TopPodcast.com
Menu
  • Home
  • Top Charts
  • Top Networks
  • Top Apps
  • Top Independents
  • Top Podfluencers
  • Top Picks
    • Top Business Podcasts
    • Top True Crime Podcasts
    • Top Finance Podcasts
    • Top Comedy Podcasts
    • Top Music Podcasts
    • Top Womens Podcasts
    • Top Kids Podcasts
    • Top Sports Podcasts
    • Top News Podcasts
    • Top Tech Podcasts
    • Top Crypto Podcasts
    • Top Entrepreneurial Podcasts
    • Top Fantasy Sports Podcasts
    • Top Political Podcasts
    • Top Science Podcasts
    • Top Self Help Podcasts
    • Top Sports Betting Podcasts
    • Top Stocks Podcasts
  • Podcast News
  • About Us
  • Podcast Advertising
  • Contact
Not in our directory?
Add Show Here
Podcast Equipment
Center

toppodcastlogoOur TOPPODCAST Picks

  • Comedy
  • Crypto
  • Sports
  • News
  • Politics
  • True Crime
  • Business
  • Finance

Follow Us

toppodcastlogoStay Connected

    View Top 200 Chart
    Back to Rankings Page
    Education

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    ***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***

    Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?

    You’re in the right place!

    We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.

    We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

    Advertise

    Copyright: © Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    319 | Transform Your Money Habits: From Living Paycheck to Paycheck to Financial Peace Oct 23, 2024
    Show notes

    Snag Our Simplified Budget System!


    Hey, budget besties! It’s Shana and Vanessa here, and we’re beyond excited to bring you this episode that comes from a chat we had with the amazing Holly Logan from the Holly Logan Health podcast! We chat all things automating your money and keeping it simple—just the way we like it. We dive into our favorite systems and strategies that help take you out of the equation (because let’s be real, when we have to do too much work, it usually doesn’t get done!). We talk about the importance of separating your accounts, naming your goals, and using our paycheck plan method to automate everything from groceries to savings for that next vacation or your kids' sports. We even share our own stories—how we went from paycheck-to-paycheck stress to financial freedom—and why we believe everyone can create a budget that fits their values and lifestyle. If you’re feeling overwhelmed by money or think budgeting is too complicated, tune in for a conversation that’s fun, friendly, and all about taking the stress out of managing your money. Whether you’re saving for Portugal, Christmas, or just trying to get a handle on your bills, we’ve got you covered!

    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    318 | Eliminate Financial Stress: The Power of Automating Your Spending and Savings Oct 21, 2024
    Show notes

    Snag Our Simplified Budget System!

    In this episode, Shana and Vanessa dive into the magic of automating your budget—because, let’s be real, we’re all way too busy to manage every little detail ourselves! Whether you’re an entrepreneur, a nurse, or juggling a household, automating your finances can be a game-changer. Imagine having your bills, savings, and spending all running smoothly without lifting a finger. Sounds like a dream, right? We’re here to show you how!

    Key Takeaways:

  • Why Automate Your Finances?

    • Reduces Decision Fatigue: Let’s face it—our days are packed with decisions. Automating your finances means one less thing to worry about.
    • Consistency & Stress Reduction: Automation ensures that your money moves predictably and consistently, giving you peace of mind.
    • Frees Up Time: By setting everything up in advance, you gain more time to focus on what really matters—like spending time with family, pursuing your passions, or simply resting.

  • Where to Start with Automation:

    • Bills: Set up a separate bills account where your paychecks go, and all bills are paid automatically. No more worrying about missed payments!
    • Spending: Automate transfers for groceries, gas, eating out, and more. This keeps your spending organized and prevents overspending.
    • Savings: Establish automated transfers to savings buckets for things like vacations, holidays, or emergencies—so your savings grow without you even thinking about it.
    • Investments: You can also set up recurring investments to build wealth automatically, whether it’s monthly or per paycheck.

