Deeper Than Money

Getting A Credit Card Without A Male Cosigner Oct 28, 2024

In this week’s episode, Chloe dives into the 50th anniversary of the Equal Credit Opportunity Act, a landmark legislation that transformed the financial landscape for women.
Chloe explores the significance of this law, reflecting on its impact on women today and why it remains crucial to understand its history. Today we are celebrating progress, while highlighting the work still to be done for the women after us as well.
Purchase the Deeper Than Money book HERE: https://www.deeperthanmoney.com/deeperthanmoneythebook
Learn more about The Wealth Accelerator HERE:
https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Who Is Your Money Working For? Oct 26, 2024

In this week’s episode, Chloe dives into the fascinating concept of making your money work hard for you! She’ll explore what it really means to have your finances hustling and how to identify whether your money is putting in the effort for your benefit—or for someone else’s.

Chloe shares engaging real-life examples to illustrate these ideas, emphasizing why it's crucial to be aware of who your money is really serving. Plus, she talks about actionable strategies—both big and small—that you can implement to ensure your hard-earned cash is truly working in your favor.
Learn more about The Wealth Accelerator here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Why You're Avoiding Your Finances Oct 14, 2024

In this week’s episode, Chloe opens up in a heartfelt discussion about the all-too-common struggle of avoiding our finances.
Have you ever found yourself feeling guilty or stressed every time you glance at your bank account? Or maybe you dread that email from HR about your 401(k) and keep putting it off? It’s a cycle many of us know well—spending without awareness, feeling lost in the world of finance, and dealing with the shame and embarrassment that can follow.

Chloe is here to help you break free from that cycle. She shares practical advice on how to quiet that nagging voice in your head that holds you back from truly engaging with your financial situation.
Tune in to discover how to turn those feelings of guilt into confidence and clarity!
Learn more about The Wealth Accelerator Here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

A Pep Talk From Chloe Sep 30, 2024

Need a bit of a pep talk? We got you.
Join Chloe as she shares her top 7 self-beliefs that supercharge her confidence! Whether you’re stepping into a new job, launching a business, or aiming for that next financial milestone, we all need a little boost sometimes.
Throughout her discussion of these 7 beliefs, Chloe also explores the valuable lessons we can learn when we encounter roadblocks or experience periods of self-doubt. These moments can be powerful opportunities for growth and resilience!
Chloe’s got your back with a lively discussion on how to break through self-doubt and embrace your potential!

30 Money Things To Do Before 30 Sep 23, 2024

Take This Quiz Before You Listen:
https://www.deeperthanmoney.com/30-under-30-quiz#R313763-71133b76
In this week’s episode, Chloe dives into a moment of personal reflection as she celebrates her birthday and looks ahead to the goals she’s setting for her 29th year.
She challenges conventional milestones, urging listeners to rethink what success looks like at different ages. Chloe also highlights the transformative power of financial literacy, sharing how mastering our finances can empower us to turn our aspirations into reality.
Learn more about The Wealth Accelerator Here:
https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Start Here: What Is Deeper Than Money? Sep 02, 2024

In this week's episode Chloe is doing a little introduction and refresher, talking about what Deeper Than Money is all about.
Whether you're an OG listener, or new to Deeper Than Money Chloe is diving into what her ultimate goal is for Deeper Than Money and what we stand to create/teach.
Buy Chloe's Book Deeper Than Money here: https://www.deeperthanmoney.com/deeperthanmoneythebook
Learn more/apply more The Wealth Accelerator Here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

What To Do When You're Self-Sabotaging Aug 26, 2024

In this week's episode Chloe walks through the six questions she ask herself to decrease self sabotaging behavior and how this can apply to more than just money or finances.
We can self-sabotage in many different ways and in different areas of our lives so Chloe is not only talking about the six questions and steps she takes to decrease this but also talks about why we may self-sabotage our own dreams and goals in the first place.

Is Real Estate The Best Way To Build Wealth? Jun 13, 2024

In this week's podcast episode Chloe is giving a little life update as well as talking about her newest property.
While it's exciting to talk about buying property, it can also lead to the question of "Should I be buying property?"
So today Chloe is sharing her thoughts on if real estate is actually the best way to build wealth and what are the pro's and cons of doing so!
Learn more about The Wealth Accelerator Here:
https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Quick Sand Spending Jun 03, 2024

In today's episode Chloe talks about "quick sand spending" and how we can subconsciously be self sabotaging our goals through this process of "leaving money in our checking account."
She talks about what we can do in place to not restrict our spending, but rather have a clear plan on what to do with all that "extra" cash.
Check out Hot Girl Finance Season 2:
https://www.deeperthanmoney.com/hot-girl-finance-season-2
Learn more about The Wealth Accelerator here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

How To Know If Your Spending Is Good Or Bad May 20, 2024

In this weeks episode Chloe talks about the popular money myth of "spending is bad."
Chloe breaks down changing the narrative and mindset to a spending in or out of alignment approach and why we feel like our spending habits bring guilt or shame when we do spend. She also dives into talking about how our spending habits are different for everyone and gives a sneak peak of how we can identify if a purchase is in or out of alignment.
Pre Order Hot Girl Finance Season 2 Here: https://www.deeperthanmoney.com/hot-girl-finance-season-2
Use code HGFPRESALE for $12 off Season 2
Use code BUNDLEPRESALE for $20 the Season 1 & Season 2 bundle

Stop Identifying Where You're At May 14, 2024

In this weeks episode Chloe talks about identifying where you are currently at and how to practice the mindset of getting where you want to be and how we can often self sabotage that.
She breaks down the eight steps when it comes to identifying where we are at, what we want, and how to get there while still growing as a person. Chloe also talking about the mindsets behind our current beliefs for ourselves and how we can understand those relating to our dreams and goals.
Chloe's Book: https://a.co/d/6o8Jdwe
Learn more about The Wealth Accelerator Here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

I Wish I Paid Off My Debt Slower May 06, 2024

If you could go back in time and give yourself advice or insight, what would you tell past you? This week Chloe shares one thing she would have shared with herself when she was in the thick of paying off debt… which would be to “pay off debt slower!” In this episode she shares 4 things she would have changed during her debt payoff journey, WHY she would give her past self this advice, and how it may have impacted her trajectory.

Ready to go all in and start leveling up your finances? Our May round of Wealth Accelerator kicks off THIS WEEK! Learn more and apply here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

One Year Rewind: Chloe Reflects On One Of Her Biggest Financial Decisions To Date May 01, 2024

This week we are dropping a special bonus episode featuring a reply of one of our most popular episodes where Chloe shared about her decision to level up her own life and get out of her comfort zone when she decided to buy her house last spring. In this rewind episode, she shares her reflection of that decision one year later, and the growth and happiness that came from facing her doubts and fear and going all in on her goals and dreams.

Learn more about and apply for The Wealth Accelerator (we kick off our next round this month!): https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Chloe's Next Goal: Retire Early Apr 29, 2024

In this episode Chloe talks about her next financial milestone that she is working towards (spoiler alert: it is total financial freedom/early retirement bby!) Chloe talks about why she is working towards this goal, how she is making money moves to get there, and shares strategies on how you can work towards your own amazing financial goals right now.

Nerd Wallet Investment Calculator: https://www.nerdwallet.com/calculator/investment-calculator

Bankrate Investment Calculator: https://www.bankrate.com/investing/investment-goal-calculator/

Learn more and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Why We Self-Sabotage Our Dream Outcomes Apr 22, 2024

In this weeks episode Chloe talks about investing in yourself and why we self-sabotage. She gets into all the detail of how investing in yourself can initially be scary and out of your comfort zone, but also how you can stop self-sabotaging your own dreams and create a better outcome for yourself and your finances.
Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

7 Things I Do When I Get The Urge To Impulse Spend Apr 15, 2024

In this weeks episode Chloe talks about the difference between spending and impulse spending. She talks about the steps she takes when she has the urge to impulse spend as well as how to decide if a purchase is in alignment.
Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Are You An Investor? Apr 08, 2024

This week Chloe talks about what it means to be an investor. She talks about some key steps when it comes to learning about investing as well as important mind shift changes around the question "are you an investor?"
Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Why I Save $0 A Month Apr 01, 2024

In this episode Chloe talks about the money myth of saving money, and why she saves $0 a month as a millionaire. She talks about the difference between spending money, wealth building money, and wealth protecting money and what these types of money look like.
Grab the FREE High Yield Savings Account Training: https://www.deeperthanmoney.com/HYS-Training
Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Splitting Expenses With Friends Mar 25, 2024

This week Chloe tackles the topic of how to split expenses with friends. She goes over the Do’s and Do Not’s of how to approach these conversations with your besties and the deeper than money beliefs, fears, and hesitations we face when it comes to splitting expenses with friends.

