I Don&#8217;t Do Budgets.

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072: How to Build a Successful Trucking Company w/ Ericka Williams Jul 15, 2020

Have you ever thought about getting into the trucking business? If not, you just may be interested after hearing how Ericka Williams got started! Ericka took money she earned from service-based businesses and working as an apartment manager to invest in real estate and trucking. She now manages 1.9 million dollars in assets via over 12 semi trucks, 9 rental properties, and working on a new project called Texas Ground Zero.

My biggest takeaway was having data and systems in place to ensure that your business is always ready for ANYTHING, whether that’s applying for a loan, seeing where your expenses are, how profitable you are and so much more. What was your takeaway? Tag me and Ericka on social media and let us know!

Sponsored by:

Grasshopper

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Ericka Williams IG: @erickasclassyclimb

The Classy Climb Website: classyscl.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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071: How to Travel Hack & Avoid Accruing Debt w/ Cinneah El Amin Jul 08, 2020

Cinneah El Amin is the founder of flynanced.com - a blog at the intersection of financial freedom and travel. As a seasoned traveler to nearly 30 countries across 6 continents, Cinneah created Flynanced™ to inspire readers to achieve financial freedom and see the world on their terms. She documents how to plan, save, and strategize for travel without accruing unnecessary debt. She's on a personal mission to pay off $23,000 in debt this year while cash flowing her vacations to 5 new countries. Through Flynanced, she shows readers that it is possible to travel whether you have bills, debt, or other expenses.

Cinneah was an AMAZING guest! I left this interview with pages of notes and am feeling inspired to travel a ton more once we’re able to. Tag me and Cinneah on Instagram with your top 3 takeaways and let us know your favorite travel hacks we talked about today were!

Sponsored By:

Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Ashley Copeland IG: @stacksnthecity

Stacks and the City Website: http://stacksandthecity.co/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

http://www.trygrasshopper.com/iddb

Support the show here: https://bit.ly/IDDBPatron

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069: How TheCoilBrush Was Created by Ree Farrington Jun 25, 2020

Ree Farrington is the owner and inventor of the natural hair styling tool called The Coil Brush. As a wife and mother of three that wears multiple hats on a daily basis, adding inventor and entrepreneur to the list was an unexpected surprise. In less than a year's time and with no background in engineering, she turned a silly idea into a top-selling product.

It was so great talking to Ree about launching a new product line from the ground up! I learned so much about product development and even where to look for legal resources online. I know you’ll learn a lot too, so be sure to tag us with your top takeaways from this episode!

Sponsored by:

Grasshopper

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

TheCoilBrush IG: @thecoilbrush

The Coil Brush Website: https://thecoilbrush.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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068: Bag Check: Being Laid off, Unemployment, Therapy, New Job, Rental Updates. Jun 17, 2020

On today’s episode, I am talking about being laid off, applying for unemployment, getting a new job, wanting to go to therapy, and rental updates. In this episode I am very transparent about what’s going on with my money, being laid off for the first time, how I was too prideful to apply to unemployment and what made me finally apply. Honestly, I didn't want to talk about a lot of these things but I wanted to show that even when you think people have it all together... sometimes they don't and it's okay! That’s life and life happens. Sometimes you have to put your pride aside and ask for help. Money has so many emotions tied to it and it’s okay to feel the feels. We got this!

SPONSORED BY:

Today's show is brought to you by Audible – get a free audiobook + 2 Audible Original books (3 Free books) using my link http://audibletrack.com/iddb

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

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Email: hi@idontdobudgets.com

Website: www.idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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067: How to Create a Natural Hair Product for Young Boys w/ Cora Miller Jun 10, 2020

Our guest for this episode, Cora Miller, is a perfect example of using the times to your advantage. When looking for a natural hair care product for her young son, Cora couldn't find anything that catered to young Black and brown boys. So she made her own! Shortly after that experience, she founded Young King Hair Care. In this episode, she talks about the manufacturing process, her vision for retail, branding, her super fast growth and so much more. If you are wondering how to get your product out there to the masses this episode IS FOR YOU!

I learned so much from Cora about the product creation process. My biggest takeaway was starting with how you want to finish! Cora knew she wanted to get into retail so that’s exactly how she started. Tag us with your top takeaway on Instagram, and enjoy this episode!

Sponsored By:

Use my link to get your free audiobook + 2 Audible Original books (so you get THREE free books!) http://audibletrack.com/iddb Hit me up and let me know what book you're going to read.

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Young King IG: @YoungKingHairCare

Young King Website: https://youngkinghaircare.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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066: How to Live Rent Free by Househacking w/ Mark Jones II May 27, 2020

Today Mark Jones II is bringing some real estate GEMS to the I Don’t Do Budgets show! Mark is an LA native and and witnessed the real estate equity boom prior to the bubble of 2007-2008. He knew then as he knows now that wealth is built in real estate equity. In 2015 he househacked his first single family home in LA County, which allowed him to Live rent-free and to use the equity he received from his first house to get his Los Angeles triplex. He now owns a triplex near the new SoFi Stadium in Inglewood, California and has a brand called Livin' Rent Free where he teaches people how they too can live free.

If you’ve ever been interested in the concept of living rent-free, you do NOT want to miss this one. Mark gives us so many good recommendations and got me seriously thinking about eliminating my own biggest expense: rent.

Sponsored By:

Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Mark Jones II IG: @livinrentfree

Mark Jones II Twitter: Livinrentfree_

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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065: How to Become a Young Homeowner w/ Maya Mitchell May 20, 2020

Today’s guest is Maya Mitchell - she purchased her very first home in Prince George's County, MD at the young age of 24! Since then, she’s become the founder of Ms. Young Homeowner, a resource and community for black millennial women navigating homeownership and the home-buying process. Ms. Young Homeowner is currently focusing on the first time homebuyer and giving them all the info to guide first time homebuyers throughout the homeownership journey.

You’re going to love this episode with Maya if you are going through the home buying process or plan to one day. She provides SO many nuggets and gems that will help you get prepared. Be sure to tag us both with your top takeaways - I know I learned so much!

Sponsored By:

Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Ms. Young Homeowner IG: @msyounghomeowner

Ms. Young Homeowner Website: https://www.msyounghomeowner.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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064: How to Invest in Real Estate Without Owning Properties w/ Tommy Holt Jr. May 13, 2020

Can you imagine making money from real estate investments WITHOUT actually owning any properties?! Today’s guest is teaching us how to do just that, investing in real estate in a less traditional but VERY strategic way.

Tommy Holt Jr. started his real estate career in 2008 when he became a real estate agent while still working a full-time job as a SWAT officer in Miami. He quickly recognized during the start of the 2008 recession that only the strong and resourceful investors would still be in the game after all the dust had settled. During this time is where his love for real estate INVESTING started to take shape. His first flip resulted in a $10,000 loss, but after a ton of research and support from different mentors, he found massive success in wholesaling. Since then he’s done over 100 wholesale deals and has 7 AirBnB properties in 2 different countries.

You have to listen to the entire episode because it is mind blowing the way he invests and the way he thinks about real estate investing.

Sponsored by:

Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Tommy Holt Jr. Instagram: @tommyholtjr

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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063: How to Create Generational Wealth via Real Estate & Candy Vending w/Brandi Hayes May 06, 2020

This week in the guest chair, we have Brandi Hayes. Brandi is a real Estate Investor/ Landlord in New Jersey; She has been working in the banking industry for over the past 5 years. She has an 11 year old son Nehemiah who she introduced to entrepreneurship when he was just 9 years old. She taught him and herself about bulk candy vending. He currently has 10 machines out working for him bringing in passive income.

