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    Education

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    ***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***

    Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?

    You’re in the right place!

    We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.

    We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

    Advertise

    Copyright: © Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

    • Apple Podcasts
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    Latest Episodes:
    249 | Money Talks for Moms: Handling Tuition, Teens, Sports, Dance Class, Celebrations and Other Unexpected Expenses May 13, 2024
    Show notes

    Book A Free Financial Coaching Call! In today’s episode, we're answering your questions about budgeting and motherhood. We talk through the unique challenges moms face when budgeting for the unexpected—yes, all those "mom-made-of-money" moments when you just wish you had a secret stash just for ice cream after little league wins!

    📍 Today’s Highlights:

    1. Post-Game Treats: We chat about those spontaneous celebrations like ice cream after a win. Instead of letting these sweet surprises blow your budget, we explore setting aside a fun fund—maybe a cash envelope in your purse. Let's make budgeting a game and teach the kids about spending limits.

    2. Dealing With Unexpected Expenses: We've all been there—suddenly, the soccer shoes don't fit, or there's a school trip fee due tomorrow. Instead of getting frustrated, we talk about tracking these expenses to better prepare next year. Remember, 'unexpected' is just another word for 'not yet budgeted.'

    3. Conversations with Kids: We discuss the power of including your children in budget discussions. It's not about saying "no," but about choosing what to prioritize—be it saving for a vacation or managing day-to-day expenses. This approach helps kids understand budgeting isn’t just a necessity but a way to control their financial future.

    4. Single Moms & Budgeting: Special shoutout to the single moms out there making it work. We delve into how transparency about finances can be a powerful teaching moment for teenagers heading to college.

    5. Budgeting for Extracurriculars: Whether it’s sports or dance classes, extracurriculars can take a significant slice of the budget pie. We share strategies on how to handle these costs without compromising your financial health.


    📍 Tip of the Day: Remember, every budget decision is a chance to teach valuable financial lessons. Whether it's deciding against a spontaneous purchase or planning for future expenses, each choice builds towards a financially literate family.

    📍 Budget Bestie Reminder: Check out our signature budget template at budgetbesties.com/budget. It’s designed to simplify your financial life and is packed with walkthrough videos and special training to get you and your family on the path to financial empowerment.

    💬 We’d Love to Hear from You: Got a budgeting tip or a story you’d like to share? Drop us a line or comment on our social channels. How do you involve your family in budgeting decisions? Let's keep this conversation going and help each other navigate the financial maze of motherhood!

    Until next time, keep those budgets balanced and those dreams within reach, besties!


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!



    248 | Budgeting Breakthrough: Transforming Good Incomes into Great Savings May 10, 2024
    Show notes

    Book A Free Financial Coaching Call!

    Today, we are talking the real-world challenges and practical solutions for turning a good income into great savings. Our guest shares her candid experience of managing finances with a good income but struggling to optimize savings and reduce debt. Discover actionable advice on simplifying your budgeting process, effectively managing multiple accounts, and strategically using your income for saving, spending, and debt repayment.

    What You'll Learn:

    • Understanding Financial Flow: Insights into how our guest and her spouse manage their bi-weekly income and the initial struggles with spending and debt payments.
    • The Power of Account Management: Learn how simplifying your account structure can help manage your bills more efficiently and avoid financial confusion.
    • Strategic Savings and Debt Repayment: Tips on how to allocate surplus funds towards savings and debt repayment effectively, turning financial stability into a stepping stone for future goals.
    • Practical Budgeting Tips: How to use budgeting to balance spending on necessities and luxuries, including setting up dedicated accounts for different types of expenditures.

    Key Takeaways:

    • The importance of having a clear budgeting system to track where every dollar from your paycheck goes.
    • Strategies for setting up separate accounts for bills, savings, and personal spending to keep finances organized.
    • Real-life advice on adjusting your budget to accommodate both essential expenses and personal spending without compromising your financial goals.


    Join us as we explore these real-life strategies and tips that will help you harness your income's full potential and achieve your financial dreams. Whether you're looking to improve your savings or pay down debt, this episode offers the guidance you need to make significant changes in your financial life.


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    247 | Smart Spending: Helping Women Feel Good About Budgeting Needs and Wants May 08, 2024
    Show notes

    Book A Free Financial Coaching Call!

    Hey Budget Besties! It’s Vanessa and Shayna here, and today we’re tackling a topic we all think about but often stress over – managing our money. We’re here to show you how handling your finances can be both empowering and enjoyable, especially for us women who juggle so much!

