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Check Your Balances — Business
Check Your Balances

Check Your Balances explores the world of personal finance, investing, and business through the lens of two financial planners that help people navigate some of life’s most impactful financial decisions.

Copyright: © 2023 Check Your Balances

Latest Episodes:

Debate 2024: Ross and Dan Face off Nov 20, 2024

When financial decisions matter most, you need strong arguments to consider. This week episode brings you a lighthearted debate on 5 financial topics:
- How relevant is net worth as a metric?
- Should I just invest in the S&P 500 and stop overthinking it?
- Do you really need an emergency fund before investing?
- Is the FIRE movement good for personal finance?
- Should you have a side hustle to accelerate your progress?
Tune in this week to hear us battle it out!
This episode is on YouTube: https://youtu.be/W5_yW6JimE0

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Veterans Day Mailbag: VA Benefits, 529 to a Roth, and more! Nov 13, 2024

As we celebrate our Veterans this week, we got a great listener questions about what unique benefits our Veterans have access to. We also answer questions about whether high earners should consider a 529 for themselves to gain access to a Roth IRA.
Our apologies for the late post, we were having technical difficulties!
This episode is on YouTube: https://youtu.be/IP_b-5Ea5VY

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Election Episode Nov 06, 2024

Elections can be a rollercoaster of emotions, and it's easy to get caught up in the hype and fear-mongering. But as investors, it's crucial to stay calm and focused on our long-term financial goals. In this episode, we'll discuss how to avoid making big mistakes with your investing regardless of the election outcome.
This episode is on YouTube: https://youtu.be/-YTCVeVV_70

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Reviewing: Rich Dad Poor Dad Oct 30, 2024

In this episode, we dissect the iconic personal finance book, "Rich Dad, Poor Dad" at the request of our listeners. We'll delve into the core principles, analyze their effectiveness, and challenge some of the controversial claims. While acknowledging the book's influence on millions, we'll explore its limitations and discuss why a more nuanced approach to wealth building is often necessary. Join us as we separate fact from fiction and provide practical advice to help you achieve your financial goals.
This episode is on YouTube: https://youtu.be/hpc-FNweaJ0

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Love is... Blind? Oct 22, 2024

Ever wondered how the couples on Love is Blind discuss their finances? Join us for a look into the financial decisions made by the contestants, and how we might treat the same questions. We'll analyze their choices through a financial lens and discuss how their financial literacy (or lack thereof) could impact their relationships and future. Will their love stand the test of money?
This episode is on YouTube: https://youtu.be/xeYk37KxFYc

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Taxes After Retirement Oct 16, 2024

Ever wondered how your taxes change after you retire? In this episode, we'll break down the key tax implications of retirement, and what sources you can still have withholding versus the ones where you'll have to take care of it yourself.
Find this episode on YouTube: https://youtu.be/WFBaNImVUpM

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

October Mailbag: Safe Withdrawal Rate, Different Investments at $500K? Oct 09, 2024

Join us for the October edition of our personal finance mailbag podcast. In this episode, we dive deep into listener questions and provide insights on:

Safe Withdrawal Rate: How much can you safely withdraw from your retirement savings without depleting your funds? Can you safely adjust up after a good year?
Investing $500K: Do your portfolio options need to change as your capital grows?

Find this episode on YouTube: https://youtu.be/SqAtc11kLswWe're

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

New Home with Drew McKenzie Oct 02, 2024

The final chapter (we hope) in the Ross' house saga. Drew McKenzie from Long and Foster joins the show to talk about what it's like trying to give advice to a guy that gives advice for a living.
Find this episode on YouTube (to see the inside of the actual home): https://youtu.be/GpjBZlu_r68
We're @checkyourbalances on Instagram
Send us questions you want answered about your finances to checkyourbalances@outlook.com

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Rate Cut: What does it mean for you? Sep 25, 2024

It finally happened, the Fed has cut rates... so now what? We talk about the impact of the new interest rate environment and what it means for you.
Send your questions for the show to checkyourbalances@outlook.com!
This episode is on YouTube: https://youtu.be/vLpQz4b6y0k
We're @checkyourbalances on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Is Your 401(k) a Scam? Sep 18, 2024

Prominent financial pundits and, like Robert Kiyosaki, will tell you the 401(k) is a 'Horrible' retirement plan. Why is that the case, and are they really right? Tune in this week for our take.
Send your personal finance questions to checkyourbalances@outlook.com
This episode is on YouTube: https://youtu.be/J0wkYS_MBsY
@checkyourbalances on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Refi Time... Already? Sep 11, 2024

Mortgage rates have already have already dropped more than a full percent from their recent highs. Is it too soon to talk about refinancing your mortgage? Why don't financial podcasters talk about the real costs associated with a refinance? Tune in this week to hear our take.
Send your questions for the show to checkyourbalances@outlook.com!
We're @checkyourbalanes on Instagram
This show is on YouTube

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

September Mailbag: Should you get married for tax benefits? Sep 04, 2024

Perhaps not the most romantic reason, but does it make sense to get married for the tax benfits? Also how do you invest if you've got a windfall of cash to deal with? That and more in this week's mailbag episode.
Send your questions to checkyourbalances@outlook.com to be featured on an upcoming show!
We're @checkyourbalances on Instagram
This episode is on YouTube: https://youtu.be/-Iy271i2XY8

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The Impact of Social Security Aug 28, 2024

We commonly talk with people that underestimate the impact of Social Security (and pensions) and how big of a deal it can for building their retirement plan. This week we have a philosophical question about how to think about it and how it relates to your own plans.
Find this episode on YouTube: https://youtu.be/5NcTxmt0Xf4
We're @checkyourbalances on Instagram
Email checkyourbalances@outlook.com to send questions to the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

August Mailbag: Taxes on IRAs, Long-Term Care Insurance, and More! Aug 21, 2024

How do the taxes actually work on a non-Roth IRA? Should you prioritize Long-Term Care Insurance or Disability Insurance? If you're like our listeners, these questions may be on your mind too.
Send your financial planning questions to checkyourbalances@outlook.com to be featured on upcoming episodes!
You can also find us @checkyourbalances on Instagram
This episode is on YouTube: https://youtu.be/vXb4sU4R1lM

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Welcome Back Market Volatility Aug 14, 2024

The past couple of weeks have shown an interruption in what has otherwise been a very comfy ride in the markets so far in 2024. With some major investors unloading big chunks of stock we look at the recent volatility and talk about whether it should affect positioning moving forward.
Send your questions for the show to checkyourbalances@outlook.com
Find each episode on YouTube
We're @checkyourbalances on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Who Needs Estate Plans? with Meredith Hill, Esq. Aug 07, 2024

This week we are joined by Meredith Hill, the founder and principal attorney, of the Hill Law Group. Meredith joins the show to discuss who needs estate plans and the pitfalls that families can fall into without having the proper documents in place.
Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming mailbag episodes!
Find this episode on YouTube
We're also on Instagram @checkyourbalances!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The SECURE Act ...again, really. Jul 31, 2024

This week we celebrate that the IRS has finally clarified guidance for Inherited IRA Required Minimum Distribution (RMD) rules. And also an update on the ongoing housing drama for Ross.
Send your questions for an upcoming mailbag to checkyourbalances@outlook.com
This, and all new episodes, are on YouTube
Find us @checkyourbalances on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

All Thing Tax with Jasmine DiLucci, JD, CPA, EA Jul 24, 2024

This week Ross and Dan welcome tax attorney and expert, Jasmine DiLucci to the show to talk about how you can use the tax code to your advantage, and avoid silly scams that originate online.
Send your questions to the show to checkyourbalances@outlook.com
Find this episode on YouTube
We're also @checkyourbalances on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

How good is your 401(k)? Jul 17, 2024

This week Ross and Dan break down what they look for when evaluating a clients' 401(k) plan and whether it's actually any good. Some a great, and some not be the best home for your funds. Tune in this week to find out!
Email checkyourbalances@outlook.com to submit questions to the show!
This episode is on YouTube!
We're also on Instagram!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

July Mailbag | Recasting, RMDs, and More! Jul 10, 2024

This week Ross and Dan dive into the mailbag to find what books they missed, whether recasting a mortgage is worth it (debate style) and how to calculate an RMD.
Want your question on the show? Email us at checkyourbalances@outlook.com!
Find this episode on YouTube
Or find us on Instagram @checkyourbalances

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Beach Reads: Summer Reading List Jul 03, 2024