I’m SO excited for this week’s episode with Brandi. I know it’s longer than usual but that’s because it was SO good! I don’t say this that often but this was one of my favorite interviews. You should take notes for this but I just want you to listen. Like you just need to pay attention and then maybe listen again to take notes haha. In the first part we talk about real estate but the second part Brandi talks about how she introduced her son to entrepreneurship and I don’t even have kids yet but I’m definitely going to listen to this episode again when I have them! This episode is amazing!

Tag me and Brandi on social media and let us know your top 3 takeaways from this episode.

Sponsored by:

Today's show is brought to you by Audible – get a free audiobook + 2 Audible Original books (3 Free books) using my link http://audibletrack.com/iddb

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Brandi Hayes Instagram: @networkwithbrandi

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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062: How to Deal with Debt During a Crisis w/ Anthony O'Neal Apr 29, 2020

At age 19, Anthony was deep in debt, homeless, sleeping in the back of his car. After a life-changing encounter, he turned his life around and eventually became the pastor of One Way Youth Ministries at The Bethel Baptist Church in Jacksonville, Florida. There he assisted in securing some of the biggest names in the industry, including Kirk Franklin and Bishop T.D. Jakes’ Firehouse Youth Ministry.

Since 2003, Anthony has helped hundreds of thousands of students make smart decisions with their money, relationships, and education. He now works with Ramsey Solutions as a personality, frequently speaking at schools, churches, and events across the country, as he spreads the message of financial responsibility.

I am SO excited to have Anthony on the show today, and I think his words are going to come at the perfect time for many of you. We dive into what the financial landscape looks like in a world experiencing a pandemic, and where you should be putting your dollars until this is all over. You’re definitely going to want to have a notebook ready for this one!

Sponsored By:

This episode is brought to you by The financial freedom workbook. Visit idontdobudgets.com and use code IDONTDOBUDGETS to save 25%!

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward

Anthony O’Neal’s Website: https://www.anthonyoneal.com/

Anthony O’Neal on Instagram: @anthonyoneal

Anthony O’Neal’s YouTube Channel: https://www.youtube.com/anthonyoneal

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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061: How to Start a 5-Figure Per Month Online Business in a Year w/ Nataleh Howard Apr 22, 2020

Wouldn't it be nice to start a business with customers already waiting on your product? How great would it be to publish your website and have an audience ready to comb through it? Well that's exactly what this week’s guest did!

Nataleh Howard was able to take a loyal YouTube following and pivot it into a five-figure a month online business. On this week's episode she talks to us about how she took a chance and left her teaching career behind in order to become the master of her own destiny. We talk about so many things from target audiences, to business growth and even how to pay yourself as a sole proprietor.

Nataleh's intelligent yet practical approach to business helped her find success quickly. I hope you have your pen ready because there is a ton of great information in this episode.

SPONSORED BY:

Today's show is brought to you by Grasshopper.com – save $50 on your order at www.trygrasshopper.com/iddb

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward

Nataleh Nicole Youtube: https://www.youtube.com/channel/UC9LQR3ZUlbSTSw671aLQ-kw

Nataleh’s 6 Figure Blueprint program: https://brandconstruction.lpages.co/6figureblueprint/

Nataleh's Website: https://www.natalehnicole.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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Make sure you sign up for the #GOALS Workshop. APRIL 27TH - MAY 1ST 2020

#GOALS Workshop: https://bit.ly/GoalsWeekIDDB

060: How to Secure Government Contracts for Your Business w/ Kesha Stowe Apr 15, 2020

If you’ve ever heard the term ‘government contractor’ but aren’t sure what exactly that means or how to get started… this is the episode for you. Kesha Stowe is a great resource when it comes to the confusing world of government contracting.

Kesha is the founder and President of Manifest, Inc., a not-for-profit organization created to help small businesses maneuver through the confusing “world” of government contracting. She has advised selection boards, hosted small business forums, and educated over 350 small businesses on government contracting.

Remember to tag me with your key takeaways from this episode - I know that I learned a TON!

SPONSORED BY:

Today's show is brought to you by Grasshopper.com – save $50 on your order at www.trygrasshopper.com/iddb

Links Mentioned:

beta.sam.gov

https://www.acquisition.gov/ (all agencies' federal acquisition regulation in one place)

www.aptac-us.org

https://www.sba.gov/

Additional Resources Mentioned:

Small Business Administration (SBA)- District Offices

Procurement Technical Assistance Centers (PTAC)

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward

Kesha’s Appointment Link: https://keshalm01.appointy.com/

Kesha’s Email: information@manifestme.org

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.idontdobudgets.com/shop/the-financial-freedom-plan-workbook

Support the show here: https://bit.ly/IDDBPatron

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059: How to Pay Off $100K+ Debt as a Couple w/ Josh and Elisha McGhee Apr 08, 2020

Today I’m lucky to be joined by not one, but TWO guests! Josh and Elisha are your go-to personal finance educators and founders of The Penny Lounge. They help individuals gain clarity on financial goal setting, debt management, and budgeting. Their debt payoff journey started in November 2018 and since then, they have paid off over $71,000 in 16 months!! AND they’re on track to having their debt paid off in 2020.

I really enjoyed talking to them and feel so inspired by the idea of having a financial accountability partner. If you’re in a relationship then you’re going to learn a lot about managing money as a couple from this episode. If you’re single, you’re still going to learn a lot about paying off debt and just managing your money by yourself.

Make sure you follow them on IG at @thepennylounge and tag us on social media with your top 3 takeaways!

Thanks to today’s sponsor, the Financial Freedom Plan Workbook!

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward

The Penny Lounge Website: https://www.thepennylounge.com/

The Penny Lounge Instagram: @thepennylounge

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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058: How to Plan and Save $20K in 2020 w/ Amber McGill Apr 01, 2020

Hope everyone out there is healthy and safe! Today’s interview is with a young budgeter named Amber McGill. Amber is a cybersecurity consultant and is currently in grad school… AND is planning to save $20,000 in 2020! Talking to someone who is in the middle of the process of reaching a big financial goal was so eye-opening for me!

In addition to her job as a consultant she is a YouTuber, blogger and financial coach. Amber's mindset and drive REALLY inspired me, and I hope this episode motivates you too.

SPONSORED BY:

This week’s episode is brought to you by MailerLite. I’ve tried TONS of different email marketing platforms and MailerLite is by far my favorite. They make it super simple to start building your email list. As an I Don’t Do Budgets listener, you get 30 day FREE premium access by using this link: https://www.mailerlite.com/a/emzknw6ksf

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Website: www.idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

051: How to Start the 1st Black Owned Delivery Service w/ David Cabello Feb 12, 2020

Hey hey, everyone! We are only one episode away from the year anniversary of the I Don't Do Budgets Podcast! I'm so happy to have you all with me on this journey and I can't wait to share our anniversary episode with you all!

This week on the show we talk to the founder of Black And Mobile, David Cabello. Black And Mobile is a delivery service that services Black-owned restaurants. Currently operating in Philadelphia, David talks about how he made tough choices in order to start his business and support his community. He talks about the importance of branding, promotion and building a following.

