Chrisman Commentary - Daily Mortgage News

2.21.25 Monetary Versus Fiscal Policy; Atlas' Michael Hills on Spring Home Buying; Rate Dip Feb 21, 2025

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we look price adjustments that secondary marketing staffs make after determining lending rates. Plus, Robbie sits down with Atlas' Michael Hills to talk about the broker landscape in the wake of the NAR settlement. And mortgage rates today are down, we go through the why.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.20.25 Inflation Finger Pointing; nCino's Sean Desmond on Origination Efficiencies; Treasury Bevy Feb 20, 2025

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we look at who is responsible for inflation. Plus, Robbie sits down with nCino's Sean Desmond to talk about his promotion to President and CEO. Tune in for a thought-provoking conversation on innovation, leadership, and the future of mortgage and capital markets.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.19.25 Makes You Go Huh; Part II Rocket's Bill Emerson on Origination; MBA Apps Down Feb 19, 2025

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we check in over at the CFPB and what the latest developments mean for lenders and borrowers alike. Plus, Robbie sits down with Rocket’s Bill Emerson for part two of an interview on the evolving digital landscape and the challenges of leading both individuals and organizations through technological transformation. Tune in for a thought-provoking conversation on innovation, leadership, and the future of mortgage and capital markets.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.18.25 Rate Direction; Rocket's Bill Emerson on Leadership; Post-Inflation Sentiment Feb 18, 2025

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we explore the direction of interest rates and what it means for lenders and borrowers alike. Plus, Robbie sits down with Rocket’s Bill Emerson to discuss the evolving digital landscape and the challenges of leading both individuals and organizations through technological transformation. Tune in for a thought-provoking conversation on innovation, leadership, and the future of mortgage and capital markets.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.14.25 Potential HMDA Demise; Verisk's Kingsley Greenland on Catastrophes; Powell Critics Unite Feb 14, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

2.13.25 Jerome and Donald; Accunet's David Wickert on Family; Inflation Up Up Up Feb 13, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

2.12.25 Trump Administration Whirlwhind; Brian Hale on Fannie and Freddie; CPI Report Feb 12, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

2.11.25 TMBA Chatter; Logan Finance's Nick Pabarcus on Non-QM; Trump Tariffs Feb 11, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

2.10.25 CFPB RIP; Lender Price's Dawar Alimi on Innovation; Quarterly Refunding Movement Feb 10, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

2.7.25 Application Data; MBA's Marcia Davies on Advocacy; Employment Rosy Feb 07, 2025

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

2.6.25 CFPB Turnover; Experian's David Fay and Joy Mina on Qualifications; Steady Rates Feb 06, 2025

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

2.5.25 CFPB Latest; Optimal Blue's Erin Wester on Product Innovation; Mortgage Apps Feb 05, 2025

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

2.4.25 Predictions and Eulogies; Outamation's Devang Kamdar on Data; Tariffs and Trade Wars Feb 04, 2025

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

2.3.25 Tariff Alerts; Mike Russell on Foreclosures; What to Watch Feb 03, 2025

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

1.31.25 Lending in Maryland; CloudVirga’s Jessica Evett on Consumer Satisfaction; Jan 31, 2025

Rates seem like they're higher for longer and it's the perfect time for you to consider a HELOC / HELOAN strategy. Figure is the right partner. 50% of the top IMBs use them and if you're not one of them, it's time to get on it. Check out Figure.com and their information about partnerships on their website.

1.30.25 IMB Wrap; Depth's Kerri Milam on Relationships; Fed Stays Put Jan 30, 2025

Rates seem like they're higher for longer and it's the perfect time for you to consider a HELOC / HELOAN strategy. Figure is the right partner. 50% of the top IMBs use them and if you're not one of them, it's time to get on it. Check out Figure.com and their information about partnerships on their website.

1.29.25 Government in Lending; TidalWave's Diane Yu on AI Automation; Rate Expectations Jan 29, 2025

Rates seem like they're higher for longer and it's the perfect time for you to consider a HELOC / HELOAN strategy. Figure is the right partner. 50% of the top IMBs use them and if you're not one of them, it's time to get on it. Check out Figure.com and their information about partnerships on their website.

1.28.25 1000th Episode; Peter Idziak on Trump Executive Orders; Month-End Supply Jan 28, 2025

Rates seem like they're higher for longer and it's the perfect time for you to consider a HELOC / HELOAN strategy. Figure is the right partner. 50% of the top IMBs use them and if you're not one of them, it's time to get on it. Check out Figure.com and their information about partnerships on their website.

1.27.25 Live From Austin; CoreLogic's George Gallagher on LA Fires; Full Trading Week Jan 27, 2025

Rates seem like they're higher for longer and it's the perfect time for you to consider a HELOC / HELOAN strategy. Figure is the right partner. 50% of the top IMBs use them and if you're not one of them, it's time to get on it. Check out Figure.com and their information about partnerships on their website.

1.24.25 Preparing For IMB; HomeLight's John Boyles on Capital Markets Products; Rates Give Slightly Jan 24, 2025

Thanks to Lender Toolkit's new Prism. Experience a quantum leap in accuracy and efficiency as you streamline workflows, reduce errors, and close loans faster. Prism's advanced OCR boasts 99 percent accuracy across 1,450+ document types. Effortlessly index, analyze, and underwrite crucial data with their intelligent system.

1.23.25 Rates Stuck; Angel Oak's Tom Hutchens on Non-QM; Jobless Claim Trends Jan 23, 2025

Thanks to Lender Toolkit's new Prism. Experience a quantum leap in accuracy and efficiency as you streamline workflows, reduce errors, and close loans faster. Prism's advanced OCR boasts 99 percent accuracy across 1,450+ document types. Effortlessly index, analyze, and underwrite crucial data with their intelligent system.

1.22.25 Builder Discounts; Lender Toolkit’s Joe Sorbello and VanDyk Mortgage’s Lindsey Kuhnle on Tech Implementation; Mortgage Applications Unchanged Jan 22, 2025

Thanks to Lender Toolkit's new Prism. Experience a quantum leap in accuracy and efficiency as you streamline workflows, reduce errors, and close loans faster. Prism's advanced OCR boasts 99 percent accuracy across 1,450+ document types. Effortlessly index, analyze, and underwrite crucial data with their intelligent system.

1.21.25 Trump Administration; EquityProtect's Jon Dovidio on Title Fraud; Short Economic Calendar Jan 21, 2025

Thanks to Lender Toolkit's new Prism. Experience a quantum leap in accuracy and efficiency as you streamline workflows, reduce errors, and close loans faster. Prism's advanced OCR boasts 99 percent accuracy across 1,450+ document types. Effortlessly index, analyze, and underwrite crucial data with their intelligent system.

1.17.25 Movers and Shakers; RAMS Vik Kasparian on Mortgage Asset Sales; Uncertainty in Rates Jan 17, 2025

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

1.16.25 Sticky Inflation; Polly's Adam Carmel on Tech Innovation; Packed Economic Calendar Jan 16, 2025

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

1.15.25 M&A and Fines; Calque's Michael Bremer and Ruoff's Clint Morgan on Buy Before You Sell; CPI as Expected Jan 15, 2025

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

1.14.25 Higher For Longer; Rob Chrisman on Grindset; Inflation Readings Jan 14, 2025

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

1.13.25 Rate Cut Readjustment; Polunsky Beitel Green's Tye McWhorter on Fed Shakeup; Labor Market Doing Just Fine Jan 13, 2025

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

1.10.25 LA Fires and FEMA; Attorney Brian Levy on CFPB Director Chopra; Prepayment Speeds Reflect Supply and Demand Jan 10, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

1.9.25 Work From Where; Homeowner Suzy Alvarez on Rate Shopping; MBS Coupon Demand Jan 09, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

1.8.25 Yields Going Up; Onity Group's Walter Mullen on Subservicing; Labor Market Indicators Jan 08, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

1.7.25 Home Improvements and CFPB Credit; BOK's Chris Maloney on Mortgage Economics; Repricing the Fed Jan 07, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

1.6.25 Realtor Business; Freedom Mortgage's Stan Middleman on Leadership; First Full Week of 2025 Jan 06, 2025

Client retention has always been an issue in our industry – less than 20% of all consumers use the same broker or loan officer on a second home purchase, HELOC or refinance. But CoreLogic is giving mortgage professionals the tools they need to establish long-term relationships with their clients, helping them keep future business in-house. That’s why users of their Marketing and Retention Solutions, delivered on the revolutionary Araya platform, say it’s transformed the way they do business. Check it out for yourself, visit corelogic.com/chrisman today to learn more or schedule a free demo.

1.3.25 What 2025 Has in Store; A&D Mortgage's Victor Kuznetsov on Non QM; Lackluster Construction Spending Jan 03, 2025

Thank you to The BIG Point of Sale, which offers a highly configurable, easy to install point of sale solution. Their simplified consumer workflows and web-based portals allow for consumers and loan originators to collaborate with the back-office team to keep everyone informed throughout the loan process.

1.2.25 Profitability Check; The Big POS' Matthew VanFossen on Mortgage Automation Technologies; Cash Session Primer Jan 02, 2025

Thank you to The BIG Point of Sale, which offers a highly configurable, easy to install point of sale solution. Their simplified consumer workflows and web-based portals allow for consumers and loan originators to collaborate with the back-office team to keep everyone informed throughout the loan process.

12.31.24 Household Demographics; Rate’s Connie Lindsay on Consumer Experience; Pending Home Sales Up Dec 31, 2024

Thank you to The BIG Point of Sale, which offers a highly configurable, easy to install point of sale solution. Their simplified consumer workflows and web-based portals allow for consumers and loan originators to collaborate with the back-office team to keep everyone informed throughout the loan process.

12.30.24 Insurance Payouts; Nectar's Derrick Barker on Home Building; Snoozing Capital Markets Dec 30, 2024

Thank you to The BIG Point of Sale, which offers a highly configurable, easy to install point of sale solution. Their simplified consumer workflows and web-based portals allow for consumers and loan originators to collaborate with the back-office team to keep everyone informed throughout the loan process.

12.27.24 Primer on Tariffs; Spring EQ's Reno Heine on Home Equity Lending; Rates Go Up Dec 27, 2024

Today’s episode is brought to you by Gallus Insights, the go-to reporting and analytics platform for mortgage lenders and servicers. Gallus makes it easy to access real-time data, create custom reports, and uncover actionable insights—all with a user-friendly design. If you can use Google, you can use Gallus. Simplify your reporting, streamline your decisions, and drive profitability with Gallus Insights.

12.26.24 Tiny Homes to Malls; Realfinity's Luca Dalhausen on NAR Settlement; Bond Supply and Demand Dec 26, 2024

Today’s episode is brought to you by Gallus Insights, the go-to reporting and analytics platform for mortgage lenders and servicers. Gallus makes it easy to access real-time data, create custom reports, and uncover actionable insights—all with a user-friendly design. If you can use Google, you can use Gallus. Simplify your reporting, streamline your decisions, and drive profitability with Gallus Insights.

12.24.24 CFPB and Rocket; TD Bank's Jon Giles on Home Equity; Who's Locking Anyway Dec 24, 2024

Today’s episode is brought to you by Gallus Insights, the go-to reporting and analytics platform for mortgage lenders and servicers. Gallus makes it easy to access real-time data, create custom reports, and uncover actionable insights—all with a user-friendly design. If you can use Google, you can use Gallus. Simplify your reporting, streamline your decisions, and drive profitability with Gallus Insights.

12.23.24 Dodd Frank Potential Changes; Gallus Insights' Augie Del Rio on Data; 'Twas the Week of Christmas Dec 23, 2024

Today’s episode is brought to you by Gallus Insights, the go-to reporting and analytics platform for mortgage lenders and servicers. Gallus makes it easy to access real-time data, create custom reports, and uncover actionable insights—all with a user-friendly design. If you can use Google, you can use Gallus. Simplify your reporting, streamline your decisions, and drive profitability with Gallus Insights.

12.20.24 Potential Government Shutdown; HomeLight's Rich Haddad on Realtor Outlook; Home Sales and PCE Dec 20, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

12.19.24 Mortgage Performance; Visio Lending's Jeff Ball on DSCR; A Hawkish Fed Dec 19, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

12.18.24 Change as a Constant; Marvin Chang on Product Management; Fed Decision Day Dec 18, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

12.17.24 U.S. Population Growth; Joe Garrett on Profitability; The Fed, The Fed, The Fed Dec 17, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

12.16.24 Credit Changes; Fairway Independent's Steve Jacobson on Leadership; Bond Yield Bias Dec 16, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

12.13.24 Mortgage Organization Membership; Treefort Technologies Jay Krushell and iProov’s Joe Palmer on Biometric Fraud Defense; Where Have Rates Gone Dec 13, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage, and title industries. Their tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

12.12.24 Bank Consolidation; Bundle's Courtney Dec and Carissa Orozco on Title and Settlement; PPI Goes Up Dec 12, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage, and title industries. Their tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

12.11.24 Lender Volume Rankings; Xactus' Shelley Leonard on the Modern Mortgage; Consumer Price Index Data Dec 11, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage, and title industries. Their tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

12.10.24 Neutral Fed Funds; MIAC Analytics' Dan Libby on MSR Hedging; Steady as She Goes Dec 10, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage, and title industries. Their tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

12.9.24 Trigger Lead Update; Optimal Blue's Jim Glennon on Market Chatter; Central Bank Calculus Dec 09, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage, and title industries. Their tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

12.6.24 Nonadmitted Insurance; Richey May's Michael Nouguier on Cybersecurity; Payrolls In-line Dec 06, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more.

12.5.24 To Cut or Not to Cut; Rate's Ben Cohen on Winning Volume; Prepayment Expectations Dec 05, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more.

12.4.24 Government Deficit; Chris Whalen on Secondary Happenings; To Cut or Not to Cut Dec 04, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more.

12.3.24 True Home Buying Costs; UHM and WithLove's Tay Scheibe on #GivingTuesday; Foreign and Domestic Attention Dec 03, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more.

12.2.24 Fancy Homes; Rate's Shant Banosian on Orgination; Payrolls Follow Consumer Data Dec 02, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more.

11.29.24 Fertility Rates; Neena Vlamis, Lance Reese, and Chris Anderson on Data Integrity; Early Close Nov 29, 2024

Today's podcast is brought to you by Truework, an all-in-one platform for verification of income and employment. With Truework, lenders save up to 50% on verification costs by replacing their complicated in-house waterfalls with a single platform that automatically orchestrates all major verification methods to produce an accurate and usable report for every verification request. Learn more at www.truework.com.

11.27.24 Borrower Psychology; Socotra Capital's Chris Baumann on Hard Money Lending; Housing Data Overload Nov 27, 2024

Today's podcast is brought to you by Truework, an all-in-one platform for verification of income and employment. With Truework, lenders save up to 50% on verification costs by replacing their complicated in-house waterfalls with a single platform that automatically orchestrates all major verification methods to produce an accurate and usable report for every verification request. Learn more at www.truework.com.

11.26.24 MBA Origination Forecast; Truework's Ethan Winchell on Tech Waterfalls; Treasury Secretary Nomination Nov 26, 2024

Today's podcast is brought to you by Truework, an all-in-one platform for verification of income and employment. With Truework, lenders save up to 50% on verification costs by replacing their complicated in-house waterfalls with a single platform that automatically orchestrates all major verification methods to produce an accurate and usable report for every verification request. Learn more at www.truework.com.

11.25.24 Homeowner Equity Use Cases; Polunsky Beitel Green’s Marty Green on the Fed; Yield Curve Flattening Nov 25, 2024

Lenders can easily integrate income verification into their workflow and verify any borrower at any point during the application process with Truework Income. By connecting every verification method into one platform, Truework helps lenders eliminate process disruptions, maintain a competitive borrower experience and reduce the fiscal impact of verifying income. Banks, credit unions and wholesale lenders are using Truework because it’s the only platform making income verification as easy as clicking a button.

11.22.24 Short Versus Long Realities; MGIC's Liz Keuler on Originator Trends; Stronger Existing Home Sales Nov 22, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

11.21.24 Elon Musk and Mortgages; CoreLogic's Terri Davis on Customer Retention; Geopolitics Versus Treasury Auctions Nov 21, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

11.20.24 Political Rate Setting; Diverse Mortgage Services' Chuck and CJ Sanders on Diversity; Builders Feeling Optimistic Nov 20, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

11.19.24 Climate Pricing; CrossCountry Mortgage’s Matt Weaver on Origination; Economy or Fed Nov 19, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

11.18.24 Industry Chatter; First Street's Matthew Eby and Amanda Johnson on Climate Risk Modeling; Prepayment Speed by Coupon Nov 18, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

11.15.24 MBA Quarterly Performance; Castor Financial's Brooks Champagne on Blended Income Qualification; PPI and Prepayment Speeds Nov 15, 2024

Today’s podcast is brought to you by Floify, a leading point-of-sale platform for mortgage professionals. Known for its user-friendly and customizable interface, Floify empowers small and midsize lenders and mortgage brokers with efficiency gains and cost savings. Features like native eSigning and electronic verification of employment expedite turn times and put money back in lenders’ pockets. See the beauty of its simplicity at www.floify.com.

11.14.24 Administration Budget Deficits; CMG Financial's AJ George on M&A; Producer Prices Nov 14, 2024

Today’s podcast is brought to you by Floify, a leading point-of-sale platform for mortgage professionals. Known for its user-friendly and customizable interface, Floify empowers small and midsize lenders and mortgage brokers with efficiency gains and cost savings. Features like native eSigning and electronic verification of employment expedite turn times and put money back in lenders’ pockets. See the beauty of its simplicity at www.floify.com.

11.13.24 Where Are Rates Headed; Experian’s Joy Mina and Ivan Ahmed on Navigating the Market; Dollar Rolls and CPI Nov 13, 2024

Today’s podcast is brought to you by Floify, a leading point-of-sale platform for mortgage professionals. Known for its user-friendly and customizable interface, Floify empowers small and midsize lenders and mortgage brokers with efficiency gains and cost savings. Features like native eSigning and electronic verification of employment expedite turn times and put money back in lenders’ pockets. See the beauty of its simplicity at www.floify.com.

11.12.24 Lock Extension Cost Explainer; Floify's Jason Mapes on Point of Sale; Bond Price Beating Nov 12, 2024

Today’s podcast is brought to you by Floify, a leading point-of-sale platform for mortgage professionals. Known for its user-friendly and customizable interface, Floify empowers small and midsize lenders and mortgage brokers with efficiency gains and cost savings. Features like native eSigning and electronic verification of employment expedite turn times and put money back in lenders’ pockets. See the beauty of its simplicity at www.floify.com.

11.8.24 Around the Mortgage World; Prajna AI's Ramesh Sarukkai on the Future of Mortgage; Fed Cuts as Expected Nov 08, 2024

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

11.7.24 Administration Expectations; Champions Funding's Evan Stone on Non-QM; Turning to the Fed Nov 07, 2024

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

11.6.24 Election Mortgage Update; Eric Rotner and Chandra Srivastava on Housing Inventory; Trump Trade Reinvigorated Nov 06, 2024

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

11.5.24 Election Day; TidalWave's Diane Yu on Artificial Intelligence; Orders and Auctions Nov 05, 2024

Want to remove home sale contingencies in 48 hours or less? It’s easy with Calque’s newest ‘buy before you sell’ product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower’s departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com to learn more.

11.4.24 Industry Tidbits; Rob Chrisman on Conference Season; Risk Event Central Nov 04, 2024

Want to ensure your borrowers have a competitive edge and consistently win deals? It’s easy when you work with Calque to offer a better ‘buy before you sell’ solution. Calque provides a binding backup offer on a borrower’s departing residence, which empowers lenders to provide a bridge-like experience with easier qualification and less risk. You’ll make your job easy by offering non-contingent financing, eliminating the departing home from DTI, and reassuring borrowers with a Calque backup offer. Oh, and it costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com/lender to set up a demo.

11.1.24 Pumpkin Polemic; Insellerate's Josh Friend on Customer Experience; Mid Payrolls Nov 01, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.
To learn more about the AI mentioned on today's episode, visit Insellerate.

10.31.24 Fed Crystal Ball; DelphX’s Patrick Wood on Credit Rating Markets; Volatility For Traders Oct 31, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

10.30.24 Quotes From Annual; FundingShield's Adam Chaudhary on Wire and Title Fraud; Where Are Rates Going Oct 30, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

10.29.24 Chatter From Denver; Joe Uzee on Flood Insurance; More Selling in the Capital Markets Oct 29, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

10.28.24 Denver Kickoff; Truv's Kirill Klokov on Customer Happiness; Upcoming Risk Events Oct 28, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

10.25.24 All Things Annual; Rob Chrisman on...MBA Annual; Mixed Home Sale Messages Oct 25, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

10.24.24 Upcoming Fed Moves; LodeStar's Jim Paolino on Vendor Pricing and Home Buying; Economic Storytelling Oct 24, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

10.23.24 Sell Sell Sell; Jake Perkins on the Chrisman Commentary; October Prepayment Speeds Oct 23, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

10.22.24 Fed Urges Patience; nCino's Ben Miller on Artificial Intelligence; Sell Sell Sell Oct 22, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

10.21.24 Small Home Retailers; Wilqo's Rob Katz on 2025 Preparation; Alive and Well Consumers Oct 21, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

10.18.24 FHA and VA News; Brian Vieaux on Outsourcing; Steady as She Goes Oct 18, 2024

Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the enterprise.

10.17.24 Make Money to Spend Money; Tavant's Sundeep Mathur on AI Productivity; European Central Bank Rate Cut Oct 17, 2024

Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the enterprise.

10.16.24 Fairway Independent Settlement; Aidium's Spencer Dusebout on Tech Investment; Supply Not Flourishing Oct 16, 2024

Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the enterprise.

10.15.24 Halfbacks; AHMC's Matthew VanFossen on Enterprise Decisions; Mixed Data Narrative Oct 15, 2024

Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the enterprise.

10.11.24 Origination Data; Figure's Michael Tannenbaum on HELOC Lending; PPI Follows CPI Oct 11, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

10.10.24 Competitive Rental Markets; Ashley Jelinek on Home Equity Trends; CPI Upside Surprise Oct 10, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

10.9.24 Stop Monetary Easing; LoanCare's Tim O'Bryant on Servicing; Agency MBS Supply Oct 09, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

10.8.24 No Landing Scenario; Usherpa's Chris Harrington on Relationship Management; Looking Ahead to Inflation Oct 08, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

10.7.24 Strong Economy; Megan Anderson on Career Advice; Post Payrolls Calendar Oct 07, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

10.4.24 Uncertainty Abounds; Anna DeSimone on Hidden Biases; Robust Payrolls Oct 04, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

10.3.24 Agency Guidelines; Nectar's Derrick Baker on Housing Supply; Dock Strikes Oct 03, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

10.2.24 Employment Over Inflation; Clever's Jaime Seale on Realtors; Labor Market Data Oct 02, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

10.1.24 ACUMA Conference Chatter; Fannie Mae's Doug Duncan and Mark Palim on Economist Things; Fed Rate Course Oct 01, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

9.30.24 Disaster Fallout; Andy Duane on Basel III; Rates Down, Apps Up Sep 30, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

9.27.24 Refinance Candidates; CNET Money’s Katherine Watt on Rate Pessimism; Data Over Speculation Sep 27, 2024

Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.

9.26.24 Origination Forecasts; Silk Title's Marc Trachtenberg on Title Technology; Capital Markets Wrap Sep 26, 2024

Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.

9.25.24 Forward Guidance; Jaime Kosofsky on Electronic Title; Data Over Rhetoric Sep 25, 2024

Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.

9.24.24 Dang Those Long-Term Rates; Panorama's Hector Amendola on Latino Borrowing; Geopolitical Ratchet Sep 24, 2024

Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.

9.23.24 Purchase Market Pickup; ALTA’s Chris Morton on Title Waiver Pilot; Fed Moving On Sep 23, 2024

Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.

9.20.24 Insurance Cancellations; Rob Chrisman on Fed Moves; International Central Bank Action Sep 20, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

9.19.24 50 BPS It Is; Visio Lending's Jeff Ball on Rental Lending; Treasury Gets Busy Sep 19, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

9.18.24 Fees Versus Rates; Richey May's Pat Nester on SOC Audits; Fed Decision Day Sep 18, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

9.17.24 Lower Rate Relief; Kamyar Rezaie's Real Estate Agent Perspective; Housing Data Galore Sep 17, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

9.16.24 Loan Limit Independence; Glenn Stearns on Life in Mortgage; FOMC Look Ahead Sep 16, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

9.13.24 Conference Hallway Topics; Candor's Ed Kourany on Industry Right-sizing; Boeing Strike Impact Sep 13, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can

9.12.24 New Wholesale Product; LodeStar's Alayna Gardner, AMP on Content Marketing; Producer Prices Sep 12, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

9.11.24 Lightening Rates; Mace Innovations Chris Mace on Change Management; CPI Day Sep 11, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

9.10.24 New Loan Programs; Nation One Mortgage’s Phil Crescenzo, Jr. on Election Outcomes; Spread Narrowing Sep 10, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

9.9.24 Election Impacts; Polly's Marcus Lam on Mortgage Concerns; Early Payoff Warning Sep 09, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

9.6.24 Loan Commissions; Stavvy's Angel Hernandez on Electronic Documents; Payrolls Friday Sep 06, 2024

Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

9.5.24 Active Listings; Gallus Insights' Augie Del Rio on Entrepreneurship; Labor Market Indicators Sep 05, 2024

Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

9.4.24 The CFPB is Watching; Realtor Jason Walter and Originator Jim Black on Building Your Business; Rates Down Means House Prices Up Sep 04, 2024

Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

9.3.24 Insurance Premiums; Short Solutions' Liz Short on Tech Integrations; Rate Seesaw Sep 03, 2024

Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

8.30.24 Home Sales Declining; Lawn Love’s Kimberly Magerl on Rent Prices; Fed Favorite PCE Aug 30, 2024

Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.

8.29.24 Cyber Attacks and Yield Curve Slope; A&D Mortgage’s Alexander Suslov on Capital Markets; GDP Revised Upward Aug 29, 2024

Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.

8.28.24 Dedication to Mortgage; EarnUp’s Manish Garg on AI; Yield Curve Steepening Aug 28, 2024

Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.

8.27.24 Middle East Impact on Bonds; Curinos' Rich Martin on Home Lending Data; Advanced Indicators Aug 27, 2024

Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.

8.26.24 Maturing Commercial Loans; Rate’s Ryan Ogata on Reverse Lending; Upcoming Economic Releases Aug 26, 2024

Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.

8.23.24 Home Equity Debt; Imperial Fund's Jared Neale on Mortgage-Backed Securities; Powell in Jackson Hole Aug 23, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

8.22.24 Noncompete, CFPB Penalty, Profitability; Steve Richman on Public Speaking; September Cut Certainty Aug 22, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

8.21.24 LO Compensation Guidelines; Argyle’s John Hardesty on Verifications; Mortgage Applications Down Aug 21, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

8.20.24 Best Execution; MBA's Sasha Hewlett on Cap Markets Prerogatives; Forecasts Suggest Quiet Aug 20, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

8.19.24 Western Secondary Preview; Broker First Funding's Carla Meyers on Marketing; Recession Fears Waning Aug 19, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

8.16.24 Strength of the U.S. Consumer; Realfinity's Luca Dahlhausen on Dual Licensing; Housing Starts and Building Permits Aug 16, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

8.15.24 No News is Good News; Duke University's Marvin Chang on Product Development; Data for Digestion Aug 15, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

8.14.24 Inflation Under Control; MBA's Mike Fratantoni on Economic Modeling; Yields Like Soft Landings Aug 14, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

8.13.24 Bookending Lending; California MBA’s Susan Milazzo on the Western Secondary; Latest Inflation Hints Aug 13, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

8.12.24 Political Influence on Rates; Mortgage Advisors Tools' Steven Cooley on Tech Advancements Aug 12, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

8.9.24 Fed Eight Ball; TPO Go's Phil DeFronzo on Renovation Lending; U.S. Employment Picture Aug 09, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

8.8.24 Treasury Demand; PHH Mortgage's Sean Marr on Correspondent Lending; Employment Picture Aug 08, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

8.7.24 Insurance Premiums; Chris Whalen on Risk Based Capital Requirements; Cooler Heads Prevail Aug 07, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

8.6.24 Stock Market Isn't the Economy; H&M Mortgage's John Hudson on Wholesale; Rising Volatility Aug 06, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

8.5.24 Early Pay Offs; Private Eyes' Sandra James on Verifications; Supply, Supply, Supply Aug 05, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

8.2.24 NAR Settlement Latest; Zilker Media's Nichole Williamson on Bank Branding; Payrolls Down Rates Down Aug 02, 2024

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

8.1.24 Dove or Hawk; Optimal Blue's Joe Tyrrell on Industry Tech and Leadership; Job Cuts Aug 01, 2024

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

7.31.24 Reward Compliance; A and N Mortgage’s Neena Vlamis on Leadership; Fed Decision Day Jul 31, 2024

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

7.30.24 Mortgage-Ready Renters; TD Bank's Scott Lindner on Home Buyer Sentiment; Yield Curve Returning to Normalcy Jul 30, 2024

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

7.29.24 Agency Book of Business; Malik Wilkes on Credit Unions; Market Moving Potential Jul 29, 2024

Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

7.26.24 GDP's Macro Contribution; NJ Lenders' Steve Grossman on Sales Growth; Fed Favorite PCE Jul 26, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

7.25.24 Presidential Chaos; AXIS' Michael Simmons on Appraisal Evolution; U.S. Economic Growth Jul 25, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

7.24.24 Existing Homes; Better's Chad Smith on LO Comp; Advanced Indicators Jul 24, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

7.23.24 End of Trump Trade; LoanCare's David Vida on Servicing; Fed's Preferred Jul 23, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

7.22.24 Biden's Market Impact; InterLinc's Erin Dee on Running Operations; A Slowing U.S. Economy Jul 22, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

7.19.24 Controlling Inflation; Figure's Jackie Frommer on Home Equity; Chinese Bond Divestment Jul 19, 2024

Want to ensure your borrowers have a competitive edge and consistently win deals? It’s easy when you work with Calque to offer a better ‘buy before you sell’ solution. Calque provides a binding backup offer on a borrower’s departing residence, which empowers lenders to provide a bridge-like experience with easier qualification and less risk. You’ll make your job easy by offering non-contingent financing, eliminating the departing home from DTI, and reassuring borrowers with a Calque backup offer. Oh, and it costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com/lender to set up a demo.

7.18.24 Trigger Lead Legislation; Blue Sage's Carmine Cacciavillani on Mortgage Software; ECB Steady Jul 18, 2024

Want to ensure your borrowers have a competitive edge and consistently win deals? It’s easy when you work with Calque to offer a better ‘buy before you sell’ solution. Calque provides a binding backup offer on a borrower’s departing residence, which empowers lenders to provide a bridge-like experience with easier qualification and less risk. You’ll make your job easy by offering non-contingent financing, eliminating the departing home from DTI, and reassuring borrowers with a Calque backup offer. Oh, and it costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com/lender to set up a demo.

7.17.24 Housing Direction; Barry Sturner and Richard Horn on CFPB v. Townstone; Waiting on the Fed Jul 17, 2024

Want to ensure your borrowers have a competitive edge and consistently win deals? It’s easy when you work with Calque to offer a better ‘buy before you sell’ solution. Calque provides a binding backup offer on a borrower’s departing residence, which empowers lenders to provide a bridge-like experience with easier qualification and less risk. You’ll make your job easy by offering non-contingent financing, eliminating the departing home from DTI, and reassuring borrowers with a Calque backup offer. Oh, and it costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com/lender to set up a demo.

7.16.24 Rent Cap Rebuttal; Brian Gibson and Chandra Srivastava on Buy-before-you-sell; Trump Trade Jul 16, 2024

Want to ensure your borrowers have a competitive edge and consistently win deals? It’s easy when you work with Calque to offer a better ‘buy before you sell’ solution. Calque provides a binding backup offer on a borrower’s departing residence, which empowers lenders to provide a bridge-like experience with easier qualification and less risk. You’ll make your job easy by offering non-contingent financing, eliminating the departing home from DTI, and reassuring borrowers with a Calque backup offer. Oh, and it costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com/lender to set up a demo.

7.15.24 CFPB v. Townstone; PHH's Taylor Adams on Correspondent Lending; Price Index Fallout Jul 15, 2024

Want to ensure your borrowers have a competitive edge and consistently win deals? It’s easy when you work with Calque to offer a better ‘buy before you sell’ solution. Calque provides a binding backup offer on a borrower’s departing residence, which empowers lenders to provide a bridge-like experience with easier qualification and less risk. You’ll make your job easy by offering non-contingent financing, eliminating the departing home from DTI, and reassuring borrowers with a Calque backup offer. Oh, and it costs less than other ‘buy before you sell’ solutions. Visit www.calqueinc.com/lender to set up a demo.

7.12.24 Homeowner Sentiment; Tim Braheem on Mortgage Coaching; High Producer Prices Jul 12, 2024

The perfect mortgage: https://go.theloanatlas.com/chrisman
Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.11.24 CFPB Proposed Rule Making; Subodha Kumar on Smart Homes; Latest Consumer Price Index Jul 11, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.10.24 Know Your Borrowers; Peter Idziak on the Chevron Doctrine; No Crystal Balls Jul 10, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.9.24 Quarterly Performance Data; nCino's Casey Williams on Efficiency; Humphrey-Hawkins Testimony Jul 09, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.8.24 Location Housing Stats; Candor's Mark Hinshaw on AI; Economic Calendar Update Jul 08, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.5.24 Funded Mortgage Volume; Realtor Clint Jordan on NAR Settlement; Nobody Locking Jul 05, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage and title industry. Our tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

7.3.24 Independence Day Population; Atlas Real Estate’s Tony Julianelle on the SFR Market; Powell and Halloween Jul 03, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage and title industry. Our tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

7.2.24 FICO Info; FirstClose’s Tedd Smith on Home Equity; Political Cap Markets Jul 02, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage and title industry. Our tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

7.1.24 Housing Situationships; Bundle's Courtney and Frank Dec on Attorney Documents; Bond Bounce Back Jul 01, 2024

Thanks to today's podcast sponsor Bundle, the attorney-prepared legal documents company that is dedicated to the real estate, mortgage and title industry. Our tech-enabled platform fuels the operations and execution of documents from deeds to subordinations to assignments and everything you need for any order in one bundled price. Save 20% with the discount code "Chrisman" all week.