What has been on the recent reading list for Ross and Dan, and should you considering adding it to your beach reads? We'll give you our take so you can decide if you should give it your time.
Send your questions for Check Your Balances to checkyourbalances@outlook.com to be featured on the show!
This episode is on YouTube
We're also on Instagram: @checkyourbalances

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Bobby Bonilla Day Jun 26, 2024

This week Ross and Dan dive into a deal that Bobby Bonilla made in 1999 that will continue to pay him a reported $1.19 million per year until 2035. Why would the Mets make that deal, and who was the big winner? Tune in to find out!
Send questions to the show at checkyourbalances@outlook.com.
Find this episode on YouTube
We're @checkyourbalances on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Cranky Advisors: A Rant Episode Jun 19, 2024

This week Ross and Dan unleash the fury on unnecessary products being sold to people that simply don't need them. Tune in to make sure you think about the right considerations when an annuity salesman turns their sights on you.
Send questions for the show to checkyourbalances@outlook.com to have them featured on upcoming episodes!
This episode is on YouTube
We're also on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

June Mailbag: Inherited IRAs, Trusts, and Part-time Planning Jun 12, 2024

This week Ross and Dan tackle listener questions about how Inherited IRAs are taxed, who needs a trust and why, as well as whether financial planning could be a part time venture. All that, and Dan's pool getting opened in this week's mailbag!
Sned your questions checkyourbalances@outlook.com to be featured on an upcoming episode!
This episode is on YouTube
Find us on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Reckless Predictions Jun 05, 2024

Ranging from where the market goes from here to radical Bitcoinization of the monetary system, this week's show is dedicated to Ross and Dan weighing in on a series of reckless predictions.
Check this episode out on YouTube
Follow us on Instagram @checkyourbalances
Or email us at checkyourbalances@outlook.com to have your questions or topics featured on the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Mo' Valuation with Brian Feroldi May 29, 2024

This week we welcome financial content creator and author, Brian Feroldi, back to the show. Learn why the P/E ratio is a sloppy metric at face value. What metrics should you use depending on what stage of life a business is in? Tune in to find out.
Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!
Find this episode on YouTube
We're also on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

May Mailbag: Credit, Share Count, and Rollovers May 22, 2024

Could being an authorized user on a business credit card really affect your credit, even if you're not on the hook for the debt? This week Ross and Dan dive into the mailbag to give genuine reactions and advice to listener questions.
Send your questions to checkyourbalances@outlook.com to be featured on an upcoming episode!
Find this episode on YouTube
We're also on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Paycheck to Paycheck May 15, 2024

This week Ross and Dan explore a common term that is being used increasingly liberally. What does "Paycheck to Paycheck" really mean, and are American's really in as much trouble as a Forbe's article suggests?
Send your questions for the show to checkyourbalances@outlook.com!
Check this episode out on YouTube
Find us and send your questions on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Public Access to Private Companies May 08, 2024

This week, Ross and Dan discuss a (frothy) way that you can access a private company through a public market investment. Whether you should or not is totally up to you. There is also some additional can kicking on IRS guidance around RMDs.
Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming shows!
Check this episode out on YouTube
Find us at @checkyourbalances on Instagram!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Finance 101 May 01, 2024

Check Your Balances typically tries to be a "200 level class," but we often get asked for how to present these topics to novice investors. We do our best to get the content we love into its simplest form without getting too lost in the weeds.
Email your questions for the show to checkyourbalances@outloook.com to be featured on an upcoming mailbag episode!
Find this episode on YouTube
We're in Instagram!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Valuation with Ryan Hutchins Apr 24, 2024

This week, Ryan Hutchins, from Peak Business Valuation joins the show to talk about valuing companies of all types, private and public. Join us as we talk about what small business opportunities might present the juiciest opportunities to be an owner.
Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!
Find us on Instagram!
This episode is also on YouTube!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Broker Bonuses Apr 17, 2024

If commissions are all free, why wouldn't you take every bonus offer a broker sends your way? And if trading is free, how are the brokers still making money? All that and more on this week's episode.
Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!
Find this episode on YouTube
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Do you feel rich? Apr 10, 2024

This week Ross and Dan ponder whether clients at any level actually feel rich? With a second helping of our typical tax season complaining about business owner problems.
Send your questions to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!
Show us some love on Instagram @checkyourbalances
Find this episode on YouTube

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Real Estate Update with Adrienne Messeca Apr 03, 2024

This week, The Realtress, Adrienne Messeca joins us to talk about the big news in real estate. From lawsuits to how much you'll pay your agent while buying, there is a lot changing right now. Tune in for our update this week, and check out her blog: https://adriennemesseca.substack.com/
Email your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!
Check this episode out on YouTube
Find us on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

March Mailbag: Covered Calls, Trust v Beneficiary, and Roth Eligibility Mar 27, 2024

This week we dive into the mailbag to hear what you, our listeners, are interested in learning more about. This week we try to tackle covered calls (despite them being super hard in an audio format), whether you need to actually retitle accounts into trusts, and whether your 401(k) contributions affect your Roth eligibility.
Email us at checkyourbalances@outlook.com to be featured on an upcoming show!
Find this episode on YouTube
We're also on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Financial Shame Mar 20, 2024

This week Ross and Dan explore the observance of people who feel shame about their finances. From those in relatively great situations to those in very challenging situations, the best path forward is simply to start today in tackling it.
Send your questions for the upcoming mailbag episode to checkyourbalances@outlook.com to be featured!
Find this episode on YouTube
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Is that legal? Mar 13, 2024

This week Ross and Dan explore concepts that seemingly should be illegal, but fascinatingly aren't. From regulators trading stocks in companies they influence to credit monitors selling ways to improve your score.
Email us your financial planing questions to checkyourbalances@outlook.com to be featured on upcoming episodes!
Find this episode on YouTube
We're also on Instagram.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The Lindy Effect Mar 06, 2024

This week Ross and Dan unpack how The Lindy Effect could be considered as part of your investing journey. Check out the Market Sentiment post that inspired the show for a great study on how investing in the old guard might be your best bet.
Email your questions or ideas to checkyourbalances@outlook.com.
Check out this week's show on YouTube.
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Just Add Leverage? Feb 28, 2024

Is leverage the wealth building tool that you've been missing this whole time? An article from The Economist sparks an old idea. Why can we use long-term fixed leverage to buy a house but not a portfolio?
Email your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on upcoming shows!
Check this episode out on YouTube
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

February Mailbag: Cash Balance Plans, I-Bonds, and 529 Plans Feb 21, 2024

This week Ross and Dan dive into the listener mailbag and come up with questions around Cash Balance Plans, the tax benefits of I-Bonds and 529 funding strategies.
To have your questions featured, email checkyourbalances@outlook.com!
Check this episode out on YouTube.
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

How Many Bank Accounts? Feb 14, 2024

This week we share our system for how many savings accounts to use so that you can accurately track your savings and spending guilt-free at the same time. If you've had trouble keeping your savings organized, this episode is for you!
Check this episode out on YouTube
Email us your questions to be featured on upcoming episodes to checkyourbalances@outlook.com
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Magically Change the Tax Code Feb 07, 2024

If you gave us a magic wand and let us change the tax code, what would we do to it? Hear our take as well as the advice from several tax experts on this week's show!
Check this episode out on YouTube
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Send your questions for upcoming show to checkyourbalances@outlook.com
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Billionaire Ideas: Should you ever own a bond? Jan 31, 2024

Longtime listener and cute dog owner, Tyler, sends us a clip of Ron Baron talking about bonds. Does this billionaire's advice apply to your life? Probably not, but we had fun discussing it anyway.
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

January Mailbag: Backdoor Roth, I-Bonds, and... dogs? Jan 24, 2024

This week's mailbag episode features questions on backdoor Roth conversions gone wrong, how attractive are I-Bonds today, and how a dog photo will ensure your question makes it to our air!
Thanks for sending in question to the show! To have your questions featured on an upcoming episode email us at checkyourbalances@outlook.com.
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Send your questions for upcoming show to checkyourbalances@outlook.com
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An Interview with Adam Nash: CEO and Co-Founder of Daffy Jan 17, 2024

This week Adam Nash joins the show to talk about his newest business, Daffy, which is broadening access to a Donor Advised Fund (DAF) platform.
He's a Silicon Valley veteran and the former CEO of Wealthfront. His resume includes experience at Dropbox, LinkedIn, eBay, and many others... and he even teaches a personal finance class at Stanford.
Email checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!
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An Interview with JL Collins Jan 10, 2024