David is truly a self-made man. He designed his own branding, and built his own website and delivery app. He breaks down how the delivery business works and what moves he's looking to make next. I loved David's determination and drive to succeed at all costs. I hope you can be motivated by our conversation!

SPONSORED BY:

MailerLite. I’ve tried TONS of different email marketing platforms and MailerLite is by far my favorite. They make it super simple to start building your email list, landing page, automations, and so much more. AND the best part, as an I Don’t Do Budgets listener, you get 30 day FREE premium access by using my referral link HERE. No credit card required!

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Black And Mobile IG: @blackandmobile

Black And Mobile Website: https://www.blackandmobile.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Website: www.idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

050: How to Become a Vegan Influencer w/ Shakayla Houston Feb 05, 2020

Hey, hey, hey! Welcome to our first show for the month of February. We’re just a couple of episodes away from the I Don't Do Budgets one year anniversary!

On this week’s show I talk to Shakayla Houston, the founder of Sweet Greens Vegan. She is all about making positive changes and helping African-Americans understand veganism. I loved talking to her about how she turned her lifestyle change into a health conscious influencer brand that specializes in cookbooks, diets and more.

The conversation we had was so fun and full of laughter. I found myself learning so much about how veganism doesn't have to be as difficult as it sounds. She is a wealth of information on vegan brands, alternative meals, and more. If you’re looking for info on how to eat vegan cheaply or how to navigate family dinners with food restrictions, listen in!

SPONSORED BY:

MailerLite. I’ve tried TONS of different email marketing platforms and MailerLite is by far my favorite. They make it super simple to start building your email list, landing page, automations, and so much more. AND the best part, as an I Don’t Do Budgets listener, you get 30 day FREE premium access by using my referral link http://bit.ly/ML30day No credit card required!

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Shakayla IG: @sweetgreensvegan

Shakayla Houston Website: https://www.sweetgreensvegan.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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049: I Interview My Grandma About What She Learned About Money! Jan 15, 2020

I am ECSTATIC to be recording my first episode in my new Atlanta apartment… and even better, I’ve got a veeery special guest on the show today: my grandma! If you missed my Mother’s Day episode with my mom, check out Episode 14 after you’re done with this one.

Today, my grandma and I are talking about what she learned about money growing up, and how she handled raising a large family and becoming a mother at sixteen. She is such a strong woman and hard worker, and even though our opinions on finance differ somewhat, we still have a lot in common!

Let me know what your favorite piece of advice my grandma shared by tagging me on IG @idontdobudgets!

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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048: Mobile Home Investing 101 w/ Sharnice Williams and Byron Sellers Jan 01, 2020

Byron Sellers and Sharnice Williams are a power couple that found themselves in the world of mobile home investing. In 2017, Byron was let go from his job and turned to driving for Lyft to make ends meet. While on that job, he discovered a podcast that opened his eyes to mobile home investing. After introducing the concept to Sharnice, the two began a journey that led to the founding of their company, Mobile Home Elite Investors.

This was the first time we've had two people in the guest chair in the same show, so it was a really great and positive experience hearing their journey. I was floored by how quickly they were able to turn a profit from their mobile homes, making back more than three times their initial investment costs.

I was so inspired by their journey it caused me to look deeper into mobile home investing myself. So sit back and enjoy this really awesome couple!

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

Mobile Home Elite Investors site: https://www.mobilehomeeliteinvestors.com/

MHEI Instagram: https://www.instagram.com/mobilehomeeliteinvestors/?hl=en

MHEI YouTube: https://www.youtube.com/channel/UCd80apikL8pgvwQ44c7ZQ2Q

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

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047: 2019 Top 3 Influential Episodes Dec 25, 2019

It’s the LAST episode of 2019! Wow. This podcast has been such a journey. Every single guest I had on the show was amazing, but I’m excited to share three of the top episodes with you all. I’m breaking down a little “behind the scenes” info on each one of them, and sharing some bonus insights that you may not have heard in the originals.

I also have a co-host this episode! My best friend Ivy interviewed me about how I did on my 2019 goals and what I have planned for 2020 (hint: BIG changes are coming!) If you enjoyed this episode and want Ivy to come back for her own interview, make sure to tag me on social and let us know!

Hope you all have a very Merry Christmas - talk to you in the New Year!

Episodes Mentioned:

Abu EP 13 https://podcasts.apple.com/us/podcast/013-how-to-use-facebook-ads-to-make-money-in-your-business/id1453408896?i=1000436962286

Wall Street Trapper EP 32 https://podcasts.apple.com/us/podcast/032-how-to-go-from-trap-to-wallstreet-w-wall-street/id1453408896?i=1000449353345

How I Got My First Rental EP 37 https://podcasts.apple.com/us/podcast/037-how-i-got-my-1st-rental-property-at-26/id1453408896?i=1000453703841

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.secretflying.com/

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

046: Traveling and Saving Money w/ Danielle Desir Dec 18, 2019

Danielle Desir is an author, speaker, podcaster and the founder of The Thought Card, an award-winning affordable travel finance blog and podcast empowering people to make informed financial decisions - travel more, pay off debt and build wealth. Danielle paid off $63,000 of student loan debt in 4 years and purchased her first home at the age of 27.

Needless to say, we had a great conversation about personal finance, travel, and so much more! If you enjoyed this episode, be sure to tag us both on IG and let us know what you learned. Remember to check out the links below to support the show and learn more about this week’s guest!

Links Mentioned:

Secret Flying

The Flight Deal

https://www.theflightdeal.com/

Thrifty Traveler

https://thriftytraveler.com/

Scott's Cheap Flights

https://scottscheapflights.com/

I Don’t Do Budgets Shop

Support with as low as $1/month here:

Social Media Info:

Sign up HERE to get my FREE money tracker + Money Monday emails every week

I Don’t Do Budgets IG: @idontdobudgets

Danielle Desir’s IG: @thethoughtcard

Danielle Desir’s Website: https://thoughtcard.com/

Email: hi@idontdobudgets.com

https://www.amazon.com/Secrets-Millionaire-Mind-Mastering-Wealth/dp/0060763280

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

045: Personal Finance is Not One Size Fits All w/ Taryn Bushrod Dec 11, 2019

You are going to love this episode because Taryn and I just had a conversation as if we were just friends sitting on the couch talking about money! Taryn Bushrod is a financial coach that focuses on "behavioral finance", which is a field of study that uses psychology to help explain people's spending or investing habits. When talking with Taryn, we discussed the importance of how our childhood or early adulthood trauma can affect our relationships with money. By approaching our money matters from this angle we can get a better understanding of WHY we spend the way we do.

Taryn was such a pleasure to talk to… even after the episode was done recording we talked for an additional hour! I really enjoyed talking with her and I hope you enjoy some of the wisdom she brought to the show! Don’t forget to check out the links mentioned for more on the 2020 Money Planning Workshop and more.

AND go ahead and share this with a friend that you would love to have money conversations with, and don’t forget to tag me and Taryn on IG with your top 3 takeaways!

Links Mentioned:

Secrets of A Millionaire Mind

Cashflow Quadrant

https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054

I Don’t Do Budgets Shop

Support with as low as $1/month here:

Social Media Info:

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I Don’t Do Budgets IG: @idontdobudgets

Taryn Busrod's IG: @itstarynsworld

Taryn Bushrod Website: https://tarynsworld.com/

Email: hi@idontdobudgets.com

Support the show here: https://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

044: How to Pay Off Debt Using Real Estate w/ Stephanie Davis Dec 04, 2019

Stephanie Davis is a Certified Financial Educator, Real Estate Investor, and Creator of Finances On Point - a financial empowerment blog and community dedicated to helping women create wealth starting where they are, using what they have. Her mission is to empower women to become discipline with their resources so that they can achieve financial freedom, create generational wealth, and live life on their terms.

