on this Q&A episode!
On today's show, I'm taking three of your thoughtful questions on real estate partnerships, building a real estate portfolio from the ground up, and how to decide if you should accept tenants with pets. Join me for episode 761 of Investing in Real Estate to hear my answers to your questions.

760: What Investors Need to Know About the Housing Shortage - Episode 760 Jul 29, 2021

It's no secret the US is in the depths of a housing shortage. Today we're going to talk about this and what it means for you as an investor.
We're going to discuss some basic economics, including how a housing shortage happens. I'll share some interesting statistics, and my opinion on how investors should navigate this housing shortage. Please join me for this episode of Investing in Real Estate!

759: Q&A: How Should I Finance My Rental Properties? - Episode 759 Jul 28, 2021

When you're looking to expand your portfolio, you'll likely need to consider multiple funding options. Often the methods that new investors use to get started are not sustainable long-term. If you're looking to expand your funding options, where should you look?
On today's Q&A edition of Investing in Real Estate, you're going to hear my opinions on three different listener questions. Today's topics include finding real estate funding, the best places to look for HELOCs, and how to cope when you're investing out of state.

758: Asset Protection for Real Estate Investors with Clint Coons - Episode 758 Jul 22, 2021

When you're investing in real estate, one important aspect you don't want to overlook is asset protection. Asset protection is a critical part of your success as an investor, so it's important that you seek individualized, specialized advice from a seasoned professional.
Today's guest, Clint Coons, is one of the founding partners of Anderson Law Group. Clint personally owns over 200 properties, and he is passionate about helping real estate investors protect their wealth. On this episode of Investing in Real Estate, Clint is sharing his expert advice on asset protection, LLC structuring, and so much more!

757: Q&A: Should I Sell an Appreciated Rental? - Episode 757 Jul 19, 2021

While I don't usually invest for appreciation, sometimes properties do go up in value. If your property appreciates immensely, should you sell it and make a profit? That's the first question I'm answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm answering your questions from my voicemail. Today's questions include topic like how to determine what to do with an appreciated property, arm's length transactions, and how to buy real estate in the US from overseas. Click play to hear my answers to your questions!

756: The Truth About Passive Income - Episode 756 Jul 15, 2021

There's a huge misconception about passive income. On this episode of Investing in Real Estate, let's talk about what you really need to do in order to receive passive income from performing assets. First we're going to define what passive income is and where it truly comes from.
I'm going to share the biggest misconception about passive income. You'll hear about the work involved with investing and what you need to do to nurture your portfolio. Click play to hear the truth about passive income!

755: Q&A: What's the Best Way to Pay Off a House? - Episode 755 Jul 12, 2021

If you want to pay off your mortgage, what's the best way to go about it? Is there a better strategy than just throwing cash at your loan? That's our first question on today's Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your thought-provoking questions on paying off a mortgage, the right amount of money to start investing, and how to leverage your home's equity to build wealth. Press play to hear my answers to your questions!

754: How to Overcome the Fear of Investing in Real Estate - Episode 754 Jul 09, 2021

On this episode of Investing in Real Estate, I want to talk about the fear that often accompanies investing in real estate. We're going to discuss dealing with fear, the history of fear, and where fear comes from. I'm also going to share my five best tips for working through fear so you can push forward with your goals.
You're going to hear my best tips for identifying your fears, mitigating some tangible worries, and pushing past the fears that hold you back. If you've ever struggled with overcoming your fears, I hope this episode will arm you with some strategies for moving past them. Please join me for episode 754!

753: Q&A: Should I Invest in a Partnership? - Episode 753 Jul 05, 2021

Is it a good idea to invest with a friend in a partnership? And if so, what kinds of safeguards should you put in place to protect yourself? That's the first question I'm answering on this Q&A episode of Investing in Real Estate!
On today's show, I'm taking three of your thoughtful questions on starting partnerships, renting your own investment property, and closing timeframes. There's a lot to unpack in these questions, I hope you enjoy hearing my answers.

752: Is a Cost Segregation Study Worth It? - Episode 753 Jul 01, 2021

A cost segregation study is a tax-saving opportunity that is often overlooked among investors. Because a cost segregation analysis can be so pricey, you might be wondering if it's actually worth the tax savings.
On today's show, I'm going to walk you through how a cost segregation works, and how to determine if it's worth it for you. You'll learn about the types of investors that a cost segregation study works for, the benefits of going through the study, what it costs, and so much more!

751: Q&A: What Types of Financing Do We Offer? - Episode 751 Jun 28, 2021

What types of financing do we offer at Morris Invest? This is a great question that we receive often. We have many different programs created specifically for different types of clients. On this Q&A episode, I'm answering this frequently asked question!
We're going to dive into topics like financing options, the future of the real estate industry, and how to market as a wholesaler. I was impressed by the quality and depth of your questions. Tune into this episode of Investing in Real Estate to hear my answers!

750: The Power of Non-Recourse Financing for Building Wealth - Episode 750 Jun 24, 2021

Depending on your goals and personal situation, investing with a non-recourse loan can be a great way to build your real estate portfolio. Today you're going to learn what non-recourse financing is, and why it might be the key to helping you build wealth.
You're going to learn about the mechanics of the loan and what the approval process is like. I'm sharing how the non-recourse loan process works when you work with a full-service team. Press play to learn more about non-recourse financing and if it's right for you!

749: Q&A: Should I Buy One Property at a Time? - Episode 749 Jun 21, 2021

Is it better to use your cash to slowly buy one property at a time? Or should you use your reserves on multiple down payments? This is a common question, and it's one I'm happy to answer on this Q&A episode.
On today's show, I'm answering three of your questions on the best way to use your funds, how to scale in real estate investing, and how you can learn more about our available properties. It's all here on today's episode of Investing in Real Estate!

