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    Kids & Family

    Financially Ever After Widowhood

    Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it’s important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared.

    Prior to this year’s series on Widowhood, Financially Ever After covered topics related to divorce. We invite you to check out these fantastic episodes if they are relevant to you.

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    Latest Episodes:
    Identifying when Complex Financial Divorce Litigation is Necessary Jun 08, 2021
    Show notes

    Evan Schein is a matrimonial attorney and head of the litigation department at Berkman Bottger Newman & Schein, LLP. He specializes in financially complex divorce litigation and is the host of the Schein On Podcast. He joins Stacy Francis to discuss how to identify if litigation is the right process for you and how you can use that process to come to the settlement table quickly. He shares tips for how you can build your circle of trust to help you come out of your divorce as healthily and financially secure as possible.


    • Divorce cases often evolve into unnecessarily complex litigations. This happens because proper preparation and research are not done in the early stages of the case.
    • For many people, mediation and collaborative law are not sufficient solutions to resolve their divorce. In these cases, litigation is selected because there is no alternative.
    • The divorce litigation process provides structure, oversight, and clarity, as well as the benefit of having judges, court staff, and court attorneys. It helps move cases forward, but that doesn’t always mean things will be resolved quickly.
    • You should choose the divorce process that works best for you and your circumstances. It should also protect you, because you’re making decisions that will impact you for the rest of your life. Being well informed is a good way to ensure this happens.


    Resources

    Evan Schein on LinkedIn | Twitter | Instagram

    Email: eschein@berkbot.com

    ScheinOnDivorce.com

    BerkBot.com


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Understanding Cognitive Therapy to Heal & Discover the New You Post-Divorce May 25, 2021
    Show notes

    Dr. Elizabeth Cohen is a clinical psychologist, a specialist in Cognitive Behavioral Therapy (CBT), with over 15 years experience treating anxiety and depressive disorders. She is a columnist whose work has been featured on NBC News, Wall Street Journal, and Huffington Post. Elizabeth is the author of Light on the Other Side of Divorce: Discovering the New You. She is also the host of The Divorce Doctor podcast, where she applies her extensive knowledge about mental health to helping women heal, grow, and thrive post-divorce. She joins Stacy Francis to discuss the cognitive effects that divorce has on one’s life and shares exercises listeners can use to start deliberately designing the life they want for themselves.


    • Divorce can be considered a kind of trauma, as trauma delivers a shock to your nervous system. When you are experiencing trauma, the amygdala, which is responsible for your emotions, overrides your frontal cortex, which is the more logical side of your brain.
    • Zebras’ way of dealing with stress is episodic as opposed to humans’ chronic nature of worry and anxiety; zebras respond to physical stressors and immediately return to their daily activities when the stressor is gone. By adopting the zebra way of thinking, we can reduce the effects of stress on our minds and bodies.
    • Many women who go through divorce are left without a sense of identity and an uncertainty of what they want to do. One exercise women can use to understand their wants is to write down their ideal weekend, hour-by-hour.
    • Coaches can provide assistance with resources and exercises, psychologists can diagnose and psychiatrists can prescribe medication. Deciding what kind of support to get during and after divorce depends on your personal needs.


    Resources

    Elizabeth Cohen on LinkedIn | Facebook

    DrElizabethCohen.com - Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist”

    Email: doctorcbt@gmail.com

    The Divorce Doctor Podcast


    Light on the Other Side of Divorce: Discovering the New You | Amazon | Bookshop | Barnes & Noble

    Free Course: “How to Not Screw Up Your Kids: 3 Secrets from A Psychologist”



    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    How Organizing Your House & Life Can Pave the Way Forward May 11, 2021
    Show notes

    Michelle Sarao is the founder and Principal of Divorce Rx, a company that focuses on the needs of divorcing parents and families. Her background as an educator and professional organizer gives her the key techniques and experience to support clients going through the divorce process and provide them with the tools they need to move forward. She joins Stacy Francis to talk about how she facilitates amicable divisions of possessions and how newly divorced women can set up new homes for their families.


    • Overwhelm or concern over how their shared possessions will be allocated is one of the most common obstacles that hold people back from deciding to move forward with a divorce or separation.
    • Hiring a professional organizer as a neutral third party during a divorce can reduce friction and make the process of dividing belongings much smoother.
    • Ensure that your children have the comforts of home in each parent’s house. This is essential to helping them adjust to a divorce. Let them choose how to decorate their rooms: this gives them some control in an otherwise uncontrollable situation.
    • Reimagining your living space can assist with moving forward after a divorce. Instead of purchasing new things to replace what your spouse took with them, creatively fill the spaces by remodeling the layout of your home.