6.28.24 Tappable Home Equity; Tyler Osby on Providing Value to Realtors; Fed's Preferred CPE Jun 28, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
Tyler Osby Link

6.27.24 Geographic Growth; American Pacific’s Bill Lowman on Leadership; Sluggish Home Sales Jun 27, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

6.26.24 Freddie Mac Second Mortgage Pilot; Blue Sage's Carmine Cacciavillani on Enterprise Software; Cap Markets Doldrums Jun 26, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

6.25.24 Mortgage Company Profitability; FinLocker's Brian Vieaux on Financial Literacy; Fed Induced Volatility Jun 25, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

6.24.24 Home Insurance Costs; Move Concierge's Sajag Patel and Gabe Abshire on Home Setup; Economic Roundup Jun 24, 2024

Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.

6.21.24 MBA Hawaii Conference Chatter; FundingShield’s Adam Chaudhary on Fraud; Housing Inventory Challenges Jun 21, 2024

Today’s podcast is brought to you by Quontic. Quontic serves all 50 states as a federally chartered digital bank, and they're a US Treasury designated CDFI. Their mortgage loan programs are created to be adaptive to customers’ unique circumstances, reducing the hassle of reams and reams of paperwork. Quontic’s mission is to help creditworthy borrowers get home loans and give them the “yes” they’ve been waiting for.

6.20.24 Don't Mess with CFPB; Quontic's James Hooper on Innovative Products; U.S. Economy in Decline Jun 20, 2024

Today’s podcast is brought to you by Quontic. Quontic serves all 50 states as a federally chartered digital bank, and they're a US Treasury designated CDFI. Their mortgage loan programs are created to be adaptive to customers’ unique circumstances, reducing the hassle of reams and reams of paperwork. Quontic’s mission is to help creditworthy borrowers get home loans and give them the “yes” they’ve been waiting for.

6.18.24 Household Composition; Brian Levy on Junk Fees; Fed Speakers Galore Jun 18, 2024

Today’s podcast is brought to you by Quontic. Quontic serves all 50 states as a federally chartered digital bank, and they're a US Treasury designated CDFI. Their mortgage loan programs are created to be adaptive to customers’ unique circumstances, reducing the hassle of reams and reams of paperwork. Quontic’s mission is to help creditworthy borrowers get home loans and give them the “yes” they’ve been waiting for.

6.17.24 Advocacy Benefits; Lender Price's Paul Orlando on Technology; Fed's Pencil and Eraser Jun 17, 2024

Today’s podcast is brought to you by Quontic. Quontic serves all 50 states as a federally chartered digital bank, and they're a US Treasury designated CDFI. Their mortgage loan programs are created to be adaptive to customers’ unique circumstances, reducing the hassle of reams and reams of paperwork. Quontic’s mission is to help creditworthy borrowers get home loans and give them the “yes” they’ve been waiting for.

6.14.24 Manufactured Affordable Housing; Loan Atlas' Craig Strent on Referral Business; Bond Support Jun 14, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

6.13.24 Securitization Market; Richey May's Michael Nouguier on Cybersecurity; Fed on Track Jun 13, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

6.12.24 Conforming Mortgage Market; Zavvie's Maya Velasquez on Bridge Loans; CPI Stays Same Jun 12, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

6.11.24 Florida Insurance and Growth; NEXA Mortgage's Mike Kortas on Brokers; Quiet Ahead of CPI and Fed Jun 11, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

6.10.24 Great Reshuffling; Verisk's Kingsley Greenland on Catastrophe Modeling; Central Bank Timing Jun 10, 2024

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May’s experts.

6.7.24 Cyclical Lending; Steven Rappoport on Home Equity Lending; Payrolls Friday Jun 07, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.6.24 Event Chatter; PCV Murcor’s Marc Tatarcuk on Appraisal Management; Rally, Rally Jun 06, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.5.24 CFPB Registry; Visio Lending's Jeff Ball on DSCR; Risk-off Sentiment Jun 05, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.4.24 HELOC Securitizations; Richard Grieser and Taylor Stork on Vendor Costs; Failing Shape of Yield Curve Jun 04, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.3.24 Energy Source Pricing; Carrington's Steven Winokur on non-QM; Higher for Longer Jun 03, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

5.31.24 Latest Mortgage Merger; Tim Braheem on Realtor Partnerships; Recession Be Gone May 31, 2024

Script Link: https://www.theloanatlas.com/scripts/
Today's podcast is brought to you by American Financial Resources, LLC, the mortgage lender that's shaking things up. AFR is all about innovation – they're currently streamlining their processes, bringing on the best humans in the business, and putting the customer experience front and center.

Stay tuned for more captivating discussions and insights on June 6th at 2 pm EST, as industry experts Rob Chrisman and Robert Pieklo delve into pressing topics such as what the investment from the fund managed by Proprietary Capital means for the industry, servicing dynamics, and confronting economic headwinds. Discover firsthand the transformative impact of AFR and the vision for both the company itself and the broader industry landscape. Mark your calendars!

5.30.24 Regulatory Knots; Angel Oak's Tom Hutchens on Niche Products; GDP Says What May 30, 2024

Today's podcast is brought to you by American Financial Resources, LLC, the mortgage lender that's shaking things up. AFR is all about innovation – they're currently streamlining their processes, bringing on the best humans in the business, and putting the customer experience front and center.

Stay tuned for more captivating discussions and insights on June 6th at 2 pm EST, as industry experts Rob Chrisman and Robert Pieklo delve into pressing topics such as what the investment from the fund managed by Proprietary Capital means for the industry, servicing dynamics, and confronting economic headwinds. Discover firsthand the transformative impact of AFR and the vision for both the company itself and the broader industry landscape. Mark your calendars!

5.29.24 California Dreamin'; AFR's Robert Pieklo on Industry Evolution; Consumers are Confident May 29, 2024

Today's podcast is brought to you by American Financial Resources, LLC, the mortgage lender that's shaking things up. AFR is all about innovation – they're currently streamlining their processes, bringing on the best humans in the business, and putting the customer experience front and center.

Stay tuned for more captivating discussions and insights on June 6th at 2 pm EST, as industry experts Rob Chrisman and Robert Pieklo delve into pressing topics such as what the investment from the fund managed by Proprietary Capital means for the industry, servicing dynamics, and confronting economic headwinds. Discover firsthand the transformative impact of AFR and the vision for both the company itself and the broader industry landscape. Mark your calendars!

5.28.24 Global News; Prudent AI's Paul Gigliotti on One-Click Approvals; Rates Move Around May 28, 2024

Today's podcast is brought to you by American Financial Resources, LLC, the mortgage lender that's shaking things up. AFR is all about innovation – they're currently streamlining their processes, bringing on the best humans in the business, and putting the customer experience front and center.

Stay tuned for more captivating discussions and insights on June 6th at 2 pm EST, as industry experts Rob Chrisman and Robert Pieklo delve into pressing topics such as what the investment from the fund managed by Proprietary Capital means for the industry, servicing dynamics, and confronting economic headwinds. Discover firsthand the transformative impact of AFR and the vision for both the company itself and the broader industry landscape. Mark your calendars!

5.24.24 Hikes or Cuts; Joe Dombrowski on Millennial Home Buying; Early Close Memorial Day May 24, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

5.23.24 HELOC Mania; Experian's Jamie Norris and Ken Tromer on Business Expenses; Dropping Volatility May 23, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

5.22.24 Modeling Catastrophe Risk; Figure Technology Solution's Michael Tannenbaum on HELOCs; Mortgage Apps Up May 22, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

5.21.24 Chatter from NYC; MBA NJ's Matt VanFossen on the Annual Conference; Traders Away From Desks May 21, 2024

40th MBA NJ Conference
This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

5.20.24 Live From New York; Jay Beitel on the Supreme Court and CFPB; Moving Inflation Target May 20, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

5.17.24 CFPB Funding; Tim Braheem on Working Your Database; Fed Says "Read My Lips" May 17, 2024

Script Link: https://www.theloanatlas.com/scripts/
Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

5.16.24 Strategic Mergers; Jay Voorhees and Robbie Chrisman on Innovation; Lots of Digestible Data May 16, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

5.15.24 Big Flagstar News; LoanCare's Kevin Cooke and Eric Seabrook on Servicing; Consumer Price Index May 15, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

5.14.24 Central Park and Funded Volume; Mitchell Sandler's Daniella Casseres on Disparate Impact; Latest PPI Figures May 14, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

5.13.24 Manatees and Mortgages; Vesta's Mike Yu on Technological Innovation; Upcoming Inflation Reports May 13, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

5.10.24 Funded Volume Stats; Brian Vieaux and Kyle Draper on Next Generation Origination; Global Outlook May 10, 2024

Today’s podcast is brought to you by Matic, the digital insurance marketplace built for the mortgage industry. Matic works with over 100 financial institutions to integrate home insurance shopping into the lending and servicing experience. Customers can shop over 50 carriers and find a policy in minutes. See how mortgage leaders can create a new revenue stream that boosts customer happiness today at go.matic.com/chrisman.

5.9.24 Equity Trading Pace; Joe Ziebert on FICO Mortgage; Slow Times for Traders May 09, 2024

Today’s podcast is brought to you by Matic, the digital insurance marketplace built for the mortgage industry. Matic works with over 100 financial institutions to integrate home insurance shopping into the lending and servicing experience. Customers can shop over 50 carriers and find a policy in minutes. See how mortgage leaders can create a new revenue stream that boosts customer happiness today at go.matic.com/chrisman.

5.8.24 Taylor Swift's Cat; Matic's Ben Madick on Insurance Solutions; Snoozer in Capital Markets May 08, 2024

Today’s podcast is brought to you by Matic, the digital insurance marketplace built for the mortgage industry. Matic works with over 100 financial institutions to integrate home insurance shopping into the lending and servicing experience. Customers can shop over 50 carriers and find a policy in minutes. See how mortgage leaders can create a new revenue stream that boosts customer happiness today at go.matic.com/chrisman.

5.7.24 Sweet Home Alabama; MBA's Joel Kan Interview; Peak Rates? May 07, 2024

Today’s podcast is brought to you by Matic, the digital insurance marketplace built for the mortgage industry. Matic works with over 100 financial institutions to integrate home insurance shopping into the lending and servicing experience. Customers can shop over 50 carriers and find a policy in minutes. See how mortgage leaders can create a new revenue stream that boosts customer happiness today at go.matic.com/chrisman.

5.6.24 NEXA Lawsuit; JVM Lending's Jay Vorhees on Retail Management; Rates Tread Water May 06, 2024

Today’s podcast is brought to you by Matic, the digital insurance marketplace built for the mortgage industry. Matic works with over 100 financial institutions to integrate home insurance shopping into the lending and servicing experience. Customers can shop over 50 carriers and find a policy in minutes. See how mortgage leaders can create a new revenue stream that boosts customer happiness today at go.matic.com/chrisman.

5.3.24 Shifting Products and Data; Josh Mettle on Changes of the Proposed NAR Settlement; Less Job Creation May 03, 2024

Link for the step-by-step listing agent guide: theloanatlas.com/implementation-guide
This week’s podcasts are sponsored by Essex Mortgage. Essex specializes in providing exceptional mortgage subservicing solutions tailored to meet your specific needs. Looking to capitalize on your excess servicing strip? Check out Essex’s servicing offerings today!

5.2.24 FOMC On Hold; Peter Idziak on Non Compete Ruling; Labor Market Indicators May 02, 2024

This week’s podcasts are sponsored by Essex Mortgage. Essex specializes in providing exceptional mortgage subservicing solutions tailored to meet your specific needs. Looking to capitalize on your excess servicing strip? Check out Essex’s servicing offerings today!

5.1.24 Regional Homebuilding; Christy Beck and Skye Laudari on Affordability Challenges and Solutions; Fed Decision Day May 01, 2024

This week’s podcasts are sponsored by Essex Mortgage. Essex specializes in providing exceptional mortgage subservicing solutions tailored to meet your specific needs. Looking to capitalize on your excess servicing strip? Check out Essex’s servicing offerings today!

4.30.24 Sinking Cities; Jeremy Potter on American Dreams; Looming Market Movement Apr 30, 2024

This week’s podcasts are sponsored by Essex Mortgage. Essex specializes in providing exceptional mortgage subservicing solutions tailored to meet your specific needs. Looking to capitalize on your excess servicing strip? Check out Essex’s servicing offerings today!)

4.29.24 Looking Ahead in Mortgage; Latest M&A; Steady in Capital Markets Apr 29, 2024

This week’s podcasts are sponsored by Essex Mortgage. Essex specializes in providing exceptional mortgage subservicing solutions tailored to meet your specific needs. Looking to capitalize on your excess servicing strip? Check out Essex’s servicing offerings today!)

4.26.24 More UWM Headlines; Automated AI Laws; Sticky Rates Apr 26, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

4.25.24 Home Buyer Gender Gap; Sterling Point Advisors Jeff Juliane and Brett Ludden on M&A; GDP Shows Slowing Economy Apr 25, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

4.24.24 24/7 Trading; Calque's Michael Bremer and Peter Kallodaychsak on Realtor-Originator Interactions; Cautious Kudos for The Fed Apr 24, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

4.23.24 Locked In Rates; Ally Carty on Young People in Mortgage; Geopolitical Economics Apr 23, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

4.22.24 Investor Attitudes; Guaranteed Rate's Victor Ciardelli on Success; Credit Conditions Improving Apr 22, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

4.19.24 Fed Messaging; Rob Chrisman Interview; More Affordability Metrics Apr 19, 2024

Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.

4.18.24 Loan Production Expenses; Optimal Blue's Mike Vough on Margin Management; Cracks in Labor Market Apr 18, 2024

Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.

4.17.24 Global Uncertainty Selloff; Interview with Former CFPB Director Kathy Kraninger; Housing Starts Not Helping Affordability Apr 17, 2024

Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.

4.16.24 Climate Disclosure Rule; Experian's Joy Mina on Verifications; Rates Bounce Apr 16, 2024

Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.

4.15.24 Inflation Narrative; Canopy's Josh Neumarker on Originator Conversations; Economic Calendar Apr 15, 2024

Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.

4.12.24 Homes Build Wealth; MCT's Phil Rasori on Capital Markets; 10-Year Rising Apr 12, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

4.11.24 Bye Bye Rate Cut Odds; PHH Mortgage's Chris Sabbe on Subservicing; Inflation Reaction Apr 11, 2024

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

4.10.24 UWM Update; BOK's Chris Maloney on Capital Markets; CPI Spikes Bond Yields Apr 10, 2024

Thanks to PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the entire mortgage lifecycle.

4.9.24 Real Estate Commissions; CrossCountry's Nicole Perrone on Expanding Production; Don't Bet on Rate Cuts Apr 09, 2024

Thanks to PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the entire mortgage lifecycle.

4.8.24 Originations Data; Figure Technology Solutions' Jackie Frommer on Disruption; Steady as the Fed Goes Apr 08, 2024

Thanks to PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the entire mortgage lifecycle.

4.5.24 The Lock-In Effect; Miranda Marquit on Millennial Moving Patterns; Latest Payrolls Apr 05, 2024

Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.

4.4.24 Funded Mortgage Volume; Lereta's John Walsh on Escrow Accounts; Labor Market Indicators Apr 04, 2024

Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.

4.3.24 UWM Hunterbrook Scandal; Interview with MBA President Bob Broeksmit; A Tale of Supply and Demand Apr 03, 2024

Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.

4.2.24 How Time Flies; Loan Vision's Paul Loftus on Accounting Technology; Rates Hit 2024 Highs Apr 02, 2024

Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.

4.1.24 Reward for Change; Bonzo's Jason Perkins on CRMs; Upsides of Poor Affordability Apr 01, 2024

Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.

3.29.24 U.S. Economy Just Fine; wemlo's Chelsea Balak on Processing; Fed Preferred PCE Mar 29, 2024

Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

3.28.24 Conference Chatter; AmeriCatalyst's Toni Moss on Leadership Summit; Content Mortgage Rates Mar 28, 2024

Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.
Register here for the Extreme Climate, Housing and Finance Leadership Summit on April 18-19, in Washington, DC.

3.27.24 HMDA Data; Excerpts From Mortgages With Millennials; Mortgage Applications Decline Mar 27, 2024

Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

3.26.24 Debt Load of Higher Rates; Stavvy's Shane Hartzler on Servicer Challenges; Global Bank Decisions Mar 26, 2024

Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

3.25.24 Homeowners Insurance Costs; Rob Chrisman on Q1; Fed Does Not Set Rates Mar 25, 2024

Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.

3.22.24 Closing Fees; Roundtable Discussion From ICE Vegas; Rates Are Sticky Mar 22, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

3.21.24 Parting With Servicing; Marty Green on the NAR Settlement; Fed Stands Pat Mar 21, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

3.20.24 Life Beyond Mortgage; Visio Lending's Jeff Ball on Term Rentals; Fed Decision Day Mar 20, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

3.19.24 The "Lock-in" Effect; Experian's Joy Mina on Income and Employment Verification; Still All About the Fed Mar 19, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

3.18.24 Vegas and Realtors; Gateway First Bank’s Steven Plaisance on Executive Thinking, Increasing Housing Supply Mar 18, 2024

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

3.15.24 Dynamic Pricing; NerdWallet's Elizabeth Renter on Housing Data; Fed Stickiness Mar 15, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

3.14.24 Fun With Numbers; Vijay Marolia on Affordable Housing; Reaction to Sticky Inflation Mar 14, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

3.13.24 Fannie Repurchase Update; Brett Brumley and Mike McAuley on Automation; CPI Slightly Hot Mar 13, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

3.12.24 Moving Woes; Lender Price's Dawar Alimi on Seamless Integrations; CPI Runs Hot Mar 12, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

3.11.24 Millennials in Homes; Jay Beitel on Cantero v. Bank of America; More Inflation Prints Mar 11, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

3.8.24 State of the Union; STRATMOR's Jim Cameron on Mortgage Hierarchy of Needs; Fixed Income Market Narrative Mar 08, 2024

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

3.7.24 March Madness; LendingTree's Jacob Channel on Renting Versus Buying; Chair Powell on Capitol Hill Mar 07, 2024

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

3.6.24 Making Money; ALTA’s Chris Morton on Unregulated Title Insurance; Applications on the Rise Mar 06, 2024

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

3.5.24 Strength in Numbers; Richey May's Tyler House on Data Integrity; Credit Scoring News Mar 05, 2024

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

3.4.24 Conference Chatter; Rutledge Claims Management’s Aubrey Gilmore on Insurance Claims; Supply and Demand Reminders Mar 04, 2024

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

3.1.24 U.S. Bank Population; Nerdwallet's Kate Wood on Home Supply and Affordability; Soft Landing Incoming Mar 01, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.29.24 Rocket's Exit; nCino's Tyler Prows on Digital Transformation; Bull Steepener Feb 29, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.28.24 Property Taxes by State; SoFi's Liz Young on Treasury Auctions; Home Listing Statistics Feb 28, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.27.24 TMBA Chatter From Houston; Attorney Peter Idziak on Treasury Proposed Rule; Home Sales and Rates Fluctuate Feb 27, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.26.24 Rate Levels; Yardsworth’s Matt Lucido on Tappable Equity; Fed Acceptance Feb 26, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

2.23.24 Home Sales and Rates; Verisk’s Kingsley Greenland on Servicing Climate Risk; The Economy's Alright Feb 23, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

2.22.24 Tequila and Mortgages; PRMG's Kevin Peranio and Truv's Richard Grieser on Verifications; Selling Bonds Feb 22, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

2.21.24 Significant Others; Sagent's Uday Devalla and Perry Hilzendeger on Servicing Technology; Applications Falling Feb 21, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

2.20.24 Mortgage Scams; Interview with Rice Park Capital Management's Chris Bixby and Candor's Mark Hinshaw; Inventory Shortage Continues Feb 20, 2024

This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.

2.16.24 TILA's LO Comp Rule; Figure's Anthony Stratis on HELOCs; Producer Prices Feb 16, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

2.15.24 Available Home Equity; Stavvy's Angel Hernandez on Loss Mitigation; Capital Markets Seesaw Feb 15, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

2.14.24 Interest Rate Risk; PHH's Sabrina Dean-Bass on Subservicing; No Magic Inflation Feb 14, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

2.13.24 Accepting the Fed; Lender Toolkit's Madison Kelly and AMS' Andrew Hicks on AI Underwriting; CPI Inflation Feb 13, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

2.12.24 Servicing Lawsuits; Jeremy Potter and Marvin Chang on Homeowner Tools; Inflation Under Control? Feb 12, 2024

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

2.9.24 Rate Range; Brian Levy and Robbie Chrisman on Life; Realtors on Home Prices Feb 09, 2024

Vesta is the new, modern Loan Origination System (LOS) which helps lenders reduce their costs to originate and improve their ability to integrate with new technologies in the ecosystem. Vesta automates as much of the work as possible and surfaces the rest to people using exception-based processing. Vesta is configured entirely using no-code so lenders can easily customize their business logic. Vesta integrates to any ecosystem player via open, cloud-native APIs to unlock automation and a differentiated borrower experience. To learn more, visit www.vesta.com.

2.8.24 Reps and Warranties; Ally Home's Glenn Brunker on the Housing Market; Quiet Capital Markets Feb 08, 2024

Vesta is the new, modern Loan Origination System (LOS) which helps lenders reduce their costs to originate and improve their ability to integrate with new technologies in the ecosystem. Vesta automates as much of the work as possible and surfaces the rest to people using exception-based processing. Vesta is configured entirely using no-code so lenders can easily customize their business logic. Vesta integrates to any ecosystem player via open, cloud-native APIs to unlock automation and a differentiated borrower experience. To learn more, visit www.vesta.com.

2.7.24 Cutting to Prosperity; Vesta's Mike Yu on LOS Technology; Applications Showing Life Feb 07, 2024

Vesta is the new, modern Loan Origination System (LOS) which helps lenders reduce their costs to originate and improve their ability to integrate with new technologies in the ecosystem. Vesta automates as much of the work as possible and surfaces the rest to people using exception-based processing. Vesta is configured entirely using no-code so lenders can easily customize their business logic. Vesta integrates to any ecosystem player via open, cloud-native APIs to unlock automation and a differentiated borrower experience. To learn more, visit www.vesta.com.

2.6.24 Consumer Savings; Curinos' John Sayre on HELOCs and Seconds; A Cat's Loyalty Feb 06, 2024

Vesta is the new, modern Loan Origination System (LOS) which helps lenders reduce their costs to originate and improve their ability to integrate with new technologies in the ecosystem. Vesta automates as much of the work as possible and surfaces the rest to people using exception-based processing. Vesta is configured entirely using no-code so lenders can easily customize their business logic. Vesta integrates to any ecosystem player via open, cloud-native APIs to unlock automation and a differentiated borrower experience. To learn more, visit www.vesta.com.

2.5.24 Bank Earnings; Curinos' John Sayre on Q4 Trends; Payroll Takeaways Feb 05, 2024

Vesta is the new, modern Loan Origination System (LOS) which helps lenders reduce their costs to originate and improve their ability to integrate with new technologies in the ecosystem. Vesta automates as much of the work as possible and surfaces the rest to people using exception-based processing. Vesta is configured entirely using no-code so lenders can easily customize their business logic. Vesta integrates to any ecosystem player via open, cloud-native APIs to unlock automation and a differentiated borrower experience. To learn more, visit www.vesta.com.

2.2.24 WFH Productivity; Robbie Chrisman on Life Outside Mortgage; Strong Payrolls Feb 02, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

2.1.24 Rate Stabilization; Jeremy Foster and Nikki James on Calque's Trade-In Mortgage; Fed Holds Feb 01, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

1.31.24 CFPB Goals; Katie Sweeney on Brokers; Macroeconomic Trends Jan 31, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

1.30.24 Insurance Costs; Polly's Troy Coggiola on His New Role; Geopolitical Tensions Jan 30, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

1.29.24 Origination Metrics; Truv's Richard Grieser on Verification; Personal Consumption Jan 29, 2024

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

1.26.24 In the Money; Fannie, Freddie, Ginnie History; The Economy's Alright Jan 26, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

1.25.24 Servicing Retention; Angel Oak Mortgage Solutions' Tom Hutchens on Market Outlook; Rates are a Global Village Jan 25, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

1.24.24 So Long NOLA; Deephaven's Tom Davis on Non-QM; Composition of Mortgage Apps Jan 24, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

1.23.24 Atlantic Bay and Mexican Gulf; LoanCare's Eric Seabrook on Consumer Digital; Economic Spending Jan 23, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

1.22.24 IMB New Orleans; Mortgage-Backed Securities Primer; Fed Doing Right Jan 22, 2024

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

1.19.24 Falling Mortgage Rates; Interview with Polunsky Beitel Green's Marty Green; Middle East Flight to Quality Jan 19, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

1.18.24 Remembering Dave Stevens; Quantitative Tightening Calculus; U.S. Economic Growth Jan 18, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

1.17.24 Home Prices; nCino's Pam Faulkner on Change Management; Mortgage Application Activity Jan 17, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

1.16.24 Extending Rate Locks; Recruiter Brianna King on Standing Out as a Candidate; Inflation Last Week Jan 16, 2024

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

1.12.24 Mortgage Lead Providers; Ginnie Mae Issuance; Sticky Inflation Jan 12, 2024

Lenders can easily integrate income verification into their workflow and verify any borrower at any point during the application process with Truework Income. By connecting every verification method into one platform, Truework helps lenders eliminate process disruptions, maintain a competitive borrower experience and reduce the fiscal impact of verifying income. Banks, credit unions and wholesale lenders are using Truework because it’s the only platform making income verification as easy as clicking a button.

1.11.24 Federal Reserve Control; Capital Markets Bonuses; Latest Consumer Price Index Jan 11, 2024

Lenders can easily integrate income verification into their workflow and verify any borrower at any point during the application process with Truework Income. By connecting every verification method into one platform, Truework helps lenders eliminate process disruptions, maintain a competitive borrower experience and reduce the fiscal impact of verifying income. Banks, credit unions and wholesale lenders are using Truework because it’s the only platform making income verification as easy as clicking a button.

1.10.24 CFPB Civil Penalty Inflation; Mini-Refunding Movement; Bond Market Snoozer Jan 10, 2024

Lenders can easily integrate income verification into their workflow and verify any borrower at any point during the application process with Truework Income. By connecting every verification method into one platform, Truework helps lenders eliminate process disruptions, maintain a competitive borrower experience and reduce the fiscal impact of verifying income. Banks, credit unions and wholesale lenders are using Truework because it’s the only platform making income verification as easy as clicking a button.

1.9.24 NAR Leadership and Zillow Lawsuits; Truework's Ryan Sandler on Consumer Data Costs; Recent Economic Narrative Jan 09, 2024

Lenders can easily integrate income verification into their workflow and verify any borrower at any point during the application process with Truework Income. By connecting every verification method into one platform, Truework helps lenders eliminate process disruptions, maintain a competitive borrower experience and reduce the fiscal impact of verifying income. Banks, credit unions and wholesale lenders are using Truework because it’s the only platform making income verification as easy as clicking a button.

1.8.24 Fed Securities Portfolio; Richard Traub on Commercial Real Estate; Reaction to Payrolls Jan 08, 2024

Lenders can easily integrate income verification into their workflow and verify any borrower at any point during the application process with Truework Income. By connecting every verification method into one platform, Truework helps lenders eliminate process disruptions, maintain a competitive borrower experience and reduce the fiscal impact of verifying income. Banks, credit unions and wholesale lenders are using Truework because it’s the only platform making income verification as easy as clicking a button.

1.5.24 HMDA Reporters; Cost to Hedge; December's Robust Payrolls Jan 05, 2024

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

1.4.24 Don't Predict Rates; STRATMOR Group's Garth Graham on Industry Forecasts; Hawkish FOMC Minutes Jan 04, 2024

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

1.3.24 Builder Trends; STRATMOR Group’s Mike Seminari on Customer Experience; Bond Markets Ahead of the Fed Jan 03, 2024

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

1.2.24 Banking Landscape; Rob Chrisman on 2024; Yield Seesaw Jan 02, 2024

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

12.29.23 M&A Reasoning; My Life Outside of Mortgage; 10-Year Goes Nowhere Dec 29, 2023

Thank you to Gallus Insights, your BI tool made by mortgage bankers for mortgage bankers. With Gallus, experience the simplicity of transforming complex data into actionable insights. It's smart, it's efficient, and it places automated KPIs right at your fingertips. If you can use Google...you can use Gallus. Go from data to knowledge with Gallys. Embrace simplicity. Embrace superiority with Gallus.

12.28.23 Retirement Withdrawals; Attorney Brian Levy on NAR; Strong Treasuries Demand Dec 28, 2023

Thank you to Gallus Insights, your BI tool made by mortgage bankers for mortgage bankers. With Gallus, experience the simplicity of transforming complex data into actionable insights. It's smart, it's efficient, and it places automated KPIs right at your fingertips. If you can use Google...you can use Gallus. Go from data to knowledge with Gallys. Embrace simplicity. Embrace superiority with Gallus.

12.27.23 Originator Figures; Gallus Insights' Augie Del Rio on Data; House Prices Across the Nation Dec 27, 2023

Thank you to Gallus Insights, your BI tool made by mortgage bankers for mortgage bankers. With Gallus, experience the simplicity of transforming complex data into actionable insights. It's smart, it's efficient, and it places automated KPIs right at your fingertips. If you can use Google...you can use Gallus. Go from data to knowledge with Gallys. Embrace simplicity. Embrace superiority with Gallus.

12.26.23 Cybersecurity; Candor's Tom Showalter on AI Underwriting; Economic Data Dec 26, 2023

Thanks to Gallus Insights. Mortgage KPIs, automated at your fingertips. Gallus allows you to go from data to actionable insights. If you can use Google, you can use Gallus!

12.22.23 Cybersecurity Incident; 10-Year Falling; Happy Holidays Dec 22, 2023

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

12.21.23 Lending's Winter Solstice; Hometap's Dan Burnett on Home Equity; More Housing Metrics Dec 21, 2023

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

12.20.23 Industry Insights; Brent Emler and Katie Pastor Trinidad on AI Underwriting; Housing Starts Booming Dec 20, 2023

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

12.19.23 Dovish Pivot; Interview With Arch MI's Carl Tyree; Housing Data Dec 19, 2023

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

12.18.23 Fair Lending; Secure Insight's Andrew Liput on Fraud; Renegotiations in Focus Dec 18, 2023

Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightening-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.”

12.15.23 Minority Lending; Richey May's Nathan Lee on Profitability; Green Screens for MBS Dec 15, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

12.14.23 M&A News; Xactus' Greg Holmes and Shelley Leonard on Advancing the Modern Mortgage; Federal Reserve Takeaways Dec 14, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

12.13.23 U.S. Inflation in November; Interview with Argyle's Brian Geary; FOMC Decision Day Dec 13, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

12.12.23 Consumer Alerts; Clear Capital’s Kenon Chen on the Housing Market; FOMC Meeting Expectations Dec 12, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

12.11.23 Regulatory Framework; Change's Jeff Seabold on Navigating Uncertain Markets; Payrolls Takeaways Dec 11, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

12.8.23 Origination Data; nCino's Ben Miller on Data and Profitability; November Payrolls Dec 08, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

12.7.23 Customer Satisfaction; United One’s Sean Higgins on Vendor Solutions; More Labor Market Indicators Dec 07, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

12.6.23 Early Payoff Primer; CoreLogic's Selma Hepp on the Home Price Index; Federal Reserve Messaging Dec 06, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

12.5.23 Grow in '24; Mayer Brown LLP's Holly Spencer Bunting on RESPA; Shifting Fed Sentiment Dec 05, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

12.4.23 CFPB Complaints; Elliot Eisenberg on the Economy; Fighting the Fed Dec 04, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

12.1.23 Price Increases; Don't Ignore Compliance; Rate Improvements Dec 01, 2023

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. MCT’s technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged – offering clients the tools to thrive under any market condition. Learn more at mct-trading.com

11.30.23 Inverted Yield Curve; Lender Price's Dustin McClelland on Pricing Technology; Higher Rates Slowing Economy Nov 30, 2023

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. MCT’s technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged – offering clients the tools to thrive under any market condition. Learn more at mct-trading.com

11.29.23 Conforming Loan Limits; Argyle's John Hardesty on NFM Lending Case Study; A Dovish Fed Nov 29, 2023

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. MCT’s technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged – offering clients the tools to thrive under any market condition. Learn more at mct-trading.com

11.28.23 Conforming Loan Limits; MCT's Andrew Rhodes on Pricing Transparency; Home Sales and Housing Nov 28, 2023

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. MCT’s technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged – offering clients the tools to thrive under any market condition. Learn more at mct-trading.com

11.27.23 Secret Shopping; Agencies' Disaster Assistance; Economic Calendar Wrap Nov 27, 2023

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. MCT’s technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged – offering clients the tools to thrive under any market condition. Learn more at mct-trading.com

11.24.23 Short and Sweet: Animal Charities; Expected Versus Actual Inflation Nov 24, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

11.22.23 Airplane Mode; M&A Activity with the STRATMOR Group's Garth Graham; Rates Data Dependency Nov 22, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

11.21.23 The First Thanksgiving, Early Pay Off Penalties; FOMC Minutes Nov 21, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

11.20.23 Home Equity; Sticky Inflation; Quiet Economic Calendar Nov 20, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

11.17.23 Equity in Homes; Calque's Chandra Srivastava on Mortgage Marketing; Economic Activity and Spending Nov 17, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

11.16.23 Company Balance Sheets; Quarterly Mortgage Bankers Performance Report; The Economy Don’t Stop Nov 16, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

11.15.23 Citizens Exits Wholesale; LoanCare's Eric Seabrook on the Servicing Market; Strong Reaction to CPI Nov 15, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

11.14.23 Credit Cost Changes; Peter Idziak on Rates and the NAR Lawsuit; CPI Unchanged Nov 14, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

11.13.23 Loan Officer Survey; Loanspark’s Michael Barnett on Commercial Real Estate; Credit Trends Nov 13, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

11.10.23 Trends in Lending; Megan Sinclair on Millennial Home Buying; Don't Fight the Fed Nov 10, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

11.9.23 Borrower Retention; Polunsky Beitel Green’s Marty Green on the Fed; Time for Refinances? Nov 09, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

11.8.23 Fair Lending; Argyle's John Hardesty on Integrations; Inflation Targeting Nov 08, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

11.7.23 Mortgages in Texas; Jay Arneja on the nCino Mortgage Suite; Slowing Economy? Nov 07, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

11.6.23 Data Breach Costs; Why Rates Have Dropped; What to Look Forward to This Week Nov 06, 2023

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

11.3.23 NAR CEO Resigns; Commercial Real Estate Hurting; October Payrolls Nov 03, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

11.2.23 Saving Money; Freddie Mac's Quarterly Results; Fed Lack of Decision Nov 02, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

11.1.23 NAR Court Verdict; Kristin Messerli and Sean Herrero on Millennial Home Buying; Fed Decision Day Nov 01, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.31.23 Company Consolidation; Richey May's Seth Sprague on Advisory Services; Fannie Mae Earnings Oct 31, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.30.23 Mortgage Company Bonus Recalls; Canopy Mortgage's Jeff Reeves on Origination Efficiencies; Capital Markets Strong Like Bull Oct 30, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.27.23 Profitability Versus Market Share; Rob Chrisman on Commentary Editing; Fed's Preferred PCE Oct 27, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

10.26.23 RESPA Chatter; Selene Finance's John Vella on P&L; Home Sales Oct 26, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

10.25.23 NAR Lawsuit; Visio's Jeff Ball on DSCR Lending; What's the Fed to Do Oct 25, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

10.24.23 LO Basics; Part Two of Chris Wiley on AI; A Rare Rally Oct 24, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

10.23.23 Keeping Rates in Perspective; TechMor's Chris Wiley on AI; Economic Data Ahead Oct 23, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 Billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

10.20.23 Passing Costs to Borrowers; nCino's Ben Miller on the Digital Mortgage Suite; More Housing Data Oct 20, 2023

Today's podcast is brought to you by nCino, maker of the nCino Mortgage Suite, built for the modern mortgage lender. The nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation and nCino Mortgage Analytics -- unite the people, systems and stages of the mortgage process. See how nCino can support a homeownership journey that both your borrowers and your team will love at nCino.com.