    What We're Diving Into:

    • You know those moments when the kids suddenly need new sports equipment or it's time for school photos again? We're talking about why these "surprises" aren't really surprises and how you can budget for them effortlessly.
    • Budgeting as a Form of Self-Care: Yep, we said it! Budgeting isn't just about numbers; it's about taking care of YOU. We discuss how prioritizing your own needs in your budget is not just okay, it's essential. So yes, book that spa day without any guilt!
    • Ready to feel good about your bank account? We explore how to shift from feeling overwhelmed to feeling in control and confident about your finances.
    • Whether you're flying solo or planning with your partner, we share how to make financial decisions a joy rather than a chore. Let’s make those budget meetings something you look forward to!
    • Today is all about flipping the script on finances – turning those scary dollar signs into opportunities for empowerment and yes, even some fun. We’re here to help you make informed, joyful choices that fit perfectly with your lifestyle and dreams.

    Let’s take control of our financial destinies and enjoy the ride! With our easy-to-follow tips and strategies, you’re not just managing money; you’re setting the stage for a rich, fulfilling life.

    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    246 | Are You Sabotaging Your Budget? Signs You're Not Ready May 06, 2024
    Show notes

    Book A Free Financial Coaching Call!


    Today we explore the difference between those who find success in budgeting and those who stumble, discussing the role of mindset and preparation. If you've tried budgeting before and felt it wasn't for you, this discussion might shed some light on why and how you can prepare to succeed.

    Key Points Discussed:

    • Understanding Readiness: Our budget besties want to budget but struggle due to a lack of readiness. This readiness isn't just about having a plan, but also about having the right mindset to stick to it. We compare this to preparing for a marathon: without the right training and mindset, success is unlikely.

    • Common Pitfalls in Budgeting: We discuss real-life examples where people had the tools and resources to budget but ultimately failed due to premature decisions or not being mentally prepared. These stories highlight the importance of recognizing when you're genuinely ready to commit to budgeting.

    • Mindset Over Mechanics: Often, the challenge isn't in the numbers but in the mindset. We talk about the psychological aspects of budgeting, such as overcoming the urge to spend unexpectedly due to old habits or emotional triggers.

    • Strategies for Success: Practical advice on how to gradually prepare for successful budgeting, including setting realistic goals, understanding the importance of small steps, and learning from past mistakes without self-judgment.

    • Motivational Insights: Inspirational anecdotes and quotes from those who have successfully transformed their financial habits, emphasizing the power of persistence and the right mindset.


    Budgeting isn't just about managing money; it's about managing your mindset and expectations. Whether you're overcoming financial challenges or seeking to improve your financial health, this episode provides valuable insights into making lasting changes. Are you ready to assess your readiness and take the plunge into effective budgeting? Join us to find out how to align your goals with your actions for financial success.


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    245 | Money Talks: How to Conquer Debt and Create Generational Wealth w/ Holly Logan May 03, 2024
    Show notes

    Book A Free Financial Coaching Call! Join us for a chat with Holly Logan from the "Lead with Empathy Podcast" as we delve into combining financial management with lasting generational wealth. Holly, a family nurse practitioner turned influential podcaster, shares her personal and professional experiences, focusing on how finance intersects with overall wellness.

    Key Highlights:

    • Holly's Financial Journey: Holly recounts her move from healthcare to managing her husband's dental business, emphasizing the importance of financial knowledge in her life.
    • Generational Wealth and Health: Holly introduces the concept of "generational health," discussing how financial decisions impact overall family well-being and future generations.
    • Debt Management Insights: Learn practical strategies for managing and overcoming significant debt through personal stories and expert advice shared by Holly and the hosts.
    • Empowering Financial Decisions: Discover how to handle financial challenges without missing out on life's joys, such as family vacations and hobbies.
    • Education and Career Choices: The conversation also covers the importance of choosing educational paths and careers that align with financial goals and aspirations.

    This episode offers valuable knowledge for anyone looking to improve their financial skills while balancing life's other responsibilities. Whether you're beginning to save or are an experienced investor, Holly's tips on budgeting, debt management, and investing are practical and applicable to various financial situations.

    Where to Find Holly:

    • Instagram: @HollyLogan_health
    • Website: hollyloganhealth.com
    • Podcast: "Lead with Empathy"

    Tune in to get practical advice on building a sound financial future that benefits you and your family for generations to come.

    Where to Find Holly:

    • Instagram: @HollyLogan_health
    • Website: hollyloganhealth.com
    • Podcast: Lead with Empathy

    Tune in to gain a fresh perspective on creating a sound financial future that spans generations, ensuring that both your wealth and health are preserved for your family and beyond.


