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    Education

    Financial Fellowship

    Physicians spend a decade training in medicine and hours on money. Financial Fellowship is built to fix that with 3 weekly episodes.

    A story from the history of money, the wildest ones on record, told start to finish and landed on what it’s still doing to your paycheck. A real physician household’s finances, taken apart and rebuilt into a ranked list of what to do first. Names changed, numbers shifted, everything else real. And straight answers on the planning decisions physicians face at mid career and beyond, from the people who work on them every day.

    Hosted by Ryan Inman, who spent more than a decade running a fee only planning firm exclusively for over 500 physician families. Named a Top 100 Financial Advisor in the U.S. by Investopedia, three years running. Taylor Inman, a pediatric pulmonologist, brings the physician to physician perspective. Want your own finances taken apart and rebuilt on the show? Start at financialfellowship.com.

    Financial Fellowship is education, not financial advice. Ryan Inman is not a licensed investment adviser and does not provide individualized recommendations. Talk to your own professionals about your own situation.

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    Latest Episodes:
    Bitcoin Is Dollar Insurance with Jimmy Turner Nov 02, 2026
    Show notes

    Jimmy Turner joins the Monday show for the first time, and the topic is the one Ryan has been discussing with him for years: Bitcoin. Jimmy came to it as a skeptic. He is an index fund investor who set out to prove Ryan wrong, read everything he could find, and kept a list of questions meant to kill the idea.

    His conclusion is the title of this episode: Bitcoin as dollar insurance. Jimmy and Ryan talk through inflation, the national debt, and a monetary system both of them think is broken, and why Bitcoin sits next to gold in the reserve bucket rather than in the spending bucket. Jimmy has about 10 percent of his net worth in Bitcoin and the other 90 percent in index funds, and he explains why that split lets him sleep at night. They also get into where they disagree, including whether Bitcoin ever becomes money people spend.

    Have a question? Send it to financialfellowship.com/submit and I'll answer it on air.

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    Scaling Back to Part Time with Daniel Wrenne Oct 28, 2026
    Show notes

    When can you scale back to part time? It is the question Daniel Wrenne hears from clients all the time, and a live question in his own house too.

    Daniel does not start with the numbers. He starts with the why: what is driving it, and what would part time actually fix? Then we run the numbers and the options, because there is almost always a way to pull back inside your current role, and a thousand other levers if there is not.

    Have a question? Send it to financialfellowship.com/submit and I'll answer it on air.

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    The S&P Is Nearly 40% Tech with Daniel Wrenne Oct 21, 2026
    Show notes

    Ryan brings back Daniel Wrenne on the podcast to talk through what cap weighting does to a portfolio built on index funds, and whether it makes sense to tilt away from it. Ten companies are now 40 percent of the S&P 500. Roughly $7 of every $100 you put in goes to NVIDIA alone. Techs share of the index never even reached that big during the dot com peak.

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    Double Up: The New Attending Waterfall Oct 19, 2026
    Show notes

    The first attending paycheck changes everything, and this episode gives it an order. Ryan walks the new attending money waterfall, starting with the double up rule: live on twice your resident salary, cap it there, and let every dollar above that line flow down in a fixed order. The match, reserves, insurance, student loans, retirement accounts, then goals. Get the order right and the attending years get much simpler.

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    Ophthalmologist, $4.3M Net Worth, Zero Debt, Retiring in 3 Years? | FHA Oct 16, 2026
    Show notes

    Diane has $4.3 million, zero debt, a paid-off house, and a 95 out of 100 on her Financial Health Assessment. It is the highest score we have ever given on this show.

    Her question is the one that comes after you win: can she stop maxing out her retirement accounts and be done working in three years?

    In this episode I walk through her full assessment: what she nailed, the few points still on the table, and the moves that protect a plan this strong through the gap decade before retirement money unlocks.

    Want yours? financialfellowship.com/submit

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    Your Mortgage is a Bond with Daniel Wrenne Oct 14, 2026
    Show notes

    This week Ryan has on Daniel Wrenne to answer the question, Pay the mortgage off early, or keep it and invest the difference?

    A 3 percent mortgage from 2020 is one conversation. A 7 percent mortgage from last year is the exact opposite. We run the numbers, and the feelings, on both, after looking at the whole picture: tax shelters maxed, savings rate, the rate on the debt, and cash flow.

    Have a question? Send it to financialfellowship.com/submit and I'll answer it on air.

    This podcast is for education only. Nothing mentioned is individualized financial, medical, or legal advice.


    Pediatric Anesthesiologist, $990k a Year, Zero Debt, $7.5M Net Worth | FHA Oct 09, 2026
    Show notes

    Sean and Kate have $7.5 million, zero debt, and a 90 out of 100 on their Financial Health Assessment. They are the couple everyone wants to be.

    And I still found the holes. The kind that only show up when you have something worth protecting.

    In this episode I walk through their full assessment: what they nailed, where the gaps are, and the four moves that take a 90 to a 95.

    Want yours? financialfellowship.com/submit

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    Mid Career Portfolio Cleanup with Daniel Wrenne Oct 07, 2026
    Show notes

    In this episode, Ryan and Daniel Wrenne discuss how mid career physicians often accumulate a messy collection of accounts — old 401(k)s, multiple IRAs, taxable accounts, and employer plans. They walk through how to clean it up: consolidating accounts, simplifying your portfolio, and making sure your investments actually match your plan.

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    The 401(k) Was an Accident Oct 05, 2026
    Show notes

    A physician sits down to pick her 401(k) investments. 27 fund options. Zero training for this decision. Nobody ever designed this system. It grew out of a 1978 tax provision about executive bonuses that one consultant read differently than everyone else.

    Ryan traces how a narrow law became America's retirement system, why pensions actually died in the 2000s (not 1981), and what the three real risks are for physicians building their retirement on this accident.

    Have a question? Send it to financialfellowship.com/submit and I'll answer it on air.

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


    The Mid Career Physician Savings Rate Illusion with Daniel Wrenne Sep 30, 2026
    Show notes

    This week Daniel Wrenne joins the show to strip the savings rate down to what's real: what actually goes into investable assets. We cover what counts as savings (and what doesn't), why maxing out your 403(b) isn't enough at a physician income, and the one test every attending household should run, cut one clinical day on paper and see if your plan survives.

    We also get into building margin into your plan, Monte Carlo versus linear projections, and why the "just pick up an extra shift" button is a slippery slope.

    Have a question? Send it to financialfellowship.com/submit and I'll answer it on air.

    This podcast is for education and entertainment purposes only. Nothing mentioned is individualized financial, medical, or legal advice.


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