10.19.23 Man Versus Machine; Candor's Tom Booker on AI Underwriting; More Housing Data Oct 19, 2023

Today's podcast is brought to you by nCino, maker of the nCino Mortgage Suite, built for the modern mortgage lender. The nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation and nCino Mortgage Analytics -- unite the people, systems and stages of the mortgage process. See how nCino can support a homeownership journey that both your borrowers and your team will love at nCino.com.

10.18.23 Cost of Credit Reports; Think Mortgage's Anthony Focca on Originations; Strong Retail Sales Oct 18, 2023

Today's podcast is brought to you by nCino, maker of the nCino Mortgage Suite, built for the modern mortgage lender. The nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation and nCino Mortgage Analytics -- unite the people, systems and stages of the mortgage process. See how nCino can support a homeownership journey that both your borrowers and your team will love at nCino.com.

10.17.23 Chatter From Philly; Interview with Better's Vishal Garg and Kevin Ryan; Israel Conflict and Rates Oct 17, 2023

Today's podcast is brought to you by nCino, maker of the nCino Mortgage Suite, built for the modern mortgage lender. The nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation and nCino Mortgage Analytics -- unite the people, systems and stages of the mortgage process. See how nCino can support a homeownership journey that both your borrowers and your team will love at nCino.com.

10.16.23 Notes From Philadelphia; Fairway Independent's Steve Jacobson on Industry Rumors; Precursor to the Fed Oct 16, 2023

Today's podcast is brought to you by nCino, maker of the nCino Mortgage Suite, built for the modern mortgage lender. The nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation and nCino Mortgage Analytics -- unite the people, systems and stages of the mortgage process. See how nCino can support a homeownership journey that both your borrowers and your team will love at nCino.com.

10.13.23 MBA Annual Preview; Jay Beitel on the Supreme Court and CFPB; Inflation Moving Rates Oct 13, 2023

Thanks to NotaryCam, your partner for The Perfect Close! Ease of use, additional closing compliance, better borrower experience, reduced timelines and cost savings, what is stopping you from getting on the RON train with NotaryCam?

10.12.23 Spooky Volumes; NotaryCam’s Suzanne Singer on Remote Online Notarization; Inflation is Back Up Oct 12, 2023

Thanks to NotaryCam, your partner for The Perfect Close! Ease of use, additional closing compliance, better borrower experience, reduced timelines and cost savings, what is stopping you from getting on the RON train with NotaryCam?

10.11.23 Loan Production Expenses; Servbank’s Johnny Spagnola on Customer Experience; Geopolitics Helping the Fed Oct 11, 2023

Thanks to NotaryCam, your partner for The Perfect Close! Ease of use, additional closing compliance, better borrower experience, reduced timelines and cost savings, what is stopping you from getting on the RON train with NotaryCam?

10.10.23 Vacant Housing; Curinos’ John Sayre on Key Data; Rates Take a Breather Oct 10, 2023

Thanks to NotaryCam, your partner for The Perfect Close! Ease of use, additional closing compliance, better borrower experience, reduced timelines and cost savings, what is stopping you from getting on the RON train with NotaryCam?

10.6.23 Conforming Loan Limits; Ally Home's Glenn Brunker on Affordability; September Payrolls +336k Oct 06, 2023

Thanks to TRUE. TRUE creates accurate data that powers automation and optimizes every step of the lending lifecycle, helping lending organizations rapidly process loans, dramatically cut costs and risk, and radically improve the customer experience.

10.5.23 Originator Tips; Fairway Independent's Adam Levitt on Renovation Loans; More Employment Data Oct 05, 2023

Thanks to TRUE. TRUE creates accurate data that powers automation and optimizes every step of the lending lifecycle, helping lending organizations rapidly process loans, dramatically cut costs and risk, and radically improve the customer experience.

10.4.23 M&A and Personnel Moves; TRUE's Bob Noble on AI; Who is Buying MBS? Oct 04, 2023

Thanks to TRUE. TRUE creates accurate data that powers automation and optimizes every step of the lending lifecycle, helping lending organizations rapidly process loans, dramatically cut costs and risk, and radically improve the customer experience.

10.3.23 High Interest Rates; Rob Chrisman on Capital Markets; Economic Data Oct 03, 2023

Thanks to TRUE. TRUE creates accurate data that powers automation and optimizes every step of the lending lifecycle, helping lending organizations rapidly process loans, dramatically cut costs and risk, and radically improve the customer experience.

10.2.23 Government Shutdown Averted; Keyspire’s Michael Sarracini on Home Affordability; Medium Landing Oct 02, 2023

Thanks to TRUE. TRUE creates accurate data that powers automation and optimizes every step of the lending lifecycle, helping lending organizations rapidly process loans, dramatically cut costs and risk, and radically improve the customer experience.

9.29.23 Zoom Tips; LoanSense's Catalina Kaiyoorawongs on Student Loan Repayments; Get Me to Lower Rates Sep 29, 2023

Thanks to Built. Built is powering smarter and faster money movement for the entire construction and real estate ecosystem, all while reducing risk.
LoanSense link: https://www.videoask.com/f1myqvs6c

9.28.23 CFPB Report; Fidelity National Financial's Chuck Cain on Attorney Opinion Letters; Gross Domestic Product Sep 28, 2023

Thanks to Built. Built is powering smarter and faster money movement for the entire construction and real estate ecosystem, all while reducing risk.

9.27.23 GSE News; Verisk's Kingsley Greenland on Flood Insurance; Mortgage Applications Down Sep 27, 2023

Thanks to Built. Built is powering smarter and faster money movement for the entire construction and real estate ecosystem, all while reducing risk.

9.26.23 Potential Government Shutdown; Servbank’s Bryan Crofford on Finding the Right People; Rates Treading Water Sep 26, 2023

Thanks to Built. Built is powering smarter and faster money movement for the entire construction and real estate ecosystem, all while reducing risk.

9.25.23 Offshoring Operations; Nationwide Processing's Guru Amrit Khalsa on Reducing Costs; America's National Debt Sep 25, 2023

Thanks to Built. Built is powering smarter and faster money movement for the entire construction and real estate ecosystem, all while reducing risk.

9.22.23 Reasons for Moving; Mayer Brown's Lauren Pryor on M&A; Weakness in Bonds Sep 22, 2023

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

9.21.23 Housing Supply; Planet's James DePalma on Asset Management; Fed Holds Rates Sep 21, 2023

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

9.20.23 U.S. Median Home Prices; Ben Cottingham on First Time Home Buying; Fed (Lack of) Decision Day Sep 20, 2023

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

9.19.23 Automation Advances; Calque's Jeremy Foster on Innovative Mortgage Products; Fed Calculus Sep 19, 2023

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

9.18.23 U.S. Homeownership Rates; Ben Pettit and Greg Korn from NEMBC; Capital Markets Unknowns Sep 18, 2023

Thanks to today's podcast sponsor, Calque. Given that rates are the highest they’ve been in decades, how can homeowners be convinced to move into a new home? With The Trade-In Mortgage powered by Calque, homeowners can buy before they sell, make non-contingent offers, and tap their home equity to fund the down payment on their next home. The result? Lenders help their clients negotiate a lower purchase price, reduce their interest payments, and eliminate PMI.

9.15.23 CFPB Fines; SimpleNexus' Lori Brewer on Tech Advancements; Wholesale Inflation Sep 15, 2023

Webinar link: https://www2.ncino.com/webinar-nCino-AI
Today's podcast is brought to you by SimpleNexus, an nCino Company, and award-winning developer of mortgage technology for modern lenders. SimpleNexus leads the pack in mortgage technology innovation, continuously introducing new features that enable lenders to support borrowers at every step of the homeownership journey. Learn more at simplenexus.com.

9.14.23 MBA Funded Volume; Jim Black on a Unified Housing Industry; Inflation Takeaways Sep 14, 2023

Today's podcast is brought to you by SimpleNexus, an nCino Company, and award-winning developer of mortgage technology for modern lenders. SimpleNexus leads the pack in mortgage technology innovation, continuously introducing new features that enable lenders to support borrowers at every step of the homeownership journey. Learn more at simplenexus.com.

9.13.23 Auto Market Caps; Blend's Nima Ghamsari on Borrower Experience; Latest Inflation Figures Sep 13, 2023

Today's podcast is brought to you by SimpleNexus, an nCino Company, and award-winning developer of mortgage technology for modern lenders. SimpleNexus leads the pack in mortgage technology innovation, continuously introducing new features that enable lenders to support borrowers at every step of the homeownership journey. Learn more at simplenexus.com.

9.12.23 Housing Inventory; Servbank's Linda Case on High Quality Servicing Standards; Looking Ahead to Inflation Sep 12, 2023

Today's podcast is brought to you by SimpleNexus, an nCino Company, and award-winning developer of mortgage technology for modern lenders. SimpleNexus leads the pack in mortgage technology innovation, continuously introducing new features that enable lenders to support borrowers at every step of the homeownership journey. Learn more at simplenexus.com.

9.11.23 Insurance Company Withdrawals; J.D. Power's Craig Martin on the U.S. Mortgage Servicer Satisfaction Study; Uncertainty in Capital Markets Sep 11, 2023

Today's podcast is brought to you by SimpleNexus, an nCino Company, and award-winning developer of mortgage technology for modern lenders. SimpleNexus leads the pack in mortgage technology innovation, continuously introducing new features that enable lenders to support borrowers at every step of the homeownership journey. Learn more at simplenexus.com.

9.8.23 Funded Mortgage Volume; LoanCare's Kevin Cooke on Fresh Servicing Offerings; Freddie Says Rates Down Sep 08, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

9.7.23 International Investment in U.S. Homes; Marty Green on a Hawkish Fed; Beige Book of Contacts Sep 07, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

9.6.23 Insurance Premiums; MAXEX's Henry Broeksmit on Mortgage Industry Youth; Applications Fall Again Sep 06, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

9.5.23 Award Season; Flagstar's Jason Lee on the Capital Markets Environment; Soft Landing Scenario Sep 05, 2023

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

9.1.23 Krispy Kreme Mortgage; Canopy Mortgage's Tim Davis on His New Role; Payrolls to the Fed's Liking Sep 01, 2023

Thanks again to this week’s sponsor Black Knight. Black Knight is an award-winning software, data and analytics company that drives innovation in the mortgage and real-estate industries, and the capital and secondary markets. The company’s Data & Analytics division provides comprehensive property and mortgage data, as well as market-leading analytics. Learn more at www.blackknightinc.com/climaterisk.

8.31.23 Affordable Housing; Black Knight's Andy Walden and John Holbrook on Tappable Equity; Consecutive Rallies Aug 31, 2023

Thanks again to this week’s sponsor Black Knight. Black Knight is an award-winning software, data and analytics company that drives innovation in the mortgage and real-estate industries, and the capital and secondary markets. The company’s Data & Analytics division provides comprehensive property and mortgage data, as well as market-leading analytics. Learn more at www.blackknightinc.com/climaterisk.

8.30.23 Credit Update; Voxtur Analytics' Stacy Mestayer on Attorney Opinion Letters; Home Prices Aug 30, 2023

Thanks again to this week’s sponsor Black Knight. Black Knight is an award-winning software, data and analytics company that drives innovation in the mortgage and real-estate industries, and the capital and secondary markets. The company’s Data & Analytics division provides comprehensive property and mortgage data, as well as market-leading analytics. Learn more at www.blackknightinc.com/climaterisk.

8.29.23 Housing Supply Check; Servbank's Anthony Forsberg on Default and Loss Mitigation; Economic Data Narrative Aug 29, 2023

Thanks again to this week’s sponsor Black Knight. Black Knight is an award-winning software, data and analytics company that drives innovation in the mortgage and real-estate industries, and the capital and secondary markets. The company’s Data & Analytics division provides comprehensive property and mortgage data, as well as market-leading analytics. Learn more at www.blackknightinc.com/climaterisk.

8.28.23 Available Housing Inventory; Black Knight's Conrad Ficca and Richard Lombardi on Climate Risk; Fed's Data Dependency Aug 28, 2023

Thanks again to this week’s sponsor Black Knight. Black Knight is an award-winning software, data and analytics company that drives innovation in the mortgage and real-estate industries, and the capital and secondary markets. The company’s Data & Analytics division provides comprehensive property and mortgage data, as well as market-leading analytics. Learn more at www.blackknightinc.com/climaterisk.

8.25.23 Invisible Credit Files; PHH Mortgage's Chris Sabbe on Subservicing; Wary Eyes on the Fed Aug 25, 2023

Thanks to today's podcast sponsor, PHH Mortgage. For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs. Their reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance. Whether you are looking to purchase a new home or refinance your current mortgage, PHH Mortgage offers a wide variety of loan options, including conventional, VA and FHA. Learn more at phhmortgage.com.

8.24.23 Better Goes Public; Markets Look Ahead to Powell; New Home Sales Aug 24, 2023

Thanks to today's podcast sponsor, PHH Mortgage. For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs. Their reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance. Whether you are looking to purchase a new home or refinance your current mortgage, PHH Mortgage offers a wide variety of loan options, including conventional, VA and FHA. Learn more at phhmortgage.com.

8.23.23 Work Environment Changes; Brokered Out Compensation; Mortgage Applications Down Aug 23, 2023

Thanks to today's podcast sponsor, PHH Mortgage. For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs. Their reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance. Whether you are looking to purchase a new home or refinance your current mortgage, PHH Mortgage offers a wide variety of loan options, including conventional, VA and FHA. Learn more at phhmortgage.com.

8.22.23 Western Secondary Updates; Title Insurance Alternatives; S&P Downgrade Aug 22, 2023

Thanks to today's podcast sponsor, PHH Mortgage. For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs. Their reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance. Whether you are looking to purchase a new home or refinance your current mortgage, PHH Mortgage offers a wide variety of loan options, including conventional, VA and FHA. Learn more at phhmortgage.com.

8.21.23 Southern California Weather; Arrive Home's Matt Pettit on Affordable Housing; Rate Movement Aug 21, 2023

Thanks to today's podcast sponsor, PHH Mortgage. For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs. Their reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance. Whether you are looking to purchase a new home or refinance your current mortgage, PHH Mortgage offers a wide variety of loan options, including conventional, VA and FHA. Learn more at phhmortgage.com.

8.18.23 Western Secondary Preview; MBA Quarterly Report; Capital Markets Update Aug 18, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.17.23 Mortgage Demand; Kristin Messerli on Next Generation Home Ownership; Data Dependent Fed Aug 17, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.16.23 MBS Supply; Richey May's Seth Sprague on Retain Versus Release; China's Troubling Economy Aug 16, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.15.23 Technology Update; Servbank's Sherri Higuera on Servicing; Fed Minutes Look Ahead Aug 15, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.14.23 Inflation Readings; Rob Chrisman on the Western Secondary; Capital Markets Look Ahead Aug 14, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.11.23 Moderating Inflation; Equifax's Joel Rickman on HELOCs; Producer Prices Aug 11, 2023

Thanks to today's podcast sponsor, SimpleNexus, an nCino Company, developer of mortgage technology uniting the people, systems, and stages of the mortgage process into one seamless, end-to-end solution.
Learn more at simplenexus.com.

8.10.23 Corporate Earnings; SimpleNexus' Jay Arneja on eClose; July Consumer Price Index Aug 10, 2023

Thanks to today's podcast sponsor, SimpleNexus, an nCino Company, developer of mortgage technology uniting the people, systems, and stages of the mortgage process into one seamless, end-to-end solution.
Learn more at simplenexus.com.

8.9.23 Third-party Verification Services; AIME Group's Katie Sweeney on Helping Brokers; Thank China for Falling Rates Aug 09, 2023

Thanks to today's podcast sponsor, SimpleNexus, an nCino Company, developer of mortgage technology uniting the people, systems, and stages of the mortgage process into one seamless, end-to-end solution.
Learn more at simplenexus.com.

8.8.23 Industry Headlines; BOK's Chris Maloney on Capital Markets; Rates on the Rise Aug 08, 2023

Thanks to today's podcast sponsor, SimpleNexus, an nCino Company, developer of mortgage technology uniting the people, systems, and stages of the mortgage process into one seamless, end-to-end solution.
Learn more at simplenexus.com.

8.7.23 Overcapacity and Overhead; STRATMOR's Brett McCracken on Secret Shopping; Rates to Open the Week Aug 07, 2023

Thanks to today's podcast sponsor, SimpleNexus, an nCino Company, developer of mortgage technology uniting the people, systems, and stages of the mortgage process into one seamless, end-to-end solution.
Learn more at simplenexus.com.

8.4.23 Fitch Downgrade Follow Up; Ally Home's Glenn Brunker on Affordability; July Nonfarm Payrolls Aug 04, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

8.3.23 Portable Loans; Fairway Independent's Guy Schwartz with Producer Advice; Fitch Ratings Aug 03, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

8.2.23 Volatility in the Markets; Andy Duane on Capital Rule Plans; Labor Market Indicators Aug 02, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

8.1.23 Deal Premiums; LoanCare's Rodney Moss on Subservicing; Investor Sentiment Aug 01, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

7.31.23 Commercial Real Estate Space; CHLA's Scott Olson on the Seven Consumer Rights; Fed's CPE Jul 31, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

7.28.23 Printed Homes; Marty Green on the Fed; Further Fed Rate Hike Reaction Jul 28, 2023

Thanks to today’s sponsor, ReadyPrice. For years, mortgage brokers have been logging into ReadyPrice’s product and pricing engine to shop for the best loans across multiple lenders. Today, ReadyPrice offers the industry’s most powerful independent universal delivery portal where brokers can shop, lock and deliver the best loans, all on one platform—for free! It’s a new industry utility that gives brokers more time to focus on building their business. Check them out at ReadyPrice.com.

7.27.23 Producer Compensation; ReadyPrice’s Rick Soukoulis on Broker Business; Federal Reserve Rate Hike Jul 27, 2023

Thanks to today’s sponsor, ReadyPrice. For years, mortgage brokers have been logging into ReadyPrice’s product and pricing engine to shop for the best loans across multiple lenders. Today, ReadyPrice offers the industry’s most powerful independent universal delivery portal where brokers can shop, lock and deliver the best loans, all on one platform—for free! It’s a new industry utility that gives brokers more time to focus on building their business. Check them out at ReadyPrice.com.

7.26.23 Fed Decision Day; Adam Quinones and Matt Graham on the Fed and Bond Performance; House Prices Up or Down Jul 26, 2023

Thanks to today’s sponsor, ReadyPrice. For years, mortgage brokers have been logging into ReadyPrice’s product and pricing engine to shop for the best loans across multiple lenders. Today, ReadyPrice offers the industry’s most powerful independent universal delivery portal where brokers can shop, lock and deliver the best loans, all on one platform—for free! It’s a new industry utility that gives brokers more time to focus on building their business. Check them out at ReadyPrice.com.

7.25.23 Homeownership Rates; FundingShield's Ike Suri on Wire and Title Fraud; Fed in the Spotlight Jul 25, 2023

Thanks to today’s sponsor, ReadyPrice. For years, mortgage brokers have been logging into ReadyPrice’s product and pricing engine to shop for the best loans across multiple lenders. Today, ReadyPrice offers the industry’s most powerful independent universal delivery portal where brokers can shop, lock and deliver the best loans, all on one platform—for free! It’s a new industry utility that gives brokers more time to focus on building their business. Check them out at ReadyPrice.com.

7.24.23 Insurance in Florida; Chris Whalen on Capital Markets; Bond Reactions Last Week Jul 24, 2023

Thanks to today’s sponsor, ReadyPrice. For years, mortgage brokers have been logging into ReadyPrice’s product and pricing engine to shop for the best loans across multiple lenders. Today, ReadyPrice offers the industry’s most powerful independent universal delivery portal where brokers can shop, lock and deliver the best loans, all on one platform—for free! It’s a new industry utility that gives brokers more time to focus on building their business. Check them out at ReadyPrice.com.

7.21.23 Leading Economic Indicators; TD Bank's Scott Lindner on First Time Homebuyers; Existing Home Sales Jul 21, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

7.20.23 Growing Metro Areas; NAR's Jessica Lautz on Housing Supply; It's a Builder's World Jul 20, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

7.19.23 Company Acquisitions; Seth Sprague and James Brody on Repurchases; Risk-on Sentiment Jul 19, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

7.18.23 Rent-to-Income Across America; MBA's Justin Wiseman on Regulatory Issues; Volatility Subsiding Jul 18, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

7.17.23 Death of an Icon; Converting Office Space; Richey May's Nathan Lee on Fixed Versus Variable Costs Jul 17, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

7.14.23 Fed Victory Lap; Ailsa Falck on Speech Improvements; Big Bank Earnings Jul 14, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.13.23 Interest Rate Predictions; James Hedvall on Rate Movement; Wholesale Inflation Jul 13, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.12.23 Bank of America Fine; Rob Chrisman on Historical Comparisons; CPI Inflation Data Jul 12, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.11.23 Fed Chatter; Flagstar's Jeff Neufeld on Warehouse Lending; Incoming Inflation Gauges Jul 11, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.10.23 Student Loan Forgiveness and Inflation; Stavvy's Kosta Ligris on Remote Online Notarization; Reaction to Weaker Payrolls Jul 10, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.7.23 Inflation Around the World; Michele Kryczkowski on Business Development; June Employment Data Jul 07, 2023

Thanks to Gallus, the premier business intelligence tool for the mortgage industry. With hassle-free insights and user-friendly functionality, Gallus empowers you to make faster, data-driven decisions for enhanced profitability.

7.6.23 Homeownership Desires; Jeremy Potter on Cash Flow Underwriting; Federal Reserve Disagreements Jul 06, 2023

Thanks to Gallus, the premier business intelligence tool for the mortgage industry. With hassle-free insights and user-friendly functionality, Gallus empowers you to make faster, data-driven decisions for enhanced profitability.

7.5.23 Ginnie Ticket FAQs; Gallus' Augie Del Rio on Leveraging Data Analytics; Normalizing Higher Rates Jul 05, 2023

Thanks to Gallus, the premier business intelligence tool for the mortgage industry. With hassle-free insights and user-friendly functionality, Gallus empowers you to make faster, data-driven decisions for enhanced profitability.

7.3.23 False Claims Act Violations and Return of EverBank; Black Knight's Frank Poiesz on Streamlining Originations; Strong Data Driving Rates Jul 03, 2023

Thanks to Gallus, the premier business intelligence tool for the mortgage industry. With hassle-free insights and user-friendly functionality, Gallus empowers you to make faster, data-driven decisions for enhanced profitability.

6.30.23 Recession Indicators; ALTA's Steve Gottheim on Fannie Mae Title Insurance; Gasoline Decreasing Inflation Jun 30, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 Billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.29.23 Cost of a Hedge; Optimal Blue's Erin Wester on Product and Pricing Engines; Banking Crisis Averted Jun 29, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 Billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.28.23 Recession Expectations; Visio Lending's Jeff Ball on DSCR Lending; Shift Toward New Homes Jun 28, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 Billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.27.23 Bond Pricing; CHLA and Absolute Home Mortgage Corporation’s Matt VanFossen on Industry Issues; Economic Calendar Jun 27, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 Billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.26.23 Bank and Credit Union Performance; Black Knight's Frank Poiesz on the Current Regulatory Environment; Housing Driving the Economy Jun 26, 2023

Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 Billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/.

6.23.23 Aging Population; MCT's Andrew Rhodes on Assignment of Trade (AOT); Existing Home Sales Jun 23, 2023

Thanks to today's podcast sponsor, MCT. Over the past 20 years, MCT has evolved from a pipeline hedging services specialist into the industry leader for fully-integrated capital markets software and services. Anchored by their comprehensive platform, MCTlive!, MCT offers the innovative technology and bespoke client support needed to elevate your performance. From MCTlive!, to MSRlive!, to the award-winning Bid Auction Manager (BAM), MCT is consistently first-to-market with new technology. Learn more at mct-trading.com.

6.22.23 Lender Moves; Optifunder's Carmel York on Warehouse Lending; Humphrey-Hawkins Jun 22, 2023

Thanks to today's podcast sponsor, MCT. Over the past 20 years, MCT has evolved from a pipeline hedging services specialist into the industry leader for fully-integrated capital markets software and services. Anchored by their comprehensive platform, MCTlive!, MCT offers the innovative technology and bespoke client support needed to elevate your performance. From MCTlive!, to MSRlive!, to the award-winning Bid Auction Manager (BAM), MCT is consistently first-to-market with new technology. Learn more at mct-trading.com.

6.21.23 Summer Solstice; Morris, Manning & Martin, LLP’s Bonnie Hochman Rothell on Lender Legal Considerations; Housing Surge Jun 21, 2023

Thanks to today's podcast sponsor, MCT. Over the past 20 years, MCT has evolved from a pipeline hedging services specialist into the industry leader for fully-integrated capital markets software and services. Anchored by their comprehensive platform, MCTlive!, MCT offers the innovative technology and bespoke client support needed to elevate your performance. From MCTlive!, to MSRlive!, to the award-winning Bid Auction Manager (BAM), MCT is consistently first-to-market with new technology. Learn more at mct-trading.com.

6.20.23 Demographics and Employment; MCT's Andrew Rhodes on Loan Sale Automation; Fed Versus Inflation Jun 20, 2023

Thanks to today's podcast sponsor, MCT. Over the past 20 years, MCT has evolved from a pipeline hedging services specialist into the industry leader for fully-integrated capital markets software and services. Anchored by their comprehensive platform, MCTlive!, MCT offers the innovative technology and bespoke client support needed to elevate your performance. From MCTlive!, to MSRlive!, to the award-winning Bid Auction Manager (BAM), MCT is consistently first-to-market with new technology. Learn more at mct-trading.com.

6.19.23 No Bank Account, No Problem; Jeremy Potter on Industry Innovation; Inflation Ebbs Lower Jun 19, 2023

Thanks to today's podcast sponsor, MCT. Over the past 20 years, MCT has evolved from a pipeline hedging services specialist into the industry leader for fully-integrated capital markets software and services. Anchored by their comprehensive platform, MCTlive!, MCT offers the innovative technology and bespoke client support needed to elevate your performance. From MCTlive!, to MSRlive!, to the award-winning Bid Auction Manager (BAM), MCT is consistently first-to-market with new technology. Learn more at mct-trading.com.

6.16.23 Further Reaction to the Fed Pause; CoreLogic's Thom Malone on the Housing Market; Inflation Across America Jun 16, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

6.15.23 Pause Not Stop; 1st Signature Lending’s Matt Bridgman on the Construction-to-Permanent Space; Guest Jokes Jun 15, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

6.14.23 Warehouse Lending Primer; SimpleNexus' Ben Miller on Mobile Transformation; Fed and Inflation Jun 14, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

6.13.23 Rent Versus Buy; Black Knight’s Frank Poiesz on Safe AI Adoption; Consumer Price Index Inflation Jun 13, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

6.12.23 Borrower Equity; Change Wholesale's Bill Durham on Cycle Time and Customer Experience; Fed Meeting Week Jun 12, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, incentive compensation, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

6.9.23 Ginnie, FHA, VA, and USDA Notes; Recession Worries Jun 09, 2023

Thanks to Built Technologies. Join BuiltTechnologies on June 20th at 12 PM CST for an exclusive webinar that will dive into proactive portfolio monitoring as Built’s experts share best practices for achieving greater visibility into your construction portfolio.

6.8.23 Interest Rate Sensitivity; Ally Home's Glenn Brunker on Housing Market Corrections; Pre-Fed Doldrums Jun 08, 2023

Thanks to Built Technologies. Join BuiltTechnologies on June 20th at 12 PM CST for an exclusive webinar that will dive into proactive portfolio monitoring as Built’s experts share best practices for achieving greater visibility into your construction portfolio.

6.7.23 AM Radio; Milo's Josip Rupena on Young Home Ownership; Quiet Bond Markets Jun 07, 2023

Thanks to Built Technologies. Join BuiltTechnologies on June 20th at 12 PM CST for an exclusive webinar that will dive into proactive portfolio monitoring as Built’s experts share best practices for achieving greater visibility into your construction portfolio.

6.6.23 Data Breaches; Technotree’s Matt Sanchez on the evolution of AI; Pause or Skip for the Fed Jun 06, 2023

Thanks to Built Technologies. Join BuiltTechnologies on June 20th at 12 PM CST for an exclusive webinar that will dive into proactive portfolio monitoring as Built’s experts share best practices for achieving greater visibility into your construction portfolio.

6.5.23 Counteracting AI; American Land Title Association's Elizabeth Blosser on NTRAPS; Reaction to May Payrolls Jun 05, 2023

Thanks to Built Technologies. Join BuiltTechnologies on June 20th at 12 PM CST for an exclusive webinar that will dive into proactive portfolio monitoring as Built’s experts share best practices for achieving greater visibility into your construction portfolio.

6.2.23 National Donut Day; nCino's Ali Maquet and Brett Dooies on Digital Transformation for Financial Institutions; U.S. Payrolls Report Jun 02, 2023

Thanks to Lenders One, one of the largest mortgage co-ops in the country with a diverse mix of 250+ member companies and providers of an end-to-end solution independent mortgage professionals trust to drive profitability and growth.

6.1.23 LOs Adding Value; Lenders One's Justin Demola on Alliance Benefits; Economic Activity Jun 01, 2023

Thanks to Lenders One, one of the largest mortgage co-ops in the country with a diverse mix of 250+ member companies and providers of an end-to-end solution independent mortgage professionals trust to drive profitability and growth.

5.31.23 Active Home Listings; Verisk’s Kingsley Greenland on Catastrophe Risk Stress Testing; House Prices Up May 31, 2023

Thanks to Lenders One, one of the largest mortgage co-ops in the country with a diverse mix of 250+ member companies and providers of an end-to-end solution independent mortgage professionals trust to drive profitability and growth.

5.30.23 Rate Cuts Incoming?; Flagstar Bank's John Gibson on TPO; Debt Ceiling Drama In Rearview May 30, 2023

Thanks to Lenders One, one of the largest mortgage co-ops in the country with a diverse mix of 250+ member companies and providers of an end-to-end solution independent mortgage professionals trust to drive profitability and growth.

5.26.23 Industry Issues; Polunsky Beitel Green's Stacey Maisano on Women in Mortgage Banking; Economy Slowing But Rates Up May 26, 2023

Thank you to Black Knight. From point-of-sale through post-closing, the company’s trusted loan origination system, Empower, as well as its integrated, end-to-end origination solutions deliver unmatched capabilities, functionality and support to increase processing efficiencies and lower operational costs for lenders, as well as improve the homebuying experience for borrowers.

5.25.23 Takeaways from Secondary; Aidium’s Spencer Dusebout on CRM Differentiators; Inflation Odds Return May 25, 2023

Thank you to Black Knight. From point-of-sale through post-closing, the company’s trusted loan origination system, Empower, as well as its integrated, end-to-end origination solutions deliver unmatched capabilities, functionality and support to increase processing efficiencies and lower operational costs for lenders, as well as improve the homebuying experience for borrowers.

5.24.23 Closing Remarks from Secondary; FHFA Director Thompson on LLPA; Black Knight's Frank Poiesz on AI and Regulators May 24, 2023

Thank you to Black Knight. From point-of-sale through post-closing, the company’s trusted loan origination system, Empower, as well as its integrated, end-to-end origination solutions deliver unmatched capabilities, functionality and support to increase processing efficiencies and lower operational costs for lenders, as well as improve the homebuying experience for borrowers.

5.23.23 Notes From Manhattan; Black Knight's Frank Poiesz on Automation Versus AI; Debt Ceiling Latest May 23, 2023

Thank you to Black Knight. From point-of-sale through post-closing, the company’s trusted loan origination system, Empower, as well as its integrated, end-to-end origination solutions deliver unmatched capabilities, functionality and support to increase processing efficiencies and lower operational costs for lenders, as well as improve the homebuying experience for borrowers.

5.22.23 Live From Manhattan; Lender Price's Paul Orlando on Investing in Technology; U.S. Economy Slowing May 22, 2023

Thank you to Black Knight. From point-of-sale through post-closing, the company’s trusted loan origination system, Empower, as well as its integrated, end-to-end origination solutions deliver unmatched capabilities, functionality and support to increase processing efficiencies and lower operational costs for lenders, as well as improve the homebuying experience for borrowers

5.19.23 Mortgage Rate Buydowns; Built Technologies' Riley Thomas on Commercial Real Estate; U.S. Debt Ceiling Theater May 19, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

5.18.23 National Debt; Stavvy’s Kosta Ligris on Remote Online Notarization; Housing Data May 18, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

5.17.23 Homebuilder Sentiment; Richey May's Nathan Lee on Benchmarking and Data Analytics; Mortgage Rates Up May 17, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

5.16.23 National Versus Regional Markets; Polunsky Beitel Green's Peter Idziak on FHFA's LLPA Rescission; Listening to the Fed May 16, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

5.15.23 Trader Talk on MBS Volume; Argyle’s John Hardesty on Real-Time Payroll and Employment Verification Technology May 15, 2023

Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

5.12.23 Quarterly Earnings; Tavant's Hassan Rashid on Digital Lending; Inflation Moderation May 12, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company, and award-winning developer of mortgage technology for today’s modern lenders. CompenSafe makes managing employee incentive compensation easy with a solution to transform complex calculus and webs of spreadsheets into an orderly, push-button process. Learn more at simplenexus.com.