She believes that EVERYONE can achieve wealth, you just need the right plan.

I learned so much from speaking with her about real estate investing and smart money habits in today’s episode! Be sure to tag us on Instagram if you enjoyed it.

Resources:

Stephanie provided some AMAZING resources throughout the episode and I have provided some of my favorite real estate investing resources as well.

Click HERE to get Stephanie’s Quick Start Checklist to real estate investing. She even lists some of her favorite real estate investing books!

One of my favorite rental property management websites is iPropertyManagement! They have guides, resources, tools, templates, a breakdown of landlord/tenant laws and SO MUCH MORE that will help you become a profitable landlord!

So many people ask me if I have contracts and templates for rental properties and I just use the landlord/tenant templates that iPM provides! They have templates for rental applications, eviction notices, sublease agreements, move out checklist and SOOO MUCH MORE… I could literally go on forever lol there’s a template for just about anything you can think of! Not only are there universal templates, they have templates for EACH state that are simple and easy to use.

Another frequent question that I get a lot is “how to find good contractors?” I personally use Home Advisor. You can literally type in exactly what you’re needing done and they will match you with the best contractors for the job, show you recent reviews from other people who have worked with them AND allows you to click a button that will request a quote from all of the ones you were matched with. It just makes finding contractors so much easier!

Social Media Info:

Finances on Point IG: @financesonpoint_

Finances on Point Website: financesonpoint.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

http://bit.ly/ambersmagicalsavingsbox

#IDontDoBudgets #IDDB

043: 5 Things You Need to Do to Achieve Your Big Money Goals Nov 27, 2019

We all do it... Create money goals every year and struggle to achieve them. Then as it gets to the end of the year, we say “2020 is going to be my year for real!” Listen… I don’t want you to start the New Year off with the same goals as last year or with new goals without a plan. It’s time to take some action! So today I’m going to give you 5 Things You Need to Do to Achieve Your Big Money Goals . I hope that after today’s episode you use these tips to actually achieve your money goals!

Sponsored By:

Amber’s Magical Saving Box:

Links Mentioned:

2020 Money Planning Workshop

http://bit.ly/2020MoneyPlanningWorkshop

Get $5 with my Rize link:

http://bit.ly/RizeSierraHoward

Sign up for my email list:

http://bit.ly/FinancialFreedomTracker

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Join: I Don’t Do Budgets Facebook Group

#IDontDoBudgets #IDDB

Support with as low as $1/month here:

042: Writing a Money Book w/ Fo Alexander Nov 20, 2019

Faneisha "Fo" Alexander is a Certified Financial Education Instructor (CFEI) with a passion for helping women dump debt & build bank so that they can create the life that they want. She is a two-time author, speaker, and serial blogger, and is also the host of the Girl Talk with Fo podcast.

Her story of paying off over $78,000 in less than three years took the Internet by storm. She's since been featured on MSN Money, Yahoo Finance, Bankrate.com, GOBankingRates, His & Her Money, The Penny Hoarder, Clever Girl Finance, and more!

Don’t forget to check out the giveaway I mentioned in Episode 41. I’ll be announcing the winner on Christmas, so there’s still plenty of time to enter!

Social Media Info:

Fo Alexander Website: girltalkwithfo.com

Girl Talk With Fo IG: @GirlTalkwithFo

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

041: How to Start a Children's Money Book w/ Rachael Hanible Nov 13, 2019

Rachael Hanible is the founder of Missing Peace Financial Group and author of Amber's Magical Savings Box, an Amazon Best Selling interactive children's book about learning and saving money. After becoming completely debt-free, saving a year's worth of income, and reaching a credit score of over 800, she decided to share tools and tips to help others do the same. Rachael has helped many people achieve their short term and long term financial goals that include saving for a home, paying off student loans and saving an emergency fund.

This episode is sponsored by the book, Amber’s Magical Savings Box. This book includes a savings journal, daily affirmations, and worksheets for children to track their money goals. And because I’m feeling the holiday spirit, I’m giving away two $20 Amazon gift cards away to two lucky winners. If you buy this book and send me a photo or tag me on social media that you purchased it, you will be entered in the giveaway!

Social Media Info:

Rachael Hanible Website: www.rachaelhanible.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Mind Money Balance IG: @mindmoneybalance

#IDontDoBudgets #IDDB

040: How to Manage Money as a Couple w/ Lindsay Bryan-Podvin Nov 06, 2019

Lindsay Bryan-Podvin is a financial therapist that helps couples make money something that keeps them together instead of pushing them apart. She is a trained mental health professional, and in that field she realized that money was a major reason behind mental breakdowns. In her business she helps clients come to grips with their financial stress and and use money as a positive force in their relationships.

It was so amazing to talk to Lindsay! During our conversation we had a mock session where we talk about some common money questions that people have in relationships. If you are talking about money matters with your partner, make sure Lindsay's episode is at the top of your list!

Social Media Info:

Lindsay Bryan-Podvin

YouTube: Lindsay Bryan-Podvin

Mind Money Balance Website: https://www.mindmoneybalance.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Facebook Group: https://www.facebook.com/groups/idontdobudgets/

This Is Uncomfortable Podcast

#IDontDoBudgets #IDDB

Links Mentioned:

Death, Sex, and Money Podcast

Million Dollar Badass Podcast

039: What You Need to Know About Investing in the Forex Market w/ Shaquan Lopez Oct 30, 2019

Welcome back to I Don’t Do Budgets! I’m so excited to bring you the fifth and final episode of the Black Women Investing series. Today’s guest is Shaquan Lopez, a Forex trading educator and owner of SLFX Trading. She began trading the Forex market 4 years ago. Before that, she worked in banking. Having a love for numbers, teaching, and now dealing with foreign currency, she began trading the foreign exchange market that most know as the Forex market.

She brought SO much good information and cleared up so many misconceptions about Forex and trading. Tag us on social media if you enjoyed this episode!

I’m also excited to announce the Real Estate Summit is offering I Don’t Do Budgets listeners 50% off their tickets! You’re not going to want to miss this. Use code DONTDOBUDGETS here: https://the-key-resource.teachable.com/p/the-real-estate-summit-reloaded/?affcode=111210_gqcndm0b

Social Media Info:

Shaquan IG: @slfx_trading

Shaquan Website: https://www.slfxtrading.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

038: How to Become Debt Free while Trading Stocks & Traveling w/ Teri Ijeoma Oct 23, 2019

Hey Hey! For the fourth episode in the I Don't Do Budgets Investing Series, I’m talking to investment and travel guru, Teri Ijeoma. Teri began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. She was so successful with this side hustle that in 2017, she decided to quit her job, travel the world, and begin trading full-time.Teri breaks down investing so well. She truly is a teacher! My favorite part of this episode was hearing about her worst trade and how she overcame it!

Remember to tag us on social and let us know your top three takeaways! If you know someone interested in investing, feel free to send this episode to a friend, too.

