Future Rich with Barbara Ginty, CFP®

Latest Episodes:

106 - Selena - "I've done a lot of stupid financial things." Mar 26, 2021

Show notes

Happy Friday, Future Rich Fam! In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé. Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you. Here is an accompanying episode with expert guest Leslie H. Tayne Esq. that we think will benefit listeners with a substantial amount of student loan debt: https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com
Advertising Inquiries: https://redcircle.com/brands

105 - EXPERT Jen Smith - "Paying off debt doesn't have to be a long term thing." Mar 19, 2021

Show notes

"Transitioning from debt payoff to debt-free feels like an emotional breakup." We are super excited to bring you today's EXPERT guest, the lovely personal finance writer and co-host of the Frugal Friends Podcast, Jen Smith! In this episode, Jen reflects on the highs and lows of her incredible 2-year journey to paying off $78K of debt with her husband. Find out exactly how Jen shifted her mindset with money, smashed her no-spend challenges, and became debt-free, which made her realize that being frugal isn’t about necessity but rather about being a better steward of time and resources. Watch the video version on our YouTube channel here: https://youtu.be/L6YmtAvPh3E Find Jen here: Frugal Friends Podcast - https://www.frugalfriendspodcast.com/ - https://www.instagram.com/frugalfriendspodcast/ Modern Frugality - https://www.modernfrugality.com/ - https://www.instagram.com/modernfrugality/ Follow Planancial to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com
Advertising Inquiries: https://redcircle.com/brands

104 - Sophie - "I'm dipping into the FIRE movement." Mar 12, 2021

Show notes

In episode 104 of Future Rich, Certified Financial Planner Barbara Ginty interviews 26-year-old, Sophie who seems to have all of her financial ducks in a row! Sophie lives in Los Angeles, California, with her partner and works as a product researcher for an educational tech company. She has been super busy since 2020 and just got a promotion. Her expenses aren't too bad, but she has to tackle a bit of, you guessed it, student loan debt. Sophie is also interested in dipping her toes into the F.I.R.E. movement. What Is the F.I.R.E. movement exactly? F.I.R.E. stands for “Financial Independence, Retire Early.” It is a lifestyle movement to save and invest aggressively—somewhere between 50–75% of your income—so you can retire sometime in your 30s or 40s (who doesn't want that?!). In this episode, Barbara helps Sophie come up with a concrete plan to pay off her student loans and also offers suggestions for her to get into the F.I.R.E. movement early. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com
Advertising Inquiries: https://redcircle.com/brands

103 - Lu - "You can't afford to buy orange juice!" Mar 05, 2021

Show notes

It all started one night with pizza, wine, and chats about credit card debt... In episode 103 of Future Rich, Certified Financial Planner Barbara Ginty interviews her longtime friend, Lu, who actually helped Barbara transition to working full-time in personal finance way before the podcast even existed! Lu lives in Western, NY (not upstate! there's a difference!) and works as an administrator in higher education. In the past, Barbara helped Lu tackle her intense credit card debt. Since then, Lu has made budgeting her bestie and hit almost all of her goals; she purchased her first home, received a degree in higher education, and finally has her student loans under control. In this episode, Barbara not only creates a plan for Lu to accumulate MORE money for her emergency fund but also helps her organize the rest of her retirement money in a way that maximizes her savings. Follow Future Rich to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com
Advertising Inquiries: https://redcircle.com/brands

102 - EXPERT John McCormick - "There are no dumb questions!" Feb 26, 2021

Show notes

We’re so excited to share our first expert episode of 2021 with you! In light of the recent volatility in the market and the surge of investing DMs we’ve been getting, our expert guest is Barbara Ginty’s longtime friend and mentor from her Bloomberg days, John McCormick! John McCormick is an Investment Professional with a wealth of knowledge in finance. In this episode, John and Barbara discuss why gambling in stocks is not investing, the phenomenon of the short squeeze, what it means to be a disciplined investor, why there are no dumb questions, and SO MUCH MORE! Watch the video on our YouTube channel here: https://youtu.be/jDZydVa84O0 DISCLAIMER: The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com
Advertising Inquiries: https://redcircle.com/brands