5.11.23 Debt to Income LLPA Rescinded; FundingShield's Adam Chaudhary on Wire and Title Fraud (Part Two); Inflation is Falling May 11, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company, and award-winning developer of mortgage technology for today’s modern lenders. Nexus Closing features single sign-on borrower convenience, robust LOS system integration, dedicated title collaboration tools, and flexible support for varying closing scenarios – all so lenders can close with improved speed, security, liquidity, and savings. Learn more at simplenexus.com.

5.10.23 FHFA LLPA Changes; FundingShield's Adam Chaudhary on Wire and Title Fraud (Part One); Latest Inflation Report May 10, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company, and award-winning developer of mortgage technology for today’s modern lenders.

Nexus Origination allows lenders and borrowers to complete the mortgage process from anywhere. With a flexible digital loan application, fast pre-qual and pre-approval capabilities, and a simplified mobile disclosure process, hundreds of lenders rely on SimpleNexus to deliver world-class home lending services. Learn more at simplenexus.com.

5.9.23 New American Funding's Rick Arvielo on Recent Fed Moves; Regional Bank Rally May 09, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company, and award-winning developer of mortgage technology for today’s modern lenders. Nexus Engagement helps lenders convert more of their leads to closed loans with integrated tools like loan calculators, integrated home search, and instant messaging – all so originators can engage early with their prospects to guide them through the homebuying journey. Learn more at simplenexus.com.

5.8.23 Living Arrangements; Marty Green on Recent Federal Reserve Moves; Data, Data, Data for Capital Markets May 08, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company, and award-winning developer of mortgage technology for today’s modern lenders. Nexus Vision is the only turnkey business intelligence solution designed for mortgage lenders. With actionable intelligence -- including visually interactive dashboards, scorecards, and reports – Nexus Vision helps lenders run their organizations more purposefully and profitably. Learn more at simplenexus.com.

5.5.23 Funded Mortgage Volume; A Deep Dive on What's Driving Rates; Joke of the Year May 05, 2023

Want to power a better lending journey from application to close? Meet Blend’s Mortgage Suite: strengthened by features that improve and accelerate across the homeownership journey, including the LO Toolkit, hybrid and fully digital closing capabilities, and up-front quality of life perks like purchase affordability and soft credit pull, hundreds of financial institutions are closing more loans every day despite challenging conditions. Discover how a partnership can help you thrive by visiting their website.

5.4.23 What People Earn; Rob Chrisman on Secondary Marketing Basics; The Fed Delivers May 04, 2023

Want to power a better lending journey from application to close? Meet Blend’s Mortgage Suite: strengthened by features that improve and accelerate across the homeownership journey, including the LO Toolkit, hybrid and fully digital closing capabilities, and up-front quality of life perks like purchase affordability and soft credit pull, hundreds of financial institutions are closing more loans every day despite challenging conditions. Discover how a partnership can help you thrive by visiting their website.

5.3.23 Millennial Homeownership; Blend's Nima Ghamsari on Mortgage Origination Evolution; Fed Meeting and Rate Hike May 03, 2023

Want to power a better lending journey from application to close? Meet Blend’s Mortgage Suite: strengthened by features that improve and accelerate across the homeownership journey, including the LO Toolkit, hybrid and fully digital closing capabilities, and up-front quality of life perks like purchase affordability and soft credit pull, hundreds of financial institutions are closing more loans every day despite challenging conditions. Discover how a partnership can help you thrive by visiting their website.

5.2.23 Jumbo Mortgage Originations; Wes Brown on Customer Service and Escrow Accounts; Origination Supply and Demand May 02, 2023

Want to power a better lending journey from application to close? Meet Blend’s Mortgage Suite: strengthened by features that improve and accelerate across the homeownership journey, including the LO Toolkit, hybrid and fully digital closing capabilities, and up-front quality of life perks like purchase affordability and soft credit pull, hundreds of financial institutions are closing more loans every day despite challenging conditions. Discover how a partnership can help you thrive by visiting their website.

5.1.23 Servicing Platform Acquisitions; Moderation of Economic Growth May 01, 2023

Want to power a better lending journey from application to close? Meet Blend’s Mortgage Suite: strengthened by features that improve and accelerate across the homeownership journey, including the LO Toolkit, hybrid and fully digital closing capabilities, and up-front quality of life perks like purchase affordability and soft credit pull, hundreds of financial institutions are closing more loans every day despite challenging conditions. Discover how a partnership can help you thrive by visiting their website.

4.28.23 Economic Projections; News From FHFA; U.S. Economy Slowing Apr 28, 2023

LoanCare has been successfully navigating clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, was built to support MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

4.27.23 Yield Curve Inversions; California MBA's Susan Milazzo on Advocacy Groups; U.S. Economic Growth Apr 27, 2023

LoanCare has been successfully navigating clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, was built to support MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

4.26.23 Funded Mortgage Unit Estimates; MGIC's Concepcion Guerrero on the Hispanic Lending Opportunity; Home Sales and House Prices Apr 26, 2023

LoanCare has been successfully navigating clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, was built to support MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

4.25.23 Federal Reserve Rate Path; MonitorBase’s William LeBaron on Borrower Retention; Treasury Yields and Rates Apr 25, 2023

LoanCare has been successfully navigating clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, was built to support MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

4.24.23 Financial Stability Oversight; Paul Gigliotti on Mortgage Innovators Conference 2023; Economic Calendar Ahead Apr 24, 2023

LoanCare has been successfully navigating clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, was built to support MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

4.21.23 Recent Mortgage Performance; Changing Fed Rate Expectations; FDIC MBS Sales Apr 21, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

4.20.23 Consumer Financial Protection Bureau Breach; Reno Home Group's Justin Rossi on Buying Agents; U.S. Debt Ceiling Apr 20, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

4.19.23 Trigger Leads; Candor's Sara Knochel and Ed Kourany on Tech Advencements; MBS Portfolio Sales Apr 19, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

4.18.23 First Republic Update; Ginnie Mae Market Share; Housing Starts and Building Permits Apr 18, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

4.17.23 Middle Class Income; Argyle's Shmulik Fishman on Employment and Income Verification; U.S. Economy Slowing Apr 17, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

4.14.23 Bank Earnings; Evolving Inflation Narrative; Where Does the Fed Go From Here? Apr 14, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Tens of thousands of loan officers at hundreds of independent mortgage banks, banks, and credit unions use the SimpleNexus homeownership platform to provide a world-class borrower experience. With one login, you and your borrowers can do it all from any device — from uploading docs and checking loan status to paying for appraisals, signing disclosures, and closing.

Learn more at simplenexus.com.

4.13.13 Work From Home Figures; FundingShield's Ike Suri on Wire and Title Fraud; Producer Price Inflation Figures Apr 13, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Closing seamlessly integrates with Nexus Origination to unite the homebuying experience from application to close. eSigning and eDisclosures expedite disclosure timelines and automate compliance documentation along the way.

To learn more about Nexus Closing features that reduce manufacturing costs and bolster borrower experience, visit simplenexus.com.

4.12.23 Inverted Yield Curve Explained; SimpleNexus' Jay Arneja on eClose; Latest Inflation Reading Apr 12, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Closing's full menu of closing options -- including traditional, hybrid, and full eClosings -- supports your preferred workflow with single sign-on convenience that makes it possible to close on a home from anywhere.

To learn more about Nexus Closing, visit simplenexus.com.

4.11.23 Net Mortgage Production Income; Rob Chrisman on Mortgage Trends; Economic Activity in the U.S.A. Apr 11, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Closing makes closings a breeze. Automatic status updates and instant collaboration tools help borrowers confidently navigate the closing process. And features that support eSign, eDisclosures, and eClosings increase productivity and margins.

To learn more about Nexus Closing, visit simplenexus.com.

4.10.23 Funded Mortgage Volume; Curinos' John Sayre on Production Trends and Data; Fed Rate Hike Predictions Apr 10, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Closing makes closings a breeze. Automatic status updates and instant collaboration tools help borrowers confidently navigate the closing process. And features that support eSign, eDisclosures, and eClosings increase productivity and margins.

To learn more about Nexus Closing, visit simplenexus.com.

4.7.23 Housing Supply; March Payrolls; Top Comedy Apr 07, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

4.6.23 Cows and Profitability; Regal.io’s Alex Levin on Personalized Contact Campaigns; Softening Economic Data Apr 06, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

4.5.23 Silicon Valley Bank Deposits; Milestones' Ashley Terrell on Value Propositions; Fed Gaining Traction Apr 05, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

4.4.23 FHFA COVID Deferral Payments; Personetics Jody Bhagat on Automated Customer Savings and Data Personalization; MBS Prices Apr 04, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

4.3.23 New York City; ATM Mortgage Advisors' Jeff Tarbell on Being a Broker; Economic Data Says Apr 03, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

3.31.23 Rent Versus Buy; Tallulah Le Merle on Common Mortgage Questions; Inverted Treasury Yield Curve Mar 31, 2023

Since inventing the modern form of private mortgage insurance in 1957, MGIC has insured more than 13.5 million mortgage loans. With innovative products, tools and strategies that help customers solve problems and fuel growth, MGIC is a true partner to lenders. Explore tools and solutions to boost your business at mgic.com/boost.

3.30.23 Changes to FDIC Insurance; Equifax's Craig Crabtree on Financially Inclusive Lending; Final Q4 GDP Mar 30, 2023

Since inventing the modern form of private mortgage insurance in 1957, MGIC has insured more than 13.5 million mortgage loans. With innovative products, tools and strategies that help customers solve problems and fuel growth, MGIC is a true partner to lenders. Explore tools and solutions to boost your business at mgic.com/boost.

3.29.23 National Home Listings; SPMB's Ross McLaughlin on Candidate Searches; House Price Indexes Mar 29, 2023

Since inventing the modern form of private mortgage insurance in 1957, MGIC has insured more than 13.5 million mortgage loans. With innovative products, tools and strategies that help customers solve problems and fuel growth, MGIC is a true partner to lenders. Explore tools and solutions to boost your business at mgic.com/boost.

3.28.23 Home Price Ranges; Townstone Financial’s Barry Sturner and Garris Horn LLP’s Richard Horn on the CFPB’s Judicial Failures; More Bank Headlines Mar 28, 2023

Since inventing the modern form of private mortgage insurance in 1957, MGIC has insured more than 13.5 million mortgage loans. With innovative products, tools and strategies that help customers solve problems and fuel growth, MGIC is a true partner to lenders. Explore tools and solutions to boost your business at mgic.com/boost.

3.27.23 Real Estate Commissions and Taxes; LexisNexis Risk Solutions Kevin King on Alternative Credit Data; Recap of Fed Moves Mar 27, 2023

Since inventing the modern form of private mortgage insurance in 1957, MGIC has insured more than 13.5 million mortgage loans. With innovative products, tools and strategies that help customers solve problems and fuel growth, MGIC is a true partner to lenders. Explore tools and solutions to boost your business at mgic.com/boost.

3.24.23 Rate Hike Expectations; Splitero's Michael Gifford on the Housing Market; Fed Speak Resumes Mar 24, 2023

Sponsored by Black Knight, Inc. Innovative technology. Comprehensive data. Agile analytics. As a premier provider of innovative, high-performance software, data and analytics for mortgage and home equity lending and servicing, Black Knight, Inc. is transforming the mortgage industry through its best in class solutions.

3.23.23 The Rise of Technology; Optimal Blue's Mike Vough on the MSR Market; Why the Fed Chose 25 Mar 23, 2023

Sponsored by Black Knight, Inc. Innovative technology. Comprehensive data. Agile analytics. As a premier provider of innovative, high-performance software, data and analytics for mortgage and home equity lending and servicing, Black Knight, Inc. is transforming the mortgage industry through its best in class solutions.

3.22.23 Banking System and Inflation; Polunsky Beitel Green's Jay Beitel on the CFPB's Upcoming Supreme Court Case; Fed Rate Decision Day Mar 22, 2023

Sponsored by Black Knight, Inc. Innovative technology. Comprehensive data. Agile analytics. As a premier provider of innovative, high-performance software, data and analytics for mortgage and home equity lending and servicing, Black Knight, Inc. is transforming the mortgage industry through its best in class solutions.

3.21.23 Bank News du Jour; Argyle’s Matt Gomes on Alternative Credit Data; FOMC Meeting Expectations Mar 21, 2023

Sponsored by Black Knight, Inc. Innovative technology. Comprehensive data. Agile analytics. As a premier provider of innovative, high-performance software, data and analytics for mortgage and home equity lending and servicing, Black Knight, Inc. is transforming the mortgage industry through its best in class solutions.

3.20.23 Credit Suisse and UBS; HOA.com's Brandon Barnum on Real Estate Referrals; Inflation and the Fed Latest Mar 20, 2023

Sponsored by Black Knight, Inc. Innovative technology. Comprehensive data. Agile analytics. As a premier provider of innovative, high-performance software, data and analytics for mortgage and home equity lending and servicing, Black Knight, Inc. is transforming the mortgage industry through its best in class solutions.

3.17.23 St. Patrick's Day; Bank Failure 101; Treasury Rally Continues Mar 17, 2023

Today's podcast is sponsored by, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

3.16.23 FHFA Delays DTI Pricing; Richey May's Michael Nouguier on Cybersecurity; Bank Failures and MBS Pricing Mar 16, 2023

Today's podcast is sponsored by, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

3.15.23 U.S. Bank Ratings; Interview with Bank of England Mortgage's Quinton Harris; Inflation Worries Mar 15, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

3.14.23 Markets Wild Ride; Peter C. Earle on Federal Reserve Decision Making; Pi Day Jokes Mar 14, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

3.13.23 Silicon Valley Bank and Bank Runs; RentSpree’s Michael Lucarelli on the Rental Market; Mar 13, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

3.10.23 Fed Chair Powell's Warnings; Wholesale Lending; Latest Payrolls Figures Mar 10, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Closing delights homebuyers with a convenient, single sign-on experience that allows them to close on a loan from anywhere. With automatic task notifications and eSign capabilities, Nexus Closing helps lenders deliver modern convenience and hand over the keys on a high note.

To learn more about Nexus Closing, visit simplenexus.com.

3.9.23 The Federal Reserve's Game of Chicken; Frasco's Michael Famiglietti on the Mortgage Risk Mitigation Space; Labor Market Indicators Mar 09, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination allows lenders and borrowers to complete the mortgage process from anywhere. With a flexible digital loan application, fast pre-qual and pre-approval capabilities, and a simplified mobile disclosure process, hundreds of lenders rely on SimpleNexus to deliver world-class home lending services.

To learn more about Nexus Origination, visit simplenexus.com.

3.8.23 Fed Chair Powell Testimony; SimpleNexus' Andria Lightfoot on Crafting a Modern Customer Experience; Mortgage Applications Mar 08, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Engagement helps lenders convert more leads to closed loans with a mobile app that fosters personal connections with borrowers. With tools like mortgage loan calculators, integrated home search, and instant messaging, Nexus Engagement helps lenders jumpstart the homeownership journey.

To learn more about Nexus Engagement, visit simplenexus.com.

3.7.23 Iditarod Racers; Change Wholesale’s Ryan Carry on CDFIs and Wholesale Origination; Chair Powell to Capitol Hill Mar 07, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Vision is the only turnkey business intelligence platform designed for mortgage lenders. Nexus Vision gives lenders actionable intelligence -- including visually interactive dashboards, scorecards, and reports -- so they can run their organizations more purposefully and profitably.

To learn more about Nexus Vision, visit simplenexus.com.

3.6.23 Interest Rate Hopes and Dreams; Guardian Mortgage's Jordan Jarvis on MLO Priorities; Economic Calendar Ahead Mar 06, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
Tens of thousands of loan officers at hundreds of IMBs, banks, and credit unions use the SimpleNexus homeownership platform to provide a world-class borrower experience. With one login, you and your borrowers can do it all from any device — from uploading docs and checking loan status to paying for appraisals and signing disclosures or closing documents.

Learn more at simplenexus.com.

3.3.23 Taking Advantage of Treasury Yields; Dovish Fed Speak from Atlanta Mar 03, 2023

Today's podcast is sponsored by Built Technologies. Increase efficiency, streamline processes, and improve construction and real estate financing. Built connects lenders with key stakeholders to expedite funding and provide real-time deal visibility via a cloud-based digital platform.

3.2.23 Homeowner Equity; MGIC's Vance Edwards on Mortgage Insurance Misconceptions; U.S. Manufacturing Gauges Mar 02, 2023

Today's podcast is sponsored by Built Technologies. Increase efficiency, streamline processes, and improve construction and real estate financing. Built connects lenders with key stakeholders to expedite funding and provide real-time deal visibility via a cloud-based digital platform.

3.1.23 Trader Recalculations; Built Technologies' Riley Thomas on Construction Project Management; Consumer Confidence Wanes Mar 01, 2023

Today's podcast is sponsored by Built Technologies. Increase efficiency, streamline processes, and improve construction and real estate financing. Built connects lenders with key stakeholders to expedite funding and provide real-time deal visibility via a cloud-based digital platform.

2.28.23 CFPB Funding Structure; Flagstar's Lee Smith on the Merger with New York Community Bank; Pending and New Home Sales Feb 28, 2023

Today's podcast is sponsored by Built Technologies. Increase efficiency, streamline processes, and improve construction and real estate financing. Built connects lenders with key stakeholders to expedite funding and provide real-time deal visibility via a cloud-based digital platform.

2.27.23 Creative Equity Products; MPOWER Financing's Sasha Ramani on Ditching Credit Scores; Losing the Inflation Fight Feb 27, 2023

Thanks to today's podcast sponsor, Built Technologies. Construction and real estate solutions for better financial management. Improve business performance with faster, smarter tools, for all stages of the property lifecycle

2.24.23 Servicing Portfolios; No Landing for the Economy Feb 24, 2023

Thanks to Agile, bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

2.23.23 FHA Mortgage Insurance Premium Cut; Alexandra Nolan on Entrepreneurship; Federal Reserve Minutes Feb 23, 2023

Thanks to Agile, bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

2.22.23 Delinquencies, Foreclosures, and Servicing Rights; Luca Dahlhausen and Mark Mclaughlin on the Interactions Between Brokers, Real Estate Agents, Lenders, and Technology; Mortgage Rates on the Rise Feb 22, 2023

Thanks to Agile, bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

2.21.23 Investor Purchases of U.S. Homes; Ally Home's Brandon Snow on Housing Headwinds; Rates Grind Higher Feb 21, 2023

Thanks to Agile, bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

2.17.23 FEMA and Mortgages; STRATMOR Group's Garth Graham on Technology Trends; Inflation is Not Behaving Feb 17, 2023

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

2.16.23 What Recession; Justin Barry of Morris, Manning, and Martin LLP on Housing Supply; Retail Sales Reaction Feb 16, 2023

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

2.15.23 Industry Exits; Garth Graham on the Mortgage Purchase Market; Inflation Not Falling Fast Enough Feb 15, 2023

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

2.14.23 Fannie Mae Earnings; DoorLoop's David Bitton on Tech Trends and ChatGPT; Consumer Prices Feb 14, 2023

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

2.13.23 Valentine's Day Prep; STRATMOR Group's Garth Graham on M&A Activity; Interest Rates on the Rise Feb 13, 2023

Thanks to the STRATMOR Group, the data-driven mortgage advisory. At STRATMOR, insights and knowledge are applied to guide mortgage clients to make sound strategic decisions and take actions that improve their success.

2.10.23 Expert Opinions; SimpleNexus' Ben Miller on Borrower Experience; Interest Rate Pressures Feb 10, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Engagement helps mortgage lenders convert more leads to closed loans with a mobile app that fosters personal connections with borrowers. With tools like mortgage loan calculators, integrated home search, and instant messaging, Nexus Engagement helps lenders jumpstart the homeownership journey.

To learn more about Nexus Engagement, visit simplenexus.com.

2.9.23 Desert Homes; Arrive Home's Tai Christensen on Black History Month; Treasury Auction Results Feb 09, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Engagement helps mortgage lenders convert more leads to closed loans with a mobile app that fosters personal connections with borrowers. With tools like mortgage loan calculators, integrated home search, and instant messaging, Nexus Engagement helps lenders jumpstart the homeownership journey.

To learn more about Nexus Engagement, visit simplenexus.com.

2.8.23 Mergers and Acquisitions; Rob Chrisman on Mortgage Market Cycles; MBS Hedging Volumes Feb 08, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Engagement helps mortgage lenders convert more leads to closed loans with a mobile app that fosters personal connections with borrowers. With tools like mortgage loan calculators, integrated home search, and instant messaging, Nexus Engagement helps lenders jumpstart the homeownership journey.

To learn more about Nexus Engagement, visit simplenexus.com.

2.7.23 Wholesaler Beef; Union Home's Bill Cosgrove on Building Culture and Lowering Costs; Fed Says More Rate Hikes Feb 07, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Tens of thousands of loan officers at hundreds of IMBs, banks, and credit unions use the SimpleNexus homeownership platform to provide a world-class borrower experience. With one login, you and your borrowers can do it all from any device — from uploading docs and checking loan status to paying for appraisals, signing disclosures, and closing.

Learn more at simplenexus.com.

2.6.23 Lots of Jobs; Calculated Hire's Blair Bender on Candidate Recruiting Pitfalls; Economic Calendar Ahead Feb 06, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Tens of thousands of loan officers at hundreds of IMBs, banks, and credit unions use the SimpleNexus homeownership platform to provide a world-class borrower experience. With one login, you and your borrowers can do it all from any device — from uploading docs and checking loan status to paying for appraisals, signing disclosures, and closing.

Learn more at simplenexus.com.

2.3.23 Fun With Numbers; Further Fed Rate Hike Reaction; U.S. Payrolls Add 500k Jobs in January Feb 03, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

2.2.23 Groundhog Day; Homeowner Riley Howard on Refinancing His House Four Times; Fed Rate Hike Reaction Feb 02, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

2.1.23 Wage Spirals; Coviance's Omar Jordan on Trends in Home Equity Lending; Fed Rate Hike Day Feb 01, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

1.31.23 Milestones' Dustin Gray on Creating Forever Clients; Steady Mortgage Rates Jan 31, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

1.30.23 Industry Churn; ZestyAI's Attila Toth on AI Adoption; Fed Week Jan 30, 2023

Thank you to Milestones. Giving homeowners an all-inclusive homeownership experience including: home value and equity monitoring, home maintenance reminders and how-to articles, cloud-based document storage, one-click access to hire professionals for various projects around the home, and much more.

1.27.23 Early Payoffs; APM and Flagstar News; A Fabled "Soft Landing" Jan 27, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

1.26.23 Marketing Service Agreements; Richey May's Mignonne Davis and Seth Sprague on the Servicing Landscape; Q4 GDP Jan 26, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

1.25.23 IMB Conference Tidbits; Keller Williams' Scott Agnew on Strategy in Uncertain Times; Federal Reserve Pivot Jan 25, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

1.24.23 Future Rate Hikes; Curinos' John Sayre on 2023 Mortgage Industry Trents; Central Bank Portfolio Securities Jan 24, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

1.23.23 San Diego IMB Conference; Keller William's Scott Agnew on Leading Through Uncertain Times; Economic Calendar Updates Jan 23, 2023

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

1.20.23 Premium Pricing; FHFA LLPA Changes; Shift in Fed Comments Jan 20, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

1.19.23 Tech Layoffs; Planet Home's Nick Dejesus and Chris Lewis on Retail Branch Management; Rates are Falling Jan 19, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

1.18.23 The MBS Basis, Candor's Tom Booker and Tom Showalter on How Every Underwrite is an Anomaly Jan 18, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

1.17.23 HELOC Study; Tom Booker and Tom Showalter on Candor's Technology Repurposing; Economic Calendar Jan 17, 2023

Candor’s patented automated underwriting decision engine, CogniTech™, is a state-of-the-art, 100% machine platform that can handle infinite loan scenarios. The portability allows clients to plug in the technology wherever an underwrite happens during the loan lifecycle, from point of sale to servicing. Clients can instantly scale to match loan volumes, improve quality to mitigate repurchase risk, & boost liquidity. Candor Can Do

1.13.23 Crystal Balls; What Does Ginnie Do; Reaction to "Peak" Inflation Jan 13, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Closing delights homebuyers with a convenient, single sign-on experience that enables them to close on their loan from anywhere. With automatic task notifications and eSign capabilities, Nexus Closing gives lenders the modern convenience of completing the mortgage experience on a high note.

To learn more about Nexus Closing, visit simplenexus.com.

1.12.23 Wells Fargo Fallout; Marty Green on the Fed Disconnect; Latest Inflation Reading Jan 12, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination allows lenders and borrowers to complete the mortgage process from anywhere. With a flexible digital loan application, fast pre-qual and pre-approval capabilities, and a simplified mobile disclosure process, hundreds of lenders rely on SimpleNexus to deliver world-class home lending services.

To learn more about Nexus Origination, visit simplenexus.com.

1.11.23 Wells Fargo Exits Correspondent; SimpleNexus' Lori Brewer on APIs and Web 3.0 Jan 11, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Engagement helps mortgage lenders convert more leads to closed loans with a mobile app that fosters personal connections with borrowers. With tools like mortgage loan calculators, integrated home search, and instant messaging, Nexus Engagement helps lenders jumpstart the homeownership journey.

To learn more about Nexus Engagement, visit simplenexus.com.

1.10.23 Natural Disasters and Immigration; Ocrolus' Rebecca Seward on Innovation and Automation in Mortgage Jan 10, 2023

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

SimpleNexus unites the people, systems, and stages of the mortgage process into a seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. Learn how the homeownership platform can improve loan production, lower operational costs, increase referral volume, and enhance customer satisfaction. Visit simplenexus.com.

1.9.23 Conference Returns; MIAC's Steve Harris on Broker-Dealers; Reactions to Strong Payrolls Jan 09, 2023

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

1.6.23 Jumbo Mortgage Loans; Eventual Central Bank Pivots; U.S. December Payrolls Jan 06, 2023

Thanks to MCT and its Hedge Advisory. Comprehensive capital markets software and services that empower secondary marketing performance!

1.5.23 Dollar Reserve Status; UWM Credit Fee; Rob Chrisman on 2023; Labor Market Updates Jan 05, 2023

Thanks to MCT and its Hedge Advisory. Comprehensive capital markets software and services that empower secondary marketing performance!

1.4.23 Thoughts on 2023; CubiCasa's Jeff Allen on Digital Floor Plans; Rates Continue Their Slide Jan 04, 2023

Thanks to MCT and its Hedge Advisory. Comprehensive capital markets software and services that empower secondary marketing performance!

1.3.23 Guild Mortgage's David Battany on Capital Markets Trends; Trading to Open 2023 Jan 03, 2023

Thanks to MCT and its Hedge Advisory. Comprehensive capital markets software and services that empower secondary marketing performance!

12.30.22 Stock Trends; CFPB Latest; Snoozer in the Capital Markets Dec 30, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

12.29.22 Industry Evolution; Final Rule Update; Jobless Claims Dec 29, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

12.28.22 Women in the Workforce; FHA Loan Comp Switch; House Prices Dec 28, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

12.27.22 State Growth Rates; Slow Drift Away From Your Desk Dec 27, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

12.23.22 Costs to Consumers; a Mortgage Timeline; Why Are You Even at Work Today? Dec 23, 2022

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your
business or set up a meeting with one of Richey May’s experts.

12.22.22 Ally Home's Glen Brunker on the Origination Landscape; Quiet Holiday Trading Dec 22, 2022

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your
business or set up a meeting with one of Richey May’s experts.

12.21.22 Mortgage Musings; Richey May's Nick Ward on Outsourcing; Bond Yields Rising Dec 21, 2022

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your
business or set up a meeting with one of Richey May’s experts.

12.20.22 M&A Rumors; Primer on Credit Reporting Agencies; Rates on the Rise Dec 20, 2022

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your
business or set up a meeting with one of Richey May’s experts.

12.19.22 Holiday Trading; Employment and Inflation; Mortgage Rates Dec 19, 2022

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

12.16.22 Fannie and Freddie; False Claims Act; Fed Takeaways Dec 16, 2022

Thanks to Appraisal logistics: AIM-Port is an appraisal management platform built to reduce costs and elevate the borrower experience for lenders managing appraisal operations. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are delivering gains in efficiency and cost savings to lenders across the country. Go to https://gotoals.com/ for more information or click here to reach out to a team member today!

12.15.22 Having a Plan; Rob Chrisman on the 2023 Outlook; Inflation is Over Dec 15, 2022

Thanks to Appraisal logistics: AIM-Port is an appraisal management platform built to reduce costs and elevate the borrower experience for lenders managing appraisal operations. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are delivering gains in efficiency and cost savings to lenders across the country. Go to https://gotoals.com/ for more information or click here to reach out to a team member today!

12.14.22 Inflation on the Decline; Evergreen’s Robert Lipston on Hiring in a Downturn; Fed Decision Day Dec 14, 2022

Thanks to Appraisal logistics: AIM-Port is an appraisal management platform built to reduce costs and elevate the borrower experience for lenders managing appraisal operations. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are delivering gains in efficiency and cost savings to lenders across the country. Go to https://gotoals.com/ for more information or click here to reach out to a team member today!

12.13.22 50 or 75 BPS; Ice Mortgage Technology's Chris McEntee on Top of Mind Items for 2023; Latest Inflation Reading Dec 13, 2022

Thanks to Appraisal logistics: AIM-Port is an appraisal management platform built to reduce costs and elevate the borrower experience for lenders managing appraisal operations. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are delivering gains in efficiency and cost savings to lenders across the country. Go to https://gotoals.com/ for more information or click here to reach out to a team member today!

12.12.22 Completed Loan Applications; Citizens Bank's Adam Boyd on HELOCs; Fed Rate Decision Week Dec 12, 2022

Thanks to Appraisal logistics: AIM-Port is an appraisal management platform built to reduce costs and elevate the borrower experience for lenders managing appraisal operations. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are delivering gains in efficiency and cost savings to lenders across the country. Go to https://gotoals.com/ for more information or click here to reach out to a team member today!

12.9.22 Notes From Around the Industry; Inflation is Stubborn Dec 09, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

12.8.22 The Holiday Spirit; Ocrolus’ Suzanne Ross on the Evolution of Fraud in the Mortgage Space; Guest Joke Dec 08, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

12.7.22 Bond Markets Risk Sentiment; SimpleNexus’ Jay Arneja, NotaryCam’s Brian Webster, and MISMO’s Jonathan Kearns on the Role eClose Plays in Creating a Future-Ready Mortgage Industry Dec 07, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

12.6.22 Arrive Home's Tai Christensen on Benefits of Workplace Diversity; U.S. Economic Services Dec 06, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

12.5.22 High Balance Conforming Conventional; Candor's Sara Knochel on Loan Quality Services Underwriting; Rates are Quiet Dec 05, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

12.2.22 Companies Scaling; Co-issue Primer; How 'Bout Dem Rates Dec 02, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

12.1.22 Slowing Fed Hikes; MBA's Marina Walsh on Industry Analysis Dec 01, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

11.30.22 Conventional Conforming Shifts; MCT's Jennifer Kennelly on Investor Transparency and Efficiency Nov 30, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

11.29.22 Johnny Spagnola of TMS on Servicing Customer Experience; Home Price Indexes Nov 29, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

11.28.22 Axel Thibon on Personal Investment and Wellness; FOMC Remarks Nov 28, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

11.25.22 Management Focus; Loan Production Expenses; Slowing Rate Hikes Nov 25, 2022

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

11.23.22 Savings Rates; Attorney Robert Maddox on Mortgage Industry Safety; FOMC Minutes Nov 23, 2022

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

11.22.22 FHA Insurance Changes; NerdWallet's Holden Lewis on Housing Fundamentals; Turkey Joke Nov 22, 2022

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

11.21.22 Cost of Borrower Credit; Rice Park's Nick Smith on Happenings in Capital Markets; Notable Economic Data Points Nov 21, 2022

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

11.18.22 Prediction Risks; CFPB Latest; Federal Reserve Still Driving Rates Nov 18, 2022

Thanks to MCT Investor Services, which helps investors scale their seller base, automate the bid process, source whole loan and flow co-issue production, automate AOTs, and analyze performance all in a cost-effective manner.

11.17.22 Agency Guarantee Fees; Jay Beitel on the Constitutionality of the CFPB; Strong Retail Sales Nov 17, 2022

Thanks to MCT Investor Services, which helps investors scale their seller base, automate the bid process, source whole loan and flow co-issue production, automate AOTs, and analyze performance all in a cost-effective manner.

11.16.22 Housing Inventory; FHA Mortgage Insurance Premium; Tim Wagner and Andrew Haberman on Mortgage Brand Marketing and Helping Job Seekers Nov 16, 2022

Thanks to MCT Investor Services, which helps investors scale their seller base, automate the bid process, source whole loan and flow co-issue production, automate AOTs, and analyze performance all in a cost-effective manner.

11.15.22 Business Arrangements; Andria Lightfoot and Shaun Williams on Executing a Competitive Mortgage Strategy in Today’s Market; Fannie and Freddie Earnings Nov 15, 2022

Thanks to MCT Investor Services, which helps investors scale their seller base, automate the bid process, source whole loan and flow co-issue production, automate AOTs, and analyze performance all in a cost-effective manner.

11.14.22 2023 Housing Outlook; FHFA's Jason Cave on Agency FinTech; Market Psychology Versus Expectations Nov 14, 2022

Thanks to MCT Investor Services, which helps investors scale their seller base, automate the bid process, source whole loan and flow co-issue production, automate AOTs, and analyze performance all in a cost-effective manner.

11.10.22 Timing the Real Estate Market; Optifunder's Mike McFadden on Warehouse Management; Inflation Below Expectations! Nov 10, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

11.9.22 Changing of the Seasons; Change Home Mortgage's Alan Lindeke on CDFI's; Peaceful Bond Markets Nov 09, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

11.8.22 Climate Change MBS Pricing; The Money Source's Shayna Arrington on Compliance; Election Day Nov 08, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

11.7.22 Fed's Next Moves; TD Bank's Jon Giles on HELOC Data and Trends Nov 07, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

Nexus Origination is SimpleNexus' award-winning point-of-sale product enabling borrowers and lenders to manage the homeownership journey from anywhere. The solution includes features that enhance real estate agent referral strategies and offers robust mobile origination functionality.