Splitwise is a free option to help split bills on trips: https://www.splitwise.com/

Habit Stacking...Money Edition Jan 24, 2024

This week, Chloe sits down with habit stacking queen, Shelby Sacco! They dive into how habit stacking can help you level up your life AND your finances.

Sad To Savage Podcast with Chloe Elise: https://podcasts.apple.com/us/podcast/chloe-elise-on-ditching-money-shame-and-building/id1637284186?i=1000642426842

Follow Shelby on Instagram: https://www.instagram.com/shelbysacco5/

Grab the Sad to Savage Habit tracker: https://a.co/d/0LxbKj8

Make Your Money Work As Hard As You Do Jan 09, 2024

You work your ass off so shouldn’t your money be working just as hard as you? This week Chloe talks about how she made $23,000 in passive income. She discusses the building blocks and strategy that you can incorporate into your finances to help your money work even harder so you can make those money gains.
Ready to make that money put I the work? Learn more about The Wealth Accelerator and apply for our February 2024 round: The Wealth Accelerator

Your Top Money Goal For 2024: Spending In Alignment Jan 03, 2024

In the first episode of 2024, Chloe talks about how spending in alignment is key to reaching our money goals. Chloe does a deep dive on how to recognize what alignment truly looks and feels like and what steps to take even when spending is in your budget, but may not be aligned with your goals and priorities.

If you are ready to kick off your new year by going after your money goals, apply for the February 2024 round of The Wealth Accelerator here: https://docs.google.com/forms/d/e/1FAIpQLSeg_mYcGyGB6FjrYG9Gv41ecF2PMt3GCmkU8j8BbQOP_g9oJw/viewform

Sign up for our monthly newsletter to get access to free resources, templates, and stay up to date on the latest financial news: https://www.deeperthanmoney.com/newsletter

Get a head start on your 2024 reading goal, grab your copy of Deeper Than Money, the book: https://a.co/d/2ZClCMJ

Chloe’s Immunity Shot recipe: In a juicer (or blender) combine 4 lemons (peeled), 1 orange (peeled), 3 bulbs of garlic, 6oz of ginger. If you are using a blender strain the liquid thoroughly with a mesh strainer or cheese cloth. Mix together 6oz of water with your desired amount of Cayenne and Turmeric. Combine juice mix and spice water and pour mixture into jars.

How To Gift Give Without Money Stress Dec 11, 2023

Tis the season to be spending… this week Chloe sheds some light on the pressure to spend more during this season of giving. She talks about her relationship with gift giving during the holidays and how to plan to spend in alignment with your goals especially when it comes to gift giving.

Get Deeper Than Money the book: https://a.co/d/aOO75PC

Are Your Money Beliefs On Autopilot? Dec 04, 2023

This week Chloe talks about what it means to have your money beliefs on "autopilot". She talks about what they are, where they come from, how they affect you, and why it is important to update them.
Learn more and apply for The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator

Do You Need a Beneficiary? Oct 09, 2023

This week Chloe breaks down what a beneficiary is, how it works, and if you need one. She gets into all the details on the ins and outs of how this process works, and why it is important to think about no matter where you are at in your financial journey.

The Power Of Women Building Wealth Oct 02, 2023

In this episode, Chloe talks about how powerful it is when women build wealth. She discusses the positive effect that wealth building women can have not only on their own lives, but the lives of those all around them and beyond and how impactful a community of women can truly be.

Taylor and Travis TikTok: https://www.tiktok.com/t/ZT8MCt5Kq/

Our October round of The Wealth Accelerator starts soon! Learn more and apply today: https://www.deeperthanmoney.com/the-wealth-accelerator

10 Things I Would Tell My 18 Year Old Self Sep 25, 2023

Chloe is sharing the 10 pieces of advice she would give her 18 year old self in this weeks’ episode. Join her as she talks about the things she has learned from life, relationships, to money, and business.

Apply for the October 2023 round of The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSfDjyrNlUB_SlFcPp8Pij986bvBc8kHo8yXFQPsLbOW3QMf4w/viewform

How To Stop Comparing Yourself To Others Sep 18, 2023

This week, Chloe shares her five steps to stop comparing yourself to others. She discusses how ditching comparison can help you in practical ways but also level up your mindset and get closer to your goals.

Learn more and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSfDjyrNlUB_SlFcPp8Pij986bvBc8kHo8yXFQPsLbOW3QMf4w/viewform

Student Loans Are Back... Now What? Sep 11, 2023

This week, Chloe talks all about the return of Student Loans. This has been a hot topic for so many people, and has created a lot of stress and uncertainty. Chloe shares some strategies for managing stress and how to plan for payments. She also answers some of the frequently asked questions she has received around student loans.

Find out more about your Federal Loans here: www.studentaid.gov

Learn more about the SAVE plan: https://studentaid.gov/announcements-events/save-plan

Learn more and apply for the October 2023 round of The Wealth Accelerator™: https://www.deeperthanmoney.com/the-wealth-accelerator

Chloe's 28 Things She Wants To Do While 28 Sep 05, 2023

It is one of our favorite episodes of the year – Chloe’s birthday episode! In this week's episode, Chloe shares the 28 things she wants to do while 28! Hear her goals, dreams, plans and more.

Subscribe to our monthly newsletter here: https://www.deeperthanmoney.com/newsletter

Get your copy of Deeper Than Money the book: https://www.deeperthanmoney.com/deeperthanmoneythebook

Learn more about and apply for the October 2023 round of The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSfDjyrNlUB_SlFcPp8Pij986bvBc8kHo8yXFQPsLbOW3QMf4w/viewform

I Missed a Credit Card Payment... Aug 28, 2023

This week Chloe shares how she recently missed a credit card payment. She talks about the financial impact of missing this payment as well as the deeper than money effect this had on her. And how she responded to making a financial “mistake”.

Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook

Leave an Amazon review for the book here: https://a.co/d/7XV7DEB

Learn more about The Wealth Accelerator and apply for the next round: https://www.deeperthanmoney.com/the-wealth-accelerator

Bonus Episode: Author's Note from Deeper Than Money the Book Aug 23, 2023

In this special bonus episode, Chloe shares the importance of her book and how it allowed her to work closely with and connect to her mom. Listen to the Author’s Note read by Chloe Elise from the Deeper Than Money audiobook published by Penguin Random House.

Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook

Prefer to listen? Purchase the audiobook here: https://www.audible.com/pd/Deeper-than-Money-Audiobook/B0BNQWGV32?action_code=ASSGB149080119000H&share_location=pdp

Chapter 1 Audio Book Sneak Peak Aug 21, 2023

It is time to celebrate, Deeper Than Money the book officially releases on August 22, 2023. In this episode, Chloe shares more about the book, why she wrote it, and who it is for. You can also listen to a sneak peek of Chapter 1 from the Deeper Than Money audiobook published by Penguin Random House.

Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook

Prefer to listen? Purchase the audiobook here: https://www.audible.com/pd/Deeper-than-Money-Audiobook/B0BNQWGV32?action_code=ASSGB149080119000H&share_location=pdp

The 5 Things I've Learned About Money In My 5 Years of Business Aug 12, 2023

It’s our birthday! Deeper Than Money is celebrating 5 years in business!! To celebrate, Chloe is sharing the five things she’s learned about money over the last five years. We are so overjoyed to be sharing this milestone with all of you, thank you for being here for the ride – we are looking forward to the next 5+ years of the journey with all of you.