The author of A Simple Path to Wealth, JL Collins, is back with a new book called Pathfinders. JL Joins us this week to talk about his views on building wealth and investing in an easy to follow plan.
Email your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag episode!
This episode is on YouTube
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

2023 In Review Jan 03, 2024

Ross and Dan Reveal Their Most Ridiculous (and Relatable) 2023 Purchases and how the markets did. We've all been there: splurging on something we definitely didn't need. Ross and Dan take you on a lighthearted journey through their own hilariously questionable spending habits of 2023. You'll laugh, you'll cringe, you'll realize you're not alone in your financial oddities.
Email your questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming mailbag.
This episode is on YouTube
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Moore vs United States with Taxgirl Dec 27, 2023

This week, Kelly Phillips Erb (AKA Taxgirl), joins the show again to explain a meaningful tax case that is currently being argued in the Supreme Court. How could Moore vs. United States impact us in the future? Tune in to find out.
Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!
Check out this episode on YouTube.
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Send your questions for upcoming show to checkyourbalances@outlook.com
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Shark Tank Dec 20, 2023

With the announcement that Mark Cuban is leaving Shark Tank, Ross and Dan reflect on the show's accomplishments and places where it can be misleading for entrepreneurs and investors. What's really a "flyer" when you have a reported $6.2 Billion net worth?
Email your questions for upcoming episodes to checkyourbalances@outlook.com
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Send your questions for upcoming show to checkyourbalances@outlook.com
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December Mailbag: Securities Lending, Non-controlling Interest, and Gold! Dec 13, 2023

This week Ross and Dan dip into the listener questions and talk about Securities Based Lending, Noncontrolling Interest on a balance sheet, and the role of gold in a portfolio.
Send your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!
This episode is on YouTube.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Remembering Charlie Dec 06, 2023

This week Ross and Dan raise a glass in memory of investing legend Charlie Munger. From his thoughts on business incentives to simply winning by not being stupid... we owe Charlie a lot.
Add your questions to the comments section on YouTube or email us at checkyourbalances@outlook.com to be featured on the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Living Abroad with Stewart Patton Nov 29, 2023

This week, US Tax Attorney and Expat Entrepreneur, Stewart Patton joins the show to talk about some of the methods and pitfalls you should consider if you're planning to live or work outside of the United States. This is a complex topic area, so as always, we recommend consulting with a tax advisor personally. But we hope this episode gives you a few ideas on where to start your international living journey!
Email your questions, topic ideas, and comments to checkyourbalances@outlook.com
View this episode on YouTube
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Send your questions for upcoming show to checkyourbalances@outlook.com
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Thanksgiving with Chris Hill Nov 22, 2023

This week is the first repeat guest in show history! Chris Hill joins Ross & Dan for a lighthearted discussion about investing and the best dishes to bring to Thanksgiving dinner!
Email checkyourbalances@outlook.com to send your questions to the show!
Check out this episode on YouTube.
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Send your questions for upcoming show to checkyourbalances@outlook.com
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The Cockroach Portfolio Nov 15, 2023

This week, Ross and Dan react to a portfolio proposal called "The Cockroach Portfolio" from Market Sentiment. Should our goal be to just survive? Tune in this week to find out.
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November Mailbag: Time Value of Money, Home Gains Exclusion, and More! Nov 08, 2023

Before getting to your questions, Ross and Dan stop to see who can win the most money with a biased coin. Play the simulator for yourself here.
Email questions for upcoming shows to checkyourbalances@outlook.com
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Send your questions for upcoming show to checkyourbalances@outlook.com
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Spooky Season: But, Don't Worry! Nov 01, 2023

As we celebrate the end of "Spooky Season," Ross and Dan pull back the curtain on a few transactions in finance that may seem scary, but really shouldn't be. Hopefully understanding how they work gives you more confidence the next time you have a scary transaction to handle.
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Billionaire Money Regrets: Magic Johnson Oct 25, 2023

Money regrets aren't limited to mere mortals. Magic Johnson spoke recently about his regrets about what could have been if he had taken Nike's offer of stock in the company versus a higher cash offer from Converse. We break down his comments and offer our own thoughts.
Email your questions and thoughts to checkyourbalances@outlook.com
This week's show is on YouTube.
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Did Michael Lewis Get Duped? Oct 18, 2023

Famed author, Michael Lewis, is taking a lot of heat for his portrayal of Sam Bankman-Fried in his new book, Going Infinite: The Rise and Fall of a New Tycoon. Dan's take on the book and a discussion of how much you need to be offered to switch banks on this week's show.
Send questions to checkyourbalances@outlook.com
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Send your questions for upcoming show to checkyourbalances@outlook.com
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Can you write off your dog? Oct 11, 2023

This week Ross and Dan unpack how a charitable deduction really works to reduce your taxes as well as some other unique areas of the tax code that you might consider (only with the help of your CPA or tax professional).
Send your questions for the show to checkyourbalances@outlook.com
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October Mailbag: Carve Out Clarification, Great States, and More! Oct 04, 2023

It's October, so we pay a visit to our email queue to address your questions.
Check this episode out on YouTube.
Email your questions to checkyourbalances@outlook.com
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Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Where to Retire? Sep 27, 2023

We spend a lot of time talking about how to retire, but not a lot talking about where. This week we unpack some of the main considerations we hear from clients, and help you look for pitfalls to avoid.
Check this episode out on YouTube.
Email your questions to checkyourbalances@outlook.com
Follow us on Instagram

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Carve Out vs. Dividends: Portfolio Income Showdown Sep 20, 2023

Check this episode out on our YouTube Channel if you'd rather see us do this same show!
This week Ross and Dan revisit a popular topic in their practice which is how to approach portfolio income. Should you be switching to a dividend-focused approach, or would a "Carve Out" strategy give you better access to the funds you'll need to live on in retirement?
Email your questions for the show to checkyourbalances@outlook.com to be featured on upcoming mailbag episodes!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Clickbait We Hate Sep 13, 2023

This week Ross and Dan rant about some of the headlines commonly seen in the personal finance space. Why we hate them, and you should too!
Email questions for the show to checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

September Mailbag: Backdoor Roth, Target Date Funds & Spinoffs! Sep 06, 2023

This week's show gets into how a Backdoor Roth actually works (and whether it's actually legal), the mechanics of a target date fund, and a notable stock spin-off.
To have your question featured on the next mailbag episode, email us at checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
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Rent vs. Buy: 2023 Edition Aug 30, 2023

The real estate landscape has changed meaningfully since Ross and Dan recorded the "Rent, Buy and PMI" episode in late 2021. This week, they discuss how this new environment is impacting the way people approach housing.
The Check Your Balances crew also wants to give a very special shout out to our partner Matt for welcoming a new baby girl to his family. Congratulations!
Have thoughts or questions for the show? Email us at checkyourbalances@outlook.com or shoot us a note on Instagram!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Rob the Roth? & Safe-Harbor for Taxes Aug 23, 2023

This week, Ross and Dan take on two topics that felt important but didn't quite need a full show on their own. Should you take money out of your retirement accounts in an emergency situation? How do you avoid tax penalties for under-withholding? Tune in this week to find out.
Send your questions for the show to checkyourbalances@outlook.com or slide in our DMs on Instagram!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Is a Corporate Trustee Right for You? Aug 16, 2023

Serving as a Trustee comes with a laundry list of responsibilities. This week, Ross and Dan go over what is required of someone serving in that role, and introduce how a Corporate Trustee might be able to help.
Give us a follow on Instagram, and send your questions to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Logical Extremes Aug 09, 2023

A good idea taken to its most extreme place can lead to trouble. This week, Ross and Dan unpack what might have seemed like a good idea to the programmers at a prominent "Robo-advisor," but might not be the best in practical application...
Give us a follow on Instagram, and send your questions to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

August Mailbag: Roth Never? Aug 02, 2023

July came and went without us diving into the mailbag, so we kick off August with a few listener questions! Ross and Dan respond to a Money With Katie episode that suggests Roth contributions are rarely more favorable than pre-tax savings, and we share why using a direct indexing strategy is still...indexing.
Send your questions for the show to checkyourbalances@outlook.com!
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Do you like our show? Leave a rating and share with a friend!

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Talking Money with Mom and Dad Jul 26, 2023

What are the critical discussions you should be having with your parents about money? As you transition from your formative first impressions of money to trying to "lead up" - how do you even start to bring it up?
Send your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on an upcoming show!

