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Copyright: © Richard Jacobs
CEO of Block66, Joe Markham, sits down to discuss how they are breathing life into the mortgage industry with a platform that utilizes Blockchain Technology to streamline the process and provide transparency through the lending process.
The mortgage lending industry has faced its share of problems – from fraud, to lengthy application, approval and funding. Block66 aims to be the first platform offering a thoroughly scrutinized collection of borrowers, pulling applicants' financial and personal information such as pay stubs, tax documents and credit information directly from the source and uploading and storing it on the Blockchain. The idea is to make the entire process much more streamlined and it should lower the costs, as well as the risk to lenders. Each loan is featured as a pool of "proof of loan" (PoL) tokens that is then resold to investors, giving the lenders liquidity and allowing a credible and vetted group of investors to participate.
Join us for an interesting look at the way Blockchain Technology is innovating the mortgage lending process.
At Paxful, you get the opportunity to not only contribute your skills to the development of our innovative service offerings, but also the chance be a part of a company that is truly disrupting finance for good. Paxful is the world's largest Peer-to-Peer Bitcoin Marketplace and a universal money translator. Powered by people and blockchain technology, not big banks, we offer support for a payment system that empowers merchants and e-commerce shoppers. This opens up a new market of 2 billion people who have no access to banking services but do have the ability to buy bitcoin via one of the 300+ payment methods enabled by Paxful.
Sweetbridge is a blockchain-based economic framework that transforms supply chain and logistics collaboration through a fast, fair and flexible value exchange that unleashes working capital for the benefit of all participants. The Sweetbridge economy is a trusted, transparent digital economy that co-exists with existing national economies. Sweetbridge's blockchain protocols harmonize the rules for market-access, property-rights protection, and compensation for individuals and companies, across existing national economies and boundaries. Thus, Sweetbridge enables both existing and new forms of global trade and settlement.
Changing self-care with B-wom, a digital coach for women's health. B-wom offers personalized, data-based care programs to address common female health issues, from incontinence to sexual pain and postpartum recovery. Plans include guided exercises, daily habits, and recommendations, tracking and motivation, all in mobile. Their vision is to give every woman in the world the access to better healthcare thanks to a better understanding of their bodies.
NOIZ is a decentralized ad exchange platform based on the blockchain. It provides data transparency and solves the problem of an ad fraud by using a Proof of Engagement concept that validates user data. NOIZ also gives consumers control over their data privacy so they're constantly aware of what information is shared through the ad exchange network. All parties involved are connected to social impact projects, thus improving the communities in which consumers and brands exist.
Tim Bean, CEO of Fortem Technologies, provides a detailed overview of the future of airspace, drones, and drone hunters. Mr. Bean has over two decades of business and technical experience as a leader in multiple technology start-ups in Silicon Valley. Bean oversees the strategy for Fortem Technologies, and handles everything from product creation, through sales, to customer support. Bean has a vast array of knowledge in sales and engineering, with specific expertise in cyber-defense and mission-critical infrastructure applications.
Bean's company, Fortem Technologies, is known for specialization in AI-enabled airspace security and safety. Notably, the company is a leader in real-time intrusion detection. Fortem Technologies can provide military-tested solutions that have the capability to alert, identify, and classify drones, unmanned aircraft vehicles (commonly referred to as UAVs), or other intruding or unlawful invaders.
The airspace security expert discusses the many areas where Fortem Technologies' advances can deliver effective results. He details how US airspace is the most crowded but the safest in the world primarily because of the tight regulations enforced by the FAA, as aircraft are in communication and cooperate with each other to ensure that safety is paramount. But as some aircraft, and helicopters in particular, fly at a lower altitude, the airspace may become increasingly dangerous as drones become more ubiquitous each coming year. For these reasons, Bean states that airports are a prime area where their technology can provide for higher levels of safety. Additionally, Bean lays out the other areas in which Fortem Technologies is embedded, such as border security, oil and gas refineries, nuclear facilities, stadiums and events, essentially any place where airspace needs to be secured.