748: 10 Reasons Why Investors Are Seeking Self-Directed IRAs - Episode 748 Jun 17, 2021

Self-directed IRAs are steadily gaining popularity amongst investors. Today I'm sharing ten reasons why investors are turning toward self-directed accounts, and why you may want to consider a SDIRA for your retirement portfolio.
On this episode of Investing in Real Estate, I'm walking you through major benefits of self-directed account, including streams of income, fees, and lowering risk. You're going to learn about the freedom and control that comes with investing in a self-directed IRA. Please join me for episode 748!

747: Q&A: How Can I Pay Off My Rental Properties? - Episode 747 Jun 14, 2021

If your rental properties are tied to 30-year mortgages, do you have to wait decades to reach your Freedom Number? Is there a faster way to pay off your investment properties? That's our first question on today's show!
This Q&A episode of Investing in Real Estate covers topics like paying down your rental properties quickly, how much a down payment is when you invest with Morris Invest, and the details of transferring an asset into an LLC. Press play to hear my answers to your real estate questions!

746: Here's What You Should Know About Series LLCs with Scott Smith - Episode 746 Jun 10, 2021

Series LLCs can be a confusing topic. If you want to learn more about Series LLCs and how they work, one of the best experts in the industry is Scott Smith from Royal Legal Solutions. Scott joined us in the Financial Freedom Academy private group to discuss the benefits of using Series LLCs for real estate investing.
On this episode of Investing in Real Estate, Scott is sharing a full rundown of Series LLCs and how they work for real estate investors. You're going to hear Scott answer FFA group members' questions about legal protection, how a Series LLC holds up in court, and so much more!

745: Q&A: What's the Best Affordable Rental Property? - Episode 745 Jun 07, 2021

Right now the housing market is hot and lumber prices are high. If you're looking for an affordable strategy to grow your real estate portfolio, you might feel like there aren't a lot of options. What's the best way to get into low cost rental properties?
On this Q&A episode, I'm answering questions about affordable rental options, getting into real estate partnerships, and how to decide if you should buy now or save for a larger down payment. Press play to hear my As to your Qs!

744: Building Wealth with the Banks' Money with Bryan - Episode 744 Jun 06, 2021

Because interest rates are so historically low, now is a great time to buy real estate investments with the banks' money. On today's show, Morris Invest client Bryan shares his experience purchasing new construction rental properties with conventional financing.
You're going to hear Bryan's entire journey, including his Freedom Number, his experience with financing, what it's like to work with a full-service real estate company, plus his advice for aspiring real estate investors! Don't miss this episode of Investing in Real Estate!

743: How Can I Learn More About Investing? - Episode 743 May 31, 2021

Our mission is to educate people about the power of investing in real estate. We have over five years of podcasts, videos, and blog posts for you to dive into. But if you're a newcomer, it can be hard to determine where to begin. What's the best all-encompassing resource you can utilize to learn more about real estate investing?
That's the first question I'm answering on today's show! On this Q&A episode of Investing in Real Estate, I'm answering your questions about how to learn more about real estate investing, how to use a HELOC to meet your financial goals, and how to find the right types of properties for flipping.

742: How to Create a Simple Life with Real Estate Investing - Episode 742 May 27, 2021

If you’re seeking a simpler lifestyle, you might consider becoming a full-time real estate investor. Real estate investing offers incredible earning potential, without having to attend a 9-5 job. Today, let’s discuss whether or not real estate investing creates a simpler life.
On this episode of Investing in Real Estate, we're going to talk about what it means to have a simple life. You'll learn about the kind of lifestyle you can create through real estate investing. More importantly, you'll learn how to evaluate if becoming a real estate investor is right for you.

741: Q&A: What Does It Cost to Work with Morris Invest? - Episode 741 May 24, 2021

What can you expect to pay when working with our full-service real estate team? Are there monthly fees or membership costs? On this Q&A Monday, I'm answering this question!
On today's show, I'm replying to three listener questions about what it costs to work with Morris Invest, what to consider before building a new property on a piece of land, and how to get equity out of a mobile home. Press play to hear my answers to your questions!

740: How to Deal with Evictions with Edward O'Daniel - Episode 740 May 20, 2021

For many landlords and tenants, right now is a challenging time. With tenants out of jobs due to the pandemic, landlords with mortgages are feeling the pinch. Today's guest, Edward O'Daniel, is here to share his experience with finding solutions for tenants during an eviction moratorium.
Edward O'Daniel is a real estate investor, broker, coach, and entrepreneur behind Veteran Landlord. On this episode of Investing in Real Estate, Edward is sharing his best tips on dealing with eviction moratoriums, how to decide if being a landlord is right for you, and setting yourself up for success as a real estate investor.

739: Q&A: Should I Visit My Out-of-State Property? - Episode 739 May 17, 2021

When you're investing in rental properties out of state, should you go visit them? Today I'm going to share my personal philosophy on this topic, plus explain our company's policy for our investors.
On this Q&A episode, I'm answering your question on visiting out-of-state rental properties, buying in overinflated markets, and achieving real estate professional status for tax purposes. Press play to hear my answers to your questions on this episode of Investing in Real Estate!

738: Why Financial Advisors Lie About Real Estate Investing - Episode 738 May 15, 2021

I can't tell you how many times I have heard, "my financial advisor won't work with me anymore if I pursue real estate investing," or "my financial advisor warned me against investing in real estate." But here's the thing: your financial advisor is omitting the truth.
On today's show, you're going to learn why financial advisors lie about real estate investing. We're going to talk about why the financial industry creates fear, a conversation on stocks vs. real estate investments, and the importance of transparency.