Send your questions for upcoming show to checkyourbalances@outlook.com
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The History and Future of Index Funds Jul 19, 2023

Index funds have become a popular tool for investors when building a portfolio. This week, we talk about the origins of the earliest indexes, their rise to popularity, and how direct indexing could change the way we think about index investing.
Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Would You Rather? Jul 12, 2023

This week Ross and Dan ponder a range of "Would you rather?" style questions from the practical to the absurd. We hope you enjoy the hot takes on a wide range of topics.
Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Mortgage Mania Jul 05, 2023

This week Ross and Dan use two listener questions to reflect on the current state of the mortgage market.
Check your own math with this handy Free Amortization Calculator.
Send questions to the show to checkyourbalanaces@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

June Mailbag: AI Stock Picking, Social Security Strategy and More! Jun 28, 2023

This week we open the mailbag to see what you, our listeners, want to hear about. Should you let AI help with your stock picking? Does the Social Security trust fund running low change your strategy around filing? Tune in to find out.
Send your questions to checkyourbalances@outlook.com to have them featured!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Tipping with Dr. Michael Lynn Jun 21, 2023

As more Americans seem to be struggling with "Tip fatigue" we wanted to talk about tipping from an academic lens. This week we are joined by Dr. Michael Lynn from Cornell who has studied the service industry and written extensively on tipping practices.
Send questions for upcoming episodes to checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Vacation Homes: How to think about it? Jun 14, 2023

Does beach season have you thinking about how nice a second home would be? This week Ross and Dan unpack some of the considerations, pitfalls, and a simple way to test if your theory is really right.
Send your questions for an upcoming mailbag episode to checkyourbalances@outlook.com to have them featured!

Send your questions for upcoming show to checkyourbalances@outlook.com
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What We're Fearing and What We're Hearing Jun 07, 2023

How worried should we be about the increase in consumer debt? What does a persistently low Expecations Index mean? What is the Expectations Index anyway? That and more on this week's show.
If you have any questions for the show send them to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Car Buyer University with Chris Johnson May 31, 2023

A veteran of the car dealership and finance world, Chris Johnson joins the show to talk about the places where the dealership really makes their money. Do you really need that warranty they offer in the finance office? Tune in this week or check out Chris' e-books to learn more.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Dollar For - Crushing Medical Bills May 24, 2023

Non-Profit hospitals in the United States are required to offer Charity Care programs to help reduce or eliminate medical bills for low to midddle income patients. Why don't more of us know about this?
Today we are joined by Jared Walker, founder of the charity Dollar For. His organization is dedicated to increasing awareness of these programs, and advocating for patients to help eliminate medical debt.
To seek assistance, or to support Dollar For, visit: https://dollarfor.org/
Have any questions for the show? Email us at checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Financial Anxiety with Adam Koren May 17, 2023

While most of our loyal listeners are very comfortable in the language of personal finance, we know not everyone feels the same. This week Adam Koren of Adam Koren Coaching joins the show to talk about his approach.
Send questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

May Mailbag: Net Worth Adjusting, Bank Location, and more! May 10, 2023

Does it make sense to adjust your net worth for the taxes that are embedded in your portfolio? This week Ross and Dan open up the mailbag to dive into your feedback and questions.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Will Better Credit Hurt Your Mortgage Rate? May 03, 2023

The internet was abuzz with a story about how under new mortgage rules, borrowers with better credit will pay more for mortgages than borrowers with poor credit. Could that be true? We dive into that story, as well as a potential tax reduction strategy for owners of pass through entities.
Do you have any questions for the show? Email us at checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Permission to Spend Your Money Apr 26, 2023

Matt Trogdon, CFP joins us for this week's episode to talk about the ways a financial plan can give you permission to spend more of your money rather than saving it. Whether you want permission for the little things or the big things, knowing where you stand can make those choices more comfortable.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Golf and Investing Apr 19, 2023

This week Ross and Dan look at all of the parallels between the game of golf and the game of investing. From temperament to where you focus your time, there are a lot of ways they can be compared.
Send your questions or ideas for the show to checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Tax Time! Apr 12, 2023

As the 2023 tax deadline looms, Ross and Dan talk through a number of situations that seem to come up frequently.
Dial in your withholding with the IRS Withholding Estimator.

Send your questions for upcoming show to checkyourbalances@outlook.com
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April Mailbag: Bank Rants, SIPC Limits, and More! Apr 05, 2023

How safe is your money with SIPC, and what does it even protect? We answer that and more on this week's mailbag episode.
Send your questions to checkyourbalances@outlook.com to have Ross and Dan weigh in on your finance questions!

Send your questions for upcoming show to checkyourbalances@outlook.com
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FREE Student Loan Resources with Betsy Mayotte Mar 29, 2023

While researching a complex loan situation for a client, Dan stumbled upon The Institute of Student Loan Advisors (TISLA). Betsy Mayotte was kind enough to join us for an interview to talk about the landscape of student loans and all of the great work that she and her team at TISLA are doing FOR FREE!
Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Silicon Valley Bust Mar 22, 2023

In the wake of multiple bank failures, Ross and Dan talk about the implications of the Silicon Valley Bank failure and the cloudy nature of the current banking environment. Where might you be exposed to the problems, and what should you be doing about it? Tune in to hear.
Send questions for the show to checkyourbalances@outlook.com to be featured on an upcoming episode!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Insurance Trends: An Conversation with Matt Malkus Mar 15, 2023

Matt Malkus, Partner and Director of Analytics at Institutional Life, joins the show to talk about what is going on behind the scenes in the insurance world.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

10 Takeaways from Warren Buffett's 2023 Letter Mar 08, 2023

It's the most wonderful time of the year... no, not that one. The annual Berkshire Hathaway report with Warren Buffett's letter to shareholders is out, and we give you our 10 takeaways.
Send questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming episode!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Chat GPT for financial advice? Mar 01, 2023

This week Ross and Dan ask Chat GPT to craft answers to financial planning questions and evaluate how safe their jobs are from the AI sensation.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

February Mailbag: Rentals, B-Corporations, and More! Feb 22, 2023

Are you converting a rental into your primary residence, or thinking about how many different accounts you should have? This week's mailbag episode could be for you.
Send your questions for the CYB Podcast to checkyourbalances@outlook.com to be featured on an upcoming show!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Love and Money Feb 15, 2023

This week, Ross and Dan celebrate Valentine's day with a Love and Money episode. From gift-giving to challenging conversations around estate planning, there are endless ways that your money and relationships ultimately intersect.
Send your questions to checkyourbalances@outlook.com to have them featured on an upcoming mailbag episode!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Tax Traps to Avoid Feb 08, 2023

This week Ross and Dan unpack five "tax traps" that can sneak up on you if you're not paying attention to them. Tune in for what to look for and possibly how to mitigate the impact.
As always, know that Ross & Dan are not CPAs or Tax Preparers. Any tax discussion is strategic in nature, and should always be discussed with your personal tax advisor prior to implementing!
Send your questions for the show to checkyourbalances@outlook.com to be featured!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Reactions to FinTok Advice Feb 01, 2023

Ross and Dan spend this week trying to react to some of the advice found on TikTok and other social media platforms. With videos about Stock Splits, Roth IRAs, 529s, and even Whole Life Insurance - there is something here for everyone!
Send your questions or topic ideas for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

A Brief History of Retirement Jan 25, 2023

Inspired by a listener email, Ross and Dan dive into a brief history of retirement. From some common misconceptions to how recent some of our most beloved tools are, we hope you find this timeline entertaining.
The majority of the data for this show was sourced from this Georgetown Law Timeline.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

January Mailbag: QCDs, Index Fund Components, and Spending Habits Jan 18, 2023

On this month's mailbag episode, Ross and Dan talk through questions on Qualified Charitable Distributions (QCDs), how to understand your index funds better, and how we personally look at shopping habits.
Send your questions for the show to checkyourbalances@outlook.com to have them featured on an upcoming episode!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

What You Need to Know About 2.0 Jan 11, 2023

SECURE Act 2.0 introduces a massive number of changes for American taxpayers. In this week's episode, we outline the updates we think have the biggest impacts on you and your planning.
Send your questions for an upcoming mailbag episode to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Bye 2022, Hello 2023! Jan 04, 2023

Is tech investing dead? Is a recession already happening? Is the Dow even relevant anymore? This week Ross and Dan take a quick look at closing the books on 2022 and what they're looking at heading into the new year.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Episode 100 with Chris Hill Dec 28, 2022

We made it! Check Your Balances has produced its first 100 episodes. We are exceptionally grateful to everyone who has tuned in and listened. Whether this is your first time hearing us, or you've listened to every show, we hope you have found our show valuable and entertaining.
This week we are honored to have one of our biggest supporters, Chris Hill, join us for the celebration of making it to 100 shows.
Send your questions for Ross and Dan to checkyourbalances@outlook.com to have them featured in the next 100.

