Hurdy Gurdy Travel Podcast

Latest Episodes:

Hermitage Bay Trip Report Aug 23, 2026

Show notes

Hermitage Bay Antigua Trip Report: $2,000/Night All-Inclusive for $0 Using Hilton Free Night Certificates Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by James from the Churn and Burn Podcast to recap Justin’s all-inclusive stay at Hermitage Bay in Antigua, a luxury resort. Justin and James discuss the full Hermitage Bay experience, including flights on American Airlines, complimentary resort transfers, the arrival process, and a beachfront villa upgrade. Justin shares details about the beachfront villa, including the minibar, outdoor shower, mosquito nets, pop-up TV, strong Wi-Fi, beach access, and room layout. They also discuss the quiet, relaxed resort atmosphere, friendly staff, low-crowd levels, resort cats, and how Hermitage Bay compares to other luxury all-inclusive resorts. The episode also covers the all-inclusive food and drink experience, including vegetarian accommodations, sushi happy hour, breakfast, lunch, dinner, cocktails, and the overall quality of the meals. Timestamps 00:00 Points And Miles Intro 00:32 Hermitage Bay Overview 02:24 Flights And Arrival 03:47 Check-In And Upgrade 06:58 Villa Tour And Comfort 10:11 Resort Vibe And Crowd 11:20 All-Inclusive Dining 15:16 Activities And Amenities 20:54 Wi-Fi And Tech 21:52 Support The Show 24:09 Bugs, Wind, And Rain 26:55 Spa And Gift Card Fail 28:41 Airport Exit Issues 31:55 Calala Versus Hermitage 33:44 Listener Question: Redemption Value 38:28 Wrap Up 41:31 Final Outro 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. Descript offers tools, including studio sound, removal of filler words, and the ability to edit from a generated transcript. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Points and Miles with Andrew Kunesh Aug 18, 2026

Show notes

Points & Miles in 2026: Bigger Bonuses, Smarter Cards, and Underrated Loyalty Programs with Andrew Kunesh Justin Vacula of the Hurdy Gurdy Travel Podcast welcomes Andrew Kunesh, a freelance points-and-miles writer and former CNN staffer, to discuss credit card rewards, airline and hotel loyalty programs, travel strategy, and Andrew’s new short-form newsletter, PNM Now: Fast News for Frequent Flyers. Andrew shares how he got started in points and miles in 2014 through r/churning, using a United Explorer Card bonus and the United Excursionist Perk to visit family in Prague. He also explains how his credit card strategy has changed over time, moving from a premium-card maximalist approach to a slimmer, more cost-effective setup, including closing his Amex Platinum Card. Timestamps 00:00 Podcast Intro Theme 00:32 Meet Andrew Kunesh 01:42 How He Started Churning 03:40 From Maximalist To Minimalist 05:23 Big Bonuses And Annual Fees 08:07 Is It Worth The Effort? 11:46 Writing For Different Audiences 12:42 Award Search And Program Wins 16:26 Ad Break And Support Links 18:42 2026 Predictions: Hyatt Premium Card 22:48 Underrated Programs: Choice, GHA, And Rove 26:42 Listener Questions: Alaska, Bilt, And Rove 29:23 Elite Status For Casual Flyers 32:12 Trips, Favorites, And Wrap Up 34:37 Outro And Closing Theme 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Save Money on Dining (Better Than a $20 Burrito!) Aug 11, 2026

Show notes

Save Money Eating Out: Paze $10 Off, Amex Resy Credits, Chase DoorDash/Instacart & More Justin Vacula of the Hurdy Gurdy Travel Podcast welcomes returning guest Beth to share practical ways to save money eating out by using credit card benefits, restaurant loyalty programs, digital wallet promos, dining credits, and travel rewards strategies. Recorded August 10, 2026, this episode focuses on ways to reduce restaurant costs without completely avoiding dining out. Justin and Beth discuss the time-sensitive Paze digital wallet promo offering $10 off purchases of $10 or more, up to 10 times per card, through early September 2026. They explain how they have used the promo at places like Dunkin’ and Wendy’s for low-cost or nearly free food. They also cover Amex Resy statement credits across multiple American Express cards and ways to make the credits easier to use. The conversation also includes Amex Gold monthly dining credits, Hilton quarterly credits that can be used for hotel dining, and Chase Sapphire Reserve Exclusive Tables credits. Justin and Beth also discuss Vegas dining deals, including birthday offers, MyVegas redemptions, MGM and Caesars dining options using credit card rewards. Timestamps 00:00 Podcast Intro Theme 01:18 Meet Beth 03:04 Pickup Orders to Save Money 03:33 Paze Promo Savings 06:10 Amex Resy Credits 09:18 Amex Gold Monthly Dining 11:05 Hilton Credits For Dining 12:56 Chase Exclusive Tables 14:41 Support The Show 16:52 Cheap Dining in Las Vegas 20:08 Listener Question: DoorDash And Instacart 24:55 Annual Fees And Card Math 30:15 Aeroplan Grocery Payback 33:03 Cruises And All-Inclusive Food 33:58 Panera Sip Club 34:34 Upcoming Travel 37:30 Outro And Where To Follow 38:00 Closing Theme 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 — 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Miles and Points with Matthew Dong Aug 05, 2026