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    244 | Crafting Custom Budgets: Insights from Client Sessions to Strengthen Your Financial Plan May 01, 2024
    Show notes

    Book A Free Financial Coaching Call!


    Today, we dive into the nitty-gritty of budgeting with a twist—real client stories and personalized strategies that make all the difference! Ready to tackle your finances with some expert advice? Let's jump in.

    Here's What You're In For:

    • Demystifying the Budgeting Process: Ever feel like budgeting is just a series of endless tweaks? Well, you're not alone. We're breaking down the iterative nature of budgeting—why it's more about being adaptable than perfect from the get-go. We'll also tackle those myths about setting up a budget. Spoiler alert: it's not an overnight thing!

    • Making It Personal: No two financial journeys are the same, which is why a cookie-cutter budget just doesn’t cut it. We're sharing how different folks have successfully personalized their financial plans. It’s about crafting a budget that mirrors your life, not someone else’s!

    • View Budgeting as an Investment: Think of budgeting less like a chore and more like investing in your future. We’ll explore how adjusting your budget isn't just fixing mistakes—it's setting up for future wins, both mentally and financially.

    • Real Stories, Real Adjustments: Get ready for some incredible stories about how our clients tweaked their budgets after a real look at their spending. Plus, tips on how to handle those unexpected financial decisions (like that spontaneous tax return splurge).

    • Business Meets Personal Finance: For the entrepreneurs out there, we haven’t forgotten you. Learn how to keep your business and personal finances thriving with clear boundaries and targeted goals. It's all about balance and foresight.


    Why This Episode Is a Must-Listen:

    Join us as we equip you with the tools and confidence to craft a budget that works for you. We’ve packed this episode with stories from clients just like you, who have transformed their approach to budgeting and seen their financial stability soar. It’s all about making a budget that not only works but also empowers you.

    Get in Touch:

    Got a burning question or a budgeting victory to share? We’d love to hear from you! Email us at hello@budgetbesties.com, or just drop us a line to join our community of savvy budgeters aiming for a stronger financial future.

    Catch you in the episode, where we make finance fun and functional!


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    243 | Breaking the Paycheck-to-Paycheck Cycle: 5 Reasons You Make Good Money and Have Nothing to Show for It Apr 29, 2024
    Show notes

    Book A Free Financial Coaching Call!


    In today’s episode, we’re diving deep into a problem so many of us face: earning a decent income but still struggling to make ends meet. Why does this happen, and what can we do about it? We’re going to explore the hidden reasons behind this frustrating financial cycle and provide you with actionable strategies to turn things around.

    In This Episode, You'll Discover:

    • The Illusion of Financial Stability: We unpack the psychological and practical reasons why a good salary might still feel insufficient.

    • The Importance of a Financial System: Learn why having a structured financial system is crucial and how to set one up to prevent your money from slipping through the cracks.

    • Mastering Your Spending: We discuss the impact of 'invisible' spending on your budget and share effective ways to track every dollar.

    • Setting Empowering Financial Goals: Discover how setting exciting financial goals can align your spending habits with your long-term aspirations and motivate you to save.

    • Actionable Financial Solutions: I’ll guide you through practical steps such as conducting a 90-day financial review and effectively organizing your financial accounts.


    Why You Should Listen:

    This episode is packed with valuable insights and practical advice for anyone looking to break free from the paycheck-to-paycheck lifestyle. Whether you're looking to overhaul your budgeting techniques, control your spending, or set inspiring financial goals, we have the guidance you need to start making smarter financial decisions.

    Episode Highlights:

    • Understanding Financial Illusions: Learn why you might feel financially unstable despite a good salary.

    • Building a Financial System: Tips on creating a system that keeps your finances in check.

    • Smart Spending: Strategies for tracking and managing your spending effectively.

    • Goal Setting: How to set financial goals that actually excite and motivate you.

    • Practical Financial Management: Step-by-step advice on improving your financial health.


    Remember:

    If you're tired of feeling financially stretched despite a good paycheck, this episode is a must-listen. Tune in to transform your financial habits and pave the way toward a life of financial freedom and fulfillment.

    👉 Don’t forget to subscribe and share this podcast with someone who could benefit from these tips!

    #PersonalFinance #MoneyManagement #FinancialFreedom #BudgetingTips #SaveMoney #FinancialGoals

    Tune into today’s episode for expert advice and actionable strategies that will help you manage your money more effectively and stop living paycheck to paycheck. Let’s get your finances on track for success!


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    242 | Managing Money When Paychecks Fluctuate: A Guide to Achieving Financial Peace and Organization Apr 26, 2024
    Show notes

    Book A Free Financial Coaching Call!