737: Q&A: What Markets Do We Invest In? - Episode 737 May 10, 2021

One of our most frequently asked questions is about rental markets. If you want to know if we have rental properties available in your city, the answer is: probably not! We are very particular about our market criteria, and today I'm going to explain why.
On this episode of Investing in Real Estate, I'm answering your questions about rental markets, deciding between real estate niches, and how to determine how many rental properties you should purchase. Press play to hear my answers to your questions!

736: Going From Large Debt to Owning 6 Rental Properties with Jason & Diana - Episode 736 May 07, 2021

If you're driven and consistent, you can quickly change your circumstances with real estate investing. Today's guests, Jason and Diana, are a husband and wife real estate investing team who purchased six rental properties in one short year!
On this episode of Investing in Real Estate, Jason and Diana are sharing how they quickly created a real estate portfolio, increased their financial intelligence, and created a fast track to wealth building. You'll hear about their financing history, how focusing on their values brought them freedom, and much more. If you're looking for inspiration to get started on your own journey, Jason and Diana are bringing tons of value to today's show.

735: Q&A: What Do Investors Need to Know About Eviction Moratoriums? - Episode 735 May 04, 2021

It's no secret that the pandemic has put strain on a lot of wallets. Eviction moratoriums have been put in place to help renters make ends meet, but what about landlords? There are a few things to consider about lease length, market conditions, and building a relationship with your property management team. With eviction moratoriums being extended, what's a smart investor to do? That's the first question I'm answering on today's Q&A!
On this episode of Investing in Real Estate, I'm answering your questions about eviction moratoriums, our partner company SDIRA Wealth, and how to use a HELOC to pay off your mortgage fast. Press play to hear my answers to your questions!

734: How to Save Thousands on Taxes If You Make a Lot of Money - Episode 734 Apr 29, 2021

If you're a high earner, a cost segregation study is an incredible tax strategy that can help you save thousands on taxes. But cost segregations can be pretty confusing and overwhelming if you're not familiar with how they work.
On this episode of Investing in Real Estate, I'm joined by Josh—the cost segregation analysis expert on our team. Josh is answering cost segregation questions from our Financial Freedom Academy community. You're going to learn the basics of cost segregation, who a cost segregation analysis is for, and more of the finer details on how to lower your taxes.

733: Q&A: How Does Morris Invest Make Money? Apr 26, 2021

How does our full-service real estate company make money? What types of fees can you expect to pay when you buy a property from our team? On today's show, I'm answering these frequently asked questions, and more.
On this Q&A episode of Investing in Real Estate, you're going to learn how Morris Invest makes money, how to find a sustainable market for real estate investing, and what you need to know about setting up an LLC. Press play to hear my answers to your questions!

732: 5 Big Real Estate Investing Mistakes That Are Costing You $$$$ - Episode 732 Apr 22, 2021

In real estate investing, a little mistake can cost you a lot of money. There are five common real estate mistakes that I see happen often, and I want to help you avoid these major pitfalls.
On today's show, I’m sharing five costly mistakes that many new real estate investors make. We're going to talk about taxes, markets, returns, and much more. If you want to avoid headaches and save money, don’t make these mistakes!

731: Q&A: How Can I Quickly Grow My Retirement? - Episode 731 Apr 19, 2021

What's the best strategy for building a real estate portfolio when you're over 50 and want to grow your retirement fast? That's the first question I'm answering on this Q&A Monday!
On today's show I'm taking three listener questions about fast portfolio growth, getting started in real estate with no money, and my best recommendations for tax and legal advice. I hope my advice and recommendations are valuable to you. Please join me for this Q&A episode of Investing in Real Estate!

730: Building New Construction Rental Properties - Episode 730 Apr 15, 2021

If you've been following me for a while, you might have noticed that our company's strategy has shifted over the past few years. While we used to focus on rehabbing rental properties, now our business is almost exclusively based around building new construction rental properties.
On this episode of Investing in Real Estate, I'm going to share why our company pivoted from rehabbing rental properties, to almost exclusively building new construction rental properties. You're going to learn the three main reasons why I love new construction rental properties, and why this shift in our business model has allowed us to better serve our clients.

729: Q&A: Should I Use My 401k Funds as a Down Payment? - Episode 729 Apr 12, 2021

Is it a good idea to withdraw from your 401k plan in order to make a down payment on a rental property? That's the first question I'll be answering on this edition of Q&A Monday! Every Monday, I'm answering three of your engaging questions on the podcast.
This episode covers topics like 401k withdrawal, full-service real estate pricing, and zoning issues. I hope today's show answers your burning questions. Join me for episode 729 of Investing in Real Estate!

728: This Is WAY More Important Than Passive Income - Episode 728 Apr 09, 2021

Before you go all in on trying to build wealth, you should know that there's one thing that's more important than passive income. On today's show, we're going to talk about the one thing that's more important than creating passive income through performing assets: self-care.
On this episode of Investing in Real Estate, I'm going to challenge you to think about why you want to create passive income. You're going to learn why self-care is more important than passive income, plus six main tenets you should focus on. I hope this message resonates with you!

727: Q&A: When Can I Use the Funds in My Self-Directed IRA? - Episode 727 Apr 05, 2021

Does it make sense to contribute to a retirement account like a self-directed IRA after age 55? And if so, how soon can you withdraw the cash flow from your rental properties inside of that account? That's the first question I'm answering on today's show!
On this episode of Investing in Real Estate, I'm answering three listener questions about withdrawing from a self-directed IRA, how to find a HELOC for an investment property, and how to decide what type of property you should add to your portfolio. Please join me for this Q&A episode!

