Chrisman Commentary - Daily Mortgage News

Latest Episodes:

7.16.26 Consumer Interactions; Polunsky Beitel Green on 50 Years; Data Data Data Jul 16, 2026

Show notes

Today’s episode begins with an overview of the ways consumers are interacting with originators. Plus, Robbie interviews Polunsky Beitel Green’s Allan Polunsky, Jay Beitel, and Marty Green on the evolution of the mortgage industry from a legal perspective over the past five decades, and the legal and regulatory challenges lenders face today. And we close with retail sales and jobless claims figures.

Thanks to Zillow Home Loans, Zillow’s in-house mortgage lender, for sponsoring this week’s podcasts. By integrating Zillow’s real estate platform with financing, Zillow Home Loans helps buyers move from dreaming about a home to holding the keys. With tools built for modern lending, Zillow Home Loan’s loan officers can focus on guiding buyers with care and confidence. Zillow Home Loans is an equal housing lender. NMLS #10287.

The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

7.15.26 Disinflation Reactions; JPMorgan Chase’s Olivia Barrow Strauss on Policy; Wholesale Prices Jul 15, 2026

Show notes

Today’s episode begins with market reaction to the lowest CPI inflation report in years. Plus, Robbie interviews JPMorgan Chase’s Olivia Barrow Strauss on today's housing policy landscape, examining why the U.S. continues to under build homes, how smart policy can expand supply and lower costs, and what the passage of the ROAD to Housing Act could mean for the future of housing affordability. And we close with what prices are doing at the wholesale level.

7.14.26 Fed Progress; MCT's Leslie Winick on Strategy; Benign CPI Report Jul 14, 2026

Show notes

Today’s episode includes a look at the progress the Federal Reserve is making against inflation, and toward an all-Treasury balance sheet. Plus, Robbie interviews MCT’s Leslie Winick on the evolving role of a Chief Strategy Officer, exploring how technology companies can stand out in the AI era through customer-centric strategy, operational excellence, effective change management, and goal alignment. And we close with reaction to the release of lower than expected inflation figures.

7.13.26 Rates on the Up; Zillow Home Loans' Eric Wilson on Borrower Journey; Economic Calendar Jul 13, 2026

Show notes

Today’s episode includes a discussion on why mortgage rates have gone up recently. Plus, Robbie interviews Zillow Home Loans’ Eric Wilson on how the company is guiding buyers with care and confidence, helping them move from pre-approval through closing with support from centralized processing, underwriting, and closing teams. And we close with a look ahead at this week's economic calendar.

7.10.26 Housing Statistics; Rate’s Ryan Ogata on Profit and Loss Models; Rates Versus Volatility Jul 10, 2026

Show notes

Today’s episode includes a discussion on housing statistics from the beginning of summer. Plus, Robbie interviews Rate’s Ryan Ogata on why more and more originators/branch operators are choosing “profit and loss” models over traditional retail. And we close with a look at why rates aren’t great but a lack of volatility is welcomed.

This week’s podcasts are sponsored by FICO. As the industry's most predictive credit score, FICO Score 10T combines proven performance with deeper insight into borrower behavior to help support a stronger and more resilient housing finance system.

7.9.26 Housing Demand; FTI Consulting’s Creighton Oswald on Capital Requirements; Higher For Longer? Jul 09, 2026

Show notes

Today’s episode includes a discussion on housing demand versus supply. Plus, Robbie interviews with FTI Consulting’s Creighton Oswald on how if capital treatment becomes more favorable, increased competition could drive aggressive pricing that benefits independent mortgage banks and borrowers while further compressing margins for warehouse lenders. And we close with a debate over if we are back in the "higher for longer" inflation environment.

7.8.26 Prepayment Data; FICO’s Ethan Dornhelm on Credit Score Modernization; Geopolitical Tension Jul 08, 2026

Show notes

Today’s episode includes a discussion on Agency mortgage-backed security (MBS) prepayment activity in the wake of QE4 lows. Plus, Robbie interviews FICO’s Ethan Dornhelm on how credit score modernization is giving lenders and market participants the ability to evaluate long-term predictive performance and expand responsible access to credit while preserving safety and soundness. And we close with the focus on geopolitical tensions versus inflation versus economic data.

7.7.26 Technology Empowerment; American Pacific’s Jason Ponsonby on Origination; TBA Volumes Jul 07, 2026

Show notes

Today’s episode includes a discussion on the ways technology is empowering borrowers, and what that is freeing up originators to focus on. Plus, Robbie interviews American Pacific’s Jason Ponsonby on how top-performing mortgage originators distinguish themselves through discipline, adaptability, strong relationship-building, and operational efficiency, while long-term success depends on fostering the right culture, and leveraging technology to enhance human connection. And we close with the trends in TBA mortgage-backed securities as we enter the depths of summer.

7.6.26 Housing Supply; Sei's Pranay Shetty on AI Agents; Dog Days of Summer Jul 06, 2026

Show notes

Today’s episode includes a look at the supply of housing currently on the market. Plus, Robbie interviews Sei’s Pranay Shetty on how purpose-built agents that handle borrower calls, process loan documents, do contact center QA, and monitor compliance are driving mortgage operations forward. And we close with the expectations for the mortgage industry as we enter the dog days of summer.

7.2.26 Agency MBS Performance; First Lien Capital’s Bill Bymel on Distress Signals; June Payrolls Miss Jul 02, 2026

Show notes

Today’s episode includes a look at the performance of first-lien mortgages in the federal banking system during the first quarter of 2026. Plus, Robbie interviews First Lien Capital’s Bill Bymel on how insurance challenges, AI adoption in servicing, and key leading indicators are shaping the next potential cycle of market distress. And we close with the latest payrolls figures, which missed expectations.

Thank you to Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian.

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