Preorder Deeper Than Money The Book: https://www.deeperthanmoney.com/deeperthanmoneythebook

Get a signed copy of the book here: https://www.rainydaybooks.com/DeeperThanMoney

Grab the audiobook: https://www.audible.com/pd/Deeper-than-Money-Audiobook/B0BNQWGV32
Interested in applying for The Wealth Accelerator? Learn more here: https://www.deeperthanmoney.com/the-wealth-accelerator

Chloe Spills Tea On Doubting Herself + How To Get The F*ck Out Of Your Comfort Zone Apr 03, 2023

Chloe shares her real time life update and how she is being pushed out of her comfort zone and making one of the biggest life changes since she quit her corporate job to go full time with Deeper Than Money. She shares what’s been going on, her thought process and emotions throughout her decision-making journey, and what’s helped her get out of her comfort zone in order to live more in alignment with her dreams.
Money Thermostat Podcast: https://open.spotify.com/episode/63FIaXN8Yi9iZcDfxgeJsm?si=da8d0fb30b6248ca
If you’ve been thinking about joining our next round of The Wealth Accelerator, kick that doubt to the curb and trust yourself. Learn more about the program and apply here: https://www.deeperthanmoney.com/the-wealth-accelerator

Becoming a Millionaire at 27 Mar 28, 2023

Chloe share’s her journey to becoming a millionaire before her 28th birthday. From the highs and lows and everything in between, she talks about the money moves she made to hit her goal and how you can tap into your own dreams and goals to make them a reality.
If you are ready to go all in on your finances while also enjoying your life and doing the things you love, applications are open for the next round of our 12 week transformational program The Wealth Accelerator. Learn more about the program and apply here: https://www.deeperthanmoney.com/the-wealth-accelerator

Can you Bank on Banks? Recent Bank Crashes Explained Mar 21, 2023

Chloe breaks down WTF is happening the recent bank crashes. She is giving the 411 on what happened, what it means, and how it impacts you.
Grab the FREE High Yield Savings Account Training: https://www.deeperthanmoney.com/HYS-Training
Learn more about The Wealth Accelerator and apply here: https://www.deeperthanmoney.com/the-wealth-accelerator

One Shift That Changed My Money Trajectory Mar 13, 2023

Season 4 is here, and Chloe is sharing the number one thing that changed her trajectory with money. In this episode Chloe walks you through the mindset shift you can take to uplevel your life.

Ready to make a transformational change? Join the next round of The Wealth Accelerator. Learn more and apply here: https://www.deeperthanmoney.com/the-wealth-accelerator

Chloe Opens Up About The Effects of Toxic Relationships Dec 19, 2022

In this episode Chloe does something she’s never done before by sharing a recording of a session with her therapist. She discusses the impact of being in an emotionally abusive relationship, the power that gaslighting and manipulation has had on her, and the importance of trusting yourself and your intuition.
If you want more information on therapy or how to find a therapist, the following resources may be helpful:
•Better Help - an online therapy platform
•Psychology Today- search for therapists in your area
•Your Health Insurance provider - can help you find therapist in network based on your plan.
•Your HR department at work - some organizations have free resources for employees related to therapy and mental health.

Why You Crave Toxic Dec 12, 2022

It’s time to end your toxic relationship. In this episode, Chloe shares how our toxic relationship with money can hold us back, keep us in destructive patterns, and restrict us from a happy and healthy relationship with money.

Your Money Thermostat Podcast: https://open.spotify.com/episode/63FIaXN8Yi9iZcDfxgeJsm?si=4a890bca40b34cfd

Learn about and apply for The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator

How to Avoid Spending Stress on Friends Trips Dec 12, 2022

This week Chloe is recapping her latest trip with her friends and sharing tips on how to plan spending for group trips, how to set expectations around spending, and how to talk money before, during and after a trip. Money conversations don’t have to be awkward and spending money on a group trip doesn’t have to be stressful. It is time to focus more on the fun by planning spending and talking about money

Learn more about The Wealth Accelerator and Apply Here: https://www.deeperthanmoney.com/the-wealth-accelerator

The Freedom of Decision Making Dec 06, 2022

In this episode, Chloe share's the importance of making decision and her advice on how to get unstuck.
Free High Yield Savings Account Training: https://www.deeperthanmoney.com/hysa-training

Apply for The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator

Create a Credit Karma Account: https://www.creditkarma.com/

3 Mistakes People Make When It Comes To Money and Relationships Oct 10, 2022

This week Chloe is going over the 3 mistakes people make when it comes to money and relationships. From the idea of equality vs fairness, factoring in emotional and physical labor along with finances, and protecting yourself and your relationship financially. Chloe shares her tips and strategies to have money go from a point of contention to one of connection.

Fair Play Eve Rodsky - https://www.amazon.com/dp/0525541942/?ref=idea_lv_dp_ov_d

Grab the newest version of Wealthier Together on presale for $97. The new and improved modules drop on October 28th. https://www.deeperthanmoney.com/wealthier-together

I'm Opening My First Credit Card...Now What? Oct 03, 2022

In this episode Chloe shares information on what to know before you open your first credit card, or your next credit card if you already have one. She goes over the do’s and don’ts of using credit cards, how to pay it off, and how to strategically use credit cards to raise your credit score.

Get a free Credit Karma account here: https://www.creditkarma.com/signup?headline

A Sneak Peek at Hot Girl Finance Sep 19, 2022

Today is the day, Hot Girl Finance officially kicks off on September 19th! Hot Girl Finance is our 20 day audio program aimed at leveling up your life (from relationships, work, confidence, money, and more!).
If you want to learn more or are are still on the fence on if it is the best fit for you, this week Chloe is sharing one of the Hot Girl Finances episodes on the podcast so you can get a feel for what HGF is all about.
Ready to join the party? Sign up for Hot Girl Finance here: https://www.deeperthanmoney.com/hot-girl-finance

What the Hell is Going on with Student Loan Forgiveness? Sep 05, 2022

This week Chloe breaks down the news and logistics around Student Loan forgiveness. She goes over what we can do now and how to determine if you are eligible for student loan forgiveness and/or refunds payments made during the loan payment freeze.

High Yield Savings: Everything You Need to Know Podcast

FREE Hight Yield Saving Account Training

To find out if you qualify for/have Pell grants log into https://studentaid.gov/fsa-id/sign-in

Borrowers can go to StudentAid.gov and provide an email address to be notified when the application for debt forgiveness goes live.

Need to find out who your loan servicer is? Call the Federal Student Aid Information Center
( 1-800-433-3243 )

Script for calling your loan service provider to look into refunds on loan payments that were made during the freeze: “Hi, my name is _________ and I am eligible for a student loan payment refund due to the CARES Act. I’d like my payments made from X date to X date refunded. Can you please help me with this? What other information do you need?”

Chloe's 27th Birthday Episode Sep 03, 2022

It is Chloe’s 27th birthday! To celebrate she is sharing her list of 26th things she wanted to achieve while she was 26, what all she accomplished, and what on her list didn’t get done. She also goes over her list of 27 things she wants to achieve while 27!

Chloe’s Story of Going From Broke to Over Half a Million Net Worth by 26 Aug 08, 2022

Chloe shares her story of going from a broke college girl with over $36k in debt to being on track to hit her millionaire status by 28.

Check out her story on Instagram @deeper.than.money

Join the $1000 Challenge here: https://www.deeperthanmoney.com/$1000-challenge

Learn more about The Wealth Accelerator and Apply: https://www.deeperthanmoney.com/the-wealth-accelerator

Why I'm a Hoe for a Roth IRA Jul 26, 2022

In this episode learn why Chloe is obsessed with Roth IRA’s, what they are, how they work, and why it is an important part of investing.

Investing Bundle (Investing 101 and Investing 201): https://www.deeperthanmoney.com/investing-masterclasses

Free Roth IRA Training: https://www.deeperthanmoney.com/rothira

How to Financially and Logistically Prepare for a Big Trip Jul 18, 2022

Chloe breaks down her trip to Europe and shares how to financially and logistically prepare for travel. She shares her lessons learned from her latest trip abroad and what she loved and what she would do differently next time.
Episode Fact Check: Approximately 9.6 million people visited the Louvre in 2019

Getting Healthier and Wealthier Jul 11, 2022

This week Chloe shares about her health journey and what steps she has taken that help her to feel her best self.
Let’s Talk Money with Katrina Swanson - https://open.spotify.com/episode/10hO18fkIZmwhiLlpnu9Bl?si=fe1e58436e8c47da

Katrina – Alternative & Holistic Health Service - https://www.instagram.com/katrinaraeswanson/

Kathie – Life Coach - https://www.instagram.com/anderkat30/

Lathan – Fitness/Nutrition Coach - https://www.instagram.com/bassbuiltfitness/

Stop Talking Politics Jul 04, 2022

In this episode Chloe unpacks the financial implications with the overturn of Roe vs. Wade

What Does Overturning Roe v. Wade Mean? Everything To Know So Far About The Court’s Decision and Its Impact by Korin Miller - https://www.womenshealthmag.com/life/a39893688/overturn-roe-v-wade-meaning/

The Legacy of Roe v. Wade and the War on Poverty by Heidi Williamson - https://www.americanprogress.org/article/the-legacy-of-roe-v-wade-and-the-war-on-poverty/

Key Facts on Abortion - https://www.amnesty.org/en/what-we-do/sexual-and-reproductive-rights/abortion-facts/

Voter Registration Information - https://www.usa.gov/voter-registration

Register to Vote - https://vote.gov/

Are You Wasting Money? Jun 27, 2022

This week Chloe talks about and challenges the idea of wasting money. What does wasting money even look like? How does the idea of being wasteful with money impact our money mindset?