Send your questions for upcoming show to checkyourbalances@outlook.com
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Basketball and Business: A Conversation with Mike Prada Dec 21, 2022

Dan sits down for a 1:1 interview with his childhood friend and sports writer Mike Prada to talk about his new book Spaced Out: The Tactical Evolution of the Modern NBA.
Send your questions for the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Year End Planning Ideas Dec 14, 2022

As 2022 comes to a close, Ross and Dan kick around planning ideas you may want to consider before we kick off 2023. Should you be thinking about tax loss harvesting or tax gain harvesting? The answers lie ahead in this weeks episode.
Send your questions for our January mailbag episode to checkyourbalances@outlook.com to have them featured on the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

December Mailbag Dec 07, 2022

This week Ross and Dan tackle questions from listeners on topics ranging from the 5-year rule for Roth IRAs to books to learn more about bond investing.
Submit your questions to the show to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Dealing with Job Loss Nov 30, 2022

Many high profile tech companies have already announced largescale layoffs, and it is likely we will see more to come in the future. In this episode, Ross and Dan address what you should be thinking about if you or someone you know is facing job loss.
...and do you know your blood type?
E-mail your questions for the show to checkyourbalance@outlook.com for a chance to be featured on our December mailbag episode!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Happy Thanksgiving from Check Your Balances! Nov 23, 2022

The Check Your Balances team wishes a happy and meaningful Thanksgiving to all our listeners. We hope you enjoy the holidays and look forward to getting back to our regularly scheduled program next week.
E-mail checkyourbalance@outlook.com to weigh in on the best Thanksgiving side dishes!

Send your questions for upcoming show to checkyourbalances@outlook.com
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What in the FTX is going on here? Nov 16, 2022

The collapse of a $32 billion dollar market cap exchange is a story that seems to just be getting started. Ross and Dan weigh in with a high level review of what's going on, and what it means moving forward.
E-mail your questions for the show to checkyourbalance@outlook.com to have a question featured on the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Side Hustles Nov 09, 2022

Matt Trogdon, CFP joins the show to talk about all things side hustle. From the aversions that people have when considering them to some simple ideas that can be pursued. The team shares their insight on what kind of impact a side business can have.
E-mail your questions for the team to checkyourbalances@outlook.com to be featured on the show and a chance to get one of the last remaining CYB coffee mugs!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Mailbag: Wash Sales, Long-Term Care and More! Nov 02, 2022

Kicking off November with a mailbag episode where we talk through your feedback and answer questions on wash sales and long-term care needs!
E-mail your questions for the show to checkyourbalances@outlook.com to get one of the few remaining CYB coffee mugs!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The Role of Bonds Oct 26, 2022

At the risk of putting you to sleep, Ross and Dan try to take on bonds. As an incredibly large, meaningful, and often misunderstood asset class, the primer on how and why bonds might belong in your portfolio is hopefully helpful.
Ross talks briefly about this chart showing the 10 year treasury yield relative to the real yield, and we know you love a good chart.
Send your questions for the show to checkyourbalances@outlook.com to have questions or topics featured!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Cost of Living Adjustments Oct 19, 2022

Ross and Dan talk through cost of living updates as they relate to Social Security as well as the cost of having children.
See the Washington Post's coverage of Brookings Institute data on costs of childcare: https://www.washingtonpost.com/business/interactive/2022/cost-raising-child-calculator/
Send your questions or what you a decluttering to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Assumable Loans, Social Security and Insurance Options Oct 12, 2022

This week Ross and Dan explore three possible strategies for the challenging environment we find ourselves in. Whether you're considering a home transaction or looking for cash, we just might have an idea that will help.
E-mail questions or topic suggestions to the show at checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Can Saving for Retirement Wait? Oct 05, 2022

A recent article from MarketWatch suggests that many young people should not be saving for retirement. Ross and Dan react.
You can read the article by clicking here.
We love hearing from you! Send any comments or questions to checkyourbalances@outlook.com for the chance to be featured on the show.

Send your questions for upcoming show to checkyourbalances@outlook.com
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September Mailbag: Tax Withholding Strategies & Access to Roth Options Sep 28, 2022

This week Ross and Dan dive into the mailbag to answer listener questions on tax withholding possibilities as well as why there aren't always as many Roth options available as there should be.
Send your questions for the show to checkyourbalances@outlook.com to have a question featured and get a CYB coffee mug if you want one!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Doom and Gloom Sep 21, 2022

Forget beets, bears and Battlestar Galactica...this week it is all about burgers, buyouts, and bear markets! Join Ross and Dan as they tackle some listener questions and address the bearish sentiments expressed last week.
Send your questions for the show to checkyourbalances@outlook.com for the chance to be featured.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Private Companies We Wish We Could Buy Sep 14, 2022

Ross and Dan reveal 6 different private companies that they wish they had the opportunity to learn more about and possibly invest in.
And we immediately have to retract our shade thrown at the Washington Commanders as apparently the mugs were not in the stadium.
Speaking of mugs... shoot your questions for the show to checkyourbalances@outlook.com and we will send you a Check Your Balances coffee mug for your contribution (while supplies last)!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Interview with David Blanchett Sep 07, 2022

David Blanchett is the Managing Director and Head of Retirement Research with PGIM DC Solutions. His work has been featured prominently in many industry publications as well as the Wall Street Journal. This week, he shares some of his research with the Check Your Balances team.
Keep up to date on David's research by visiting his website:
https://www.davidmblanchett.com/
Have questions or thoughts for the podcast? Email us at checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Summer Hodgepodge: Student Loan Relief & More Aug 31, 2022

A sad tale of the sandwich that never got eaten, Ross and Dan follow up on the $100 Million deli. They also discuss the student loan relief package and the food budget of a 20-something high-earner in DC.
E-mail us with questions at checkyourbalances@outlook.com with show topics, questions, or feedback!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The Integrated Life with Sharon Schneider Aug 24, 2022

This week we are joined by Sharon Schneider, author of Handbook for an Integrated Life: A Practical Guide to Aligning Your Everyday Choices with Your Internal Compass. Sharon has overseen the deployment of over $1.5 Billion in philanthropic capital for some of America's most prominent families, and has now written a guide on how to be more purposeful with the dollars flowing through your household budget.
Visit Sharon's website: https://www.theintegratedlife.com/
Click here to get your copy of Handbook for an Integrated Life
Have questions for Ross and Dan? Email us at checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Investing in Real Estate Aug 17, 2022

Ross and Dan clarify their position that they aren't (complete) bears when it comes to real estate investing, but they want to consider the range of options available. Check out this week's show to hear some of their favorite ways to access a lucrative asset class.
Send your stories or questions for the show to checkyourbalances@outlook.com to be featured!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Getting a Late Start to Saving Aug 10, 2022

Are you one of the many people who feel they got a late start saving for their future? In this episode, we discuss how to approach your finances if you fall into that camp. Ross also gets a rare message of support for one of his unpopular opinions.
Send your questions to checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The Most Important Number Aug 03, 2022

Is it possible to boil your financial planning down to a single critical number? In this week's episode, Ross and Dan try to get to the bottom of that question.
Send your questions and thoughts on rice cakes to checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Point-Counterpoint Jul 27, 2022

Ready for a financial planning throwdown? Ross and Dan go head to head as they debate heated topics in financial planning. Friend of the show Matt Trogdon joins as moderator.
In the episode Dan made reference to a book, but forgot the name. It was The Outsiders by William N. Thorndike, Jr., which tells the story of 8 unconventional CEOs and how their approach to capital allocation led to their success.

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Travel Talk with Andrea Sachs Jul 20, 2022

Washington Post reporter Andrea Sachs joins the show to talk about what is going on in the travel market today, and where the deals still exist if you're looking. In an era where everybody seems to want travel built into their financial plan, we thought it was important to share.
Send your questions on personal finance, investing, or business to the show at checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The Biggest Loser: Thinking About Stocks with Big Losses Jul 13, 2022

On this week's episode we discuss our feelings for Jimmy Buffet's music and review our thoughts on App Economy Insight's article, How To Handle Big Losers.
Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

5 Levels of Financial Independence Jul 06, 2022

We celebrate Independence Day with a breakdown of how we define 5 (or is it 6?) levels of financial freedom. Our simple to understand framework should apply to wherever you are in your financial life today and give you a target for how to get to the next step.
Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

The Scout Mindset Jun 29, 2022

How can approaching things with a "scout mindset" make us better investors? Ross and Dan discuss their takeaways from Julia Galef's book The Scout Mindset: Why Some People See Things Clearly and Others Don't.
Shoot a note to checkyourbalances@outlook.com with any questions, comments, or jokes for the team!