  • Breaking Down the Automation Process:

    • Start by doing a 90-day audit to understand your spending habits.
    • Separate your accounts (bills, spending, and savings) to create clarity and control.
    • Automate paycheck transfers based on your budget—make sure every paycheck is working for you in the same way each time!

  • Tips for Successful Automation:

    • Avoid direct deposits for specific categories from your HR department; set up everything through your bank instead for more control.
    • Turn off overdraft protection to ensure you’re only spending what’s actually in your account.

  • Why Automation Leads to Budget Success:

    Once set up, your entire budget operates automatically—saving time, reducing stress, and helping you build wealth consistently. As you stick with this system, you’ll find that managing your money becomes simpler and less overwhelming.

    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    311 | How To Save On Groceries: Budget-Friendly Meal Planning with Plandy Mandy Oct 18, 2024
    Show notes

    Snag Our Simplified Budget System!

    Use promo code "BUDGETBESTIES" for 20% off at Mandy's Shop!

    Ready to slash your grocery bill without sacrificing flavor? Today, we’re thrilled to chat with Mandy Clint, aka Plandy Mandy! 🌿 With over 500K Instagram followers and a track record of helping 20,000+ families save big, Mandy is an expert in turning meal planning into a grocery budget game-changer. 🙌

    In this episode, we break down her 6-step system for meal planning, finding hidden grocery budget busters, and making mealtime a breeze (even for busy families!). Whether you’re tired of overspending or just want to streamline your shopping, Mandy’s practical tips will help you take control of your food spending starting this week. 🛒✨

    From cutting unnecessary snacks to organizing your shopping list like a pro, you’ll learn how to stick to a budget and enjoy delicious, nutritious meals. Plus, Mandy’s got a special meal plan offer just for our listeners, so don’t miss out!

    Key Takeaways:

    1. Do a Budget Audit: Track your grocery spending for one week to see where your money is really going (including those sneaky snack runs!).
    2. Pinpoint Your Improvement Areas: Be brutally honest—are you eating out more than you thought? Not using a grocery list? Find those budget-busting habits and tackle them.
    3. Set Realistic Goals: Don’t overwhelm yourself! Start by aiming to save $25 a week and pick 2-3 specific habits to change (like cutting back on coffee runs or making snacks at home).
    4. Create a Verified Grocery List: Only buy what you need. Verify what’s in your pantry and fridge before heading to the store to avoid overspending on duplicates.
    5. Meal Plan with a System: Plan your meals in 7-10 day stretches and use systems like freezer meals or cook once, eat twice to make dinnertime easier.

    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    316 | Rewriting Your Financial Story: How Women Can Win with Money Oct 16, 2024
    Show notes

    Snag Our Simplified Budget System!

    Hey, Budget Besties! 👋 This week, we're replaying a fantastic conversation we had with our friend Gia from the Your Future Starts Now podcast. It's one of our favorite chats, filled with laughs, insights, and plenty of practical tips to help you live your best financial life!

    • Our Backstory: We share how our friendship started (hint: it involved a workout group and a church visit!) and how we grew from frugal moms to passionate financial coaches. 🌟
    • The Book That Changed Everything: Discover the impact that Dave Ramsey's Total Money Makeover had on our lives, and how it inspired us to start our own debt-free journey. 📚💡
    • The Birth of Our Business: From a pivotal text message in 2019 to launching our coaching business on April Fool's Day 2020, we talk about the wild ride of starting a business during a pandemic. 🚀
    • Why Budgets Fail: We dive into why so many people feel like they can't save money—even with good incomes. Spoiler alert: It's not you; it's your system! 🛠️
    • The Smart Money System: Learn about our hands-off approach to budgeting that automates your savings and spending, so you can focus on living your life, not tracking every penny. 💰🤖
    • Overcoming Money Mindset Blocks: We discuss the common pitfalls high-achieving women face with their finances, and how to shift from feeling 'bad with money' to confidently taking control. 💪💖
    • Tips for Getting Started: Our simple yet powerful 90-day financial audit that can transform how you view your money. Trust us, it's a game-changer! 📈🗓️

    Whether you're looking to save for a dream vacation, your kid's education, or just want to feel more in control of your finances, this episode is packed with actionable advice to help you get there. And as always, we're here to make finance fun, judgment-free, and tailored just for you!