Bean provides an overview of how their technology works to secure airspace. He explains the steps needed in the security process, from first identifying what is in the airspace to the integrated response for that situation. Utilizing RF listening (radio frequency) to catch RF signals between operator and drone allows for easy pick up of what Bean refers to as "careless" operators, who probably have wandered into secure airspace unknowingly. He points out that the true challenge in today's security is to combat criminal or terrorist drones that fly autonomously and emit zero RF. From espionage to terrorism, these types of drones pose a serious threat to airspace security and potentially public safety. To meet the challenge, radar is often employed to detect unidentified and potentially dangerous or criminal intrusions into highly secure areas.
While jamming signals is an obvious way to deter nefarious drone type activity, this procedure is not legal in many countries due to regulatory laws. Bean's company, however, provides a means to engage illegal drones, dogfight them, net them, and carry them away to a neutral space. Bean discusses the detailed laws that are emerging in regard to protection of critical infrastructure from nefarious drone activity, and how the laws are changing as technology pushes further. Many issues come into play and a particularly important one is the regulation of flying 'beyond a visual line of sight,' which Bean discusses in detail. As he states, the FAA is in support of these regulation allowances, and as the terms get worked out we may soon be getting our hot, delicious pizzas delivered via drone.
Imbrex is pioneering the real estate industry using advanced blockchain and data distribution protocols. Imbrex's objective is to democratize real estate information and improve the transaction process. Through blockchain and peer to peer technologies, imbrex provides unrestricted, free data while laying the groundwork for tokenized transactions.
imbrex, a revolutionary new global listing platform where it's free to list and search for properties. A platform where you won't be bombarded by ads. Where you're in complete control of your data. Where transactions take days, not months. A platform that pays you to participate. Imbrex connects vendors, buyers and agents over a powerful open network that rewards you for your contributions. Imbrex combines three innovative technologies – The Blockchain, Data Distribution and Digital Currencies – to create the world's most advanced Global Real Estate Listing Service. And it's completely free.
Instead of money, imbrex uses a digital currency, the imbrex token, which enables frictionless transactions. Users are paid in imbrex tokens to list properties or provide market data, and tokens can be exchanged within the platform for features and services. Imbrex is hosted on a global peer-to-peer distributed network, so there are no paywalls or access restrictions. Anyone, anywhere in the world, can list properties and view listings – at no cost.
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Eli Goldstein, co-founder and CEO of SkyCool Systems (skycoolsystems.com), delivers an informative overview of his company's incredible technology that produces cooling by utilizing the cold environment of outer space. His company, SkyCool Systems, works to provide clean, renewable, breakthrough technologies that allow for more sustainable and cost-effective cooling that is efficient and decreases water loss. Mr. Goldstein's interest in energy systems and science led him to pursue and secure his PhD in mechanical engineering from Stanford University. He has since worked extensively in the field as well as in academia. Mr. Goldstein has spearheaded experimentation and testing in thermal modeling and continues to work toward advancing the science.
SkyCool Systems' patented heat panel is easily installable to any roof. Once installed, the panel receives fluid that is cooled passively by sending heat to the sky. Through the use of a specially developed film that prevents heating from the sun, it is able to cool below the existing air temperature. Goldstein explains the technology behind SkyCool Systems' patented product. As he details, their specially developed film is specifically designed to mirror, and not absorb heat from the sun. While avoiding the heat absorption, the panel's film is able to emit light in the infrared that is transparent to our atmosphere, and thus it can go all the way into space. This process allows SkyCool Systems' panel to utilize outer space as a cold resource. Thus, unlike any other material exposed to the sun, SkyCool Systems' panels, via their patented technology, are able to cool down, in spite of the sun's tremendous heat. While the technology is available and successfully working to lower temperatures for structures, Goldstein muses that someday it may be possible to even have clothing that is made from materials that work off the same infrared transparency model.