Show notes

Hilton and Hyatt Credit Card Strategy, Citi AAdvantage Executive Changes & Amex Green Strategy with Matthew Dong Justin Vacula of the Hurdy Gurdy Travel Podcast welcomes Matthew Dong to discuss building a smarter travel rewards strategy with credit cards, hotel programs, airline lounges, and upgrade opportunities. Justin and Matthew compare Hilton and Hyatt strategy, including why Matthew is expanding beyond Hyatt and focusing more on Hilton for better resort options in places like Hawaii. Matthew also explains his current Hilton Surpass Card strategy, including using referrals, buying groups, and planned spending to reach the $15,000 and $30,000 spending thresholds for Hilton free night certificates. He also discusses a possible future Hilton Surpass to Hilton Aspire upgrade to maximize resort credits, airline credits, and premium Hilton benefits. Timestamps 00:00 Points And Miles Intro 00:32 Meet Matthew Dong 01:28 Where To Find Matthew 02:13 Getting Started In Rewards 05:02 Luxury Redemptions Highlights 06:55 Hyatt and Hilton Strategy 08:50 Hilton Surpass Spend Plan 09:29 Buying Groups 14:20 Hilton and Hyatt Certificates 16:55 Show Support And Announcements 19:03 Citi AAdvantage Executive Changes 26:39 Amex Green Card Case 33:57 Transfer Partners And Bilt 36:24 Advice For Leveling Up 39:04 Wrap Up And Outro — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. Descript offers tools, including studio sound, removal of filler words, and the ability to edit from a generated transcript. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Maximize Credit Card Benefits with NextCard.com | Special Guest: John Ta Jul 30, 2026

Show notes

NextCard.com Tools to Maximize Points, Miles & Credit Card Credits | Bilt, Dining Stacks, Paze & Hotel Maps Justin Vacula of the Hurdy Gurdy Travel Podcast welcomes John from NextCard.com to discuss tools for maximizing credit card benefits, tracking statement credits, finding dining stacks, comparing hotel booking programs, and getting more value from points and miles. John explains how NextCard.com helps users manage credit card benefits and uncover stacking opportunities across programs like Bilt Rewards, Chase, Paze, dining portals, luxury hotel programs, and more. The episode covers NextCard’s maps, calculators, and tracking tools, including MealMaxxer, Bilt calculators, Bilt Mobile Dining maps, Paze credit maps, and HotelMaxxer. Liked what you heard about in the show? Use Justin's NextCard.com affiliate links: https://www.nextcard.com/affiliates/hurdygurdytravel Timestamps 00:00 Podcast Intro Theme 01:04 Meet John From NextCard 01:49 What Is NextCard? 02:43 Who NextCard Is For 03:35 MealMaxer Dining Maps 04:00 Bilt Calculator Explained 05:18 Bilt Redemption Planning 06:20 How John Uses Bilt 07:26 Bilt Mobile Dining Map 08:38 Stacking Rewards Strategies 11:52 Paze And Clover Credits 13:41 Keeping Maps Updated 15:25 Chase Sapphire Reserve Dining 16:44 Hotel Maxer Overview 17:57 Using Hotel Credits 19:22 Free Vs. Pro Features 20:06 Automation And Security 20:47 Support the Show 22:49 Upcoming Features Roadmap 26:14 App Plans For iOS And Android 26:33 DoorDash Credit Map 28:25 Listener Question: P2 Accounts 30:00 More Tools, Maps, And Bonuses 33:33 Japan Trip Bonus Math 35:12 Wrap Up And Credits — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Bilt Bulletin | July 2026 Jul 24, 2026