726: Do I Need an LLC for Real Estate Investing? - Episode 726 Apr 01, 2021

Should you put your rental properties in an LLC? This is one of the most common questions my team is asked during our first phone call with new clients. The quick answer is: it depends.
On today's show, we're going to dive into the complexities of setting up a legal entity for real estate investing. You'll learn why your legal structure depends on your financing, the importance of seeking legal advice, and why a cookie-cutter approach to investing is unhelpful.

725: Q&A: How Can I Pay Off My Mortgage Quickly? - Episode 725 Mar 29, 2021

If you want to pay off your mortgage before the scheduled payoff date, what's the best way to go about it? Should you utilize a HELOC, leverage other debt, or another method? That's the first question I'm tackling on today's show.
On today's Q&A episode, I'm answering listener questions about accelerated mortgage payoff, how to save up for a down payment, and transferring your rental properties into an LLC. You'll also hear a quick rundown of what's new in the world of real estate investing. Please join me for episode 725 of Investing in Real Estate!

724: How to Recession-Proof Your Investments in 2021 - Episode 724 Mar 25, 2021

2020 proved that the economy is never predictable. That’s why you have to build a recession proof investing strategy that can weather any storm. Today I want to talk about creating an investment strategy that is protected from the volatile stock market and the ups & downs of the economy.
On this episode of Investing in Real Estate, we're diving deep into the economy and the truth about the real estate market. You're going to learn how to create a rock solid portfolio that can handle the ups and downs of a changing economy.

723: Q&A: Should I Buy a Rental Property or Personal Residence? - Episode 723 Mar 22, 2021

Would it be a better use of your money to buy a rental property, or buy a primary residence that you intend to eventually turn into an investment? That's the first question I'm going to answer on this Q&A Monday.
On today's show, I'm answering three listener questions on how to decide if you should buy a rental or a personal home, how to get started in real estate with a small nest egg, and how busy professionals can break into the real estate industry. I hope this episode helps you on your own real estate journey!

722: How to Prepare for a Tenant Turnover - Episode 722 Mar 18, 2021

Today I want to talk about an inevitable part of being a real estate investor: the tenant turnover. For some reason, this is one part of investing that seems to scare new investors. But the truth is: a tenant turnover is simply part of being a real estate investor.
On this episode of Investing in Real Estate, you're going to learn how to prepare for a tenant turnover. We'll discuss what a tenant turnover entails, plus how to prepare yourself mentally and financially. Press play to learn more!

721: Q&A: Should I Hold My Rentals in an LLC or Trust? - Episode 721 Mar 17, 2021

Is it better to hold your rental properties in an LLC or trust? Will transferring your properties into a legal entity trigger a due on sale clause? This is a question we often get, and today I'm going to answer it!
On this episode of Investing in Real Estate, I'm tackling three of your questions about rental property ownership, how to move forward as a new investor, and what it takes to invest in US real estate from overseas. I hope this episode clears the air on these topics and encourages you to move forward!

720: Turnkey vs. Full Service Real Estate Investing - Episode 720 Mar 11, 2021

Before you buy a real estate investment, it's important that you understand an important distinction: turnkey providers vs. full service real estate companies. On this episode of Investing in Real Estate, we're going to hash out the differences between the two.
You're also going to learn more about how our company provides a full-service experience, and what that entails. This episode is meant to help you make the best, most-informed decision for your personal situation. Press play to learn more about turnkey vs. full service real estate investing!

719: Q&A: Are Rentals Better Than Mutual Funds? - Episode 719 Mar 08, 2021

If you had $200,000 to invest, would it be a better choice to buy rental properties or mutual funds? On this Q&A episode, we're going to compare these two scenarios to determine which would be a better long-term investment.
I'll also be answering questions on financing with a self-directed IRA, how to prepare to invest in real estate, and how to determine rental rates. I hope this Q&A empowers and educates you on your real estate journey. Join me for episode 719 of Investing in Real Estate!

718: The 2 Best Ways to Buy Real Estate in 2021 - Episode 718 Mar 04, 2021

Given the current economy, certain real estate investing strategies are more favorable than others. On this episode of Investing in Real Estate, we're going to talk about the two best ways to buy real estate in 2021.
You're going to learn about the best financing options for buying real estate this year. We'll discuss mortgage rates, building your retirement accounts, plus you'll hear me answer some listener questions. Please join me for episode 718!

717: Q&A: Should I Invest in Short-Term Rentals? - Episode 717 Mar 01, 2021

Are short-term rentals like Airbnb the wave of the future? Or should investors stick with the traditional renting model? That's the first question I'm tackling on this episode of Investing in Real Estate!
On this Q&A episode, I'm taking three listener questions about short-term rentals, finding the right accounting team for tax time, and the importance of LLCs for investing in real estate. To hear my answers to your questions, press play on this episode of Investing in Real Estate!

716: What It's Like to Invest in Texas - Episode 716 Feb 25, 2021

What is it like to invest in Texas? Today I'm going to share some of the reasons I love investing in West Texas. In fact, I'm going to let you in on a little secret: Lubbock, Texas is one of the best places to invest in the US.
On this episode of Investing in Real Estate, I'm going to share what it's like investing in Texas and why I believe in the sustainability of the West Texas market. You'll also hear from two of our investors who recently visited their Texas investment properties.

715: Q&A: Should I Diversify My Portfolio? - Episode 715 Feb 22, 2021

Should you use the equity in your rental property to buy more investments and diversify your portfolio? That's the first listener question I'm tackling on this edition of Q&A Monday! Every Monday, I answer three of your real estate related questions.
This episode contains conversations on utilizing equity, accounting for your business, and how to get started in real estate with no money and bad credit. I hope this episode helps guide you on your real estate journey. Don't miss episode 715 of Investing in Real Estate!