    Resources

    Michelle Sarao on LinkedIn | Facebook | Instagram

    Divorce-Rx.com

    Email: michelle@divorce-rx.com

    Phone: 646-753-1401


    Three Ways to Work with a Professional Organizer During Divorce



    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    To Reset After Divorce, Learn to Set Boundaries Apr 27, 2021
    Show notes

    Wendy Sterling is a parent coach at Circle4Parents, featured coaching expert at The Forem, and the founder, CEO and Divorce Recovery Specialist at The Divorce Rehab. She has helped hundreds of women overcome divorce and move to a place of empowerment, drawing strength and compassion from her own experience. She joins Stacy Francis to teach listeners about setting and communicating boundaries, as well as saying no and standing up for themselves without having to give explanations.


    • A divorce can be the most empowering experience that anybody can go through to find their true voice and identity. It can help you start designing and creating a life you love from a place of confidence instead of feeling stuck wherever you are.
    • Some common reasons people have for not setting boundaries are guilt, and fear of judgment, resentment, abandonment and rejection. It is very difficult for people pleasers to set boundaries because the hardest word for them to say is ‘no.’
    • Two go-to phrases that people who have challenges setting boundaries can use when they feel a boundary is being stepped on are: “Interesting,” and “We’re going to have to agree to disagree.”
    • We often think that we have to be automatic in our responses to things. Time is a very valuable thing that people do not set boundaries around enough.


    Resources

    Wendy Sterling on LinkedIn | Twitter | Facebook | Instagram | Pinterest | Podcast

    WendySterling.net | wendy@wendysterling.net | +1 (310) 283-5053

    Free Divorce Recovery Support Call


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    Making Your Epic Comeback after Divorce Apr 13, 2021
    Show notes

    Nikki Bruno is the founder and CEO of The Epic Comeback™ and a technical recruiter at Rocket. She is an empowerment coach and a thought leader in high-conflict divorce, emotional abuse, and intuition. As a successful 20-year veteran of the publishing industry, she has been featured in Forbes, Reader’s Digest, and Cosmopolitan. Nikki joins Stacy Francis to teach divorced women how to start their epic comeback. She shares her testimony of her high-conflict divorce and how it inspired her to not only reclaim her power but help others to do the same as well.


    • Having an epic comeback is a decision you must consciously make. Different things motivate different people, but something aligns within you when you reach the point of making that decision.
    • An epic comeback is different for each person. In order to have one, you must first have an epic low.
    • When you allow yourself to be open even in the midst of pain and challenges, you’ve reached the turning point that marks the earliest stage of your epic comeback.
    • One of the best ways to disempower a woman post-divorce is to mess with her finances. Working with a professional like a coach, financial analyst or advisor accelerates the process of your epic comeback after your divorce.


    Resources

    Nikki Bruno on LinkedIn | Instagram | Facebook

    Email: nikki@coachnikkibruno.com

    Phone: 617-417-9242

    Schedule a Free Consultation

    The Epic Comeback | Podcast

    GetRocket.com


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    $avvy: Take Back the Reins of Your Financial Future Mar 30, 2021
    Show notes

    Robin Hauser is a director and producer at Finish Line Features and Managing Director at Unleashed Productions, Inc. Her most recent film, $avvy, is a documentary for women that emphasizes the importance of understanding and taking control of their finances. It investigates the historical, cultural, and societal norms surrounding women and money, and brings humor and honesty to why women take a backseat to managing their money. Robin joins Stacy Francis to discuss why it is critical for women to take the reins of their financial future.


    • The pandemic has impacted women in negative ways. Statistics show that due to the current crisis, the rates of unemployed women have risen and the rates of women being promoted have declined. Additionally, a 2019 study showed that 54% of women abdicate major financial decisions to men in their lives, and 61% of millennials are doing the same.
    • One way for married women to become more involved in their finances is by asking their spouse questions about how their money is being managed. It raises a red flag if their spouse becomes defensive and wants to withhold such information.
    • Women spend more time out of the workplace to care for elderly parents and children, which makes them earn less money and less social security. Single women are impacted the most by this.
    • The stock market is the number one generator of wealth in the US, but the aggressive, warlike attitudes and terminologies associated with it intimidate women and deter them from participating in it.



    Robin Hauser on LinkedIn | Facebook | Instagram

    FinishLineFeatures.com


    $avvy | Santa Barbara International Film Festival


    When She Makes More: 10 Rules for Breadwinning Women


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    The Anatomy of Divorce Mar 16, 2021
    Show notes

    Mia Poppe is a matrimonial attorney and Managing Partner at Law Firm of Poppe & Associates, PLLC. She is an author and the host of a 6 part series called The Anatomy of Divorce, where she provides counsel for women by dissecting and navigating the divorce process. She joins Stacy Francis to share insights about her series and how to leverage your covered capital.