Learn more at simplenexus.com.

11.4.22 Equitable Housing Finance Plans; Pricing Future Fed Moves Nov 04, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

11.3.22 Buydowns and Adjustable-Rate Programs; Equifax’s Craig Crabtree on How Equifax Interacts With the Mortgage Industry; Takeaways From the Latest Fed Rate Hike Nov 03, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

11.2.22 California's Economy; Tom Showalter on Machine Learning; Fed Decision Day Nov 02, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

11.1.22 Pumpkin Trivia; Polunsky Beitel Green's Marty Green on Fed Monetary Policy Nov 01, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

10.31.22 Halloween Fun; Secure Insight’s Andrew Liput on Fraud Tools; FOMC Decision Week Oct 31, 2022

Thanks to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.

10.28.22 U.S. Contractor Industry; A Primer on Mortgage-Backed Securities (MBS) Oct 28, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.27.22 The Business Cycle; Michael Nouguier on Cybersecurity; U.S. Economic Growth Oct 27, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.26.22 Lender Efficiency; Cottage's Alex Czarnecki on Accessory Dwelling Units; Volley of Housing Market Data Oct 26, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.25.22 MBA Annual Chatter; TMS’ Bryan Crofford, on Investing in People; Say Goodbye to FHFA Upfront Fees Oct 25, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.24.22 Constitutionality of the CFPB; Curinos' John Sayre on Latest Mortgage Data; Ginnie Mae Updates Risk Based Capital Rule Oct 24, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

10.21.22 Notes Before Nashville; Headed for 5 Percent Overnight Rates? Oct 21, 2022

EarnUp is reinventing payment and data flows in real estate ecosystems, origination, mortgage, and fintech. To learn more, visit earnup.com/robchrisman.

10.20.22 7 Percent Mortgage Rates; TRUE’s Bob Noble on Artificial Intelligence Latest Oct 20, 2022

EarnUp is reinventing payment and data flows in real estate ecosystems, origination, mortgage, and fintech. To learn more, visit earnup.com/robchrisman.

10.19.22 Lender Adaptability; Service 1st CEO Curt Knuth and NCS COO Lisa Binkley on VOE Cascades and Income Documentation Oct 19, 2022

EarnUp is reinventing payment and data flows in real estate ecosystems, origination, mortgage, and fintech. To learn more, visit earnup.com/robchrisman.

10.18.22 The Future; EarnUp’s Mary Apprill on Thriving in a Down Market; 2022's Hottest Couple: the Fed and Inflation Oct 18, 2022

EarnUp is reinventing payment and data flows in real estate ecosystems, origination, mortgage, and fintech. To learn more, visit earnup.com/robchrisman.

10.17.22 SOFR Versus LIBOR; Mark Walser on Virtual Inspections; Conventional Versus Jumbo Rates Oct 17, 2022

EarnUp is reinventing payment and data flows in real estate ecosystems, origination, mortgage, and fintech. To learn more, visit earnup.com/robchrisman.

10.14.22 How to Improve Business; Fed Strategy; Fallout from the Latest Inflation Reading Oct 14, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

10.13.22 Premium Pricing for Borrowers; TRUE’s Bob Noble on Using AI to Optimize the Lending Lifecycle; Latest CPI Oct 13, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

10.12.22 FICO and Mortgages; nCino's Matt Hansen on Innovation in the Mortgage Fintech Space; International Bond Prices Oct 12, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

10.11.22 Agricultural Prices; TMS’s Anthony Forsberg on Loss Mitigation; Slack in the U.S. Job Market Oct 11, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

10.7.22 Conforming Loan Limits; Why Rates Keep Rising Oct 07, 2022

Thank you to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC to reduce repurchase risk, increase underwriter productivity by 400% and decrease turn-times by 10 days.

10.6.2022 Negative Focus; Will the Fed Stick or Twist? Oct 06, 2022

Thank you to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC to reduce repurchase risk, increase underwriter productivity by 400% and decrease turn-times by 10 days.

10.5.22 Concerns for Lenders; Sara Knochel and Shane Osborne on Using Technology to Refocus on Quality Control Oct 05, 2022

Thank you to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC to reduce repurchase risk, increase underwriter productivity by 400% and decrease turn-times by 10 days.

10.4.22 Don’t Fight the Fed; Domestic Manufacturing, The Tightness of Monetary Policy Oct 04, 2022

Thank you to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC to reduce repurchase risk, increase underwriter productivity by 400% and decrease turn-times by 10 days.

10.3.22 Personal Privacy; Quantitative Easing; This Week's Economic Calendar Oct 03, 2022

Thank you to Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC to reduce repurchase risk, increase underwriter productivity by 400% and decrease turn-times by 10 days.

9.30.22 Agency Policy Changes Sep 30, 2022

Thank you to Appraisal Logistics for sponsoring today’s podcast. Just this year, Appraisal Logistics decided to make AIM-Port, their appraisal management platform that has propelled them to success as an AMC, available for mortgage lenders looking to get a better handle on their own appraisal operations. AIM-Port is a dynamic appraisal management platform that reduces costs, improves operational efficiency, and elevates the borrower experience for lenders who are seeking to maximize returns in these market conditions. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are battle tested daily by their own staff and their many lender clients. Lenders using AIM-Port experience improved internal communication, automatic order allocation, seamless payment processing, and much more. Reach out to info@aim-port.com for to join the growing list of mortgage lenders seeing improvements in appraisal operations. That’s info@aim-port.com

9.29.22 MBS price whiplash Sep 29, 2022

Thank you to Appraisal Logistics for sponsoring today’s podcast. Just this year, Appraisal Logistics decided to make AIM-Port, their appraisal management platform that has propelled them to success as an AMC, available for mortgage lenders looking to get a better handle on their own appraisal operations. AIM-Port is a dynamic appraisal management platform that reduces costs, improves operational efficiency, and elevates the borrower experience for lenders who are seeking to maximize returns in these market conditions. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are battle tested daily by their own staff and their many lender clients. Lenders using AIM-Port experience improved internal communication, automatic order allocation, seamless payment processing, and much more. Reach out to info@aim-port.com for to join the growing list of mortgage lenders seeing improvements in appraisal operations. That’s info@aim-port.com

9.28.22 MBA Annual Topics; Par Rates for Borrowers Sep 28, 2022

Thank you to Appraisal Logistics for sponsoring today’s podcast. Just this year, Appraisal Logistics decided to make AIM-Port, their appraisal management platform that has propelled them to success as an AMC, available for mortgage lenders looking get a better handle on their own appraisal operations. AIM-Port is a dynamic appraisal management platform that reduces costs, improves operational efficiency, and elevates the borrower experience for lenders who are seeking to maximize returns in these market conditions. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are battle tested daily by their own staff and their many lender clients. Lenders using AIM-Port experience improved internal communication, automatic order allocation, seamless payment processing, and much more. Reach out to info@aim-port.com for to join the growing list of mortgage lenders seeing improvements in appraisal operations. That’s info@aim-port.com

9.27.22 Interest Rates Up; Linda Case of TMS on Servicing Boarding and Escrow; Capital Markets FAQ Sep 27, 2022

Thank you to Appraisal Logistics for sponsoring today’s podcast. Just this year, Appraisal Logistics decided to make AIM-Port, their appraisal management platform that has propelled them to success as an AMC, available for mortgage lenders looking get a better handle on their own appraisal operations. AIM-Port is a dynamic appraisal management platform that reduces costs, improves operational efficiency, and elevates the borrower experience for lenders who are seeking to maximize returns in these market conditions. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are battle tested daily by their own staff and their many lender clients. Lenders using AIM-Port experience improved internal communication, automatic order allocation, seamless payment processing, and much more. Reach out to info@aim-port.com for to join the growing list of mortgage lenders seeing improvements in appraisal operations. That’s info@aim-port.com

9.26.22 MLO Signing Bonuses; Mortgage M&A; Fed Moves Driving Rates Sep 26, 2022

Thank you to Appraisal Logistics for sponsoring today’s podcast. Just this year, Appraisal Logistics decided to make AIM-Port, their appraisal management platform that has propelled them to success as an AMC, available for mortgage lenders looking get a better handle on their own appraisal operations. AIM-Port is a dynamic appraisal management platform that reduces costs, improves operational efficiency, and elevates the borrower experience for lenders who are seeking to maximize returns in these market conditions. Born from Appraisal Logistics, a full-service AMC licensed in all 50 states, AIM-Port’s robust integrations, custom automations, and granular reporting tools are battle tested daily by their own staff and their many lender clients. Lenders using AIM-Port experience improved internal communication, automatic order allocation, seamless payment processing, and much more. Reach out to info@aim-port.com for to join the growing list of mortgage lenders seeing improvements in appraisal operations. That’s info@aim-port.com

9.23.22 Unclaimed Property; Soft Landing Incoming? Sep 23, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

9.22.22 Non-QM and Ginnie Mae Risk-Based Capital; Mignonne Davis and Seth Sprague on the Servicing Landscape; Fed Rate Hike Fallout Sep 22, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

9.21.22 Housing Supply; How the Fed Moves Mortgage Rates; Fed Decision Day Sep 21, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

9.20.22 Cardi B on Housing; News Driving Rates; Dirty Comedy Sep 20, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

9.19.22 Housing Correction; Joseph Allen on CDFI; Fed Meeting This Week Sep 19, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

9.16.22 Economic Information for MLOs; GNMA Risk Based Capital Rule; FHA’s Mortgage Insurance Premium Sep 16, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

9.15.22 Hope Kills; Jon Rutila on Warehouse Management; Serenity in the Bond Markets Sep 15, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

9.14.22 Treasury Yields Up; Lori Brewer and Shane Westra on Ways for Lenders to Improve ROI; CPI Spells More Fed Rate Hikes Sep 14, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

9.13.22 Jason Kwasny on Servicing Nirvana; Latest CPI Inflation Reading Sep 13, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

9.12.22 Mark Walser on Appraisal Evolution; Fed Hawk Talk Persists Sep 12, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

9.9.22 New Lender Products; BofA 0% Down; Latest Fed Chair Remarks Sep 09, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

9.8.22 Natural Disasters; Tom Booker on Lender Repurchase Risk Sep 08, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

9.7.22 Margin Calls; Rob Chrisman on Mortgage Latest; Rates Keep Rising Sep 07, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

9.6.22 Mortgage Culture Changes; CHLA's Scott Olson on Advocacy; Bond Reaction to Unemployment Uptick Sep 06, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

9.2.22 Meeting Tardiness Excuses; August Payroll Figures Sep 02, 2022

Thanks to MCT’s Hedge Advisory. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage loan pipeline management.

9.1.22 Student Loan Forgiveness and Credit; Dawar Alimi on Evaluating, Implementing, and Using New Technology Sep 01, 2022

Thanks to MCT’s Hedge Advisory. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage loan pipeline management.

8.31.22 How LOs Help Borrowers; CLARIFIRE CEO Jane Mason on the Servicing Landscape; the Fed Gets Serious Aug 31, 2022

Thanks to MCT’s Hedge Advisory. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage loan pipeline management.

8.30.22 MCT’s Chris Anderson on Centralized Lock Desk Benefits; The Fed Gets Hawkish Aug 30, 2022

Thanks to MCT’s Hedge Advisory. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage loan pipeline management.

8.29.22 Blockchain in Mortgages; Josh Friend of Insellerate on Closing More Loans; Takeaways from Fed Chair Powell Aug 29, 2022

Thanks to MCT’s Hedge Advisory. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage loan pipeline management.

8.26.22 Loan Production Expenses; Lenders Exit the Space; Powell at Jackson Hole Aug 26, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.25.22 The Fed and the Housing Market; Michael Nouguier on Cybersecurity Considerations for Mortgage Companies Aug 25, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.24.22 Declining New Home Sales; Houwzer’s Bob Griffith on Using Your 401k to Buy a House Aug 24, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.23.22 Slowing Home Appreciation; Ryan Roberts on Lead Generation Aug 23, 2022

I'd like to thank today's sponsor, Richey May. Recently named a Top 100 firm by Inside Public Accounting, Richey May is a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. The firm has also consistently been recognized as one of the fastest growing firms in the country and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.22.22 Economic Forecasting; Rob Chrisman on FHFA/Ginnie Mae's Joint Announcement Aug 22, 2022

Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking.

8.19.22 Quarterly Mortgage Bankers Performance Report; FHA Insured Mortgages; Peace in the Bond Market Aug 19, 2022

Thanks to Agile, the mortgage industry's MBS fintech. Bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

8.18.22 FHFA and GNMA Announcement; Megan Sinclair on Millennial Home Buying Trends; Fed Minutes From July Aug 18, 2022

Thanks to Agile, the mortgage industry's MBS fintech. Bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

8.17.22 Hard or Soft Landing; Tawab Abawi on the Democratization of the MBS Marketplace Aug 17, 2022

Thanks to Agile, the mortgage industry's MBS fintech. Bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

8.16.22 Rob Chrisman on Mortgage Industry Trends; Latest Economic Headwinds Aug 16, 2022

Thanks to Agile, the mortgage industry's MBS fintech. Bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

8.15.22 Wells Fargo Scales Back Correspondent; Jim Fraser on Built Aug 15, 2022

Thanks to Agile, the mortgage industry's MBS fintech. Bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS.

8.12.22 Tips for Loan Officers; Wholesale Margins; More Softer Inflation Data Aug 12, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

8.11.22 Inflation Takeaways; Change Lending COO Jason Biegel on Securitizations Aug 11, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

8.10.22 Wholesale Tidbits; Peter Idziak on Temporary Buydowns; Inflation Begins to Cool? Aug 10, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

8.9.22 Industry Cutbacks; Simple Nexus CEO Ben Miller on the Future of Mortgage Technology and Innovation; Latest Inflation Reading Aug 09, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

8.8.22 Reaction to Strong Employment; Brian Miller of Planet Home on the Mortgage Banking Recruiting Environment Aug 08, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

8.5.22 Maxwell CEO John Paasonen on Millennial and Gen Z Homebuyers; U.S. July Employment Aug 05, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.4.22 Encapture’s Will Robinson on Machine Learning; A Publicly Hawkish Fed Aug 04, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.3.22 Seth Sprague on MSR; Fed Pushes Back Against the End of Rate Hikes Aug 03, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.2.22 Millennial Debt; New Loan Products; Rob Heck on the Current Mortgage Environment Aug 02, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

8.1.22 David Lewis on Renovation Lending; Why Rates are Treading Water Aug 01, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

7.29.22 Fannie Mae Earnings; Frank Fiore on Mortgage Tech; M&A Advice Jul 29, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

7.28.22 Rob Chrisman on Western Secondary Topics; RON Bill Passage; Reaction to the Fed Hike Jul 28, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

7.27.22 Scott Haymore on Margin Management and Home Affordability; Fed Decision Day Jul 27, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

7.26.22 Mortgage Servicing Rights Values; Fed Meets in Washington D.C. Jul 26, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

7.25.22 Western Secondary Chatter; Sara Knochel on Candor Updates; Busy Week in the Bond Market Jul 25, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

7.22.22 FHA and GNMA Rumblings; Rate Hikes Around the Globe Jul 22, 2022

Thanks to EarnUp, an award-winning, consumer-first technology payments platform where originators and servicers can provide a borrower experience with flexible payment options that reduces risk and improves overall financial health.

7.21.22 Predicting the Future; First ECB Rate Hike Since 2011 Jul 21, 2022

Thanks to EarnUp, an award-winning, consumer-first technology payments platform where originators and servicers can provide a borrower experience with flexible payment options that reduces risk and improves overall financial health.

7.20.22 Customer Success Tips; Marty Green on Fed Moves Jul 20, 2022

Thanks to EarnUp, an award-winning, consumer-first technology payments platform where originators and servicers can provide a borrower experience with flexible payment options that reduces risk and improves overall financial health.

7.19.22 Homebuilder Health; Housing Data Jul 19, 2022

Thanks to EarnUp, an award-winning, consumer-first technology payments platform where originators and servicers can provide a borrower experience with flexible payment options that reduces risk and improves overall financial health.

7.18.22 Zachary Kruth on Borrower's Needs; Update on the Fed's "Soft Landing" Jul 18, 2022

Thanks to EarnUp, an award-winning, consumer-first technology payments platform where originators and servicers can provide a borrower experience with flexible payment options that reduces risk and improves overall financial health.

7.15.22 Origination Rates and Volumes; Andria Lightfoot on Keeping Clients Happy; 100-BPS Rate Hike Incoming? Jul 15, 2022

Thank you to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.14.22 LO Referrals; Rob Chrisman on Capital Markets Happenings; Inflation Reading and Joke Jul 14, 2022

Thank you to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.13.22 Industry Barometer; June Inflation Jul 13, 2022

Thank you to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.12.22 GSE UMBS Fungibility; What's Causing All This Volatility Jul 12, 2022

Thank you to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.11.22 Andy Walden and James Iredale on Retention; What’s More Worrisome: Inflation or Recession? Jul 11, 2022

Thank you to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

7.8.22 FOMC Primer; U.S. Employment Figures Jul 08, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

7.7.22 Brian Coester on Connecting Real Estate Parties; FOMC Minute Takeaways Jul 07, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

7.6.22 Business Cycles; Fed Minutes Jul 06, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

7.5.22 Lender Product Exploration; FEMA Disaster Declarations; Bad News = Rates Down Jul 05, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

7.1.22 Recession Chatter Jul 01, 2022

Thanks to Ignite Integration Solutions, Inc., a custom software provider that has created industry leading LOS CORE integrations in addition to a library of Encompass base tools and plug ins, and custom API development with our team of 100% on shore developers to support both Mortgage Lenders and Vendors as clients and partners.

6.30.22 Dawar Alimi on Marketplace 2.0; Chair Powell's Latest Comments Jun 30, 2022

Thanks to Ignite Integration Solutions, Inc., a custom software provider that has created industry leading LOS CORE integrations in addition to a library of Encompass base tools and plug ins, and custom API development with our team of 100% on shore developers to support both Mortgage Lenders and Vendors as clients and partners.

6.29.22 Mortgage Companies of Yesteryear; A Note From California MBA Jun 29, 2022

Thanks to Ignite Integration Solutions, Inc., a custom software provider that has created industry leading LOS CORE integrations in addition to a library of Encompass base tools and plug ins, and custom API development with our team of 100% on shore developers to support both Mortgage Lenders and Vendors as clients and partners.

6.28.22 Mortgage Stockholders; Housing Supply; Advanced Indicators Jun 28, 2022

Thanks to Ignite Integration Solutions, Inc., a custom software provider that has created industry leading LOS CORE integrations in addition to a library of Encompass base tools and plug ins, and custom API development with our team of 100% on shore developers to support both Mortgage Lenders and Vendors as clients and partners.

6.27.22 Industry Cutbacks; Fannie and Freddie News Jun 27, 2022

Thanks to Ignite Integration Solutions, Inc., a custom software provider that has created industry leading LOS CORE integrations in addition to a library of Encompass base tools and plug ins, and custom API development with our team of 100% on shore developers to support both Mortgage Lenders and Vendors as clients and partners.

6.24.22 Industry Predictions; Global Growth Concerns Jun 24, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

6.23.22 ARM Environment; Rida Sharaf on Default Servicing Technology Activity Jun 23, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

6.22.22 Candor’s Sara Knochel on Inflection Points; A Look at Existing Home Sales Jun 22, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

6.21.22 MBS Basis Risk; Rising Rates Jun 21, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

6.17.22 Mortgage Company Values; Volatility in the Bond Market Jun 17, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. Learn more at SimpleNexus.

6.16.22 The Fed's 75-Basis Point Hike Jun 16, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. Learn more at SimpleNexus.

6.15.22 VA Loans Explained; Rising Rate Environment Jun 15, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. Learn more at SimpleNexus.

6.14.22 Pam Faulkner on eClose and Implementing Tech; Inflation Impact on Rates Jun 14, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. Learn more at SimpleNexus.

6.13.22 Juneteenth Recission; Mark Walser on the Appraisal Space Jun 13, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems, stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. Learn more at SimpleNexus.

6.10.22 Fannie and Freddie Tidbits; Latest Inflation More Than Expected Jun 10, 2022

Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

6.9.22 Stagflation Risks; Andy Walden and Gunnar Blix on Record Tappable Equity Jun 09, 2022

Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

6.8.22 Andy Walden and Mike Sklarz on the Housing Market and Purchase Impact Jun 08, 2022

Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

6.7.22 FHFA News; Andy Walden and Brennan O’Connell on the Current Rate Environment Jun 07, 2022

Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

6.6.22 Turbulent Times; MBS Supply and Demand Jun 06, 2022

Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

6.3.22 Housing Market Strength; CDFI Fund; May Payrolls Figures Jun 03, 2022

Thanks to Change Wholesale with its proprietary Community Mortgage program. There are no bank statements, employment, or DTI requirements, allowing brokers to deliver more prime loans to more credit-worthy borrowers like small business owners, gig workers, retirees, and anyone else searching for home financing.

6.2.22 Non Bank Lender Challenges; Labor Market Indicators Jun 02, 2022

Thanks to Change Wholesale with its proprietary Community Mortgage program. There are no bank statements, employment, or DTI requirements, allowing brokers to deliver more prime loans to more credit-worthy borrowers like small business owners, gig workers, retirees, and anyone else searching for home financing.

6.1.22 Affordable Housing; Ryan Carry on Change Wholesale; M&A Tidbits Jun 01, 2022

Thanks to Change Wholesale with its proprietary Community Mortgage program. There are no bank statements, employment, or DTI requirements, allowing brokers to deliver more prime loans to more credit-worthy borrowers like small business owners, gig workers, retirees, and anyone else searching for home financing.

5.31.22 Declining Mortgage Rates; Shrinking Fed Balance Sheets May 31, 2022

Thanks to Change Wholesale with its proprietary Community Mortgage program. There are no bank statements, employment, or DTI requirements, allowing brokers to deliver more prime loans to more credit-worthy borrowers like small business owners, gig workers, retirees, and anyone else searching for home financing.

5.27.22 Miscalculation of Credit Scores; Mortgage Rates Fall; Fed Targets New Coupons May 27, 2022

Thanks to today's podcast sponsor, Matchbox, an Operational Consulting firm that was formed to utilize their diverse mortgage experience to consistently aid their clients, who they view as partners, in achieving Operational excellence through the utilization of technology and capital market execution. Matchbox has been in business for 13 years and the core of the team has been intact for over 10 years and has supported over 1,000 engagements. Matchbox has seen multiple cycles and has helped clients navigate the required changes and implement them. All of the companies practices: Technology, Capital Markets, and Education have members on the team with deep mortgage knowledge to assist clients during transition periods like we are currently experiencing.

5.26.22 Rent in America; FHFA News; and the Fed's Balance Sheet May 26, 2022

Thanks to today's podcast sponsor, Matchbox, an Operational Consulting firm that was formed to utilize their diverse mortgage experience to consistently aid their clients, who they view as partners, in achieving Operational excellence through the utilization of technology and capital market execution. Matchbox has been in business for 13 years and the core of the team has been intact for over 10 years and has supported over 1,000 engagements. Matchbox has seen multiple cycles and has helped clients navigate the required changes and implement them. All of the companies practices: Technology, Capital Markets, and Education have members on the team with deep mortgage knowledge to assist clients during transition periods like we are currently experiencing.

5.25.22 Independent Mortgage Bank Profits; Mark Walser on Desktop Appraisal; Poor New Home Sales May 25, 2022

Thanks to today's podcast sponsor, Matchbox, an Operational Consulting firm that was formed to utilize their diverse mortgage experience to consistently aid their clients, who they view as partners, in achieving Operational excellence through the utilization of technology and capital market execution. Matchbox has been in business for 13 years and the core of the team has been intact for over 10 years and has supported over 1,000 engagements. Matchbox has seen multiple cycles and has helped clients navigate the required changes and implement them. All of the companies practices: Technology, Capital Markets, and Education have members on the team with deep mortgage knowledge to assist clients during transition periods like we are currently experiencing.

5.24.22 Frank Fiore on the Vendor Landscape in Mortgage Banking, Team Building, and His Matchbox Suite of Offerings May 24, 2022

Thanks to today's podcast sponsor, Matchbox, an Operational Consulting firm that was formed to utilize their diverse mortgage experience to consistently aid their clients, who they view as partners, in achieving Operational excellence through the utilization of technology and capital market execution. Matchbox has been in business for 13 years and the core of the team has been intact for over 10 years and has supported over 1,000 engagements. Matchbox has seen multiple cycles and has helped clients navigate the required changes and implement them. All of the companies practices: Technology, Capital Markets, and Education have members on the team with deep mortgage knowledge to assist clients during transition periods like we are currently experiencing.

5.23.22 The Fed's Roadmap; What's On the Economic Calendar This Week May 23, 2022

Thanks to today's podcast sponsor, Matchbox, an Operational Consulting firm that was formed to utilize their diverse mortgage experience to consistently aid their clients, who they view as partners, in achieving Operational excellence through the utilization of technology and capital market execution. Matchbox has been in business for 13 years and the core of the team has been intact for over 10 years and has supported over 1,000 engagements. Matchbox has seen multiple cycles and has helped clients navigate the required changes and implement them. All of the companies practices: Technology, Capital Markets, and Education have members on the team with deep mortgage knowledge to assist clients during transition periods like we are currently experiencing.

5.20.22 Final Thoughts From Manhattan; Fed Vows to Fight Inflation May 20, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

5.19.22 Products for Loan Officers; What Housing Starts Say About the Economy May 19, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

5.18.22 Manhattan Remarks; Sara Knochel on Loan Data Gaps May 18, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

5.17.22 Chatter From MBA's Annual Secondary Conference in NYC May 17, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

5.16.22 Chatter at the MBA Secondary Conference; Rida Sharaf on Evictions and Foreclosures; Fed's Balance Sheet May 16, 2022

Thanks to Candor. With Candor’s Machine as an Underwriter, lenders modernize their manufacturing infrastructure making them immune to margin, capacity, and staffing challenges forever.

5.13.22 Rob Chrisman on the Annual Secondary Conference; Producer Inflation Costs May 13, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender. Visit simplenexus.com to learn more.

5.12.22 Lender Rate Lock Volume; Have We Seen Peak Inflation? May 12, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender. Visit simplenexus.com to learn more.

5.11.22 Lender Stock Prices; Latest Inflation Reading May 11, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender. Visit simplenexus.com to learn more.

5.10.22 What the Fed Buys; Ben Miller and Selene Kellam on Implementing Technology and Competing in the Current Market. May 10, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
Be the #1 partner for real estate agents and other referral sources with Nexus Engagement. The highly collaborative app brings borrowers, real estate agents, and lenders together with a rich mobile experience that converts leads to closed loans and keeps real estate partners looped in along the way. Visit simplenexus.com to learn more.

5.9.22 Marty Green on the Fed; Persistent Sell Off in the Bond Market May 09, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
Tens of thousands of loan officers at hundreds of independent mortgage banks, community and regional banks, and credit unions use the SimpleNexus homeownership platform to reduce turn times and increase loan application submissions. With one login, you and your borrowers can do it all from any device — from uploading docs and checking loan status to paying for appraisals and signing disclosures.
Learn more at SimpleNexus.com.

5.6.22 Lender Awards; Strong April Employment May 06, 2022

Thanks to MCT’s BAM Marketplace, the world’s first truly open loan exchange, where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform. A revolutionary new era of maximized liquidity, eliminated barriers, and optimized execution is waiting for you. Join the vanguard of lenders reaping the competitive benefits of BAM Marketplace.

5.5.22 Hispanic Homeownership; ICE Buys Black Knight; Fed Moves as Expected May 05, 2022

Thanks to MCT’s BAM Marketplace, the world’s first truly open loan exchange, where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform. A revolutionary new era of maximized liquidity, eliminated barriers, and optimized execution is waiting for you. Join the vanguard of lenders reaping the competitive benefits of BAM Marketplace.

5.4.22 Higher Coupon Liquidity; Justin Grant, on Open Loan Exchange Technology; Fed Decision Day May 04, 2022

Thanks to MCT’s BAM Marketplace, the world’s first truly open loan exchange, where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform. A revolutionary new era of maximized liquidity, eliminated barriers, and optimized execution is waiting for you. Join the vanguard of lenders reaping the competitive benefits of BAM Marketplace.

5.3.22 Curtis Richins on BAM Marketplace; 10-Year U.S. Treasury Hits Three Percent May 03, 2022

Thanks to MCT’s BAM Marketplace, the world’s first truly open loan exchange, where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform. A revolutionary new era of maximized liquidity, eliminated barriers, and optimized execution is waiting for you. Join the vanguard of lenders reaping the competitive benefits of BAM Marketplace.

5.2.22 John Sayre on the ARM Market; FOMC Events This Week May 02, 2022

Thanks to MCT’s BAM Marketplace, the world’s first truly open loan exchange, where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform. A revolutionary new era of maximized liquidity, eliminated barriers, and optimized execution is waiting for you. Join the vanguard of lenders reaping the competitive benefits of BAM Marketplace.

4.29.22 Regulators and Lending; M&A News; U.S. GDP Declines Apr 29, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

4.28.22 Mignonne Davis on Servicing Considerations; Housing Market Already Cooling Apr 28, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

4.27.22 Rob Chrisman on Industry Chatter; Housing Market Indicators Apr 27, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

4.26.22 What are BPS?; Inflation Expectations; Odd Times in Mortgage Apr 26, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

4.25.22 Eric Connors on ICE Futures Contracts; What is Driving MBS Investor Interest Apr 25, 2022

I'd like to thank today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking. The firm has also consistently been recognized as one of the fastest growing firms in the country, and has been named to the HousingWire Tech 100 in Mortgage, Accounting Today Firms to Watch, and the Fastest Growing Firms. The firm has also received multiple awards for Excellence in Firm Culture from Inside Public Accounting. To experience how Richey May can help you transform your mortgage business, visit richeymay.com.

4.22.22 Mortgage Industry Chatter; Federal Reserve Chairman Powell Speaks Apr 22, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

4.21.22 Home Builder Activity; David Ring on Millennial Home Buying Apr 21, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

4.20.22 Shifting Origination Environment; Tom Showalter on Borrowers Competing with Cash Buyers Apr 20, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

4.19.22 Rising Mortgage Rates and Bond Prices Apr 19, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

4.18.22 Lumber Prices; FHA MIP Changes; Inflation Worries Apr 18, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

4.14.22 Rob Chrisman on Mortgage Industry Chatter; Wholesale Inflation Apr 14, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

4.13.22 Jay Arneja on eClosings Impact on Processes and Lender Profitability; Record High Inflation Apr 13, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

4.12.22 Extended Rate Lock Primer; Jon Irvine on Broker Relationships; High CPI Inflation Apr 12, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

4.11.22 CFPB Influence; Claire Barber on Cryptocurrency and Mortgage Blockchain Technology Apr 11, 2022

Thanks to today's podcast sponsor, SimpleNexus, the homeownership platform that unites the people, systems and stages of the mortgage process into one seamless, end-to-end solution that spans engagement, origination, closing and business intelligence. To learn more about SimpleNexus, an nCino company, visit simplenexus.com.

4.8.22 Industry Scaling; Brennan O’Connell and John Dumonsau on Using Data to Create More Accurate Secondary Marketing Models Apr 08, 2022

Thanks to this week’s podcast sponsor, Optimal Blue. Optimal Blue, a division of Black Knight, delivers technology and analytics solutions that help mortgage lenders and investors more
accurately price, lock, hedge and trade loans to increase profitability, mitigate risk and grow their business.

4.7.22 Mike Vough on MSR Valuation Strategy; FOMC Minutes Takeaways Apr 07, 2022

Thanks to this week’s podcast sponsor, Optimal Blue. Optimal Blue, a division of Black Knight, delivers technology and analytics solutions that help mortgage lenders and investors more
accurately price, lock, hedge and trade loans to increase profitability, mitigate risk and grow their business.

4.6.22 LO Complaints; Steve Baselice on Protecting Profit Margin; FOMC Minutes Preview Apr 06, 2022

Thanks to this week’s podcast sponsor, Optimal Blue. Optimal Blue, a division of Black Knight, delivers technology and analytics solutions that help mortgage lenders and investors more
accurately price, lock, hedge and trade loans to increase profitability, mitigate risk and grow their business.

4.5.22 The Fed’s Soft Landing; Chazz Huston on Optimal Blue’s API Strategy; Primary Dealer News Apr 05, 2022

Thanks to this week’s podcast sponsor, Optimal Blue. Optimal Blue, a division of Black Knight, delivers technology and analytics solutions that help mortgage lenders and investors more
accurately price, lock, hedge and trade loans to increase profitability, mitigate risk and grow their business.

4.4.22 Rate Lock Hours; John Dumonsau on PPE Benefits; Strong March Payrolls Apr 04, 2022

Thanks to this week’s podcast sponsor, Optimal Blue. Optimal Blue, a division of Black Knight, delivers technology and analytics solutions that help mortgage lenders and investors more
accurately price, lock, hedge and trade loans to increase profitability, mitigate risk and grow their business.

4.1.22 April Fools Edition Mortgage News Apr 01, 2022

We would like to thank Verity Global Solutions for its sponsorship. Verity is a labor and automation solution provider. Mortgage lenders outsource workflows to Verity’s offshore team or utilize Verity’s robotic process automation technology, also known as RPA, to achieve fastest time to close and lowest cost of production. Verity’s solutions span the entire spectrum of the mortgage lifecycle all the way from origination through servicing and title. Verity also provides mortgage accounting, Encompass support and automated QC services. Contact Verity to learn about a recent case study on how a major lender saved $2mm with Verity’s artificial intelligence, RPA solutions.

3.31.22 Marty Green on Fed Actions; Further Yield Curve Inversions Mar 31, 2022

We would like to thank Verity Global Solutions for its sponsorship. Verity is a labor and automation solution provider. Mortgage lenders outsource workflows to Verity’s offshore team or utilize Verity’s robotic process automation technology, also known as RPA, to achieve fastest time to close and lowest cost of production. Verity’s solutions span the entire spectrum of the mortgage lifecycle all the way from origination through servicing and title. Verity also provides mortgage accounting, Encompass support and automated QC services. Contact Verity to learn about a recent case study on how a major lender saved $2mm with Verity’s artificial intelligence, RPA solutions.