I Don't Do Budgets listeners can get 10% off of Teri’s Trade and Travel course: http://bit.ly/TradeandTravel

Social Media Info:

Teri IG: @imaninvestor

Teri Website: itradeandtravel.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

037: How I Got my 1st Rental Property at 26 Oct 16, 2019

We’re back with the third episode of the Black Women Investing series. This one is about a goal that I’ve had since I was 22. Do you remember on episode 2 when I talked about trying to apply for this real estate investing program and not knowing my disposal income!? ⁣⁣⁣

Well that’s when I decided that I had to get my life together if I REALLY wanted to invest in real estate. I calculated my disposable income and started saving $500/month and eventually increased it to $1000/month and so on. (This is why I preach knowing your disposable income!) I cut back on all the unnecessary shopping I was doing and started being intentional about my money!

Four years later I have my 1st rental property!!! It wasn’t an overnight process to jump into real estate investing, so I’m excited to share what I’ve learned during this process with you today.

As always, be sure to let me know your top 3 takeaways from this episode by tagging me on social media @idontdobudgets and leaving a review on Apple Podcasts!

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

036: How to Start Investing in Cannabis w/The Ivy Investor Oct 09, 2019

Courtney Richardson is an investing in cannabis expert. She is the founder of The Ivy Investor, which is a resource for women seeking to understand the maze of investing. She is also a tax attorney with a certificate in Estate Planning. Courtney’s legal and financial expertise has been featured in The Huffington Post, AOL, My Fab Finance, and Forbes. She was recently named as one of the 7 Black Millennial Financial Experts to Follow on Instagram in 2019 by Black Enterprise.

Courtney was a fountain of knowledge in the world of cannabis investment, and I really hope you enjoy this episode! If you did, share it with a friend who needs some motivation and also, don’t forget to tag Courtney and I on social media with your top 3 takeaways!

Social Media Info:

Save 20% on Courtney's Investing in Cannabis course using this link: http://bit.ly/theivyinvestor

Courtney Richardson Twitter: @theivyinvestor

Courtney Richardson Instagram: @theivyinvestor

The Ivy Investor site https://theivyinvestor.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Sign up to become a Patron of the show: http://bit.ly/IDDBPatron

#IDontDoBudgets #IDDB

035: Investing 101 w/ Carmela Hawkins Oct 02, 2019

This week, we are kicking off the first episode of our Women Investing series with Carmela Hawkins! Carmela is a lover of sports and finance who took this love and created Melanin Investor, a sports and investment literacy company. She noticed her peers seldom were talking about money and investments, and was moved to make that the center of more of their conversations. She felt the perfect way to do this was to share the stories of professional athletes, as they hold a great influence, to inspire others to take an interest in investing.

Carmela made investing sound so simple… everyone can invest and grow their money if they plan properly! Let us know that you enjoyed it by tagging us in your IG Stories, and don’t forget to enter my 25K giveaway!

Social Media Info:

Melanin Investor Website: https://www.melanininvestor.net/

Melanin Investor IG: @melanininvestor

Melanin Investor Twitter: @melanininvestor

One Up On Wall Street (Carmela's favorite book): https://www.amazon.com/One-Up-Wall-Street-Already/dp/0743200403

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

034: How to Get Rid of $43K Debt by Side Hustling w/ Valencia Morton Sep 25, 2019

Valencia Morton is a financial coach, speaker and author. She’s the founder of Millionairess Mama Financial Group, LLC in which she writes about multiple streams of income and money management. Valencia had over $43k in student loan and credit card debt. She got rid of all her debt in 3 years just from side hustles. Now she is debt free, has a positive 6 figure net worth and her first investment property.

Just talking to Valencia was so inspirational because she was able to pay off $43K in debt utilizing side hustles with no full time job... and now she’s investing. It just goes to show that you literally have NO EXCUSES to do what you put your mind to, whether that’s paying off debt, investing, or just building wealth. You can do it.

Social Media Info:

Millionairess Mama site: https://millionairessmama.com

Valencia Morton IG: @millionairessmama

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.idontdobudgets.com/new-products/https://sowl.co/HImTF

Support the show: https://www.patreon.com/idontdobudgets

#IDontDoBudgets #IDDB

033: How to Build a 6 Figure Hospitality Business w/ Rasheda Mills Sep 18, 2019

Rasheda Mills has turned her bartending side hustle into a six-figure business, Bar Code Solutions. Her business offers classes in bartending, food service and more! Rasheda took her experience as a bartender in Atlanta and created the foundation for her business. With plans to create brick and mortar locations offering classes year around, Rasheda and Bar Code Solutions are looking to end 2019 on a high note!

Talking to Rasheda was so fun! It’s not often you hear about people turning a job like bartending into a business and personal brand, so it was really amazing to hear about her journey and how her dreams came to fruition.

Today’s Sponsor:

The Financial Freedom Plan Workbook

Use code ‘IDONTDOBUDGETS’ for 20% off my entire shop

Social Media Info:

Bar Code Solutions site: https://www.1barcodesolutions.com/

Bar Code Solutions IG: @thebarcodellc

Rasheda Mills IG: @shedamills

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

032: How to Go from the Trap to Wallstreet w/ Wall Street Trapper Sep 11, 2019

I’m back from FinCon with a fresh new interview for you and this is one you’re not going to want to miss. Today I’m talking to Wall Street Trapper, who is a course creator, podcast host, and coach who wants people to understand that anyone can build wealth, no matter their income.

Wall Street Trapper looks at investing as a way to maintain your freedom, and I couldn’t agree more. Let us know what you learned from this episode by tagging us on IG or leaving an iTunes review!

Social Media Info:

Wall Street Trapper Website: https://www.wallstreettrapping.com/

Wall Street Trapper IG: @wall_street_trapper

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://app.rizemoney.com/

#IDontDoBudgets #IDDB

031: 5 Ways to Financially Prepare for the Holidays Sep 04, 2019

We all do it... Wait until the end of the year, EVERY year, knowing the holiday dates don’t change. I don’t want you to start the New Year off broke from the holiday’s and then SURPRISE, it’s the first of the month and rent is due! (I hope you read that sarcastically lol) So today I’m going to give you 5 tips to prepare for the holidays and answer some questions from members in the I Don’t Do Budgets Facebook Group. I hope that after today’s episode you use these tips to prepare for the holiday’s!

Also,I would love your feedback! Please take 5 mins to give me feedback on the show here: http://bit.ly/30lREqu It would mean the world to me and help me improve the show!

Links Mentioned:

Rize

Qapital

https://www.qapital.com/

Support with as low as $1/month here:

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.idontdobudgets.com/new-products/i-dont-do-budgets-black

#IDontDoBudgets #IDDB

030: How to Become a Personal Stylist + a Style Influencer with Kemi Ajibare Aug 28, 2019

Kemi Ajibare is a personal stylist and influencer in the DMV area. She is the founder of Styled By Kemi, and provides personal shopping and image consulting services to her clients. She also expresses her love of fashion and personal style on her various social media platforms.

As a social media personality, she connects one-on-one with her audience to provide content that inspires their individuality, but most importantly their individual style.

Talking to Kemi was amazing and I learned so much about finding your ideal client, charging what you’re worth, and so much more from this interview! Be sure to let us know what you took away from it by tagging us on social.