714: The Power of Good Debt Over Bad Debt with Jerome Maldonado - Episode 714 Feb 18, 2021

Real estate investor and entrepreneur Jerome Maldonado is here to talk about building wealth, good debt vs. bad debt, and how to take advantage of business opportunities during times of financial distress.
On this episode of Investing in Real Estate, Jerome is sharing his best business insights. You're going to learn about building wealth during a pandemic, how to evaluate debt, the future of the economy, and much more!

713: Q&A: What's the Best Way to Manage My Finances? - Episode 713 Feb 15, 2021

How do you set the groundwork in your finances to build a better financial future? On today's show, I'm sharing how you can build a customized plan to approaching your finances—plus answering more listener questions!
On this Q&A Monday, I'm answering your questions on how to get your finances in order, how to assess the neighborhoods you buy your rentals in, and how to get financing post-bankruptcy.

712: The Ultimate Guide to House Hacking - Episode 712 Feb 11, 2021

House hacking is an incredible way to get started in real estate investing. When you utilize this investing strategy, you can increase your net worth while building your real estate portfolio and covering your personal expenses.
On this episode of Investing in Real Estate, you're going to learn about the four major benefits of house hacking, and how to actually go about it. I'm also sharing some of the top mistakes to avoid when house hacking. If you're looking to ease into real estate investing, this episode is for you!

711: Q&A: Should I Buy or Rent a Home? - Episode 711 Feb 08, 2021

My general advice is to rent the home you live in. But what about using the equity in your primary residence to buy rental properties? Today we're going to walk through the pros and cons of owning your home.
On this episode of Investing in Real Estate, I'm answering three listener questions about owning vs. renting, using business credit, and how to best utilize your savings when investing in real estate. If you want to learn more about real estate investing, this episode is for you!

710: Why Investment Properties Are Cheaper in Texas - Episode 710 Feb 04, 2021

During my career in the real estate business, I’ve invested in many great rental properties within the Lone Star state. Because of this, I’m often asked, “Are investment properties in Texas cheaper?” They are, and today you're going to learn why!
On this episode of Investing in Real Estate, you're going to hear the two main reasons why investing in Texas is cheaper. You'll learn why I love Texas as a rental market, and why our tenants love it too!

709: Q&A: Should I Focus on Portfolio Growth or Loan Payoffs? – Episode 709 Feb 01, 2021

If you've approached the traditional lending limit of ten mortgages, should you pay them off aggressively or pursue creative financing methods? On this Q&A Monday, I'm sharing my insights into evaluating your portfolio growth—and more!
This episode features three listener questions including planning your payoff strategy, the best investment type for a new real estate investor, and how to get started buying real estate when you have no money. It's all here on episode 709 of Investing in Real Estate!

708: 5 Real Estate Investing Rules You Need to Know - Episode 708 Jan 28, 2021

In my real estate investing career, I've learned a lot of lessons. I've had wins and I've had losses too. Today I'm going to share some of my shortcuts with you to hopefully help you avoid some headaches.
On this episode of Investing in Real Estate, I'm sharing five real estate investing rules you should know. You're going to learn about the mechanics of a deal, getting the right team on your side, and the power of simply getting started! Press play to hear five rules you need to know!

707: Q&A: Should I Pay Off Debt or Invest in Real Estate? - Episode 707 Jan 25, 2021

If you've got a decent chunk of change, should you apply it toward high-interest credit card debt? Or is it better to use that money to start investing? That's the first question I'm answering on today's Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your questions on paying off debt, borrowing against paid-off rentals, and how to handle high property taxes on a rental property. To hear my answers to your questions, tune into this episode!

706: How to Buy Multiple Rental Properties in a Portfolio - Episode 706 Jan 21, 2021

No matter what your real estate investing goal is, our team can help you lay out an action plan to get there. On today's show, I'm going to speak specifically to investors who are ready to quickly build out a large portfolio of properties.
If you're interested in buying multiple rental properties at once, make sure you purchase properties that will cash flow from day one. This episode of Investing in Real Estate is all about our Portfolio Program, and how you can use it to quickly create or expand your portfolio.

705: Q&A: Should I Use Cash or Leverage? - Episode 705 Jan 18, 2021

If you've got cash on hand, should you use it to buy a rental property outright? Or is it better to utilize leverage and keep your money in the bank? That's the first question I'm answering on today's show!
On this Q&A edition of Investing in Real Estate, I'm tackling three of your questions about leverage, paying off debt while investing, and the best way to put an existing investment to work. Press play to hear my answers to your real estate questions!

704: Beware! Here's What's About to Happen to the Stock Market in 2021 - Episode 704 Jan 17, 2021

There's trouble on the horizon for the stock market in 2021.This year is a particularly bad time to have your money tied up in the stock market. On today's show, you're going to learn why, and what to do instead of investing in stocks.
On this episode of Investing in Real Estate, I'm showing you the data and explaining why you should invest elsewhere. We're sitting on one of the overvalued, speculative stock markets of all time. It's no secret that the pandemic has had lasting effects on our economy. You're going to learn three key reasons that show the market is artificially inflated.

703: Q&A: When Is the Right Time to Hire an Accountant? - Episode 703 Jan 14, 2021

If you're a relatively new investor, how do you know when it's time to bring on a CPA? And how can you find tax advice that's solid and tailored to your unique situation? That's the first question I'll be answering on this Q&A episode!
On this episode of Investing in Real Estate, I'm answering three of your questions on finding tax advice, single-family homes vs. duplexes, and how to identify a niche in the market. If you've had a similar question, or simply want to expand your real estate knowledge, this episode is for you!