    • Divorce psychosis is the temporary state of mind that people experience when they go through a divorce, where they typically feel like things are spiraling out of control.
    • Women and men think, act, and respond differently; often during divorce, women will want to take the high road, which they perceive as a communal agreement. However, men typically view winning as taking the high road.
    • During the divorce process, your mind is racing through all the what-ifs, and the outcomes that you fear the most seem to be real possibilities. Fear is insidious and paralyzes you, but you have to learn to sit through it and affirm in your mind that the fear is just false evidence appearing real.
    • You can convert the intangible to tangible. The grit and passion we all have inside of us can be leveraged and turned into successful businesses and careers once we give ourselves permission to go for it.


    Mia Poppe on LinkedIn | Twitter

    MiaPoppe.com | nylawsa.com | YouTube


    The Anatomy of Divorce


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    Achieving Financial Security During and After Divorce Mar 02, 2021
    Show notes

    Kim Ciesinski is a matrimonial attorney, author, and founder of Kim M. Ciesinski, Esq., PLLC - ADR Law. She is also the co-founder of Empower Divorce Transitions, Inc., Adjunct Professor at Hofstra, and the podcast host of Happily Even After. Kim has been designated as a Super Lawyer for 11 years in a row and has received the highest rating in legal ability and ethical standards. She joins Stacy Francis to discuss women, money, and divorce, as well as financial abuse and how to come out of the divorce process as financially secure as you can be.


    • Divorce is not just a slip of paper that legally recognizes you as single. It involves many other ancillary issues, topics, and changes that need to be addressed and made.
    • Financial abuse occurs when a spouse is relegated to the position of a child and has no control, knowledge, or agency over their finances. This results in a paternalistic and punitive financial relationship. Often, the victim is given a paltry sum of money as an allowance that is altered if they upset their spouse.
    • In every divorce case, there is a mandatory disclosure of all financial information. Therefore, if there is a case of financial abuse, attorneys can legally force uncooperative parties to share their financial information by serving them a subpoena.
    • Divorce is often a form of rebirth for women; they can live entirely new lives and become new people when they find the courage to claim the happiness they are entitled to.


    Resources

    Kim Ciesinski on LinkedIn

    ADRLawNY.com

    Phone: 516-308-2922

    Email: KMC@ADRLawNY.com

    Radio Station: Happily Even After Thursdays 5:00 pm EST- 6:00 pm EST

    103.9 FM LI (Long Island) News Radio


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    Estate Planning & Starting a Trust During Your Divorce Feb 16, 2021
    Show notes

    Priya Royal is the Managing Attorney at Royal Law Firm, PLLC. She specializes in taxation, trusts and estates, and business law. Priya was recently named a Rising Star by Super Lawyers and is considered the creme de la creme of trust and estate attorneys in the District of Columbia. She joins Stacy Francis to discuss narrowing the wealth gap, and shares the ins and outs that women with significant assets need to know to protect themselves in the event of divorce and/or remarriage.


    • Estate planning is a necessary practice during or after a divorce.
    • A trust ensures that the people and things that you consider most important are taken care of. Financial advisors and investment managers assist in protecting your assets in a trust.
    • Designing a trust is the responsibility of your estate planning attorney, so it is imperative that you work with a reputable one who understands all your options and can lay them out for you.
    • In order to build intergenerational wealth in marginalized communities, women need to support one another and share resources and expertise.


    Resources

    Priya Royal on LinkedIn | Twitter

    RoyalESQ.com | pproyal@royalesq.com | (877) 780-8955


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


    Divorcing the Narcissist Feb 02, 2021
    Show notes

    Lisa Zeiderman is Managing Partner at Miller Zeiderman, one of the leading matrimonial firms in New York and the tri-state area. She is also a certified Divorce Financial Analyst and has been recognized by the American Institute of Family Law Attorneys as one of the 10 Best Family Law Attorneys for Client Satisfaction. She joins Stacy Francis to share everything you need to know about divorcing a narcissist.


    • Some traits that may indicate that your partner is a narcissist include: charm and charisma, proficiency in manipulating situations to suit their benefit, lying, and a lack of empathy.
    • People married to narcissists usually have volatile relationships that are more prone to being emotionally abusive. Divorce is already a challenging process, and it is even more so when a divorcee is afraid of their partner.
    • If you suspect your partner may be a narcissist, and you want to divorce them, you need to collect information and be as informed as possible. This will help you prepare for the process as much as you can.
    • A strong attorney who will advocate for you is a key component to successfully divorcing a narcissist because oftentimes a narcissist will use mediation as a form of control.



    Resources

    Resources

    Lisa Zeiderman on LinkedIn

    Email: lz@mzw-law.com

    Contact Lisa at +914-455-1000

    LisaZeiderman.com

    Divorcing a Narcissist on Psychology Today

    https://www.psychologytoday.com/us/blog/legal-matters/201906/divorcing-narcissist-be-prepared


    Stacy Francis on LinkedIn | Twitter

    Email: stacy@francisfinancial.com

    FrancisFinancial.com


    Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!


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