Today’s Sponsor:

I Don’t Do Budgets Shirt

Use code ‘IDONTDOBUDGETS’ for 20% off my entire shop

Social Media Info:

Styled By Kemi website: https://styledbykemi.com/

Kemi Ajibare IG: @styledbykemi

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://app.rizemoney.com/

#IDontDoBudgets #IDDB

029: 7 Strategies to Save Your Money Aug 21, 2019

I recently asked members of my Facebook group what episode they wanted to hear this week and we landed on strategies for saving money! So today we’re talking all things SAVINGS, from buffer funds to emergency funds, disposable income, and automatic savings. I hope this is helpful for you!

Also, if you want to have input into future episodes, be sure to join the Facebook group and fill out the survey below.

Links Mentioned:

IDDB Survey

http://bit.ly/30lREqu

Rize

Qapital

https://www.qapital.com/

Digit

https://digit.co/

Acorn

https://www.acorns.com/

Financial Freedom Tracker Workbook

https://www.idontdobudgets.com/new-products/https://sowl.co/HImTF

I Don’t Do Budgets Shop

Support with as low as $1/month here:

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.amazon.com/Herbal-Medicine-Natural-Remedies-Ailments/dp/1623158524

#IDontDoBudgets #IDDB

028: How to Start a Natural Skin Care Line w/Ebony Coleman Aug 14, 2019

Ebony Coleman is the owner of Queen Pyramid Soaps, a small business specializing in all-natural skin care products for skin conditions such as eczema and psoriasis. Ebony is the definition of taking medicine into your own hands. When her young son was diagnosed with eczema she decided that she would find alternatives to traditional skin care treatments. Going the extra mile she developed creams and soaps that would help provide relief to anyone struggling with skin issues.

I loved talking to Ebony -- it was especially amazing to hear how a family issue can lead to a small business idea! As always, leave a rating for the show if you enjoyed it and tag me on Instagram to let us know you’re listening!

Links Mentioned:

Herbal Medicine

Bulk Apothecary

https://www.bulkapothecary.com/

I Don’t Do Budgets Shop

Support with as low as $1/month here:

Social Media Info:

Queen Pyramid Website: https://queenpyramid.com/

Queen Pyramind IG: @queenpyramid

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://meet.libbyapp.com/

#IDontDoBudgets #IDDB

027: Unlearning Your Bad Money Habits w/ Mykail James Aug 07, 2019

Mykail James, also known as The Boujie Budgeter, is a finance coach helping to guide Millennial and Gen Z women gain financial literacy.

When it comes to finance, Mykail explains her foundation in a home that already had a finance professional, her mother. Following in her footsteps, Mykail talks about conceptualizing “The Boujie Budgeter” and how to live your best life while still being smart about your money.

Talking to Mykail was so fun -- she’s like a best friend with a finance degree! As always, leave a rating for the show if you enjoyed it and tag us on Instagram to let us know you’re listening!

Links Mentioned:

Libby App

The Art Of Public Speaking

https://www.amazon.com/Art-Public-Speaking-11th/dp/0073406732

I Don’t Do Budgets Shop

Support with as low as $1/month here:

Social Media Info:

Mykail James IG: @theboujiebudgeter

Boujie Budgeter Website: https://www.boujiebudgets.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.idontdobudgets.com/new-products/https://sowl.co/HImTF

#IDontDoBudgets #IDDB

026: 10 Rules to a Financially Lit Hot Girl/Boy Summer Jul 31, 2019

We’ve all heard the phrase… but what does it really mean to have a Hot Girl Summer (or Hot BOY Summer)?! Being a Hot Girl is about being unapologetically YOU, having fun, being confident, living YOUR truth, and being the life of the party. Today I’m sharing 10 rules for having a financially lit hot girl/boy summer.

Ready to have a hot girl/boy summer? Let me know by screenshotting this episode and tagging me on IG! And as always, if you loved the episode, please review the show!

Links Mentioned:

The Financial Freedom Plan Workbook

Support with as low as $1/month here:

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

025: How to Save 50% of your Income & Why You Should Invest in Cannabis w/Gianni LaTange Jul 24, 2019

Gianni LaTange resides in Brooklyn, New York, and engages in freedom actualization through intentional personal finance education, community building, and strategy, especially for Black & Brown womxn, and queer people of color.

As it relates to personal finance, Gianni is committed to equipping Black & Brown womxn, and queer people of color with the knowledge and confidence to be financially self-sufficient, make empowered financial decisions, and manifest a work-optional life (hey early retirement!)

I had such a great time talking to Gianni and hope you love the interview, too! As always, leave a rating for the show if you enjoyed it and tag us on Instagram to let us know you’re listening!

Links Mentioned:

I Don’t Do Budgets Shop

Support with as low as $1/month here:

More Links/Resources Mentioned by Gianni:idontdobudgets.com/journal/2019/7/24/025-how-to-save-50-of-your-income-amp-why-you-o-invest-in-cannabis-wgianni-latange

Social Media Info:

Gianni LaTange IG: @glatange.co

Gianni LaTange Website: https://www.glatange.co/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

024: How to Start A Portable Battery Charger Company w/ Aubrey Yeboah Jul 17, 2019

Today’s guest is Aubrey Yeboah, co-founder of BatteryXchange. BatteryXchange is a portable battery company that he co-founded alongside his good friend Desmond Wiggan. Aubrey has always had a burning desire to impact the lives of people in uplifting ways, and sees BatteryXchange as not only a great business venture, but also as a way to give back to his family and community.

Aubrey shared so much knowledge about the startup costs involved in building a business and the importance of giving back. Be sure to review the show if you enjoyed this episode, and tag @idontdobudgets and @batteryxchangeinc on Instagram to let us know you’re listening!

Links Mentioned:

Support with as low as $1/month here:

Social Media Info:

BatteryXchange LinkedIn: BatteryXchange

BatteryXchange IG: @batteryxchangeinc

BatterXchange Website: https://www.batteryxchange.co

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

023: Sessions with Sierra: Not Facing Your Money Probs is Costing You Money & Your Mental Health w/ Nicole Barnes Jul 10, 2019

Today’s guest is Nicole Barnes, one of my very own clients! Nicole is sharing her experience paying down debt, building up savings, and developing the systems to take control of her own finances. Nicole reached out to me after finding me on Instagram. She was familiar with Dave Ramsey but didn’t want to go down his route, and instead wanted to work with a fellow Millennial who understood her situation.

Let us know that you’re listening to this episode by tagging us on IG, and don't forget to review the show if you've been enjoying it!

Links Mentioned:Simple Bankhttps://www.simple.com/

Support with as low as $1/month here: https://www.patreon.com/idontdobudgets

Social Media Info:

Nicole Barnes LinkedIn: Nicole Barnes

Nicole Barnes IG: @bicolenarnes

Nicole Barnes Twitter: @bicolenarnes

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.thehappyplanner.com/

#IDontDoBudgets #IDDB

022: How to Organize Your Money w/Alaina Fingal Jul 03, 2019

Today’s guest is Alaina Fingal, the founder of The Organized Money. The Organized Money is a business that teaches people how planning and organizing their life can directly help them get wealthy. Alaina has amassed a following of 11K on YouTube and has been featured in the Huffington Post.

I’m excited to share this interview with you today - we talked about paying down $25,000 in debt, growing a YouTube following, and of course, organizing your money.