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    315 | The Bougie Woman’s Guide to Budgeting Without Feeling Restricted Or Using Credit Cards Oct 14, 2024
    Show notes

    Snag Our Simplified Budget System!

    In this episode, we dive into the world of being "bougie" without losing control of your budget. If you’ve ever felt like you’re keeping up with the Joneses, but your bank account feels the strain—this one’s for you! We’re here to show you how you can prioritize what’s important to you, own your bougie lifestyle, and make it work within your budget. No need for credit cards to fund the fancy life—we’re talking freedom through intentional spending.

    Key Takeaways:

    • Bougie is Personal: Your bougie lifestyle is unique to you—whether it’s travel, beauty products, or even grooming your poodle (Shana’s got some dog-mom bougie life happening).
    • Budgets = Freedom: A budget isn’t restrictive—it’s freeing! You get to decide where your money goes, so you can live your version of a bougie life without guilt or debt.
    • Prioritizing Bougieness: Want those luxury items or experiences? Awesome! You just need to prioritize, maybe cut back on some less important expenses (like subscriptions you never use) and reallocate that money to what really matters to you.
    • Savings for Bougie Spending: From monthly splurges to annual luxuries like vacations, it’s all about planning ahead. Setting up savings buckets lets you have the fabulous life you want—on purpose, not on credit.

    Fun Fact: Vanessa’s client spends $24,000 a year on travel, unapologetically! They budget $2,000 a month for it, because travel is where they choose to be bougie—and it’s all planned.

    Bougie Tip of the Week: Instead of feeling guilty about splurging on things that bring you joy, embrace your bougie lifestyle and plan for it in your budget. Whether it’s fancy hair products or private school tuition for your kids, when it’s intentional, you don’t have to apologize.
    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    314 | The Stress-Free Way to Manage Money as a Busy Mom Oct 11, 2024
    Show notes

    Snag Our Simplified Budget System!

    In this inspiring episode, Shana and Vanessa sit down with Chelsea, a nurse practitioner, business owner, wife, and mother of three, who transformed her chaotic financial situation into one of clarity and control. Chelsea opens up about her long struggle with debt, credit cards, and financial overwhelm, and how a simple, personalized system changed everything for her and her family.

    Chelsea talks about the pressures of managing finances with multiple income streams, a busy lifestyle, and the weight of feeling financially stuck. She shares how using other financial systems made her feel defeated and confused, until she found Shana and Vanessa’s coaching and their easy, automated budgeting system. In just six months, Chelsea and her family paid off nearly $30,000 in debt while still enjoying life—including family camping trips, fishing outings, and more!

    If you’re juggling a busy career, family life, and financial stress, Chelsea’s story will encourage you to embrace simplicity, make time for financial clarity, and understand the power of small, consistent changes.

  • Financial Systems Should Work for You: Chelsea shares how the mindless simplicity of the Budget Besties system allowed her to focus on life while her money worked in the background.
  • Shame-Free Coaching: One of Chelsea’s biggest breakthroughs was releasing the embarrassment she felt around money, thanks to the non-judgmental, supportive approach of Shana and Vanessa.
  • Planning for Real Life: From unexpected camping trips to big expenses, Chelsea learned how to budget in a flexible way that kept her on track without feeling restricted.
  • Key Takeaways:Breaking Generational Cycles: Now, Chelsea and her husband are teaching their kids about money in a healthy, proactive way, ensuring they don’t repeat the same financial mistakes.


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    313 | Dave Ramsey’s Tough Love vs. Our Practical Approach to Building Wealth and Multigenerational Family Homes Oct 09, 2024
    Show notes

    Snag Our Simplified Budget System!

    In today’s episode, we react to a call Dusty made on The Ramsey Show, seeking advice about building a home on his family’s land. Dusty was met with some tough love from Dave Ramsey, but we have our own perspective on the situation! We unpack what Dusty’s real question was—how to build the house while staying financially stable—and highlight how the advice given missed the mark.

