Financially Intentional

Latest Episodes:

Earning and Spending in the San Francisco Bay Area - Expert Edition Episode 61 Apr 23, 2024

Show notes

Today, I'm sharing how I handle my finances as a labor and delivery nurse in the San Francisco Bay Area. I'll walk you through my income details, my spending habits for March, and how I budget carefully in this high-cost living area. Discover how I manage daily expenses and save for big future goals, like helping my daughter save for her first car!

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

An Unconventional Journey to Financial Freedom and Education Cost Hacking for Kids - Episode 69 Apr 18, 2024

Show notes

Send us Fan Mail

Today, we have a special guest, Gerry Born, also known as The Millionaire Educator. Gerry has taught me so much about managing money, especially how teachers can grow their savings. He's used some smart tricks to save a lot of money even though he started with a small salary as a teacher. Gerry will talk about how he paid off debts, saved money, and even took mini-retirements to travel. He has a lot of great tips on how to use your money wisely and make it grow.
Resources Mentioned:

Sophia.org - Offers ACE (American Council on Education) accredited courses online, which are generally like college core courses and lower-level electives.
TEEX.org (Texas A&M Engineering Extension Service) - Provides continuing education courses, including cybersecurity courses, which are also ACE accredited.
Modern States - A platform designed to prepare students for CLEP (College Level Examination Program) tests, offering courses that can be credited towards college education.
Excelsior University - Noted for its flexibility in accepting credits from various alternative education sources and offering programs like a one-transcript service to consolidate credits from different programs.
Study.com - Potential resource for taking upper-level courses necessary for completing a degree.
Law Shelf - Source for upper-level courses.

About our guest:
Gerry Born and his wife are a retired teaching couple whose journey to financial independence began under challenging circumstances, grappling with $48,000 in student loan debt and unreliable cars in their early thirties. Their financial situation took a significant turn for the better during a five-year teaching stint in Saudi Arabia starting in 1996, where Gerry taught ESL while his wife completed her MBA. This period allowed them to eliminate their student loan debt and save $100,000, laying a solid financial foundation. Upon returning to the U.S. in December 2001, they initially planned to live and teach in Texas but ultimately settled in LaGrange, Georgia, where they lived for seven years. By 2023, despite no longer engaging in "real" work beyond substitute teaching, blogging, and a credit-tradeline side hustle, they managed to fully fund their HSA accounts and grow their wealth to over $2 million

The Millionaire Educator

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

My Paycheck Exposed - Expert Edition Episode 60 Apr 16, 2024

Show notes

Send us Fan Mail

Today, I’m going to talk about something really interesting—my paycheck! I recently shared how much money I make before and after taxes, and lots of people had big reactions. I want to show you how taxes work and explain why I don’t actually pay as much as it seems. I’ll share some funny comments from people who saw my post, and we'll look at my recent pay stubs together. It’s going to be fun and you’ll learn how money can look different once taxes and other things are taken out.
IG Post From the Episode

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

Building Wealth Through Mobile Home Park Investments - Episode 68 Apr 11, 2024

Show notes

Send us Fan Mail

Today, we're diving into the world of real estate, but with a twist. We had the awesome opportunity to chat with Walter Johnson, a real estate expert who has found his niche in mobile home parks. Walter wasn't born into the real estate world. He stumbled upon it in his teens, thanks to a mentor, and took a leap by investing in his first property in Arizona. He saw the potential in mobile home parks for creating wealth and community improvements and never looked back. Walter's journey from borrowing $1,500 from his girlfriend to building a multimillion-dollar portfolio is nothing short of inspiring. If you've ever wondered if there's more to real estate than just houses and apartments, this episode is for you.
About our guest:
As the Founder and CEO of Sonos Capital, Walter Johnson has carved a notable path in the real estate investment sphere over the past two decades, managing transactions that have amassed millions. His profound expertise in the field has not only earned him a place on the Board of the Manufactured Housing Communities of Arizona but also led to his election as a Board Member of the City of Mesa, AZ Housing Committee, with the honor of being sworn in by Mayor John Giles. Johnson has received national recognition for his efforts in providing affordable housing and fostering communities for middle-class families. Currently, he dedicates his efforts to guiding busy professionals and passive investors towards opportunities in Mobile Home Parks and Communities. For a deeper insight into his impactful work, visit Sonos Capital's website at www.sonoscapital.com or check the link in his featured section.
https://www.sonoscapital.com/

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

Social Media is Fake - Expert Edition Episode 59 Apr 09, 2024

Show notes

Send us Fan Mail

In today's episode, I want to share something really special with you. I posted a story on Instagram and got so much love and support, it made me super happy. I talked about how sometimes I struggle with money, work, and being a mom to three awesome kids all by myself. I want to tell you that it’s okay not to be perfect and it’s important to share our real stories, not just the happy pictures we see online. I also talk about how I’m working hard to pay off some debts and make smart choices with my money, even though it can be really tough sometimes. And you know what? I love helping people and sharing what I learn along the way. So, come join me as I talk about my life, the ups and downs, and how we can all learn to be a little more honest and kind to ourselves and each other.