702: Investing for Cash Flow with Kevin Bupp - Episode 702 Jan 07, 2021

701: Q&A: How Much Should I Set Aside for Repairs? - Episode 701 Jan 04, 2021

When you purchase a rental property, it's important to account for unexpected expenses. How much should you set aside for repairs? That's the first question I'm tackling on today's Q&A episode!
On today's show, I'm taking three listener questions on setting aside funds for repairs, how to decide if you should pursue private money, and ways to get started in real estate if you don't have a down payment. Tune into this episode of Investing in Real Estate to hear my input on your investing questions!

700: Using Financing to Expand a Rental Portfolio with Michael - Episode 700 Dec 31, 2020

On this episode, we're welcoming back our client Michael to discuss how he's expanded his real estate portfolio. Since we last talked, Michael has purchased more rental properties, paid off debt, and pursued multiple financing options.
You're going to hear Michael's full update, including how he used conventional financing to grow his portfolio. We'll talk about the benefits of working with a full-service real estate company, tax tips for real estate investors, and more. Join us for this episode of Investing in Real Estate!

699: Q&A: Should I Sell a $400k Property? - Episode 699 Dec 28, 2020

There's not one clear, defined path to building wealth. When faced with a decision, you should always analyze your entire financial snapshot, including your Freedom Number. Today I'm sharing how you can assess whether or not to sell a rental property—and more!
On this Q&A episode of Investing in Real Estate, I'm answering three of your questions on deciding what to do with a paid off property, options for non-recourse financing, and how to find wholesaling leads. Press play to hear my answers to your questions!

698: How to Buy Rental Properties with Multiple Investors - Episode 698 Dec 24, 2020

If you want to invest in real estate, but money is holding you back, you might want to consider teaming up with other investors. This can help you gain access to capital, lower your risks, grow your portfolio, and so much more!
On this episode of Investing in Real Estate, you're going to learn how to buy rental properties with multiple investors, and why it can be a smart move. You'll hear how to find and vet partners, and what you need to know before entering into a partnership. We'll walk you through the step-by-step process you need to take in order to ensure a smooth and mutually-beneficial partnership.

697: Q&A: How Do I Use My Home Equity to Buy Rental Properties? - Episode 697 Dec 21, 2020

What's the best way to transform a liability (like your primary residence) into performing assets? That's the first question I'm answering on today's Q&A episode.
On this episode of Investing in Real Estate, I'm tackling three listener questions about using home equity to buy rental properties, the best states to live and invest, and how to decide whether a renovation project is better suited for flipping or renting. Press play to hear my answers to your burning real estate questions!

696: Stop Investing in Your 401k NOW - Episode 696 Dec 17, 2020

It's time to wave goodbye to your 401k. There's never been a better time to walk away from this retirement plan type and start building your own future. On this episode of Investing in Real Estate, you're going to learn more about the faults of the 401k, and how you can pivot to build a retirement plan that works for you,
You'll hear about the original intent of the 401k and how it's evolved over time. You'll also learn about alternative investment types, and how you can take charge of your own retirement plan. Please join me for episode 696!

695: Q&A: Should I Keep a Property with High HOA Fees? - Episode 695 Dec 14, 2020

If your rental property costs you a boatload in homeowner association fees every month, should you keep it and wait for it to appreciate or sell it and buy more investments? That's the first question I'm answering on today's Q&A Monday!
On this episode, I'm tackling three listener questions about HOA fees, purchasing real estate in the US from abroad, and the best practices for quickly paying back a private money lender. Press play to hear my advice on this episode of Investing in Real Estate.

694: Do THIS with Your Taxes Before the End of the Year with Tom Wheelwright - Episode 694 Dec 10, 2020

The end of the year is upon us, which means it’s your last chance to put in place tax strategies for 2020. Tom Wheelwright returned to the Financial Freedom Academy to answer our members' end-of-year tax questions, and today we're sharing this exclusive interview with you.
On this episode of Investing in Real Estate, we’re taking you behind the scenes of our private Facebook group for the Financial Freedom Academy! In this interview,Tom Wheelwright joined our FFA members to answer live questions about end-of-year taxes, the CARES Act, professional real estate status, and more.

693: Q&A: How Do I Transfer My Properties into an LLC? - Episode 693 Dec 07, 2020

If you're serious about your real estate investing business (and protecting your assets), it's important that you hold your investments in a legal entity. What's the best way to transfer rental properties into an LLC? That's our first question on today's Q&A Monday!
On today's show, I'm answering three of your questions about putting investments into a legal entity, what to do with a unique investment type, and how to choose the landscaping on a rental property. Don't miss this episode of Investing in Real Estate to hear my answers to your investing questions!

692: How to Quit Your Day Job by Acquiring Cash Flowing Assets - Episode 692 Dec 03, 2020

Most of us have been conditioned to believe that we have to go to commute every day, work from 9-5, and rely on a paycheck. More often than not, that paycheck is allocated entirely to bills, and there isn’t much left over. But what if you could flip that paradigm and stop relying on a paycheck?
On this episode of Investing in Real Estate, you're going to learn how to quit your day job by acquiring performing assets. We'll talk about the US tax code, the true way to build wealth, and how you can calculate exactly how to quit your day job.

691: Q&A: Should I Cash Out My 401k? - Episode 691 Nov 30, 2020

Should you cash out your 401k to buy rental real estate? That’s our first question on today’s Q&A Monday! On this episode of Investing in Real Estate, I’m tackling three listener questions.
Today's Q&A episode features listener questions about cashing out a 401k, dealing with tenants who can't pay during the pandemic, and finding private money partners. Press play to hear my A's to your Q's!

