Show notes
Send us Fan Mail
Have you seen some changes to your credit lately? I know I have! American Express just decreased the available credit on three of my cards by 90%. No late payment or other delinquencies.
This is a timely episode to have my friend and the Financially Intentional Credit Expert, Shante Nicole join us to break down what’s going on. She shares why creditors are pulling back credit limits. She also breaks down what makes up a credit score and what goes into improving it.
Make sure you follow her and join her Financial Common Cents Facebook group
About our expert:
Shante Nicole’s passion for serving others has always been at the center of her life. She is an author, financial educator, certified credit consultant, holds a degree in nursing, and is the founder of her nonprofit organizations: F.A.C.E. (Facing Autism with Children Everywhere), and her latest endeavor, Financial Common Cents. As if that doesn’t keep her busy enough, she is also a wife and mother of a child with autism.
In January 2017, she started an online Facebook community, "Financial Common Cents", whose motto is “Education…Restoration…Liberation”. It was her mission to empower people to rebuild, restore, and repair their credit. She also helps individuals devise a consistent plan to manage their finances and their debt. To date, her “FCC family” has grown to over 102,000 members from over 100 countries.
Through her nonprofit organization, Financial Common Cents, she facilitates workshops, online courses, and personalized financial & credit coaching. As a panelist with SunTrust Bank’s onUp Movement, she educates her community on credit, budgeting, and debt management.
She’s also the founder of “Kids Making Cents”, a financial literacy program that offers educational products and workshops in the community including schools, churches, and recreational camps.
Support the show
---
Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.
Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here
Join the Financially Intentional Community
Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.
Get my book Smart Money
Our TOPPODCAST Picks 
Stay Connected