As SkyCool Systems' technology moves further into the marketplace, an immediate application will be to merge their panels with commercial air conditioning and refrigeration cooling systems, to allow for more efficient and productive cooling from those traditional systems. Via 'sub-cooling,' SkyCool Systems' technology can increase the cooling of the traditional systems' refrigerants with an overall goal of improving efficiency by ten to twenty percent. Goldstein explains the radiation aspects of his technology with the example of a space heater. As a space heater uses thermal radiation to provide heat to someone even though they are ten or twenty feet away, SkyCool Systems' technology can perform in a similar manner, but with cooling as opposed to heat.
From supermarkets to convenience stores, office buildings to data centers, Goldstein discusses how SkyCool Systems' innovative process can increase cooling efficiency, decrease electricity usage, and do it all without needing to evaporate water. And as tech companies' data centers typically use hundreds of millions of gallons of water for their cooling systems, SkyCool Systems' process is a unique solution to decrease this massive water waste.
Goldstein discusses how the use of these methods for cooling dates back to ancient civilizations, as early Persian civilizations utilized the technique to actually make ice in desert climates. By making well-insulated buildings with a hole in the ceiling that allowed for exposure to the sky, these early civilizations discovered the powerful effects of night cooling to assist them with food storage, general cooling, and more. From cooling medicines to structures, to combination work with solar thermal systems, and beyond, Goldstein's work is just the tip of the iceberg, literally and figuratively, of where he plans to take SkyCool Systems' technology.
Andy Weir, the software engineer-turned-science-fiction author, leads a delightful discussion about his journey to Mars (on paper) and how his dream of writing sci-fi became a reality.
Andy Weir was a successful software engineer for many years until his first novel, The Martian, was released, and thereby released him from work commitments other than writing full time. The success of the novel allowed him to continue his passion, working as a writer, developing other ideas and concepts. Mr. Weir's step into the science-fiction world was an organic one, as he has been fascinated with space and physics since childhood, and he is now able to bring it all together into his work as an artist.
As an admitted "space dork," Weir discusses his keen interest in the real world science problem of how to put humans on the planet Mars. From transportation to and from, to surviving while on the planet, Weir's interest in the potentially possible mission was one of simply curiosity, and not a concept for a novel. As Weir dove into the thinking and planning behind his 'mental mission' to Mars, he began to work through the pitfalls and system errors that could occur on such a mission. As he calculated the contingency plans for such system failures he began to think that the whole milieu—from the travel, to the problems encountered, to the fight for survival if there was a system failure—all might make for a pretty interesting novel. Thus, The Martian was born.
The sci-fi author discusses the thoroughly interesting step-by-step approach he took that, to his surprise, led to a publishing deal with a major publisher. As Weir describes, he began posting chapters online, as he finished them, thinking that he would entertain his small following of about 3,000 readers and then move on to his next fun story idea. But as the interest grew it was, in fact, his readers who encouraged him to take his work to Amazon, and once it hit Amazon's massive online marketplace, the numbers started to fly. And it wasn't long thereafter that literary agents and Hollywood producers came calling… at the same time.
Weir discusses the entire process, and his technical involvement along the way, of how the book became the movie. As the screenwriter was selected and the deal secured, Ridley Scott and Matt Damon came on board and the project was off and flying (to outer space)! Weir recounts an amusing story of how one former NASA flight director who was, during his tenure, in charge of mission control at NASA, stated that reading the book actually stressed him out, for Weir's accuracy regarding potential mission problems was a little too real.
After the best-selling success of The Martian, Weir's publisher was ready for more. Weir details his frustrations as he worked for a year on another novel that he felt was simply not coming together, and thus he eventually scrapped it. But from the ashes arose a new idea for another novel and he was off and writing again. While Weir admits he was not happy to have lost a year on the writing of a novel that was never to be, he does acknowledge that the end result was better for everyone—readers, his publisher, and himself. His new novel, Artemis, described on his website as a "near-future thriller—a heist story set on the moon," was enthusiastically received by his publisher and they took it to the presses. Weir states that his success in the science-fiction publishing world, while somewhat an enigma, possibly hinges on scientific accuracy and of course, making them laugh, for humor captures every reader and keeps them turning the pages.
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