3.30.22 Public Mortgage Company Accounting; Sam Mehta on Staving Off Margin Compression Mar 30, 2022

We would like to thank Verity Global Solutions for its sponsorship. Verity is a labor and automation solution provider. Mortgage lenders outsource workflows to Verity’s offshore team or utilize Verity’s robotic process automation technology, also known as RPA, to achieve fastest time to close and lowest cost of production. Verity’s solutions span the entire spectrum of the mortgage lifecycle all the way from origination through servicing and title. Verity also provides mortgage accounting, Encompass support and automated QC services. Contact Verity to learn about a recent case study on how a major lender saved $2mm with Verity’s artificial intelligence, RPA solutions.

3.29.22 Change in the Industry; Conventional Conforming Repurchases Mar 29, 2022

We would like to thank Verity Global Solutions for its sponsorship. Verity is a labor and automation solution provider. Mortgage lenders outsource workflows to Verity’s offshore team or utilize Verity’s robotic process automation technology, also known as RPA, to achieve fastest time to close and lowest cost of production. Verity’s solutions span the entire spectrum of the mortgage lifecycle all the way from origination through servicing and title. Verity also provides mortgage accounting, Encompass support and automated QC services. Contact Verity to learn about a recent case study on how a major lender saved $2mm with Verity’s artificial intelligence, RPA solutions.

3.28.22 California CRA Defeated; Dawar Alimi on Mortgage Digitization; Bond Market Sell-Off Explained Mar 28, 2022

We would like to thank Verity Global Solutions for its sponsorship. Verity is a labor and automation solution provider that performs all non-customer-facing functions, from origination through servicing – representing 60% of all back-office operations. Verity helps you scale up and down on demand and is your 24/7 global team, helping you increase productivity and increase your margins by 10-15 basis points. Lenders can operate more profitably by utilizing skilled resources that are available at a fraction of the cost you are currently paying. This approach allows lenders to focus their high-value employees on high-value tasks. With Verity, focus on what sets you apart – a better borrower experience.

3.25.22 Friday Bond Market Musings Mar 25, 2022

Thanks to this weeks podcast sponsor ICE Mortgage Technology . ICE Mortgage Technology combines technology, data and expertise to help automate the mortgage process, from consumer engagement through loan registration, and every step and task in between. ICE Mortgage Technology is the leading cloud-based loan origination platform provider for the mortgage industry, with solutions that enable lenders to originate more loans, lower origination costs, and reduce the time to close, all while ensuring high levels of compliance, quality and efficiency.

3.24.22 Jumbo and Non Agency Items; Danielle Dvorchak on Home Affordability; MBS Pricing Movements Mar 24, 2022

Thanks to this weeks podcast sponsor ICE Mortgage Technology . ICE Mortgage Technology combines technology, data and expertise to help automate the mortgage process, from consumer engagement through loan registration, and every step and task in between. ICE Mortgage Technology is the leading cloud-based loan origination platform provider for the mortgage industry, with solutions that enable lenders to originate more loans, lower origination costs, and reduce the time to close, all while ensuring high levels of compliance, quality and efficiency.

3.23.22 Net Gain Per Loan; Jonas Moe on ICE Experience; Treasury Selloff Continues Mar 23, 2022

Thanks to this weeks podcast sponsor ICE Mortgage Technology . ICE Mortgage Technology combines technology, data and expertise to help automate the mortgage process, from consumer engagement through loan registration, and every step and task in between. ICE Mortgage Technology is the leading cloud-based loan origination platform provider for the mortgage industry, with solutions that enable lenders to originate more loans, lower origination costs, and reduce the time to close, all while ensuring high levels of compliance, quality and efficiency.

3.22.22 MBA Forbearance Figures; A More Hawkish Fed Mar 22, 2022

Thanks to this weeks podcast sponsor ICE Mortgage Technology . ICE Mortgage Technology combines technology, data and expertise to help automate the mortgage process, from consumer engagement through loan registration, and every step and task in between. ICE Mortgage Technology is the leading cloud-based loan origination platform provider for the mortgage industry, with solutions that enable lenders to originate more loans, lower origination costs, and reduce the time to close, all while ensuring high levels of compliance, quality and efficiency.

3.21.22 Yield Curve Inversion; CFPB Overreach; Bond Market Highlights Mar 21, 2022

Thanks to this weeks podcast sponsor ICE Mortgage Technology . ICE Mortgage Technology combines technology, data and expertise to help automate the mortgage process, from consumer engagement through loan registration, and every step and task in between. ICE Mortgage Technology is the leading cloud-based loan origination platform provider for the mortgage industry, with solutions that enable lenders to originate more loans, lower origination costs, and reduce the time to close, all while ensuring high levels of compliance, quality and efficiency.

3.18.22 Capital Markets Job Descriptions; Quiet Bond Market Mar 18, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

3.17.22 Community Reinvestment Act; CFPB Latest; Flat Yield Curve After Fed Rate Hike Mar 17, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

3.16.22 Renting Versus Owning; Fed Rate Hike Expected Mar 16, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

3.15.22 Census Bureau Technology; Conventional Conforming Rumblings; Fed Week Mar 15, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

3.14.22 Pi Day; Tom Showalter on Lender Manufacturing Challenges Mar 14, 2022

Thanks to Candor, AI that puts your underwriting on autopilot.

3.11.22 Friday Misc. Tidbits Mar 11, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

From point-of-thought to post-close, SimpleNexus helps
borrowers and lenders traverse the homeownership journey together from any
device. To learn more, visit SimpleNexus.com.

3.10.22 Gas Prices; Michael Innis-Thompson on Helping Black and Hispanic Home Ownership; February Inflation Mar 10, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
From point-of-thought to post-close, SimpleNexus helps borrowers and lenders traverse the homeownership journey together from any device. To learn more, visit SimpleNexus.com.

3.9.22 Better.com Layoffs; Lori Brewer on the New Nexus Vision BI Solution; TBA Liquidity Mar 09, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
Nexus Vision is a business intelligence platform that equips mortgage lenders with the real-time operational and performance data they need to make informed business decisions. To learn more, visit SimpleNexus.com.

3.8.22 Warehouse Lines; Servicing Sales; Sticky Mortgage Rates Mar 08, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
Featuring out-of-the-box analytics and reports, Nexus Vision is a business intelligence platform that improves visibility and increases productivity across your entire organization with role-based dashboards and insights. To learn more, visit SimpleNexus.com.

3.7.22 Costs to Originate; Upcoming Bond Market Movements Mar 07, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.

The only turnkey business intelligence platform designed for mortgage lenders, Nexus Vision's intuitive dashboards give lenders the ability to quickly ascertain high-level pipeline stats and drill down into loan-level details to gain instant insight into mission critical matters. To learn more, visit SimpleNexus.com.

3.4.22 Townhome Construction; Ian Goldsmith on Industry Automation; February Payrolls Mar 04, 2022

Today’s podcast is brought to you by CWDL. When it comes to organizational finances in heavily regulated industries, the devil is in the details. Finding a partner who can extract actionable insights from complex data can mean the difference between sleepless anxiety and a clear-eyed understanding of what’s ahead.

CWDL’s mortgage industry-specific audit, accounting, tax, and consulting solutions help you better understand the present so you can plan for future. They know what it’s like to be in your shoes, so they take an entrepreneurial approach to your finances, helping you maximize profit and capitalize on emerging opportunities.

3.3.22 Justin Demola on Industry Collaboration; Fed Chair Powell on Capitol Hill Mar 03, 2022

Today’s podcast is brought to you by CWDL. When it comes to organizational finances in heavily regulated industries, the devil is in the details. Finding a partner who can extract actionable insights from complex data can mean the difference between sleepless anxiety and a clear-eyed understanding of what’s ahead.

CWDL’s mortgage industry-specific audit, accounting, tax, and consulting solutions help you better understand the present so you can plan for future. They know what it’s like to be in your shoes, so they take an entrepreneurial approach to your finances, helping you maximize profit and capitalize on emerging opportunities.

3.2.22 Build to Rent Housing; UWM Earnings; Strong ADP Employment Mar 02, 2022

Today’s podcast is brought to you by CWDL. When it comes to organizational finances in heavily regulated industries, the devil is in the details. Finding a partner who can extract actionable insights from complex data can mean the difference between sleepless anxiety and a clear-eyed understanding of what’s ahead.

CWDL’s mortgage industry-specific audit, accounting, tax, and consulting solutions help you better understand the present so you can plan for future. They know what it’s like to be in your shoes, so they take an entrepreneurial approach to your finances, helping you maximize profit and capitalize on emerging opportunities.

3.1.22 Putin and Lower Rates; Changing Fed Rate Hike Odds Mar 01, 2022

Today’s podcast is brought to you by CWDL. When it comes to organizational finances in heavily regulated industries, the devil is in the details. Finding a partner who can extract actionable insights from complex data can mean the difference between sleepless anxiety and a clear-eyed understanding of what’s ahead.

CWDL’s mortgage industry-specific audit, accounting, tax, and consulting solutions help you better understand the present so you can plan for future. They know what it’s like to be in your shoes, so they take an entrepreneurial approach to your finances, helping you maximize profit and capitalize on emerging opportunities.

2.28.22 Mark Wilson on Lender Philosophies; Housing Demand and Affordability Pressures Feb 28, 2022

Today’s podcast is brought to you by CWDL. When it comes to organizational finances in heavily regulated industries, the devil is in the details. Finding a partner who can extract actionable insights from complex data can mean the difference between sleepless anxiety and a clear-eyed understanding of what’s ahead.

CWDL’s mortgage industry-specific audit, accounting, tax, and consulting solutions help you better understand the present so you can plan for future. They know what it’s like to be in your shoes, so they take an entrepreneurial approach to your finances, helping you maximize profit and capitalize on emerging opportunities.

2.25.22 Mortgage Company Earnings; Rob Chrisman on Ukraine and Rates; Economic Releases to Close the Week Feb 25, 2022

Thanks to Sagent, bringing the modern experience customers expect from loan originations to servicing with platforms that let consumers manage their home-owning lives from anywhere.

2.24.22 Zoomed Out; Mortgage Rates Drop on Russian Invasion Feb 24, 2022

Thanks to Sagent, bringing the modern experience customers expect from loan originations to servicing with platforms that let consumers manage their home-owning lives from anywhere.

2.23.22 Lending Statistics; Matt Tully on Sagent; Buy the Rumor and Sell the News Feb 23, 2022

Thanks to Sagent, bringing the modern experience customers expect from loan originations to servicing with platforms that let consumers manage their home-owning lives from anywhere.

2.22.22 Home Affordability and Geopolitical Concerns from Ukraine Feb 22, 2022

Sagent, bringing the modern experience customers expect from loan originations to servicing with platforms that let consumers manage their home-owning lives from anywhere.

2.18.22 Greetings From Chicago; Polly CEO Adam Carmel Interview, Geopolitical Jitters From Ukraine Feb 18, 2022

Hit the slopes with SimpleNexus at SNUG, its 4th annual User Group conference. Held at Utah's iconic Snowbird Ski Resort from February 28 to March 3, SNUG brings together SimpleNexus’ team of experts with industry thought leaders and mortgage lenders for an event filled with market insights, networking opportunities and strategies for leveraging the SimpleNexus product suite for success in 2022. See the full agenda and register now at SimpleNexus.com.

2.17.22 LO Fraud; Greg Richardson on Secondary Market Trends; Vague FOMC Minutes Feb 17, 2022

SimpleNexus unites the people, systems, and stages of the mortgage process into a seamless, end-to-end solution that spans engagement, origination, closing, and business intelligence. Learn how the homeownership platform can improve loan production, lower operational costs, increase referral volume, and enhance customer satisfaction. VIsit SimpleNexus.com.

2.16.22 Misc. Industry Tidbits; Producer Prices Are High! Feb 16, 2022

Join SimpleNexus for SNUG, its 4th annual User Group conference being held at Utah's Snowbird Ski Resort, February 28 through March 3. The conference experience includes curated education sessions, unique networking opportunities and SimpleNexus’ own infusion of entertainment. Register now to experience the breakthrough ideas, actions, and technology guiding today’s top lenders to new heights. Visit simplenexus.com to learn more.

2.15.22 True Costs of Homeownership; Andria Lightfoot on Making Lending More Accessible; Russia and Ukraine Feb 15, 2022

CompenSafe by SimpleNexus is the only incentive compensation management solution designed specifically for mortgage lenders. Powerful enough to handle the most complicated compensation structures, CompenSafe transforms a complex web of spreadsheets into a push-button process that improves payroll accuracy and gives employees complete transparency into their pay. Visit simplenexus.com to learn more.

2.14.22 Lenders Creating Wealth; John Sayre on Recent Industry Trends; The Fed's Arsenal Feb 14, 2022

SimpleNexus invites you to elevate your purchase market lending strategy by attending the SimpleNexus User Group conference -- AKA SNUG -- February 28 through March 3 at the Snowbird Ski Resort outside of Salt Lake City, Utah. From captivating keynotes to trailblazing strategy, SNUG 2022 is your base camp for mastering digital mortgage success. Learn more by visiting simplenexus.com.
https://www.linkedin.com/in/john-sayre-96782a10/

2.11.22 Dave Chappelle on Affordable Housing; Phil Rasori on the Hedging Space; Inflation, Inflation, Inflation Feb 11, 2022

Thank you to this week’s podcast sponsor, MCT and its hedge advisory division. Whether you are making the move to mandatory executions, seeking improvements to your mortgage pipeline management process, or considering a change in your hedge advisor – MCT’s Hedge Advisory blends technology and service to achieve your goals. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage pipeline.

2.10.22 Women at the Fed; MCT CMO Ian Miller on Building a Mortgage Marketing Operation; Inflation Latest Feb 10, 2022

Thank you to this week’s podcast sponsor, MCT and its hedge advisory division. Whether you are making the move to mandatory executions, seeking improvements to your mortgage pipeline management process, or considering a change in your hedge advisor – MCT’s Hedge Advisory blends technology and service to achieve your goals. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage pipeline.

2.9.22 Residential Originations Databook; A Look at the U.S. 10-Year T-Note Feb 09, 2022

Thank you to this week’s podcast sponsor, MCT and its hedge advisory division. Whether you are making the move to mandatory executions, seeking improvements to your mortgage pipeline management process, or considering a change in your hedge advisor – MCT’s Hedge Advisory blends technology and service to achieve your goals. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage pipeline.

2.8.22 Flood Zones; Robert Heck on Current Industry Conditions; Worst Time to Buy a Home? Feb 08, 2022

Thank you to this week’s podcast sponsor, MCT and its hedge advisory division. Whether you are making the move to mandatory executions, seeking improvements to your mortgage pipeline management process, or considering a change in your hedge advisor – MCT’s Hedge Advisory blends technology and service to achieve your goals. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage pipeline.

2.7.22 Jumbo Rates; Peter MacGillis on Universal Component Lender Services; Rising Treasury Yields Feb 07, 2022

Thank you to this week’s podcast sponsor, MCT and its hedge advisory division. Whether you are making the move to mandatory executions, seeking improvements to your mortgage pipeline management process, or considering a change in your hedge advisor – MCT’s Hedge Advisory blends technology and service to achieve your goals. As the industry leader in pull-through analytics and best execution with the highest staff-to-client ratio, lenders of every size trust MCT to manage risk and optimize profitability in their mortgage pipeline.
To follow up on the interview, email Info@ucl-services.com

2.4.22 Managing a Remote Workforce; Payrolls Friday Feb 04, 2022

Thank you to ActiveComply for sponsoring today’s podcast. ActiveComply, making social
media monitoring simpler, more compliant, and at a lower cost.

ActiveComply’s cloud-based solution for mortgage lenders, banks, and credit unions helps them engage with social media safely to meet compliance and archival requirements. Easily find and monitor loan officers on 10 social media sites, including TikTok, from one unified platform. Scan images like cover photos for trigger terms and licensing information. Find inappropriate language or political terms to protect your brand image. Schedule a 30 min demo or request a free Social Media Compliance Report at ActiveComply.com.

2.3.22 Leo Anzoleaga on Residential Housing Trends; Big Data Before January Payrolls Feb 03, 2022

Thank you to ActiveComply for sponsoring today’s podcast. ActiveComply, making social media monitoring simpler, more compliant, and at a lower cost.

ActiveComply’s cloud-based solution for mortgage lenders, banks, and credit unions helps them engage with social media safely to meet compliance and archival requirements. Easily find and monitor loan officers on 10 social media sites, including TikTok, from one unified platform.
Scan images like cover photos for trigger terms and licensing information. Find
inappropriate language or political terms to protect your brand image. Schedule
a 30 min demo or request a free Social Media Compliance Report at
ActiveComply.com.

2.2.22 Groundhog Day; Michael Dunn on Compliance Latest; Supply Versus Demand Feb 02, 2022

Thank you to ActiveComply for sponsoring today’s podcast. ActiveComply, making social media monitoring simpler, more compliant, and at a lower cost.

ActiveComply’s cloud-based solution for mortgage lenders, banks, and credit unions helps them engage with social media safely to meet compliance and archival requirements. Easily find and monitor loan officers on 10 social media sites, including TikTok, from one unified platform.
Scan images like cover photos for trigger terms and licensing information. Find
inappropriate language or political terms to protect your brand image. Schedule
a 30 min demo or request a free Social Media Compliance Report at
ActiveComply.com.

2.1.22 Servicing Multiples; Marie Chrisman on the Loan Process; When Volatility Subsides Feb 01, 2022

Thank you to ActiveComply for sponsoring today’s podcast. ActiveComply, making social media monitoring simpler, more compliant, and at a lower cost.

ActiveComply’s cloud-based solution for mortgage lenders, banks, and credit unions helps them engage with social media safely to meet compliance and archival requirements. Easily find and monitor loan officers on 10 social media sites, including TikTok, from one unified platform.
Scan images like cover photos for trigger terms and licensing information. Find
inappropriate language or political terms to protect your brand image. Schedule
a 30 min demo or request a free Social Media Compliance Report at
ActiveComply.com.

1.31.22 Homes For Sale; U.S. Economic Expansion Jan 31, 2022

Thank you to ActiveComply for sponsoring today’s podcast. ActiveComply, making social
media monitoring simpler, more compliant, and at a lower cost.

ActiveComply’s cloud-based solution for mortgage
lenders, banks, and credit unions helps them engage with social media safely to
meet compliance and archival requirements. Easily find and monitor loan
officers on 10 social media sites, including TikTok, from one unified platform.
Scan images like cover photos for trigger terms and licensing information. Find
inappropriate language or political terms to protect your brand image. Schedule
a 30 min demo or request a free Social Media Compliance Report at
ActiveComply.com.

1.28.22 Flattening Yield Curve; Milo CEO Josip Rupena on Crypto Mortgage; More Fed Rate Hikes Jan 28, 2022

I'd like to thank this week's podcast sponsor, TMS. TMS is a top 10 subservicer with a 98% customer satisfaction rate. TMS is on a mission to Grow Happiness and does business a different way, and does it well. They deliver next level service with their award-winning proprietary technology, SIME. SIME stands for Servicing Intelligence Made Easy. It gives lenders a 360º, 24/7/365 on-demand portfolio view, with access to live data, recorded borrower calls, delinquency solutions, and much more.

1.27.22 FOMC Statement Reaction; Rob Chrisman on That and IMB Nashville Conference Jan 27, 2022

I'd like to thank this week's podcast sponsor, TMS. TMS is a top 10 subservicer with a 98% customer satisfaction rate. TMS is on a mission to Grow Happiness and does business a different way, and does it well. They deliver next level service with their award-winning proprietary technology, SIME. SIME stands for Servicing Intelligence Made Easy. It gives lenders a 360º, 24/7/365 on-demand portfolio view, with access to live data, recorded borrower calls, delinquency solutions, and much more.

1.26.22 Marketing Expenses; Bond Market Treading Water Jan 26, 2022

I'd like to thank this week's podcast sponsor, TMS. TMS is a top 10 subservicer with a 98% customer satisfaction rate. TMS is on a mission to Grow Happiness and does business a different way, and does it well. They deliver next level service with their award-winning proprietary technology, SIME. SIME stands for Servicing Intelligence Made Easy. It gives lenders a 360º, 24/7/365 on-demand portfolio view, with access to live data, recorded borrower calls, delinquency solutions, and much more.

1.25.22 Fannie Mae Tidbits; FOMC Clears Way for Rate Hikes Jan 25, 2022

I'd like to thank this week's podcast sponsor, TMS. TMS is a top 10 subservicer with a 98% customer satisfaction rate. TMS is on a mission to Grow Happiness and does business a different way, and does it well. They deliver next level service with their award-winning proprietary technology, SIME. SIME stands for Servicing Intelligence Made Easy. It gives lenders a 360º, 24/7/365 on-demand portfolio view, with access to live data, recorded borrower calls, delinquency solutions, and much more.

1.24.22 50 Basis Point Fed Hikes; Chuck Dimiceli on Capital Markets; Refinance Candidate Population Jan 24, 2022

I'd like to thank this week's podcast sponsor, TMS. TMS is a top 10 subservicer with a 98% customer satisfaction rate. TMS is on a mission to Grow Happiness and does business a different way, and does it well. They deliver next level service with their award-winning proprietary technology, SIME. SIME stands for Servicing Intelligence Made Easy. It gives lenders a 360º, 24/7/365 on-demand portfolio view, with access to live data, recorded borrower calls, delinquency solutions, and much more.

1.21.22 LO Tech; Tom Hutchens on the Non-QM Space; Economic Warning Signs Jan 21, 2022

Today’s podcast is brought to you by Sagent, which powers more than $1 trillion in outstanding mortgage servicing, enabling its bank and nonbank customers to care for, retain, and modernize homeownership for millions of borrowers. This week, Sagent welcomed fintech and servicing veteran Courtney Thompson as chief product officer, and this episode with Courtney is a great mortgage modernization lesson. She’s led servicing and digital transformation for two decades, and truly gets how to connect consumer, servicer, regulator, and investor needs using smart tech platforms. Give a listen, and here’s more on Courtney’s role and Sagent’s mortgage modernization vision.

1.20.22 Mortgage Awards; Courtney Thompson on Her Role as Sagent's Chief Product Officer; Home Builder Sentiment Jan 20, 2022

Today’s podcast is brought to you by Sagent, which powers more than $1 trillion in outstanding mortgage servicing, enabling its bank and nonbank customers to care for, retain, and modernize homeownership for millions of borrowers. This week, Sagent welcomed fintech and servicing veteran Courtney Thompson as chief product officer, and this episode with Courtney is a great mortgage modernization lesson. She’s led servicing and digital transformation for two decades, and truly gets how to connect consumer, servicer, regulator, and investor needs using smart tech platforms. Give a listen, and here’s more on Courtney’s role and Sagent’s mortgage modernization vision.

1.19.22 Tech and Cost Savings; My Interview with LoanDepot Wholesale; Surging Rates Jan 19, 2022

Thanks to today's podcast sponsor Sagent, bringing the modern experience customers expect from loan originations to servicing with platforms that let consumers manage their home-owning lives from anywhere. The endgame is a continuous loop where tech-powered customer attention, retention and engagement in servicing lead to new originations, which lead to — and preserve — lifetime servicing.

1.18.22 Crypto Mortgage; FHFA Changes; Government Bond Prices Decline Jan 18, 2022

Thanks to today's podcast sponsor Sagent, bringing the modern experience customers expect from loan originations to servicing with platforms that let consumers manage their home-owning lives from anywhere. The endgame is a continuous loop where tech-powered customer attention, retention and engagement in servicing lead to new originations, which lead to — and preserve — lifetime servicing.

1.14.22 Inflation Riddle; Ben Miller on SimpleNexus; Hawks v Doves Jan 14, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender. A four-time Inc. 5000 company, SimpleNexus has been recognized as one of the nation's fastest-growing companies and one of the world's Best Workplaces for Innovators. To become part of the award-winning SimpleNexus team, visit simplenexus.com/careers.

1.13.22 Stearns Wholesale Lending; Changes in the Housing Market Jan 13, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
LimeGear from SimpleNexus puts mortgage metrics at your fingertips. Ditch the generic dashboards and do-it-yourself data entry for turnkey mortgage business intelligence. Featuring out-of-the-box dashboards, scorecards, and reports, LimeGear™ improves visibility and increases productivity across your entire organization.
To see LimeGear in action, look for SimpleNexus at the MBA's Independent Mortgage Bankers Conference in Nashville or visit SimpleNexus.com.

1.12.22 Consumer Direct Channel; Industry M&A; The Fed's Balance Sheet Jan 12, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
Need a better way to stay connected with borrowers and real estate agent partners in today's purchase market? With Nexus Engagement, you can build more productive referral partnerships and capitalize on pre-application customer touchpoints sooner. More than five million borrowers and 145,000 real estate partners have already downloaded the app, which includes tools like integrated home search, a payment calculator, instant chat and a fully mobile loan application.
Learn more at SimpleNexus.com

1.11.22 Disaster News; Home Supply in 2022 Jan 11, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
Need a better way to stay connected with borrowers and real estate agent partners in today's purchase market? With Nexus Engagement, you can build more productive referral partnerships and capitalize on pre-application customer touchpoints sooner. More than five million borrowers and 145,000 real estate partners have already downloaded the app, which includes tools like integrated home search, a payment calculator, instant chat and a fully mobile loan application.
Learn more at SimpleNexus.com

1.10.22 Efficiencies and Rates; Rob Chrisman on 2022 for Lenders; What's Moving the Bond Market Jan 10, 2022

Today's podcast is brought to you by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender.
More than 42,000 loan officers at hundreds of independent mortgage banks, community and regional banks and credit unions use the Nexus Origination point-of-sale toolset to reduce turn times and increase loan application submissions. With one log in, you and your borrowers can do it all from any device — from uploading docs and checking loan status to paying for appraisals and signing disclosures.
See it for yourself this Thursday and Friday at the New England Mortgage Expo or visit SimpleNexus.com.

1.7.22 Rate Lock Volumes, Brian Coester on Serving the Real Estate Industry; December Payrolls Disappoint Jan 07, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

1.6.22 FHFA LLPAs; Hawkish Fed Minutes Jan 06, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

1.5.22 Better Days; FHA Loan Limits; Shape of the Yield Curve Jan 05, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

1.4.22 Don't Fight the Fed Jan 04, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

1.3.22 2022 Mortgage Volume Predictions; What to Look Forward to: Inflation Jan 03, 2022

Real Estate Connection (REC) is a boutique real estate brokerage that provides a completely orchestrated experience for buyers, sellers, lenders, title companies, and real estate agents. REC acts as a centralized and organized, fully-managed real estate fulfillment service, playing matchmaker for buyers by connecting them with local qualified Real Estate Agents and walking them through the entire home purchase and selling process with the lender partner. REC ensures all parties are in a fully managed environment that mutually supports the client's homeownership experience. REC connects directly with major lead aggregators and Mortgage Lenders Loan Origination Software or CRM's and offers a seamless digital experience backed up with boots-on-the-ground local real estate agent support.

12.23.21 Non-QM Loans; Existing Home Sales; One Last Santa Joke Dec 23, 2021

Looking to dive deeper into secondary market learning tools? Take a look at the recently announced MCT Learning Center. With a repository of webinars, technical whitepapers, blog posts, market commentary, and a dictionary of industry terms, the MCT Learning Center grants unparalleled educational access to users looking to expand their knowledge of capital markets. Join MCT on Thursday, January 6, 2022 at 11 a.m. PT for a webinar demonstrating the new MCT Learning Center.

12.22.21 Yield Curve Flattening; Lumber Prices; Hawks Versus Doves Dec 22, 2021

Looking to dive deeper into secondary market learning tools? Take a look at the recently announced MCT Learning Center. With a repository of webinars, technical whitepapers, blog posts, market commentary, and a dictionary of industry terms, the MCT Learning Center grants unparalleled educational access to users looking to expand their knowledge of capital markets. Join MCT on Thursday, January 6, 2022 at 11 a.m. PT for a webinar demonstrating the new MCT Learning Center.

12.21.21 CFPB Letters; Truebill Value Prop; Sleepy Bond Markets Dec 21, 2021

Looking to dive deeper into secondary market learning tools? Take a look at the recently announced MCT Learning Center. With a repository of webinars, technical whitepapers, blog posts, market commentary, and a dictionary of industry terms, the MCT Learning Center grants unparalleled educational access to users looking to expand their knowledge of capital markets. Join MCT on Thursday, January 6, 2022 at 11 a.m. PT for a webinar demonstrating the new MCT Learning Center.

12.20.21 Public Mortgage Company Performance; Fannie Mae Selling Guide Updates; Twas the Week Before Christmas Dec 20, 2021

Looking to dive deeper into secondary market learning tools? Take a look at the recently announced MCT Learning Center. With a repository of webinars, technical whitepapers, blog posts, market commentary, and a dictionary of industry terms, the MCT Learning Center grants unparalleled educational access to users looking to expand their knowledge of capital markets. Join MCT on Thursday, January 6, 2022 at 11 a.m. PT for a webinar demonstrating the new MCT Learning Center.

12.17.21 Lender Fears; Ginnie Mae MBS Issuance; Hawkish Fed Moves Dec 17, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

12.16.21 Lender Sentiment; Dan Purcell on Regulations; FOMC Takeaways Dec 16, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

12.15.21 Vendor Management; FHFA Director Nomination; A Deep Look at the Fed Dec 15, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

12.14.21 No Rules for Radicals; Mortgage Credit Availability; How Fast to Taper Dec 14, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

12.13.21 Rate Predictions; USDA Loan Limits Explained; Central Bank Decisions Dec 13, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

12.10.21 CFPB Slips Up; Latest Inflation Data Dec 10, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

12.9.21 Anita Padilla on Building an LOS; Federal Reserve Predictive Powers Dec 09, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

12.8.21 Wishes for Santa; Scott Lindner on Residential Construction; Ships Off California Dec 08, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

12.7.21 CFPB Chatter; Tom Showalter on Machine Learning (part two); No More "Transitory" Dec 07, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

12.6.21 The Fed's MBS Balance Sheet; Tom Showalter on Machine Learning (part one); Payrolls and Monetary Policy Dec 06, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

12.3.21 Brent Emler and Keri Rogers on Building a Modern Mortgagee Workforce (part two); November Payrolls Data Dec 03, 2021

Thank you to Lockton, the largest privately held global insurance broker which focuses on Property and Casualty insurance and employee benefits insurance programs. Lockton has a specialized Lender Services Group focused on quantifying and analyzing specific insurance needs to adequately minimize regulatory and balance sheet risks. They have a keen focus on firms within the mortgage banking arena specializing in Errors and Omissions (E&O), Fidelity Bond, D&O and Cyber liability. Lockton acts as an extension of your firm’s risk management team by procuring insurance policies and seeing claims through from start to finish, like a data breach or E&O claim.

12.2.21 Q3 Lender Profit; Brent Emler and Keri Rogers on Building a Modern Mortgage Workforce; Labor Market Indicators Dec 02, 2021

Thank you to Lockton, the largest privately held global insurance broker which focuses on Property and Casualty insurance and employee benefits insurance programs. Lockton has a specialized Lender Services Group focused on quantifying and analyzing specific insurance needs to adequately minimize regulatory and balance sheet risks. They have a keen focus on firms within the mortgage banking arena specializing in Errors and Omissions (E&O), Fidelity Bond, D&O and Cyber liability. Lockton acts as an extension of your firm’s risk management team by procuring insurance policies and seeing claims through from start to finish, like a data breach or E&O claim.

12.1.21 Conforming Loan Limit Review; Three News Items Driving Rates Dec 01, 2021

Thank you to Lockton, the largest privately held global insurance broker which focuses on Property and Casualty insurance and employee benefits insurance programs. Lockton has a specialized Lender Services Group focused on quantifying and analyzing specific insurance needs to adequately minimize regulatory and balance sheet risks. They have a keen focus on firms within the mortgage banking arena specializing in Errors and Omissions (E&O), Fidelity Bond, D&O and Cyber liability. Lockton acts as an extension of your firm’s risk management team by procuring insurance policies and seeing claims through from start to finish, like a data breach or E&O claim.

11.30.21 Time Flies; Mike Smith on Lender Insurance Risk (part two); Nov 30, 2021

Thank you to Lockton, the largest privately held global insurance broker which focuses on Property and Casualty insurance and employee benefits insurance programs. Lockton has a specialized Lender Services Group focused on quantifying and analyzing specific insurance needs to adequately minimize regulatory and balance sheet risks. They have a keen focus on firms within the mortgage banking arena specializing in Errors and Omissions (E&O), Fidelity Bond, D&O and Cyber liability. Lockton acts as an extension of your firm’s risk management team by procuring insurance policies and seeing claims through from start to finish, like a data breach or E&O claim.

11.29.21 Mortgage Acronyms; Mike Smith on Lender Insurance Risk (part one); What's Moving Rates Nov 29, 2021

Thank you to Lockton, the largest privately held global insurance broker which focuses on Property and Casualty insurance and employee benefits insurance programs. Lockton has a specialized Lender Services Group focused on quantifying and analyzing specific insurance needs to adequately minimize regulatory and balance sheet risks. They have a keen focus on firms within the mortgage banking arena specializing in Errors and Omissions (E&O), Fidelity Bond, D&O and Cyber liability. Lockton acts as an extension of your firm’s risk management team by procuring insurance policies and seeing claims through from start to finish, like a data breach or E&O claim.

11.24.21 First Time Home Buying Age; More Commentary on Fed Moves Nov 24, 2021

11.23.21 Fed Chair Powell Gets Another Term Nov 23, 2021

11.22.21 Deep Dive on the Bond Market Nov 22, 2021

11.19.21 Public Mortgage Company Performance; Latest FHA Changes Nov 19, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

11.18.21 Fannie Mae's Economic Predictions; Nathan Lee on Risk Mitigation; Housing Starts Explained Nov 18, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

11.17.21 Employer Vaccine Mandates; Brett Bivenour on Fasterfi; Inflation for Thanksgiving Nov 17, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

11.16.21 Brett Brumley and Mark Workens on Digital Transformation; The Latest Narrative Surrounding Inflation Nov 16, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

11.15.21 MBS Purchase Schedules; Inflation and Volatility Nov 15, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

11.12.21 Turkey Prices; Mortgage Delinquencies; Rates on the Rise Again Nov 12, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

11.10.21 More Inflation; Potential Changes at the Fed; Mortgage Credit Availability Nov 10, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

11.9.21 Rate Lock Volumes; Changes at the Fed; Latest Inflation Reading Nov 09, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

11.8.21 Wholesale Margins; Josh Stech on iBuying Part Two; Payrolls Up, Yields Down Nov 08, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

11.5.21 Josh Stech on Zillow's iBuying Experiment; FOMC Inflation Fears; Solid October Payrolls Nov 05, 2021

Getting control of the Trailing Documents process has been a thorn in the side of lenders for about as long as the mortgage industry has been around. As you will hear all about in just a moment, DocProbe has taken the mortgage industry by storm by revolutionizing the entire Trailing Docs process from the bottom up. For over 10 year now, well over 100 lenders around the country have relied on DocProbe for efficient, cost-effective, and headache-free processing of all their Trailing Docs so they can focus on what they do best. Closing new loans.