Send your questions for upcoming show to checkyourbalances@outlook.com
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SECURE 2.0 - What's coming? Jun 22, 2022

It feels like just yesterday we were talking about what was in the first SECURE act, and now we get to talk about the sequel. Ross and Dan talk about what is expected (and stupid) in the current proposals.
Send your questions to checkyourbalances@outlook.com to have them answered on our air!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

FPA Takeaways: Upstream Gifting, QSBS Exclusions Jun 15, 2022

Ross and Dan recap their takeaways from last week's Financial Planning Association conference. In particular they cover two strategies that can help avoid capital gains tax: upstream gifting, and the qualified small business stock exclusion.
E-mail your questions or thoughts for Ross and Dan to checkyourbalances@outlook.com!

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Is a recession coming? Jun 08, 2022

Do you share the same financial concerns as Cardi B? We think you might. This week's show addresses a 20:1 stock split and how negative the overall sentiment seems right now.
The chart Ross references in the show can be seen here.
E-mail your questions for Ross and Dan to checkyourbalances@outlook.com to have them weigh in!

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Leaving and Receiving Gifts Jun 01, 2022

Ross and Dan dive into the mailbag for this episode. They tackle a listener question on how to think about inherited assets as well as the strategies for saving money on behalf of your kids.
E-mail your questions for the show to checkyourbalances@outlook.com.
We're YouTubers! Smash that subscribe button to check out our video content.

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Nowhere to hide? May 25, 2022

This week Dan and Ross consider whether life insurance could act as a safe haven in what we're calling the "Nowhere to hide" market. And we also answer a listener question about where to focus savings.
E-mail your questions for the show to checkyourbalances@outlook.com.
YouTube Channel coming soon...

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Robert Brokamp - Rule Your Retirement May 18, 2022

This week, we are joined by our old friend Robert "Bro" Brokamp, from Motley Fool's Rule Your Retirement service. Tune is as we talk financial calculators, financial therapy, and more!
Test out CalcXML's retirement calculator by clicking here.
Join Robert Brokamp's Rule Your Retirement Service here.
Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.

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Nick Maggiulli - Just Keep Buying May 11, 2022

This week, Nick Maggiulli joins the podcast to talk about his new book Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. He's also the author of the blog Of Dollars and Data, and the Chief Operations Officer at Ritholtz Wealth Management. We are thrilled to have Nick join us!
Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.

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Wrong Decisions, Right Outcomes May 04, 2022

Inspired by the story of Fred Smith gambling to save FedEx early on, Ross and Dan explore scenarios where wrong financial decisions may have positive outcomes.
Send questions for the show to checkyourbalances@outlook.com to be featured on the show.

Send your questions for upcoming show to checkyourbalances@outlook.com
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Positive Actions in Negative Markets Apr 27, 2022

Market got you down? Ross and Dan kick around positive actions that you can (potentially) take in a negative market.
Send questions for the show to checkyourbalances@outlook.com to be featured on the show (and get a CYB mug!).

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Student Loans with Anna Helhoski Apr 20, 2022

On this episode, Ross and Dan are joined by Anna Helhoski - Nerdwallet's authority on Student Loans.
Read more from Anna by visiting her Nerdwallet profile here:
https://www.nerdwallet.com/blog/author/anna/
Email us at checkyourbalances@outlook.com if you have any questions or comments for the show!

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Does the traditional 401(k) suck? Apr 13, 2022

This week we're calling it a rant episode. Ross and Dan take on some very broad tax advice being given out on social media, and debate whether you should get excited about stock splits.
Submit your financial planning questions to checkyourbalances@outlook.com to be featured on the show!

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FIRE with Sean Gates, CFP Apr 06, 2022

Our former colleague, the recently retired, Sean Gates, joins us to talk about his journey. Sean has embraced the Financial Independence Retire Early (FIRE) movement for his entire career and has just recently made the transition out of full time work. Hear more about his story on this week's show.
To submit your personal finance questions or thoughts tot he show, email us at checkyourbalances@outlook.com.

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Cryptocurrency with Dr. Lawrence White Mar 30, 2022

This week we are joined by George Mason University professor Dr. Lawrence White. Dr. White has spent his academic career studying monetary systems, banking, and more recently cryptocurrencies. He joins the show to share what is going on in the space and how crypto is being used.
Submit your questions for the show to checkyourbalances@outlook.com to have a question featured!

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Regret as a Tool Mar 23, 2022

Inspired by Dan Pink's new book The Power of Regret, Ross and Dan reflect on how regret has played a part in their financial planning practice.
Also, Dan shaved his beard and head to support St. Baldrick's Foundation.
Send us your questions and thoughts to checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Couples and Money Mar 16, 2022

Resident "engaged guy" Matt Trogdon joins the show to talk about how he and his fiancée are dealing with combining finances.
Send your questions for the show to checkyourbalances@outlook.com.

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iBuying (or iSelling) - Ross Sold His House Mar 09, 2022

Ross sold his home recently and details what an exploration of the iBuying process was like. A farewell episode to "Dirty Mike and the Boys."
Send your questions for the show to checkyourbalances@outlook.com.

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Janice Gets a Job Offer Mar 02, 2022

Of course more money is better than less money (unless you ask Biggie, in which case mo money is mo problems), but how much can a shift in salary impact your retirement trajectory? Ross and Dan create a scenario for their made up client, Janice McExample, to see how it plays out.
Email us at checkyourbalances@outlook.com if you have any questions for the show!

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Donor Advised Funds Feb 23, 2022

Elon Musk has been in the news for giving away Tesla stock, and the news presented an interesting slant on Donor Advised Funds (DAF). Ross and Dan weigh in with their take on why DAF accounts can be a powerful planning tool and how you might consider using them.
Submit questions to the show to checkyourbalances@outlook.com!

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Estate Planning and Uncertainty Feb 16, 2022

Ross and Dan explore the basics of estate planning that everyone needs, and how to plan effectively in an area with so many variables. You'll also get to hear about Dan's second career path that could have been at the end.
Submit questions to checkyourbalances@outlook.com to have them featured on the show!

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Morningstar's New Safe Withdrawal Rate; ETFs Vs Index Funds Feb 09, 2022

This week we unpack Morningstar's report entitled: The State of Retirement Income: Safe Withdrawal Rates. Do we need to replace the old 4% rule with the 3.3% rule? We also address the differences between ETFs and Mutual Funds when it comes to index investing.
You can download Morningstar's report using this link.
Do you have a question or comment you'd like covered on the show? Email us at checkyourbalances@outlook.com and maybe the spirit will inspire Ross to mail Check Your Balances mugs once again.

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Business Lessons From Our Favorite Shows Feb 02, 2022

What real life lessons about business and investing can we learn from scripted television? This week, Ross and Dan pull back the curtain on their TV habits and share some moments from The Office and Silicon Valley that ring true in real life.
Have you had any "a-ha" moments watching your favorite TV show? We'd love to hear about it! Email us at checkyourbalances@outlook.com to share your takeaways with us.

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Celebrating Our First Year with a Market Correction Jan 26, 2022

A roundtable discussion of how to keep the recent market movement in context and focus on the big picture of your personal financial plan. Ross and Dan are joined by Matt Trogdon to discuss how the market has started 2022, and some strategies that we are using to relax along the way.
Send your financial planning questions to us at checkyourbalances@outlook.com!

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An Interview with Brian Feroldi Jan 19, 2022

YouTuber, investor, speaker, and author Brian Feroldi joins the show to talk about the inspiration for his series of personal finance graphics and the book he has coming out this spring.

Pre-order Brian's Book: Why Does the Stock Market Go Up

Follow Brian on: YouTube, Instagram, Twitter

Send your questions for Ross and Dan to us at checkyourbalances@outlook.com.

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We Make an NFT Jan 12, 2022

Ross and Dan were on a mission to bring to life Bill Mann's vision of a Monkey Butt on the blockchain. They did so by creating the Monkey Butt NFT! This week, we discuss what the process was like to create an NFT, and we also address a listener question about financial aid for college.
To view the Monkey Butt NFT on Rarible click here. Worth a chuckle, but not your hard earned dollars. We don't recommend purchasing it.
If you have personal experience with NFTs or any questions about personal finance, send your notes to checkyourbalances@outlook.com to be featured on the show!