    We discuss the importance of personalizing financial decisions to fit your unique situation, and how every budget needs to reflect your specific dreams and goals. We also explore the idea of multi-generational living, something that's close to many hearts, and how you can make it work financially without losing sight of family values.

    This episode is all about speaking life over your financial journey and encouraging you to make choices that align with your dreams, even if they look different from mainstream advice. Dusty’s call was a reminder that your budget is yours—no one-size-fits-all approach works when it comes to building your financial future.

  • It’s YOUR Journey: Budgeting isn’t one-size-fits-all. What worked for Dave might not be the right move for Dusty or YOU.
  • Multi-Generational Living: A dream for many families! Shana and Vanessa share their take on making it work your way—financially stable and family-focused.
  • Financial Flexibility: Sometimes it’s okay to go against the "rules" if it helps you live the life you want. Your budget should help you build your dreams, not box you in.
  • Key Takeaways:The Power of Encouragement: Speak life into your financial journey. Harshness won’t get you to your goals; encouragement and clarity will.


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    312 | Creating a Realistic Budget: How to Plan for Unexpected Expenses and Stop The Credit Card Cycle Oct 07, 2024
    Show notes

    Snag Our Simplified Budget System!

    Hey Budget Besties! 💸 In this episode, we’re diving deep into some real-life coaching moments that we know so many of you can relate to. Vanessa and Shana share stories from their one-on-one calls with clients who are working hard to break free from complicated financial webs.

    From entrepreneurs with credit card chaos to single moms juggling overwhelming payments, we talk about the common struggle of using credit as a budget (we’ve all been there!) and how to make the shift to a more intentional spending system. You'll hear about a hair salon owner drowning in Amex payments and a single mom trying to untangle 30 (!) Affirm payments — yikes!

    But here’s the good news: it’s never too late to face the music and start turning things around. Whether you're trying to reduce debt, manage business finances, or just stop overspending on Amazon, we’ve got practical tips and a whole lot of encouragement.

    Key Takeaways:

    1. Stop Using Credit as a Budget: Many people rely on credit cards like a security blanket, but this approach only adds layers of complication. Let's break the habit of swiping without thinking and start tracking where our money is going.

    2. Face the Numbers: One of the hardest steps is to sit down and really look at your finances, but it’s a necessary step to get ahead. Knowing your numbers is key to building a budget that works for you.

    3. Budgeting Isn’t One-Size-Fits-All: No two budgets are alike! Whether you’re dealing with business expenses, personal debt, or a mix of both, your plan needs to reflect your unique situation. Let’s get clear on your income, your goals, and the reality of your lifestyle.

    4. Break Free from Affirm and Buy Now Pay Later: If you don’t have the full amount set aside for a purchase, you can’t afford it! Period. Future you will thank you for not putting that burden on them.

    5. Simplify to Succeed: Uncomplicating your finances by reducing debts and having fewer transactions to manage means less stress and more clarity. It’s all about creating a simple, workable plan that moves you toward your goals.


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ ⁠https://www.budgetbesties.com/freecall⁠

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ ⁠https://www.budgetbesties.com/facebook⁠

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ ⁠https://budgetbesties.com/budget⁠

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ ⁠https://budgetbesties.com/coaching⁠

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    311 | Stop Living Paycheck to Paycheck: A Fresh Take on Budgeting with Financial Freedom Oct 04, 2024
    Show notes

    Snag Our Simplified Budget System!

    Hey Budget Besties! 👋 We’re bringing you one of our all-time favorite chats with the amazing Kali Brigam from the Tick Talk podcast. This episode is packed with juicy financial insights on how to finally get a handle on your money without giving up life’s little pleasures (yes, you can keep your pumpkin spice lattes!). Whether you’re tired of living paycheck to paycheck or you’re ready to crush debt and set big financial goals, this conversation is for you.