Let's Talk Money With Jenna Palek Jun 20, 2022

This week Chloe is joined by Jenna Palek on the podcast. Jenna is a full-time content creator in Austin Texas who has built a community on having Fun on Weekdays and helps her audience navigate adulthood, friendships, work-life balance, and so much more. In this episode, Jenna gets real about money and more, as a content creator and some of her biggest lessons and money mindset shifts as her career continues to grow. This is part one of Chloe and Jenna's conversation! Make sure to catch part two on Jenna’s podcast, Fun On Weekdays.

Listen to Jenna’s Podcast, Fun on Weekdays: https://podcasts.apple.com/us/podcast/fun-on-weekdays/id1577946528

Follow Jenna on Instagram: https://www.instagram.com/jennapalek/

Follow Jenna on TikTok: https://www.tiktok.com/@jennapalek?lang=en

Fun On Weekdays Website: https://funonweekdays.com/

Chloe's Hinge Profile Jun 20, 2022

In this episode Chloe shares her Hinge Profile… well sort of! She is giving you the 411 on who Chloe is, what she loves, and how she spends her time and answers some of her most frequently asked questions.

What To Ask Yourself When Deciding To Make an Investment May 03, 2022

Chloe goes over the 4 questions you need to ask yourself when you are deciding to make an investment.
Learn more about and apply for The Wealth Accelerator Here: https://www.deeperthanmoney.com/the-wealth-accelerator

4 Reasons Why You Shouldn't Be Investing Right Now Apr 18, 2022

Chloe talks about the 4 reasons why you should not be investing right now and why it is always the right time to learn about investing.
Free HYSA Training: https://www.deeperthanmoney.com/high-yield-savings-account-training
Join our text list: Text "MONEY" to (+1) 816-722-3583
Follow us on Instagram: @deeper.than.money AND @deeperthanmoneyco

What Do I Pay Off First? Apr 11, 2022

Chloe shares her strategy on how to determine what order to save, pay off debt, and invest.

WTF Do I Do About My Federal Student Loans podcast link – https://open.spotify.com/episode/2EqlJ8Vg3QOIrkLVNCja05?si=90f5d32e48cb45bd

High Yield Savings: Everything You Need to Know podcast link- https://open.spotify.com/episode/3aPzp3ak2QDDLOEubWCy6i?si=b46e69ba59504c0f

HYSA Free Training link – https://www.deeperthanmoney.com/high-yield-savings-account-training

Wealth Accelerator link - https://www.deeperthanmoney.com/the-wealth-accelerator

If You Could Have A Million Dollars Apr 04, 2022

This week Chloe talks about raising your vibe around money and why it will help you get closer to your dream life and how to enjoy the journey.
Learn more about The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator
What is Your Money Thermostat Set At? Podcast Episode: https://open.spotify.com/episode/63FIaXN8Yi9iZcDfxgeJsm?si=c7cbbf08db1f4f28
Check out the Negotiation Playbook: https://www.deeperthanmoney.com/negotiation-playbook

WTF Do I Do About My Federal Student Loans Mar 28, 2022

Chloe breaks down the current situation with Federal Student Loans and give tips on how to make a plan for success.
Deeper Than Money Co Instagram: https://www.instagram.com/deeperthanmoneyco/
Student Loan Forgiveness Tool: https://studentaid.gov/pslf/

How Much People Pleasing Is Costing You Mar 21, 2022

Chloe shares her past with people pleasing, how living for others expectations is costing you, and what to do to start living the way you want to.
Negotiation Playbook - use code SPRINGBREAK to get the playbook for $34 (normally $49).
https://www.deeperthanmoney.com/negotiation-playbook

Hating Yourself Wealthy Mar 14, 2022

Chloe discusses what hating yourself wealthy looks like and why it isn't sustainable, and how to start loving yourself wealthy today.
Screw You and Your No Spend Month Podcast: https://open.spotify.com/episode/4TkrfhFk0vOgm53HFiyipW?si=03d30bd709984e63

What I Spent On My Trip to Tahoe Mar 07, 2022

Grab The Travel Guide for $15 at
https://www.deeperthanmoney.com/travel-guide
or leave a review on our podcast and send a screenshot to contact@deeperthanmoney.com to get the Travel Guide for FREE.

Chloe's Journey to Entrepreneurship Nov 15, 2021

Learn about Chloe's journey to starting Deeper Than Money and find out about how to level up your own biz goals and dreams.
Exact Process to Create Your Dream Life Process

https://podcasts.apple.com/us/podcast/exact-process-to-create-your-dream-life/id1471003314?i=1000454307012

Apply for the Biz Accelerator

https://deeperthanmoney.mykajabi.com/biz-accelerator

5 Things I've Done to Change My Money Patterns Nov 01, 2021

My 5 strategies to identify and change money patterns.
Small Biz Finances Masterclass

https://deeperthanmoney.mykajabi.com/small-biz-finances-masterclass

70% of lottery winners will declare bankruptcy

https://www.washingtonpost.com/outlook/five-myths/five-myths-about-the-lottery/2019/12/27/742b9662-2664-11ea-ad73-2fd294520e97_story.html

What is Your Money Thermostat Set At Podcast Episode

https://podcasts.apple.com/us/podcast/what-is-your-money-thermostat-set-at/id1471003314?i=1000489627367

The Wealth Accelerator

https://www.deeperthanmoney.com/the-wealth-accelerator

Stop Sticking To Your Budget Oct 25, 2021

Learn about why our mindset around sticking to a budget can hold us back and create guilt and shame around spending.

Do You Have a Backup Plan? Oct 18, 2021

Chloe discusses the importance of having a financial backup plan and the freedom that financial independence can bring.
To learn more about and apply for the next round of The Wealth Accelerator click here: https://www.deeperthanmoney.com/the-wealth-accelerator

Chloe Tells All...Her Breakup Advice Oct 11, 2021

What if I Fail With Money? Oct 04, 2021

Chloe talks about how to prepare for our biggest money fears and failures.
High Yield Savings Account Training: https://www.deeperthanmoney.com/high-yield-savings-account-training
F*CK Your Budget Masterclass: https://www.deeperthanmoney.com/f*ck-your-budget-masterclass

F*CK Your Budget! Sep 27, 2021

Why is your budget not working for you? What can you do to make sure you are hitting your money goals and spending in alignment?
Sign up for October's Masterclass "F*CK YOUR BUDGET!" - https://www.deeperthanmoney.com/f*ck-your-budget-masterclass

Why You Should Stop Saving Money Sep 20, 2021

Why is it not always the best idea to be saving money? What should you be doing with your money instead?
Podcast Episode on Planning Monthly Spending:
https://podcasts.apple.com/us/podcast/how-to-successfully-plan-your-monthly-spending/id1471003314?i=1000469931029

Let's Talk Money with Natalie Franke Sep 13, 2021

Natalie’s Website: https://nataliefranke.com/

Nataile’s Instagram: https://www.instagram.com/nataliefranke/

Order Natalie’s Book, Built To Belong: https://nataliefranke.com/book

Check Out The Rising Tide Society: https://www.honeybook.com/risingtide/

Honeybook: https://www.honeybook.com/

What to Do When You Don't Feel Worthy Sep 06, 2021

Student Loan Masterclass: https://www.deeperthanmoney.com/student-loans-masterclass

Your Federal Student Loan Strategy Aug 30, 2021

Student Loan Masterclass Link: https://www.deeperthanmoney.com/student-loans-masterclass

High Yield Saving Account Training: https://www.deeperthanmoney.com/high-yield-savings-account-training

5 Things to Do When your Expenses Increase! May 24, 2021

How to Save $10k, $20k, or $50k in the Next Year! May 10, 2021

My Home Buying Experience May 03, 2021

We bought the lake house I have grown up visiting! I am so excited to share my experience and teach you everything you need to know about financially preparing for home buying.

Why You Can't Stick to a Budget Apr 26, 2021

Is it Possible to Lose Money? Apr 19, 2021

7 Things to Do When You Feel Behind with Money Apr 12, 2021

Is Wealth Determined By Hard Work? Apr 05, 2021

Does Money Mindset Really Matter? Mar 29, 2021

Let's Talk Money With Chloe Gottschalk Mar 24, 2021

We welcome Chloe Gottschalk onto the Deeper Than Money podcast today.