Links Mentioned:The Happy Planner

Erin Condren Monthly Deluxe Planner

https://www.erincondren.com/deluxe-monthly-planner-learn-more

You Need a Budget

https://www.youneedabudget.com/

EveryDollar

https://www.daveramsey.com/everydollar

Support with as low as $1/month here:

Social Media Info:

Alaina Fingal IG: @theorganizedmoney

Alaina Fingal Website: https://www.theorganizedmoney.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://assessment.yourenneagramcoach.com/

#IDontDoBudgets #IDDB

021: Bag Check: BYOB, Enneagram, Sponsorships and more Jun 26, 2019

Today marks the beginning of a new series - I’m going to give you a check in of my own bag and provide updates with me. In this episode, I’m talking about why sponsors are so important, sharing my experience from BYOB: Build Your Own Brand, plus talking about my latest obsession: the Enneagram test.

Don’t forget to let me know what YOUR Enneagram type is -- tag me in your Instagram story or post it in the Facebook group! And as always, I’d love it if you left a review of the podcast!

SPONSORED BY:

Acuity Scheduling. Acuity is my online scheduling assistant, working 24/7 to manage my schedule. Acuity gathers information from clients, sends reminders, and even accepts payments on my behalf. It is like having an online personal assistant! Use my link to sign up and receive a FREE 45 day trial. No credit card required! acuityscheduling.com/ref/dontdobudgets

Links Mentioned:Enneagram Test

I Don’t Do Budgets Shop

Support with as low as $1/month here:

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

020: How to Brand Your Business w/ Jessica Boyd Jun 19, 2019

Jessica E. Boyd is an award-winning brand strategist, designer, and creator on a mission to help shift the culture forward. She works with trailblazing black millennial and women-led brands to help them elevate their ideas with strategic edge and enduring style. Her client roster includes the International African American Museum, the Green Book of South Carolina, millennial money expert Tonya Rapley, A Peace of Soul Vegan Kitchen, and a host of other startups, small businesses, influencers, and funded non-profits.

In this episode, Jessica is talking to us about how important branding is, what exactly it is, and how to get started branding yourself or your business the right way. Remember to tag us both with the top three things you learned from today - there are SO many tips to choose from!

Links Mentioned:

I Don’t Do Budgets Shop

https://www.idontdobudgets.com/new-products/https://sowl.co/HImTF

Financial Freedom Workbook (Save 20% with code IDONTDOBUDGETS)

I Don’t Do Budgets T-Shirt

https://www.idontdobudgets.com/new-products/i-dont-do-budgets-black

Support with as low as $1/month here:

Social Media Info:

Jessica Boyd IG: @jessicaeboyd

Jessica Boyd Website: jessicaeboyd.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://itunes.apple.com/us/app/color-noir-coloring-book/id1213786913?mt=8

#IDontDoBudgets #IDDB

019: How to Create an App w/Muoyo Okome Jun 12, 2019

Muoyo Okome has spent the last 8 years in the mobile apps space, and has built, published, and sold a portfolio of 100+ mobile apps which have collectively been downloaded over 12 million times worldwide. He is the author of “The 7 Steps to App Success”, advisor of the App Moguls Accelerator, and former employee of IBM and Microsoft.

This episode is a long one, but I promise it’s worth it! Muoyo drops so many gems about app development, business, and the exciting new direction his career is heading after releasing his latest app, Color Noir, with his wife Nicaila Matthews Okome.

Links Mentioned:

Color Noir App

7 Steps to App Success

appmagic.co/book

AppMoguls

appmagic.co/getstarted

Game of Grow Podcast

http://gameofgrow.com/podcast

Support with as low as $1/month here:

Social Media Info:

Muoyo Okome IG: @realappmagic

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

The Millionaire Real Estate Investor by Gary Keller

#IDontDoBudgets #IDDB

018: How to Become a Realtor or Hire One w/Lauren Kingsbury Jun 05, 2019

Lauren is a current senior at Hampton University and attained her Real Estate License at just 18 years old. She is an active part time real estate agent and hosts free consumer education events called Millennials Moving Out: Your Guide to More Money and More Freedom.

Today she’s in the guest chair to drop gems on getting your real estate license, finding a realtor that truly looks out for you, and tips for preparing to invest in real estate. Lauren gave SO much great info away in this episode, so be sure to tag us both in your posts and let us know if it helped you!

SPONSORED BY:

Acuity Scheduling. Acuity is my online scheduling assistant, working 24/7 to manage my schedule. Acuity gathers information from clients, sends reminders, and even accepts payments on my behalf. It is like having an online personal assistant! Use my link to sign up and receive a FREE 45 day trial. No credit card required! acuityscheduling.com/ref/dontdobudgets

Links Mentioned:

FunRise

Support with as low as $1/month here:

Social Media Info:

Lauren Kingsbury IG: @realestatebaddie

Lauren Kingsburg YouTube: Real Estate Baddie

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://gumroad.com/a/157529203

#IDontDoBudgets #IDDB

017: Start House Hacking to Get Into Real Estate Investing w/Kendra Barnes May 29, 2019

Today on the podcast, I’m talking to Kendra Barnes, a full-time real estate investor and founder of The Key Resource. She currently owns and manages 4 properties, and those investments afforded her the ability to retire at age 32!

Her key message to anyone looking to buy a home or a rental property is: “You don’t have hit the lottery or be left an inheritance to buy property. You can start with what you have right now. You are worthy of wealth.” She drops some gems that you do NOT want to miss.

I can’t wait to hear what you all thought of this episode - be sure to tag me on IG and leave a review to let me know you’re listening!

SPONSORED BY:

Acuity Scheduling. Acuity is my online scheduling assistant, working 24/7 to manage my schedule. Acuity gathers information from clients, sends reminders, and even accepts payments on my behalf. It is like having an online personal assistant! Use my link to sign up and receive a FREE 45 day trial. No credit card required! acuityscheduling.com/ref/dontdobudgets

Links Mentioned:

The Rental Property 90-Day Action Plan:

The Key Resource Website:

https://thekeyresource.com/

Support with as low as $1/month here:

Social Media Info:

Kendra Barnes IG: @thekeyresource

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

https://www.racheltravels.com/book

#IDontDoBudgets #IDDB

016: How to Become a Travel Influencer & Move Abroad w/Rachel Travels May 22, 2019

Today on the podcast, I’m talking to Rachel Hill, aka “Rachel Travels”. Rachel is a trailblazing travel influencer, speaker, and author, and has been named as one of “11 Influential Black Women in Travel You Should Know” by Travel Noire. With a Masters in Business Administration in Marketing, she has merged her expertise in Digital Marketing and passion for travel into a global brand.

I randomly came across Rachel’s Instagram over a year ago and attended one of her webinars. I ended up booking a 1:1 session with her to set up my sales funnel and it was SUCH a helpful session. Today we’re continuing the conversation and diving into so many more great tips, from her best travel advice to all of the lessons she’s learned along the way.

Links Mentioned:

Rachel Travels Book:

Rachel Travels Website:

https://www.racheltravels.com/

Support with as low as $1/month here:

SPONSORED BY:

Acuity Scheduling. Acuity is my online scheduling assistant, working 24/7 to manage my schedule. Acuity gathers information from clients, sends reminders, and even accepts payments on my behalf. It is like having an online personal assistant! Use my link to sign up and receive a FREE 45 day trial. No credit card required! acuityscheduling.com/ref/dontdobudgets

Social Media Info:

Rachel Travels IG: @racheltravels

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

015: How to Start an Online Clothing Line w/ Rozay Thomas May 15, 2019

Roosevelt Thomas III has always had a strong love for fashion and pushing the limits when it comes to what he wears. In today’s episode of I Don’t Do Budgets, we’re talking about what it really takes to run an online apparel business -- the good, the bad, and everything in between.