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January Mailbag Episode Jan 05, 2022

We kick off the year feeling 22 and addressing listener questions! This week we address improving a credit score, differences in 529 and ABLE accounts, Fully Paid Securities Lending, and even a hint of Payment For Order Flow.
Send your questions to checkyourbalances@outlook.com to be featured on the show!

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2021: A Market Review Dec 29, 2021

As the year comes to a close, Ross and Dan review the performance of several major stock indexes and discuss their takeaways from 2021. They also address Vanguard's Market Perspectives report which offers their 10 year asset class forecasts. Have you dozed off yet?
E-mail us at checkyourbalances@outlook.com with your biggest investing takeaways from the year!

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Holiday Gift Guide Dec 22, 2021

Do you need last minute gift ideas for the finance nerd in your life? Check out our gift guide for 2021 to help round out your shopping list for the year!
E-mail us at checkyourbalances@outlook.com if you have questions for our year end wrap up show next week, or personal finance questions that we can help with!

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The name's Bond...I Bond. Dec 15, 2021

Many of us have experienced inflation to this point in 2021 through rising costs, however there is a flip side to that coin! Series I Savings Bonds, which pay an interest rate tied to inflation, are paying attractive rates. In this episode we discuss I Bonds, and Ross takes us through what it was like to purchase one through TreasuryDirect.gov.
Have you reached any personal financial milestones in 2021? Let us celebrate your success! Email us at checkyourbalances@outlook.com to potentially be featured!

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Talking with Andrew Schear of Practical Personal Finance Dec 08, 2021

This week we welcome Andrew Schear of the Practical Personal Finance YouTube channel to the show. Andrew is a personal finance enthusiast that has documented his own journey and has created a library of more than 180 videos teaching finance concepts in simple, easy-to-understand, language.
To submit a question for our show, email us at checkyourbalances@outlook.com to potentially be featured!

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Talking Taxes with the Tax Girl Dec 01, 2021

This week we talk taxes with Kelly Phillips Erb, aka the Tax Girl. Together we discuss the challenges of navigating the tax landscape, and Kelly offers some controversial takes on home ownership and Roth IRAs.
You can find Kelly's podcast, blog, and more by visiting: https://www.taxgirl.com/
If you'd like to submit questions or air grievances you can contact us at checkyourbalances@outlook.com.

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Funemployment and Thanksgiving! Nov 24, 2021

Once again, Matt Trogdon, CFP joins the show to talk about his experience going through a job transition over the summer which he lovingly refers to as "Funemployment."
You can read his Preservation Mode article that he wrote for Humble Dollar.
And to submit your questions for our show, email checkyourbalances@outlook.com.

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Rent, Buy, and PMI Nov 17, 2021

Ross and Dan have real estate on the brain again. This week they discuss the tough rental market, along with some potential money saving tips whether you already own a home or are in the market for one.
Send your questions for the show to checkyourbalances@outlook.com and receive a CYB mug while supplies last!

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Small-Cap and International Investing: A Discussion with Bill Mann Nov 10, 2021

Bill Mann joins the show this week to discuss how to think about international investing, changes to the small-cap landscape, and even... crypto.
Send your questions for the show to checkyourbalances@outlook.com and receive a CYB mug while supplies last!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Balancing Short- and Long-Term Goals Nov 03, 2021

On this week's episode the team tackles a listener question which spurs a conversation on balancing short- and long-term goals. Ross lets us in on a wedding planning hack. And where in the world is Tyler?
Submit any comments or questions you may have for the show to checkyourbalances@outlook.com and receive a free mug while supplies last!

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Happy Halloween: Financial Planning Horror Stories Oct 27, 2021

Ross and Dan welcome Matt Trogdon, CFP to the show for the first time to share financial planning horror stories from celebrity life and beyond! Make sure you don't miss this special Halloween episode of Check Your Balances.
Submit horror stories or any questions you may have for the show to checkyourbalances@outlook.com to receive a free mug while supplies last!

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Self-Directed IRAs: An Interview with Mat Sorensen Oct 20, 2021

Mat Sorensen, an attorney and the CEO of Directed IRA, joins us on this week's show to discuss how IRA funds can be used to make investments beyond traditional securities. This week's show explores a broader investment universe through a lesser known structure.
You can learn more about Mat Sorensen and Self-Directed IRAs here on his website.
Send your questions for the show to checkyourbalances@outlook.com to receive a CYB mug!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Coast FI(RE) and Lifestyle Drift Oct 13, 2021

A new term in financial planning to unpack, and one of the key problems that could prevent it from working for you! Check out this week's show on what the Coast FIRE movement is and how little choices make the difference on it working.
Email us at checkyourbalances@outlook.com with your Coast FIRE plans or any stories of personal lifestyle creep that you've experienced!

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Richer, Wiser, Happier: A Chat with William Green Oct 06, 2021

On this week's episode we welcome William Green, author of Richer, Wiser, Happier. His book draws on his interviews with some of the world's greatest investors and highlights the principles and habits that make them successful. In his chat with Dan, they discuss how many of these lessons extend beyond the world of investing.
You can learn more about William Green and his work by visiting https://www.williamgreenwrites.com/.
E-mail us at checkyourbalances@outlook.com to submit questions for the show!

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When to Sell Sep 29, 2021

People often grow comfortable with buying stocks, but how should you think about selling them? Ross and Dan talk about a few of the situations where you should say goodbye to shares within your portfolio.
E-mail us at checkyourbalances@outlook.com to submit questions for the show!

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Personal Finance Lessons from the Movies Sep 22, 2021

What personal finance lessons can we take away from a Will Ferrel movie? Check out this week's show to find out as Ross and Dan break down personal finance lessons from some popular movies.
E-mail us at checkyourbalances@outlook.com to submit questions for the show!

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Episode 33: Understand your "Options" Sep 15, 2021

In a world where yield is hard to come by, learn how you can leverage simple options strategies to boost portfolio income.
Email your questions for the show to checkyourbalances@outlook.com to potentially have your question featured!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 32: Back to School - Our Financial Literacy Curriculum Sep 08, 2021

As kids head back to school for the fall, Ross and Dan breakdown what would be in their financial literacy course if they got to design it for high school students.
Email your questions for the show to checkyourbalances@outlook.com to potentially have your question featured!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 31: The Advisory Business, Interview with Alan Moore Sep 01, 2021

This week Ross and Dan are joined by Alan Moore. He is the CEO and co-founder of XY Planning Network, which has created a community of over 1,000 fee-only advisors focused on serving Gen X and Gen Y clients.
To submit questions or topics for the show, email us at checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 30: Talking Banking with Dr. Terri Friedline Aug 25, 2021

Dr. Terri Friedline is the author of Banking on a Revolution and a professor at University of Michigan. She joins Ross and Dan to talk about underbanked and unbanked communities and structural reform that is needed in the banking system.
To submit questions or topics for the show, email us at checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 29: Advice To Our Younger Selves Aug 18, 2021

The blog post Go Big, Then Stop by Nick Maggiulli inspired Ross and Dan to think about advice they would give to their younger selves. They reflect on the early days of their careers, the power of compounding, and the risks of faking it until you make it.
Submit questions or feedback to the show using checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Episode 28: Should you rollover your 401(k)? Aug 11, 2021

A mailbag episode, Ross and Dan read listener responses to how they'd spend lottery winnings and answer questions on net worth and 401(k) rollovers. There's a lot to unpack this week!
Submit questions or feedback to the show using checkyourbalances@outlook.com!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 27: What can we learn about planning from the lottery? Aug 04, 2021

We examine the math on how lottery payouts are actually made and then apply those same fundamentals to a much more likely scenario... pension planning! Check out this week's episode whether you're thinking about your pension or the Powerball.
Receive a Check Your Balances mug by sending in great questions for the show at checkyourbalances@outlook.com (while supplies last!).

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Episode 26: Revisiting the SECURE Act Jul 28, 2021

At the end of 2019 a major piece of tax legislation was signed into law. The SECURE Act may have flown under the radar of many Americans as our focus quickly shifted towards a global pandemic. On this episode Ross and Dan review some major provisions of the SECURE Act and what they might mean for you.
E-mail us at checkyourbalances@outlook.com with your questions or feedback for the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 25: Cash Allocations and Beyond Jul 21, 2021

How much cash is too much in your portfolio? Ross and Dan launch from a listener question into their theory about allocation bands and how you choose to treat risk in your portfolio. They also react to Malcom Gladwell's enthusiasm for self-driving cars.
E-mail us at checkyourbalances@outlook.com with your questions or feedback for the show!