Relevant Links:

Follow Chloe on IG: https://www.instagram.com/chloegottsfit

Bicah Body (first month $4.99): https://bicahbody.com/

Bicah by Chloe (best workout equipment out there!): https://bicahbychloe.com/

Are Wealthy Women Bitches? Mar 21, 2021

Do You Feel Guilty for Taking PTO? Mar 15, 2021

Should You Buy or Lease a Car? Mar 08, 2021

How Much I Spent on a Snowboarding Trip Mar 01, 2021

Are You Working Hard Enough to Get Ahead With Money? Feb 22, 2021

Credit 101 Masterclass: https://www.deeperthanmoney.com/credit-101-masterclass

How Much We Spent On Our Hawaii Trip Feb 15, 2021

Money Saving Travel Guide

Get for free:

-Leave a review on the DTM podcast

-Screenshot the review and email it to contact@deeper-than-money.com with the subject: Money Saving Travel Guide

-The DTM Team will send you a personalized coupon to get it for free

Buy for $15: https://www.deeperthanmoney.com/offers/Yza2JzfT

How to Deal with Debt and Guilt Around Spending Feb 08, 2021

Should You Use Robinhood To Invest? Feb 01, 2021

Chloe gives her take on the current events surrounding Robinhood and why you should care about them.
Quit Your 9-5: https://www.deeperthanmoney.com/quit-your-9-5

Should You Quit Your Corporate Job? Jan 25, 2021

Five things to consider when making the decision to quit your corporate job.

Let's Talk Money With Katrina Swanson Jan 22, 2021

Katrina is a voice for women's wellness, vibrant living, and creating movement habits you're obsessed with.
Hormonal Bliss Group Program

https://katrinaraeswanson-llc.mykajabi.com/HormonalBliss

Goddess Guides

https://katrinaraeswanson-llc.mykajabi.com/goddess101guides

Instagram

https://www.instagram.com/katrinaraeswanson/?hl=en

How to Manage Credit Cards Jan 18, 2021

Take a brief Credit Card 101 class on credit card basics.

How Much Should I Invest If Have Debt? Jan 11, 2021

Let's Talk Money with Food Blogger Silvie Jan 06, 2021

Blog:

www.seasonedbysilvie.com

Instagram:

www.instagram.com/seasonedbysilvie

Foodie to food blogger application:

https://docs.google.com/forms/d/1o7jYPUKieh5arsgBjl3y9FVwAfxfFkR3bm_rqMxF2uE/edit

Why Is Spending One of My 2021 Goals? Jan 04, 2021

If you don't make goals to spend, then spending will lead to guilt. Everyone needs to spend money, and if you plan for that spending you will feel empowered and joyful to be spending in alignment with your goals.

My Exact Financial Goals for the Past 5 Years Dec 28, 2020

High Yield Savings: Everything You Need to Know Dec 21, 2020

Get answers to one of Chloe's most frequently asked about topics.

16 Things I'd Tell My 16 Year-Old Self Dec 14, 2020

Self reflection is a great way to see how far you've come and acknowledge the lessons you've learned.

Let's Talk Money with Angela Holliday Dec 09, 2020

On today's podcast, Angela K. Holliday is the President of Frost Brokerage Services, Inc. and Frost Investment Services, LLC, where she oversees the firm’s 45 experienced financial advisors, as well as the sales management, operations, and compliance teams. Angela first began her career at Frost in 1996 as a sales assistant and worked her way up through various positions to her current job as President. We're excited to introduce you to Angela and the wisdom she shares about saving for retirement, investing, and her own personal success in the corporate world.

Relevant links: https://www.amazon.com/Broke-Millennial-Takes-Investing-Beginners/dp/0143133640/ref=sr_1_1?crid=28YAE5F1W2BEW&dchild=1&keywords=broke+millennial+takes+on+investing&qid=1607473829&sprefix=broke+mi%2Caps%2C179&sr=8-1

What to Do When No One Supports Your Dream/Biz Dec 07, 2020

Some people may support your dreams right away and others may not, and that's okay. But this is why you need to have a strong, positive, and sometimes independent, mindset when you start a small business.

Everything You Need To Know About Black Friday Nov 23, 2020

11 tangible tips to maximize your payoff on Black Friday while still spending in alignment.

Let's Talk Money with Matt Linski From Bank of America Nov 18, 2020

Meet our next guest, Matt Linski who is the Market President of Bank of America, Kansas City, MO Market.

As Market President, Matt Linski is Bank of America’s leader in the Kansas City, MO Market. He connects businesses, families and individuals to the banking and investment teams that will help improve their financial lives. He also leads the work to deploy Bank of America’s resources across the market and the region to address social and economic concerns and build strong communities.

In addition to being Market President, Matt is Middle Market Banking Market Executive for Global Commercial Banking. Matt is based in Kansas City and is responsible for the entire Great Plains Market including offices in Wichita, Kansas and Omaha, Nebraska. Matt also served in the additional leadership role of Kansas City Market Integration Executive for two years before being named Market President.

Matt has been with Bank of America for more than 14 years after starting his career as an intern in Dealer Financial Services. For the past 13 years Matt has worked in Global Commercial Banking, in credit products and as a Relationship Manager the last six years. He holds Series 7, 24 and 63 FINRA designations. Matt was also part of the team that developed PeerProfiler®, which is used every day as an advisory tool to help deliver strategic ideas to Global Commercial Banking clients.

Locally, Matt serves on the Board of Directors for the Children’s Center of the Visually Impaired and is a Board Ambassador for Big Brothers Big Sisters of Greater Kansas City. Matt lives in Olathe, Kansas with his wife, Theresa, and their sons, Carter and Tate.
Relevant Links

Website: https://www.bankofamerica.com/
Instagram: https://www.instagram.com/bankofamerica/

Quit Shaming People For Their Financial Decisions Nov 16, 2020

Learn how to better handle situations in which you are shamed and be more cognizant of the times that you may be shaming others. Tired of communities that shame your financial past or your money goals? Join the DTM community of people supporting others where they are at.

Travel Hacks & Cabo Recap Nov 09, 2020

Is travel okay during a pandemic? What are the best ways to save money and stay safe while on vacation? Chloe gives her take.

The Big Mistake Nov 02, 2020

After reading through hundreds of applications for DTM's new positions, Chloe offers some feedback on the biggest mistake that people, and especially women, make when applying for jobs.

Lets Talk Money: With Attorney Sam Vander Wielen Oct 28, 2020

Sam Vander Wielen is an attorney-turned-entrepreneur and legal educator who helps coaches & service-providers legally protect and grow their online brands through her legal templates and signature program, the Fearlessly Legal™️ Ultimate Bundle. Sam lives in Philadelphia, PA with her husband Ryan, lots of plants and her ever-growing stack of favorite books. If you’ve always associated attorneys with words like “shark,” “intense,” and “cutthroat,” you’re in for a down-to-earth breath of legal fresh air from Sam.

LINKS:

How to Legally Share Content blog post: https://samvanderwielen.com/how-to-legally-share-content/

Sam's Instagram: https://instagram.com/samvanderwielen

Sam's website: https://samvanderwielen.com

Ultimate Bundle: https://samvanderwielen.com/fearlesslylegal/

Watch Sam's free workshop '5 Steps to Legally Protect & Grow Your Online Business' here: https://samvanderwielen.com/free-workshop/

I'll Be a Millionaire at Retirement -- Here's How I Did It Oct 26, 2020

Small but strategic financial moves in your 20s will let you focus on finding what you are passionate about now while providing for your future self.

Stop Idolizing Frugality. Oct 19, 2020

Idolizing spending is bad, but so is idolizing frugality. To shift your mindset away from idolizing frugality: 1) stop shitting on how other people spend money, 2) check in with yourself how you feel when you're spending money, 3) have gratitude for your ability to spend and for where that money goes, and 4) check in with how you talk about frugality.

Bar K Co- Founder Dave Talks Money Oct 14, 2020

Dave Hensley is the cofounder and partner for the beloved dog bar in Kansas City and we are thrilled to have him join the Deeper Than Money podcast today! Dave is a small business owner, founder of Memory Preservation Coalition and was a long-time volunteer for Community Linc, helping inner-city mothers to build a better future. Dave lives in Kansas City and enjoys spending time with his little brother through Big Brothers as well as his pup, Bishop. Dave co-founded Bar K, after getting his dog and realizing how few places there are to take your dog while still socializing and having fun. On this episode you will hear Dave talk about small business, going after a big dream as well as the financial side of starting and growing a business. You are going to love this episode of the Deeper Than Money podcast.