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

Empowerment and Resilience in Black and Brown Parenting - Episode 67 Apr 04, 2024

Show notes

Send us Fan Mail

Today, we're talking with my friend Chelsea Samms, who is a Neonatal Intensive Care Unit Nurse. This episode dives deep into a topic that's close to our hearts and impacts our communities greatly: the institutional racism within our healthcare system and its disproportionate effects on Black American families. We're tackling the tough reality of how systemic biases can lead to unfair and often harmful treatment in medical care for Black moms and their babies. It's not just about personal experiences; it's about a widespread issue that demands attention and action. Chelsea and I are here to share insights, stories, and strategies on advocating for the rights and well-being of Black families navigating the healthcare system. Together, we're envisioning and working towards a future where healthcare equity is a reality for everyone.
About our guest:
Chelsea Samms, BSN, RN, CPST, is a beacon of leadership and innovation in the nursing field, with a career deeply rooted in neonatal care, education, and entrepreneurial ventures aimed at transforming healthcare. As a NICU nurse with a rich background in maternal-newborn health, Chelsea has dedicated herself to bridging the gap in health equity, fostering diversity, and promoting inclusion across patient care spectrums. Currently advancing her expertise through a Master of Science in Nursing Education, she is fervently working towards nurturing the next wave of nursing leaders and educators. Chelsea's entrepreneurial spirit shines through her ownership of "I Know Newborns, LLC," where she focuses on combating health disparities in newborn care and championing the rights of marginalized communities. With a skill set that spans leadership, business development, and advocacy, she excels in environments that challenge her to innovate and lead change. Chelsea is on a continuous quest to collaborate with fellow professionals who are as committed to nursing excellence, healthcare innovation, and making a societal impact as she is, aiming together to sculpt a brighter, healthier future for all.

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

You Don’t Need a Financial Advisor - Expert Edition Episode 58 Apr 02, 2024

Show notes

Send us Fan Mail

Today, I'm super excited to share three awesome tips to help you grow your money without needing a financial advisor. First, if you've ever had a job with a retirement plan like a 401k, it's important to move your money with you when you leave. I'll show you a cool free service called Capitalize that makes it super easy. Next, we'll talk about checking your current job's retirement plan to make sure it's invested in a smart way. And lastly, if you have student loans, there's a special chance right now to get some of that loan forgiven, but you've got to act fast! I've got all the details and links to help you out.
Resources Mentioned:

Capitalize: capitalize.sjv.io/NKvn1V
Student Loan Planner: https://studentloanplanner6c01f.referralrock.com/l/NASEEMABRI71/

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

Do you have insurance on your Baby Daddy? - Episode 66 Mar 28, 2024

Show notes

Send us Fan Mail

In today's episode, we're chatting with our guest Acquania Escarne why parents should consider getting life insurance for each other, even if they're not living together anymore. It's all about making sure that if anything ever happens to one parent, the kids will still have financial support to help them grow up and maybe even go to college. It's a way to make sure your kids are okay, no matter what. We talked about how to figure out how much insurance you might need and how to go about setting it up.
About our guest:
Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committed to helping people find financial freedom and build wealth. As a financial coach, she equips her clients with "outside the box" finance tips, debt payment plans, retirement planning, and more. With her advice clients are able to meet and exceed their financial and personal goals.
Her coaching is individually tailored to address all financial situations. Also, through her finance blog and podcast, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life.
Acquania's passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since.
Schedule a Free Consultation with Acquania

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

Single Women Leading in Home Ownership - Expert Edition Episode 57 Mar 26, 2024

Show notes

Send us Fan Mail

In today's episode, I want to share something really cool about owning homes. Did you know that in most places in the United States, women who are not married own more houses than men who are not married? That's right! Even though women usually earn less money than men, they are ahead when it comes to having their own house. We're going to talk about why this might be happening and share some interesting facts about it. I'll also tell you about my own journey of buying houses. I bought my first house when I was just 21 years old, and now, I've bought a total of eight houses all by myself! It's been an adventure with ups and downs, but I learned a lot.
Mentioned article: Single Women Own More Homes Than Single Men | LendingTree

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.
Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast.

Get my book Smart Money

Moms and Money Managing Family Finances and Raising Financially Savvy Kids - Episode 65 Mar 21, 2024

Show notes

Send us Fan Mail

In today's episode, we dive into how moms like us can manage our money better and teach our kiddos to be smart with their cash too. We chat with Tiffany Grant, who shares her awesome tips on budgeting, saving, and even how to make shopping fun while learning about money. We also explore how important it is for us parents to set good examples, so our kids grow up knowing how to handle their money wisely. It's like we're all on this big adventure together, learning to save, spend smart, and prepare for our future.
About our guest:
Tiffany Grant is the creator and host of the "Money Talk With Tiff" podcast. Starting as a single mother of two, balancing full-time education with two jobs, she has since achieved her AFC® certification, completed her MBA, and built a successful career in HR, all aimed at improving her situation and assisting others. Known for her passion for finances, Grant turned her informal advice-giving into a blog to share her knowledge more broadly. From clipping coupons at age 6 to buying her first house at 26 through diligent saving and budgeting, her journey reflects a lifelong commitment to frugality and financial wisdom. With a background in Business Administration and various certifications, including SHRM-CP and Lean Six Sigma Yellow Belt, she has extensive experience in financial counseling and aims to be debt-free by 35, house excluded.