    We are breaking down our go-to strategies for mastering your finances:

    • Budget First Steps: Start by grabbing your bank and credit card statements from the last 90 days, grab some highlighters, and start tracking where your money is actually going. Spoiler alert: You’ll probably be shocked at your restaurant spending 😬 but that’s okay—we’ve all been there.
    • Building a Simple System: We explain how to set up separate accounts for bills and spending so you always know where your money is going without the stress. Imagine a world where you're not surprised by your bills each month, and you've got money tucked away for that emergency flat tire! 🙌
    • Zero-Based Budgeting: Find out how to plan your paycheck down to zero on purpose. We’re all about telling your money where to go instead of wondering where it went.
    • Make It Fun: Budgeting doesn’t have to be boring! Set a budget date night with your spouse (beers and spreadsheets anyone?), or even make it a solo event with chocolate and good tunes.

    🎙 Kali’s takeaway: Budgeting is about freedom, not restriction. It allows you to spend confidently, save for the future, and live generously without stressing over every penny.


    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    Click here to view our privacy policy.

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    310 | You Don't Need Another Budget, You Need A Budget System Oct 02, 2024
    Show notes

    Snag Our Simplified Budget System!

    Hey Budget Besties! 💸 Let’s get real—most people think the problem with budgeting is them. But we’re here to tell you that it’s not YOU—it’s the budget! In this episode, we break down why so many traditional budgets fail and why you need a system, not just another budget. 🚫📊

    They share their journey from using rigid budget templates that didn’t work (we see you, Dave!) to creating a simple, one-page, intuitive budget system that actually works. 🙌 With five clear categories—Income, Debt, Bills, Spending, and Savings—this system helps you easily see where your money is going and how to stay on top of it.

    We’re ditching complicated jargon (what even are "fixed and variable expenses"? 😵‍💫) for a straightforward approach that makes it simple to manage your money. And the best part? This system isn’t just a one-time thing—it runs automatically, so you can finally stop tracking every dollar and start living without money stress!

    Key Takeaways:

    • It’s Not About the Budget: It’s about creating a system that works for you. Most budgets out there are complicated and don’t help you know what to do with your money.

    • One-Page Simplicity: Our budget system is all on one page with five intuitive categories—Income, Debt, Bills, Spending, and Savings—so you can see everything at a glance.

    • Automatic Transfers are Life: Set up your spending and savings accounts so that they fund automatically each payday. This makes budgeting stress-free and keeps you on track without constant effort.

    • Savings Buckets = Peace of Mind: Stop being surprised by "unexpected" expenses like Christmas, car repairs, or your HOA dues. Start planning ahead with savings buckets that make big expenses feel small.


    Stop Tracking, Start Living: Most budget tools just help you track your spending after it happens. We’re all about setting up a system that keeps you proactive, not reactive.

    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ ⁠https://www.budgetbesties.com/freecall⁠

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ ⁠https://www.budgetbesties.com/facebook⁠

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ ⁠https://budgetbesties.com/budget⁠

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ ⁠https://budgetbesties.com/coaching⁠

    "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

    ⁠Click here to view our privacy policy.⁠

    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    Previous 1 30 31 32 33 34 63 Next

    Related Podcasts

    Making Sense with Sam Harris

    1

    Making Sense with Sam Harris Education
    Grammar Girl

    2

    Grammar Girl Education
    Good Life Project

    3

    Good Life Project Education
    Explain It to Me

    4

    Explain It to Me Education
    Team Never Quit

    5

    Team Never Quit Comedy
    Optimal Living Daily – Personal Development and Self-Improvement

    6

    Optimal Living Daily – Personal Development and Self-Improvement Alternative Health
    footer-logo

    Contact Us

    Toll Free: 844-670-7747

    Links

    • Home
    • Top Charts
    • Networks
    • Apps
    • Independents Podcasts
    • Podcast Advertising
    • Podcast News
    • Contact Us
    • About Us
    • Analytics & Insights

    Stay Connected

      Privacy, Terms of Use & Our Code of Ethics Protecting Content Creators Copyrights