Instagram: https://www.instagram.com/barkdogbar/

Website: https://www.barkdogbar.com/

Not Being Happy is Costing You Oct 12, 2020

10 Things Millionaires Do to Build Wealth Oct 05, 2020

Did you know that 80% of millionaires are first generation millionaires? Learn tangible steps you can take now to put you on the path to reaching your own millionaire status.

Chloe Rants About Being Bad At Saving Money Sep 30, 2020

Learn how to show up with a positive identity around saving money and then live out that mantra.

Is Buying Fancy Cars Stupid? Sep 28, 2020

Make your purchasing decisions based on your own value of the good, not based on how you think they will be perceived by others. When you spend in alignment with your own priorities you will feel the joy of reaching goals instead of the guilt and remorse when you spend out of a want to impress others.

Professional Dancer and Actress Brooke Maroon Talks Money Sep 23, 2020

Our next guest on the Deeper Than Money podcast is Brooke Maroon--a professional dancer, actress and model. Brooke has gone on tour with the Backstreet Boys, is the lead in the Thomas Rhett’s music videos, Marry Me & Remember You Young, and has worked with so many other industry leaders such as: Jason Derulo, Charlie Puth and Kevin Hart. Brooke is originally from Bettendorf, Iowa, moved to my hometown of Indianola Iowa to go to highschool which is where we met and became friends, and then packed up her bags at 18 and drove out to LA to become a professional dancer. In this episode, Brooke talks about going after her big dream, even when people doubted her, all things money and negotiating in the acting industry and so much more in this episode of the Deeper Than Money podcast. On a personal level, Brooke is so incredibly grounded, kind and such a big dreamer and I am so grateful to call her a friend and am thrilled to share this episode with you.

Follow Brooke on IG: https://www.instagram.com/brookemaroon/
Brooke in Thomas Rhett's Marry Me Music Video: https://www.youtube.com/watch?v=p_IwENcMPOA
Brooke in Thomas Rhett's Remember You Young Music Video: https://www.youtube.com/watch?v=f5pHiXBt8UU
Brooke in Jason Derulo's If I'm Lucky Music Video: https://www.youtube.com/watch?v=tksqqmQ5_XY
Brooke in short film Spending Time with You: https://youtu.be/_Zt5Z03Chkg

How I Failed Big Time Sep 21, 2020

Failing to reach your goal today does not mean that you have failed. It means that you haven't met your goal yet. You were put on this earth for big things and big goals -- keep pursuing them even when they don't happen on your timeline.

Chloe Rants About Bridesmaid Costs Sep 16, 2020

Ever been in a wedding and been blind sided by all of the little (or big) things you are expected to pay for? If you haven't, odds are you will at some point if you aren't intentional about your financial communications with the bride and groom.

Stop Listening to Broke People Sep 14, 2020

People will give you advice based on what they would do. This is why you need to be intentional about who you seek advice from -- you should only take advice from the people for who you want the same outcome for yourself.

Cinn Talks Money Sep 09, 2020

Today we are interviewing Cinnamon-Noelle on the Deeper Than Money Podcast. Cinnamon, Cinn for short, by day handles severe injury & litigation claims for one of the largest insurance companies in the country and by night is a Co-Coach in The Wealth Accelerator, Deeper Than Money's signature program. Cinnamon has been a private client of mine since September of 2018 and has completely transformed her finances. She became debt free after paying off over $38,000 of debt in 18 months, all while still shopping, getting her nails done and traveling all over. On a personal level, Cinn is a dear friend of mine who cares so deeply for the people around her. It has been one of the biggest blessings in my life to watch her level up, and transform her reality. Cinn, also known as bougie Aunt Cinn by her DTM clients, provides so much insight on her own journey to financial freedom in this episode. You are going to absolutely love it, and when you listen, make sure to tag us both on IG and tell her you loved it!

Follow Cinn on IG: https://www.instagram.com/cinn_sational/

Support Cinn's Favorite Organization: https://ioby.org/project/south-brooklyn-mutual-aid

The South Brooklyn Mutual Aid Fund was started by one of Cinn's mentors and works to feed families in need by delivering free grocery boxes.

Why You Can’t Land the Dream Opportunity Sep 07, 2020

CHLOE'S BDAY: 24 Things I Wanted to do While 24 Sep 03, 2020

Every year on her birthday Chloe makes a list of the things she wants to accomplish in the coming year. She reveals her list from last year and discusses what she was able to accomplish off of her list (accompanied by her trusty hype button) and talks about how she plans to grow from the goals she is still working towards.

What is Your Money Thermostat Set At? Aug 31, 2020

Your money thermostat represents what you're available for when it comes to money and what you are not -- aka your money beliefs. Chloe teaches practical steps on how to move your money thermostat up and keep it up.

WTF is a credit score? Aug 24, 2020

Your credit score does not define your worth or your ability to manage money. But it IS important in the world of finance. Chloe walks through the ins and outs of credit scores to help you come out on top while not injuring progress to the rest of your finances in the process.

Chloe Rants About Loaning Your Friends Money Aug 19, 2020

I'm F-ing Average Aug 17, 2020

Superbowl Champion Damien Wilson Talks Money Aug 12, 2020

Superbowl Champion Damien Wilson comes on the Deeper Than Money podcast to talk all things money.
Damien answers questions like:

Do people ever take advantage of you with a public salary of over $3.8 million?
What was money like growing up?
How do you get paid in the NFL?
What was the most outrageous thing you've ever spent money on?
and so much more.

Damien's IG: https://www.instagram.com/d_will6/
Damien's Twitter: https://twitter.com/dwilson_6
Shop Damien's merch: https://damienwilson57.com/collections/all-products

DTM's Top Accomplishments in 2nd Year of Business Aug 12, 2020

Welcome back to the Deeper Than Money podcast.
Today is Deeper Than Money's 2nd anniversary and we are kicking off Season 2 of the Deeper Than Money podcast.
You will find interviews, your normal solo content & mini-rants from Chloe on money topics.
Welcome, back. We missed you.
For the next 7 days only, use code "HBDDTM" to get the Negotiation Playbook for $34.30 (normally $49) by clicking here.

5 Things White People Can Do Right Now Jun 01, 2020

Books: White Fragility: https://www.amazon.com/White-Fragility-People-About-Racism/dp/0807047414
How to be Anti-Racist: https://www.ibramxkendi.com/how-to-be-an-antiracist-1
IG:
@trudilebron (Hosts workshop for White Coachs)
@simone.mcnish (hosts workshop on Inclusion, Diversity, Privilege)
@rachel.cargle (the Great Unlearn)
Podcast:
@nprcodeswitch
To donate:
Minnesota Freedom Fund: Minnesota Freedom Fund: https://minnesotafreedomfund.org/

Should I Be Paying Off My Student Loans Right Now? May 25, 2020

FREE Template on How to Negotiate Credit Card Interest Rate (with code "CREDITCARD"):

https://deeperthanmoney.mykajabi.com/offers/mzSz97rV

FREE Challenge: How to save $1,000 in 3 days:

https://deeperthanmoney.mykajabi.com/$1000-challenge

You Should Just Be Grateful May 18, 2020

8 Things I Would Do if I Lost My Job or Wanted to Make More Money May 11, 2020

Why Impostor Syndrome is Hurting Your Bank Account May 04, 2020

5 Things All Successful People Do Apr 27, 2020

Wealth Accelerator application: https://deeperthanmoney.mykajabi.com/the-wealth-accelerator

How to Build Generational Wealth Apr 20, 2020

Wealth Accelerator Application: https://deeperthanmoney.mykajabi.com/the-wealth-accelerator

How to Track if You're Behind with Money Apr 13, 2020

What A $50,000 Cash Month Taught Me Apr 06, 2020

How to Successfully Plan Your Monthly Spending Mar 30, 2020

Oops, Your Limiting Beliefs Are Showing Mar 23, 2020

Stop Self-Sabotaging to Cope Mar 16, 2020

Here are some financial specific things you can do to deal with stuff that will serve you so well long term:

1) Sit down and have a long date with your finances.

-check in w/ where you are at and how the current chaos will impact you

2) Create a PLAN

-Especially creating emergency funds right now

-What are your highest priorities

3) Find a hobby to make MORE MONEY

-multiple streams of income

-start a side hustle

-make money online-- VA, transcriber, online tutor (kids @ home)

4) Workout

5) Give

How can you give right now?