    Today, we explore the real challenges and strategic solutions that can help individuals and families not just survive, but thrive financially, regardless of how or when the money comes in.

    Key Highlights:

    • Understanding Unpredictable Income: We start off by discussing the various types of income schedules people face, from daily wages to monthly salaries, and how each can significantly affect financial planning and stability.

    • Personal Finance Struggles: Our guest shares her lifelong journey of financial independence, starting from her early twenties when she first managed her own finances, to now at 44, with a family and children, realizing the need to get a serious grip on her financial situation.

    • Family and Finances: Hear how raising four children and managing a household has brought both joy and financial strain. Our guest discusses the challenges of high income coupled with high expenses, and how family dynamics, like supporting sports and extracurricular activities, play a massive role in financial planning.

    • The Emotional Aspect of Money Management: It’s not just about numbers; it’s about feelings too. Our discussion touches on the emotional weight of owing money, the stress of unexpected expenses, and the desire to provide for children without compromising financial health.

    • Practical Steps Towards Financial Stability: We wrap up with actionable advice on how to tackle these challenges. This includes setting up dedicated accounts for bills, implementing spending freezes, and the importance of transparent family discussions about finances.


    Join us as we unpack these insights with real-life stories and expert advice, ensuring you come away equipped to handle whatever your financial situation may throw at you. Whether you're dealing with fluctuating paychecks or just looking to refine your budgeting skills, this episode is a must-listen!


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!



    241 | Make Your May Budget: A Step-by-Step Guide + All The Extra Things To Plan For In May Apr 24, 2024
    Show notes

    Book A Free Financial Coaching Call!

    Today, we're diving into the essentials of setting up your budget for May. Whether you're a seasoned budgeter or just starting out, we’ve got tips and strategies to help you navigate the often tricky financial landscape of May, with its early paychecks and extra expenses. Plus, we're offering a free, downloadable budget template to make your planning easier.

    • Early Budget Preparation: Understand why getting a jump on May’s budget is crucial, especially with the unique timing of April paychecks that affect the next month's budget.
    • Wrapping Up April: We discuss the importance of reconciling your April expenditures with your budget to ensure accuracy moving forward.
    • Income and Expenses: Learn how to effectively list all sources of income and categorize your expenses, including debts and discretionary spending.
    • Savings Strategies: Discover how to start and manage savings buckets for emergencies, annual bills, and more to better prepare for large expenses down the line.
    • Making Adjustments: Tips on adjusting your budget based on actual spending to better align with your financial goals.
    • Special Occasions: Guidance on budgeting for May’s unique expenses like proms, graduations, Mother’s Day, and Memorial Day.

    • Budget Template: Utilize our one-page budget template to simplify the process of organizing your finances. Available for download at Budget Besties.
    • Systematizing Savings: How creating savings buckets now can alleviate stress from big, unexpected expenses later.
    • Smart Spending: Insights on how to prioritize necessary expenses over wants, and how to stretch your discretionary spending.

    • Real-Life Scenarios: From managing graduation expenses to preparing for holiday spending, learn how to tackle specific financial situations you may face in May.

    Budgeting isn’t just about numbers; it’s about setting yourself up for financial peace and success. Tune in, get practical advice, and start making smart financial decisions today.

    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!



    240 | Financial Freedom: Confronting Personal Myths and Unpacking Money Baggage Apr 22, 2024
    Show notes

    ⁠Snag Our Signature Budget Template!⁠


    Ever wonder why you think about money the way you do? Tune in as we dive into the world of "money baggage"—those deep-rooted beliefs and habits about money picked up from childhood that sneakily guide how you handle finances today.

    Key Highlights:

    - What is Money Baggage? It’s all those notions and habits about money you picked up while growing up, like thinking money is always scarce or that saving is the only way to be secure. These can shape your financial decisions in ways you might not even realize!

    - Couples and Cash: Hear how different money backgrounds can make waves in relationships. We share insights on why it’s crucial for partners to unpack each other's financial histories to build a stronger, more understanding bond.

    - Changing the Financial Game: Learn through stories from real-life coaching sessions how recognizing your financial past can change your financial future. It’s all about transforming those old money beliefs to make way for healthier financial habits.

    - Empowerment Through Awareness: Awareness is your new best friend! The episode highlights how understanding your own money story can empower you to rewrite it. Get ready to tackle those inherited money views and set yourself up for a financially savvy future.

    Get inspired to shake off those old money misconceptions and step into a brighter, more financially aware tomorrow! Join the conversation and start changing how you view and use money in your life.

    --4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


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