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Episode 24: Talking Budgets with Kimberly Palmer Jul 14, 2021

Kimberly Palmer, author of "Smart Mom, Rich Mom" and personal finance expert at NerdWallet, joins the show to talk about budgeting. Ross and Dan have historically considered themselves "anti-budgeters", but Kimberly flips them by offering a simple and practical framework for regaining control of your spending.
E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 23: All Things Insurance Jul 07, 2021

Ross and Dan ambitiously try to tackle life insurance, disability insurance, and long-term care insurance in a single episode. How to think about what you really need, and what products get sold in all the wrong ways.
E-mail checkyourbalances@outlook.com to submit questions or feedback to the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 22: Relocation and Inflation Jun 30, 2021

Ross and Dan answer a listener question on relocation, provide a helpful (free) resource for estimating your costs, and unpack what the bond market is currently telling us to expect in terms of inflation.
Shoot us an email at checkyourbalances@outlook.com to let us know where you're thinking of relocating to in retirement or with other questions for the show!

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Episode 21: 10 Concepts to Make You a Better Investor Jun 23, 2021

Ross and Dan compile a list of 10 of the most powerful concepts, mantras, and lessons they have learned about investing. Whether they help with your mindset, developing good habits, or combating a dangerous bias, we hope you take something positive from this week's show.
Shoot an email to checkyourblaances@outlook.com to share your favorite investing lesson or a question you'd like Ross and Dan to weigh in on!

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Episode 20: Health and Wealth with Dr. Michelle Fritsch Jun 16, 2021

Dr. Michelle Fritsch, author of Preventative Maintenance for a High Mileage Life, joins the show to talk about health when making the transition into retirement. Her background as a pharmacist uncovered gaps that need addressing in the medical field that she is actively working to solve.
Learn more about Michelle at retirewellness.com or email her at michelle@retirewellness.com.
E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 19: Active vs Passive Investing Jun 09, 2021

Ross and Dan weigh in on one of the biggest debates in the investing world: active versus passive investing.
E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 18: Could annuities improve your investing? Jun 02, 2021

A new Dalbar study suggests that investors with variable annuities did better in 2020. Ross and Dan unpack some of the possible reasons and discuss whether data like this would alter our traditional thinking around retirement income.
E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 17: Scams May 26, 2021

Ross and Dan receive an email from a "listener" in need of assistance. This spurs a conversation about common scams and some preventative measures people should be taking.
Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 16: What are you excited for in retirement? May 19, 2021

Could a new framework around what retirement means let you get to the fun stuff early? Ross and Dan discuss different ways to think about what retirement could be and what they learned in starting their business about financially preparing for mini-retirements.
Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 15: Jordan Josephs, Celebrity Business Manager May 12, 2021

How realistic are TV shows like Ballers and Entourage? This week we invited Jordan Josephs to answer that question and more as he gives us a glimpse into his life. Jordan has been named as one of Billboard's top business managers for 2021 and awarded Variety's "Business Manager Elite" title.
Email us at checkyourbalances@outlook.com for questions or topics you want us to cover on our show!

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Episode 14: Scott Lloyd Talks Taylor Swift May 05, 2021

Taylor Swift is in the process of recording fresh versions of her first six studio albums. She is doing this because she does not own the master recordings of those original tracks, and hopes to regain control of her music by creating new versions ("Taylor's Versions" as she calls them).
To learn more about Taylor Swift's efforts, and to more broadly explore intellectual property rights, we welcome Scott Lloyd to the show. He is a principal with the law firm Offit Kurman and does work in the intellectual property space.
Email us at checkyourbalances@outlook.com with questions or ideas that you want us to share on the show!

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Episode 13: The Side Hustle Apr 28, 2021

Ross and Daniel discuss side hustles, offer their thoughts on rental real estate, and share why you should beware if you happen upon raccoons in your attic.
Email us at checkyourbalances@outlook.com to submit questions or topics for discussion on the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 12: Target Date Funds & $100(ish) Million Deli Apr 21, 2021

Ross and Dan unpack some of the financial statements on a single deli that trades as a public company with an eye popping valuation, as well as review an incredibly prominent financial product that you may have in your 401(k) right now.
Email us at checkyourbalances@outlook.com to submit questions or topics for discussion on the show!

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Episode 11: Talking Credit Cards with Sara Rathner from Nerd Wallet Apr 14, 2021

The "Credit Card Queen," as we appointed her, Sara Rathner from Nerd Wallet joins the show this week to talk all things credit cards! We also dive into the importance of bringing nuance to financial media.
Email us at checkyourbalances@outlook.com for questions or topics you want us to cover on our show!

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Episode 10: Together We Bake & Helpful Tips Apr 07, 2021

We are thrilled to welcome Together We Bake to our show to share some of the great work they are doing in the Northern Virginia community to support women in the area. We also kick off financial literacy month with some shortcuts for math and quick tips that we use as planners.
Email us at checkyourbalances@outlook.com with questions or ideas that you want us to share on the show!

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Episode 9: Crooked Crab Brewing Mar 31, 2021

The founders of Crooked Crab Brewing join our show to tell the story of how three friends put their combined skills together to create an award winning up-and-comer of a craft brewery.
Email us at checkyourbalances@outlook.com if you've got feedback, finance questions, or topics you want to hear us cover!

Send your questions for upcoming show to checkyourbalances@outlook.com
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Episode 8: Decoding Acronyms Mar 24, 2021

The language of investing is constantly changing - are you keeping up to date? Join Ross and Dan as they explore a few acronyms showing up more frequently in the world of finance. Be sure to stick around until the end for their rapid fire "meme-talk" round.
E-mail us at checkyourbalances@outlook.com to submit your questions for the show!

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Episode 7: Managing the Downside Mar 17, 2021

It has been shown that people hate losing money about twice as much more than they like making it. How does that translate to the way you look at your portfolio during turbulent markets? Ross and Dan discuss their philosophy on managing the downside in this week's show.
E-mail us at checkyourbalances@outlook.com to submit your questions for the show!

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Episode 6: Roth, Social Security, and Tax Smoothing Mar 10, 2021

Is the Roth IRA for you? When should you file Social Security? When does it make sense to accelerate your taxable income? Ross and Dan talk through three common planning issues in this week's show.
E-mail us at checkyourbalances@outlook.com to submit your questions for the show!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Episode 5: 10 Takeaways from Warren Buffet's 2021 Letter to Shareholders Mar 03, 2021

Investing icon Warren Buffet writes a letter to Berkshire Hathaway shareholders each year. Ross and Dan break down the 2021 letter and share their top 10 takeaways that you can apply to your financial life and investing.
E-mail us at checkyourbalances@outlook.com if you had a different take or with any questions that you think we should cover in upcoming shows!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Episode 4: An Interview with Chef Jonathan Krinn Feb 24, 2021

The chef and restaurateur behind the award winning Clarity restaurant in Vienna, VA joins us to talk about his journey and what it has been like adapting a restaurant in the pandemic. There are lessons for all business owners and entrepreneurs in the way chef Krinn has been able to navigate the situation.
E-mail us at checkyourbalances@outlook.com with any feedback, questions, or to participate in this week's gift card challenge! And visit clarityvienna.com to learn more about our guest and his establishment.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Episode 3: Kids and Investing Feb 17, 2021

College savings plans, picking stocks your kids will understand, and more. Our resident Advisor-Dad takes you through his process and what you need to be thinking about if you're interested to get your kids started on their investing journey.
E-mail us at checkyourbalances@outlook.com with questions you want us to cover and feedback!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Episode 2: Myths About Retirement Finances Feb 10, 2021

Should you make it a goal to payoff your mortgage? Do you need to convert to a dividend focused portfolio? What's the right allocation for your age? This week Ross and Dan unpack 3 common myths that investors have as they approach retirement.

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

Episode 1: An Interview with Morgan Housel Feb 03, 2021

Morgan Housel, author of The Psychology of Money and partner at The Collaborative Fund joins Ross and Dan to discuss his book.
Check Your Balances is a journey through investing, personal finance, and business with an emphasis on always understanding the tradeoffs. Ross and Dan unpack common financial planning anecdotes and lore to help listeners get down to what will really make the most impact for them. Subscribe so you don't miss an episode!

Send your questions for upcoming show to checkyourbalances@outlook.com
@checkyourbalances on Instagram

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