What Your Debt Says About You Mar 09, 2020

Reminder! Free Challenge starts this week on how to land your dream job + dream pay:

https://deeperthanmoney.mykajabi.com/dream-job-dream-pay

Are Tax Returns Really a Good Thing? Mar 02, 2020

Screw You & Your No Spend Month Feb 24, 2020

How Doing Hard Things Can Grow Your Wealth Feb 17, 2020

6 Steps to Make Sure Your Spending Funds Your Priorities Feb 10, 2020

How to Always Hit Your Money Goals Feb 04, 2020

His money & Her Money Jan 20, 2020

Engaged gang

Wedding update—so far we have literally been under our planned spending in every category and it’s been fun AF.

Today we are going to be talking about a mindset shift:

Your money & his money.

Right now, if you’re not married—there’s yours and there is his.

But When you’re signing up for marriage, you are signing up to combining your lives—finances and all.

So often, I get asked about couples finances, which is why I created Wealthier Together.

But here are 5 questions you NEED to ask yourself about finances before marriage:

Am I fully confident that we are on the same page with money?
Do I fully trust my partner to have our best interest in mind with our finances?
Do I clearly understand our financial plan and have complete confidence in following it?
Is our communication around money open and fun?
Am I all in for combining finances with my partner?
Do I understand that going all in for the marriage means having the same bank account?
What are the steps we need to take if we answered “no” to any or all of these questions?

Wealthier together

You aren’t ALL in for the marriage.
You aren’t on the same page with money.
You don’t trust your partner with “your” money or your partner doesn’t trust you with “his” money.

THATS IT. Period. Those are the only three reasons that you’re not conjoining finances.
https://deeperthanmoney.mykajabi.com/wealthier-together

Does Time Management Matter? Jan 13, 2020

Living Together: Financial Burden or Blessing? Jan 06, 2020

Super upfront about everything.

Do not live with someone you don’t feel comfortable talking about money with.

Know costs of everything before moving in together. Both people have to be cool with it. Decide on splitting.
BOTH names on everything
I pay bills. He pays me 3 days before they’re due.
Budget for things we split. (Groceries)
Talk about any big purchase ahead of time. (Honestly we bought things desperately ahead of time).
Buy our own stuff separately.
Have a card that we put all of our entertainment, gas, dinner, etc on and then split that at the end of the month.
Open with our own personal finances
Separate finances, same goals
“Owe” each other as little as possible
Money dates

How to Plan for 2020 Finances Dec 30, 2019

Buying My Parents a Car for Christmas Dec 23, 2019

Bought my parents a new car. Get bigger dreams and accomplish them.

Last day to apply for Wealth Accelerator: https://deeperthanmoney.mykajabi.com/the-wealth-accelerator

Success Trajectory, Food Blogging & Money Dec 16, 2019

Wealth Accelerator Application: https://deeperthanmoney.mykajabi.com/the-wealth-accelerator

Silvie's Link: https://seasonedbysilvie.com/

How to Re-frame Rejection Dec 09, 2019

1) a door you would have walked through

2) feedback

3) opportunity to raise your vibration/energetic alignment

4) think differently

Where you are keeping your money MATTERS Dec 02, 2019

Black Friday 50% off sale--LAST DAY

Where you are keeping your money MATTERS.

1) if you are holding onto cash, but have a ton of debt.

2) if you are holding onto a lot of cash in a normal savings.

3) if you are putting all of your money into investing with no liquidity.

4) If you are putting ALL of your money towards debt with no liquidity/eFund.

5) If you are keeping all of your money in a checking & easily spending that ish.

I am Going to Be a Millionaire at 27 Nov 25, 2019

BLACK FRIDAY 50% OFF SALE: http://deeperthanmoney.mykajabi.com/black-friday-sale?cid=bcf4fb16-079f-48b5-81ea-0dcafdc3059e

The reasons I don't tell people my goals:
1. If I don't hit them, I'll be embarrassed.
2. I don't want to make other people feel uncomfortable.
But I came face to face with this truth: It's my job to make other people uncomfortable.
Especially surrounding money.
Because comfortable people don't wake up and change their fucking lives.
If I trigger you...ask yourself why. We get triggered when someone else doesn't fit into the box we want them to.
Are there times when that's okay? Yes, if someone is mean to you or something. But ask yourself WHY am I being triggered if it's not something that goes against your moral code.
Why are you all worked up that me (your friend on the interwebs) is calling out her big ass goal that she is going to be a millionaire? Why are you so pissed about this? I want you to learn two things from this episode:
1) identify what triggers you and ask yourself WHY (is it bc someone else is doing something that you aren't?)
2) how are you not showing up fully or claiming YOUR big ass goal, because you want other people to feel comfortable.

Net Worth VS. Societal Worth Nov 18, 2019

What's the difference between your net worth and your societal worth?

Harry Potter & The Broke Ass Thoughts Nov 11, 2019

How are your thoughts keeping you broke?

How are your thoughts stopping you from the results you dream of?

And how can you change them?

Watch this: https://www.youtube.com/watch?v=mcMjdSk9EfY then tune into this week's episode of the Deeper Than Money Podcast.

Bye Inner Mean Girl! Challenge: https://deeperthanmoney.mykajabi.com/bye-bye-inner-mean-girl-hello-cash-flow

How to Win Big on Black Friday Nov 04, 2019

1) Remember that shopping just bc of deals is not "saving." It's spending

2) Plan out a christmas list & find items you need NOW & then save the links and buy on black friday.

3) Think about things you will need in 2020-- wedding gifts, bday gifts, etc.

4) Bulk purchases or big purchases--wedding stuff (cups, coozies, etc).

5) Shop from your couch--less tempted by "window shopping."

6) Set a "for fun" amount & stick to it (just make it realistic)

7) Shop in privacy mode or w/ cookies disabled

The Gucci Curse & Kylie Jenner Oct 28, 2019

Get excited about wealth and everything surrounding wealth -- including other people's purchases.

Exact Process to Create Your Dream Life Oct 21, 2019

Write out your perfect day.

What are you currently doing? What looks different from this?

What can you start implementing today?

What can you start working towards today?

Remember to like and subscribe & leave a review to the podcast!

Impulsive Spending Oct 14, 2019

Are you saving? Or actually just spending?

1) Was I already planning on buying this?

2) Does this purchase align with my short term and long term goals?

3) Am I prioritizing the spending of something that is not a priority for me?

4) What feelings am I ignoring in order to feel happy from shopping?

And now before I jump into ways you can ditch the impulse spending, I want to tell you about my new course!

MISSION IMPULSIVE: How to Stop Over-spending & Sabotaging Your Goals is now $197 ($200 off!) for a few weeks ONLY! Normally $397 (jumps up Nov 1).

Identify your triggers:

1) Instagram adds? Click hide add.

2) Accounts that you follow? Mute them or unfollow.

3) Unsubscribe from app alerts or marketing emails.

Spending is not bad.

But if you are someone that has BIG GOALS but ends up never reaching them because you are an impulse spending queen, it's important that you become a conscious spender.

Click here: https://deeperthanmoney.mykajabi.com/mission-impulsive to enroll in Mission Impulsive!

Do You Have to Spend to Be Abundant? Oct 07, 2019

SPENDING IN THIS INDUSTRY

-if you're really abundant...you will spend excessively, wastefully or recklessly?

Now... here's the kicker tho: I don't mean that spending is BAD.

But if spending a looooot of money is abundant for someone else and THAT is what serves them at a higher purpose...it doesn't mean that that is what abundance has to look like for you.

and let me get this straight--there's nothing WRONG with spending.

But if that isn't what serves you...it's not what abundance has to look like rn.

Maybe abundant for you is paying off loans, saving for a home WHILE still having fun.

Stop letting what other people are doing to enjoy, celebrate success and be abundant HAVE to look like your version.

What If You Were Fired Today? Sep 30, 2019

My previous corporate employers has had some big lay offs recently, and it really made me reflect on my time at corporate.

While yes, it is a "steady income" you aren't guaranteed anything when you're working for someone else.

That's not to scare you into entrepreneurship, but it should get you thinking about two things.

1) multiple streams of income
-dog walking
-plasma
-realestae
-biz owner
-side gig
-VA
-investing

2) EMERGENGY fund
-one month of expenses
-8 months of expenses just chilling
-shit will happen, be able to RELAX

I don't want to scare you into this. I want you to be able to live completely unattached to your paycheck and not depending on it in a way that would be detrimental if it stopped.