11.4.21 Steve Rimmer on Trailing Docs; FOMC Statement Reaction Nov 04, 2021

Getting control of the Trailing Documents process has been a thorn in the side of lenders for about as long as the mortgage industry has been around. As you will hear all about in just a moment, DocProbe has taken the mortgage industry by storm by revolutionizing the entire Trailing Docs process from the bottom up. For over 10 year now, well over 100 lenders around the country have relied on DocProbe for efficient, cost-effective, and headache-free processing of all their Trailing Docs so they can focus on what they do best. Closing new loans.

11.3.21 Zillow Calls it Quits; Steve Rimmer on Trailing Docs Part One; FOMC Statement Expectations Nov 03, 2021

Getting control of the Trailing Documents process has been a thorn in the side of lenders for about as long as the mortgage industry has been around. As you will hear all about in just a moment, DocProbe has taken the mortgage industry by storm by revolutionizing the entire Trailing Docs process from the bottom up. For over 10 year now, well over 100 lenders around the country have relied on DocProbe for efficient, cost-effective, and headache-free processing of all their Trailing Docs so they can focus on what they do best. Closing new loans.

11.2.21 Percentage of Loan Sizes; Tom Showalter on Candor; FOMC Tapering Preview Nov 02, 2021

Getting control of the Trailing Documents process has been a thorn in the side of lenders for about as long as the mortgage industry has been around. As you will hear all about in just a moment, DocProbe has taken the mortgage industry by storm by revolutionizing the entire Trailing Docs process from the bottom up.

For over 10 year now, well over 100 lenders around the country have relied on DocProbe for efficient, cost-effective, and headache-free processing of all their Trailing Docs so they can focus on what they do best. Closing new loans.

11.1.21 Refinance Savings; Christopher Maloof on Digital Transformation; Bond Market Whipsaw Nov 01, 2021

Getting control of the Trailing Documents process has been a thorn in the side of lenders for about as long as the mortgage industry has been around. As you will hear all about in just a moment, DocProbe has taken the mortgage industry by storm by revolutionizing the entire Trailing Docs process from the bottom up.

For over 10 year now, well over 100 lenders around the country have relied on DocProbe for efficient, cost-effective, and headache-free processing of all their Trailing Docs so they can focus on what they do best. Closing new loans.

10.29.21 CFBP Chatter; Fannie Mae Q3 Results; GDP Report Explained Oct 29, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

10.28.21 Borrowers' Minimum Wage; Mignonne Davis on Internal Audits (Part Two); Q3 GDP Oct 28, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

10.27.21 Primer on "Conventional" Loan Limits; Mignonne Davis on Internal Audits (Part One); So, So Much Housing Data Oct 27, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

10.26.21 Ghosts in the Attic; Ghosts of the Taper Tantrum; How Ghosts Take Their Coffee Oct 26, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

10.25.21 AEI's Housing Center Report, Recent Economic Trends, Fed Chair Powell and Inlfation Oct 25, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

10.22.21 Halloween Fun; IMB Versus Bank Marketshare; Ginnie Mae MBS Issuance Oct 22, 2021

Fed up with appraisers or AMCs? Give Triserv a try. Their client-specific, dedicated teams on both coasts get to know the lenders they work with in all 50 states. Their high-touch, personalized order follow-up means you will always know what’s going on with your appraisal. They treat their appraisers like valued partners, paying them quickly so they prioritize our customers’ orders. You too can be like their clients who say, “Triserv excels at customer service. Their responsiveness, their ability to resolve issues and overcome challenges in a timely manner - wow! These guys are amazing.” Triservllc.com – that’s t-r-i-s-e-r-v-l-l-c.com.

10.21.21 MBA Annual Farewells; Seth Appleton on MISMO; Fed Beige Book Wages Oct 21, 2021

Fed up with appraisers or AMCs? Give Triserv a try. Their client-specific, dedicated teams on both coasts get to know the lenders they work with in all 50 states. Their high-touch, personalized order follow-up means you will always know what’s going on with your appraisal. They treat their appraisers like valued partners, paying them quickly so they prioritize our customers’ orders. You too can be like their clients who say, “Triserv excels at customer service. Their responsiveness, their ability to resolve issues and overcome challenges in a timely manner - wow! These guys are amazing.” Triservllc.com – that’s t-r-i-s-e-r-v-l-l-c.com.
For the link to the previous interview with Seth Appleton, visit https://www.buzzsprout.com/1597873/8239163

10.20.21 Joe Bryant on Choosing an AMC; Poor Housing Figures Oct 20, 2021

Fed up with appraisers or AMCs? Give Triserv a try. Their client-specific, dedicated teams on both coasts get to know the lenders they work with in all 50 states. Their high-touch, personalized order follow-up means you will always know what’s going on with your appraisal. They treat their appraisers like valued partners, paying them quickly so they prioritize our customers’ orders. You too can be like their clients who say, “Triserv excels at customer service. Their responsiveness, their ability to resolve issues and overcome challenges in a timely manner - wow! These guys are amazing.” Triservllc.com – that’s t-r-i-s-e-r-v-l-l-c.com.

10.19.21 Joe Bryant on AMCs Part One; Consumer Behavior in the Face of Rising Prices Oct 19, 2021

Fed up with appraisers or AMCs? Give Triserv a try. Their client-specific, dedicated teams on both coasts get to know the lenders they work with in all 50 states. Their high-touch, personalized order follow-up means you will always know what’s going on with your appraisal. They treat their appraisers like valued partners, paying them quickly so they prioritize our customers’ orders. You too can be like their clients who say, “Triserv excels at customer service. Their responsiveness, their ability to resolve issues and overcome challenges in a timely manner - wow! These guys are amazing.” Triservllc.com – that’s t-r-i-s-e-r-v-l-l-c.com.

10.18.21 Hello from San Diego; Why Rates Keep Ticking Up Oct 18, 2021

Fed up with appraisers or AMCs? Give Triserv a try. Their client-specific, dedicated teams on both coasts get to know the lenders they work with in all 50 states. Their high-touch, personalized order follow-up means you will always know what’s going on with your appraisal. They treat their appraisers like valued partners, paying them quickly so they prioritize our customers’ orders. You too can be like their clients who say, “Triserv excels at customer service. Their responsiveness, their ability to resolve issues and overcome challenges in a timely manner - wow! These guys are amazing.” Triservllc.com – that’s t-r-i-s-e-r-v-l-l-c.com.

10.15.21 Life Decisions; How to Avoid a Taper Tantrum Oct 15, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

10.14.21 Wholesale Bits; Conforming Changes; Inflation and Tapering Oct 14, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

10.13.21 Phishing Scams; Rob Chrisman on MBA Annual 2021; Inflation "Targeting" Oct 13, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

10.12.21 Supply Chain Primer; Holiday-Shortened Week in the Bond Market Oct 12, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

10.8.21 Industry Lawsuits; Wholesale Changes; Massive Payrolls Miss Oct 08, 2021

Arch MI provides an array of mortgage insurance products and services, with the goal of providing easy access to their innovative MI solutions. Arch MI’s competitive pricing tool, Arch MI RateStar®, is the leading risk-based MI pricing model in the industry, and the buydown feature allows originators to customize each borrower’s MI payment. Please visit archmi.com to learn more.

10.7.21 Industry Chatter; John Sayre Part Three; Labor Market Indicators Oct 07, 2021

Arch MI provides an array of mortgage insurance products and services, with the goal of providing easy access to their innovative MI solutions. Arch MI’s competitive pricing tool, Arch MI RateStar®, is the leading risk-based MI pricing model in the industry, and the buydown feature allows originators to customize each borrower’s MI payment. Please visit archmi.com to learn more.

10.6.21 Friday's Rich and Rob; John Sayre on Jumbo; Rates with Mercury in Retrograde Oct 06, 2021

Arch MI provides an array of mortgage insurance products and services, with the goal of providing easy access to their innovative MI solutions. Arch MI’s competitive pricing tool, Arch MI RateStar®, is the leading risk-based MI pricing model in the industry, and the buydown feature allows originators to customize each borrower’s MI payment. Please visit archmi.com to learn more.

10.5.21 Forbearance in Decline; John Sayre on Lender Trends; Factors Driving Rates Oct 05, 2021

Arch MI provides an array of mortgage insurance products and services, with the goal of providing easy access to their innovative MI solutions. Arch MI’s competitive pricing tool, Arch MI RateStar®, is the leading risk-based MI pricing model in the industry, and the buydown feature allows originators to customize each borrower’s MI payment. Please visit archmi.com to learn more.

10.4.21 Technology Shifts; All the Headlines Driving Rates Oct 04, 2021

Arch MI provides an array of mortgage insurance products and services, with the goal of providing easy access to their innovative MI solutions. Arch MI’s competitive pricing tool, Arch MI RateStar®, is the leading risk-based MI pricing model in the industry, and the buydown feature allows originators to customize each borrower’s MI payment. Please visit archmi.com to learn more.

10.1.21 Eviction Moratoriums; Q3 Growth Forecasts Oct 01, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

9.30.21 National Podcast Day; Some American Football Humor Sep 30, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

9.29.21 Dodd Frank Says Reappoint Chair Powell; Spiking U.S. Treasury Yields Sep 29, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

9.28.21 Fed Impact on Financial Markets; Nathan Lee on Lenders Staying Ahead of the Curve; Today in the Bond Market Sep 28, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

9.27.21 Monitoring Your Employees; Why Rates Keep Creeping Upward Sep 27, 2021

In order to stay competitive and differentiate in the tight market, lenders need to find efficiencies and tighten their operations leveraging systems designed by mortgage experts for mortgage experts. Richey May’s advisory services team is made up of mortgage industry experts and designed to help you find efficiencies in the pursuit of compliance and assurance so that you can continue to drive growth and increase profitability. Visit https://richeymay.com/advisory/ to learn more about how you can differentiate your business or to set up a meeting with one of Richey May’s experts.

9.24.21 Apologies to Hemingway; Why Rates Rose Yesterday Sep 24, 2021

Thanks to today’s podcast sponsor, Reggora.If you haven’t heard about Reggora yet, pay attention. Reggora is a fast-growing fintech, dedicated to modernizing residential appraisal and valuation. Lenders and appraisers across the country are seeing impressive efficiency gains and cost reductions with Reggora’s platform—including a 213% increase in appraisal
capacity and saving $70 per loan file. All this efficiency comes from configurable automations and embedded LOS and POS integrations, which bring speed, transparency, and control to the appraisal process. In fact, Reggora’s platform is the only appraisal solution on the market to truly unlock the full potential of loan file data and documentation. Integrating deeply with your tech stack, Reggora can deliver the right data and documentation to stakeholders
inside and outside of your organization in virtual real time. Reggora enables appraisal desk managers to reduce double work and empowers loan officers to close faster. Learn more at Reggora.com.

9.23.21 Climate Change and Housing; Government Debt Ceiling Standoff; FOMC Takeaaways Sep 23, 2021

Thanks to today’s podcast sponsor, Reggora.If you haven’t heard about Reggora yet, pay attention. Reggora is a fast-growing fintech, dedicated to modernizing residential appraisal and valuation. Lenders and appraisers across the country are seeing impressive efficiency gains and cost reductions with Reggora’s platform—including a 213% increase in appraisal
capacity and saving $70 per loan file. All this efficiency comes from configurable automations and embedded LOS and POS integrations, which bring speed, transparency, and control to the appraisal process. In fact, Reggora’s platform is the only appraisal solution on the market to truly unlock the full potential of loan file data and documentation. Integrating deeply with your tech stack, Reggora can deliver the right data and documentation to stakeholders
inside and outside of your organization in virtual real time. Reggora enables appraisal desk managers to reduce double work and empowers loan officers to close faster. Learn more at Reggora.com.

9.22.21 Brian Zitin on Disrupting the Appraisal Industry; Fannie Investment Home Changes; Fed Decision Day Sep 22, 2021

Thanks to today’s podcast sponsor, Reggora.If you haven’t heard about Reggora yet, pay attention. Reggora is a fast-growing fintech, dedicated to modernizing residential appraisal and valuation. Lenders and appraisers across the country are seeing impressive efficiency gains and cost reductions with Reggora’s platform—including a 213% increase in appraisal
capacity and saving $70 per loan file. All this efficiency comes from configurable automations and embedded LOS and POS integrations, which bring speed, transparency, and control to the appraisal process. In fact, Reggora’s platform is the only appraisal solution on the market to truly unlock the full potential of loan file data and documentation. Integrating deeply with your tech stack, Reggora can deliver the right data and documentation to stakeholders
inside and outside of your organization in virtual real time. Reggora enables appraisal desk managers to reduce double work and empowers loan officers to close faster. Learn more at Reggora.com.

9.21.21 Fannie Credit Risk Transfers; FOMC Events Get Underway Sep 21, 2021

Thanks to today’s podcast sponsor, Reggora.If you haven’t heard about Reggora yet, pay attention. Reggora is a fast-growing fintech, dedicated to modernizing residential appraisal and valuation. Lenders and appraisers across the country are seeing impressive efficiency gains and cost reductions with Reggora’s platform—including a 213% increase in appraisal
capacity and saving $70 per loan file. All this efficiency comes from configurable automations and embedded LOS and POS integrations, which bring speed, transparency, and control to the appraisal process. In fact, Reggora’s platform is the only appraisal solution on the market to truly unlock the full potential of loan file data and documentation. Integrating deeply with your tech stack, Reggora can deliver the right data and documentation to stakeholders
inside and outside of your organization in virtual real time. Reggora enables appraisal desk managers to reduce double work and empowers loan officers to close faster. Learn more at Reggora.com.

9.20.21 New Housing Laws Out West; FOMC Meeting Preview Sep 20, 2021

Thanks to today’s podcast sponsor, Reggora.If you haven’t heard about Reggora yet, pay attention. Reggora is a fast-growing fintech, dedicated to modernizing residential appraisal and valuation. Lenders and appraisers across the country are seeing impressive efficiency gains and cost reductions with Reggora’s platform—including a 213% increase in appraisal
capacity and saving $70 per loan file. All this efficiency comes from configurable automations and embedded LOS and POS integrations, which bring speed, transparency, and control to the appraisal process. In fact, Reggora’s platform is the only appraisal solution on the market to truly unlock the full potential of loan file data and documentation. Integrating deeply with your tech stack, Reggora can deliver the right data and documentation to stakeholders
inside and outside of your organization in virtual real time. Reggora enables appraisal desk managers to reduce double work and empowers loan officers to close faster. Learn more at Reggora.com.

9.17.21 Lenders Watch List; PSPA Influence on Private Label Securities Sep 17, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

9.16.21 NAMMBA Connect Topics; Bond Market Loose Ends Sep 16, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

9.15.21 FHFA PSPA Changes (love thy acronyms); Rob Chrisman Q&A on Fannie and Freddie Future Sep 15, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

9.14.21 Lenders and Vaccine Mandates; August CPI Inflation Takeaway Sep 14, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

9.13.21 Investors Snapping Up Homes; U.S. Job Openings Narrative Sep 13, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

9.10.21 Wells Fargo Cease and Desist; Slow Day in the Bond Market Sep 10, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

9.9.21 Rob Chrisman on Interest Rates; Industry Events; Fed Chatter Sep 09, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

9.8.21 U.S. Home Price Appreciation; Overview of Current Labor Market Sep 08, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

9.7.21 Home Purchase Sentiment; Fallout From Lousy August Payrolls Sep 07, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

9.3.21 Papa Was a Rolling Stone; Fannie Mae DU Changes; A Payrolls Report to Forget Sep 03, 2021

Floify is a digital mortgage automation and point-of-sale solution that streamlines the loan origination process by providing a secure application, communication, and document management portal between loan originators, borrowers, referral partners, and other mortgage stakeholders. Loan originators and wholesale lenders use Floify to collect and verify borrower documentation, track loan progress, communicate with borrowers and realtors, integrate existing systems, and close loans faster. To learn more about Floify, as well as some of their most powerful solutions for loan originators, including 1003 Co-Pilot, Hybrid E-Close, Floify E-Sign, and more, visit floify.com.

9.2.21 Geography Quiz; Labor Market Indicators Ahead of August Payrolls Sep 02, 2021

Floify is a digital mortgage automation and point-of-sale solution that streamlines the loan origination process by providing a secure application, communication, and document management portal between loan originators, borrowers, referral partners, and other mortgage stakeholders. Loan originators and wholesale lenders use Floify to collect and verify borrower documentation, track loan progress, communicate with borrowers and realtors, integrate existing systems, and close loans faster. To learn more about Floify, as well as some of their most powerful solutions for loan originators, including 1003 Co-Pilot, Hybrid E-Close, Floify E-Sign, and more, visit floify.com.

9.1.21 M&A News; Agency Latest; Looking Ahead to Friday Payrolls Sep 01, 2021

Floify is a digital mortgage automation and point-of-sale solution that streamlines the loan origination process by providing a secure application, communication, and document management portal between loan originators, borrowers, referral partners, and other mortgage stakeholders. Loan originators and wholesale lenders use Floify to collect and verify borrower documentation, track loan progress, communicate with borrowers and realtors, integrate existing systems, and close loans faster. To learn more about Floify, as well as some of their most powerful solutions for loan originators, including 1003 Co-Pilot, Hybrid E-Close, Floify E-Sign, and more, visit floify.com.

8.31.21 Dave Sims on Floify; Snoozing in the Bond Market Aug 31, 2021

Floify is a digital mortgage automation and point-of-sale solution that streamlines the loan origination process by providing a secure application, communication, and document management portal between loan originators, borrowers, referral partners, and other mortgage stakeholders. Loan originators and wholesale lenders use Floify to collect and verify borrower documentation, track loan progress, communicate with borrowers and realtors, integrate existing systems, and close loans faster. To learn more about Floify, as well as some of their most powerful solutions for loan originators, including 1003 Co-Pilot, Hybrid E-Close, Floify E-Sign, and more, visit floify.com.

8.30.21 Mortgage Industry Awards; Michael Dunn Compliance Latest; Fed Jackson Hole Takeaways Aug 30, 2021

Floify is a digital mortgage automation and point-of-sale solution that streamlines the loan origination process by providing a secure application, communication, and document management portal between loan originators, borrowers, referral partners, and other mortgage stakeholders. Loan originators and wholesale lenders use Floify to collect and verify borrower documentation, track loan progress, communicate with borrowers and realtors, integrate existing systems, and close loans faster. To learn more about Floify, as well as some of their most powerful solutions for loan originators, including 1003 Co-Pilot, Hybrid E-Close, Floify E-Sign, and more, visit floify.com.

8.27.21 The Fed, The Fed, The Fed Aug 27, 2021

Thank you to ActiveComply, a social media monitoring and website archival platform built by the mortgage industry, for the mortgage industry.

8.26.21 New GSE Focus; Rob Chrisman from the Western Secondary; Q2 GDP Revision Aug 26, 2021

Thank you to ActiveComply, a social media monitoring and website archival platform built by the mortgage industry, for the mortgage industry.

8.25.21 Western Secondary Tidbits; Upcoming Conferences; Home Sales Way Down Aug 25, 2021

Thank you to ActiveComply, a social media monitoring and website archival platform built by the mortgage industry, for the mortgage industry.

8.24.21 Bonds Sidestep Fannie and Freddie; Fed Chair Powell's World Aug 24, 2021

Thank you to ActiveComply, a social media monitoring and website archival platform built by the mortgage industry, for the mortgage industry.

8.23.21 Western Secondary; Fannie and Freddie DU Updates; Fed Symposium Expectations Aug 23, 2021

Thank you to ActiveComply, a social media monitoring and website archival platform built by the mortgage industry, for the mortgage industry.

8.20.21 FHFA GSE Proposal; Tom Showalter on Candor's Series A; Light Economic Calendar Aug 20, 2021

Only Candor’s Loan Engineering System™ can autonomously analyze, identify, and mitigate risk, then make final credit risk decisions with no human reliance. 1.0M underwrites, zero repurchases.

8.19.21 California Stats; Saudi MBS; FOMC Minutes Reaction Aug 19, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

8.18.21 More UWM News; Looking Ahead to the July FOMC Minues Aug 18, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

8.17.21 CDC Edict on Housing and Policy; Global Recovery in Jeopardy? Aug 17, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

8.16.21 UWM Earnings; Bryan Filkey on Non-QM; Down Goes Consumer Sentiment Aug 16, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

8.13.21 IRLC Review; Jason Kwasny on Subservicing; PPI Figures Mean Nothing Good Aug 13, 2021

Begin your data-driven transformation with Richey May and RM Analyze. Reports on their own don’t help your business. Putting actionable insights in the right hands requires collecting the right data, keeping it updated and making the next course of action clear for every employee. Our mortgage industry expertise and comprehensive approach help you chart a course to a higher view of your business. To learn more about how RM Analyze and our mortgage consultants can help you, visit Richey May.com. To join our next Quarterly Mortgage Trend Series Webinar on Wednesday August 18th visit https://attendee.gotowebinar.com/register/409526716060500239.

8.12.21 Clarity on Juneteenth Compliance; Is Inflation Transitory? Aug 12, 2021

Begin your data-driven transformation with Richey May and RM Analyze. Reports on their own don’t help your business. Putting actionable insights in the right hands requires collecting the right data, keeping it updated and making the next course of action clear for every employee. Our mortgage industry expertise and comprehensive approach help you chart a course to a higher view of your business. To learn more about how RM Analyze and our mortgage consultants can help you, visit Richey May.com. To join our next Quarterly Mortgage Trend Series Webinar on Wednesday August 18th visit https://attendee.gotowebinar.com/register/409526716060500239.

8.11.21 CFPB Website Latest; Olivia Nicholson on Data Analytics (Part Two); CPI Inflation Figures Aug 11, 2021

Begin your data-driven transformation with Richey May and RM Analyze. Reports on their own don’t help your business. Putting actionable insights in the right hands requires collecting the right data, keeping it updated and making the next course of action clear for every employee. Our mortgage industry expertise and comprehensive approach help you chart a course to a higher view of your business. To learn more about how RM Analyze and our mortgage consultants can help you, visit Richey May.com. To join our next Quarterly Mortgage Trend Series Webinar on Wednesday August 18th visit https://attendee.gotowebinar.com/register/409526716060500239.

8.10.21 Treasury Yields Up; Olivia Nicholson on Data Analytics Aug 10, 2021

Begin your data-driven transformation with Richey May and RM Analyze. Reports on their own don’t help your business. Putting actionable insights in the right hands requires collecting the right data, keeping it updated and making the next course of action clear for every employee. Our mortgage industry expertise and comprehensive approach help you chart a course to a higher view of your business. To learn more about how RM Analyze and our mortgage consultants can help you, visit Richey May.com. To join our next Quarterly Mortgage Trend Series Webinar on Wednesday August 18th visit https://attendee.gotowebinar.com/register/409526716060500239.

8.9.21 Live From Lenders One; Mortgage Fraud; July Payrolls Narrative Aug 09, 2021

Begin your data-driven transformation with Richey May and RM Analyze. Reports on their own don’t help your business. Putting actionable insights in the right hands requires collecting the right data, keeping it updated and making the next course of action clear for every employee. Our mortgage industry expertise and comprehensive approach help you chart a course to a higher view of your business. To learn more about how RM Analyze and our mortgage consultants can help you, visit Richey May.com. To join our next Quarterly Mortgage Trend Series Webinar on Wednesday August 18th visit https://attendee.gotowebinar.com/register/409526716060500239.

8.6.21 World of Numbers; Treasury Selloff; July Payrolls Aug 06, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

8.5.21 Low Treasury Yields; Brit Barker on Orchestrating the Origination Process; Clarida Says Tapering Aug 05, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

8.4.21 Housing and Income Statistics; Wholesale M&A; Michael Farris on LOS Build Versus Buy Aug 04, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

8.3.21 Fannie Earnings; FHA and VA News; Andrew Weiss on Navigating Compliance Automation Aug 03, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

8.2.21 Predicting Mortgage Rates; Ken Burns and Sarah Ledbetter on Mortgage CRM and Marketing Automation Best Practices; FOMC Tapering Talk Aug 02, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

7.30.21 Housing Supply; Michael Farris on LOS/POS Configurability Benefits; the Return of Fed Speak Jul 30, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

7.29.21 NAR & Foreign Buyers; FOMC Tapering Talk Jul 29, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

7.28.21 Fed Demand for Agency MBS; FHA and GNMA Latest; Why Prepayment Speeds Matter Jul 28, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

7.27.21 Affordable Housing; Matt Allen on Scratch and Dent Loans; Latest FOMC Events Underway Jul 27, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

7.26.21 FEMA Disaster Declarations; Positive Data Trends Jul 26, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your traditional mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

7.23.21 Short Recessions; Light Calendar to End the Week Jul 23, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

7.22.21 Fannie and Freddie Latest; Tom Showalter on the Underwriting Problem; Treasury Yields Up Jul 22, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

7.21.21 Adverse Refinance Fee Removal Reaction; Tom Showalter on Underwriting Evolution Jul 21, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

7.20.21 Myrtle's Awards; NASB's Matt Allen on Scratch and Dent Whole Loans; Rally in the Bond Market Jul 20, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

7.19.21 Return to the Office; FHFA Refinance Fee; Retail Sales and Rates Jul 19, 2021

Lenders using Candor produce a high-quality loan that requires only 1 underwriter touch on 70% of loans. Imagine the ROI by reducing fallout, improving hedge, slashing cycle time, and banishing repurchases.

7.16.21 Heat Island Effect; Mike Brown on Borrower Satisfaction; Chair Powell Gives Congress None Jul 16, 2021

Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

7.15.21 Lumber Prices and Substitutes; Mike Brown on Risk Mitigation; Lots of Economic Releases Jul 15, 2021

Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

7.14.21 Mike Brown on Lender Productivity; Hot, Hot, Hot Inflation Figures Jul 14, 2021

Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

7.13.21 99-Year Old Borrowers; Mike Brown on Lender's Accuracy and Timeliness; CPI Report Shows Inflation Jul 13, 2021

Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

7.12.21 Change is All Around Us; Mike Brown Interview Part One; Why Rates Have Been Dropping Jul 12, 2021

Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

7.9.21 Ways to Retain Borrowers; Nathan Lee Interview Part Two; Rates Don't Listen to Experts Jul 09, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

7.8.21 Treasury Yields Keep Rallying; Nathan Lee on Automating the Loan Production Process Jul 08, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

7.7.21 Margin Compression; General Versus Specific Business Days; Fed Rate Hike Odds Jul 07, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

7.6.21 Retirement Income Survey; CFPB Morsels; Bond Market Payrolls Reaction Jul 06, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

7.2.21 GSE News; Michael Farris and Brit Barker on Stellar Borrower Experience; Payrolls Friday Jul 02, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS and LOS mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

7.1.21 July Already; Andrew Weiss on Technological ROI; Employment Indicators Jul 01, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS and LOS mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

6.30.21 Builder Technology; Michael Farris on Strategic Benefits of Single Tech System; ADP Employment Jun 30, 2021

Thanks to today's podcast sponsor, Origence. Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

6.29.21 Brit Barker and Andrew Weiss on How to Make the Biggest Impact With Automation; Animal Spirits in the Bond Market Jun 29, 2021

Thanks to today's podcast sponsor, Origence. Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

6.28.21 FHA Changes, Susan Hartsock on Data-Based Systems Jun 28, 2021

Thanks to today's podcast sponsor, Origence. Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

6.25.21 Introducing FHFA Nominee Sandra Thompson, Another CHLA Letter, Rates in a Rut Jun 25, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://info.candortechnology.com/podcast-thought-leadership

6.24.21 Supreme Court FHFA Ruling and Reaction Jun 24, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://info.candortechnology.com/podcast-thought-leadership

6.23.21 MBAF Convention Chatter, Tom Showalter Interview Part Two, May Existing Home Sales Jun 23, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://info.candortechnology.com/podcast-thought-leadership

6.22.21 CHLA Letters on NOO/2nd Home Caps, Tom Showalter on Mortgage Industry Innovaion, Chair Powell Heads to Capitol Hill Jun 22, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

6.21.21 Ocwen M&A, Michael Dunn Compliance Latest Jun 21, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

6.18.21 Greed and Fear in the Bond Market, Symmetry's Joe Hartman on HELOCs Jun 18, 2021

Today’s podcast is sponsored by Symmetry Lending, the mortgage industry’s HELOC experts. With a dedicated focus on Piggyback and Stand-Alone HELOCs, Symmetry brings a valuable tool to every mortgage broker and banker. The Symmetry HELOC provides Loan Originators with a product that perfectly complements their 1st mortgage, following Agency Guidelines with minimal overlays. And best of all, Originators can enjoy Symmetry’s HELOC as a solution to retain control of their customer relationships. To learn more about Symmetry’s HELOC, visit symmetrylending.com and click on Knowledge Center.

6.17.21 Further Fannie/Freddie 2nd/NOO Reaction, FOMC Minutes Jun 17, 2021

Today’s podcast is sponsored by Symmetry Lending, the mortgage industry’s HELOC experts. With a dedicated focus on Piggyback and Stand-Alone HELOCs, Symmetry brings a valuable tool to every mortgage broker and banker. The Symmetry HELOC provides Loan Originators with a product that perfectly complements their 1st mortgage, following Agency Guidelines with minimal overlays. And best of all, Originators can enjoy Symmetry’s HELOC as a solution to retain control of their customer relationships. To learn more about Symmetry’s HELOC, visit symmetrylending.com and click on Knowledge Center.

6.16.21 Reactions to the New NOO/2nd Home Cap, A Joke From the Caribbean Jun 16, 2021

Today’s podcast is sponsored by Symmetry Lending, the mortgage industry’s HELOC experts. With a dedicated focus on Piggyback and Stand-Alone HELOCs, Symmetry brings a valuable tool to every mortgage broker and banker. The Symmetry HELOC provides Loan Originators with a product that perfectly complements their 1st mortgage, following Agency Guidelines with minimal overlays. And best of all, Originators can enjoy Symmetry’s HELOC as a solution to retain control of their customer relationships. To learn more about Symmetry’s HELOC, visit symmetrylending.com and click on Knowledge Center.

6.15.21 100th Episode, Rob Chrisman Interview, M&A Season Continues Jun 15, 2021

Today’s podcast is sponsored by Symmetry Lending, the mortgage industry’s HELOC experts. With a dedicated focus on Piggyback and Stand-Alone HELOCs, Symmetry brings a valuable tool to every mortgage broker and banker. The Symmetry HELOC provides Loan Originators with a product that perfectly complements their 1st mortgage, following Agency Guidelines with minimal overlays. And best of all, Originators can enjoy Symmetry’s HELOC as a solution to retain control of their customer relationships. To learn more about Symmetry’s HELOC, visit symmetrylending.com and click on Knowledge Center.

6.14.21 FHFA Changes, Agency News, This Week's Economic Calendar Jun 14, 2021

Today’s podcast is sponsored by Symmetry Lending, the mortgage industry’s HELOC experts. With a dedicated focus on Piggyback and Stand-Alone HELOCs, Symmetry brings a valuable tool to every mortgage broker and banker. The Symmetry HELOC provides Loan Originators with a product that perfectly complements their 1st mortgage, following Agency Guidelines with minimal overlays. And best of all, Originators can enjoy Symmetry’s HELOC as a solution to retain control of their customer relationships. To learn more about Symmetry’s HELOC, visit symmetrylending.com and click on Knowledge Center.

6.11.21 Friday Fun, Phil Rasori Interview Part Two, Bond Market Digests CPI Jun 11, 2021

With its recent introduction of BAM Marketplace, the world’s first truly open loan exchange, MCT has moved toward the ultimate secondary marketing goal – a loan exchange where every loan can be priced by every investor, regardless of approval status. “Gone are the days of a finite set of investors, not knowing who has an axe or who may offer the best price,” said Curtis Richins, President, MCT. “BAM Marketplace is the only exchange where sellers can receive executable bids from unapproved buyers.” MCT clients have experienced average covers such as a pick-up of 46 bps on government production, 42 bps on loans under $200k, and 89 bps on low-FICO government production.

6.10.21 Latest CPI Data, Phil Rasori on BAM Marketplace Part One Jun 10, 2021

With its recent introduction of BAM Marketplace, the world’s first truly open loan exchange, MCT has moved toward the ultimate secondary marketing goal – a loan exchange where every loan can be priced by every investor, regardless of approval status. “Gone are the days of a finite set of investors, not knowing who has an axe or who may offer the best price,” said Curtis Richins, President, MCT. “BAM Marketplace is the only exchange where sellers can receive executable bids from unapproved buyers.” MCT clients have experienced average covers such as a pick-up of 46 bps on government production, 42 bps on loans under $200k, and 89 bps on low-FICO government production.

6.9.21 Lender Guarantees, Justin Grant Interview Part Two, Bond Market Musings Jun 09, 2021

With its recent introduction of BAM Marketplace, the world’s first truly open loan exchange, MCT has moved toward the ultimate secondary marketing goal – a loan exchange where every loan can be priced by every investor, regardless of approval status. Join MCT on June 9th at 10am PST for a webinar providing a demonstration and details on how to achieve true best execution. “Gone are the days of a finite set of investors, not knowing who has an axe or who may offer the best price,” said Curtis Richins, President, MCT. “BAM Marketplace is the only exchange where sellers can receive executable bids from unapproved buyers.” MCT clients have experienced average covers such as a pick-up of 46 bps on government production, 42 bps on loans under $200k, and 89 bps on low-FICO government production. Register for the webinar.

6.8.21 Millennial Homeownership, Justin Grant on BAM Marketplace Jun 08, 2021

With its recent introduction of BAM Marketplace, the world’s first truly open loan exchange, MCT has moved toward the ultimate secondary marketing goal – a loan exchange where every loan can be priced by every investor, regardless of approval status. Join MCT on June 9th at 10am PST for a webinar providing a demonstration and details on how to achieve true best execution. “Gone are the days of a finite set of investors, not knowing who has an axe or who may offer the best price,” said Curtis Richins, President, MCT. “BAM Marketplace is the only exchange where sellers can receive executable bids from unapproved buyers.” MCT clients have experienced average covers such as a pick-up of 46 bps on government production, 42 bps on loans under $200k, and 89 bps on low-FICO government production. Register for the webinar.