Show notes

Bilt Bulletin July 2026 | Palladium Card Value, Alaska Transfers, Bilt Cash Expiration & More Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by returning co-host Darren covering the latest Bilt Rewards updates, Bilt Palladium Card strategy, Bilt Cash expiration concerns, and tools from NextCard that help Bilt users. Justin and Darren explain how Bilt Rewards works as a loyalty program with credit cards, transfer partners, and ways to earn rewards on rent and mortgage payments. They focus on the Bilt Palladium Card, including its 2X earning structure, value from Bilt Cash redemptions, hotel credits, and the ability to earn points paying rent or mortgage. Justin shares his first transfer from Bilt to Alaska Airlines Atmos Rewards, using points to book Philadelphia to Savannah flights for 7,500 points each way. Darren also discusses heavy Alaska mileage usage for family travel and a business-class redemption. They also review progress toward Bilt Platinum status, spending stats, and whether Bilt Cash expiration at year-end may reduce late-year card spend. Justin and Darren discuss why cardholders may want to redeem Bilt Cash aggressively before expiration rather than letting value go unused. Timestamps 00:00 Podcast Intro 01:25 Bilt Program Basics 02:37 Palladium Card Highlights 05:27 Earn Points on Rent And Mortgage Payments 06:37 Real Redemptions: Alaska Flights 09:28 Spend Stats And Status Progress 13:49 Bilt Cash Expiration Concerns 19:33 Support The Show 22:13 NextCard.com Tools For Bilt 25:43 Upgrade And Downgrade Questions 30:00 Rakuten Card Earns Bilt Points 33:01 Wrap Up And Listener Feedback 34:00 Outro And Credits — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode ✨ Bonus content — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Rove Report with Carissa (July 2026) Jul 19, 2026

Show notes

Rove Adds Qantas Transfer Partner | 50% Transfer Bonus, Qantas Sweet Spots & July 2026 Rove Update Justin Vacula of the Hurdy Gurdy Travel Podcast welcomes Carissa Rawson from Rove to discuss Rove’s July 2026 update, including the addition of Qantas Frequent Flyer as Rove’s new transfer partner. Rove now offers 1:1 transfers to Qantas, along with a limited-time 50% transfer bonus through August 14, 2026. Carissa explains how Rove Miles work as a flexible travel rewards currency that does not require a credit card. She highlights Rove’s hotel booking platform, high hotel earning multipliers, shopping portal, Chrome extension, 13,000+ online merchants, instant miles on prepaid and non-refundable hotel bookings, and ways to earn through Rove events and meetups. Justin and Carissa also discuss potential Qantas sweet spots, including distance-based award pricing, low-cost domestic U.S. awards, Caribbean and Central America options, Tahiti flights, and the possibility of booking Emirates First Class through Qantas, including important status-related restrictions and booking considerations. Timestamps 00:00 Podcast Intro Theme 00:32 Welcome And Guest Setup 01:08 Qantas Partner Bonus 01:36 What Is Rove? 02:33 Earning Miles And Meetups 03:26 Qantas Sweet Spots 04:39 Emirates First Class Access 06:53 Frontier And Other Partners 08:40 How Partnerships Happen 10:17 Uzbekistan Team Retreat 11:35 Sponsor Announcements Break 13:38 App And Status Roadmap 15:07 Popular Partners And Europe 16:53 Underused Award Search Tool 18:45 Beyond Points And Miles Crowd 20:24 Dave Ramsey Credit Debate 23:30 Where To Find Rove 24:38 Closing And Outro Theme — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Bryce Harper, Fanduel, and Responsible Gambling Jul 18, 2026