I’m going running a giveaway on my Instagram to celebrate 10,000 downloads! THANK YOU so much for the listens and for the reviews. Make sure you’re following I Don’t Do Budgets on Instagram to enter, and also remember to join the Facebook Group!

SPONSORED BY:

Acuity Scheduling. Acuity is my online scheduling assistant, working 24/7 to manage my schedule. Acuity gathers information from clients, sends reminders, and even accepts payments on my behalf. It is like having an online personal assistant! Use my link to sign up and receive a FREE 45 day trial. No credit card required! acuityscheduling.com/ref/dontdobudgets

Links Mentioned:

Support with as low as $1/month here:

Social Media Info:

Flavor Apparel IG: @flavorapparel_

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

014: I Interview My Mama About What She Learned About Money May 08, 2019

I don’t know where I would be without this one… all of the things that I’ve accomplished couldn’t have been possible without my mama! I’ve learned so much from her; both good and bad habits. In this episode, I sit down with her to talk about how she helped contribute to what I’ve learned about money!

From becoming a mother early in life to unlearning some habits she learned from her own parents, my mama shared so many interesting things that helped shape her into the person she is today.

Hope you enjoy the episode -- and remember to call YOUR mama this Sunday!

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

013: How to Use Facebook Ads to Make Money in Your Business w/Abu Fofanah May 01, 2019

You’ve probably heard about the power of Facebook and Instagram ads before, but if you’re like me, you probably still have questions about if running them is right for you. In this episode, I sat down with Abu Fofanah, a digital strategist who was able to tell us everything we need to know.

Abu Fofanah is a digital strategist and entrepreneur. He is the CEO of a digital marketing agency called House of Fofanah, which is aimed at developing technology focused solutions to help the brands and influencers monetize their online communities. Abu has also worked alongside some of the world’s most recognizable Fortune 100 and 500 companies around the world helping them transform their business.

His most recent venture is called Power Your Launch, which is a virtual marketing accelerator aimed to help entrepreneurs and small business owners bootstrap their businesses by utilizing social media and their online presence as a monetization tool.

This was SUCH an informative interview for me, and I can’t wait to hear what you all thought of it!

Links Mentioned:

Poweryourlaunch.com

Daily Greatness Journal

Abufofanah.com

Social Media Info:

Abu Fofanah IG: @abufofanah

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

012: 3 Reasons You NEED a High-Yield Interest Savings Account Apr 24, 2019

On today’s episode, I’m sharing everything you need to know about high-yield savings accounts: the good, the bad, and why you NEED to have one. High-yield savings accounts typically pay a higher interest rate than traditional savings accounts and almost ALWAYS offer better returns than checking accounts… but that doesn’t mean that they don’t have some drawbacks!

Also, I wanted to send a big thank you to everyone who has been listening to I Don’t Do Budgets so far! We hit a big milestone that I discuss in today’s episode. Be sure to review the show on iTunes and tag me on Instagram if you enjoyed it!

Accounts Mentioned:

Marcus by Goldman Sachs (2.25%)
Ally Bank (2.20%)
Simple Bank (2.02%)
Synchrony Bank (2.25%)
American Express (2.10%)
Discover (2.0%)

Social Media Info:

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

Facebook Group: https://www.facebook.com/groups/idontdobudgets/

#IDontDoBudgets #IDDB

011: How to Trademark & Copyright Your Business w/ Jordan Franklin Apr 17, 2019

If you’re a business owner, or are thinking about becoming one, you’ve probably thought about trademarking your name at some point. But is it worth the expense? For this episode, I sat down with Jordan Franklin, a practicing attorney who specializes in Trademark and Copyright Law.

Jordan is a native Houstonian that received a B.A. in Philosophy from Baylor University and a J.D. from The Southern University Law Center. She believes in the importance of protecting your brand and has found a love in working with all types of start-ups as well as fashion/apparel brands.

She is passionate about educating her clientele as much as she is passionate about advocating for and serving them. Despite being SUPER professional, at the end of the day, she is just a young, ambitious black girl trying to shatter glass ceilings and make a name for herself.

I LOVED talking to Jordan and can’t wait to hear what you all thought of this episode. Enjoy!

Social Media Info:

Jordan Franklin IG: @jovant_garde

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

010: How to make over $4K/Month with AirBnb w/Malyke Partlow Apr 10, 2019

Today’s episode inspired me SO much! Malyke literally went from renting out his couch on Airbnb to buying a home in downtown Houston within 11 months. He is now on his way to making anywhere from $40-$90K this year from Airbnb. Want to learn how to do the same?

Get ready for a great episode… Malyke breaks down the steps he took to generate income on Airbnb, shares a behind the scenes look at how to get started, and also tells us a little bit about what makes Houston so great.

Enjoy the episode, and make sure to screenshot and tag Malyke and I to let us know you’re listening!

Social Media Info:

Malyke Partlow IG: @htownairbnbs

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

Links Mentioned:

Har App

Mint App

Malyke’s Airbnb Listing

009: 4 Misconceptions You Probably Have about Taxes with Atiya Brown Apr 03, 2019

Wondering what tax reform means for your refund this year… or if you should really be writing off that business expense? In this episode, I’m getting those answers from someone who knows (and loves!) taxes: Atiya Brown.

Atiya Brown aka The Savvy Accountant is a CPA, CA and a Certified Financial Educator Instructor. She has over 13 years’ experience in the accounting/finance world, and has a real passion for wanting to build Generational Wealth and help others do the same. She is here to remove any fears you might have with money and turn it into LOVE! Atiya also created Live Financially Savvy, LLC to help others with their foundation to live their best financial lives. She has a podcast with the same name, where she facilitates the connection between people doing amazing things in the finance world to people who want to learn how to create wealth.

I learned SO much from Atiya during our conversation - hope you enjoy listening to the episode!

Social Media Info:

The Savvy Accountant IG: @TheSavvyAccountant

The Savvy Accountant Website: https://thesavvyaccountant.co/

Live Financially Savvy Website: https://www.livefinanciallysavvy.com/

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com

#IDontDoBudgets #IDDB

008: How to Become a Paid Speaker & Host a Conference w/ Steven Hughes Mar 27, 2019

Have you ever wanted to get paid to speak? What about hosting a conference or summit? Well we have the perfect person in the guest chair today to teach you exactly how to do both!

Steven M. Hughes is a money expert, speaker, and social entrepreneur. He is a Columbia, SC native and has empowered thousands of people to take action to make positive life changes through his speaking engagements, workshops, and curriculum design.

After making every money mistake imaginable as a college student, Steven took massive action over the course of the next four years to improve his financial situation. He's now a financial psychology and behavioral finance nerd and a weekly on-air money expert for the CBS affiliate in Columbia. In 2014, Steven founded Know Money Inc, a nonprofit that teaches college students how to think and talk about money differently, so they can live carefree and responsibly. When he’s not speaking to groups about money or creating financial wellness programs for companies, he’s helping other financial professionals tell their story to their target market.

Books Mentioned:

Richest Man of Babylon

Rich Dad Poor Dad

Social Media Info

Instagram Handles: @knowmoneysteve @knowmoneyinc @bankrollsummit

Websites: knowmoney.org bankrollsummit.com

I Don’t Do Budgets IG: @idontdobudgets

Email: hi@idontdobudgets.com