690: Your Checklist for Working with a Real Estate Company - Episode 690 Nov 27, 2020

Want to work with a full service real estate company? It's important that you do your research first. On this episode, you're going to learn what to look for in a reputable company—plus questions you need to ask before investing.
There's no such thing as the perfect investment, but you should always do your best to mitigate risk. If you're thinking about working with a real estate investing company, it's important that you put in the work and do your due diligence.

689: Credit Card Points vs. Cash Back Rewards - Episode 689 Nov 23, 2020

Should you opt for credit card points or cash back rewards? According to a recent report by creditcards.com, most Americans opt for credit cards with a cash back reward. However, before you quickly sign up for cash back rewards, there are a few things you need to consider.
In this episode, we're discussing American credit card trends, and how you can make the most out of your credit cards. You'll learn how to determine what type of credit card is best for you, and how to maximize its benefits!

688: 5 Things You Should Never Do With Your Money - Episode 688 Nov 23, 2020

There are five main things you should never do with your money. If your goal is to build financial intelligence, you'll need to make simple, smart money moves.
On this episode of Investing in Real Estate, you're going to learn five things you should never do with your money. If you're ready to start making financially intelligent decisions, this episode is for you!

687: Q&A: How Do I Use a HELOC for Investing? - Episode 687 Nov 16, 2020

How can you use your home's equity to buy a real estate investment? That's the first question I'm answering on today's Q&A episode! Every Monday, I'm tackling your questions about all things real estate.
On this episode of Investing in Real Estate, you'll hear my answers to three thoughtful listener questions. Today's topics range from HELOCs, refinancing, and selling notes. Don't miss episode 687!

686: The Power of a Self-Directed IRA - Episode 686 Nov 12, 2020

If you're ready to get in the driver's seat of your retirement vehicle, a self-directed IRA is the most powerful tool for building wealth. A self-directed IRA allows you to choose your investment type, and in turn get more bang for your buck than you would with a traditional account.
On this episode of Investing in Real Estate, we're diving deep into how self-directed IRAs work, and how you can determine if this account type is a fit for you. You'll learn why these accounts are the financial industry's best-kept secret, what you can do with a self-directed IRA, and how to get started if you want to take control of your financial future.

685: Q&A: How Do I Find an Investor Friendly Bank? - Episode 685 Nov 09, 2020

How can a real estate investor find the right bank to help them reach their goals? That's our first question on today's Q&A Monday! On this episode of Investing in Real Estate, I'm tackling three listener questions, all about financing options.
You're going to hear how you can find an investor friendly bank to help you grow your portfolio, how to get started in real estate if you're starting with $0, and the best ways to use other people's money to reach your financial goals. Join me on this Q&A Monday to hear my answers to your questions.

684: 10 Things You Must Do Before Investing in Real Estate - Episode 684 Nov 05, 2020

It's not hard to find a YouTube video or Instagram post promising a get rich quick scheme. Investing in real estate through buy and hold rentals is the number one way to build wealth. But let's be honest—it's a lot of work to put all of the right mechanisms in place. This is not something you can do overnight.
On this episode of Investing in Real Estate, I'm sharing 10 things you need to do before you start investing in real estate. If you've ever wondered what types of due dilligence you need to do, this episode is for you!

683: Q&A: How Do I Use My 401k to Buy Rental Properties? - Episode 683 Nov 02, 2020

If you've got retirement funds in a 401k, what is the most efficient way to roll those funds into a self-directed account and purchase real estate? That's our first question on today's edition of Q&A Monday!
On today's show, I'm answering three listener questions about taking money out of your 401k, making your voice heard on policies in your rental markets, and exactly what property management companies take care of. Click play to hear my answers to your questions!

682: What Every Investor Needs to Know About Property Taxes - Episode 682 Oct 29, 2020

So you've found a great rental property, but the high property taxes are making you pause? Let's talk about property taxes and why lower isn't always better. On this episode of Investing in Real Estate, I'm making the case for investing in states with high property taxes.
When you're evaluating a rental property, don't get stuck on one number. Overall ROI is important. But in many cases, you can still get a great return with high property taxes. On today's show, you're going to learn about the role of property taxes, and how to evaluate your overall investment.

681: Q&A: Should I Invest in a Market with High Taxes? - Episode 681 Oct 26, 2020

So you've found a rental property with great ROI, but it's in a state with high property taxes? Should you proceed with the deal, or look in a more favorably taxed state? That's our first question for this Q&A Monday!
On this episode of Investing in Real Estate, I'm answering three listener questions. You'll learn about topics like property taxes, LLC structures, and bank accounts. It's all here on episode 681!

680: 10 Ways to Fund Your Next Real Estate Deal - Episode 680 Oct 23, 2020

One of the most common questions I get is: "how should I fund my real estate deal?" Whether it's your first rental property or you're an old pro, there isn't a simple answer to this question.
On this episode of Investing in Real Estate, I'm going to share ten different avenues you can pursue to purchase your next rental property. How you fund your properties will depend on many different factors: your goals, your finances, and where you are on your unique journey. I hope this episode inspires you to think creatively about your next performing asset!

679: Q&A: How Do You Handle Repairs in a Self-Directed IRA? - Episode 679 Oct 19, 2020

If you buy a rental property inside of a self-directed IRA, what payment method do you use to pay for repairs and other expenses? That's our first question on this episode of Q&A Monday! Today I'm answering three listener questions on various real estate topics.
Our first question is about paying for expenses and repairs within a self-directed account. We'll also talk about setting up an exit plan for expiring introductory interest rates, and financing options for getting started with your first rental. Don't miss episode 679 of Investing in Real Estate!