Show notes

Bryce Harper FanDuel Controversy: VIP Video, Gambling Rewards & Responsible Play Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by returning co-host Darren to discuss the controversy surrounding a Bryce Harper video that was later used by FanDuel for a VIP bettor who allegedly lost $1.5 million. Justin and Darren react to the early media coverage, criticize misleading headlines, and discuss Harper’s statement that the video came from a Cameo request, that he had no FanDuel affiliation, and that he would have declined the request if he knew about the bettor’s alleged gambling problem. The conversation then expands into online gambling, sportsbook marketing, VIP programs, responsible gambling, and the tension between gambling rewards and consumer protection. Justin and Darren discuss responsible gaming tools such as deposit limits, wager limits, time limits, reality-check popups, self-exclusion, income verification, and account restrictions. They also discuss the broader debate around VIP gambling rewards, including whether perks, hosts, gifts, and promotions encourage more play while sportsbooks publicly promote responsible gambling. Timestamps 00:00 Podcast Intro Theme 00:35 Bryce Harper FanDuel Controversy 04:16 VIP Video 06:13 Responsible Gambling Tools 10:31 VIP Rewards Versus Safety 13:26 Personal Responsibility 16:51 Lawsuit And Regulation Talk 20:01 Show Announcements Break 22:24 Steve Fezzik Critique And Winners Being Banned 27:55 Listener Questions And Best Practices 37:13 Wrap Up And Outro — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Best Credit Cards for Cashback and Cashing Out Points (July 2026) Jul 11, 2026

Show notes

Cash Back and Points: How to Blend Credit Card Rewards with Amex, Chase, Capital One, Citi, U.S. Bank & More Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by co-host Darren to discuss how to combine cashback credit cards with a points and miles strategy. Justin and Darren explain that points and miles can be great for flights, hotels, lounges, and premium travel, and cashback can help cover expenses that points do not easily offset, including airline fees/taxes, food, transportation, and other out-of-pocket travel costs. They compare traditional cashback cards with points that can be cashed out, starting with American Express Membership Rewards options such as the Schwab Platinum, Morgan Stanley Platinum, and Amex Business Platinum with Business Checking. They also discuss strong Amex earning cards, including the Amex Gold Card, Amex Business Gold, and Blue Business Plus. The episode also covers Chase Sapphire Reserve Pay Yourself Back, shifting Chase redemption categories, Capital One Venture and Venture X purchase eraser redemptions, and Citi cash-out options through cards such as the Citi Strata Premier and Citi Strata Elite. Justin and Darren also discuss US Bank business cashback cards, including redemption considerations and how a US Bank checking account is needed to get better value. They review the Discover IT rotating 5% categories, gift card redemption bonuses, and more. Timestamps 00:00 Podcast Intro 00:35 Cashback Strategy Setup 01:49 Why Cashback Matters 04:31 Amex Points Cashout 07:19 Chase Points Cashout 11:41 Capital One Points Cashout 14:23 Citi Cashout Options 16:06 Support And Sponsors 18:27 US Bank Cashback Cards 20:39 Discover Cashback 24:22 MGM Iconic 27:58 Venmo And Langley 33:25 Trips, Credits, And Wrap Up 38:07 Closing Outro — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

Dave Ramsey is Wrong About FICO Scores (You Don't Need to Pay "Hundreds of Thousands of Dollars in Interest") Jul 10, 2026

Show notes

Hurdy Gurdy Travel Podcast: Justin Vacula Responds to Dave Ramsey on FICO Scores and Credit Cards Justin Vacula records an impromptu episode of the Hurdy Gurdy Travel Podcast responding point by point to Dave Ramsey’s video, “This Is What Your FICO Score Really Means.” Justin argues that Ramsey misrepresents how credit works by repeatedly equating responsible credit card use with carrying debt. He explains how paying balances in full, avoiding interest, and maintaining low credit utilization can help consumers build strong FICO scores without falling into financial trouble. The episode also examines why credit scores can matter for renting an apartment, opening a phone plan, obtaining insurance, or financing a major purchase. Justin challenges Ramsey’s claims that FICO is an “I love debt” score, that achieving an 800 credit score requires hundreds of thousands of dollars, and that people are better off having no credit score at all. He also notes that income is not included in FICO scoring. Timestamps 00:00 Points and Miles Intro 00:27 Why Ramsey Misleads 01:58 Debt vs. Responsible Credit 03:14 What FICO Measures 05:48 Why Credit Scores Matter 08:23 The Debt Load Myth 09:52 Leverage and Frugal Wins 12:09 The “I Love Debt” Claim 14:23 The Costly FICO Myth 19:15 The Zero Credit Score Argument 23:07 Terminal Humor Detour 27:14 Ramsey’s Mortgage Double Standard 29:23 Final Takeaways and Outro — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel CardPointers helps you activate card-linked offers and take advantage of other powerful credit card features. 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. Descript offers tools, including studio sound, removal of filler words, and the ability to edit from a generated transcript. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

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