BONUS: If you are looking for a new job, but scared to quit and transition bc it'll cost you, this is also a great time to save up:

Negotiation Accelerator: Starting salary edition use code: "PODCAST" and get 15% off!

https://deeperthanmoney.mykajabi.com/salary-accelerator

Treat Yo Self = Socially Acceptable Self-Sabotage Sep 23, 2019

Awesome Treat Yo Self Categories
-Go on a walk
-Read a book before bed
-Close your laptop by a certain point every night

Crappy treat yo self Categories
-Screw my budget I will impulse spend $500 at target
-Screw my workout I am just going to go home instead
-I'm going to buy starbucks or lunch out bc i was late and didn't prepare ahead of time

When we act out of a place of instant gratification (like children), we think we are adding to our happiness, but in reality, these aren't actually helping our bigger picture goals.

New Treat Yo Self
-investing a higher percentage in your retirement
-planning out a shopping spree & then taking one
-taking a planned rest day from working out
-planning out what you'll spend at starbucks & then buying it

I want to reiterate that wanting something and buying it isn't a bad thing, but often times this "treat yo self" movement isn't actually treating you long term, it's just a glorified way to say self-sabotaging.

Make a list of the things you do when you treat yo self & see which ones are actually you self-sabotaging.

Create a new PLANNED OUT, self-advancing, exciting and guilt-free way of treating yourself instead.

It's not treating yourself if afterwards you feel sluggish, guilty or mad at yourself.

Treating ourselves should be a part of our planned out spending and our planned out activities.

So, friend, treat yourself in a way that actually treats yourself.

Should You Charge Your Friends? Sep 16, 2019

Friends & family discounts, charging your friends and so much more. Should biz owners charge their friends and family? Should non-biz owners expect product/advice for free or discounted from friends and family? Where do these "rules" come from anyway?

Get Yourself Unstuck Sep 09, 2019

Recently two thing happened that blew my mind.

1) A client of mine quit her job.

2) A client of mine said, "I never realized how much I didn't like my job until I had the flexibility to consider other options."

Money will keep you stuck.

Try these tactical steps to getting "unstuck"

Step One: Play the game...if money were no factor _______

Step Two: What are 3 tactical things that would move you toward that goal

Step Three: What would my finances have to look like to __________

Step Four: What is my plan to get there?

BONUS BDAY EPISODE Sep 03, 2019

Every year I write a list of things I want to do while I'm a certain age. This year I wrote 23 things I wanted to do while 23. In this episode I read you my list and tell you which things I accomplished and which things I didn't.

10 books I read this year:

1. Girl Stop Apologizing by Rachel Hollis
2. Girl Wash Your Face by Rachel Hollis
3. Slight Edge by Jeff Olson
4. You Are a Badass At Making Money by Jen Sincero
5. The Big Leap by Gay Hendricks
6. The Joy of Missing Out by Tonya Dalton
7. Everyday Millionaires by Chris Hogan
8. Why She Buys by Bridget Brennan
9. Go Giver by Bob Burg
10. Grit by Angela Duckworth

Your Ego is Shitting On Your Results Sep 02, 2019

What Orange Theory taught me about comparing results vs. initial planning

How you should decipher if you should do something or outsource/get help

How your ego is shitting on the results you dream about.

Does Making Money Have to Be Hard? Aug 26, 2019

Why would you loving something, be a reason to not get paid for it?

It comes from the belief that making money HAS to be hard.

Does making money have to be hard?

The answer, if you choose, can be no. No, it doesn't have to be hard to make money.

Yes, you can be compensated, and highly compensated for doing what you love.

ALL of your results are driven from your beliefs.

Identifying your beliefs and then choosing a new belief is everything.

So, here's your reminder that making money can be fun & easy. Ask yourself today...what would it look like in my life if making money was fun and easy?

Resenting Your Student Loans Won't Pay Them Off Faster Aug 19, 2019

I want you to have huge crazy goals but you also have to set those small milestones to have quick momentum. Achieving small, bite-size goals allows you to keep your focus and momentum along with a positive attitude.

How to Get More Money on Your Paychecks TODAY Aug 12, 2019

Your tax return isn't free money

What the government doesn't want you to know

How to get more money on your paychecks today

My CPA: brian@mycpakc.com

Is It Wrong to Desire Money? Aug 05, 2019

Is it wrong to want nice things?

NO.

Not only do I believe that it's not wrong to desire more...I believe it's wrong of you to NOT desire more. I think it's your freaking DUTY to want more. And here's why.

If you are living pay check to paycheck...how much can you donate to the church? Let's say you're making $30,000 and you try really really hard to donate 10% but some months, you don't even know how you're making the rent payment so you realistically only donate 5% = $1,500.

If you become a millionaire, even if you stayed only donating 5%....that's $50,000 you're donating to your church. Let's say, since you figured out your finances, that you can now donate 10%...that's 100,000......HOW MUCH MORE OF AN IMPACT DOES THAT MAKE?

When you, as a wonderful, good-hearted human being, become wealth AF, everyone around you thrives. Your community thrives, your fav org's thrive. EVERYONE WINS.

When you are out of survival mode and you start thriving...your overflow of money, pours into those around you.

You're here for more than surviving. You're here to thrive.

How to Cut Expenses Without Sacrificing Jul 29, 2019

OPTIMIZE > SACRIFICE
When I first started finances.... I was a BIG sacrifice girl.
Tangible tips to optimize without sacrifice:
-Youtube tv/firestick instead of cable
-Aldi instead of targe
-Make a grocery list
-Wash fruits & veggies + freeze when getting close
-Canceling gym membership if you don't use it & doing free classes--traveling (day pass fo free)
-Check on work discounts
-Library for book + DVD rentals
-Buy a nice lil coffee maker to pay off in long run
-Negotiating (DUH)
-Ibotta
-Energy costs (turn air down while you are at work or out of town)
-Sell ya old clothes
-Invite friends over
-Switch banks

The 3 Way Call Jul 22, 2019

Did you guys ever have 3 way calls with your girlfriends in 7th grade?

Imagine if your money was on a 3 way call with you and your boyfriend, or mom or sister or best friend.

Imagine if money was a person & could sit and listened to you talk shit about it.

Your language around money is important and impactful on the way money shows up in your life.

If you are negative, unappreciative, complaining and mad when other people have money...that doesn't attract more money to you.
Remember that money could be listening in on your 3 way call & make it a good call to listen in on.

Thanks for tuning in & remember to screenshot & tag me on Instagram!

5 Wealthy Habits Jul 15, 2019

For most people, their favorite cocktail is either vision OR action, but not a 50/50 shaken not stirred mix of the two.

So through this podcast, I am going to have a mix of vision based content--beliefs, mindset, inner-childhood scars, dreams & motivation.

And I am also going to have a mix of action based content--tangible tips, the process, the numbered steps, the logic.

Whichever you lean more toward naturally, take the time to listen to the others as well.

Today's pod is all about ACTION.

Your Dream Isn't Stupid Jul 08, 2019

It only makes complete sense that I choose my favorite thing to talk about on this 1st episode, because it also happens to be one of the top things sabotaging most millennials.

And here it is: *cue the trumpet into of trumpets by Jason Derulo* You don't believe your dreams are possible.

Here's the bottom line. I can tell you all my secrets about budgeting. I can teach you how to save like it's nobody's biz-nez.

But for today, I want to remind you:

Your dream isn't stupid

and damn it! your dream isn't impossible either.

So, hold onto it.

Hold onto that dream because all the tactical tips you are going to learn from this podcast will move you closer to that dream, but only if you believe it's yours.

Introduction Jun 27, 2019

Welcome to the introduction and FIRST EVER episode of the deeper than money podcast.

As the great urban poet Cardi B once said, "But nothing in this world that I like more than checks (Money). All I really wanna see is the (Money)."
This podcast will be all the stuff you wish you would have learned in college, and all the stuff you need to reach toward that millionaire status (or maybe for you right now...you're just trying to reach towards pay-day -- this is for you too).

On the deeper than money podcast, we will start with short solo episodes to teach you some basic finances to boost up your knowledge & start making some money moves.

We will also bring you money-making-machine guests, to push you to dream bigger & give you tactile advice to grow that bank account.

I hope you enjoy this intro episode to the DTM podcast & if you're excited for this podcast & ready for some free & fun new episodes to come, subscribe to the podcast + screenshot & share & tag me @deeper.than.money on Instagram!

See you on the next episode!

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