101 - Zoey B - "I'm in a LOT of debt!" Feb 19, 2021

Show notes

In this week's FIRST episode of 2021, Future Rich host and CFP Barbara Ginty interviews the lovely Zoey B! This hard-working 29-year-old is working two jobs while attending nursing school in Buffalo, NY. Zoey works part-time as a nursing assistant and as a nanny and spends the rest of her time studying, going to night school, and a weekly clinical. Between student loans, credit card debt, and a personal loan, Zoey describes herself as "just like a piece of debt" because it's so overwhelming! Although things are in flux in Zoey B's life, Barbara lays out a roadmap for her to develop good habits. The good thing is since Zoey B has so much going on she has less time to spend money! Listen to learn what tips and tricks Barbara has for Zoey to plow through her student loan debt and take advantage of the benefits that her work offers. Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com
Advertising Inquiries: https://redcircle.com/brands

Season 4 Intro! Welcome Back Catch up Feb 12, 2021

Show notes

Guess what? We are BACK from winter break! We missed you guys so much! In this first episode of 2021 (THANK GOSH 2020 IS OVER!) Certified Financial Planner Barbara Ginty catches us up on what the Future Rich team has been up to. There are tons of super exciting things in store for this new year including rebranding the entire Future Rich online presence including a new website and new courses, we are featuring some INCREDIBLE guests, and also giving you all some brand new FREEBIES which you can find on our website. Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial There are still a few openings for guests on the podcast! 🎙️ If you are interested in being an anonymous guest on the Future Rich Podcast with Barbara Ginty, CFP® fill out this form: https://docs.google.com/forms/d/e/1FAIpQLSer1diwsAMARXM-4WrMHJT049vq52GEAWtPy33BDKOSq97xKg/viewform We do the podcast remotely, so you can do the interview from the comfort of your own couch!
Advertising Inquiries: https://redcircle.com/brands

SEASON 3 WRAP Oct 30, 2020

Show notes

Can you believe it? Season 3 of #FutureRich seemed to fly by! Thank you to every single one of our lovely listeners for tuning in with us every Friday during this crazy 2020. We'll be back in 2021 with more in-depth personal finance interviews and insightful chats with experts along with some FREEBIES and personal finance courses that you should keep your eyes peeled for. We want to hear from you: what types of experts do you want us to interview in 2021? What types of podcast episodes are you interested in? OR do you want to be a guest?? If you or a friend want to be on the podcast please let us know. You can be anywhere in the world and we'll make it happen. Find us on Instagram + Facebook @Planancial or send us an email planancialpod@gmail.com if you'd like to get in touch!
Advertising Inquiries: https://redcircle.com/brands

100 - EXPERT Erin Lowry - "How to navigate awkward financial conversations." Oct 23, 2020

Show notes

Do you want to know how to talk about money with your significant other? What about with your family too? Should you date someone without knowing their finances? In this week's expert episode of #FUTURERICH, CFP Barbara Ginty interviews for the second time the lovely Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into navigating awkward and uncomfortable financial conversations which is the subject of Erin's newest book BROKE MILLENNIAL TALKS MONEY which you can preorder wherever books are sold! In order to access a free bonus networking chapter of BROKE MILLENNIAL TALKS MONEY email your proof of purchase with a screenshot of the receipt to team@brokemillennial.com and put "Future Rich" in the subject line. That is available for anyone who buys the book until January 2021! We are ALSO doing a special giveaway in honor of our 100th episode of Future Rich! Three lucky winners have the chance to win their own free copy of Erin's new book! All you have to do to enter is rate and review us on Apple Podcasts. We will pick our winner on December 1st! Keep up with Erin here: Instagram: @BrokeMillennialBlog Twitter: @BrokeMillennial Website: https://brokemillennial.com/ Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. Instagram: @Planancial Facebook: @Planancial Enroll in our FREE courses at www.planancial.com
Advertising Inquiries: https://redcircle.com/brands

99 - Tash aka Natasha - "Stashing Money and Side Hustles" Oct 16, 2020

Show notes

In this week’s 99th episode, Certified Financial Planner Barbara Ginty interviews fan-favorite Natasha aka “Tash” all about her recent home buying experience! Find out how wild Natasha’s closing costs were (you’re going to be shocked!), learn her pro tip for saving a couple thousand dollars during her closing, AND learn even more tips from Barbara on saving money when you get a new home! Follow Planancial to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/planancial facebook.com/planancial Enroll in our FREE courses at www.planancial.com
Advertising Inquiries: https://redcircle.com/brands

Our TOPPODCAST Picks

Follow Us

Stay Connected

Future Rich with Barbara Ginty, CFP®

Related Podcasts

Links

Stay Connected