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    Education

    Girl On A Mission – Journey To Financial Freedom

    Have you been asking how do I get out of debt? Save for a down payment on a house? Fix my crappy credit? Learn to live within my means and stop living paycheck to paycheck?

    These are just some of the big questions that we dig into on the Podcast. In addition to mini-lessons in saving money every month with step-by-step instruction, each episode is designed to help you take immediate action on the most important strategies for paying off debt, living life while managing to create a budget that isn’t restrictive, and making your money work for you while helping clean up your credit and live a life you love!

    Nichole is invested in her community and the women she serves. She has lived through repairing her own crappy credit, paycheck to paycheck living and spending WAY beyond her means which gives her an edge and an understanding that others in this space just do not understand.

    Nichole will not tell you “cut your cable, stop spending money on your hair and nails, and give up your daily Starbucks!” Instead, she will give you the tools to take action and overcome your current situation so that you can make a solid plan and begin to live a life you love. A life where you stop putting everything on a credit card… unless you WANT to, but not because you HAVE to and a life that is filled with peace and contentment, not stress every time you look at your bank account.

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    Copyright: © Copyright 2019

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    Latest Episodes:
    How To Throw Your Kids A Birthday Party They Will Never Forget For Less Than $100 Mar 12, 2020
    Show notes

    You are on this journey to be debt-free, but how do you still have fun? How do you still do birthday parties for your kids while you are on a tight budget?

    If you have been wondering this, have a listen to today's episode because it is MORE than possible to raise grateful kids who will join you on the journey and be better for it!

    It's totally possible, and I will tell you how I have done it 3 times already with my own kids. Let's just say they love the way we do birthdays now;)


    My Side Hustle Is Not Making Me The Money I Wanted To Make Mar 05, 2020
    Show notes

    Today on the podcast I am talking about side hustles. Lady Bosses, Boss Babes, Boss Moms, Mom Bosses...you know what I mean.

    I have had a crack at quite a few Side Hustles in my day and today I am getting real with you about a few things when it comes to these types of gigs...Come hang with me and have a listen. It's timely that I was thinking about all of this as tax season is in full swing, right?


    What's A Girl To Do When Her Husband Isn't The Most Supportive Person Around And She Wants To Be Debt Free? Feb 27, 2020
    Show notes

    Come have a listen today as I uncover the answer to this question: What's A Girl To Do When Her Husband Isn't The Most Supportive Person Around And She Wants To Be Debt Free?

    What are you thinking the answer is? Come have a listen...the solution might surprise you!


    How Did A Nurse And A Firefighter Pay Off Over $266,000 In Debt? Feb 13, 2020
    Show notes

    Today on the podcast I interview Lauren Mochizuki who is an ER nurse, Momma, and wife of a California firefighter. Come hear how this couple paid off over $266,000 in debt - and learn how you too could make some lasting changes that will make a big difference!


    There are 2 Things You Need To Do TODAY If You Want To Buy A House Before The End Of 2020 Feb 06, 2020
    Show notes

    There are 2 things you need to implement today that have the ability to change your life by the end of this year.

    You don't believe me?

    Try it. I promise if you do these two things you will be well on your way to homeownership by the end of the year.


    Maybe Renting Is A Better Option Than Buying Jan 30, 2020
    Show notes

    Today I'm sharing with you how to know if you are ready to buy a house or if you should just keep renting.

    Is the investment worth it?

    Is being a homeowner really all it's cracked up to be?

    If you are in debt does it even make sense to try to buy a house or should you pay off your debt first and then save up cash to buy a house as some financial gurus will tell you?

    What's the smartest, wisest, best thing to do?

    That's what we will talk about today on the podcast! Have a listen.


    All The Years I Spent Running And Hiding When The Doorbell Would Ring Jan 23, 2020
    Show notes

    Today we are talking about the poor choices I made that landed me running and hiding from debt collectors for years. The situation I got myself into that had me terrified every time the doorbell would ring, and the way that I dug myself out from underneath the heavy weight of ridiculous amounts of debt and a credit score that was well below 450.


    The Lie: It's Impossible To Budget When You Are Married And The Other Person Isn't On Board Jan 16, 2020
    Show notes

    I hope you are sitting down for this one. This one is a lie I told myself for years. It's a lie I repeated to myself every single time I decided to give up on budgeting and getting out of debt. It's the lie I told myself every time I booked a family vacation on my credit card that I knew we couldn't afford – or shouldn't afford. This lie is the biggest lie of the last 14 years of my marriage.

    When I turned this around, my entire life turned around. You can do this too! Come have a listen today.


    10 Things I Wish I Knew Before I Tried To Fix My Own Crappy Credit Jan 09, 2020
    Show notes

    Today I'm sharing with you 10 things I wish I knew before I tried to fix my own crappy credit.

    Repairing your credit yourself is 100% possible. If you have errors on your credit you should definitely get them removed and get your reports reading correctly.

    What you will find online about DIY credit repair is a lot of information that talks about what to do if you have an error.

    What about what to do if, in fact, the thing on your report is accurate? Can you do anything at all?

    Well, the answer is yes. You can still repair credit that is accurate and has legit items reporting.


    New Year's Bonus: What Are You Looking Forward To This NEW Year? Jan 02, 2020
    Show notes

    Today I want to take a look back with you. I want you to think WAYYY back. Way back to last year at this time. Let's take a look at where you were, how far you've come (or not), but more importantly - where are you right now and where are you headed this year?


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