6.7.21 Lender Profitability, May Payrolls Review, What is Happening This Week Jun 07, 2021

With its recent introduction of BAM Marketplace, the world’s first truly open loan exchange, MCT has moved toward the ultimate secondary marketing goal – a loan exchange where every loan can be priced by every investor, regardless of approval status. Join MCT on June 9th at 10am PST for a webinar providing a demonstration and details on how to achieve true best execution. “Gone are the days of a finite set of investors, not knowing who has an axe or who may offer the best price,” said Curtis Richins, President, MCT. “BAM Marketplace is the only exchange where sellers can receive executable bids from unapproved buyers.” MCT clients have experienced average covers such as a pick-up of 46 bps on government production, 42 bps on loans under $200k, and 89 bps on low-FICO government production. Register for the webinar.

6.4.21 Down Payment Assistance, Nathan Lee Interview Part Two, May Payrolls Jun 04, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

6.3.21 Government Notes, Nathan Lee Interview Part One, Housing Indicators Jun 03, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

6.2.21 LO Comp, Review of the Fed's Reverse Repurchase Facility Jun 02, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

6.1.21 GSE Rumor Mill, Bond Market Reacts to Personal Income and Spending Jun 01, 2021

Intelligent automation is changing the way lenders do business, and not just for the biggest lenders—any size company can implement this game-changing, scalable technology with RM Automate. Richey May’s automation services practice focuses on streamlining the loan origination and sales process by automating the most repetitive tasks and often-used processes—freeing up your employees to focus on more value-added tasks. RM Automate is a powerful partnership between Richey May and Zoral, combining Richey May’s deep expertise in the mortgage industry with Zoral’s innovative Intelligent Automation Platform. Sign up for a customized demo at richeymay.com.

5.28.21 Dean Harrington Interview Part 3, Month-end Economic Releases May 28, 2021

I’d like to thank today’s podcast sponsor, Shamrock Home Loans, recently named by the National Mortgage News the number 5 Best Mortgage Company to work for. Shamrock is expanding across the United States, with the commitment to build the next generation of mortgage leaders. Shamrock’s core purpose is driven by the belief that “everyone deserves to live in a home they love.” The aggressive underwriting and customer support culture brings about one of the highest retention rates among loan officers in the US. With access to the best technology tools and operational support, loan officers and Branch Managers can flexibly serve realtors, builders and consumers. To experience how truly unique Shamrock is, visit theshamrockhuddle.com to learn more.

5.27.21 Dean Harrington on the Next Gen of the Mortgage Workforce, a Slew of Economic Releases May 27, 2021

I’d like to thank today’s podcast sponsor, Shamrock Home Loans, recently named by the National Mortgage News the number 5 Best Mortgage Company to work for. Shamrock is expanding across the United States, with the commitment to build the next generation of mortgage leaders. Shamrock’s core purpose is driven by the belief that “everyone deserves to live in a home they love.” The aggressive underwriting and customer support culture brings about one of the highest retention rates among loan officers in the US. With access to the best technology tools and operational support, loan officers and Branch Managers can flexibly serve realtors, builders and consumers. To experience how truly unique Shamrock is, visit theshamrockhuddle.com to learn more.

5.26.21 GNMA Security Issuance, Dean Harrington on Company Culture, April Housing Figures May 26, 2021

I’d like to thank today’s podcast sponsor, Shamrock Home Loans, recently named by the National Mortgage News the number 5 Best Mortgage Company to work for. Shamrock is expanding across the United States, with the commitment to build the next generation of mortgage leaders. Shamrock’s core purpose is driven by the belief that “everyone deserves to live in a home they love.” The aggressive underwriting and customer support culture brings about one of the highest retention rates among loan officers in the US. With access to the best technology tools and operational support, loan officers and Branch Managers can flexibly serve realtors, builders and consumers. To experience how truly unique Shamrock is, visit theshamrockhuddle.com to learn more.

5.25.21 Lender IPOs and Air Travel, Fed Repurchase Operations, Lots of Economic Data May 25, 2021

I’d like to thank today’s podcast sponsor, Shamrock Home Loans, recently named by the National Mortgage News the number 5 Best Mortgage Company to work for. Shamrock is expanding across the United States, with the commitment to build the next generation of mortgage leaders. Shamrock’s core purpose is driven by the belief that “everyone deserves to live in a home they love.” The aggressive underwriting and customer support culture brings about one of the highest retention rates among loan officers in the US. With access to the best technology tools and operational support, loan officers and Branch Managers can flexibly serve realtors, builders and consumers. To experience how truly unique Shamrock is, visit theshamrockhuddle.com to learn more.

5.24.21 Mortgage Lender Value Proposition, Last Week in the Bond Market May 24, 2021

I’d like to thank today’s podcast sponsor, Shamrock Home Loans, out of Providence, Rhode Island, one of America’s best and most innovative Mortgage Banks, committed to building the next generation Mortgage Lender. Shamrock is expanding across the United States, with a Mission centered on the belief that “Every Family Deserves to live in a Home that they Love.” The aggressive underwriting and customer support culture brings about one of the highest retention rates among loan officers in the US. With access to the best technology tools and operational support, loan officers and Branch Managers can flexibly serve realtors, builders and consumers. Check them out by going to shamrockhomeloans.com to learn more.

5.21.21 Friday Animal Fun, Forbearance, Forbearance, Forbearance May 21, 2021

Thank you to loanDepot Wholesale for sponsoring today's podcast. loanDepot Wholesale strives to build successful long-term relationships with its Origination Partners. Its goal is to be your lender of choice by providing an exceptional lending experience through: quick, dedicated, and responsive service and integrated technology solutions. Getting approved as a Partner is quick and easy. Get started today by going to www.ldwholesale.com and click on Become a Partner.

5.20.21 Google in Mortgages, April FOMC Minutes Reaction May 20, 2021

Thank you to loanDepot Wholesale for sponsoring today's podcast. loanDepot Wholesale strives to build successful long-term relationships with its Origination Partners. Its goal is to be your lender of choice by providing an exceptional lending experience through: quick, dedicated, and responsive service and integrated technology solutions. Getting approved as a Partner is quick and easy. Get started today by going to www.ldwholesale.com and click on Become a Partner.

5.19.21 Fannie and Freddie as Disruptors, Inflationary Impact on Mortgage Rates May 19, 2021

Thank you to loanDepot Wholesale for sponsoring today's podcast. loanDepot Wholesale strives to build successful long-term relationships with its Origination Partners. Its goal is to be your lender of choice by providing an exceptional lending experience through: quick, dedicated, and responsive service and integrated technology solutions. Getting approved as a Partner is quick and easy. Get started today by going to www.ldwholesale.com and click on Become a Partner.

5.18.21 Zoomed Out, Mike Klotz on Helping Brokers AND Borrowers, and Bond Market Lull May 18, 2021

Thank you to loanDepot Wholesale for sponsoring today's podcast. loanDepot Wholesale strives to build successful long-term relationships with its Origination Partners. Its goal is to be your lender of choice by providing an exceptional lending experience through: quick, dedicated, and responsive service and integrated technology solutions. Getting approved as a Partner is quick and easy. Get started today by going to www.ldwholesale.com and click on Become a Partner.

5.17.21 Microchips for a Mortgage, Federal Reserve Inflation Reaction May 17, 2021

Thank you to loanDepot Wholesale for sponsoring today's podcast. loanDepot Wholesale strives to build successful long-term relationships with its Origination Partners. Its goal is to be your lender of choice by providing an exceptional lending experience through: quick, dedicated, and responsive service and integrated technology solutions. Getting approved as a Partner is quick and easy. Get started today by going to www.ldwholesale.com and click on Become a Partner.

5.14.21 Apologies to Alaska, April Retail Sales May 14, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

5.13.21 Quicken Name Change, Michael Dunn on Compliance Hot Topics, Inflation Latest May 13, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

5.12.21 Guild M&A, Tom Showalter on Underwriting Expert System Technology, CPI Shows Inflation May 12, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

5.11.21 LO Comp, Dave Sims Interview, About Those Poor Payroll Figures May 11, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

5.10.21 Elliot Eisenberg, Ph.D. on Mortgage Economics, Volatility in the Bond Market May 10, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

5.7.21 Strawberry Supply and Demand, Brit Barker and Andrew Weiss on Solving Lender’s Pain Points, April Payroll Figures May 07, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

5.6.21 Returning to the Office, Compliance and Risk, Roger Hull and Ray Jandga Interview May 06, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

5.5.21 Hispanic Homeownership, More Industry IPOs and Susan Hartsock on Modern Integrations May 05, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

5.4.21 Increasing Costs of Housing Inputs, Michael Farris on True End-to-End Platforms, and Fed Chair Powell Remarks May 04, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

5.3.21 23 Years Without a Mortgage Payment? Roger Hull and Andrew Weiss on Building a Modern Origination Platfor May 03, 2021

Origence provides integrated origination technology solutions that transform the lending experience. The Origence Mortgage Platform is a fully integrated digital solution that covers the entire lending life cycle—from application to closing. With Origence, lenders have access to client configurable workflows, as well as automation of nearly every step in the mortgage fulfillment process. Use Origence to replace your POS, LOS & CRM mortgage stack with a single modern platform. Or, use the modular capabilities of the platform to integrate Origence anywhere in your tech stack, wherever you need to make the biggest impact on your lending. With origination, processing, underwriting, closing, funding and delivery under one, innovative platform, lenders can achieve big results in less time and at a lower cost with Origence. Visit Origence.com for more details.

4.30.21 LOs in the 1%, Today's Month-End Economic Calendar Apr 30, 2021

Today’s podcast is presented by Capacity. Capacity is an industry leader in mortgage automation that empowers mortgage professionals with instant knowledge and automated workflows. Thanks to 24/7 service, clients receive a superior experience throughout the entire loan process. Capacity connects apps, mines documents, captures tacit knowledge, and automates processes through a mobile-friendly chat interface.

4.29.21 Lenders Saving Costs, Fannie & Freddie News, FOMC Statement Reaction Apr 29, 2021

Today’s podcast is presented by Capacity. Capacity is an industry leader in mortgage automation that empowers mortgage professionals with instant knowledge and automated workflows. Thanks to 24/7 service, clients receive a superior experience throughout the entire loan process. Capacity connects apps, mines documents, captures tacit knowledge, and automates processes through a mobile-friendly chat interface.

4.28.21 M&A Continues, Josh Friend on Creating Customers for Life, Positive Housing Data Apr 28, 2021

Today’s podcast is presented by Capacity. Capacity is an industry leader in mortgage automation that empowers mortgage professionals with instant knowledge and automated workflows. Thanks to 24/7 service, clients receive a superior experience throughout the entire loan process. Capacity connects apps, mines documents, captures tacit knowledge, and automates processes through a mobile-friendly chat interface.

4.27.21 YOLO Economy, David Karandish on SaaS for Mortgage Companies, FOMC April Meeting Apr 27, 2021

Today’s podcast is presented by Capacity. Capacity is an industry leader in mortgage automation that empowers mortgage professionals with instant knowledge and automated workflows. Thanks to 24/7 service, clients receive a superior experience throughout the entire loan process. Capacity connects apps, mines documents, captures tacit knowledge, and automates processes through a mobile-friendly chat interface.

4.26.21 Flagstar Acquired, MBA's Marina Walsh Interview on Lender Advocacy, Economic Releases This Week Apr 26, 2021

Today’s podcast is presented by Capacity. Capacity is an industry leader in mortgage automation that empowers mortgage professionals with instant knowledge and automated workflows. Thanks to 24/7 service, clients receive a superior experience throughout the entire loan process. Capacity connects apps, mines documents, captures tacit knowledge, and automates processes through a mobile-friendly chat interface.

4.23.21 Facebook Gets Into Housing, Matt Clarke Interview on Broker to Banker etc., Rates Back Below 3 Percent Apr 23, 2021

Thanks to our sponsor, Churchill Mortgage. Founded in 1992, Churchill Mortgage is a privately-owned company by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 47 states. As heard on personal finance expert and author Dave Ramsey’s nationally syndicated radio show, the lender’s mission is to help borrowers achieve debt-free homeownership and build wealth through a smarter mortgage plan, regardless of their starting point. Churchill Mortgage has been employee-owned since 2013! We’re growing and would love to speak with you about opportunities in your area. Learn more about us here. NMLS #1591

4.22.21 Aging into Rentals, Compliance and Legal Notes, ECB Decision Apr 22, 2021

Thanks to our sponsor, Churchill Mortgage. Founded in 1992, Churchill Mortgage is a privately-owned company by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 47 states. As heard on personal finance expert and author Dave Ramsey’s nationally syndicated radio show, the lender’s mission is to help borrowers achieve debt-free homeownership and build wealth through a smarter mortgage plan, regardless of their starting point. Churchill Mortgage has been employee-owned since 2013! We’re growing and would love to speak with you about opportunities in your area. Learn more about us here. NMLS #1591

4.21.21 Fannie Mae's Study on Remote Work, Recent Rally in Rates Apr 21, 2021

Thanks to our sponsor, Churchill Mortgage. Founded in 1992, Churchill Mortgage is a privately-owned company by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 47 states. As heard on personal finance expert and author Dave Ramsey’s nationally syndicated radio show, the lender’s mission is to help borrowers achieve debt-free homeownership and build wealth through a smarter mortgage plan, regardless of their starting point. Churchill Mortgage has been employee-owned since 2013! We’re growing and would love to speak with you about opportunities in your area. Learn more about us here. NMLS #1591

4.20.21 CFPB's Debt Collection Interim Final Rule, Rob Chrisman Interview on Just That Apr 20, 2021

Thanks to our sponsor, Churchill Mortgage. Founded in 1992, Churchill Mortgage is a privately-owned company by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 47 states. As heard on personal finance expert and author Dave Ramsey’s nationally syndicated radio show, the lender’s mission is to help borrowers achieve debt-free homeownership and build wealth through a smarter mortgage plan, regardless of their starting point. Churchill Mortgage has been employee-owned since 2013! We’re growing and would love to speak with you about opportunities in your area. Learn more about us here. NMLS #1591

4.19.21 Longevity of Mortgage Companies, Rob Chrisman Intervew Apr 19, 2021

Thank you to this week’s podcast sponsor, Churchill Mortgage. From buying your first home to refinancing into a lower interest rate, a mortgage can be a powerful resource. Knowing your goals for your mortgage will help you streamline the process and can clarify which loan options and programs are best for you. Visit Churchill mortgage.com to learn more.

4.16.21 Median U.S. Housing Age, Shifting Risk From Fannie and Freddie Apr 16, 2021

I’d like to thank today’s podcast sponsor, FBX, an Informa Financial Intelligence business. FBX delivers a comprehensive mortgage origination and pricing intelligence benchmarking platform that allows mortgage lenders to understand their competitive price position and lending performance metrics. With 41 of the top 50 lenders relying on FBX solutions today, how can you better benchmark your lending success?

4.15.21 Caliber Bought by NewRez, Retail Sales to the Moon Apr 15, 2021

I’d like to thank today’s podcast sponsor, FBX, an Informa Financial Intelligence business. FBX delivers a comprehensive mortgage origination and pricing intelligence benchmarking platform that allows mortgage lenders to understand their competitive price position and lending performance metrics. With 41 of the top 50 lenders relying on FBX solutions today, how can you better benchmark your lending success?

4.14.21 MBA Annual Performance Report, Brandonn Dukes on Lender Cyclicality, CPI Shows Inflation Apr 14, 2021

I’d like to thank today’s podcast sponsor, FBX, an Informa Financial Intelligence business. FBX delivers a comprehensive mortgage origination and pricing intelligence benchmarking platform that allows mortgage lenders to understand their competitive price position and lending performance metrics. With 41 of the top 50 lenders relying on FBX solutions today, how can you better benchmark your lending success?

4.13.21 Underwriting Versus Bankruptcies, General Economic Trends Apr 13, 2021

I’d like to thank today’s podcast sponsor, FBX, an Informa Financial Intelligence business. FBX delivers a comprehensive mortgage origination and pricing intelligence benchmarking platform that allows mortgage lenders to understand their competitive price position and lending performance metrics. With 41 of the top 50 lenders relying on FBX solutions today, how can you better benchmark your lending success?

4.12.21 Aging Mortgage Workforce, Producer Price Index Shows Inflation Apr 12, 2021

I’d like to thank today’s podcast sponsor, FBX, an Informa Financial Intelligence business. FBX delivers a comprehensive mortgage origination and pricing intelligence benchmarking platform that allows mortgage lenders to understand their competitive price position and lending performance metrics. With 41 of the top 50 lenders relying on FBX solutions today, how can you better benchmark your lending success?

4.9.21 Housing Changes Under the Biden Administration, Brandie Young on the Future of Underwriting Apr 09, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

4.8.21 A.I. Versus Machine Learning, Brandie Young on the Changing Mortgage Marketing Landscape, Latest Jobless Claims Apr 08, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

4.7.21 CFPB Jurisdiction, the Economic Recovery Gains Momentum Apr 07, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

4.6.21 Adverse Market Refinance Fee, Fannie and Freddie Latest Apr 06, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

4.5.21 Goodbye Virtual Conferences, Hello Rising Rates Apr 05, 2021

Thanks to today's podcast sponsor, Candor Technology. Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. https://candortechnology.com/rchrisman-podcast

4.1.21 Extended Locks for Builders, Megan Sinclair Interview on the Refinance Process Apr 01, 2021

Visit www.robchrisman.com for more information on our industry partners, access archived commentaries, or to subscribe to the Daily Mortgage News and Commentary. If you're interested, visit my periodic blog at the STRATMOR Group web site. The current blog is, “Ops: Reducing Friction for the Borrower”.

3.31.21 FHA Latest, Garth Graham Interview, the End of a Quarter Mar 31, 2021

Mar. 31: MLO jobs; broker, jumbo, leads, presentation, liquidity tools; FHA, Ginnie, USDA news in context
If you're interested, visit my periodic blog at the STRATMOR Group web site. The current blog is, “Ops: Reducing Friction for the Borrower”.

3.30.21 MISMO's Seth Appleton on Lender Collaboration With the GSEs, Rising Rates Ripple Effect on the Housing Industry Mar 30, 2021

Visit www.robchrisman.com for more information on our industry partners, access archived commentaries, or to subscribe to the Daily Mortgage News and Commentary. If you're interested, visit my periodic blog at the STRATMOR Group web site. The current blog is, “Ops: Reducing Friction for the Borrower”.

3.29.21 Putting 70+ Million Millennials in Homes, Rob Chrisman Interview, This Week in the Bond Market Mar 29, 2021

Mar. 29: AE, MLO jobs; sales, subservicing, automation products; virtual conferences & webinars with in-person events coming
STRATMOR Group web site. The current blog is, “Ops: Reducing Friction for the Borrower”.

3.26.21 11.1 Million Refinance Candidates, Rich Gagliano on Increasing Profitability in Mortgage Originations, That Suez Canal Blockage Mar 26, 2021

Mar. 26: IT sales, MLO, Ops jobs; rate protection, broker products; F&F changes; con't forbearance improvement

Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Join Robbie Chrisman on the podcast throughout this week as he speaks with Black Knight Origination Technologies president Rich Gagliano and his team to discuss the current mortgage technology landscape, the challenges and opportunities represented by the status quo, and how lenders of all sizes can benefit from cutting-edge technologies and automation. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

3.25.21 Pending Home Sales, Mike Piombino on Configurability, Scalability & Performance for Lenders, Q4 GDP and Jobless Claims Mar 25, 2021

Mar. 25: MLO, branch, Ops jobs; sales, POS, warehouse products; STRATMOR Ops paper; Ginnie, FHA, VA, USDA updates

Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Join Robbie Chrisman on the podcast throughout this week as he speaks with Black Knight Origination Technologies president Rich Gagliano and his team to discuss the current mortgage technology landscape, the challenges and opportunities represented by the status quo, and how lenders of all sizes can benefit from cutting-edge technologies and automation. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

3.24.21 "Air"BNB Michael Jordan's Home, Mike Piombino on Lender Benefits of “Lights-Out” and Seamless Mortgage Technology Automation, and Chair Powell Returns to Congress Mar 24, 2021

Mar. 24: IT, AE, marketing jobs; comp, retention, pre-approval tools; non-QM there for non-owner & 2nd homes?
Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Join Robbie Chrisman on the podcast throughout this week as he speaks with Black Knight Origination Technologies president Rich Gagliano and his team to discuss the current mortgage technology landscape, the challenges and opportunities represented by the status quo, and how lenders of all sizes can benefit from cutting-edge technologies and automation. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

3.23.21 Krispy Kreme Normalcy and Sean Dugan on the Rise of the All-in-One Mortgage Origination Platform Mar 23, 2021

Mar. 23: MLO jobs; sales, tech., subservicer audit products; approaching webinars & training; forbearance numbers decline further
Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Join Robbie Chrisman on the podcast throughout this week as he speaks with Black Knight Origination Technologies president Rich Gagliano and his team to discuss the current mortgage technology landscape, the challenges and opportunities represented by the status quo, and how lenders of all sizes can benefit from cutting-edge technologies and automation. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

3.22.21 Wholesale Wars Continue, Black Knight's Bob Brandt on the Changing Mortgage Technology Landscape, the Expiration of the Supplemental Liquidity Ratio Mar 22, 2021

Mar. 22: MLO, Ops, AE jobs; purchase, non-QM, underwriting tools; wholesaler news; "Liquidity Ratio" impacting mortgage rates
Best-in-breed solutions or an all-in-one LOS? Automation, configurability, scalability and performance – how do you prioritize your technology needs so as to get the best bang for your buck? Mortgage technology solutions can provide the performance edge originators need to thrive in today’s hyper-competitive market, but it can also be confusing with so many options – and claims. Join Robbie Chrisman on the podcast throughout this week as he speaks with Black Knight Origination Technologies president Rich Gagliano and his team to discuss the current mortgage technology landscape, the challenges and opportunities represented by the status quo, and how lenders of all sizes can benefit from cutting-edge technologies and automation. Learn more about Black Knight and how the innovative solutions they provide are transforming the industry at www.blackknightinc.com.

3.19.21 Robocalls, Doorway CEO Matt Danilowicz Interview, Latest Forbearance Figures Mar 19, 2021

Mar. 19: HELOC, AE, Non-QM, MLO jobs; rental market snapshot; non-QM products; Ceaseless Agency news & price changes
MCT MSR Services. Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT® offers a suite of tools along with an experienced team to help you with all your mortgage servicing rights needs.

3.18.21 IRS Creativity, Why 2.0% MBS Coupons Don't Mean 2.0% Rates, Reaction to the FOMC Mar 18, 2021

Mar. 18: MLO jobs; pricing, sales, DPA, pricing, QC reporting products; wholesale & correspondent news; bond market/Fed disconnect

3.17.21 New Home Wellness, FOMC Meeting Day Two, Another Joke From Ireland Mar 17, 2021

Mar. 17: MLO jobs; broker, underwriting, non-QM, processing tools; does the Fed expect a fast, hot recovery?
MCT MSR Services. Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT® offers a suite of tools along with an experienced team to help you with all your mortgage servicing rights needs.

3.16.21 Rents in Cities, MCT's Susi Schlenk Interview on MSR, FOMC Meeting Day One Mar 16, 2021

Mar. 16: MLO, recruiting, training jobs; sales, doc, processing tools; LLPA price adjustment changes sweep through investors

MCT MSR Services. Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT® offers a suite of tools along with an experienced team to help you with all your mortgage servicing rights needs.

3.15.21 Creative Selling Techniques, MCT's Bill Shirreffs Interview, and Continued Inflation Scares Mar 15, 2021

Mar. 15: Ops, MLO, AE, compliance jobs; HFA, URLA, servicing products; upcoming training & events; rates stable, for now

MCT MSR Services. Whether you are getting your agency approvals, selling through co-issue, or actively growing your portfolio, MCT® offers a suite of tools along with an experienced team to help you with all your mortgage servicing rights needs.

3.12.21 Figure's Mike Cagney Interview on Blockchain and SPACs, Agency Debt, Mortgage Rates Mar 12, 2021

Mar. 12: Fulfillment, MLO, product dev. jobs; mail, CRM, presentation, digital products; Freddie & Fannie shifts; Mike Cagney interview
https://www.robchrisman.com/

https://candortechnology.com/rchrisman-podcast
Candor thinks & works like an underwriter.

The only dynamic underwriting engine that automates the unpredictable mortgage manufacturing process.

3.11.21 Servicing Values, the Nuances of Underwriting, Whiplash in the Bond Market Mar 11, 2021

Mar. 11: Sec. Mktg., MLO, Ops jobs; compliance, broker, correspondent products; free events this week; Fannie constricts footprint
https://www.robchrisman.com/

https://candortechnology.com/rchrisman-podcast
Candor thinks & works like an underwriter.

Candor is the only dynamic underwriting engine that automates a loan-specific underwrite.

3.10.21 More State Facts, Amy Ramsey Interview, Metrics for Gauging Lenders Mar 10, 2021

https://www.robchrisman.com/

Today’s podcast sponsor, Candor, is a newer company that’s getting a lot of buzz. They offer a dynamic underwriting engine that eliminates the underwriting bottleneck.

https://candortechnology.com/rchrisman-podcast

3.9.21 State Trivia, Candor's Jina Choi Interview Part Two, Vaccine Rollout & The Bond Market Mar 09, 2021

Mar. 9: Sales mgt., MLO jobs; processing, FHA, efficiency, video products; Dr. Fratantoni on the economy
https://www.robchrisman.com/

https://candortechnology.com/rchrisman-podcast
Today’s podcast sponsor, Candor, is a newer company that’s getting a lot of buzz. They offer a dynamic underwriting engine that eliminates the underwriting bottleneck. Today, Jina will talk about how their OCR and other components help clients get so much lift.

3.8.21 Lots of Questions, Candor's Jina Choi Interview Part One, the Economic Path After a Positive Payrolls Headline Mar 08, 2021

Mar. 8: Credit, AE, MLO, branch jobs; automation, FHA/VA, fintech, URLA products; events & training from your divan

Candor Technology offers a dynamic underwriting engine that eliminates the underwriting bottleneck. Today Jina will talk about how their OCR and other components help clients get so much lift. https://candortechnology.com/rchrisman-podcast
https://www.robchrisman.com/

3.5.21 Big Changes in Wholesale, Reactions From Across the Industry, and February Employment Figures Mar 05, 2021

Mar. 5: Recruiting, training, MLO, AE jobs; DPA, tech products; principals and attorneys weigh in on wholesale tumult; strong jobs data!
https://www.robchrisman.com/
https://www.stratmorgroup.com/

3.4.21 America's Malls, Bay Equity CEO Brett McGovern Interview, Employment Figures Mar 04, 2021

March 4th: LO, Ops, AE jobs; HELOC, efficiency, AMC, sales, VOE tools; podcast for LOs; jumbo & non-QM news
https://www.robchrisman.com/
https://www.stratmorgroup.com/

3.3.21 Interest Rate Lock Commitments, STRATMOR Group's Jim Cameron Interview, A Breather For The Bond Market Mar 03, 2021

Mar. 3: AE, MLO jobs; broker, sales, VOE tools; URLA & processing news; more talk of an economic recovery
https://www.robchrisman.com/
https://www.stratmorgroup.com/

3.2.21 Magic for Adults, ActiveComply's Melissa Thomas Interview Part Two, and Further Reaction to Last Week's Bond Market Sell-off Mar 02, 2021

Mar. 2: New products, fee collection, sales, VOE tools; events and webinars: all this week!
https://www.robchrisman.com/
https://www.stratmorgroup.com/

3.1.21 LOs Locking, Melissa Thomas ActiveComply Interview Part One, Last Week's Bond Market Sell-off Mar 01, 2021

Mar. 1: Ops, MLO jobs; sales, non-QM, HELOC products; Agency & investor disaster policies; the Fed & rates
https://www.robchrisman.com/
https://www.stratmorgroup.com/

2.26.21 Bond Market Volatility, Spruce's Patrick Burns Interview, and THE Crystal Ball on Mortgage Rates Feb 26, 2021

Feb. 26: Lenders hiring MLOs; correspondent, tech, servicing, tech products; what you should know about yesterday's rate move
robchrisman.com

2.25.21 URLA Changes, Summit Sotheby's Brynne Flowers Interview, Latest on Rates Feb 25, 2021

Feb. 25: Ops, MLO jobs; cap. mkts., valuation, default, fulfillment tools; technology & processing notes
robchrisman.com

2.24.21 MortgageSAT Borrower Satisfaction Program, Joe Garrett Interview, and Day Two of Fed Chair Powell Testimony Feb 24, 2021

Feb. 24: MLO jobs; servicing, customer service, decisioning, retention tools; events & training this week
robchrisman.com

2.23.21 Potential FHA Mortgage Insurance Premium, Homebuyer Q&A with Ariadne Smith, and Fed Chair Powell’s House Appearance Feb 23, 2021

Feb. 23: MLO, Ops jobs; underwriting, loss mit, broker, corresp., jumbo products; VA, FHA, Ginnie changes
robchrisman.com

2.22.21 Fannie & Freddie Latest, BJ Necel Interview, and Existing Home Sales Feb 22, 2021

02-22-21: MLO, Ops management jobs; performance, pricing, analytics, home equity products; Freddie/Fannie changes
robchrisman.com

2.19.21 Moving to Kansas, More M&A News, and Mortgage Rates Feb 19, 2021

Feb. 19: MLO & Ops jobs; fee collection, HELOC, renovation products; comp survey; bank M&A trends; lead sources
https://www.robchrisman.com/
https://mct-trading.com/

2.18.21 Girl Scout Cookies, January's FOMC Minutes, and MCT's Kristen McCarthy Interview Part Three Feb 18, 2021

Feb. 18: AE, MLO, Ops jobs; rule logic, subservicer, non-QM, POS products; rate moves partially impacting rate sheets
https://www.robchrisman.com/
https://mct-trading.com/

2.17.21 Leo Dicaprio, AmeriHome M&A, and Capital Markets Feb 17, 2021

Feb. 17: Ops, MLO, management jobs; broker, non-QM, communication tools; AmeriHome/Western Alliance deal numbers
https://www.robchrisman.com/

https://mct-trading.com/

2.16.21 The Servicing Asset, MCT's Kristen McCarthy Interview Part Two Feb 16, 2021

Feb. 16: IT, MLO, training jobs; VA IRRRL, sales, final doc tools; non-Agency product trends; Mortgage rates
https://www.robchrisman.com/
https://mct-trading.com/

2.15.21 How News Impacts Rates, MCT's Kristen McCarthy Interview Part One Feb 15, 2021

https://mct-trading.com/
https://www.robchrisman.com/

Chrisman Commentary: Daily Mortgage News February 12, 2021 (Rob Chrisman Interview) Feb 12, 2021

Feb. 12: Private bank, correspondent, MLO jobs; CRM, jumbo, sales tools; LDI now public; Wells' PPP fraud example
robchrisman.com

Chrisman Commentary: Daily Mortgage News February 11, 2021 Feb 11, 2021

Feb. 11: AE, MLO jobs; warehouse, anti-fraud, pricing products; Federal Reserve: steady as she goes
robchrisman.com

Chrisman Commentary: Daily Mortgage News February 10, 2021 (Robbie Chrisman Interview) Feb 10, 2021

Feb. 10: M&A, IT jobs; VOE, CRM, non-QM products; conventional conforming news; CPI: no inflation worries
robchrisman.com

Chrisman Commentary: Daily Mortgage News February 9, 2021 Feb 09, 2021

Feb. 9: MLO jobs; jumbo, investor programs; processing tools; MISMO fee update; thoughts on credit; training & events - many this week
robchrisman.com

Chrisman Commentary: Daily Mortgage News February 8, 2021 (Justin Rossi Interview) Feb 08, 2021

Feb. 8: CRM, Ops, MLO jobs; Pooling, processing, broker, recruiting products; a shift in CFPB thinking? Rates creeping higher
robchrisman.com

Chrisman Commentary: Daily Mortgage News February 5, 2021 (Garth Graham Interview Part Two) Feb 05, 2021

Feb. 5: Credit, AE, MLO, marketing jobs; bridge loan, POS, VA IRRRL, servicing products; how to block trigger lead sales
robchrisman.com
stratmorgroup.com

Chrisman Commentary: Daily Mortgage News February 4, 2021 Feb 04, 2021

Feb. 4: Lock desk, credit, MLO, Ops jobs; underwriting, pricing tools; DACA, URLA changes; primer on the secondary markets

robchrisman.com
stratmorgroup.com

Chrisman Commentary: Daily Mortgage News February 3, 2021 (Garth Graham Interview Part One) Feb 03, 2021

Feb. 3: Senior Credit, writing, Ops, MLO jobs; non-QM, HELOC, new lender news; fast-approaching training & events
robchrisman.com
stratmorgroup.com

Chrisman Commentary: Daily Mortgage News February 2, 2021 Feb 02, 2021

02/02/21: M&A, sales jobs; sales, pre-approval, hobby farm products; events & training; wholesale & correspondent soundbites
robchrisman.com
stratmorgroup.com

Chrisman Commentary: Daily Mortgage News February 1, 2021 (Rob Chrisman Interview) Feb 01, 2021

Feb. 1: REIT, MLO, Bus. Dev. jobs; warehouse, MI, AMC, HELOC products; MSRs, the economy, servicing, and the CFPB and an inverview with Rob Chrisman himself.
robchrisman.com
stratmorgroup.com

STRATMOR Group
Smart strategic decisions, improved borrower experience, increased profitability and growth.
Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

Chrisman Commentary: Daily Mortgage News January 29, 2021 Jan 29, 2021

Jan. 29: Sales Director, MLO, branch jobs; servicing, sales, jumbo products; URLA and 4506-C news bites
robchrisman.com

Chrisman Commentary: Daily Mortgage News January 28, 2021 Jan 28, 2021

January 28: Ops, MLO, IT jobs; MSR, originator ranking, digital tools; FHA's bevy of news; Ginnie's eNote pool

robchrisman.com

Chrisman Commentary: Daily Mortgage News January 27, 2021 Jan 27, 2021

Jan. 27: Encompass, training, credit risk jobs; pricing, sales, reno products; training on securitization & other upcoming events
robchrisman.com

Chrisman Commentary: Daily Mortgage News January 26, 2021 Jan 27, 2021

Jan. 26: MLO jobs; Sales, pricing, processing, correspondent, products; LO productivity study; FHFA disaster news
robchrisman.com

Chrisman Commentary: Daily Mortgage News January 25 (Full) Jan 26, 2021

Jan. 25: MLO, Ops jobs; broker, VOE, servicing, MI tools; imminent training & virtual events from your living room
https://www.robchrisman.com/

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