678: How to Buy and Sell Houses with Facebook Ads with Gustavo Munoz Castro - Episode 678 Oct 15, 2020

If you're an entrepreneur in the real estate sector, generating leads is a crucial piece of your business model. And while digital marketing changed the game years ago, in recent years Facebook ads have become the optimal way to buy and sell houses.
On this episode of Investing in Real Estate, our guest is Gustavo Munoz Castro, the founder and CEO of PowerISA. Gustavo is here to share his secrets to captivating Facebook ads, how to run a targeted campaign, and what you need to know to incorporate smart digital marketing strategies into your business.

677: Q&A: How Do I Use Retirement Funds for Investing? - Episode 677 Oct 12, 2020

If you've got a good start on self-directed retirement funds, but not quite enough to purchase a rental property outright, how can you get started? That's our first question for this Q&A Monday! On today's show, I'm taking three listener questions on various real estate topics.
First, we'll talk about using your retirement funds to invest when you don't have enough to buy an entire investment. I'm also answering questions on financing options for young and inexperienced investors, plus how to determine if the HELOC method is a fit for you. Tune into this episode of Investing in Real Estate to hear my answers!

676: How to Pay for Your Health Insurance Yourself - Episode 676 Oct 08, 2020

When you quit your day job and live off of your real estate business, you’ll have to pay out of pocket for health insurance. For many Americans, shifting away from an employee-sponsored health plan is a scary idea, but it doesn’t have to be!
On this episode of Investing in Real Estate, you’re going to learn how to make more informed decisions about healthcare plans. We’re covering deductibles, premiums, out-of-pocket expenses, and more. If you’ve ever wondered how to pay for your health insurance yourself, this one is for you!

675: Q&A: How Do I Maximize My Equity? - Episode 675 Oct 05, 2020

If you've got a stable and profitable rental property, how can you access the equity to grow your portfolio? Should you look into a HELOC or cash-out refinance, and how do you get the process started? That's our first question on this Q&A Monday!
On this episode of Investing in Real Estate, I'm answering three listener questions about utilizing equity on a rental property, buying investments on credit, and calculating a cash-on-cash return. If you want to hear my advice and experience, this episode is for you!

674: How to Start and Scale Your Real Estate Business with Paul Tompkins - Episode 674 Oct 01, 2020

If you want to get started in real estate, but you're not sure what the first step is, today's show is for you. Our guest is Paul Tompkins, CEO and trainer at Flippin Experts. Flippin Experts provides comprehensive training and courses to help you land your next profitable deal.
On this episode of Investing in Real Estate, Paul is sharing his secrets on how to successfully flip real estate, use your profits to build a rental portfolio, and so much more. You'll also hear how you can get a discount on your education with Flippin Experts. Enjoy!

673: Q&A: How Do I Transfer My Properties Into an LLC? - Episode 673 Sep 28, 2020

If you own rental properties in your own name and want to transfer them into an LLC, it can seem like a daunting process. However, ownership has important legal implications, so what are your options for doing so? That's our first question for this Q&A Monday!
On this episode of Investing in Real Estate, I'm answering three listener questions. Topics include putting rental properties into an LLC, converting your primary residence into an investment, and calculating returns on performing assets. Tune in to hear more!

672: How To Find Creative Financing for Real Estate with Jesse Fragale - Episode 672 Sep 24, 2020

What do you think of when you hear the term creative financing? If you're a new investor, you might feel a sense of hesitation or fear. But the world of creative financing is not as scary as it seems, and it can yield incredible results for your portfolio.
Today's guest, Jesse Fragale, is here to share multiple ways you can access creative financing. Jesse is a fellow podcaster and real estate investor who shares simple, straightforward, and effective strategies for building wealth via real estate. On this episode of Investing in Real Estate, Jesse is covering seller financing, hard money loans, private lending, and more!

671: Q&A: How Should I Finance My Rental Properties? - Episode 671 Sep 21, 2020

When you're looking to expand your portfolio, you'll likely need to consider multiple funding options. Often the methods that new investors use to get started are not sustainable long-term. If you're looking to expand your funding options, where should you look?
On today's Q&A edition of Investing in Real Estate, you're going to hear my opinions on three different listener questions. Today's topics include finding real estate funding, the best places to look for HELOCs, and how to cope when you're investing out of state.

670: Using Real Estate as the Ultimate Backstop with Jeff Lerner - Episode 670 Sep 17, 2020

What if you had the freedom to pursue multiple passions and career paths, thanks to real estate paying your bills? Today's guest, Jeff Lerner, has done exactly that. Jeff is an author, podcaster, serial entrepreneur, and real estate investor.
On this episode of Investing in Real Estate, Jeff is here to talk about entrepreneurism, building a strong retirement, and how real estate can help you create a life that you love. You'll learn about digital marketing, the mindset of entrepreneurism, and so much more!

669: Q&A: How Much Should I Spend on Renovations? - Episode 669 Sep 14, 2020

When you're renovating a rental property, it can be difficult to know how many upgrades to include. Should you spend the extra money and hope it yields a higher rental income, or just keep it simple?
On this Q&A Monday, I'm answering this question—and more! You're going to hear my thoughts on rental upgrades, choosing to work with a real estate company, attaining funding, and setting up business entities. Don't miss episode 669 of Investing in Real Estate!

668: Going From Large Debt to Owning 6 Rental Properties with Jason & Diana - Episode 668 Sep 10, 2020

If you're driven and consistent, you can quickly change your circumstances with real estate investing. Today's guests, Jason and Diana, are a husband and wife real estate investing team who purchased six rental properties in one short year!
On this episode of Investing in Real Estate, Jason and Diana are sharing how they quickly created a real estate portfolio, increased their financial intelligence, and created a fast track to wealth building. You'll hear about their financing history, how focusing on their values brought them freedom, and much more. If you're looking for inspiration to get started on your own journey, Jason and Diana are bringing tons of value to today's show.

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